RVCCU | Connections Fall 2017

In this issue: Connections Fall Holiday Edition Holiday Helper Loans  2 rvccu.org Introducing the new HybridHELOCk  3 Holiday Skip-a-Pay  4 Noteworthy  5 Dormant Account Notice  5 Christmas Club Transfers  5 Gift Ideas  5 Contact Information  6(540) 982-3931

Connections Fall Holiday Edition Click here to appy online!More money. Less stress. Borrow No payments Fast & easy No credit checkup to $1,500 until January application for membersApplications are now being accepted for pre-approval. Please complete and return the application along with a current pay stub. Funds will be dispersed after November 1, 2017 by appointment only. This loan is for qualified applicants only. Loans will report to the major credit reporting agencies and willbe cross-collateralized with your other RVCCU loans. Members may not qualify if any accounts with the credit union are not in good standing or if current loans and/or Member Privilege have been delinquent. Member must have never caused a loss to the credit union. Other qualifications may apply. Allapplicants will be charged a non-refundable $75 fee that will be deducted from the loan amount. Please complete and return the application along with a current pay stub. Applications will be accepted beginning September 1, 2017 for pre-approval. Funds will be dispersed after November 1, 2017.(540) 982-3931 rvccu.org

Connections Fall Holiday Edition(540) 982-3931 In the past borrowers who want to use their home’s equity had to choose between the flexibility of a line of credit or the steady payments of a fixed rate loan. Why not get both? You don’t have to choose with our new HybridHELOCk. Apply online or call us to get started. rvccu.org

Connections Fall Holiday Edition Holiday Skip-a-Pay New for 2017!To say thank you to our loyal members, this year we’re offering two months of skip-a-pay intead of just one. Nowqualified members can choose to skip both their November and December payments.Any funds normally applied to your loans through payroll deduction will be deposited into your savings account.All coupons must be received no later than October 31, 2017.To qualify, your loans must be in a current status and you must not have any extension of payments Click herein the last twelve months. The first monthly payment on new loans may not be skipped. The interest for a printableon your loan will continue to accrue from the date of your last actual payment. Credit Cards, Holiday version of thisHelper, Home Equity, and Mortgage Loans are not eligible for this offer. form.(540) 982-3931 rvccu.org

Connections Fall Holiday EditionNoteworthyDormant Account Notice Christmas Club Transfers Gift IdeasThe Virginia Uniform Disposition of Funds in your RVCCU Christmas Club Is someone on your list hard to buy for?Unclaimed Property Act requires us to Account were transferred on October 6, We have a few options that you can getturn over funds in all accounts that have 2017. If you did not designate a specific at great discount prices:had no activity for at least five years. All account to receive your funds, the Valley View Grande Adult Ticket$8.50dormant accounts will be released to balance has been transferred into your Valley View Grande Package $27.00the state on October 31, 2017. If your primary savings account.account is in danger of being turned Happy shopping! (includes 2 adult tickets and a $10 concessions card)over to the state, a simple transactionwill solve the problem. Dining Club Membership $35.00 These are great, inexpensive gift options that will fit almost everyone on your list.(540) 982-3931 rvccu.org

Contact Information Locations Connections Fall Holiday EditionMailing Address Downtown - Main OfficeP.O. Box 13045 723 5th Street NE ATMsRoanoke, VA 24030-3045 Cave Spring - Brambleton PlazaOffice Phone 4218 Brambleton Ave Main Office(540) 982-3931 North Roanoke - Boxley Hills Boxley HillsMember Connect 605 Abney Rd NW Brambleton Plaza(540) 982-3931, option 2 or (540) 52-RVFCU Salem Roanoke City Municipal BuildingFax 1340 Roanoke Blvd Roanoke County Schools Admin. Building(540) 982-3937 OnlineEmail [email protected]  All loans are subject to credit approval. Other restrictions may apply. Fall 2017 rvccu.org© 2017 Roanoke Valley Community Credit Union (540) 982-3931