New IAR Template-v1

About Us PHOENIX offers business advisory solutions to entrepreneurs, SMEs, MSMEs and other business owners to diversify, expand or start a new business in Australia. We specialize in offering comprehensive business solutions pertaining business acquisition, joint ventures or setting up a new business from scratch. The business advisory solutions at Phoenix ensure transformation of client’s vision of ‘business expansion to Australia’ into reality. Our forte lies in our in-house team of experts and an extensive partner network of chartered accountants, financial planners, legal services, banks, real estate developers, businesses and more. Note - This assessment report has been completed under contract to the subject organisation named on the front cover, and follows the PHX Consulting Pvt. Ltd. methodology described here in. In completing the work, the responsibility of PHX Consulting Pvt. Ltd. methodology and its assessors or other agents is only to the management of the organisation under the terms agreed with them. PHX Consulting Pvt. Ltd. methodology does not accept or assume any responsibility for any other purpose or to any other person or organisation.

Why Australia  World class infrastructure  No recession in past 28 years  Fast growing developed economy  Family safety with quality lifestyle  Free world class education & healthcare  No pollution with Best air, water & weather





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Initial Assessment Our approach to understand you & your business needs in Australia The first step of advising or creating an effective strategy for business expansion, business acquisition, and residency options for our clients in Australia is to complete an assessment. The initial assessment allows both us and our client to understand the suitable options available to them and is the foundation on which three core services and our deliverables will be based on The financial and personal documents received from the applicant along with information noted by the client engagement team are submitted to our team of business, property and migration advisors. Each department assesses the client separately and their results are based on the information provided by the applicant and also on each other’s individual assessment. The assessment starts by identifying what basic eligibility requirements are set by the Australian state governments for business or investment migration and identify if the assessed applicant is eligible to migrate to Australia on a business or investment visa. Then the Business Advisory team will address the current scenario of business opportunities that will suit the preferences, experience, objective, expected ROI, investment capacity, short term and long-term goals. as well as future location of the applicant's business in Australia. The business advisor will take in to account the positive outcome of the migration agent’s assessment. The Business Advisory team will then provide a guide as to the possible opportunities that will suit the applicant based on previously established requirements. Our Property Advisors will then identify the most suitable rental as well as on sale properties in the Australian real estate market based on the results of the Migration team and the Business Advisory team and that are most suited to the client's requisites. Depending on the applicant’s predefined requirements, suggestions are provided to the applicant showcasing the opportunities as well defining the benefits of investing in Australia. Finally, the reports from the 3 teams will be sent to our one of strategy managers who will review the information and direct the final assessment report to be generated.

Assessment Grades Eligible Eligibility criteria meets with the business migration requirements, business and property options will be presented. Minor Non-compliance Eligibility criteria does not meet with the business visa requirements, business and property options will be presented after additional documents are provided. Another assessment report will be generated upon successful eligibility test. Not Eligible Eligibility criteria does not meet with the requirements, business and property options will not be presented.

Initial Assessment Process INITIAL ASSESSMENT REQUEST INFORMATION RECEIVED BY ASSESSMENT REQUEST TO BUSINESS DEVELOPMENT SYDNEY WITH DOCUMENTS AND MANAGER QUESTIONS REQUEST RECEIVED BY SYDNEY OFFICE AND ALLOCATED BUSINESS FINANCE ACCOUNTING LEGAL TEAM PROPERTY ADVISORY TEAM TEAM ADVISORY TEAM TEAM ASSESSMENT REPORT COMPILED AND SENT TO INDIA HEAD OFFICE ASSESSMENT REPORT PRESENTED TO APPLICANT BY CLIENT RELATIONSHIP MANAGER

Overview Applicant is a director in his company, a real estate firm established in the year 0000. They have completed many projects in last few months, and have many ongoing residential projects in market. Successful Business Career Applicant is a highly dedicated, self-persuaded and organized person, with strong communication and interpersonal skills. He has acquired business traits from his family. Applicant manages all the business activities with the help of a number of staff in his company. His hard-work and dedication gives result in direction of customer satisfaction, which is exactly the aim of the organisation and he works in a manner that customers remain associated with him for ever and even makes other people to start business with him. His good communication skills that has made him a successful businessman. The above detail shows that Applicant has required experience & business traits to be successful in his new venture in Australia. Applicant has provided us with the following documents to assess his eligibility for a business visa to Australia. Initial Assessment Documents List Status Company/ Firm PAN card Received, Accepted. Company/ Firm Registration Certificate (GST/SME/CIN) Received, Accepted. Company/ Firm ITR (Last 2 Years.) Received, Accepted. Company/ Firm Bank Statement (Last 2 Years.) Received, Accepted. Applicant’s PAN Card Received, Accepted. Applicant’s Aadhar Card Received, Accepted. Applicant’s ITR (Last 2 Yrs.) Received, Accepted. Applicant’s Bank Statement (Last 2 years) Received, Accepted. Applicant’s Passport (Front and last page) Received, Accepted. Applicant’s education documents (Last qualification) Received, Accepted. Key indicators FY 2017-18 FY 2018-19 Turnover for Buildcon INR 5,42,17,000 INR 13,22,22,400 Investment Capacity Identified or as advised by the Client INR 3 - 10 Crores Net Assets Identified or as advised by Client INR 7.5 Crores

Assessment Outcome Business Migration Business Skills Points Calculator Client’s Status Points Age of main applicant at the time of invitation 25-32 30 IELTS Score at the time of invitation -0 Business experience at the time of invitation (188A/132A) 4-7 years 10 Investment experience at the time of invitation (188B) - 0 Net business & personal assets at the time of invitation AUD 1.3 million – 1.8 million 15 Business turnover at the time of invitation AUD 1 million – 1.5 million 15 Qualification at the time of invitation 10 Innovation at the time of invitation Bachelor of Information 0 Technology - Total Points - 80 ELIGIBLE Eligibility criteria meets with the business migration requirements, business and property options will be presented. Australian Business Visa Options Vs. Your Eligibility Assessment Subclass 188A Business Innovation Stream Requirements Minimum Turnover – INR 2.5 Crores/PA (Applicant) Minimum Assets – INR 4 Crores (Applicant & Spouse) Minimum Investment Requirement – INR 3 Crores NEW SOUTH NEW SOUTH SOUTH WESTERN NORTHERN AUSTRALIAN AUSTRALIA AUSTRALIA TERITORRY CAPITAL WALES WALES VICTORIA QUEENSLAND TASMANIA TERITORRY (METRO) (REGIONAL) Subclass 188B Business Investor Stream Requirements Minimum Turnover – Not Applicable Minimum Assets – INR 11.25 Crores (Applicant & Spouse) Minimum Investment Requirement – INR 7.5 Crores NEW SOUTH NEW SOUTH SOUTH WESTERN NORTHERN AUSTRALIAN AUSTRALIA AUSTRALIA TERITORRY CAPITAL WALES WALES VICTORIA QUEENSLAND TASMANIA TERITORRY (METRO) (REGIONAL)

Subclass 188C Significant Innovator Stream Requirements Minimum Turnover – Not Applicable Minimum Assets – INR 32.25 Crores (Applicant & Spouse) Minimum Investment Requirement – INR 25 Crores NEW SOUTH NEW SOUTH SOUTH WESTERN NORTHERN AUSTRALIAN AUSTRALIA AUSTRALIA TERITORRY CAPITAL WALES WALES VICTORIA QUEENSLAND TASMANIA TERITORRY (METRO) (REGIONAL) Subclass 188D Premium Investor Stream Requirements Minimum Turnover – Not Applicable Minimum Assets – INR 85 Crores (Applicant & Spouse) Minimum Investment Requirement – INR 75 Crores NEW SOUTH NEW SOUTH SOUTH WESTERN NORTHERN AUSTRALIAN AUSTRALIA AUSTRALIA TERITORRY CAPITAL WALES WALES VICTORIA QUEENSLAND TASMANIA TERITORRY (METRO) (REGIONAL) Subclass 188E Entrepreneur Stream Requirements Minimum Turnover – Not Applicable Minimum Assets – INR 3 Crores (Applicant & Spouse) Minimum Investment Requirement – INR 1 Crores (VCE) NEW SOUTH NEW SOUTH SOUTH WESTERN NORTHERN AUSTRALIAN AUSTRALIA AUSTRALIA TERITORRY CAPITAL WALES WALES VICTORIA QUEENSLAND TASMANIA TERITORRY (METRO) (REGIONAL)

Subclass 132A Business Talent Stream (Significant Business History) Requirements Minimum Turnover – INR 15 Crores/PA (Applicant) Minimum Assets – INR 7.5 Crores (Applicant & Spouse) Minimum Investment Requirement – INR 7.5 Crores NEW SOUTH NEW SOUTH SOUTH WESTERN NORTHERN AUSTRALIAN AUSTRALIA AUSTRALIA TERITORRY CAPITAL WALES WALES VICTORIA QUEENSLAND TASMANIA TERITORRY (METRO) (REGIONAL) Subclass 132B Business Talent Stream (Venture Capital Equity) Requirements Minimum Turnover – Not Applicable Minimum Assets – INR 10 Crores (Applicant & Spouse) Minimum Investment Requirement – INR 5 Crores (VCE) NEW SOUTH NEW SOUTH SOUTH WESTERN NORTHERN AUSTRALIAN AUSTRALIA AUSTRALIA TERITORRY CAPITAL WALES WALES VICTORIA QUEENSLAND TASMANIA TERITORRY (METRO) (REGIONAL) Outcome Based on eligibility criteria established by the Immigration department of Australia and documents provided by you for your initial eligibility assessment, we believe that you are eligible for SC188A . In terms of state nomination requirements, you are eligible to apply to all states and territories for SC188A visa. Our Recommendation We believe New South Wales (Regional) and South Australia are two of the best options for you to choose from. Both the states allow you and your family to settle in the urban areas, operate your business wherever you please. In terms of visa options, you should proceed for SC188A visa.

Assessment Outcome Business Advisory ELIGIBLE Eligibility criteria meets with the business migration requirements, business and property options will be presented. Investment Capacity as advised by client and identified through assessment – INR 3 Crores – INR 10 Crores Minimum Capital Investment Required for Business operations in Australia – INR 1 Crore Based On Investment Capacity – Suitable Business Size And Management System. Ideal Self- Semi- Autonomous Business investment Managed Autonomous advisory Service requirement Package suggested Small INR 5,000,000 Tier -1 Service Enterprise to INR package with additional services 2-5 15,000,000 if required on a Employees later stage. Medium INR - Enterprise 15,000,000 to 5-10 INR Employees 50,000,000 Large INR - Enterprise 50,000,000 & 10+ above Employees

Example Of A Small Enterprise In Gold Coast (Queensland) (Examples are for reference and education purposes only) Costs Self- Managed Semi- Autonomous Autonomous Business Acquisition/Setup Cost INR 9,000,000 INR 30,000,000 INR 20,000,000 INR 3,000,000 INR 33,000,000 Capital Reserve INR 1,000,000 INR 2,000,000 INR 550,000 Total Investment Required INR 10,000,000 INR 22,000,000 5 Suitable industries – Including but not limited to INR 275,000 Retail business INR 125,000 INR 150,000 Industrial business INR 7,800,000 Service based business 23.63% Average Gross Income per Week INR 250,000 INR 400,000 5-10 hours Average Number of Employees 2 4 Average Wages per Week INR 110,000 INR 220,000 Average Outgoings per week INR 60,000 INR 80,000 Net Income per week INR 80,000 INR 100,000 Net Income per year INR 4,160,000 INR 5,200,000 Return on Investment (ROI/per year) 41.60% 23.63% Working hours required per week 40-45 hours 16-20 hours Our Recommendation Based on your financial outlook, capacity and involvement levels as per your advice to our Business Development Manager, we have come to conclude that you seek a Semi- Autonomous business where you can spend a few hours of the day. Simultaneously, you wish to proceed towards opening another business in your current industry of expertise or use resources to create opportunities in India. A Semi-Autonomous business will give you the necessary time off work, allowing you to focus on the other important things, such as seeking a service provider who may accept sample products of your current business. Most of our clients have chosen to invest in Semi-Autonomous businesses and have been immensely successful in the last few years.

Assessment Outcome Property Advisory GRADE ELIGIBLE Eligibility criteria meets with the business migration requirements, business and property options will be presented. Investment Capacity as advised by client and identified through assessment – INR 3 Crores – INR 10 Crores Minimum Capital Investment Required for residential/commercial real estate in Australia – INR 2 Crores Based on eligibility of Business Visa SC188A, we have assessed your investment capacity against various residential real estate options and have outlined our recommendations below. Wollongong House Townhouse Unit/Apartment Rural New South Wales (Avg. price of (Avg. price of (Avg. price of 3- (Avg. price of 3-BHK) 3-BHK) BHK) 3-BHK + Land) Cost of Acquisition INR INR INR INR including Registration 30,000,000 22,000,000 25,000,000 17,500,000 and taxes Future Rental income Medium Strong Strong Weak outlook Outgoings Moderate High High Low Future Redevelopment High Medium Medium High options Return on Investment Our Recommendation

Adelaide House Townhouse Unit/Apartment Rural South Australia (Avg. price of (Avg. price of (Avg. price of 3- (Avg. price of Cost of Acquisition 3-BHK) 3-BHK) including Registration BHK) 3-BHK + Land) and taxes INR INR INR INR Future Rental income 23,000,000 20,000,000 16,000,000 15,000,000 outlook Strong Strong Strong Weak Outgoings Moderate High High Low High Medium Medium High Future Redevelopment options Return on Investment Our Recommendation Melbourne House Townhouse Unit/Apartment Rural (Victoria) (Avg. price of (Avg. price of (Avg. price of 3- (Avg. price of Cost of Acquisition 3-BHK) 3-BHK) including Registration BHK) 3-BHK + Land) and taxes INR INR INR INR Future Rental income 25,000,000 21,000,000 18,500,000 16,500,000 outlook Strong Strong Strong Weak Outgoings Moderate High High Low High Medium Medium High Future Redevelopment options Return on Investment Our Recommendation

Our Recommandation Based on your investment capacity and current Australian Real Estate market trends, we believe buying a house in/around Sydney, New South Wales is the most suitable option. Real Estate Growth Chart – Sydney, New South Wales Based on current house prices and the market trend, we will be able to present you options on acquiring multiple properties for redevelopment into new houses, townhouses or units based on area zoning and financial availability. If additional funding is required for the development purposes, such can be arranged from leading Australian Banks. Our team can help you achieve up to 70% lending for your project from 3.89% Per annum. If you require more information as to how we evaluate property prices, determine future growth and return on investment, please speak to one of our Property Advisors.

Next Step ON-GOING ASSIGNING CLIENT INITIAL ASSESSMENT You are SUPPORT ENGAGEMENT OFFICER REQUEST here Client is granted PR, Phoenix A dedicated team member will Assessment of client's financials assists the client in further meet client to identify to find suitable property, his requirements business expansion & business & migration options investment in Australia BUSINESS VISA 1 CLIENT GRANTED 10 2 ASSESSMENT REPORT Client attains residential 9 THE 3 Client Relationship officer status in Australia, invest in PROCESS will present client with business & property as per assessment report & final investment strategy 84 service options BUSINESS 75 INITIAL VISA LODGEMENT 6 INVESTMEN STRATEGY Application of Australian Business Based on client's requirement Visa on-shore/off-shore as and feasibility of business, per final investment property and migration strategy options EOI & STATE FINAL INVESTMENT AUSTRALIAN NOMINATION STRATEGY BUSINESS VISITOR VISA Submission of expression of BA, BM, PA, Finance, Account Client visits Australia to Interest, state nomination & Legal teams prepares business meet state representative, invitation, application for state plan & investment strategy industry & property nomination & to be sent to immigration experts approval department with Visa application

Millionaire Migration Chart for past 4 years 13000 11000 9000 7000 5000 3000 1000 -1000 -3000 -5000 -7000 2015 2016 2017 2018 12000 Australia 8000 11000 10000 10000 4000 USA 7000 10000 9000 2000 1000 Canada 5000 8000 5000 -5000 UAE 3000 5000 5000 New Zealand 2000 4000 1000 India -4000 -6000 -7000

Applicant, now that your assessment is complete and we have determined that you are eligible to apply for a SC188A visa, I’d like to take this opportunity to address the next step which leads towards Business Migration to Australia. Post assessment results, our BDM will get in touch. A BDM’s role will now have concluded and a Business Advisor/Case officer will be allocated to you. Upon arranging a meeting, the business advisor shall explain the costs applicable ahead through your journey with us for your next 4 years. He/she shall explain all the products and services we provide in detail. At this point, if you believe that Australia is not suitable for your future goals and ambitions, or for any other reason you decide not to proceed ahead with us, we have an assurance that your payment will be reverted back to you. Our refund policy is mentioned in detail on our initial cost agreement. Once again, congratulations! You are now one step closer to achieving your business goals in Australia and we look forward to welcoming you to our office in Sydney. Note - This assessment report has been completed under contract to the subject organisation named on the front cover, and follows the PHX Consulting Pvt. Ltd. methodology described here in. In completing the work, the responsibility of PHX Consulting Pvt. Ltd. methodology and its assessors or other agents is only to the management of the organisation under the terms agreed with them. PHX Consulting Pvt. Ltd. methodology does not accept or assume any responsibility for any other purpose or to any other person or organisation.