From The Vault - Third Quarter Newsletter

Chocolate Bayou Newsletter, Third Quarter 2021 From The Vault Auto Rates as low as 1.49%APR ! HOT DEAL SUMMER! Loans subject to credit approval. All loan programs are subject to change without notice. Current Chocolate Bayou auto loans do not qualify for refinance at special rates. New money only. We do business in accordance with the Equal Credit Opportunity Act. APR = Annual Percentage Rate. Rates vary and depend upon credit scores. Not all applicants will qualify for all loan products offered. Not an offer to lend. Every new auto finance and refinance will be entered into a drawing to win one out of four $500 prizes. The low auto rate and drawing will end July 31, 2021. Cash reward may be taxable. All loan programs are subject to change without notice.

HOT DEAL SUMMER! We love helping our members save money, and that’s why we would love to see if we could lower your monthly payment on your current auto loan. We’re offering rates as low as 1.49% APR! Refinance with us and begin saving money. This is a limited-time offer, so grab this deal before it ends! Ready to purchase a new car? This deal is for you too! With auto rates as low as 1.49% APR, you can shop for your new or used car knowing you got the best deal in town! Apply online today at: ChocolateBayou.org/Low-Rate or visit a branch for more information! Plus, get entered to win $500! Four of our lucky members that finance or refinance their auto during this time will win $500 cash! Come by and get a lower rate, save some money, and be entered to win $500! Why you’ll love this Chocolate Bayou Auto Loan HOT DEAL: - An awesome low rate - Get entered to win $500 - Up to 100% nancing plus tax, title, and license - No application fees - Quick and easy application process - Wholesale GAP, Extended Warranty, Credit Life/Disability loan protection options

We’re upgrading to better serve you! This quarter has been very busy! We are making many upgrades to better serve you. We began by upgrading our Pearland Branch Drive-Thru Equipment to better assist you. We are in the process of a website refresh, a new mobile app, new online banking, getting instant issue debit cards, and the best surprise of all... partnering with Zelle! We expect to have all these projects done in the fall. We know you will love all the improvements, and we hope to continue improving to give our members the absolute best! Like our Facebook Page to see when these products will be available! Pearland Drive-Thru Upgrade: Member Appreciation Day & Shred Day! On Friday, June 25th and Saturday, June 26th, we had our first Member Appreciation Day and Shred Day of the year - at our Pearland Branch! We had multiple prizes, goodies, and offers at our Member Appreciation Day, such as a Fish Tackle Box, Airpods, Keurig, and more! At our Shred Day event, we had refreshments and gave our members and the community a chance to shred their important documents. Thank you to everyone who came out to either event! We will have both these events for our Alvin Branch in the fall. Member Appreciation Day! Prizes Shred Day Volunteers Shred Truck Upcoming Holiday Closures Labor Day – Monday, September 6th, 2021 Columbus Day - Monday, October 11th, 2021

Use your debit card to receive extra cash! Looking for some extra cash this summer? Make sure you’re signed up with CardCash! CardCash allows you to earn up to 1% cash back on your qualified NON-PIN debit card transactions. Learn more and sign up for CardCash at: www.CardCash.us/Cbcfcu Help us stop Debit Card Fraud! Download our app, CardValet! The app allows you to connect your debit and credit cards to your phone. Set up spending limits to help you save, “lock” your card if it gets lost, and get notified every time your card is used! School Supplies Drive! Help us provide supplies for local students in need! JAuulygu1s2tth6t-h Donate: Pencils, Pens, Markers, Crayons, Rulers, Notebooks, Folders, Glue, Scissors, Backpacks, Lunchboxes, and more! Drop off at any Chocolate Bayou Credit Union Branch!

Chocolate Bayou Gives Back Throughout the Second Quarter of 2021 we gave back to our members, the community, and more! Library Worker’s Day We surprised our friends at the Alvin and Manvel libraries with yummy Edible Arrangements for Library Worker’s Day! Mother’s Day For Mother’s Day, we had a special gift basket giveaway on our Facebook Page. Our lucky member, Rafaela Garza, won our basket full of gift cards, beauty masks, chocolates, and more! Father’s Day For Father’s Day, we had a special gift basket giveaway on our Facebook Page. Our lucky member, Kerry Matheu, won our basket for her husband Joe! The basket was full of gift cards and multiple grilling tools! Alvin & Pearland Animal Shelter Our wonderful employees and members collected many bags of food, treats, toys, and more for our local animal shelters. In addition, we donated $250 to the Pearland Shelter and sponsored two dogs’ and two cats’ sterilization fees at the Alvin Shelter! Gary L. Davis Honorary Scholarship Each year, we choose five deserving students to receive our $1,000 Gary L. Davis Honorary Scholarship. This year, our recipients are Cecilia Fernandez, Jillian Green, Stephanie Limon, Eric Charles, and Adrian Aguilar. Congratulations and thank you to everyone who applied! We wish nothing but success in their future.

Third Quarter Anniversaries *Tawnya Margraves - August* *Megan Mullikin - September* Teresa Jones Justine Stewart Gary Angeles Monica Logsdon 13 years in July 7 years in July 5 years in July 17 years in August Amanda Howe Jennifer Montieth Kristen Williams Rachael Johnston 16 years in August 11 years in August 6 years in August 6 years in August Dianna Johnston Elizabeth O’Sullivan 12 years in September 6 years in September MAIN BRANCH LOCATIONS Pearland HIGH SCHOOL BRANCHES 10618 Crossroads Plaza Drive *Closed for summer* Alvin Pearland, TX 77584 1301 N Highway 35 Bypass Alvin High School Alvin, TX 77511 Monday - Friday: For High School staff and students only Lobby: 9:00 a.m. - 6:00 p.m. Lobby Hours (M-F): 8:00 a.m. - 1 p.m. Monday - Friday: Drive-Thru: 7:30 a.m. - 6:00 p.m. Lobby: 9:00 a.m. - 6:00 p.m. Manvel High School Drive-Thru: 7:30 a.m. - 6:00 p.m. Saturday: For High School staff and students only Lobby: CLOSED Saturday: Drive-Thru: 9:00 a.m. - 1:00 p.m. Lobby Hours (M-F): 8:00 a.m. - 1 p.m. Lobby: CLOSED Drive-Thru: 8:00 a.m. - 12:00 p.m.