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SKI LIFE OF SALT LAKE CITY



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SKI LIFE OF SALT LAKE CITY CONTENT2016-17 Events Schedule..................................................Pg. 4Demystifying Ski Terminology........................................Pg. 8-98 Tips on Organizing Your Home...................................Pg. 12-15How Liability Insurance Reduces Your Risk...................Pg. 16-17What Pink Makes Possible...............................................Pg. 18-21Snowboarding Tips..........................................................Pg. 22-23Is Mortgage Refinancing Right For You?........................Pg. 24-25How I Survived Breast Cancer........................................Pg. 34-352017 XGames Schedule...................................................Pg. 30Homemade Hot Chocolate Recipe..................................Pg. 37Contact Numbers............................................Back Inside Cover2   Ski Life of Salt Lake City 2016

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SALT LAKE CITY2016 EVENT SCHEDULE Tanner Humanities Center Presents Stephen Prothero October 06, 2016 Venue: Salt Lake City Public Library (Main Branch) More Precious Than Gold - Childhood Cancer Research Benefit October 08, 2016 Venue: Providence Hall High School Admission: Admission is free. Introduction to eBird class October 13, 2016 Venue: Meldrum Science Building, Westminster College Admission: Free Pumpkin Festival October 15, 2016 Venue: Rosecrest Pavilion at W&M Butterfield Park Admission: FREE Writing for Change: Letter Writing October 20, 2016 Venue: SLCC Community Writing Center Admission: Free, No Registration Required4   Ski Life Of Salt Lake City 2016

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Demystifying SkiTerminology If you’re planning on a taking a ski holiday in a catered chalet, you’ll no doubt be raring to hit the mountains and get some skiing done. If you’re not an expert, however, you may find yourself linguistically challenged if you are not at least familiar with some of the more basic terms used by skiers on the slope. Here are a few to give you a head start. Piste – Aka slope or trail, these are the marked paths that are often groomed by machines for skiers and snow- boarders. They are graded to measure their steepness and difficulty. (Europe- an grading system according to diffi- culty: green, blue, red, black)8   Ski Life of Salt Lake City 2016

Off-Piste – Aka backcountry. These are unmarked and un-prepared paths usually a little further away from your cateredchalet than the resorts’ pistes. They can be dangerous to skion without proper training and guiding.T-Bar – A lift with t-shaped bar to assist skiers move up aslope via an overhead cable.Angulations – How you shape your body to control turns andimprove edge-grip while skiing.Carving – Shifting skis to the edges of one side or the otherto turn without losing speed.Camber – Curve in a ski or snowboard that angles downtoward the snow for better carving or turning on firm snow.Rocker – Aka reverse-camber, this is the curve in a ski orsnowboard that angles up away from the snow making for asmoother ride on powdered snow.Basket – The rounded portion at the bottom of a ski polethat prevents poles from sinking too deeply into the snow.Binding – The mechanism that attaches ski boots to theskis themselves.DINs – Aka Deutsches Institut für Normung, aka GermanInstitute for Standardization. This is the industry standardscale for dictating how firmly attached the bindings will be tothe ski boot.Crud – Aka slush. This is snow that has melted and refrozenmaking turning more difficult. Keep these terms in mind Business Manage-ment Articles, and you’ll be sounding like an expert in no time! Ski Life of Salt Lake City 2016    9

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8 Tips On Organizing Your Home by: Walter JensenHere are 8 very useful tips on organizing your home. Taking thatfirst step is the most important part of organizing your home. Sonow let’s get started on step one. This is critical because you can’tget to where you want to go unless you know what that “where”looks like. How do you want this room to function? How do youwant to feel when you’re in it? What do you want to do in thisroom? What is the real purpose of this room?Tip #1Get a pad of paper and pen and walk through each room of yourhome and write down what you see. It is important not to be over-whelmed. Try doing this systematically.For example, here is what you might see in your home entry way:shoes, unopened newspapers, mail and circulars that are left at yourdoor, keys, pet toys, coats, sweaters and more. Now write downwhat can be done to eliminate this clutter.Tip #2- Get into a RoutineSounds simple doesn’t it - well take it from me it’s one of the hard-est tasks to do. As a teacher, I have always found this has helpedme “organize” my day at school for lessons planning, staff meetingsand have always found it effective - so, guess what? I now do it fororganizing the home. For example, with the children if they haveleft any toys lying around after playing with them I encourage themto put them away in their “tidy box” or on the shelf.12   Ski Life of Salt Lake City 2016

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Tip #3 - Organize StorageAll things in the home must have a “Home” that’s one of the thingsI say to my kids. Why? Because when something is not seen (inthe closet) you can get the False Feeling of it’s all organized. On theshelves divide up sweaters, blouses, the clothes you wear now. Asfor racks - great for shoes.Tip #4 - Organize your kitchenOrganize you cabinets for plates, Tupperware, guest tableware -separately if possible, if not, separate shelves. Another great (oftenoverlooked) storage facility is the “Dishwasher” - storage and “pur-pose” rolled into one!Tip #5 - Organize the BathroomsIdeally, if you have the space and children two bathrooms are great.Make sure that shelves for the toothpaste are just the ‘right’ heightfor the children in their bathroom. In addition, keep no make up orany potentially dangerous articles in the children’s bathroom withinreach!Tip #6 - The master grocery listIt’s been one the greatest time savers in our home. Basically I havea ‘general list’ that includes the ‘basics’ then ‘specifics’ includingfavorite items that my children would like in the week and then‘luxuries’ the items that we would like but don’t need.Tip #7 - Organize the GarageStart out by making piles, for example: Yard tools, hand tools etc.Begin by clearing off the work bench if you have one. You mightwant to purchase some storage containers for the things you have inthe house you want to save. Label the containers and stack them inthe garage. You can buy hooks to hang rakes, shovels, hoses, bicy-cles etc14   Ski Life of Salt Lake City 2016

Tip #8 - Have a garage saleAfter you go through the house and garage, you will end up withmany things you no longer want. The most fun way to get rid ofthese items is by having a garage sale. You will be amazed at theamount of money you can possibly earn and what you don’t sell youcan give away or donate.Good luck with the re-organization! Ski Life of Salt Lake City 2016    15

How Liability Insu rance Reduces Your Risks There are different kinds of liability insurance. These include Business Liability Insurance, General Liability Insur- ance, Fleet Insurance, PI Insurance, etc. If you are employ- ing staff for your business it is mandatory by law to cover them against any kind of accident or injury at work. In many instances this may also include self employed contractors. As an employer it is important that you should have an insur- ance cover that will pay when the employee gets injured, killed or falls ill when at work. In most nations across the globe Employer’s liability insurance is mandatory by law. IN GOLF, AS INLIFE, IT IS THE FOLLOW THROUGH THAT MAKES THE DIFFERENCE. -ANONYMOUS 16   Ski Life of Salt Lake City 2016

Benefits of Employer’s Liability InsuranceIn the event any employee suffers from any injury or dies at work,the employer’s liability insurance will pay the employee’s family.Having such a kind of insurance policy reduces the employer’s riskagainst huge claims from employees. Not having such a policy isdetrimental to your business interests since accidents are quitefrequent and despite all the precautions and safety measures, areunavoidable. In the UK, there are many businesses that are stillnot covered for under the Employer’s Liability Insurance. Withraising awareness amongst workers world wide, this can provevery costly for such businesses.Arranging for Employer’s Liability InsuranceEmployer’s Liability insurance is normally arranged when apply-ing for business insurance. Quite often, many business owners donot realize that business insurance incorporates different types ofinsurance that is relevant to the business. It may include: Em-ployer’s Liability Insurance, General Liability Insurance, BuildingInsurance or Property Insurance and Motor Vehicle Insurance.Cost of InsuranceThe cost of any insurance is based on the claims experience ofthe country and also and the perceived risk. This is normallydetermined by the insurance companies themselves. In the Unit-ed Kingdom, though the minimum insurance to be held is £ 5.0million, it is quite common for companies to opt for £ 10 million.Within the same industry, the costs may vary between employeesbelonging to different categories. For instance, the cost of insur-ance for those working on scaffoldings and roof tops is higherwhen compared to painters or fitters. Similarly, the cost of insur-ance for those working inside an office is lower when compared tothose who are working in the field.Finally, the Liability Insurance must cover all the employees in theorganization. Some employer’s insurance requires the exact detailsabout the number of permanent and temporary employees. In theUnited Kingdom, the records of the Employers Liability Insuranceshould be retained for forty years. Ski Life of Salt Lake City 2016    17

What Pink Makes Possible Research and More in the Mission to End Breast CancerWe’re often asked at Susan G. Komen about the amounts we fund inresearch versus other aspects of our work to end breast cancer. Wehope the information below, describing our processes around ourmission funding, is helpful.Komen’s Comprehensive ApproachKomen has funded more breast cancer research than any othernonprofit ($889 million to date, second only to the U.S. govern-ment). But like many health organizations, we’ve known from ourvery first days that reducing death from breast cancer requiresa mix of science, education, and direct help to people facing thedisease.We focused our attention then, as now, on those with the fewestresources: uninsured, underinsured and low-income women andmen without the resources or capacity to access care. Their needcan be as simple as finding a low-cost screening or as complicatedas support during years of surgery, drug treatments and therapiesfor aggressive and metastatic breast cancer.Imagine having to face a cancer diagnosis without insurance, ormoney, or someone by your side. Imagine having to choose to forgotreatment so that you can pay for child care, or calculating whetheryour bus fare to chemotherapy means the family won’t eat today.Tens of thousands of people live that reality every day, and Komenprograms are there to help them.Awareness = Education and So Much More, and It MattersWe also hear that we should stop discussing “awareness” of breastcancer because people are “aware.”18   Ski Life of Salt Lake City 2016

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But in the communities we work in all across the country, we findthat not everyone is “aware” of breast cancer or educated about thefacts, and some have mistaken beliefs about the disease. A surpris-ing number believe, for example, that they’re not at risk for breastcancer because breast cancer doesn’t run in their families (only 5 to10 percent of breast cancer cases are hereditary)They believe that under-wire bras or deodorants cause breast can-cer (they don’t).Or worse yet, they believe that if they get sick, they will lose theirjobs, or that there is no help for them or their families, so theyhold off seeking medical attention until their tumors are breakingthrough the skin. Some believe their disease is matter of fate, andthere are still many for whom the diagnosis of breast cancer is asource of shame and stigma.This is why we work in community centers, churches, local clinicsand schools to educate about breast cancer. To make women awareof the signs and symptoms of breast cancer, and to connect themwith the resources available to them if they need assistance.Education also includes maintaining the most comprehensivesource of breast cancer information - komen.org - accessed by mil-lions of people each year, and funding a national toll-free helplinethat provides supports to thousands annually and connects callersto services they need.We also print breast cancer materials in 26 languages, pay to trainlaypeople to serve as community educators, and fund programs toestablish patient navigation programs and patient navigators whosupport patients by finding and linking care providers, helping withpaperwork, sorting through insurance issues, and ensuring patientsfollow up with their care.How We Raise the FundsKomen raises funds for its mission in two ways: First, through20   Ski Life of Salt Lake City 2016

community events like our Komen Race for the Cure series operat-ed by our 111 U.S. Affiliates. Our Affiliation agreements in the U.S.require, and our Affiliates promise local donors, that 75 percent ofthe funds raised in our local communities will stay in local commu-nities for the outreach programs mentioned above and others listedbelow.To determine how those local funds are used, each of our U.S. Affil-iates develops a detailed community profile that outlines the mostpressing needs for local women, and funds grants that meet thosespecific needs.The remaining 25 percent raised in our communities is contributedto Komen’s national research program, meaning it is used exclusive-ly to fund breast cancer research.None of the funds raised through our grassroots Affiliate Networksupports our national operational overhead expenses. Komen’soverhead expenses (rent, salaries, utilities) are paid by a portionof the funds raised through partnerships, direct mail and emailcampaigns, sales of merchandise and gifts from donors. Some part-ners also require us to fund specific research grants or communityoutreach programs.An Impressive Mission SpendAll of these community-based services, plus our research, publicpolicy advocacy, and global work in 30 countries outside the U.S.comprise the Komen mission. Komen consistently has spent atleast 80 cents of every dollar on mission programs, including about20-25 cents, on average, to research.Metastatic breast cancer research has comprised about 16 percentof Komen’s overall research spending since we were founded. We’veinvested $147 million to metastatic research, funding 377 researchgrants specifically into metastatic disease. In 2015, about 50 per-cent of our new research grants are focused on metastatic research,bringing our number of active metastatic research grants to 60. Ski Life of Salt Lake City 2016    21

Sfonr othwe AbbosoalurtedBiengignneTripsYou’ve probably been told how hard snowboarding is, right?That it’s much harder than skiing and it’s only for the young,adventurous types. It’s simply not true! Anyone can enjoythe huge fun derived from snowboarding. So with all thoseexcellent last minute ski deals around, perhaps this is theyear you’ll learn?While the first few times can be quite daunting, of course,there’s really no need to fear the slopes. Most people get thehang of snowboarding pretty quick, even if if they’re an abso-lute beginner. If you’re already able to ski, it’s even easier toget your snowboarding groove on.Here are a few quick snowboarding tips to help you go frombeginner to awesome - fast.The Right GearIt’s good to have your own gear (particularly the boots, bind-ings and board) for familiarity and consistency. But unlessyou’re absolutely sure you’re going to be an avid snowboard-er, it makes sense to rent at first, not buy. If possible, makearrangements with the resort to try to get the same, or al-most the same gear for the duration of your stay. Of course,if the savings on those last minute ski deals are enough toallow you to buy your own gear, all the better!Look Cool, But Stay Warm and Protected22   Ski Life of Salt Lake City 2016

Having said that, don’t blow all the money you’ve saved onyour last minute ski deals on an expensive jacket. You need alightweight, waterproof jacket, plus perhaps an extra sweaterin your pack in case of really low temperatures. Layer, layer,layer is the advice. By the way, don’t choose cotton – it willjust soak up sweat and freeze in Alpine temperatures. Don’tforget you’ll need gloves and snow pants, as you’ll definitelybe spending a fair bit of time on your backside or on yourhands at the beginning.Practice Your Stance and Your MovesYou will need to determine your stance before you get on theslopes. Are you a goofy foot or a regular? Sound like Greek toyou? It’s simple really: regular means you lead with your leftfoot forward, while goofy means you ride with the right infront.Falling RightLet’s face it – sooner or later (and probably sooner), you’regoing to fall, so you may as well do it right. It’s better (andsafer) to fall uphill rather than downhill, and you should alsotry not to land on your coccyx or tailbone. Not only is it dan-gerous, it will definitely hurt, a lot.Take Lessons and Ask QuestionsOne big mistake an absolute beginner can make is thinkingyou can figure everything out on your own. Not only will thelearning curve take longer, it may even cause you to developsome bad habits that will stick. So save money by trying tofind last minute ski deals beforehand Psychology Articles,and spend the savings on lessons and coaching. You’ll beglad you did! Ski Life Of Salt Lake City 2016    23

Is Mortgage Refinancing Right for You? By: Jess HallThese days, it’s hard not to be enticed by the historically low mort-gage refinancing rates. Now could be the perfect time to refinance,but is refinancing your loan right for you? Here are a few points totake into consideration if you’re thinking about refinancing yourhome loan.The Benefits of RefinancingBeyond potentially saving you thousands of dollars, refinancingyour mortgage can also help you consolidate debt and pay off otherbills. Your life has probably changed from the time you first gotyour home loan. Perhaps you got a better paying job or you havea new baby on the way. You may have new expenses that neverexisted before, or you may be making more money than when youstarted. In many cases, refinancing your home loan could save youhundreds, or even thousands of dollars – money which could bewell spent in other areas of your life. Ideally, your mortgage shouldnot be costing you above one third of your total gross income. Ifyou’re dealing with a high interest rate, you’ve been hit with an ad-justable rate that has skyrocketed, or you’ve experienced a drop inincome for whatever reason – it’s a good idea to consider refinanc-ing and locking in a better rate.Working with a Trusted LenderWorking with a trusted lender is one of the best decisions you canmake when you decide to refinance. Trusted lenders, like AuroraBank (Equal Housing Lender, member FDIC) for example, under-stand a multitude of product options and can explain those op-tions to you as well as the costs that are involved in the refinancing24   Ski Life of Salt Lake City 2016

Know Your OptionsThere’s no shortage of lending companies vying for your business.But it pays to do your own research as well. Take advantage of on-line mortgage calculators and run different scenarios basedon your income, property tax, and extra payments you can affordto make. See exactly how much home you can afford and create aspectrum of possibilities for refinancing. Then, speak with a homeloan consultant who can help you with your financing needs. Youmay be pleasantly surprised at just how much money you’ll save byrefinancing at today’s low rates. Overall, honest, exceptional serviceand a dedication to customer satisfaction are what make the bestmortgage refinancing lenders stand out. Ski Life of Salt Lake City 2016    25

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SCHEDULE COMING SOON!30   Ski Life Of Salt Lake City 2016

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Homemadehot Chocolate Ingredients: •¼ cup unsweetened co- coa powder •½ cup granulated sugar •⅓ cup hot water •⅛ tsp salt •4 cups milk (Dairy or non-dairy) •1 teaspoon vanilla extract •Whipped Cream Directions: Combine the cocoa, sugar, water, and salt in a medium saucepan. Over medium heat, stir constantly until the mixture boils. Cook, stirring constantly for 1 minute. Stir in the milk and heat, but do not boil. Remove from the heat and add vanilla; stir well. Top with whipped cream. Serve immediately. Ski Life Of Salt Lake City 2016    33

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SKI LIFE OF SALT LAKE CITY INDEXAuto Repair Eagle Eye Automotive...................................................................................................Pg. 9Cigar Shop Macadoodles..................................................................................................................Pg. 5Counseling Services Restoring Wellness........................................................................................................Pg. 3Day Spa Spa O2.............................................................................................................................Pg. 23Event Planner The Event Styling Company........................................................................................Pg. 13Fitness Wholly Transformed....................................................................................................Pg. 24 Every Body Pilates.........................................................................................................Pg. 28 Garden Center Cedarbrook Garden Center & Landscaping, LLC...............................Back Inside CoverGeneral Contractor Decker Building & Developing, LLC..................................Back Outside Cover & Pg. 17Golf Specific Training Every Body Pilates.........................................................................................................Pg. 28Grills & Coolers (Pool & Spa) Branson Hot Tubs & Pools...........................................................................................Pg. 9Health & Wellness Aspire Medi Spa.....................................................................Front Inside Cover & Pg. 1 Tranquility Island Massage Therapy...........................................................................Pg. 10 Wholly Transformed....................................................................................................Pg. 24Horomone Replacement Aspire Medi Spa.....................................................................Front Inside Cover & Pg. 1Hot Tubs Branson Hot Tubs & Pools...........................................................................................Pg. 9Landscaping Cedarbrook Garden Center & Landscaping, LLC...............................Back Inside CoverLiquor Store Macadoodles..................................................................................................................Pg. 5Luxury Real Estate Greg Maige Soaring Eagle Realty................................................................................Pg. 5 Renee Badeaux Integrity First Realtors......................................................................Pg. 19 Carolyn Mayhew Keller Williams...............................................................................Pg. 23Massage Therapy Aspire Medi Spa.....................................................................Front Inside Cover & Pg. 1 Tranquility Island Massage Therapy...........................................................................Pg. 10 Spa O2.............................................................................................................................Pg. 23Med Spa Aspire Medi Spa.....................................................................Front Inside Cover & Pg. 1Pet Grooming Fur Tamers Pet Salon, INC...........................................................................................Pg. 1135   Golf Life Of Atlantic CoSukni tLyif2e0O16f Salt Lake City 2016    35

Pilates Every Body Pilates.........................................................................................................Pg. 28Pools & Spa Branson Hot Tubs & Pools...........................................................................................Pg. 9Realtor Greg Maige Soaring Eagle Realty................................................................................Pg. 5 Renee Badeaux Integrity First Realtors......................................................................Pg. 19 Carolyn Mayhew Keller Williams...............................................................................Pg. 23 Sports Massage Tranquility Island Massage Therapy...........................................................................Pg. 10Therapist Restoring Wellness.........................................................................................................Pg. 3Timber & Framing Decker Building & Developing, LLC..................................Back Outside Cover & Pg. 17Training Wholly Transformed....................................................................................................Pg. 24Weddings The Event Styling Company........................................................................................Pg. 13Wine Cellar Macadoodles..................................................................................................................Pg. 5Yoga Wholly Transformed....................................................................................................Pg. 24 36   Ski Life Of Salt Lake CitySk2i0L1i6fe of Salt Lake City 2016    36

SALT LAKE CITYEMERGENCY CONTACT NUMBERSFor all emergencies, call 911The Police dispatch telephone number is 801.799.3000.The Fire Department number is 801.799.4231. Thesenumbers are for non-emergencies only.Salt Lake City Needs Line: 801.535-7704