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The Strand 1911-12 Vol-XLII № 252 reclama

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Description: The Strand 1911-12 Vol-XLII № 252 reclama

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Supplement to the STRAND MAGAZINE October, 19/L

2 Some Sound IT is comparatively seldom, in con- nection with the investment of money, that everybody gains and nobody loses, or that the circumstances are such that an individual investor gains in every way and loses in no way. These satisfactory results are accom- plished sometimes. A successful invention, or a prosperous business of any kind, may do well from the start, and both shareholders and customers will benefit; but it is very difficult to make sure that such pleasant things will happen, and even the most flourish- ing enterprises sometimes fail for one reason or another. THE ONLY CERTAIN WAY A well-chosen life assurance policy is probably the most certain thing in existence for producing all gain and no loss. The truth of this statement can be illustrated most clearly in connection with endowment assurance policies, under which the sum assured is paid at the end of a fixed number of years, or at death if it occurs before. The advantages are equally true under other forms of policies, but the convenience of illustrating them by means of endow- ment assurance is that we know the latest date at which the sum assured will be paid, and the maximum amount that has to be paid to the life office as premiums. INCOME TAX ALLOWED Most people are aware that they can deduct from their income the amount they pay for life assurance up to, but not exceeding, one-sixth of the income ; in other words, that part of our income which we employ in buying life assur- ance is exempt from income tax. Apart from this condition, life assur- ance is a peculiarly safe and at the same time lucrative form of investment, and the income tax regulations make it compare still more favourably with investment in stocks and shares. Let us take the case of a man who pays .£103 18*. a year to a life office Investments. for a policy which guarantees the pay- ment of .£980, with profits in addition, at the end of ten years, or at his death if previous. If this man's income is £624 or more he is entitled to rebate of income tax on the premiums, which, if the tax is at the rate of f)d. in the j£, comes to jQ$ i8j., and leaves his net outlay exactly ^iooa year. If the man dies in the first year his estate receives £980, which is nearly .£900 more than he has paid in. While he lives the sum assured is being increased each year by the addition of bonuses, which may very- likely increase the amount of the policy from the original ,£980 to

3 YOU SHOULD STUDY . THE NEW ENDOWMENT POLICY OF THE MUTUAL LIFE INSURANCE COMPANY OF NEW YORK, for IT GUARANTEES that the full face value shall be payable to you in a given number of years, or to your estate in case of your prior decease. It also guarantees that if you are unable to continue your payments after the third year the Contract will continue in force till the end of the Endowment period, in many cases, for its full Insurance value, and will lie paid without deduction of ajiy kind in event of your earlier decease ; and that if you survive the Endowment period a Cash Payment will be made to you. EXAMPLE of the options under a 10-year Endowment Policy of £1,000 at age 40. All the figures are stated in the Contract, and are absolutely Guaranteed :— If premiums are There is Cash Paid-up Endowment Insurance continued And Cash, if living, not paid after— available; or Insurance; or for .£1,000 for at end of period. Years in force. £ £ Yrs. Mths. £ 3 24S 299 7 O 234 4 341 405 « O 358 5 441 509 5 O 477 6 542 609 4 O 588 7 649 709 3 O 697 8 761 8O8 2 O 802 9 878 904 1 O 903 In addition to the above guarantees, IT PROVIDES that for every premium you pay an Annual Cash Bonus will be declared, which can be drawn by you ; used in the payment of premiums, or added to the amount of the Endowment. CONSIDER THE CASH BONUSES PAYABLE IN 1911 (on the basis that all previous Bonuses have been drawn in Cash), on io-year Endowment Policies of j£i,ooo taken out at age 40:— Annual Bonus. Years in Annual If taken If taken by way of Force. Premium. in Cash. Reversionary Additions. j£ s. d. jC s. d. £ s. d. 1 106 O 10 13 8 O 17 5 O 2 „ 14 11 O 18 5 O 3 „ 16 15 O 19 5 O 4 „ 17 1 O 20 5 O 5 '109 13 4 20 IO O 23 13 O 6 „ 21 7 O 24 O O 7 ,. 22 5 O 24 6 O 8 „ 23 4 O 24 13 O 9 „ 24 4 O 24 19 O 10 ,, 25 5 O 25 6 O *In 1907 Premium Scale was changed. IMPORTANT CONCESSION. To prevent unwise and speculative investment, Policy Holders, Beneficiaries, or Executors may, when the policy money is payable, leave it at call, and at the same rate of Interest as the Company uses in its Bonus calculations, which has never been less than £4 as. per cent.; a minimum rate of £3 is guaranteed. The rate at present payable is £4 8s. per cent. \"These policies of the Mutual of New York are the latest development of alt that is safest, best, and most profitable in the whole realm of finance.\"—Daily Telegraph. Apply for Particulars oj Plan No. 97 al your own age to the Head Office for the United Kingdom, 16, 17, & 18, CORNHILL, E.C J. H. HARRISON HOQGE, General Manager. ACCUMULATED FUNDS, OVER £116,000,000 STERLING.

4 cent, interest it is a real 4 per cent., not subject to the deduction of income tax. To obtain this result from stocks or shares the dividend would have to be at the rate of £4 5s. per cent, if income tax were at is. 2d. in the jQ, since this would take off 5*. for tax. UNIMPEACHABLE SECURITY THAT CANNOT DEPRECIATE Apart from the profitable return as an investment, we have to remember that the security of a good life office is unimpeachable, and that there is not the remotest possibility of the guar- anteed sum assured under the policy being less by a single penny than the amount promised. Where is it possible, except by means of life assurance, to obtain an investment that is perfectly safe, that cannot possibly depreciate in capital value, and that yields com- pound interest at the rate of £4 5*. per cent, per annum, subject to income tax ? This superlatively excellent result is partially due to the rebate of income tax, which has a greater effect when the total number of premiums payable under the policy is small than when premiums have to be paid for a large number of years. Putting the amount Choosing The three most usual forms of life assurance are whole life, limited pay- ment life, and endowment assurance. Under the first two of these the sum assured is paid only at death whenever it happens, but in the one case premiums have to be paid as long as the assured lives, and in the other premiums have to be paid for a limited number of years only. Under endowment assur- ance the sum assured is paid at the end of a fixed number of years or at death if previous. All these policies have their good points, and it makes a great deal of difference to a man whether or not he chooses the form of assurance that is best suited to his circumstances. If he undertakes to pay premiums as long as he lives the sum assured for a premium of ^100 a year is a good deal larger than if he undertakes to pay premiums for, say, twenty years ; while in turn a twenty- payment life policy at ^100 a year assures a much larger sum than endow- of rebate at £4 for convenience, instead of jQt, lis., it is a gain of about 4 per cent, the first year, when ,£100 has been paid, but the j£\\ rebate is only 2 per cent, in the second year, on the ,£200 which has been paid. In the fourth year it is 1 per cent, on the ^400 paid; in the eighth year it is 10s. per cent, on the ^800 paid in premiums. Thus, although the rebate is £4 each year, it is a decreasing proportion of the total sums which

Company, Limited, HOLBORN BARS, LONDON. Every Description of Life Assurance and Annuity Business Transacted. REVERSIONS PURCHASED. Invested Funds £77,000,000. Claims Paid - £90,000,000.

6 The Ensuring Parents concerned with the future of their children are faced with the facts that a good education is necessary, and that it is also expensive. By means of life assurance in one form or another small payments can be made for several years during infancy and early child- hood which will produce large sums during the few years when the expenses of education are most heavy. Thus, by means of a life policy a good education can be secured on the easy payment system, which, in connection with life assurance, exhibits a beneficial distinction from easy payment systems in general. Such plans in most cases involve parting with a larger amount of money by instalments than if the benefits desired—whatever they may be — were paid for in cash. In life assurance, on the other hand, the in- stalments paid in cash accumulate at compound interest, so that, whereas in most business matters easy payments involve parting, on the whole, with a larger sum in cash, easy payments under a life policy involve an out-of- pocket expenditure which is smaller than the actual cash ultimately received. Under the payments by instalment system the purchaser pays interest to the business firm for the convenience, while he receives interest from a life assurance company. £100 A YEAR FOR FIVE YEARS A very good plan for providing for education is to secure the payment by the life office of any required amount, say £100 a year, for three, four, or five years, these payments commencing when the child reaches thirteen, fifteen, eighteen, or any other selected age. Thus, if a parent pays ,£26 12s. a year for fourteen years from the birth of his child, or 7 2 in all, he can make sure of jQioo a year for five years, which, of course, gives a total of ^500. There are a vast number of people who might experience considerable difficulty in finding £100 a year for the education of each of their children, who could yet manage to find £26 12s. a year for a longer number of years for the same purpose. The ordinary con- ditions of all policies of this character provide for the return of the premiums of Educations. that have been paid in the event of the child dying before reaching the age at which the annuity commences. PREMIUMS CEASE IF PARENT DIES Another contingency has, however, to be considered. The parent may die before all the premiums on the policy have been paid, and may not leave enough money at his death to enable the payment of the premiums to be continued. In such an event the

THE STANDARD LIFE ASSURANCE COMPANY {ESTABLISHED 1825—INCORPORATED 1910) Issues Policies under several Special Schemes for the BENEFIT OF CHILDREN. Endowments for Sons Dowries for Daughters Educational Annuities C Providing a capital sum at ages 18 or 21 to start the boy in a business or profession. Pre- miums returnable in the event of the child's death before the maturing- acre. Providing a capital sum payable at a fixed age to serve as a marriage portion or wedding gift. Premiums returnable in the event of the child's death before the maturing age. Securing the payment of ^100 per annum for 3, 4, 5, or 6 years from age 15, thus providing the cost of final education. Pre- miums returnable if the child dies before age 15. ( Providing an assurance on the child's life, after attaining age 21, under the ordinary tables but -! at a much reduced premium. Premiums returnable in the event of the child dying before attaining age 21. Under all the above Schemes it may be arranged that payment of premiums shall cease in the event of the parent or guardian dying before the child attains the maturing age. Medical examination of child as a rule not required. For full particulars apply to THE STANDARD (Head Office), 3, George St., EDINBURCH. Deferred Assurances LONDONi: 83. King William Street, E.C. (West End Office) 3, Pall Mall East, S. W. DUBLIN f so, Dawson Street. ABERDEEN : 17^, Union Street. BELFAST : 22A, Doncgall Place. BIRMINGHAM : Cannon Street. BRISTOL : 44, Baldwin Street. CARDIFF : 36, Windsor Place. GLASGOW: 102, Hope Street LEEDS : City Square. LIVF.RPOOL : 2S, Exchange Street East MANCHESTER: 6=;, King Street. NEWCASTLE : Pilgrim House.

8 PROTECTION FOR THE CHILD One more kind of policy out of many that might be mentioned deserves notice. A parent may be earning a good income, out of which if he lives he can pay the expenses of education as they occur; but if he dies the wherewithal for doing so may not be forthcoming. This contingency can be provided against at a very small cost. A man of forty, by paying £6 10s. id. a year for sixteen years at the most, can make sure that in the event of his death within this time ,^iooa year will be available for five years, commencing when his child reaches the age of sixteen. If the parent lives till his child attains that age no part of the money which the parent has paid will be returned by the life office; he has been buying protection for his child, just as under a policy of fire insurance he buys protection for himself against loss by fire. He has been paying a small amount to cover the risk of his own premature death, which, if it happened, would leave his child to face the battle of life—possibly in adverse circum- stances —■ permanently and seriously handicapped by the lack of a good education. How Life Insurance Can Help You to Buy Your Own House. For many people the idea of owning the house in which they live has a distinct fascination. People who have a little capital can borrow part of the purchase price on mortgage, find the balance themselves, and pay interest on the mortgage instead of rent to a landlord. Thus, if a man wants to buy a house for ^1,000 he can borrow ,£700 or ,£750, supplying the £2,00 or ^250 out of capital. The interest on the mortgage, which may be at 4^ per cent., when added to the cost of repairs does not amount to so much as the rent. A man can go even further than this, and can take a life assurance policy which would pay off the amount of the mortgage at his death whenever it occurs ; or, if he takes an endowment assurance policy, the mortgage would be paid off at the end of a fixed number of years, or at his death if he died previously. Provided the security for the mort- gage is good many first-class life offices would be quite content to lend the money, and agree not to call in the mortgage provided the interest on the loan and the premium on the policy were paid and the security maintained. In this way a man becomes the practical owner of his house, and at his death, or in his own old age, the mortgage is paid off by the maturity of the policy, and the

Buy Your Own House For Less than Rent ! )Q you own your own house, or are you merely a rent-paying tenant of a lantT lord whose only interest in you in limited to your regular payment of his rent? Suppose, on the other hand, you were your own landlord. How different everything would be ! The magic of property would at once cast its spell over you. You would feel that you really had a stake in the country, a vested interest in its welfare and prosperity Your home, then, would really be your castle, and you would take a laudable pride in improving and beautifying it. You would feel that you were no longer subject to the caprice of a landlord whom you never see, or an agent whom you do not wish to see. We have developed a scheme (the simplest and most straightforward yet put before the public), which is admirably designed to suit just that class of people who are at present merely their landlords' tenants, who keep on paying out rent year after year without the slightest prospect of ever owning the property which in twenty to thirty years they will have paid for over and over again. It offers the citizen a golden opportunity to purchase his own home outright. A truly splendid feature of this new scheme of home-purchase Is that, if the husband or father should die at any time, the house becomes the absolute property of the widow, children, or other legal representatives. Think what a splendid provision every man Is now able to make for those he loves. Every reader who would like to be the actual owner of his own home should write us at once for the information that will tell him what to do. This offer is not intended to apply to builders or speculators, but is meant only for the bonafide citizen who, instead of year by year paying out rent and still remaining only a tenant, seeks to gradually acquire the actual possession of the house in which he lives. We also offer facilities to persons who, whilst desirous of purchasing a house, cannot provide the necessary cash down towards the balance of the purchase price, legal and valuation charges. Under our \"deferred advance\" scheme tho intending borrower takes out at once an Endowment Assurance policy, which entitles him after a certain number of years have elapsed to an increasingly large proportion of the certified value, until after three, five, seven, ten, or twelve years (according to the term of the Endowznent Assurance policy) the full certified value will he advanced by the Company. Chief Offices : Broad Street Corner. Full particular! of thin new National System of Home Ownership will be sent free to any reader mentioning \" The Strand Magazine \" on application to the Britannic Assurance Co., Ltd., Birmingham.

IO Purchasing an Annuity. There are many people with a small capital who have no one dependent upon them, and who are fairly entitled to use the whole of their money for their own benefit. If their capital were invested in stocks and shares it would yield a moderate income in perpetuity, but at their death the heirs, and not the owners of the capital, would get the benefit of the principal. An annuity, on the other hand, gives the owner the full benefit of the capital. If he or she knew exactly when death would happen they could each year draw part of the capital and the interest on the balance, and when death came the whole of the capital would be exhausted ; but, as nobody knows when any individual will die, a plan of this kind is superlatively foolish. The whole of the capital might be spent and the owner of it be still living without any income on which to exist. Although an individual cannot with prudence spend his capital in this way himself, an insurance com- pany can enable him to work on this plan and yet guarantee that income at a fixed rate shall continue as long as he lives. Thus, by buying an annuity from a first-class life office an indi- vidual can get for himself the full benefit of his capital as well as of the interest upon it RETURN OF PART OF PURCHASE PRICE People may say very naturally, \"If I happen to die quite soon, I have not had the full benefit of my capital, although I quite see that if I live for a very long time I shall receive in the course of years a much larger amount than my capital and the interest upon it.\" Well, insurance companies are prepared to meet this argument by agreeing that, if annuitants die soon, part of the capital sum which they have paid to the insurance company shall be returned to the heirs ; the amount which will be returned depends upon the age of the annuitant at the time of buying the annuity and the number of years for which the annuity has been paid to him. This plan makes it certain that an annuitant receives good value for his money. Of necessity it carries with it the condition that the income payable to him for life is not quite so large as if no part of the capital were returned at his death. ANNUITIES FOR INVALIDS It is a well-known fact that an- nuitants have a knack of living to very advanced ages. This is partly because people do not ordinarily take annuities unless they think they are likely to live to a good old age, and partly because people who are fortu-

II Choosing a Company. The best-known Company in con- nection with Annuities is probably the Sun Life of Canada, Norfolk Street, Strand. Almost every modern feature in connection with annuities is granted by this eminently safe and well- established Company. The exceeding liberality of its rates is shown by the following examples of the amount required to purchase an annuity of ^ioo per annum in the Sun Life of Canada in comparison with other British Companies : Male Age 55 Age 65 Sun Life of Canada £1,214 £895 Average of other British Companies .£1,307 £950 The return-of-purchase-money plan which is a unique feature with this Company works out in this way. Suppose you have paid _^i,ooo for an annuity of £100 a year, and you live to receive only .£300. Immediately on proof of death the balance of j£yoo will be paid to your executors. The Sun of Canada is one of the few companies giving more favourable annuity terms where the health is impaired. If the impairment is of a serious nature the annuity may be in- creased as much as 50 to 100 per cent, over the ordinary rate. Deferred Annuities to begin at some fixed date in the future may be pur- chased at greatly reduced rates, and may be paid for in a single payment or by annual or half-yearly instalments, either with or without return of pre- miums in case of death before the first payment of the annuity becomes due. This form of annuity is especially suitable for professional men and others, who are desirous, during the productive period of their lives, of providing a retiring income. Provision may also be made for the continuance of the income (or a portion of it) to the wife or oth^r dependent. With well invested funds of nearly ^8,000,000 and an undivided surplus of over ^800,000, the security afforded by this excellent Company is un- surpassed. To make assurance doubly sure, the Directors have deposited with the head office of the Bank of Scotland in Edinburgh securities amounting to ^100,000 in the names of two trustees, the Right Hon. the Earl of Albemarle and the Right Hon. Sir Charles Dalrymple, Bart., P.C., as a special guarantee for the faithful performance of all its obligations in the United Kingdom. EDUCATIONAL ANNUITIES The Educational Annuities granted by this Company contain many excel- lent features. The premiums cease on

I2 Remunerative Invej Cecil Rhodes said that the authorities of Oxford University were \" children in finance,\" and the same remark might be made with truth of the majority of women, who, if they have money to save, are little able to invest it to good advantage. Women especially need something that is unquestionably safe, but at the same time profitable; besides which many of them have special requirements which insurance can meet to singularly good advantage. One of the best of these plans devised for women who are earning an income, and who wish to make pro- vision during their working years for the later years of life, guarantees exceptional benefits of what may be called a particularly feminine character in return for small payments that can be made either one, two, four, or three times a year; the latter condition being convenient for people engaged in education. These numerous little payments will provide one large amount later on in life, or, if desired, they can draw an old-age pension in place of taking their accumulated savings in cash. As an example, a woman of twenty-five Everything In most cases whatever else a man wants to do, he wants to provide a sum of money or an income available after his death for those who are de- pendent upon him, at the same time securing adequate provision for his own old age should he live. Some life offices offer what may be called a varied menu, telling us exactly what we can have for our money and guaranteeing each of the alternatives. This point can best be illustrated by taking the case of a man aged thirty, who can afford to set aside each year the sum of ^83 12s. 6d. This purchase money, or premium—call it what you will—is payable for thirty years, until the in- vestor is sixty. A long time, and a lot of money, you think. Well, do not judge too hastily, but mark the results. On the death of the holder of this contract (even after payment of one tments for Women. who pays £1 iSs. gd. a quarter for thirty years, is entitled to an income of ^,25 a year, commencing at age 55 and continuing for the rest of her life. The money is accumulated for her benefit at compound interest, and a special feature of the policy is that in the event of marriage she can with- draw all the money she has paid in, with interest in addition, which is a concession not made to men under policies of a similar character. The money paid is returned to her estate

13 Norwich Union Mutual Life Office. FOUNDED I8O8.

t4 cash payment he prefers an annuity to increase his own income ; if so, he can enjoy £159 6s. every year for the rest of his life and leave to his wife an annuity of £150 for twenty years. Should our friend be anxious to augment his estate he can arrange to have his contract realized at his death. In this case his estate would benefit by ,£5,124. Or again, he might like to leave settled provision for his sons and daughters, who would in this case receive between them an annual in- come of £334 10s. for twenty years. Finally, supposing that our friend is a widower, or that much maligned being a bachelor, with no one in particular dependent upon him, will his invest- ment, for which he has paid for thirty years, prove useless ? Far from it. He can take a cash payment of £3,108, or an annual income for life of £275, sums which alone would secure him a comfortable old age. Now this seems an ideal contract. Of its value as an investment there can be no doubt whatever. Compare any of the returns with your most trusted market invest- ment, and you cannot but admit its superiority. All its figures are guaranteed, which is more than can be said for the best trustee stock. What is the good of getting a dividend of three or four per cent., and then of being unable to realize your capital at par ? Ask people who bought Consols twenty years ago if they know anything about the depreciation of securities. Their reply may be instructive. But the great attraction about the contract is its wide range of options. The holder need have no fear of the future, for when the second payment has been made each premium paid secures a proportionate amount of the sum assured, and of all the benefits free of further payment; and at the end of the premium-paying period one or other of the options granted under the contract will suffice to meet his requirements. Everyday Risks. It is a simple matter to make sure that if an accident comes the financial cost of it will not fall upon our shoulders. Three pounds, or six pounds, or twelve pounds a week during incapacity would be quite welcome to most of us; incidentally it might aid recovery, since it would relieve us from financial worry, which we might otherwise experience. Of course, it may be said that the chance of accident, or the chance of illness, is very small. Quite true ; but because the chance of loss from these causes is not great the cost of insuring against them is small. This results in an argument there is no getting away

»5 NORTH BRITISH AND MERCANTILE INSURANCE CO. in which are vested the Shares of the ESTABLISHED 1809. FIRE, LIFE, ANNUITIES. Funds £21,000,000 Income £5,000,000 Chief Offices: LONDON: Bl, Threadneedle Street, E.G. EDINBURGH: 14, Princes Street. R AILWAY Accidents of a\"Ws PASSENGERS ASSURANCE CO. Burglary—Motor Car Risks — Workmen's Compensation, etc. The Oldest Accident Claims Paid £6,000,000 Office in the World 64> Cornhill, LONDON. and of the OCEAN MARINE ^StSSSS^- INSURANCE CO., Ltd. 2 & 3, Old Broad St., London.

i6 THE ROYAL LONDON INSURANCE OFFICES ROYAL LONDON MUTUAL INSURANCE SOCIETY, LTD. Accumulated Funds Exceed £3,000,000. ROYAL LONDON AUXILIARY INSURANCE CO., LTD. Authorized Capital ■•■ £500,000 Subscribed Capital ... £130,000 Paid-up Capital — £90,000 Life Assurance, Endowment, Fire, House Purchase, Fidelity Guarantee, Personal Accident, Burglary, Plate Glass, etc. You may effect a Life Policy under liberal tables, and without vexatious restrictions. Policies issued to meet the needs of all classes. Premiums can be paid weekly, monthly, quarterly, half-yearly, or yearly. You may effect an Endowment Policy with the object of giving your children every educational or commer- cial advantage, policies being issued to expire in ten years and upwards at low premiums. You may purchase your house on easy terms and combine it with Life Insurance. Lapsed policies can be revived within twelve months, the only conditions being proof of good health and the payment of outstanding premiums. Fire Insurances may be effected on every description of property at low rates of premium. The \" Royal London \" policies compare favourably with those of any other Company, the conditions being short and simply worded. The reputation of the \" Royal London\" for prompt and fair settlement of claims is well known and the financial security is undoubted. Combined Fire, Burglary, and Lar- ceny Policies are issued covering the contents of Private Houses. Other Departments of business transacted include Motor Car, Personal Accident and Sickness, Plate Glass, Fidelity Guarantee, Public Liability, Driving Accidents, etc. All classes catered for on the best possible terms. APPLICATIONS FOR APPOINTMENT INVITED. Terms, Conditions, and Opportunities of Promotion universally admitted to be unsurpassed. WRITE FOR FULL PARTICULARS. HEAD OFFICES i ROYAL LONDON HOUSE, FINSBURY SQUARE, JOHN PRICE \\ HORACE DUFFELL ' Manag'ng Director*.

THE STRAND MAGAZINE. i rriHE crisp, clean-cut almonds are so crunchy—the fresh cream and fine sugar are so delicious — that you'll say that no other sweets in the world are as good as Clarnico Caramels ffl They give such delight to young and to old that it's almost as much pleasure to put a CLARNICO LILY CARAMEL into somebody else's mouth as into your own. And they are as good for you as they are good to taste. ^ If you try one you'll not be content until you have more. And whenever you feel the natural appetite for something sweet and good you'll think of CLARNICO LILY CARAMELS. \"fl Go to your confectioner. But don't just say' caramels.' Say plainly CLARNICO LILY CARAMELS. You'll know them by the clean-cut almonds peeping out at every side from the rich brown cream. Made by CLARKE. NICKOLLS. & COOMBS, Ltd., LONDON.

THE STRAND MAGAZINE. 1 Birds The All-British Custard The Original in 1837— The Best To-day. €]J For 74 years this simple British Luxury has been within the reach of all. To-day it is prized by clever housewives throughout the world for its rich store of nutriment, delicious flavor and delightful creaminess. Bird's Custard is absolutely pure. It is British-grown and British- made to the last grain. Avoid all substitutes composed of foreign materials of doubtful origin, and British only in name. e no risk Insist on BIRD'S.

THE STRAND MAGAZINE. 3 THE MEDICINE OF THE FUTURE. THE one great remedy of the future will undoubtedly be the Serum. The mere fact that Scientists are now able to transfer energy from one animal body to another is sufficient to arouse enthusiasm among Doctors. The perfection of the Sequarine Serum (which embodies the very essence of animal energy) in a form for everyday use, places animal therapy far in advance of other branches of medical science. This Serum is being used with astonishing success in treating :— Nervousness, Neurasthenia, Anaemia, Rheumatism, Gout, Sciatica, Kidney Disease, Diabetes, Dropsy, Dyspepsia, Liver Complaints, Indigestion, Paralysis, Locomotor Ataxy, Ceneral Weakness, Influenza, Pulmonary Troubles. BROWN-SEQUARD, F.R.S., F.R.C.P. {London), who discovered the vital prin- ciple which is the basis 0/ natural immunity from disease A Remarkable Book. . Sequarine is prepared under the supervision of L. H. Goizet, M.D , the collaborator of Prof. Brown-Sequard. A remarkable book has been prepared, giving the details of its discovery, nature, and action, and copies are being presented free to the public. No sufferer, Physician, Medical Student, or Nurse should be without the Sequarine Book. To obtain it simply send name and address to C. Richter & Co., 59, New Oxford Street, London, W.C. GRATIS TO LADIES- HOSEZENE WITH GIRDLE TO FIT ANV /VAIST . fiOSEZENE G> NOTTINGHAM. BLUSHING This miserable habit permanently cured. For either sex. S.imple of this harmless, inexpensive remedy sent privately, under cover, for two penny stamps. TAYLOR & CO. (Dept. D), 149, Fleet Street, London. CONCENTRATE Can you concentrate your mind on one thing and exclude every other thought? The \"CoNUENTRO\" Course— Scientific Con- centration—wilt enable you to do this. With concentration you can excel In study or In business, can ol»serve correctly, can develop Memory. Will-Power. Self Control, and Self-Reliance. Without concentration you cannot do these tilings. Con- centration Is therefore the basis of all attaini nd to ■thixiif 10, Central Build CONCENTRO\" CO., ntfs, Wallsend, New OUR ALOGUE Of Labour Savers In your

THE STRAND MAGAZINE. 4 \"I Hold Tatcho in Hearty Admiration.\" \" I yield to no one in my estimation for and appreciation of Tatcho, and am glad to hold it in hearty admiration. It is a preparation of very remarkable powers. I have had the opportunity of becoming thoroughly acquainted with it, and am glad to commend it as a tonic for increasing the vigour of the hair. It recruits its energy, invigorating and vitalising it Tatcho is unique.\" TPl IE above voluntary expression of opinion is over J. the signature of no other than Professor Willard H. Morse, M.D., F.S.Sc., the greatest living authority on hygiene to-day, who, deeply impressed with the unique properties of Tatcho, invites those who preside over its destinies to make use of his opinion in any public announcement concerning Ti'.cho, if they see fit to do so, an invitation of which they gladly avail themselves. Coming from an authority so eminent, Professor Morse's statement speaks for itself, and surely con- stitutes the last word on the subject of the hair and hair- hygiene. So much for Mr. Geo. R. Sims' Tatcho, the trusty, honest hair-grower. Now a word inreference toTatcho's wonderful ally, THE TATCHO HAIR- HEALTH BRUSH. \"Why,\" says the reader, \"the Tatcho Hair-Health Brush ? Isn't the ordinary hairbrush which I have used daily for yearsgood enough?\" No, it certainly is not \" good enough.\" Your old- style hair brush, which may have cost you anything up to five guineas, has much to answer for, for the poor condition of your hair. Suppose you had an Auto- mobile and never cleaned it internally, but allowed the particles of waste which the machine itself produces to accumulate, you would not be surprised if it clogged up? Every day that an unclean auto runs saps its vitality. Just in the same way is your hair sapped with scurf, dandruff, and other impurities, rank poison to its life, threatening its very existence, matter which your old- style hair brush gathers from your hair and scalp, and which becomes embedded in the bristled tufts, and is returned to your hair each time you use it. But your old-style brush will speak far more eloquently than words. Examine it and you will no longer wonder why your hair is not and can never be in a healthy condition while you use it. Why should not you treat one of the most precious things on earth to you—your hair—in a considerate fashion, by adopting a rational, safe, and sure way of destroying the germs which the brush gathers from it, but returns to it, and which gradually weaken it and your scalp, until actual baldness has gained the upper hand, and yon are left with a scalp no longer capable of infection ?

THE STRAND MAGAZINE. 5 olid Artistic Furnituri for CASHorEASYPAYMENT! The \"Iriffleboro\" Easy Chair, £3-15-0. Discount for Cash. Catalogue TERMS which, however, can be altered to suit customers\" convenience. Worth You Pay For £10 - 7/6 monthly. „ £30 - 20/- „ „ £50 - 27/6 „ - 65/- „ - £13-15 „ Larger and other amounts pro rata. A Discount of 2 - in the £ The \"Shirley\" Suite. £15-15-0. Discount for Cash. Catalogue page 35^ FREE ' Clenbum\" Cabinet' £9- 12 - 6. Discount for Cash. Catalogue page 64. A VALUABLE GUIDE TO COMPLETE FURNISHING and to the latest styles and designs in Artistic Furni- ture. It gives hints and estimates for furnishing Cottage, Villa, and Mansion. Plentifully illustrated from photographs, with full descriptions, dimensions, and prices of all goods, so that customers know exactly what they are ordering. Particulars of our Easy Pay- ments and Cash Discounts are also given. Whether you are imme- diately furnishing or not, it will well repay perusal. Write for it to day. It costs nothing: and will save you pounds. ORDERS BY P0STSpS^ age Paid to any railway United Kingdi The \"Granville\" Suite. £11 -11-0. Discount for Cash. Catalogue 110. k The \"Imperial\" 5ft. Side- . board, £11-11-0. Discount for Cash. Catalogue jpage 27. All Goods sent Carri station in the United Kingdom. Colonial and Foreign Orders recei special attention.

THE STRAND MAGAZINE. STANWORTH'S \"DEFIANCE\" UMBRELLAS Make an Ideal Xmas Gift. The Best 1Q 6 Umbrella in the World. Theu Umbrellas are made on Specially Belected Sticks or Steel Tubes, mounted with Sterling Silver or Gold Plate Mounts, Fox's Frames, and \" Defiance \" Silk Covers. With careful usage, they will do good service for years, and we guarantee evory cover for at least 12 months. We are the ACTUAL MAKERS, and supply at FIRST COST. A Postal Order for packed In box Pott 10/6 will bring one securely Paid to your door. Fvreiffn A Colonial, l/- extra. Ladies' Umbrellas- 338 Choice Horn 339Cha-ed Silver MO Cherry Crutch Bar Money Returned with pleasure if not approved. A postcard will bring you our Illustrated Cata- logue of \" Defiance\" Umbrellas and patterns of materials for re-covering Umbrellas, from 2/6 upwards. 8S=l«S* J' STANWORTH & CO., m£££3!£ Hoyal Umbrella Worts, BLACKBURN. 344 Si lier Crook 345 Silver Crook 348 Silver Head 347 Pearl Crul (ieut. • Unibrelhul 438 Riiun Crook 433 Horn Crutch 427 Partridge Crook 433 Horn Crook Cherry Crutch 434 Vine Hook 435 Vine C 429 Vine Hook 430 Puree Hoot 431 Horn \\ Whip 5 Vine Crutch ti Part ridge Cane 5 SPONGES BUY DIRECT. jfe,^ eel of Sponges contains 1 large Bath, 3 Toilet, l Carriage, sud 1 Pantry Hponge 'he parcel of S all perfect—sent i>ost free for 3 6. Stable SiKmges, 10 6, IB/-, 36/-per doz.; or sample each quality 6/6. Send for Illustrated Catalogue, post free. Direct Supply Co. (Dept. 6). Victoria Buildings. M ASCII EST KK- m • POSTAGE 15/- PACKET OF STUMPS FOR 6°- Packet No. B277 contains no different stamps (cat. i<7-), including 2 scarce Hyder- abad Officials, a unused Pictorial Chile, scarce new provisional TIBET ('* the roof of the world\"), rare Panama (cat. od.),

7 BEST BATH No form of bathing accomplishes such perfect cleanline&s as the combined HOT-AIR and VAPOUR BATH. It not only cleanses the outer surface, but also opens the pores, eliminates impure matters, and stimulates a healthful flow of— life's principle — the blood, clears the skin, recuperates the body, quiets the nerves, rests the tired, and creates that delightful feeling of invigorated health and strength. Physicians recommend it for the pre- vention and cure of Colds, Influenza, Rheumatism, Kidney and Liver Troubles, Skin Diseases, &c PHYSICIANS agree that \"FOOTS' is The Best Cabinet. It possesses every* desirable feature of efficiency, and has several exclusive advantages, including Improved Outside Heat and Vapour Generator, Adjustable Seat, and Heat Regulator. The Bather is not fastened to the Cabinet; Exit is Easy and Immediate; No Assistant required. Can be used in any room, and folds into a small compact space. Prices from 35s. Book \" Mo. 8 contains much interesting infor- ;encrally known about Thermal Bathing. Sent free on request. J. FOOT & SON, Ltd., Dept. B. 3. 171, New Bond St., London. W. OUT uuun mat Ion not generally Combined Tea & Breakfast Service of 49 Pieces as illustrated. IN STAFFORDSHIRE PORCELAINE OF INCOMPARABLE QUALITY. SUPPLIED ONLY BY The Hanove^^tte^^? depts^rs^^S^^rdshire FOR THESE 49 PIECES OF FINEST WHITE FLUTED WARE PACKED FREE WITH RICH ~ COLO FINISH & 2/3 EXTRA~ • I ksB ^ THIS WONDERFUL PARCEL SHIPPED TO ANY PART OF THE WORLD IN SPECIAL 'CASES FREE SAMPLE PLATE = FOUR STAMPS. CUP a SAUCER : SIX STAMPS. FDFP OUR BEAUTIFUL CATALOCUE OF IOO DESICNS IN CHINA. PORCELAINE & CLASS. mET rnCC AT PRICES TO SUIT ALL CLASSES. SEND TO DAY. IT COSTS YOU NOTHINC. r MC C LEARN TO WRITE ADVERTISEMENTS AND EARN JLb PER WEEK- The Dixon Institute has a world-wide reputa- t ion for graduating men and women as experts who can earn y: weekly. The only Course giving t ruction in Adrert.-Writing, Rusi- • t-\" L,'l). M1i1 DIXON INSTITUTE, 95. Oxford St.. London, W SHORTHAND Illustrated Handbook Handbook Dept., BLACKHEADS. These ugly spots are due (o excess of oily or greasy

8 THE STRAND MAGAZINE. Find the Recipient for this Ideal Christmas Gift. No, do not turn the page upside down, or glance at it sideways. This is not a puzzle-picture. Make a Christmas-giving list of your Relatives and Friends. Now put a tick against those you particularly delight to honour. Ah ! the Recipient is found. The gift of a Waterman's Ideal is a mark of sincerest friendship. It shows thought and concern for the well-being of the recipient. A more costly gift might be chosen, but not a more gratifying one. For your Friend it means a happy release from pen trouble of every description ; for you it means the inexpressible delight of bestowing upon him (or her) a life- lasting gift of every-day utility. Waterman's Ideal—the perfect Fountain Pen—is made in four styles : Regular, Safety, Pump - Filling, and Self - Filling. Plain, Chased, and exquisitely mounted in Gold and Silver. Nibs to suit all hands. Every pen guaranteed. Prices : 106 and upwards for Regular and Self-Filling Styles; 12/6 and upwards for Pump-Filling and Safety Styles. In Silver and Gold for Presentation. Of Stationers. Jewellers, etc. List free from L. «t C. HARDTMUTH. Ltd, Koh-i-noor House, Kingsway. London. (New York: 173. Broadway. Paris: 6. Rue de Hanovrc. Brussels: 14. Rue Pont Neuf. Dresden- Pragerstrasse 6. Milan : Via Bossi 4. Vienna : I Franzensrintt 20. Zurich : Lowenstrasse 23.)

THE STRAND MAGAZINE. 9 SIGNALS OF HAIR DISTRESS! WARNINGS OF APPROACHING BALDNESS AND GREYNESS EVERY READER MUST HEED. SEVEN DAYS' FREE HELP WHICH WILL RESTORE YOUR HAIR TO HEALTH AND BEAUTY IF YOU ACCEPT THIS GENEROUS GIFT TO-DAY. In a city office a man sits whose hair is greying and growing thin. lie is still young in years, but he looks elderly because of the greyness of his hair and the bald patches on his scalp. Because he \"looks old\" he is pasied over for promotion by youogei-/oc&ittg men. They look younger because their hair has retained its original colour and grows luxuriantly without a trace of baldness. A day comes w hen his employer particularly notices his \" old \" appearance. \" We want a younger man here,\" he says to himself. And pre- sently there is another man unemployed because he has not heeded his hair's \" signals of distress.\" When your hair becomes weak it puts out signals of distress. These signals mean that it wants strengthening nourish- ment and regular daily exercise. Every living thingwantsfood and exercise to keep healthy— why not your hair also ? Your hair wants these two essential things as much as everything else. It wants them every day. Unless it gets them it cannot keep healthy and strong. If you neglect to give your hair this daily nourishment and exer- cise it turns grey, loses its lustre and beauty, becomes scurfy and falls out. Here are the signals of hair distress. Take heed of them if you intend to keep your hair healthy and luxuriant and your own appearance youthful. SICNALS OF APPROACHINC BALDNESS. When your hair splits at the ends— When it becomes dry and brittle— When you notice fallen hairs on your pillow in the morning— When your hair comes out in your brush and comb— When it becomes infected with dandruff and scurf— When it loses its lustre and looks dull and lifeless— When your scalp itches so that you feel you must scratch it— When any of these things happen your hair is in danger. They are the hair's signals of distress—its \" minute guns \" which call for help. And that help is at hand for you and your hair— to-day. YOU CAN HAVE THIS \" HARLENE HAIR-DRILL\" HELP TO-DAY ABSOLUTELY FREE. Send the following coupon to day to Mr. Edwards with 3d. in stamps to pay the return postage. It your hair thawing tianaU ofdittrett I If to, you thould

THE STRAND MAGAZINE. VTHE PIANOFORTE SIGHT-READINC SCHOOL, 1S7, New Bond Street, London, W., sendt corresiKmdenre lessons in the well-known THELWALL RAPID SYSTEM OF 7 to all parts of the United Kingdom and the Colonies. The System if recommended by Mr. Landon Ronald, Principal of the Guildhall School of Made; Dr. Borland. Musical Adriaer to the Education Department of the London County Oouncil, and other eminent musicians. Pupils aay the results are \"excellent\" * splendid \" •* perfectly satisfactory.\" For particular! ami terms, address at above. Private Xmas Cards 1 O unique and fashionable^*. Christmas Cards, with your Christmas Greeting, Name, Address, Embossed Monogram printed In gold. trom as. post free. DOT AU\"STRA ND \"READ ERS are adrised to write postcard at once, and a most charming Book oj Specimens will be seat /or inspection post free. If after seeing my book, order) are tent to the rulue of 8s. 6d„ I present you with a Cabinet containing 00 Sheet! StM-leLv Nnt^n»»wr ..*-...»■.,. -<> t K sheets Society NotawpeV, PrinW's.wTw.^old'o'r'm'lour Book, with full List of other Bonuses, sent post free. MALCOLM (Dept. S), 7, McMEEKIN, Art Pr Red Lion 8t., Holborn. Intlng Works .ondon. W.C. NOSES AND EARS. NOSBS.—The only patent Nose Machines Id | the world. Improve ugly noses of all kinds, i Scientific yet simple. Can be worn during sleep. * Send stamped envelope for fnll particulars. RED NOSES.-My long-established medically ' approved Treatment absolutely cures red noses, 3 9 post free. Foreign. 10 extra. UGLY E ARS.-Tlie Rubber Ear Caps invented by Dees Ray remedy ugly outstanding ears. Hun- dreds of successful cases. 7 6 port free. Foreign, k 16 extra. C. LB KB RAY, 10 B. Central Chambers. Llveri Buy direct from Manufacturers at rpool. Half Usual Prices latest designs in Toupees Tails Transformations, Wigs. Covered Pads. Empire Puffs, etc, H nte for Xew Illustrated Pries _ Lift (Pott Frtf). Established 1895. Satis- faction guaranteed. Goods on approval. Money returned if not satisfactory. Hundreds of unsolicited Testimonials PatternsofUair.ind remit- tance must accompany all orders. A little citra is charged for light, golden, and grey shades.

THE STRAND MAGAZINE. ii The IDEAL Gift the Matchless \"COUNTY.'' fj F The H. White Manufacturing Co.'s Matchless \" County \" the Ideal Watch for Home or Colonial Wear. In TiJ adequately substantial eolid 12-ct. Cold Full Hunting or Half-Hunting Cases (as sketch). Fine Lever Move- ment, closely adjusted and accurately timed for Colonial or Foreign wear. No useless bulk, yet splendidly strong. The Finest Watch Value I An ideal Presentation Watch. A hand-forged Solid Cold Open Curb Albert to match (as sketch), £3 18 0. Stamped every link. Fine weighty Chain and unique Floating Compass (accurate) with Seal-stone back, strong Solid Gold Mount, £17 0. Complete in Case, £10 6 0. A superb outfit for a gentleman. Similar watch, High-grade Movement, Heavy 18-ct. Gold Cases, Full or Half-Hunting, £8 8 0. With Fine 18-Ot Cold Chain, £7 17 0. 18-Ct. Compass Seal, £2 10 0. Complete, £18 15 0. Each article bears the Government Stamp. Handsome Solid Silver Sovereign and Match-Case, Government stamped, 12/0, or sent without charge to every purchaser of either of the complete Gold-Sets described. Watch, Chain, and Seal complete in Sterling Silver, £3 10 0; or Gold Filled. SW^F* 11 Mailed anywhere at the Compuny'B OWN RISK, careful1y;ul justed to (he tempers tun- II II of the locality where it is to be worn, upon receipt of Draft, Cash, or Money Order. 11 H. WHITE MAcwo\".F6 104, Market St. Rii^l MANCHESTER.

12 THE STRAND MAGAZINE. THE PERFECT SCENTS OF THE FLOWERS, AND MAKE $ IDEAL XMAS PRESENTS! LILY t°hfe VALLEY I !fi (As supplied to H.M. Queen !n Alexandra) S And the Delightful jjj New Perfume JR O 5 E fSUPREME jfi (A Bouquet of thf in Sweetest Roses). S 2/-, 3/6, 6 - & 10/6 S per bottle. !jj ZENOBIA TOILET SOAP 2 ZENOBIA 8ACHETS ^ ZENOBIA TOILET POWDER . 3/- per Iwx. 1/- and 2/6 each. 2/6 per box. W So/rf 6y Leading Chemists, Perfumers, and Stores A BIJOU SAMPLE BOX, containing Perfume, Soap, and Sachet of either odour, sent post free on ceipt of -id. st.unps, mentioning Strarut Maffazine. * W. f. CHARLES, La&, LOUGHBOROUGH. S GILLOTTS PENS. The Best that men can make or money can buy ^IMfi * 11 rnn Sample Box of 15 Assorted Pens Post Free for 3 Penny Stamp! JOSEPH GILLOTT & SONS. 37, Gracechurch Street. London. E.C. FORD «S MEDLEY'S WAKE KSOT RAZORS. Made in Sheffield throughout, and abso- lutely tht- beit obtain, able. I-very K.l/'T perfect. Medium Concave* 2 - each. Extra ,, 3 6,. run 5- ,. Do not h™ tempted t'i purchase any other make. It any difficulty in obtaining from your Dealer, write dnect to FORD t> MEDLEY. LTD.. Cutlers. SHEFFIELD. rsrnma Sufferers Instant relief In Asthma. Bronchitis, froup^ind Whoonlne Cough by theuse of POTTER'S ASTHMA CORE In i - Tlni. soli> Evikywiipre. For FRKF. SAMPLK send Postcardto POTTER & CLARKE, Artillery Lane, London, K. Mention paper. Instant relief Buv direet from Actual Makers and Rare 50%. Price includes Free Delivery in British 1-1- - or F.O.B. SHEFFIELD GOODS MANUFACTURING Havelock Worhi, Young Street 9 ct, OokL let with Ruby or Sapphire, 3/9 only ; or Plain without stone. Ettd. t$i DIAMOND RINQ3

THE STRAND MAGAZINE. 13 UP-TO-DATE ECONOMICAL BUSINESS APPLIANCES. AWARDED GRAND PRIX AT TURIN EXHIBITION R°NEP COPIER No water used. Takes accurate, legal and perfect copies in one-tenth the time required by old process. For Loose Leaf or Letter Book. Scrap your old Press at once and invest in a Roneo Copier. Booklet sent you upon request. It's well worth your close attention. R°NE? DUPLICATOR Over 75,000 in regular use. Will reproduce up to 5,000 copies from one original (hand-written or type-written) at rate of over 1,000 an hour. Invaluable in any progtessive office. Rapidly repays cost. Over 100,000 Prominent Business Houses and Institutions are using RONEO aids to Business Success. Why not join them ? Catalogues sent on mentioning this magazine. RONEO LTD., 26, HOLBORN VIADUCT, LONDON, E.C. NO NEURALGIA If you keep Zox handy, and take it when pain threatens. There '■nothing more ■ore .ind speedy in mm.' in the whole world of medicine than •ZOX' It is simply marrclloui how quickly pain vanishes as a result of taking one of these harmless little Powders. Equally good for Headache, too. Sold by Chemists and Stores at t - and 2 6 per box, or direct from the Zox Co. rnrr Send stamped addressed envelope and mention this lllLLi Magazine, and we will send you two Zox powders free. THE ZOX CO., 11, Hatton Garden, London, EX. PENCILS IS! I If \"Koh-i-noor\" Quality won't satisfy you, nothing will. IT Decrees and Copying. *). each or It) per Aouen. Of BUtionen, etc., ereirwhere. Lttt free iron I. k 0. HiiDTBUTi. Ltd.. House, K .■ . ,. Lot Brawls. Dresden. Zurich. New York. I \\ X \\ mm \\A/atchfs W f jri m %*>B ■ Sksj%sF A Tin^ Gift According to the amount one wUhes to invest, we especially recommend, for Gentlemen, \"River- side Maximus,\" \"Van- guard.\" \"Crescent Street,\" or\" Riverside\"; and for Ladies,\" Diamond,'' \" Riverside Maxtmus,\" \"Riverside,\" or \" Lady Waltham,\" each movement having the name engraved

THE STRAND MAGAZINE. ?gE PARALYSED and other Invalids—either sex— UNABLE TO WALK WHAT CAN T BE CURED MUST BE ENDURED.\" Hut make the belt of thing* hj getting » rndly good \" go uilTwhere \" hand-tricycle (with lutucnair seat if desiredl. designed hy an invalid, himself <|ttlt« unal.le towsjE This wOl let you take long rune in the country; the outdoor exercise will do you good j wlnl-t the feeling of absolute Independence it dives is alone worth a lot. Two Speeds, Free- wheel (splendid falU-eUmbstsl. £2«-«as. others £16. limit London and LW. Highly reoommended liritith Medical Jounuil. Cycling, 4c. IlchghU-d users all over U.K. tetmfanss of Miner. WITH AM. 20, Pyle House. Newport, Wight. f. _ . . - - - . .. - HUNTS 1DC.AL COM. SAVCS 111 f 111 i n in I R? N« 4M7»7. B COAL SAVE Ordinary Orate 4in. back 1 8 : ■... ,. 10 7iV „ 2 - min. „ 2 6 lain. 3 3 Send paper pattern of hot torn of grate & we will scud in oat sui table site LESS COAL- MORE HEAT-LESS SMOKE-NO WASTE. Write for illimtratefl particulars of Sole Makcre— nssLCT 8. Hist k Co. ICS. Dept.). 9. t'arring.' Kitch. Mel hie 71n. .. Bin. 9in. .. :Oin. ,. 24 28 3- 34 RENOWNED|S|£f GLYCERINE E B HONEY JELLY FOR CHAPS, Roughness of Skin, *&c. lnvaluable at all Seasons of the year and all part* of the World. It Softens ami Improves th- Hands, Face, and Skin after Exposure to Wind and Cold or to tne Heat of tbe sun. OVER « YEARS' INCREASING DEMAND. Sold by all Chemists and Stores in Metallic Tubes 64., Is., and Is. 6d., or sent postage free for stainiw by Sole Proprietors. 08BORNE, BAUER, & CHEESEMAN, 19, Golden 8quare, Regent Street. London, W. N.B Sample Tube, post free. 2d. stamps. flme. DUCHATELLIBR, Bole Inventor for Modlflcators of the shape of the Nose. Diplomas s.g.cLg, for Slandering. Straightening, and Reducing Noses of all shapes and in all cases. Beware 9 fSubttitnteg. Bronte Medal Brussels. WO. Special Trtatmtnt for Red Noses, Blackheads. Acne, Pimples. To remove Rucks and Wrinkles, beautify tbe Face by Creme do Beaute. Baume d Orient and Poudre de ril \" Without Comj>arison.\" FleBM note Postage 9|d. gpjj Aoentt:-ma RUE ST. HONORE. PARIS.

THE STRAND MAGAZINE. A Revolution in Methods of Curing THOMAS INCH. I have an important message for every reader of the Strand Magazine—particularly for every business man and each sedentary worker. It is remarkable how many business men—astute in every 'other respect—make the very serious mistake of neglecting their health. Let me assure you that the unnatural mode of living, compulsory under present-day conditions in the case of 99 per cent, of business men, is absolutely certain in the coarse of time to undermine yonr health and leave yon with some serlons ailment. Health is within your reach. I can put you in possession of the most priceless gift Nature can bestow—a physical condition which will enable you to enjoy and get the most out of life. A healthy man is a thousand times more to be envied than a rich man. Money is only of value for that which it will purchase. Health is the True and only Wealth. Some grow tall by using patent elevators; others reduce obesity (or endeavour to do so) by taking patent medicines. For nervous troubles, general weakness, loss of appetite, insomnia, etc., drugs and expensive medicines are prescribed daily to hundreds of thousands. AH the above are artificial, unnatural, and dangerous. There is only one certain, safe, and NATURAL way—Physical Culture—and that way is both inexpensive and pleasant. It is Nature's way of building up the system—repels old age, keeps the body physically fit— increases bodily powers and the capacity for mental work in a marvellous manner, reduces obesity on the one hand, and on the other increases weight in cases of emaciation ! I Guarantee Results! It is within my power to give you that abundancy of health and high spirits which alone make life worth living. A few minutes' exercise daily upon my improved and scientific system of Physical Training will make all the difference between mere existence and real life to you. I cure UNDEK GUARANTEE all such complaints as indigestion, constipation, insomnia, general debility, emaciation, obesity, rounded shoulders, luug weakness, weak heart, etc., etc. My Cures are Absolutely Permanent! Write me at once (post-card will do), and by return mail I will forward my free book on \" HEALTH,\" lavishly illustrated and containing valuable informative matter, together with terms for treatment. My Fee is low—a matter of shillings rather than pounds, and easy instalments willingly arranged when desired. I am offering you a splendid investment. Don't wait till yonr condition is beyond cure— DO IT NOW! If you care to lay before me particulars of any health trouble you may have, I will, in forwarding my booklet, either let you have an assurance that I can undertake your case and guarantee satisfaction, or else frankly admit that your case is beyond me. Yon are invited to consult me gratis by post without the slightest obligation. Ladies please ask for \"Health, Strength, and Beauty for Women.\" SPECIAL NOTE. Particulars of a great 1,000 GUINEAS PRIZE SCHEME will also be forwarded. THOMAS INCH, the famous PC Expert, who offers each sedentary worker a new lease of life. THOMAS INCH (Dept. S), Munster House, 676, Fulham Rd., Fulham, LONDON, S.W.

i6 THE STRAND MAGAZINE. RED O / O LEATHER &l J SLIPPERS PER PAIR. Our celebrated soft Red Leather Bedroom Slippers, lined white fleecy wool, with soft flexible soles. The warmest and most comfort- able slippers manufactured. Once worn always worn. Tack quite flat — indispensable »hen travelling. Hundreds of pairs selling a week. We post them to all parts of the world. Ladies' Sizes, 2's to 7's, 2 3 per pair. Gent's „ 8's to 13's, 2/11 „ Postage 2d. ; Cofo/iiei and Egypt, 6d. ; Foreign Countries, jod. fier pair. JAMES COXON & CO. (Dept. s>. Colonial Outfitters—Everything for Ladies* and Gentlemen's Wear, Market St. & Grey St., Newcastle-on-Tyne. TIRED EYES IsThis YourTrouble ? Do your eyes get tired easily, or do you suffer from bljrring of sight or pain in the eyes, or does strong light hurt your eyes? If so, you are suffering from eye-strain, and your eyes need immediate attention. The world's best remedy for eye strain and every eye illness is SINGLETONS EYE OINTMENT Ever since 1596 it has been curing all illnesses of the eyes, eyelids, and eyelashes, including cold in the eyes, inflammation, bad eyes after measles, scarlatina, and influenza, styes on the eyelids, ulcers, weak and watery eyes, and every other similar ailment. All Chemists and Stores supply Singleton's Eye Ointment in the ancient pedestal pots for 2/-. Send a postcard to STEPHEN GREEN, 210, Lambeth Road, London, for a most valuable handbook, \" How to Preserve the Eyesight,\" packed with useful information, which OUS' Don't remain childish. Whatever Tour ajre is. *' MOUSTA.\" the True, Original Grower, will force you a manly moustache in a few days. Quilt; harmless. Can be used nightly, j without observation or detection. Nerer fr!- Bo I sent in plain cover for 6d. and Id. for pontage. Send 7d. now to Proprietor!, H T. DIXON . 4CO., 42, Junction Road London, N, (Foreign Orders, IRON FENCING, GATES, TREE-GUARDS, ETC. BAYLISS, J0NES & BAYLI88, Ltd., Wolverhampton Mention Stramd MAOAzrsa. Showrooms: 139 and HI, CANNON STREET, LONDON, E.C. Catalogue Fi Prioos according: to length of soat: B-lncb. 77-inrh. 90-Inch. 93-inch. 3flinch. 23/- 27/- 30/- 33/- 36/- Packed free. Send for patterns ol covering!. Sot* Maktr: MINTY. 44. High Street, Oxford. Newest Fashion f Erect Model Perfect Fit Guaranteed Wear Ladies who desire real Corset-comfort

THE STRAND MAGAZINE. >7 SALARIES doubled by spare time study \"Now, again, through being an I.CS. student, I have obtained this position with 80 per cent, more or 775 per cent, since enrolling.\"- Student Thompson Oliphant, Haslingden, near Manchester. \" What I have done has enabled me to secure a position 75 per cent, better than my previous one.\"—Student A. B. Rylance, Highgate. \" My salary has been increased by 66 per cent, since I was first employed by that firm.'—Student M. Van der Spuy, Bloemfontein. \" Thanks to the information I have gained, I am able to start at five times my former wages.\"—Student H. Barker, Rawtenstall. Could anything speak more effectively than the above examples of the value of spare time study. Practically all the thousands of I.CS. students who are mounting the wages ladder devote only their spare time to the necessary study. 4,000 reported promotion in one year alone. Moreover, I.CS. spare-time students can study in the comfort of their homes— it is the easy-chair way to better pay. . No classes to attend on winter nights. By post, the up-to-date I.CS. text books and instruction papers are sent week by week as convenient to you. . • Let us refer you to successful students in YOUR district. Why don't you join the ranks of the I.CS. students—ambitious men and women who are turning spare time into gold ? It does not matter how scanty your present knowledge is. The I.CS. will start exactly where you want to start, and will take you step by step until you are an expert who can command big pay. There are over 180 I. C. S. courses. Moderate fees. All books free. No extras. Terms can be arranged lo your convenience. Free assistance in the matter of employment, if desired. Get to work at once on this salary- raising study. Don't waste one more of those golden evenings than you can help. Start by sending now the coupon below and get full particulars of the I.CS. course that interests you. \"The way to Better Pay is the I.CS. way\" —over 100.000 I.CS. students affirm it is so HICHEREMINCS COUPON International Correspondence Schools Ltd. Depi 147/N, InUrnatiOftiU Buildiiisi, KingaWiy, Loudon, W C. Please explain, without any obligation on my part, how I can qualify to enter, or to obtain a larger salary in, the occupation or profession before which I have marked X (or in the one stated here ) _Engineering (stale which) —Book-keeping —Analytical Chemistry _ Business Training; —Modern Languages _ Motor Aviation _Architecture _ Civil Set-rice _Advertising — Opportunities for Wo _University and Professional Preliminary ~ Over 160 other Courses. \\ Name , Add res* .

i8 THE STRAND MAGAZINE. Robinson & Cleaver's HANDKERCHIEFS for Gifts. Pott Orders for Handkerchief* illus- trated can be received up to Friday, Dec. 22nd, for Xmas. Our extensive stock and large volume of trade enables us to send actual goods ordered. For Ladies. No. 317. Ladies' >uperfine Mull hemstitched and em- broidered Handkerchiefs, about 131ns. square, tiny flowers forming de- sign. Per do/. tiny 39 No. I.O. Ladies'fine Linen Handkerchiefs, with any initial in Wheatear and Butterfly surround (De- sign i A ins.). 131ns. *7/I \"I square. Per doz. * / *■ * No. I.K. Indies' super- fine Mull Handkerchiefs, with any initial in floral sur- round. Design ijins. high. 14,1ns. square,with Jin. hem. Per doz. is. high. 4/11 No. 825. I-adies' superfine Mull embroidered Hand- kerchiefs, i.'Jius. square Half-inch embroidery of simple pattern, making exceptional value *| Q M at per dozen s\\\\JV Na D9i. Ladies' fine Linen hand fancy-stitched H a n d k er c h i e f s, about 131ns. square, cross-bnrred and narrow hem';. \"T Per do/. 1 V For Gentlemen. No. 60. Gentlemen's Linen Handkerchiefs, with any §in. initial ; robins, square, with gin. hem. O ft Per dor. O/ U No. 58. Gentlemen's Linen Handkerchiefs, with any iin. initial in \" Old English \" style. joins, square, with a iin. \"i ■% ft hem. Per doz. * l/i? <J Write for our Illustrated Xmas List and Samples, Post Free* Robinson & Cleaver By Appointment to Their Afaje$tiei. Ltd., 42M, Donegall Place, BELFAST. London. Liverpool. Exteri RAf Exterminated by LIVERPOOL\" VIRU8 without danger to other animals and without smell from detfel

THE STRAND MAGAZINE. 19 The Mapi The possession of a Pathephone is like the possession of a Magic Wand, enabling you to conjure up. for the entertainment of yourself and your friends, the brightest spirits of mirth and musical charm. According to your mood or the occasion, you can summon up— through the Pathephone and PatHe Discs — Harry Lauder, Billy Williams, Will Evans, Fragsan, John Coates, Kirkby Lunn, Ben Davies, Carrie Tubb, Phyllis Lett, Constantino, Boninsegna, Bassi, and hundreds of the world's fines! vocalists and mirthmakers—you can have the music of the fines! bands and instrumentalists. The choice is practically unlimited. The renders with a full rich tone and reproduces the real \" personality \" of the singer and entertainer --every touch and expression of the instrumentalist—just as if the artiste were there—in your room. The Pathephone reproduces with the Pathi Sapphire point— No Needles to Change —No Bother. Pathephones are made in many styles, hornless and otherwise, at prices ranging from 31/-. Pathe^ Discs are the most moderate in price. They are double-sided, two records on each. Prices : 10 in., 2/- ; 11 in., 3/-; 14 in., 4/-. OitainalU 0/ Music Dealers throughout the world. In case oj difficulty write us for flame 0/ nearest Agent, Catalogues, and Lists 0/Records. Please ntention \" The Strand Magazine\" when writing LONDON, W.C PATHlt FRERES PATHEPHONE, LTD., 1. I

20 THE STRAND MAGAZINE THE MOST COMPREHENSIVE ADDING MACHINE IN THE WORLD. SUITED TO ANY COUNTRY, ANY COINAGE, ANY WEIGHT. May Be Used as a Bridge Marker. £2:2:0. A postcard will bring full particulars. . Sold by all Stationers, and by . Army 4 Navy Stores, Newton 4 Co., Fleet St., Harrods. LONDON. T. Mason, DUBLIN. Waterston t Sons, EDINBURGH. John Little t Sons, Ltd., SINGAPORE. Lochhcad * Co., Port Elizabeth, SOUTH AFRICA. Nicholsons, Ltd., PERTH, W. A. B. Rlgold A Bergmann, Bombay « Calcutta. INDIA : or direct of B. C. R., Ltd., 1, Gresham Buildings, LONDON, E.C. 1 THE AURIPHONE' for the DEAF. ^ {Patent applied for.) WILL Why remain PEAK? whe m•unifying pocket telephone you hear? . ,. . The \"AURIPHONE\" i* .n<-nn»ptcuounand light, only weighing a few ounces, in readily portable, and the cheapest made), an.I in designed for ute in Churches, Theatre*, lecture Hall*, and for general conyersation at home 4 _ Tvt«l A 16 day*' trial if offered. 15 DayS TMSMi a«n»Urlurgeof9rlMta« made ihould the Auriphone not prow beneficial. W rite or call for our descriptive pamphlet giving full particulars, AURIPHONES, Ltd.. 1, Albemarle St., Piccadilly, W. AGENTS ■ Auk jour local Chemiit to obtain nur Instrument fromMewr* ALLEN & HANBURYS Ltd foralSday*-trial. and Optieiant. the njost remarkable invention j/'nee the Cinematograph. \"§ THE PROJECTOR. Work and Plav Ttirrf, no cnd ,o the u,e> °'ih' mibboscope. it , l i i , illustrate lectures on history, geographv. travel, nature- study, numismatics, philately, etc. It will provide dozens of new games, simple or intellectual, to entertain the lamily circle or parties, o( children or adults. The MIRROSCOPE is a marvellous development ol the old-fashioned magic lantern with a diBerence there are no costly slides, and the range of subjects is practically endless, with no expense to speak of. Do you lake photographs? The MIBBOSCOPE will display your Summer snapshots better than an album. No slides required either 1 It shows upon the screen, greatly enlarged, any actual picture or photograph. Prices for new season's models. 15 '- to 84/-. fitted for electric gas. or acetylene. i- Already itocked hv Parke ■ I ►rug Store containing full pai tAKR BROS. i. Hamlejr'f. Selfridge's. Por free illustrated in nni alio arntnged>. apply: florin Street, London. EC

THE STRAND MAGAZINE. 21

22 THE STRAND MAGAZINE. eECILIAN ■ The Ideal Piano Player IS THE INCOMPARABLE CECILIAN INCORPORATED WITHIN THE ACTUAL CASE OF THE FINEST ENGLISH AND GERMAN PIANOFORTES. It is the finished instrument, perfect in every sense, constructional and musical There is nothing mechanical—nothing to suggest anything but a human interpretation. Every phrase, every shade and expression, are under the immediate control of the Cecihan Pianist. A single passage can be played in a dozen different artistic ways, each one reflecting a distinct interpretation, so delicately and so perfectly does the instrument respond to the touch of the performer. The CECILIAN improves the technique of even accomplished pianists, and transforms the average player into a very master of music. The Piar available at all times for playing in the usual way or with the CECILIAN control. You should write to-day for Booklet F, or, better still, call at our Showrooms and hear the CECILIAN demonstrated. FARRAND COMPANY, 50a, London.W. Wigmore Street, The Empire Typewriter can be tested by you at your leisure—at your own home or office, with- out any obligation to purchase. THE EMPIRE TYPEWRITER is British made with British materials — strong, durable, efficient, and sold at a FAIR PRICE. 1,600 Empire Machines are now being used in H.M. Government offices alone. Empire No. I. in case £13 2 6 New Empire No. 2. with all the latest improvements, such as ball bearing and detachable carriage, column selector and tabulator, backspacing key. etc. £17 10 0 Write far particulars to the EMPIRE TYPEWRITER CO., Ltd., 77, Queen Victoria Street, London, E.C. \"PERFECTin FLAVOUR.\" PURE BREAKFAST\" JSFRYc.SONS.l\" 2-oz. Tins, 2£d. 4-oat. Tina, 4£d. FRY'S of Bristol, The Pioneer

THE STRAND MAGAZINE. This Signature i I a guarantee of finest quality. THE EDISON PHONOGRAPH ENSURES A MERRY XMAS. It is the one thing that brings joy to all the household, both old and young. Glance over the list of Edison Records in the progra Time below and judge of the wonderful variety of the selections for your amusement. Popular, Classical, Sacred Music to suit all tastes. HOME RECORDING. An exclusive feature of the i Edison Phonograph. What greater fun around the cheery hearth than making your own records at home! V, it Ji- lt Our 1911 programme of Christmas Selections is unusually strong, including 63 Records specially recorded for the festive season. Ask your dealer for the list. NEW EDISON RECORDS FOR DECEMBER. AMBEROL (FOUR-MINUTE) 12378 The Awakening of Scrooge Bransby Williams 12379 The Street Watchman's Christmas „ 12380 Light Cavalry National Military Band 12381 Father O'Flynn David Brazell 12382 She Only Started Giggling ... Jack Charman 12383 The Magic of Your Voice Albert Crawley 12384 Keep Away from the Petticoats Florrie Forde 12385 A Parson and a Man Stanley Kirkby 123S6 The Referee Harry Lauder 12387 McGregor's Toast ... Harry Lauder 12388 Toreador Song, \" Carmen\" Peter Dawson 12389 Higher than You ... George Formby 12390 Margarita Ernest Pike 12391 Quartette \"Rigoletto*' National Military Band 662 Day Dreams from \" The Spring Maid '* Miss Narelle and Mr. Von Norden 736 Spring Maid (Waltzes) Standard Orchestra 834 Anvil Chorus Edison Light Opera Company 839 The Dwellers in the Western World—No 3 (\" The Black Man \") Sousa's Band 840 Ring out the Bells for Christmas Edison Concert Band and Quartette 843 Tyrolienne Serenade (Saxophone Solo) Harry S. Barbour 845 Pinafore Airs—No. 3 Edison Light Opera Co. 847 The Siren (Waltzes) Standard Orchestra 849 Calm as the Night Miss Spencer & Mr. Harrison 854 Sweet Longing Instrumental Venetian Trio 855 I'd Love 10 Lead a Military Band Miss Ada Jones and Chorut 856 The Rosary Miss Elizabeth Spencer and Knickerbocker Quartette STANDARD (TWO-MINUTE) 14092 Post Horn and John Peel Galop National Military Band 14093 I'll Go Halfway Home with You Stanley Kirkby 14094 Let's Have a Go on the Joy-wheel Miss Florrie Forde 14095 It's a Mad, Mad World Jack Charman 14096 The Parade Quickstep (Concertina Solo) Alexander Prince 10527 Will the Roses Bloom in Heaven? Miss Ethel Hepburn 10528 You'll Do the Same Thing Over Again

24 TJIE STRAND MAGAZINE. Lost Vitality Restored. If your health is not as it should be — if you suffer from Anaemia, Sleeplessness, Weakness, Brain-fag, 1 >epression, Exhaustion, Nerve Troubles, or are feeling \" out-of-sorts\"— ' Wincarnis' will speedily give you new life, renewed health, increased vigour, and an abun- dance of vitality and reserve strength, because ' Wincarnis' is a wine tonic, restorative, blood maker and nerve food of extraordinary power. You can actually feel 'Wincarnis' doing you good. Remember, that in taking ou are not experimenting with an unknown \"cure- 11,'' but a remedy of known and proved value—one that has an unrivalled reputation of nearly 30 years' standing —one that is recom- mended by over 10,000 SEND THE COUPON FOR FREE TRIAL BOTTLE doctors—one that is, en- dorsed by countless thousands of people who are, at the present moment, in full enjoyment of the glorious health 'Wincarnis' has given them. Will you try just one bottle ? FREE TRIAL COUPON COLEMAN & CO.. Ltd., W 57, Wincarnis Works, Norwich Please send me a free trial bottle of * Wincarnis.' I enclose three penny stamps to pay carriage. Name Address Strand Magazine. Dec, 1911.

THE STRAND MAGAZINE. 25 \"EVER- READY ELECTRIC HAND LAMP, with 4-Tolt Un- spillnble Accuma lator. No. sou 36 - complete. Weight [packed, atiin LONDON % MADE I FINEST^QUALITY< £ FINISH THROUGHOUTl y S1 with Dry Better?. No. 1536. Oorered real leather. 31,- complete. Reflec- tor ,«U Inside lid Weight packed, lib. \" EVER- Hth REAOY\" Dtj Batteries ELECTRIC Various sixes. TORCHES EVER-READY PORTABLE ELECTRIC LAMPS 1 FOR ALL PURPOSES f^rf Cafa/o(?i/e0/r//7j?/t///parf/ca/ars & name, o/ /zearesf apenFsenrpfosf free on app//caf/'on Yo — THE EVER-READY WORKS, HERCULES PLACE, HOLLOWAY, LONDON, N.

The Greatest Gift of all. A T Christmas time, the time of gifts and merry-making, ' His Master's Voice' forces itself upon your attention and interests you in a new way. It solves the whole Christmas Gift problem, for it is the gift for the whole family. The Gift of Music. VCKLBA, Caruso, Padcrewski. Tctrazzini. Kubelik, C lara Butt, Kirkhy Lunn, Samiuarco. John McCormack, Rattistini, ivi Kcstiiin, Mischa Klinan, Hackhaus, with those others illustrated above, are but a few of the great artiste who make records only for 'His Master's Voice.' A QRKAT host of artists, amongst whom are the principal ballad singers, such as John Harrison. Harry Dearth, and Agnes Nicholls. The music hull stars, such as Harry Lauder ami George Robey. The dance orchestras, such as Hcrr Itr and Herr Gottlieb. The vaudeville stars, such as Gertie Millar. Phyllis Dare. George Gross niith, Jr., and Teddy Payno, arc ready to entertain you this Christinas, and to bring pleasure and mirth to those who receive this greatest of all gifts. on receipt of a I'ost C:ir<l we will send yon, free of charge. 'HisMaster's Voice at. Home- our latest brochure* and catalogue!, as well a* tile name of the nearest accrediu-d dealer In our good*, and If you ani interested in Crand libera we will aend also a new book on \"Faust.'' by F. Merry, illustrated by W. K. Webster. Instruments from £3 10s. to £50 Bi» sun- you JiBk to hear ' Ufa Master's Voire' I'lilimet Crawl: and iTi!U«t on ieetng the Trade Mark in colours Inatdo tb»* lid. 66 His Master's Voice\" THE GRAMOPHONE COMPANY • • • LTD. 21. CITY R OAD LONDON•E•C



28 AN IDEAL XMAS GIFT. It can \\te instantly raised, lowered, reversed, or inclined either way. Extends over bed, couch, or chair without touching it, and is an ideal Table for reading or taking meals in bed with ease and comfort. Change of position is effected by simply pressing the patent push button. The height of Table can be adjusted at any point from 28in. to 43in. from floor. The Top is 27m. long by i8in. wide, and is always in alignment with the base. It cannot overbalance. The \" Adapta\" Table is a modern Home Comfort, instantly adjustable to various convenient uses, such as Heading Stand, Writing Table, Bed Rest, ing or Work Table, Music Stand, Easel, Card Table, and numerous other purposes of emergency and 1 occasional character that are con- tinually occurring in every household. FRIOBS. 1 Met.il Parti, with Stained Oak Top £17 6 with Adjustable Side Tray and Automatic holders cm illuatratrd' £1 15 0 as No. 2, but Polished Oak Top and finish £2 B 0 a« No. S, but with all Metal Parts ated £3 3 0 In Great Britain. BOOKLET \"A3\" FREE. FOOT <S SON, Ltd. (Dept. A 3), BOND STREET, LONDON. W. DON'T SNEEZE! Dr. MACKENZIE'S ' SMELLING BOTTLE CUKE KelieTesaiid QII|uKt.Y CURES all COM in the Head. Nasal Catarrh, Neuralgia in the Head, Pnintness. lusti- ness, etc. A .SPECIFIC 1»U HEADACHE. Sold by all Chemists and Stores. Price Is., or post free. ot, KKAI WALKING DOLL 4 him Toddles across a room and never tumbles over. Spring and works are unbreakable. Silent; a child of three can wind it. Nicelydressed. Post free Is. 6d. Foreign 2s. A. C. HARRIS, Department S.D., LEICESTER. Use II the BLACK AUTOCOPYIST,\" For reproducing Plans, Circulars, Exam. Papers, Specifications, Music, etc., in black. Send for Price List and specimens, or call and see it. THfl COPYING APPARATUS CO.. Ltd. (A Dept.. 123, Cannon Street, London, B.C. SHORTHAND IN 30 DAYS A System Which May be Mastered By Home Study

THE STRAND MAGAZINE. 29 Experiments on Human Beings Independent Investigation on food power of BOVRIL! In the above diagram the long block represents the tody - build- ing power derived from theamountof Bovril repre- sented by the small block. A Report made at the Annual Meeting of the British Medical Association in Birmingham (July, 1911) revealed some remarkable results of physiological experiments showing the body-building power of Bovril. These experiments were carried out on human beings by Independent Scientific Authorities. They confirmed the striking results of the Feeding Experiments conducted last year on animals, which proved that the body-building power of Bovril was from 10 to 20 times the amount taken. But these exhaustive experiments, the full details of which were given in the \" British Medical Journal,\" have further conclusively demonstrated that \"in the human experiments the increase was even more marked \" The conclusions which particularly interest the public and which are now incontrovertibly established by these latest tests are as follow :— The Remarkable Food Value of Bovril itself. The peculiar power of Bovril in enabling the system to extract greater nutriment from ordinary foods. That these two properties together give Bovril a body- building power of from 10 to 20 times the amount taken. (See diagram.) of Bovril taken. This important fact explains the value of Bovril in bringing up the defensive forces of the body to their highest power, and in protecting the system against the dangers of winter 1. 2. 3. That is to say, Bovril is not only a great body-builder in itself, but it also enables other foods to feed the body more ; so that the amount of good that Bovril does is out of all proportion to the amount Used in over 2,000 Hospitals and Institutions. BOVRIL Look for the NAME BOVRIL when you buy, because it means so much. 6731

3° THE SIX AND MAGAZINE. £3 A WEEK FOR 3 HOURS A DAY Why not tarn your spare time to profitable account? All time that is not thus utilised is waste time. , CAN YOU WRITE? Inrestigate the possibilities of Advertisement-writing —the most lucrative spare profession extant. Send for \" Brains and Ink,\" free. Out of every 100 people possessing artistic talent ttily 10 really profit by iheir talent. CAM YOU DRAW? If so. why not learn to design Posters? Foster and showcard designing is the moid remunerative branch of Applied Art. Send for \" Art. Fame, and Fortune,\" post free. PRACTICAL CORRESPONDENCE COLLEGE, 2S, Thanet House, Strand, London, W.C. PONDS ARCH SUPPORTS a FOR FLAT FOOT & WEAK ANKLES THOUSANDS HAVE BEEN CURED! RECOMMENDED BY MEDICAL MEN. Worn by Children or Adults. Cures and Prevents Flat Foot or Weakness in the Ankles. They can be Ladles', 4/9; Cent's, 5/6; Child's, 4 6 per pair. POND'S TOE SPRINCS A8 USED BY ROYALTY. The best remedy for deformities of the toes and for the CURE OF BUNIONS. Recommended by hundreds of users. Can be worn at night without inconvenience. Price o /Q Bead outline of each. 0/W foot for aiie. Sold by all Bootmakers, or of HI Dfltjn 2U23> CASTLE MEADOW, I . U. rUnil, (Dep. L). NORWICH I FOLDING BOATS for Sea and River, COURTNEY A BIRKETT, Southwlck near BRICHTON, SUSSEX. rV. HIO F What Do You Know of the HEAVENS? You have no doubt read and heard a great deal the Stars, whose mystery and grandeur is * interesting, but to fully appreciate and understand their majestic glory YOU NEED A Watson Educational TELESCOPE Through its powerful len«es 324,000 Stars can be clearly observed — more than one hundred times the number estimated by Sir Robert Ball to be visible to the unaided eye. THE ROMANCE OP THE WORLDS REVEALED. By tho aid of the Watson Telescopa y»u can distinctly observe the Planets with thpir Satellites, the Double Stars. ..niJu, Iter,

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32 THE STRAND MAGAZINE. clEwsBURYtf Brown's Oriental Tooth Paste Prevents Decay. Promotes i Sweetness of Breath. White Teeth. Purity of the Mouth.


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