Does Your Student Health Insurance Make The Grade?

Title:Does Your Student Health Insurance Make The Grade?Word Count:339Summary:A growing number of colleges and universities have instituted a new requirement--studentinsurance.Keywords:Does Your Student Health Insurance Make The Grade?Article Body:A growing number of colleges and universities have instituted a new requirement-studentinsurance.However, when they attempt to comply, some students find that the insurance plan offered bytheir college may be less than adequate or that they are no longer eligible for coverage undertheir parents' health plan. Others find that their school is outside the HMO or PPO region ortheir parents' plan.An alternative is purchasing insurance coverage through a plan designed specifically for collegestudents.

When selecting such a plan, it's wise to compare the cost of a college-sponsored plan againstother policies and to find one that's really designed to fit a student's lifestyle. You might besurprised to learn that a college-sponsored plan isn't necessarily the most affordable orcomprehensive coverage available. What's more, the plan should accommodate travel and stayin place should a student transfer to another school. Also, the coverage should be in placeyear-round, not just during the school year, and be priced to fit a student's budget.Experts say one policy that fits these criteria is Student Select from Assurant Health. Thispermanent, renewable, individual medical insurance plan is designed specifically for collegestudents under the age of 30. Students must be under the age of 30 when they apply but theycan keep renewing the plan when they are no longer in college and keep it up to the age of 65.Since the policy is not an HMO plan, you can visit the doctor or hospital of your choice. Noreferrals are needed, no non-network penalties are incurred.The plan can be paid for on an annual or semiannual basis. The company offers two convenientpayment methods of credit card or personal check. Both the annual and semiannual paymentoptions are available with the credit card payment method.If you are not satisfied with the plan, you can return the contract within 10 days of delivery fora refund. If a cancellation request is received after the 10-day period, a prorated refund will beprovided as described in the contract.Title:How To Get Affordable Short Term Health Insurance In The USWord Count:320Summary:Finding an affordable health insurance plan in the US can be a daunting task. There are manydifferent kinds of health insurance plans. The health insurance plans that usually come to mindwhen people think about health insurance are employer-sponsored group health insurance plans,state-sponsored health insurance plans, and individual health insurance plans. If a person doesnot have the option of buying into an employer-sponsored group health insurance plan, he willusually...Keywords:How,to,Get,Affordable,Short,Term,Health,Insurance,in,the,USArticle Body:Finding an affordable health insurance plan in the US can be a daunting task. There are manydifferent kinds of health insurance plans. The health insurance plans that usually come to mindwhen people think about health insurance are employer-sponsored group health insurance plans,state-sponsored health insurance plans, and individual health insurance plans. If a person doesnot have the option of buying into an employer-sponsored group health insurance plan, he will

usually look into purchasing an individual health insurance plan or state-sponsored healthinsurance plan.Many people overlook the affordable, short term health insurance plans available in the US.Below are some of the most frequently asked questions regarding short term health insurance.What is short term health insurance?Short term health insurance is health insurance that lasts for six to 12 months, depending onyour needs. Short term health insurance is an affordable way to obtain temporary insurance tocover your health care costs, and the health care costs of your family.What kinds of health care are available with short term health insurance?A short term health insurance plan usually provides the same kinds of health care available withany other health insurance plan. A short term health insurance plan may give you coverage fordoctor visits, surgeries, inpatient and outpatient treatments and procedures, other hospitalizationservices, discounts on prescription medications, as well as dental care and vision care.Who should consider short term health insurance?抯An individual who finds himself unemployed or laid off should consider purchasing affordable,short term health insurance in the US. Just because an individual employment status changesdoes not mean his, and his families, health care needs change, too.Why is short term health insurance affordable?Some short term health insurance plans are actually designed with unemployed and laid offworkers in mind. This means that short term health insurance plans are made to be affordablefor people without steady income.Title:The Importance of Comparing Online Discount Health Insurance Plan OptionsWord Count:313Summary:There are many health insurance plans and it can be overwhelming to determine what worksbest for you and your family.Keywords:online discount health insurance plan, how to compare health insuranceArticle Body:

An online discount health insurance plan should be researched if you find the insurance costsoffered to you through your job, professional association or chamber of commerce outside ofyour budget. It is important to find something that works for your needs as well as your familyrequirements.What is important to you? Do you think you'll be needing maternity care , physical check-upsfor your family, regular prescription drugs refilled or Are you considered high risk or have ahealth condition ?Ask friends about the policies they use, but keep in mind that their own needs may be differentthan yours.Don't pick a plan just based on your friend's recommendation but see if it will cover the types ofservices you require or if it may have more features than you would normally use.One nice thing about looking for an online discount health insurance plan is that a lot ofinsurance companies are aware of the competition and you can compare rates to get the bestdeals. It is important to look via your zip code as counties even 10 miles from each other canhave huge differences in the monthly premium charges. This can be based on cost of living orother factors.When you fill out an online form you will be asked some question and it is a quick processwhere you can then get a comparison. They will be looking at your age, degree of risk and youcan see what each has to offer in terms of the premium and benefits. By keeping in mind whatservices you'll be using you can make an informed decision and choose a health insurance planthat will speak to your needs. Some are comfortable for example with catastrophic insurancethat would protect them from expensive hospital bills but not have coverage for doctor's visitsuntil a high deductible is met.