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How to file for an insurance claim You’re driving one day and your car unfortunately gets involved in an accident. So what do you do now? Here are some tips from Federal Phoenix Assurance Company, Inc. - insurance partner of the Automobile AssociationPhilippines and one of the respected names on auto insurance in the country.STEP 1: CALL A TRAFFIC OFFICER STEP 4: GIVE INFORMATION If you’re in a busy intersection, chances are a traffic enforcer Provide your contact information (name, number, address),or a policeman is just around the corner. If you don’t spot anyone together with the other driver as well, details of the vehicles involvednearby, tell anyone – a car, jeepney, or bus driver, or even a (model, plate number) and insurance policy (name, number). If it’spedestrian that passes by to inform a traffic officer when he sees a major accident, identify witnesses and ask for their names andone. Of course, if it’s a serious accident that involves physical phone numbers in case their account of the accident is needed.injury, call an ambulance or a taxi to bring the injured to thehospital. But make sure you get a police report about the incident. STEP 5: PREPARE REQUIRED DOCUMENTSVerbal admissions and assurances are never enough. Prepare all the necessary requirements such as the police reportSTEP 2: CALL YOUR INSURANCE COMPANY (or your insurer’s accident report form), policy report or a notarized You should have the number of your insureror agent on hand. affidavit, photocopy of your car’s official receipt and registration certificate (OR/CR), photocopy of your driver’s license and officialFind that number on your insurance policy and better yet, keep a receipt, and photos of your car (damaged portion and entire car withcopy of that policy in your car. the license plate visible). Submit these documents to your insurer where a claims examiner will evaluate your claim. It’s best to save that number in your cellphone. A representativewill assist you through the process of filing a claim.STEP 3: ASK THE “THIRD PARTY” IF HE HAS INSURANCE. STEP 6: HAVE YOUR CAR FIXEDGIVE YOUR INSURANCE COMPANY’S NUMBER AND LETHIM CALL YOUR INSURANCE COMPANY If the damage is minor, you can bring your car to your insurer’s claims evaluation center or authorized repair shops,where an Do not let your emotions get the best of you. It is pointless to assistant will assess the repair cost. If it’s major, many insuranceargue. If another vehicle is involved in the accident, tell that person companies will have your vehicle towed to any of their accredited carthat you have insurance coverage. Do not admit guilt as this may repair shops, which will then assist you regarding the documents andinvalidate your coverage. This might also expose you to liability repair of your car.which you should not have incurred in the first place.

PHOTO OPHave car, will travel SSince the invention of the automobile, the promise of travelling to far distant lands has lured many a car owner. Here’s a proof that automobiles are more than just status symbols. The trunk fitted on this 1930’s vintage car served as storage for the car owner’s valuables, particularly his supplies for long-distance travels. Americans called it trunk while the English called it boot, which originated from the storage underneath the coachman’s seat in horse-drawn carriages. This photo was taken during the vintage cars parade during the 75th anniversary of the AAP in 2006.