Donavan Insurance GroupThe 6 secrets of cheap car insurance quotesHow you can use car insurance firms' own tricks against them to lower your car insurancepremium and get a cheaper quote - 6 secrets revealedSometimes car insurance premiums make sense. People living in places with more carcrime or who have more expensive cars pay more, for example. But they're far from theonly thing insurers up your premium for.
Insurers have gone as far as working out surgeons normally have more accidents wherethey were to blame than any other profession and building society clerks the fewest. Theyknow Virgos were worst for accidents last year, but Pisceans had more convictions.That means they will up your premium based on age, sex, job, post code and where youpark as well as what you drive.But car insurance providers don't have to have to have it all their own way – we’ve foundsix ways to get cheaper car insurance that they’d really rather you didn’t know.1. Use the right job titleIf you describe yourself as a “chef” when filling in your car insurance application youraverage quote is £98 higher than if you write “kitchen staff” comparison siteGoCompare.com found – and it’s not just cooks that have this problem.2. Add another more experienced driver to the policyIt’s a crime to say someone who isn’t the main driver of a car is, but adding a secondarydriver is perfectly legal - and more than that, it can save you money.3. Never leave it till the last minuteSearching around and switching car insurance three weeks before your renewal date,rather than on the day, saves you an average of £280, comparison site Comparethemarketfound – with even bigger savings available for younger drivers.4. Get some cash backComparison sites make money because when you switch products with them they get areferral fee from the insurer. But if you’re clever, you can get that money yourself.5. Pay up frontDid you know that many insurers charge interest on your payments if you spread the costover the year? Well, they do. an average of £62 more Moneysupermarket worked out. So ifat all possible, pay up front.6. Cut your extras and boost your excessWhat’s included in your car insurance quote? Breakdown cover? Windscreen cover? Theftfrom the car? Driving abroad? Personal accident cover? A courtesy car? Every extra adds tothe premium. More than that, a lot of them might already be covered by things like yourtravel insurance, AA membership, home insurance or even your bank account.
Our mission is to protect and enhance the financial resources of our clients, thus ensuringtheir security and quality of life, by providing sound professional management service.Donavan Insurance Group Services Inc. was established in 1986 as an independentinsurance agency with a reputation for Superior Service. Donna Martin-Boseker, who hasbeen in this industry since 1976, had previously worked in the agency when it was knownas Domex Insurance. She purchased the business in 1986 and renamed it DonavanInsurance Services Inc. We represent the best interests of our clients and tailor solutionsfor their specific insurance needs. We offer a broad portfolio of insurance carriers withhighly competitive rates. Our coverages include all forms of business and personalinsurance.
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