New Era OE Brochure

NEW ERA CAP 2017 NEC0003 BENEFITS PROGRAM NEW ERA CAP 2017 OPEN BENEFITS TAILORED FOR YOU ENROLLMENT BROCHURENEC0003_BenefitsCatalog_POS-17-A.indd 1 SADDLE-STITCH BROCHURE 16 PGS. + COVER FLAT: 17 X 5.5” FOLDED: 8.5 X 5.5” CMYK 4/4 BUFFALO ADMIN VERSION: POS-17-A 9/13/16 4:29 PM

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WORK HARD. PLAY HARD. NEC0003You’re a vital member of the New Era team and your well-being is important to us. NEW ERA CAPWe see how hard you work and the dedication you bring to the business every day. 2017 OPENWe want to make sure you and your loved ones are taken care of with a winning set of benefits. ENROLLMENTPlease take some time to review your benefit options to find the right coverage for your life BROCHUREand those who depend on you. SADDLE-STITCH YOUR OPEN ENROLLMENT PERIOD: OCTOBER 17, 2016 – NOVEMBER 11, 2016 BROCHURE 16 PGS. + COVERTo review your benefits in detail, visit the New Era LIFE page on NE3SIXTY. FLAT: 17 X 5.5” For additional questions about your benefits, email us at [email protected] FOLDED: 8.5 X 5.5” or Katie Schul, Benefit Coordinator, directly at [email protected]. CMYK 4/4 BUFFALO ADMIN VERSION: POS-17-A 9/13/16 4:29 PM

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FOR YOUR FOR YOUR FOR YOUR NEC0003HEALTH WEALTH SELF NEW ERA CAP 2017 OPEN4 MEDICAL 8 TUITION REIMBURSEMENT 12 PAID TIME OFF ENROLLMENT BROCHURE Pick your best fit from Pursue your education with Take time for yourself to three medical plans. extra financial support. unwind and get active. SADDLE-STITCH BROCHURE6 DENTAL 9 FSA & HSA 14 LEGAL SERVICES 16 PGS. + COVER Sink your teeth into Fray the costs of your Find professional support FLAT: 17 X 5.5” preventive checkups. medical needs. for your legal matters. FOLDED: 8.5 X 5.5”6 VISION 10 401(K) 14 IDENTITY THEFT CMYK 4/4 PROTECTION Look out for your eye health Start your retirement plan BUFFALO ADMIN and vision essentials. with company match. Safeguard your personal VERSION: information online. POS-17-A7 WELLNESS 10 CRITICAL ILLNESS 15 EMPLOYEE Stay active with mobile Prepare for medical and living ASSISTANCE PROGRAM wellness programs. costs during an illness. Resolve personal concerns 11 DISABILITY with a helping hand. Set up a safety net for 15 VOLUNTEER PROGRAM short-term and long-term needs. Get perks for giving back 11 LIFE INSURANCE to your community. Protect those who matter most 15 SERVICE AWARDS for years to come. Be recognized for your service and achievements. 9/13/16 4:29 PM

HFOERAYOLUTRH MEDICAL C P Get up and stay active. Look out for the physical health of Not everyone’s medical needs are the same. So have your S yourself and your loved ones. Choose coverage from medical, choice of three medical plans—including the new Bronze H dental, and vision benefits to keep you fit and healthy. plan—tiered for the extent of coverage you think you’ll need. O And to help you stay motivated and moving, we’ve added E a new wellness program that tracks your efforts to maintain Review the three plans offered through BlueCross BlueShield U a healthy lifestyle. to find your best fit. Choose coverage for yourself or the whole P Start planning now for your Open Enrollment period, family, including your spouse and your children up to age 26. D October 17 – November 11, 2016. Review your benefits C on the New Era LIFE page on NE3SIXTY. Plan Highlights O The Gold Plan is a co-pay plan that offers flat, easy 4 payments when visiting an in-network provider and pairs To with a Flexible Spending Account (FSA). The Silver PlanNEC0003_BenefitsCatalog_POS-17-A.indd 4-5 and Bronze Plan are two high-deductible plans with lower * Ra premiums and enrollment in a Health Savings Account (HSA), with Employer Contribution.

GOLD PLAN SILVER PLAN BRONZE PLAN NEC0003 (COPAY) (HIGH DEDUCTIBLE) (HIGH DEDUCTIBLE) NEW ERA CAP 2017 OPENCOST PER PAY PERIOD* > EMPLOYEE EE+SP EE+CH FAMILY EMPLOYEE EE+SP EE+CH FAMILY EMPLOYEE EE+SP EE+CH FAMILY ENROLLMENT $58 $130 $126 $140 $42 $98 $90 $110 $30 $60 $50 $80 BROCHUREPhysician Copay $25 $25 after deductible $30 after deductible SADDLE-STITCH BROCHURESpecialist Copay $25 $25 after deductible $30 after deductible 16 PGS. + COVERHospital Copay $500 / $1,000 $500 per admission after deductible $500 per admission after deductible FLAT: 17 X 5.5” FOLDED: 8.5 X 5.5”Outpatient Surgery Copay $100 $75 after deductible $75 after deductible CMYK 4/4Emergency Room $100 $50 after deductible $50 after deductible BUFFALO ADMINUrgent Care $50 $35 after deductible $35 after deductible VERSION: POS-17-APrescription Drug $10 / $30 / $50 $10 / $30 / $50 after deductible $10 / $50 / $100 after deductibleDeductible In-Network: N/A In-Network: $1,500 / $3,000 (Combined True Family) In-Network: $2,500 / $5,000 (Combined True Family)Coinsurance Out-of-Network: $1,000 / $2,000 (Embedded) Out-of-Network: $1,500 / $3,000 (Combined True Family) Out-of-Network: $2,500 / $5,000 (Combined True Family)Out-of-Pocket Maximum In-Network: N/A In-Network: N/A In-Network: N/A Out-of-Network: 75% / 25% Out-of-Network: 70% / 30% Out-of-Network: 70% / 30% In-Network: $5,000 / $10,000 (Embedded) In-Network: $5,000 / $10,000 (Embedded) In-Network: $5,000 / $10,000 (Embedded) Out-of-Network: $5,000 / $10,000 (Embedded) Out-of-Network: $10,000 / $20,000 (Embedded) Out-of-Network: $10,000 / $20,000 (Embedded)o look into your medical benefits, visit NE3SIXTY. 5ate does not reflect Wellness Discount. Please view rates with 5% discount on NE3SIXTY. 9/13/16 4:29 PM

DENTAL VISION WGood oral hygiene is an important part of your overall health. With your Envision complete medical care for you and your Achoice of Gold or Silver dental plans through MetLife®, you can stay on top loved ones with vision coverage through MetLife®. aof your oral health. Both plans include annual cleanings, oral exams, andx-rays for you, your spouse, and your children up to age 26. Your coverage includes annual eye exams I for you and your dependents, as well as an I GOLD PLAN SILVER PLAN annual allowance of $130 for you to put toward p contact lenses or new frames and lenses. EMPLOYEE FAMILY EMPLOYEE FAMILY PCOST PER PAY PERIOD > $19 $45 $15 $37 U iPreventive Services In Network: 100% In Network: 100% PCAOYSTPEPREIROD > EMPLOYEE EE+SP EE+CH FAMILY Out of Network: 100% Out of Network: 100% $4.06 $8.14 $6.90 $11.36 •(Cleanings, oral exams) • In Network: 80% •Basic Services In Network: 100% Out of Network: 60% Plus, you also get the following perks: • Out of Network: 60%(Fillings) In Network: 50% • Standard Corrective Lenses – single vision, D Out of Network: 40% lined bifocal, lined trifocal, or lenticular wMajor Services In Network: 60% y Out of Network: 40% In Network: N/A • Standard Lens Options – ultraviolet coating P(Bridges, dentures) Out of Network: N/A or polycarbonate o aOrthodontia In Network: 50% In Network: $1,000 • C ontact Lenses – fitting and evaluation, elective Out of Network: 50% Out of Network: $750 lenses, and necessary lenses JIndividual Maximum $1,000 N/A • A dditional discounts – save on other lens options, sunglasses, and laser vision correctionOrtho Lifetime Maximum $1,000 In Network: $50 Out of Network: $150Deductible In Network: $50 Out of Network: $150(Waived for preventive services)6 Find the right vision and dental plans for you at NE3SIXTY.NEC0003_BenefitsCatalog_POS-17-A.indd 6-7

WELLNESS PROGRAM NEC0003As a New Era employee, we look for ways to help you stay motivated and improve your physical energy, mental focus, NEW ERA CAPand emotional drive—at home, at work, and anywhere you go. 2017 OPEN ENROLLMENTIntroducing: New Era LIFE by Virgin Pulse. On-Site Fitness Center BROCHUREIt’s now even easier for you to get involved, stay active, and keep your finger on the Keep up with your fitness routine.pulse of your health. Engage in your own well-being to build positive, healthy habits. For $10/month, you can work out SADDLE-STITCH on-site at our Fitness Center at 1SIXTY. BROCHUREPersonalize Your Well-Being Get Involved with the Team Your membership includes fun, 16 PGS. + COVERUse this program daily to choose your areas of The more you track, the more you challenging fitness classes andinterest and track your progress in: earn. Compete in challenges, track a personal trainer to help you FLAT: 17 X 5.5” progress together, and get rewarded achieve your goals. FOLDED: 8.5 X 5.5”• Eating Healthy • Sleeping Well for your results. Email [email protected]• Being Productive • Reducing Stress to become a Fitness Center Member. CMYK 4/4• Learning New Things • Your Finances Stay Focused on the Go• Your Relationships • Your Community Take your progress wherever you go. 7 BUFFALO ADMIN Download the app to any computer VERSION:Design your own unique goals based on areas or mobile device. POS-17-Awhere you’d like to improve—all aimed to makeyou a happier, healthier team member. VirginPulse works with your own Fitbit, pedometer, andother devices to help you see the change acrossall of your activities.Join Virgin Pulse in 2017! More details on how you can get involved are coming soon. 9/13/16 4:29 PM

WFOREYAOLUTRH TUITION F REIMBURSEMENT Look after your financial well-being with benefits that protect Ac your wealth. Advance your education and your future at New Era Begin saving for retirement with a 401(K), find the right with the Tuition Reimbursement Program. W account to complement your medical plan, go back to school An with tuition reimbursement, and look after your family and Whether you’ve always wanted to finish your degree Un yourself in the event of a critical illness or disability. or are interested in pursuing something different, An Start thinking about your financial future now so this program offers you the opportunity to continue De you’re prepared for your Open Enrollment period, your education. Expand your skill set and continue to An October 17 – November 11, 2016. develop yourself personally with a little financial help Ro from New Era. Ta 8 Re Visit the New Era LIFE page on NE3SIXTYNEC0003_BenefitsCatalog_POS-17-A.indd 8-9 to review requirements and complete the Vis Tuition Reimbursement Request form. * Tra

FLEXIBLE SPENDING ACCOUNT VS. HEALTH SAVINGS ACCOUNT NEC0003 Manage covering medical, dental, and vision expenses with the right account for your medical plan. NEW ERA CAP Check out the differences between an FSA and an HSA account to decide which benefits are right for you. 2017 OPEN ENROLLMENT FLEXIBLE SPENDING ACCOUNT (FSA) HEALTH SAVINGS ACCOUNT (HSA) BROCHURE – PAIRS WITH GOLD PLAN – – PAIRS WITH SILVER PLAN AND BRONZE PLAN – SADDLE-STITCH BROCHUREccount Overview An IRS benefit that allows pre-tax dollars to be used for An account through HealthEquity that allows 16 PGS. + COVER eligible out-of-pocket medical, dental, and vision expenses. pre-paid tax dollars to be used for qualified medical, FLAT: 17 X 5.5” dental, and vision expenses, tax-free. FOLDED: 8.5 X 5.5”Who Contributes Employee Employee and Employer. (New Era contributes $750 CMYK 4/4 for Single coverage and $1,500 for all other tiers. Employer BUFFALO ADMIN contribution is pro-rated if you elect a plan after January 1, 2017.) VERSION: POS-17-A nnual Max Contribution – $2,500 $3,400 / $6,750Unreimbursed Medical (At age 55, an additional $1,000 contribution is allowed annually.)nnual Max Contribution – $5,000 N/Aependent Carennual Max Contribution – Transportation* $3,060 N/Aollover Unused funds belong to the account holder and can roll over.ax Benefits Employees may roll over up to $500 of unused unreimbursed medical funds. Deposits, interest, and distributions are tax-free. Contributions and claim reimbursements are tax-free.etirement The account cannot be used for retirement income. After age 65, funds can be withdrawn without penalty but will be taxed as income if not used for qualified medical expenses.sit NE3SIXTY to view full account details and a list of qualified medical expenses.ansit FSA: Plan ahead for your transportation costs with the NOVA PowerPay Debit Mastercard. If your transit provider does not accept this form of payment, you can pay out of pocket and submit a claim to NOVA for reimbursement. 9 9/13/16 4:29 PM

401(K) CRITICAL ILLNESS DWhether you’re five years from retiring or 50, plan for your future comfort If you or a family member were to suffer a Whand financial well-being with a 401(K) through Fidelity Investments®. serious illness, it could affect more than your yo health. To make sure you’re covered through lonImportant Facts About Your Investment Options an illness, take advantage of your Critical heYour Investing Future Illness Insurance benefits through Guardian®. Your level of risk and strategy will depend Sh• Company Match – on your retirement goals, target dates, Your medical plan covers your health care. Yo New Era will match 100% of each and what you’re most comfortable with. But what about the rest of your finances? sa dollar you contribute to your 401(K) Your critical illness benefits can help you up to the first 4% of your earnings. • S elf-Directed Investments – with expenses that your medical plan Y Self-directed investments allow you doesn’t cover, including: <• Vesting – to tailor your plan with a mix of stocks, < You will be fully vested when bonds, and short-term investments. • Mortgage/Rent • Utilities < you enroll in the plan. < • D efault Investments – • Groceries • Childcare <• Maximum Contributions – If you decide not to hand-pick your ≥ Your contributions are limited investments, you can choose your • Transportation to the annual federal maximum. plan based on your closest target Lo retirement date. Stay focused on recovery with the financial Yo o 2016 regular contribution security critical illness coverage can provide. mo maximum: $18,000 Enroll in this benefit to gain financial security Vie o 2016 catch-up contribution and stay focused on recovery. maximum: $6,000 Visit 401k.com to review your full list of program options and enroll.10NEC0003_BenefitsCatalog_POS-17-A.indd 10-11

DISABILITY LIFE INSURANCE NEC0003 hen you’re out on the injury list, we want to make sure Take care of your loved ones even after you’re gone. NEW ERA CAPou’re still taken care of. You are eligible for short-term and Life insurance and accidental death and dismemberment 2017 OPENng-term disability benefits, a company-paid benefit to (AD&D) insurance offered through Liberty Mutual® are ENROLLMENTelp you focus on recovery and your health. company-paid benefits to ensure you can protect and BROCHURE provide for those who matter most in your life.hort-Term Disability SADDLE-STITCHour short-term disability benefit pays you a percentage of your Your Life and AD&D Insurance Policy BROCHUREalary based on the number of years you’ve been with New Era. We cover you at one times your annual base salary, 16 PGS. + COVER at a minimum of $50,000, up to a maximum of $300,000,Years of Service Total Percent of Gross Pay Duration of Payment with both life and AD&D insurance. FLAT: 17 X 5.5”< 6 months 50% 1 month FOLDED: 8.5 X 5.5”< 1 year 60% 2 months Additional Coverage Options< 3 years 60% 3 months You may elect to boost your life insurance benefit up to CMYK 4/4< 5 years 70% 3 months three times your annual salary, up to $500,000, through< 10 years 80% 3 months Liberty Mutual® Insurance. BUFFALO ADMIN≥ 10 years 100% 3 months VERSION: For Your Family POS-17-A Add additional life insurance policies for your spouseong-Term Disability and/or children. You may elect $25,000 or $50,000our long-term disability benefit pays 60% of your in coverage for a spouse. And $5,000 or $10,000 onthly salary up to your eligible amount. in coverage for a child.ew your full disability details on NE3SIXTY. Know how your benefits affect your family. Visit NE3SIXTY to get prepared for enrollment. 11 9/13/16 4:29 PM

SFOERLYFOUR PAID TIME OFF We value your work-life balance. So we’ve put programs and We understand that doing your best at New Era means benefits in place to help you find harmony in all aspects of your life. some time away. To improve your work-life balance, Enjoy more paid time off with the new PTO policy; take take some time to yourself with summer hours, advantage of identity theft, legal services, and the employee the new PTO policy, and paid holidays. assistance program; be recognized for your years of service; or get involved with our volunteer program. Use these Summer Hours benefits to take care of yourself. Because you’re an We see how hard you work throughout the year. important part of the team. So take some extra time during the summer to get outside, Take time to Review your full financial benefits at the enjoy time with family, or just take it easy. Take a half day New Era LIFE page on NE3SIXTY to prepare for your every Friday from Memorial Day to Labor Day. Open Enrollment period, October 17 – November 11, 2016. Earn more than just a living. Earn life balance outside of work. 12 If you have questions about the new PTO policy or other paid time off, reach out to [email protected]_BenefitsCatalog_POS-17-A.indd 12-13

Say Hello to PTO NEC0003The way you take time off of work has changed. We think you should take more time to do the things you love most—besides work.We’re starting a new PTO policy for 2017 that allows you to use your time however you like. All of your PTO will now fall into a NEW ERA CAPsingle pool of days to give you more flexibility. 2017 OPEN ENROLLMENT> Accrual > Rollover BROCHUREGet out what you put in. You can accrue your PTO based on how long If you don’t use it, you don’t lose it. You canyou’ve been with New Era and how many hours you work. now roll over up to 1.5 times your total PTO hours SADDLE-STITCH into the new year. BROCHURE Length Of PTO Earned PTO Earned Maximum 16 PGS. + COVEREmployment Per Pay Period On Annual Basis PTO Accrual This new policy applies to the bonus days you got< 3 YEARS in 2016. If you have days left over at the end of FLAT: 17 X 5.5”< 5 YEARS 5.54 hours 18 DAYS UP TO –>– 27 DAYS the year, you can roll them into your PTO for 2017. FOLDED: 8.5 X 5.5”< 10 YEARS 6.15 hours 20 DAYS UP TO –>– 30 DAYS10+ YEARS 7.69 hours 25 DAYS UP TO –>– 37.5 DAYS CMYK 4/4 9.23 hours 30 DAYS UP TO –>– 45 DAYS BUFFALO ADMIN VERSION: POS-17-A2017 Paid Holidays New Year’s Memorial Labor Black Day Day Day FridayIn addition to your PTO,we recognize the following J1AN A1P4R M2A9Y J4UL S4EP N2O3V N2O4V D2E5C D3E1Cdays as paid holidays: Good Independence Thanksgiving Christmas Day through Friday Day Day New Year’s Eve 13 9/13/16 4:29 PM

LEGAL SERVICES & IDENTITY THEFT PROTECTIONProtect yourself and your loved ones on all fronts. Cover your bases with legal protection from LegalShieldSM and safeguardyour personal information with identity theft protection from IDShieldSM. Their plans can cover you or you and your householdto make sure everyone is protected.LegalShieldSM IDShieldSMFind trusted legal guidance through LegalShieldSM without Protect your personal information and take advantage ofthe high hourly costs. Your legal support includes: restoration services with IDShieldSM. Their resources include:• Letters/calls made on your behalf • Security Monitoring – credit score tracker• Contract and document review up to 10 pages • Privacy Monitoring – SSN, bank account, and credit card monitoring• P reparation of wills, living wills, and power of attorneys • P ersonal Consultations – 24/7 access to licensed private investigators• Real estate proceedings, including buying and selling • Full-Service Restoration – restoration with a $5 million service guarantee• Traffic violation representation with a $25 copay Legal Shield & ID Shield PROGRAM RATES Family Cost Per Pay Period Legal Shield $14.26 ID Shield Single Cost Per Pay Period $7.36 $11.49 $8.75 $7.36 $4.1314 Enroll in this benefit to protect your identity and get sound legal support.NEC0003_BenefitsCatalog_POS-17-A.indd 14-15

EMPLOYEE VOLUNTEER NEC0003ASSISTANCE PROGRAM PROGRAM NEW ERA CAP 2017 OPENGet a helping hand for when you find yourself in a You get back what you put in. ENROLLMENTstressful situation. The Employee Assistance Program So spend some time in your BROCHUREthrough Palladian offers easy access to confidential community. We encourage you SADDLE-STITCHassistance and ongoing support at no cost to you. to spend a workday volunteering BROCHURE at a New-Era sponsored 16 PGS. + COVERTheir professionals offer help with any personal or volunteer event. FLAT: 17 X 5.5”professional problems you may be experiencing, including FOLDED: 8.5 X 5.5”workplace conflicts, grief and loss, marital and relationship Visit NE3SIXTY to view upcoming CMYK 4/4issues, stress management, and more. They can also provide volunteer opportunities or email BUFFALO ADMINreferral options for personal, emotional, and legal difficulties. us at [email protected] VERSION: to learn how you can make an impact. POS-17-AReach out when you’re in need. Visit palladianeap.comor call 1-888-276-6632 to start the conversation. 15SERVICE You’ve put in a lot of time and hard work—we see it. So your contributions and commitment 9/13/16 4:29 PMAWARDS to our company’s values will be recognized as you reach milestones in your career. For your dedication and all that you do, thank you.

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IMPORTANT DATES NEC0003& RESOURCES NEW ERA CAP2017 OPEN ENROLLMENT PERIOD 2017 OPENOctober 17, 2016 – November 11, 2016 ENROLLMENT BROCHUREBENEFITS PORTALlawleymarketplace.com SADDLE-STITCH BROCHUREGENERAL QUESTIONS 16 PGS. + [email protected] FLAT: 17 X 5.5”PERSONAL QUESTIONS FOLDED: 8.5 X 5.5”Katie Schul, Benefit [email protected] CMYK 4/4We encourage you to visit NE3SIXSTY to look BUFFALO ADMINat your benefits before the Open Enrollment VERSION:period. Tailor the benefits to your lifestyle, POS-17-Athen log in to the Lawley Benefits Portalstarting October 17, 2016. 179/13/16 4:29 PM

NEC0003_BenefitsCatalog_POS-17-A.indd 18 NEC0003 NEW ERA CAP 2017 OPEN ENROLLMENT BROCHURE SADDLE-STITCH BROCHURE 16 PGS. + COVER FLAT: 17 X 5.5” FOLDED: 8.5 X 5.5” CMYK 4/4 BUFFALO ADMIN VERSION: POS-17-A POS-17-A 9/13/16 4:29 PM