Extend Your Family. Enjoy Your Age! THINGS YOU NEED TO AGE FRIENDLY IDEAS FOR SSUENRVIOERY TpEgNA22NCY KNOW ApBgO4U3T ELDER BETTER PHHEYASLITCHALpAgN1D5 ABUSE MENTAL Age Friendly Ideas For Subscription Call Samarth Helpline on 880800696995959
FROM THE EDITOR Asheesh Gupta Life exists in present or nowhere at all Have you ever thought about giving away through services, products and conversations, how we everything you own reach out to our seniors in every corner of the country and and paring down your make ourselves available for you all whenever you need. possessions to the essentials? If yes, It is about age-friendly ideas that we want to ideate with then you’re probably familiar with you and work tirelessly to implement in your lives. Indeed, the concept of minimalism. the second issue of this year took a lot more time to get published than expected but believe you me, it a renewed But it’s about more than just vigor with which we are back. There are a lot of information de-cluttering- it’s about getting rid of on how to make the best of your senior years and how all clutter, permanently. “Minimalism to choose products, services and engagements that will isn’t about empty white rooms ensure your happiness, health and well-being. You will also with hardly any furniture, it’s about find the article on ways to prevent of elder abuse extremely removing all the things that distract useful to not only know about the facts but implement the us from what’s important in our lives. safety parameters in your daily living. The infographics, the It is about shifting away from just tenant survey analysis and the expert’s opinions in boxes materialistic possessions and valuing etc. underscore our resolve to make the magazine a ready our experiences gathered over a reference for dealing with the practical issues faced by our life time and sharing the same with members. I am sure you will not only enjoy the read but also people around us. It is about living a take a cue from the community connect section, on how holistic life. to remain active in your golden years through social work. The latest issue of Samarth is a lot Lord Buddha one quoted, “There is no sense in getting about decluttering our relationship anywhere if, when you get there, all you do is think about with our readers. It is about ideating getting to some other future moment. Life exists in the how we engage with you all, how present, or nowhere at all, and if you cannot grasp that, you we create value for our members are simply living a fantasy. There is no notion of living a life tomorrow. Live it today, live it now, live it for your family, community, and live it for yourself.” I just have one request to all of you; when you hold the magazine in your hands, pause for a moment, think about all the happiness you have created in your life, all the conversations you have shared with someone, all the moments you have gently savored to create experiences of your life time, because Samarth is all about celebrating them and creating a few more in our journey together. Asheesh Vol 02 | Issue 09 | samarth | 1
FROM THE EDITOR Gaurav PROUD TO SHARE THIS STORY OF OUR WORK Agarwal TO MAKE LIFE MEANINGFUL AT OLD AGE Chief Operating Mrs. Kumar, a spirited and fiercely independent lady Officer raised her two kids well, who went overseas to fulfil their professional aspirations. Aged 83, she now lives alone in Dipti Sinha Bangalore. With her health not the same as before and her Senior Care increased dependence on domestic help, the children were Manager concerned about her well-being. Some time back, they heard about Samarth and after understanding our work, subscribed Sonali to our Comfort Care Plan. Mishra Care Padmaja, our care-counsellor who stayed close by, became Development her extended family. An MA in literature and a former Manager marketing manager, Padmaja had decided to give up a usual 9 to 5 job to use her time to do something professionally Jaswant which allowed her to make a real difference. Being a care- Rawat counsellor with Samarth gave her that opportunity. While Samarth clinical support, safety and emergency response was the Community key concern of the children, a month into the relationship, Mentor Padmaja realised that Mrs. Kumar was longing for something to engage her mind and give her a sense of accomplishment. Raman She noticed Mrs. Kumar’s proficiency in Ikebana and got Kapur her to meet a school principal she knew. Mrs. Kumar is Care now helping design a course on Environment studies and Network teaching students flower arrangements. Manager Making lives meaningful in old age requires more Priyadarshini imagination and thoughtfulness than just thinking emergency L. health care and safety. This is one of the many stories across Head of India of Samarth’s comprehensive physical and emotional Care support to elderly parents that we are proud of. Development This is the reason I co-founded Samarth with Anuradha, Gaurav and Sanjay. We have been able to touch the lives of more than 30,000 elderly in India over the last 2 years. If you know of parents and elders living independently who can benefit from comprehensive family quality care, we would love to help. You can find us on the web at www.samarth. community. If you would like to help us professionally in our mission, please write to me we; would love to chat. Asheesh 2 || samarth || VVooll 0022 || IIssssuuee 0079 2 samarth
Join 30,000+ Samarth members in 110 cities EXTEND YOUR FAMILY. As the Samarth family grows, we invite you to include your friends... Please share the details and we will send them a membership and e-card on your behalf, absolutely free. Please whatsapp your details @ 87700677878 As a Samarth community member, enjoy great benefits: DISCOUNTS I EVENTS I TOURS I VOLUNTEER I EXPERT ADVICE www.samarth.community TM M - 80, South City 1, Gurugram - 122001 Call us on +91 8800 699 599 Please use the form to recommend your friends and mail it to us at Samarth Community, M- 80, South City - 1, Gurugram - 122001 MR. MRS. MR. MRS. MR. MRS. NAME NAME NAME AGE PHONE AGE PHONE AGE PHONE CITY CITY CITY EMAIL EMAIL EMAIL MR. MRS. MR. MRS. MY DETAILS: NAME NAME NAME AGE PHONE AGE PHONE PHONE SAMARTH MEMBER NO. CITY CITY EMAIL EMAIL
Cover Design: Aarti Uberoi CONTENTS 15 Cover Story Letters 10 Letters to Travel 12 Turkey Editor Delight in history, Selected letters/ revel in culture emails/ snippets from Samarth readers Survey 22 Senior Financial Security 30 Life Hacks tenancy survey To make you financially secure The need, during your golden the benefits, years! the precautions 4 | samarth | Vol 02 | Issue 09
Inforgraphics 24 Senior benefits guide EDITORIAL Editor: Asheesh Gupta Benefits, Coordinating Editor: Indrajit De schemes and Contributors: Indrajit De, Aarti Uberoi, tax savings Arti Jain, Anirudh Dalmia, Dipti Sinha, Saurabh Ranjan, Khem Kiran Sani, Rachna Poems Story 35 Selected Pathak Poetry DESIGN Poetry by Designed by: Aarti Uberoi Anirudh Dalmia, Khem Kiran Sani, PRODUCTION & LOGISTICS Rachna Pathak Manager Operations: Rakesh Upadhyay Manager Logistics: Vijay Menon Story 43 Short Story Asst Manager Production & Logistics: M.P. Singh Through change Executive: Mohd. Ansari Feature 43 iElder abuse OFFICE ADDRESS Published, Printed and Owned by Samarth Things you need Life Management Pvt. Ltd. Published and to know about printed on their behalf by Asheesh Gupta. parenting elder Published at D-278, Basement, Sarvodaya abuse Enclave, New Delhi. Printed at Tara Art Printers Pvt Ltd., A-46-47, Sector-5, NOIDA, (U.P.) 201301 For any customer queries and assistance please write to [email protected] Other Sections 01 From the Editor 06 Around the World 48 Mind Benders 50 Community Engagement Please recycle this magazine and remove inserts before recycling Vol 02 | Issue 09 | samarth | 5
AROUND THE WORLD | NEWS Should Seniors Be Driving? to change lanes, driving too slow or too fast, reaction Source: All stories sourced from media reports PRINCE PHILIP, who’s accidents from much time, hitting curbs, forgetting 97, was recently involved younger people on phones to stop on signals and in a car crash that injured or texting, and that’s not scrapes on car. two women and prompted representative of how a debate on older drivers seniors drive. Often, older adults will in Britain. Two days after start self-correcting, not the accident, he was If you’re geographically driving at night, in bad photographed driving a close by, the best thing is weather and on highways. Land Rover and not wearing to observe directly. In other Check with your loved one’s a seatbelt. Of course, that words, go for a ride-along. friends, as they may know reignited a debate about Buckle up! more than you do. Also seniors and driving. check with your doctor as Distinguish between medication changes can This is an emotionally serious signs of trouble impact driving. charged issue. A car and those that are less so. represents different things For example, confusing the The process of aging is to people: a way to get to accelerator with the brake different for everyone, so it’s places for some; status and is serious. Riding the brake hard to regulate when one identity for others; freedom is perhaps less serious. If should stop driving. Every and spontaneity. What it a problem is serious, take country has its own rules. represents also says a lot immediate action. If it’s about how you approach less so, observe over time, Seniors are often over- the situation. Just because take notes and look for a represented in fatality one is older doesn’t mean consistent pattern. These statistics and are more likely one stops driving. We see facts will help when having to be injured in an accident so many distracted driving a conversation. Some things and die of that injury. to look for are struggling Start a conversation over time, and not in a crisis situation. Family members need to be especially aware of the burden this can place on themselves. Also consider alternatives like taxis. Remember to make a plan and enlist others to help. 6 | samarth | Vol 02 | Issue 09
NEWS Why booking train tickets online on whether or not a particular IRCTC is a ‘concern’ for seniors ticket is being booked for a senior citizen or not. When it WITH EVERY PASSING also give the liberty to not comes to lower berths, senior YEAR, the experience of go ahead and make payment citizens are the ones who booking a train ticket online if they don’t get the desired need them the most. has improved greatly and berth. However, this alone with the new IRCTC online doesn’t serve the purpose The fares along with the train booking platform, things of assigning lower berths to dynamic prices of Indian have never been better. senior citizens. Railways have changed While the intention of Indian greatly but it is sometimes Railways is right when it The IRCTC platform allows disheartening to see senior comes to enabling hassle free senior citizens to get a 50% citizens pleading with other online train ticket booking concession on the train fare passengers to exchange experience even for local by selecting the tick mark their upper berths with lower trains, there is a segment of under the “Senior Citizen” berths. When the ticket passengers who are always option. There is an option to booking system can already worried while booking a even decline the concession identify that a senior citizen is long distance train ticket So, in a way, there is already travelling or not, then efforts online. There is no provision an option for the ticket must be made to allot lower for senior citizens to get a booking portal to understand berths for senior citizens by confirmed lower berth while default. Meanwhile, when booking a seat in one of the a train has no vacant lower long distance trains in Indian berths for senior citizens, Railways. IRCTC should clearly inform the same when a new ticket During online booking, buyer ticks the senior citizen the IRCTC website and app box. does allow users to choose their berth preferences and As of now, for most senior citizens trying to book a train ticket on IRCTC website, it is completely on their luck as to whether they will get a lower berth or not. While this might sound like a non-issue for those who are fit enough to climb to an upper berth, for any senior citizen this is a major concern and fear, which can be fixed easily at the backend by just tweaking the algorithm a bit. Vol 02| Issue 09 | samarth | 7
NEWS Source: All stories sourced from media reports 82-year old helps over 23,000 terminally ill people, breaking all stereotypes about the elderly ‘KARUNSHARAYA’, started but also helped people who Trust, got the government by 82-year-old Kishore Rao, is needed support. to give them land on a long possibly India’s first residential lease basis to build the palliative care centre for After three decades of infrastructure for a hospice. the terminally ill. It has been being in a corporate role, Rao The plan was created by the functional for two decades voluntarily retired in 1992 and late Tara Chandavarkar, the now and has brought solace to decided to devote himself city’s then top architect, born over 20,000 cancer patients to this cause. He focused on from a conversation over a during their last days. early detection, awareness, social dinner. Chandavarkar and palliative care. At that grilled him about the hospice, “The genesis of this entire time, there was no organised and satisfied with his intent, thing stems from a personal effort or focus on palliative she agreed to design the plan loss—my mother passed away care, and the government completely for free. from cancer many years ago, too was not of much help. . and it stayed somewhere A team consisting of a nurse Finally, on 1 May 1999, in my head. It was with and a counsellor went to the the building was ready as a that intent that I started patient’s home in an auto 50-bed in-patient facility, and working towards providing rickshaw to provide them the first patient came in. They support and palliative care to with help and assistance. have since affixed two more terminally ill cancer patients,” wards and can accommodate he told The Better India. “I had gone to Mumbai for up to 73 patients. some work and was looking In 1986, Rao set up the for organisations that might Sadly, on average, they lose Karnataka branch of the come forward and support two patients every day, since Indian Cancer Society (ICS) the vision. I landed up at the patients only come in to spread awareness about the Tata Head office at during their final stages. But cancer. He took time off from Bombay House. With no prior every wish of the patients is his corporate job, and not appointment, I was ready to fulfilled. only created awareness and be turned away, but as luck organised screening camps, would have it, I was able “We have had people to speak to the Executive request at night for biryani to Director and went on to be made and served. Given spend a good two hours with how fragile their condition is, him,” Rao says. Within a week, they had Rs 10 lakh towards their cause and more support to go on. The retired Chief Secretary of Karnataka, now part of the 8 | 8sa|msaamrtahr|thVo| lV0o2l 0| 2Is|suIsesu0e909
NEWS in most cases, we cannot tell strength from,” he says. The aged do not need them that it will be added to Aged people in our society our pity and should not the menu tomorrow. So we suffer our neglect—their ensure that we send someone are seriously sidelined—even experience, knowledge to get it or have it made and by their own kids. In India of the world, and served immediately. It could alone, close to 100 million company is something well be the last meal they aged suffer from verbal to be cherished, even if have.” Rao says, adding that and physical abuse. That’s it comes with increased this is something they take half the aged population medical care or cost. very seriously. in the country. Beyond the Human life cannot be age of 65, even if they’re fit measured simply by how This is no easy job since and fine, there aren’t many ‘useful’ that person is Rao has to see the sadness opportunities, especially in economically, and our and pain of every patient. terms of employment, to aged deserve better. “The fact that they all go with keep them busy. And there is dignity and with immense an unnecessary stigma to old peace is what I derive my age homes. Senior citizens inspects 20 accident prone potholed roads in Ahmedabad JATIN SHETH, a 69-year to register the complain. Corruption (IAC) movement old, Vijay Char Rasta resident, “I have seen people fall off and has set up Nagrik witnessed four two-wheeler their vehicle, and this could Sashaktikaran Manch that drivers slipping on road as prove fatal. I recall last year, focuses on civic issues. they could not spot potholes a woman lost her life as because of water logging she was unable to spot the AMC faced a backlash during recent rains in the city. pothole. Before the next spell during recent spell of rains of rains, we hope these spots under the impact of cyclone In order to get these are repaired,” Sheth told DNA. Vayu. With even less than one life threatening potholes inch rain, roads in many parts repaired, Sheth, along with He added lowered lids of the city were water-logged his wife Minal informed on uneven roads were causing traffic jams. While the Ahmedabad Municipal dangerous for two-wheeler AMC assured that it had Corporation (AMC). They drivers. With onset of prepared a monsoon action inspected 20 such spots monsoon, this can prove plan, the rains exposed the between Helmet Circle fatal. “I have asked the hollowness of the claim. AMC and Vijay Char Rasta. concerned officials from the is now ensuring roads are They took the route and AMC to look into this,” said levelled, there is no water- spotted potholes that Sheth, who is an engineer logging and there is enough could be overlooked due manpower and equipment to to waterlogging. He himself and is a former mantain the roads. used AMC Seva app entrepreneur. In 2012, he joined India Against Vol 02| Issue 09 | samarth | 9
py d Press dom
LETTERS FROM READERS Vol 02 | Issue 09 | samarth | 11
TRAVEL TRAVEL is one of the world’s top ten travel destinations, welcoming more than 35 million visitors every year. It is a friendly, beautiful and culturally rich country. Alluring and breathtakingly beautiful, a trip to this yet not-so-explored destination must be in your bucket list. ITINERARY 12 | samarth | Vol 02 | Issue 09
TRAVEL Delight in History, Revel in Culture
COVER STORY COVER STORY AGE FRIENDLY IDEAS FOR BETTER PHYSICAL AND MENTAL HEALTH Reap the benefits of taking good care of yourself by following these easy to implement ideas By Arti Jain Much as we Ageing involves physical, to behave differently. Don’t assess the cognitive, and social stresses let these changes catch you growth of and our ability to cope with by surprise. Arm yourself a child and these in a way that enhances with information about how cheer for their rather than suppresses our to take better care of your all round development, we sense of well being is a body and mind. The first step would do well to assess and marker of good mental and towards this is assessing your support aging “successfully” physical health. cognitive and physical health. as a senior. Physical and emotional wellbeing are the Our bodies change as There are a number cornerstone of aging well. we age. Our skin, bones, of ways in which we can and even brain may start evaluate cognitive health. 14 | samarth | Vol 02 | Issue 09
COVER STORY Cognition is a broad independent fulfilling life. house-help only as “help” not term used to describe a a substitute for physical work combination of several critical Stay Physically that you can do yourselves. brain functions, including Active You only have to look around memory, judgment, language, and you will find that there intuition and the ability The pace of everyday work are a number of daily habits to learn. A healthy brain slows down as we age. With that you can easily adopt. or cognitive function thus fewer responsibilities of the includes lucidity of thoughts, household or of a job, there Going out for a walk in the ability to process information is a decrease in the “need” neighbourhood park, walking and recall it later. There are to accomplish certain daily the dog or going out to buy several ways in which this can physical tasks. Due to a vegetables or to the bank, be assessed. Motor function common perception and at watering plants, hanging is our competence at making times a traditional mindset clothes to dry, making the and controlling movement. many looks at retirement as bed and taking grandkids Emotional function speaks an inactive phase and stop or to and from school bus are of how a person can interpret radically reduce their physical some of the activities you can and respond to emotions, activity. Some seniors have easily take up if there are no while Sensory function faced health issues that make other physical limitations. If is how one responds to them fearful of taking up any you find that you are capable the sensations of touch, strenuous activity. However, of a lot more, you may want whether its pressure, pain or being active is at the very to participate in a sport, even awareness of temperature. foundation of maintaining organize a group from within good physical and mental your community to play Physical and health. Make sure you get a together regularly a few times emotional regular dose of daily exercise a week. wellbeing are the and accomplish household cornerstone of chores yourselves, looking at Being a “busy bee” will aging well. help you in a multitude of ways. Staying active While throughout our keeps our muscles and youth and for the most part joints working, and helps of our lives we may take in maintaining and even all aspects of our cognitive improving strength. Ditching health for granted, we must the couch or bed and getting think about ways to maintain up and doing things adds to and who knows, even overall energy levels and you improve, our physical and don’t become a victim of your emotional well being in the own cycle of lethargy. golden years. These few easy, everyday tips can ensure an Elderly often suffer from medical conditions such as Alzheimer’s disease, Arthritis, Parkinson’s disease, and Vol 02 | Issue 09 | samarth | 15
COVER STORY heart disease that impact managing your own chores and textured vegetables. both stability and movement. can have a significant impact Vegetables are a low-calorie, Even less serious issues such on your sense of mental high nutrient food and also as impaired eyesight and well being. You will find that provide fiber, so make sure side effects of medications your mood remains steady you get as much of them as can be a contributing factor and your chances of falling possible. Simple home cooked to loss of balance. This into depression are greatly wholesome meals are much unsteadiness can lead to reduced. A total of 150 better than ordering in or falls and worse, injuries. minutes of physical activity eating out because you can Engaging in a moderate but each week is recommended have better portion control regular exercise program can for seniors, so aim for 30 and are assured that the food significantly improve balance minutes of activity on most you are eating is fresh. and coordination. days. Age compromises the If you are one of the lucky Eat Healthier sense of thirst, so while you ones who are blessed with may be getting dehydrated, good health so far, don’t let As the popular saying you may not actually “feel” go of the good habits that goes- ‘We are what we eat’. thirsty. Remember to drink have gotten you this far and Healthy food choices can water often. Low fat milk and add some more too. Staying reduce the risk of many fresh juices can also be added, physically active is the best chronic diseases, such as but beware of store bought way to ward off, prevent and heart disease and diabetes. juices with added sugar and delay heart disease, diabetes Researchers are looking preservatives. and other common ailments into linkages between associated with aging. food choices and cognitive Sometimes a particular function. A general rule of food that you may have been Engaging in a thumb is to choose nutritious fond of all your life may start moderate but healthy meals that are to appear less palatable. This regular exercise proportionately higher in could be because of aging too program can fresh vegetables, lean meats and you certainly should not significantly and whole grains and low in fire the cook yet! improve balance trans-fats, refined sugar and and coordination. refined flour. Make sure you Our sense of smell and eat different colored, flavored, taste may change as we grow Finally, the biggest reward older. Add to that the fact that for being physically active medications can sometimes is something that you can alter our taste buds. Try not really see...but you are adding more or different sure to “feel” it. Being able spices and herbs to your to move, go places and meals to make them attractive again. We are what we eat. 16 | samarth | Vol 02 | Issue 09
COVER STORY If you are having dental and again that people who You are never issues, don’t give up on volunteer are able to find both too old to learn nutrition. Find creative peace and purpose which something new. solutions in softer, easy to in turn gives them a more chew foods that your teeth positive outlook on the world. age–related brain changes and gums can handle. and other health You are never too old to conditions Best meals are the ones learn something new. Try that affect that are shared. Cook activities that are cognitively the brain. something special and invite challenging. Learn to use your friends and family to technology, solve puzzles, try A sound share meals with you. Food digital photography, teach mind and partaken in good company others something you know body is the has benefits for the body and or learn a new language. best gift you soul. Anything that makes your can give mind work harder than usual is yourself, and Lastly, make sure you check better than simply socializing one that you in with your doctor about and chatting with friends. will use for a what particular foods may Mentally stimulating activities long time to be good for you, especially are not just fun, they also come. if your diet is found deficient ward off serious cognitive in some nutrients. Your impairment or Alzheimer’s Keep Up With doctor may even prescribe disease. Health Checks some additional vitamins, suppliments etc. Scientists believe that such Stay on top of your health activities establish “cognitive with regular overall physical Stay Mentally reserve” that may help the check ups. Make sure that Active brain become more adaptable, you get regular tests done for thereby compensating for any condition that you may When we engage in a meaningful activity that keeps our mind busy and active, we are investing in our own long term mental health. Engage in hobbies that challenge your mind in new ways and also divert your attention from worries. Studies have found time Vol 02 | Issue 09 | samarth | 17
COVER STORY already suffer from such as quitting will improve health. It is imperative that hypertension and diabetes. You will reduce your risk you get 7-8 hours When your doctor prescribes of heart attack, stroke and of continuous a new medication, always cancer and your blood flow sleep just as ask about any possible side will improve significantly. you did before effects to watch out for or ‘retirement’. any contraindications with Alcohol consumption too your existing medicines. can be a cause of concern hours and a calming bedtime as it may interfere with routine like reading a book or Give up smoking if you medications that you may be listening to music may help haven’t already. No matter taking. Alcohol also tends to you sleep longer and better. how old you are or how many upset the sleep cycle making years you have been smoking, it harder to sleep deeply for Stay Connected for very long. Loneliness is a Insomnia is a common common emotion amongst problem amongst the the elderly. Staying elderly. It is imperative connected, whether it be that you get 7-8 hours of with friends, family or the continuous sleep just as community at large can you did before ‘retirement’. keep you from feeling a Sleep deprivation can cause sense of isolation. It also irritability, depression and helps in making you feel may contribute to falls. Maintaining regular sleeping 1. HAGIA SOPHIA 18 | samarth | Vol 02 | Issue 09
more engaged with the family and friends. Invite them to yourself and world around you and feel over to your place. Spending you will find that like a valuable member of time with grandchildren you can reap society. Participating in is a great way to learn the benefits of social activities may keep new things from them as taking good care health problems in check well tell them old stories, of yourself, for and improve a sense of well- anecdotes, memories and many years to being. Volunteering for a good teach traditional things to come. cause can help you feel useful the next generation. There is and relevant as well as give a lot to share from your vast your mind and body your fair experience that can enrich the share of workout. lives of people around you- from family recipes to stories Many communities and about your childhood. localities have senior centers where you can meet people Maintaining physical your age. Initiate activities that and mental health should you can do together including be of utmost importance playing games or sports, throughout life, but even traveling or praying together. if your records on these Make sure you step out a few accounts have been less than times a week to meet and stellar so far, keep heart in socialize with others. the fact that it is never too late to start paying attention Make an effort to visit 2. BLUE MOSQUE Vol 02 | Issue 09 | samarth | 19
COVER STORY “Do something today: Do it for yourself” By Samarth staff Dr. Grewal is a senior consultant of Family Medicine & eldercare in Age friendly India – A community intervention. Recently Samarth editorial team met him to understand his expert views on present elder care eco system in India and the need for emphasis on cognitive health for better living. Samarth team: Sir what in your opinion, are the major factors affecting elder care in India? Dr. Grewal: In 2001, population of elders in India was around 7% of total Indian population. Interestingly the share of elderly in India i.e., those aged 60 years and above, has continued to rise steadily to nearly double from 8.6% in 2011 to 16% by 2041. In states like Kerala, HP & Rajasthan, it is 14-15%. There are two aspects to this astronomical figure and increase: 1. Social 2. Economical Society sees the elderly as non-productive and therefore a burden and wants to ignore them. They look after them out of pity whereas the elderly have equal rights as any other citizen in the country. This mind-set is not only prevailing in society but also the government who seems to think they are doing a favour by framing policies without consulting the elderly population. There are challenges like increasing healthcare costs, caring for elderly, etc related to ageing being faced by the mature economies today. These are the major factors leading to present state of elder care in the country. Samarth team: Is there any policy level action being taken to tackle this situation? Dr. Grewal: As a response to the situation, WHO has declared that the way out is active ageing. The special UN assembly general on 15th September 2018 talks about rights of older persons in the context of international policy documents on age. (https://www. un.org/esa/socdev/documents/reports/Ageing.pdf) The international community has established various acts and charters like: UN CHARTER - United Nations Principles for Older Persons The Principles provided that older persons in society ought to have independence, the ability to participate in society, have access to care, be entitled to self-fulfilment and the full dignity of life among other rights. WHO defines Healthy Ageing “as the process of developing and maintaining the functional ability that enables wellbeing in older age”. Functional ability is about having 20 | samarth | Vol 02 | Issue 09
COVER STORY the capabilities that enable all people to be and do what they have reason to value. Samarth team: Are these charters being implemented in India? Dr. Grewal: We have adopted these charters and launched it in India focusing on longevity, as there are minimum awareness about the above-mentioned initiatives. We have worked in creating long-term care guidelines, collaborated with change agents in the eco system and creating community level awareness. Elders can now apply on a plain piece of paper to the District Magistrate to sanction Rs 10,000 to provide financial assistance through the local police Thana. Our organization empowers elders in self-care and help them prepare for long-term care. Samarth team: What are some of the areas that your organization works in? Dr. Grewal: Age friendly India focuses on issues beyond diseases; nutrition, mental health, frailty, abuse and immunisation and how these improve quality of life and dignity. They have designed vertical programmes to, 1. Partner with NGOs for implementing the same 2. Elder people who benefit from these programs and also act as champions of the cause 3. Work with South Delhi municipal ward. Samarth team: Can you highlight a few successful impacts of these initiatives? Dr. Grewal: Until now, these interventions have created age-friendly primary care at 102 wards. Our organization is creating age friendly primary and tertiary facilities. They are helping in community liasoning with state and central government. They have also developed a booklet on how good the elderly are doing focusing on the above-mentioned five issues. This is the first of its kind self-assessment proforma designed with expert help. Samarth team: Is there anything in particular that you would like to talk about? Dr. Grewal: Elders in our country are facing Ageism (discrimination on the grounds of a person’s age). The main challenge for our organization is how to enable inclusion in society to combat ageism. Lot of positive steps are being taken as we speak; for example the starting of Eldercare OPD in Escorts, special counter for elders in AIIMS due to which there has been a 40% jump in elders using the hospital services, companies recruiting only 65 years plus experts in Mumbai leading to lowering of attrition etc. to name a few. However much more needs to be done. In Britain, there is a special Ministry for combating loneliness. In India, 17 ministries look after elder care or part of it. Still the quality and implementation of the care is not comparable to global standard at all. The need of the hour is to “Do something today: Do it for yourself”. Vol 02 | Issue 09 | samarth | 21
SENIOR TENANCY SURVEY By Samarth staff We, human finding a niche to fill, and and lives in a comfortable beings, many withdraw from new home in West Delhi. However, are social experiences due to poor when his wife died in 2017, animals. physical health and loss of the 85-year-old Delhite faced We seek closeness with our familial support or lasting an unexpected problem. loved ones, proximity to our relationships. His daughters are settled in friends, warmth of our homes, different parts of the world inclusion in social activities In our recent conversations and, for the first time in his of neighbors etc. Whether a with the readers, the Samarth life, he found himself living child, an earning adult or a editorial team learnt about alone. “For most part of the retired senior, social isolation how the elderly in India are day, I had no one to talk to,” can be one of the biggest gearing up to overcome this he said. “I didn’t feel safe. I emotional, mental, and isolation by renting out their worried about break-ins, and physical health problem facing homes to travelers as well as about what would happen if us. other strangers. I suffered a fall or a sudden illness. That’s when my During the old age, many Take the case of Prof. Varun daughters suggested I take in of us can struggle with Madnani. He has travelled the world, raised three daughters, 22 | samarth | Vol 02 | Issue 09
SENIOR TENANCY SURVEY a paying guest.” Across the country, majorly Experts caution that seniors IT professional Ajay Pratap, in the metros, well-off but must also avoid becoming lonely seniors are taking dependent or showing too 22, moved in a year ago and the same way out, inviting much vulnerability. Ideally, rents Mr. Madnani’s extra strangers into their homes as there should always be a way bedroom. Originally, from tenants or paying guests and that you can call for help Indore, he moved to Delhi charging rents far lower than yourself in an emergency of when he got a dream job with market rates, in exchange any kind — such as a cellphone a gaming design company. for the comfort of having with family, neighbours and He was recommended to Mr. someone close at hand to talk police helplines on speed dial. Madnani by his doctor, who to or turn to in times of need. The arrangement if works out happened to know Mr. Pratap can benefit both the elderly through family friends. “I feel Activists and police officials, landlord and the young tenant. at home with Madnani ji. We however, warn that thorough With a divided opinion on the have our meals together and screening is essential. watch TV together,” Pratap says. “It’s very difficult to find affordable flats in Delhi. Here, for just Rs 10, 000 a month, I have a beautiful home close to my office.” Both alone in the capital, they take evening walks together, and Mr. Pratap accompanies his elderly host to his monthly medical checks as well. Kolkata diaries: “Had I known that paying guests were a safe option, I would have invited them into my home much earlier,” says K.K.Basu, 89, a widower and retired IAS officer. “My only son is settled in US and he sends me generous pay cheques every month. But nothing makes me feel as good as companionship does.” Mr. Basu opened his home to lodgers six years ago. In addition to being lonely, he was concerned about his health, given his severe diabetes. For the past five years, he has had two youngsters — medical students Binoy Saha, 26, and Amit Sen, 24 — to cheer him up and help him out. They share his three-bedroom south Kolkata home for a minimal rate of Rs 12,500 each per month. Vol 02 | Issue 07 | samarth | 23
SENIOR TENANCY SURVEY 78% 8% 19% issue, we at Samarth 82% decided to reach out to our readers across 56% India and understand their opinion about the 49% 52% same. Interestingly, about 79% of the responders believed that it is a good idea to rent out part of their homes to strangers. More than 65% elders cited two main reasons for their choice: 24 | samarth | Vol 02 | Issue 09
SENIOR TENANCY SURVEY • To ensure a steady stream of senior citizens are being left out in the cityscape revenue in their golden years. Naturally more than 50% elders do believe that having a young tenant / • To have a young companionship paying guest at home will provide the much- when the family members are not needed support during medical emergencies. around However, it is not so easy to find the right Most of the respondents (nearly 82%) were tenant for one’s home. Almost 95% readers in the age group of 55 to 75 years. However, voiced their concern about how difficult it is to this trend to rent out the premises seems find the right tenant. The absence of in-depth to be located in and around Delhi NCR and understanding on how to screen the tenants lead Mumbai. Nearly 90% responders were from to many poor decisions; often the elderly has to Delhi NCR region. With the rapid urbanization depend on the recommendation of the broker and shrinking family size, more and more Vol 02| Issue 09 | samarth | 25
SENIOR TENANCY SURVEY or family and friends. Nearly 90% respondants Even though majority of the responders understated their safety and security concerns are living in their own premises (roughly with a tenant who has not been screened 92%), more than 50% of them have never thoroughly. Hence, it is understandable that kept a tenant in their houses. Mr. Madnani for even though on one hand the benefits of having instance took in his lodger because he came a tenant at home is well accepted yet there are highly recommended by the family doctor. lot of confusion, apprehension and reluctance He stressed on the fact that it is better for to keep one as well. elders mostly above the age of 75 years to get 3. EPHESUS Ephesus is the site of fairly Although it was rebuilt, the last years of its history remain well-preserved ruins of Greek unknown. Interestingly, some of the columns from the Temple and Roman settlements. Another of Artemis were used in the construction of Hagia Sophia, and World Heritage site, Ephesus can be seen there to this day. Little remains of the temple but was once the home of Temple there are other structures that have remained more intact, of Artemis, one of the ‘Seven such as the Great Theatre and the Library of Celsus. Wonders of the World’. It is Do visit the recently renovated Ephesus Archaeological believed that the temple was Museum which houses archaeological finds from Ephesus burned down in 356 BC by and you will find yourself face to face with interesting Herostratus, an arsonist who Greco-Roman history. simply did so for the fame! 26 | samarth | Vol 02 | Issue 09
renters through known channels SENIOR TENANCY SURVEY like family, friends and close neighbors. Senior citizens must A lot of personalised support and information is also ideally register the names available on the Samarth app. This app is available and personal details of paying for free for Android phones and iPhones from our guests / tenants at the local website www.samarth.community police station. It is always better to be safe than sorry later. 4. RUINS OF PERGAMON beautifully restored tilework, impressive ruins of magnificent buildings. The spectacular views of the Built by Alexander the Great, surrounding geography and natural beauty are a bonus. these are the ruins of a once At the base of the Pergamon acropolis lied Asklepion, flourishing well-to-do the capital an ancient healing complex Turkey built in honour of of the kingdom of Pergamon. Asklepios, god of healing. 2 hour drive from the city of Founded in the 4th Century BC this site was built around Izmir, these ruins are situated at a sacred spring that still flows. Many of the treatments the peak of a step hill. However, credited this sacred source of water that was later you need not worry about the discovered as having radioactive properties. These arduous climb as the ruins are treatments have been used for centuries and are still accessible via cable car. Atop believed by some to cure all illnesses. The sacred springs the hill you will see an incredibly were once visited by luminaries and lay people alike. The Roman emperor and philosopher Marcus Aurelius is said to steep amphitheatre, have visited here for treatment. There was a strong belief at the time that healing was a sacred art and that people’s souls needed to be mended alongwith their bodies. In the centuries that followed, it became one of the best- known healing centres of the ancient world, second in importance only to Epidaurus in Greece. It was also the very first psychiatric hospital in the world. The influential physician Galen was born in Pergamon and practiced here in the 2 nd Century AD after he earned a great reputation treating warriors in the gladiatorial games of the city. Pergamon is listed by UNESCO as a World Heritage site. The World Heritage committee describes the site as “a masterpiece of Hellenistic and Roman urban planning and design.” Vol 02 | Issue 09 | samarth | 27
TTEENNAANNTTSS SSCCRREEEENNIINNGG Do This, REFONR T GET STARTED All applicant to fill out their own rental application Link online rental applications directly to your property listing to get information from your applicant to pull out background reports to make an informed decision. Get approval to run a credit and background check Include a section on your rental application asking for your applicant’s permission. Set consistent, legal screening criteria for all applicants Base screening criteria on income, employment, rental history, credit and criminal background. Verify income and employment Ask for salary payslips and do a background check with the applicant’s employer about job stability and length of employment. Run a credit check to access full credit report A full credit report demonstrates an applicant’s creditworthiness and abilty to pay rent. Check for conviction of felony and conduct police verification Run a criminal background check to see applicant’s legal violations at state and country level. Pull out an eviction report Prior evictions can be examples of problematic behaviour.
TENANTS SCREENING Not That! Tenant screening is the best way house owners can protect their rental properties and avoid the price of property damage, late or non-payment of rent and evictions Don’t trust a handshake and conversation Unfortunately not everyone is honest, and the best way to protect your rental property and your finances is to run a proper background check. Don’t check applicant’s credit and background check without their permission It is illegal to run a credit and background check without verifiable permission from your applicant. Dont discriminate It is illegal to ask questions about race, religon, sexual preferences, family status or anything else that violates the fair Housing Act. Don’t forget to check for references Employers, personal references and past landlords can share useful information about your applicant. Don’t rely on a copy of credit report provided by the applicant An applicant can easily provide you with outdated or fraudulent credit information. Don’t ask if they have ever been arrested But find out if your applicant has ever been convicted and getting convicted. Don’t just rely on landlord references It may be against company policy of some management firms to answer tenant reference questions in detail. So your verification maybe returned with dates and payment history only.
FINANCIAL SECURITY Life Hacks to make you financially secure during your golden years! By Anirudh Dalmia It is difficult to plan for finances bereft of children but also ourselves? Simple, we plan emotion. Balancing one’s current needs ahead! with those of the future, seems practical on paper but parting with a portion of 1. Expenses your pay cheque for expenses scheduled years down the line is not easy. First off, let’s manage our budget. In our 20’s and 30’s, it’s likely we rely on the monthly As loving parents, you want to do the best you pay cheque to manage expenses and get by possibly can for your children, even if this comes the month. This is when our savings inertia at the cost of your own future. Additionally, is at it’s peak. With little breathing room and changing market trends and potential financial so many desires, how do we attain the right downturns result in saving and investing inertia. balance between fun and frolic and future Finally, expertise to make sound investments to readiness? live out our years of retirement is perceived to First, subtract your necessary expenses be difficult to attain. from your salary. Post which, divide the remaining money into a play and pay So how do account. The play account serves as fodder we quell these for entertainment and rejuvenation while obstacles? How the pay account consists of money saved do we arrest our for future investments. emotions? How This way you can attain the’ afore-mentioned do we do right balance! not just by our
FINANCIAL SECURITY 3. When to start? The simple answer, yesterday! But jokes aside, retirement planning is long term planning which must commence as soon as possible. Market forces work in a cyclical fashion. Most individuals that are averse to invest their money, often fear market downturns. To curb this fear, invest for a longer period of time to allow market cycles to average out your returns and give you a positive return on investment. 2. Savings or Investments? 4. How do I leave a legacy? Different people have different risk profiles. Most people answer this question with Some are extremely conservative while others tangible goods such as property, jewellery, are risk takers. But who succeeds in planning hefty bank balances or other assets. These for retirement, risk-takers or conservatives? The assets are cumbersome to accumulate and best answer is people who exhibit traits of both. extremely difficult to distribute. Secondly, Invest a part of your money into a long-term they often have a high maintenance cost savings plan with a fixed and guaranteed rate and are subject to depletion in value. of return. This would probably result in a low Instead invest in a term plan. This insurance yield in interest but secure you against market coverage is cheap to attain and often forces. Then invest the remaining into quality covers the life assured for a huge sum. Post investment products. the life assured’s demise, the proceeds are These funds or structures will give you a very distributed to all beneficiaries in the pre- good rate of return and help you fight inflation determined proportion. which has averaged at about 6% according to These are simple life hacks to ensure quality the Trading Economics forum over the last 7 retirement. Your final days should be stress years. So, while savings give your retirement free and fulfilling. But to achieve that one fund the necessary buffer, investments ensure must plan with prudence and foresight. your final years are fulfilling. Easier said than done but not impossible to get done! Anirudh Dalmia, is the founder and creative director of Road to Sangam, an online canvas for budding artists to showcase their art. Vol 02 | Issue 09 | samarth | 31
SENIOR BENEFITS Guide LOWER TAX 40-50% OFF Tax laws are relaxed to ease their financial burden. TRAVEL * Income of up to Rs 3 lakh is non-taxable. * For super senior citizens (over 80 year of age), income of up to Rs 5 lakh is non-taxable. * Health insurance premium of up to Rs 50,000 gets tax deduction under Section 80D of Income Tax Act 1961. Avail various discounts on fares. * Air travel Air-India: Senior citizens with Indian citizenship, who are over 60, are eligible for 50% discount on economy fare for domestic travel. * Rail travel Men over the age of 60, and women over the age of 58 are eligible for 40% and 50% discount respectively. The discount is available on fares of all classes of Mail/Express/Rajdhani . INSURANCE SPECIAL INSURANCE CARD SCHEMES NAME SURNAME 12345678 The government has several welfare MONTH/YEAR 00/00 schemes * National Insurance o ers 'Varishta Mediclaim Policy', for seniors aged 60-80. Maximum sum insured o ered is Rs 1 lakh for hospitalisation and Rs 2 lakh for critical illness. * LIC's Varishtha Pension Bima Yojana 2017 will provide an assured pension to senior citizens based on a guaranteed rate of return of 8% for 10 years. A maximum of Rs 15 lakh can be invested in this scheme and one can get pension on monthly, quarterly, half-yearly or annual basis.
8.4% PER ANNUM HIGHER0.5% HIGHER ON FDs INTEREST Higher interest on investments * The Senior Citizen's Saving Scheme is available to all seniors over the age of 60. It o ers interest of 8.6% per annum. * Senior citizens get 0.5% higher interest rate on fixed deposits than the standard rate. . Banks, hospitals, etc. make special allowances SPECIAL SEPARATE QUEUES > * Separate queues for the elderly in hospitals for ALLOWANCES registration and clinical examination. CITISZEENNISOORNLY * Senior citizens over the age of 60 can write to the ALLOWANCES court for preferential hearing of their cases. * Senior citizens can be issued a passport on post police verification basis if they submit a copy of the passport of their child (above 18) staying abroad (with a page having their name) as an additional document along with their application form. * Bank branches have separate queues for elderly. * Most banks have special accounts for senior citizens that o er facilities like issuing senior citizen cards, priority service at branches, etc. 25% OFF LOWER Their telephone bills are subsidised CHARGES * BSNL: Senior citizen over 65 are eligible RECEIPT for registration of telephone on priority. Registration charges are ..................... $ ..................... $ also waived for them. ..................... $ ..................... $ * MTNL: Senior citizen over 65 are ..................... $ ..................... $ eligible for 25% concession on TOTAL ................. installation charges and monthly service charges for landlines THANK YOU connections.
Mr. & Mrs. Sharma By Mohini Bothra
Poems Persevere I am currently contributed by Anirudh Dalmia in the middle of a story called Eyes open to darkness emitted, life. Every now through crevasses formed between curtains. and then this the mighty star, story throws me playing second fiddle, a curveball, a to unforgiving clouds. paycheque and A night worth of rest, even moments not enough, of laughter and for a body consumed by weakness, respite. So for wakes to a bleak dark morning. this story to be Throat dry but all else wet remembered and suddenly a dose of regret. for longer than I The body must persevere through a day, am a part of it, I where one perspires, write. I hope you even as the temperature drops. enjoy my open Perhaps meaning found in labor, book experience, will infuse spirit, my Road to in place of vigor. Sangam! But Alas! No such luck, labour just a meal ticket. not a provider of zeal. But yet in sickness or worse, thou, gets up to bleak mornings, knowing it might be a bad day, but, it's not a bad life. Vol 02 | Issue 09 | samarth | 35
A love letter to my parents contributed by Anirudh Dalmia They fold, wither and drop dead; having lost colour; leaves fall, and it’s the end of summer. But trees stand, firm and sturdy. North winds and storms; scorching heat, while on barren lands, and yet they are given, a chance to stand. Buried and away from plain sight, stretching past obstacles into underground trenches, to find solitary streams of water; or to bury their foundations deep enough, to hold what stands above, upright and strong. These are roots. Count them even when, you bear fruit. 36 | samarth | Vol 02 | Issue 09
The Man, the Desert, and his Creator Contributed by Anirudh Dalmia A man found his The man, stood and stumbled, footmarks disappearing and then, stood once more. under dunes of sand, Then, he moved closer, scorched by desert heat to his creator. as he walked to find his creator. His eyes were radiating, In an oasis, for, the marvel that stood before him. with dangling coconuts And just as God was about, and tepid ponds, to make contact, God was found. with a son who had made his way, Each limb sparkled, through sandy deserts, even the solitary star, filled with nothing but, burnt in a fading backdrop, heat and sand, to an illuminant being. he ducked beneath gods, One arm caressed, outstretched hands a creature, and past the queer pet, who was in equal doses, to quench the thirst, queer and celestial. the desert had stirred, The other arm held high, in the waters of the shallow pond. palm stretched and bereft, Man had found God, of even a solitary bead of sweat. but, had left him/it/her, Garments covered with gold, waiting in the middle of an oasis, riches so rich, in the middle of a desert. that ebony nights would be lit up, God sweat for the first time. with its gleam. Vol 02 | Issue 09 | samarth | 37
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SHORT STORY Through Change By Anirudh Dalmia 40 | samarth | Vol 02 | Issue 09
5. THE TOPKAPI PALACE Part of UNESCO’s ‘Historic Areas of Istanbul’, the Topkapı Palace is a large museum built in contd. on page 42 . . . the 15th century by Sultan Mehmet II. Each new Sultan that reigned added a new section to the palace and thus the museum continued to grow in size. For a while, it was the largest palace in the world and covered 700,000 m2. It may not be the largest anymore but it remains impressively grand. In 1924, by the order of Ataturk, the palace was converted into a museum and remains so to this day. The museum’s collection is vast and includes local and international artifacts, from Ottoman Military gear to European porcelain, to a collection of silverware with over 2000 pieces. Vol 02 | Issue 09 | samarth | 41
WEATHER EATING & DRINKING Turkey enjoys temperate Mediterranean climate People eat out often and in its coastal areas though the mild weather know how to celebrate the conditions are blocked from reaching the rest of good life! Turkish cuisine reflects neighbourly the country by the mountains. This results in a influences of Middle Eastern, African and continental climate with distinctive seasons inlands, West Asian cuisines. With plenty of fresh with cold winters and hot summers. There is some vegetables and produce available, the food snowfall by the Sea of Marmara, but does not last available is colourful as well as healthy. long. Overall summers are warm and winters are Local specialities include seafood and olive wet and cold. July and August tend to be Turkey’s oil predominant in the Aegean area, and driest months, with May at the other extreme. meat-based dishes to the southeast. Located in Cappadocia, the Goreme Open Air 6. GÖREME OPEN-AIR MUSEUM Museum made it to the UNESCO World Heritage List in 1984. It offers one of the most unusual museum- contd. on page 46 . . . going experiences you will ever have. The museum comprises of many churches and monasteries carved from volcanic rock. These ancient structures are decorated with gorgeous painting and stonework and are surrounded by spectacular landscape, which makes them even more outstanding. 42 | samarth | Vol 02 | Issue 09
FEATURE Things you need to know about elder abuse By Arti Jain Elder abuse is a common issue in India and it includes not only physical, emotional, or sexual harm inflicted upon an older adult but also financial exploitation or neglect of their welfare by people who are responsible for taking care of them. Age brings with it physical and cognitive weaknesses, making us emotionally and physically frail, sometimes in ways that make us dependent on others to take care of some or all of our needs. As the years go on, we may not see or hear as well or think as clearly as we used to and this may open us up being taken advantage of or downright abuse by uncaring people around us. Recognizing Signs are often adult children, to neglect and financial of Elder Abuse other family members cheating. The most common such as grandchildren, or are: Most cases of elder abuse a spouse. Abuse can take occur in the place where we place in many different forms 1. Physical Abuse – Use live. Unfortunately, abusers from intimidation or threats of force against an elderly 43 | samarth | Vol 02 | Issue 09
Financial Abuse – Using conditions and insurance an elderly person’s funds fraud. or property without their permission is a common form 6. Elder neglect – This of abuse that is perpetrated constitutes the most cases either by a caregiver or other of elder abuse and usually scamsters. This includes come from the failure of a person that results in physical misuse of an elder’s personal loved one in fulfilling their pain, injury, or impairment. checks, credit cards, or caretaking responsibility. Such abuse includes not accounts, stealing cash, This can be both intentional only physical assaults such income checks, or things or unintentional, based on as hitting or shoving but from their homes, forging factors such as ignorance inappropriate use of drugs, the elder’s signature and or being in a state of denial restraints, or confinement. indulging in any other form of that the elderly person needs identity theft. care. 2. Emotional Abuse- This Common scams and frauds involves any situations that one must watch out or comments that cause for are announcement of a How to protect emotional or psychological “prize” that one must pay yourself from abuse pain such as intimidation by money to claim, fake charity as an elder yelling, threats, humiliation or appeals often made via ridicule, habitual blaming or phone calls and an offer to scapegoating the elderly and make an investment on behalf terrorizing or menacing the of the elderly. elderly person. Ignoring and isolating an elderly person 5. Healthcare fraud and from certain family members abuse - These are often or from their friends and carried out by unethical activities is also a form of doctors, nurses and emotional abuse. other hospital personnel. Our first priority should be There is whole range here to have as little dependence 3. Sexual Abuse – Any too from not providing on others as possible. This contact with an elderly healthcare, but charging for not only makes us less person without their consent it to overcharging or double- susceptible to abuse, it also such as physical sexual acts, billing, getting kickbacks for causes less stress and anxiety showing an elderly person referrals to other providers to those who care for us. pornographic material, such as testing labs etc., There are steps you can take forcing the person to watch over or under-medicating, to protect yourself from sexual acts, or forcing the making recommendations abuse- elder to undress are all forms for fraudulent remedies for • Take care of your of sexual elder abuse. illnesses or other medical financial and legal affairs. 44 | samarth | Vol 02 | Issue 09
FEATURE Consolidate your various investments, What to do when you see make a will and keep it in a safe place. someone being abused If you have difficulty organizing your financial or legal work, enlist a professional If you suspect that an elderly person is and get the assistance of a trusted friend being abused, preyed upon financially, or or relative if necessary. neglected by a bully or an overwhelmed caregiver make sure you speak up. Signs of • K eep in touch with family and friends- This elder abuse can sometimes be difficult to recognize as they have a lot in common with will keep you from feeling isolated. Pick symptoms of mental deterioration. However, up the phone and call a friend or relative, you should not dismiss them just because step out to visit with neighbours and join a the caregiver says so. If you suspect abuse, social group for weekly meetings look for the following warning signs- • If you are unhappy with a situation, speak 1. Physical abuse and neglect warning signs up. You may be able to keep a situation from escalating. If you feel unheard of by • Unexplained signs of injury, such as your caretakers, tell someone you trust like a relative or a neighbour. bruises, welts, scars, broken Many seniors don’t talk about the abuse bones, sprains, or they face even. Some fear retaliation, while dislocations others think they have no choice and an abusive caretaker is better than none. If the • Drug overdose or caregivers are their children, they may feel ashamed and may even blame themselves an apparent failure for being a bad parent. to take medication regularly It is important to recognise that elder abuse can be a symptom of caregiver’s • Broken eyeglasses fatigue. Make sure you and your caregiver work out a schedule where they get enough or frames time to rest and de-stress after taking care of your needs. Being involved in your own • Signs of rope marks on wrists wellbeing and taking care of your physical • Caregiver’s refusal to let you see the elder and emotional self in all the ways that you can, for as long as you can, will give your alone caregiver the breather and support that they may need. Make sure you keep your anger • Untreated physical problems, such as bed in check and do not indulge in any form of substance abuse. Maintaining a pleasant and sores cordial relation with the caregiver and their spouse and children will also help relieve • Unsanitary living conditions: dirt, bugs, stress on your caregiver, so your interactions are mutually supportive. soiled bedding and clothes • Being unbathed • Unsuitable clothing for the weather • Unusual weight loss, malnutrition or dehydration 2. Emotional abuse warning signs • Threatening, yelling, angry or controlling caregiver behavior Vol 02 | Issue 09| samarth | 45
FEATURE • Sudden changes in the elder’s financial WARNING! situation • E lder that mimics dementia, such • Items or cash missing from the senior’s as rocking, sucking, or mumbling to household themselves • Suspicious changes in wills, power of 3. Sexual abuse warning signs: attorney, titles, and policies • Bruises around private parts • Unexplained vaginal or anal bleeding • Unexplained ATM withdrawals • Torn, stained, or bloody clothes. Apart from abuse by caregivers and family 4. Financial abuse warning signs: members, self-neglect can be an issue too. Be aware of any signs of depression, grief, • S everal unexplained withdrawals from the dementia, or other medical problems. All the above can cause one to go into denial, feel elder’s accounts ashamed about needing help, or cause worry about losing independence. Everyone deserves to grow old with safety, dignity and respect. With support from those who care we can create a safer, happier and peaceful environment for the people around us and ourselves. Remember if you are being abused or you see someone else being abused in any of the above ways the best way to change the situation is to speak up! 6. ISTANBUL’S GRAND BAZAAR One of the world’s largest covered markets, Istanbul’s grand bazar with its colourful ware and charming appeal is a must visit for all travelers. Constructed in 1461, it was once Turkey’s central trading hub. Today, its a tourist attraction, with over 5,000 stores trying to catch every tourist’s attention. Here you can buy all imaginable Turkish souvenirs and more. There are twenty-two ancient gateways and and 56 interconnecting vaulted passageways that take you from one place to another in this bustling bazaar. If you like something you see, bargain away like you would in an Indian market. Just remember that it’s closed on Sundays. 46 | samarth | Vol 02 | Issue 09
FEATURE 7. BASILICA CISTERN Built during the reign of under the Ottomans. Emperor Constantine in This underground cistern in Istanbul is the size of a the 4th Century and locally cathedral; it is 143m long and 65m wide and can hold up known as as Yerebatan Sarayi to 80,000 cubic meters (or 17.5 million gallons) of water. (meaning Sunken Palace), this The massive underground structure fell into disuse but was underground water cistern was rediscovered by Frenchman Petrus Gyllius in 1545, who once the major water reservoir found it when he quizzed locals selling very fresh fish in of Constantinople. The water the nearby streets – their houses were located above it and was transported here from they had sunk wells into the cistern and caught fish from the Belgrade Forest by the it. It is believed that there are an estimated 80 or more immense Byzantine aqueducts underground cisterns in Istanbul, but this is the largest and (Valens Aqueducts). Enlarged by the best excavated of them all. It is located in the heart of Justinian in 537 AD, the cistern was used as water storage for the Great Palace during Byzantine times and for the Topkapi Palace 8. MOUNT NEMRUT A UNESCO World Heritage site, these unusual ruins on Nemrut Dag are truly haunting. Walk past heads of ancient statues that were excavated in 1881, including the heads of Apollo and Zeus. Originally, the statues were known to be a part of the mausoleum of Antiochus (who lived from 69- 34 BC), a monument built by the king in tribute to himself. Later, the heads were removed and the noses chiselled away in deliberate acts of vandalism by victorious armies. The overall design is a mix of aesthetics of different cultures and combination of stunning natural setting and the ghostly feel of the sculpture makes this a memorable attraction. Vol 02 | Issue 09| samarth | 47
12 3 1 4 5 6 9 7 8 Source: www.qets.com ACROSS 13 14 10 1 Place of learning 4 Cause of cool 18 11 12 feeling 15 16 7 Tool with long 4 17 handle and row of teeth 19 9 Hard work or effort 20 10 Journey from place to place DOWN 12 Cloth work 2 Day on which most people do not work around the neck, 3 Flames produced by burning head or shoulders 4 Juice pressed out of apples 13 One who loves his 5 Oval ball used in an American team game or her country 4 Woody plant with long trunk and many branches 15 Grows from the 8 Light covering of ice crystals stem or branch of 11 Having a great amount of wind a tree 14 Season between summer and winter 17 Water that falls 16 Certain part of the year that is marked by a from the sky 18 Picture of a particular condition or activity particular area of 19 Piece of outer clothing with long sleeves the earth or sky 19 Quality of light as our eyes see it 20 Ninth month of the year 48 | samarth | Vol 02| Issue 09
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