Get Low Cost Student Health Insurance

Title:Get Low Cost Student Health InsuranceWord Count:318Summary:Low cost student health insurance should be a concern of all students. College and universitystudents come in all shapes and sizes, meaning, while one student may have his or herparents?health insurance plan to fall back on, another student may not. While one student maybe able to use his or her spouses?health insurance policy, another student may not be married.In other words, each student has his or her own situation, but one fact remains universal: allstudents need ...Keywords:Article Body:Low cost student health insurance should be a concern of all students. College and universitystudents come in all shapes and sizes, meaning, while one student may have his or herparents?health insurance plan to fall back on, another student may not. While one student maybe able to use his or her spouses?health insurance policy, another student may not be married.In other words, each student has his or her own situation, but one fact remains universal: allstudents need low cost health insurance.抰Thanks to some colleges and universities, getting low cost student health insurance isn aproblem. There are colleges and universities that offer affordable health care to their students. Ifyour college or university offers health care benefits, there is certain further information youneed ?aside from the cost ?to determine whether or not the health care is actually low cost.

Ask the following questions:1. What medical services are offered? Does the health care plan cover only colds and flu cases,or can you receive treatment for other health issues?2. Are pre-existing health conditions covered? If you have a pre-existing health condition, youmay need to seek health care for that condition elsewhere.3. Am I required to seek care from a specific medical professional? Many colleges and抮universities have a few, or several, doctors they contract to provide students with medicalattention. Find out who these doctors are and whether or not you e comfortable seeing them.4. Are prescription medications covered? Whether you are currently taking prescriptionmedications, or may be prescribed medication upon a future visit to the doctor, could mean抰additional money out of your pocket if the student health care plan doesn cover medicine.5. What happens if I need to visit the emergency room? We all know that health problems canarise out of no where, and we all know that emergency room visits can be expensive.Title:Medicare's New Drug Benefit: Worth The Effort By Tom Paul, Chief Pharmacy Officer ofOvations, a UnitedHealth Group companyWord Count:488Summary:With Medicare's new prescription drug coverage program, \"Part D,\" you could pay $5 or lessfor many of your prescription medications.Keywords:Medicare's New Drug Benefit: Worth The Effort By Tom Paul, Chief Pharmacy Officer ofOvations, a UnitedHealth Group companyArticle Body:With Medicare's new prescription drug coverage program, \"Part D,\" you could pay $5 or lessfor many of your prescription medications.Because the program is still new, understanding how it works can seem challenging. Here are afew tips to help you get started.Step 1: Don't go it alone• Talk to other seniors who have gone through the process. To date, surveys show themajority of people who have signed up for a Part D plan say their efforts to understand theplans and enroll are worth it.

• Take advantage of meetings available in your community to help you understand thedrug program and to get assistance signing up. Check with the local AARP office, local seniorcenters, the library, your health insurer or other experts for educational events.Step 2: Learn As Much As You Can• Go to libraries, publications and your Medicare & You handbook for toll-free phonenumbers of the plans available in your area.• If you think you may qualify for extra help with your Part D costs you should call:1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 877-486-2048, (24 hours aday/7 days a week), or your State Medicaid Office, or the Social Security Administration a41-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users shouldcall, 1-800-325-0778.• If you have Internet access, visit Medicare's Web site at www.medicare.gov. It has awealth of information, including a Medicare Prescription Drug Plan Finder that helps compareplans in your areas. Other helpful Web sites include www.aarp.org andwww.MedicareRxInfosource.com.• Caregivers can go to www. PartDCentral.com or www.family caregiving101.orgStep 3: Make Sure You're Signed Up• Once you've enrolled in the plan, your acknowledgement letter from Medicare and/orthe enrollment confirmation letter from your health plan serves as temporary proof of coverage.The letter plus your Medicare and/or Medicaid ID cards, will allow you to fill prescriptionsuntil you receive your health plan's ID card.• If you are a Medicaid enrollee and have not received information about which planyou have been enrolled in you should call: 1-800-MEDICARE (1-800-633-4227). TTY/TDDusers should call 877-486-2048, (24 hours a day/7 days a week), or your State Medicaid Office,or the Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Mondaythrough Friday. TTY/TDD users should call, 1-800-325-0778.• Enroll before the 15th of the month. This helps ensure your enrollment information isin the pharmacy computer systems by the first of the following month.• If you currently receive drug coverage through a Medicare Supplement plan, checkwith your Medicare Supplement plan provider: You may be able to realize additional savingsunder Medicare Part D.Remember, if you are currently eligible for Medicare, enrolling before the May 15 deadline willhelp you avoid late enrollment fees. While the process may seem challenging, enrolling in aPart D plan may save money and help you get the drugs you need now and in the future.Tom Paul

Title:Yerba Mate: The Powerhouse Nutrient For Healing, Anti-Aging and Enhanced HealthWord Count:592Summary:Many think of Yerba Mate as a tea beverage. While the chemical components are quitesimilar to green tea, it is in fact far more nutritious, containing nearly all of the necessarylife-sustaining vitamins, minerals and nutrients. It has been found to be loaded with an evenricher and more potent array of antioxidants than green tea.Keywords:yerba mate, anti-aging, wellness, liquid nutrition, antioxidant, phytonutrientArticle Body:Many think of Yerba Mate as a tea beverage. While the chemical components are quitesimilar to green tea, it is in fact far more nutritious, because scientific study has shown it tocontain nearly all of the necessary life-sustaining vitamins, minerals and nutrients. It has beenfound to be loaded with an even richer and more potent array of antioxidants than green tea.Yerba Mate, a popular South American beverage, is brewed from the dried leaves and stemletsof the small evergreen Yerba Mate tree found in the highlands of Brazil, Paraguay, Uruguayand Argentina. Tea comes from a different plant altogether. So while Yerba Mate is similarin chemical structure to tea, it is a completely different beverage altogether.The Guarani Indians of Paraguay and Uruguay have long been drinking this beverage, andintroduced it into modern civilization. It is now consumed by millions of South Americansevery day, as a healthy and beneficial energizing coffee alternative.Yerba Mate contains 52 more known active chemical compounds than green tea. It is loadedwith potent phytochemical antioxidants, and in far greater quantities than in green tea. Likegreen tea, it has anti-cancer and anti-aging benefits, again, in higher quantities.This amazing plant has an incredibly rich nutritional profile. It provides: Vitamins A, C, E,B1, B2, Niacin, B5, B Complex, Calcium, Chromium, Manganese, Iron, Selenium, Potassium,Magnesium, Phosphorus, Zinc, Carotene, Fatty Acids, Chlorophyll, Flavonols, Polyphenols,Inositol, Trace Minerals, Antioxidants, Tannins, Pantothenic Acid and even Amino Acids.Scientists are saying it is quite likely that it contains more powerful nutrients that are yetunknown and undiscovered.There are so many incredible benefits attributed to Yerba Mate, both from scientific studies andcenturies of observation. Some of these benefits include:-anti-aging

-boosts immunity-increases mental clarity-helps with digestive problems-improvement in general well-being, mood, and sleep-helps to lose weight-cleanses and detoxifies the blood-increases supply of oxygen to the heart-supplies many nutrients needed by the heart for growth and repair-reduces stress-reduces the effect of debilitating disease-allergy relief-firmer and smoother skintoneExperiencers of digestive problems such as constipation and hemorrhoids have found these tobe relieved and easily overcome over a short period of daily use. Some people who requireantacids have reported they no longer need to use them after a short time of using Yerba Mate.People with heart problems have reported clogged arteries clearing up in even just 3 weeks ofusing Yerba Mate - their doctors have ordered them to stop taking their pills for circulation andclogged arteries.It has even been used as a food substitute due to its rich nutritional profile. It will eliminatefeelings of hunger and give the sensation of having had a full meal. While this is important forthose experiencing conditions of famine, it is also helpful for people desiring to lose weight.There are far too many benefits to go into detail in the space of this article. This is a verypowerful healing plant. Because of its vast amount of health benefits for the whole body,Yerba Mate is truly a tonic for wellness.In addition, essential vitamins and nutrients are best absorbed by the body when taken in theirlive, natural state. This is why it is far more efficient to use a liquid nutrient like Yerba Mateinstead of a multivitamin supplement.Yerba Mate is one of the most excellent nutrients available in the world today, and should begiven the attention of all who are interested in excellent health, anti-aging, wellness, andhealing.