Choices For Self Employed Health Insurance

Title:Choices For Self Employed Health InsuranceWord Count:503Summary:Going into business on your own can be a very scary proposition. Worry seems to crop up atevery turn. From finances to ensuring enough work to actually stay busy, concerns people didn'teven think could become concerns will! There's at least a little comfort to be had on the selfemployed health insurance front; options are available.Finding the best possible self employed health insurance will very likely depend on personalcircumstance, however, and even the state in w...Keywords:insurance, health insurance, self employed health insuranceArticle Body:Going into business on your own can be a very scary proposition. Worry seems to crop up atevery turn. From finances to ensuring enough work to actually stay busy, concerns people didn'teven think could become concerns will! There's at least a little comfort to be had on the selfemployed health insurance front; options are available.Finding the best possible self employed health insurance will very likely depend on personalcircumstance, however, and even the state in which one resides. For example, some states

require insurance companies allow the inclusion of the self employed in group health plansunder special circumstances; others do not.The basic things to look at for self employed health insurance, include:* Necessity. The self employed will generally find if another option is available, such as aspouse's group coverage, it will be the best overall choice. The coverage premiums tend to beless and the overall protection better in a lot of cases.* Number of employees. If you're going into business on your own, with no employees, it mightbe difficult to get into a group policy. When this option is present, however, it tends to offer thegreatest coverage for the least amount of money. The number of employees in the business canopen the door for group coverage. Also, if you are going it alone, check closely to see if yourstate offers any group health coverage loopholes for the self employed. This could save you abundle.* Type of coverage desired. This will greatly impact the options and prices being offered.Decide if you want an HMO, PPO or simply catastrophic hospitalization coverage. The firsttwo options are the ones most people tend to go with, but the last has some benefits in a pinch.* Money available to spend on premiums. This, unfortunately, will be a big determining factorfor many - especially the newly self employed in most cases. Policies can range from a littleover $100 in some cases to well into $1,000 or more.Once decisions have been made, it's time to shop around. The best way to do this is to stake outa decent block of time and do some major comparison shopping. Plan on receiving a lot oftelephone calls and placing them, even if the Internet is used.To make the determination on the best possible plan for self employed health insurance, it'simportant to look at the overall picture. Consider such things as deductibles, monthly premiums,overall coverage, out-of-pocket expenses and even drug coverage. The best options willgenerally rise to the top pretty quickly.Going into business can be a fantastic step for freedom and financial security. It can, however,bring a lot of worry with it. Shopping for the best self employed health insurance tends to beone of the very big concerns that come along with this proposition. Take the time to fullyresearch the options to find the best possible coverage for the most economical rate. Doing socan pay off down the road.Title:High Cholesterol and Your HealthWord Count:421Summary:When paired with a diet that is cholesterol-friendly and proper exercise, your health will show agreat change. Don't let high cholesterol be a silent killer - take steps to protect yourself.

Keywords:cholesterol, LDL, HDL, triglycerides, exercise, high desnity lipids, low density lipids, fat, bloodtest, blood testsArticle Body:High cholesterol is a big and invisible danger. Because of the invisible nature of highcholesterol, many people tend to ignore the dangers associated with it. Because they can'treally tell what's going on, people don't worry about it as they should. However, having highcholesterol can lead to serious health problems if left untreated. It is important to doeverything that you can to keep your cholesterol levels at a healthy level and get yourcholesterol checked regularly.To get your cholesterol checked, your physician will tell you that you cannot eat twelve hoursor so before the blood test, which is the way your physician will test your cholesterol levels.During this test, your HDL, LDL, and triglyceride levels will be checked. Your HDL istypically referred to as \"good cholesterol,\" as this form of cholesterol prevents artery blockages.It is your LDL level that you should really be concerned about, as this type of cholesterol iswhat builds up and creates blockages in your arteries.While anyone can suffer from high cholesterol, ultimately a patient's background will be thedeciding factor on whether or not they will be at risk for more serious health complications. Apatient that has high blood pressure, smokes, is overweight, or has a background that might leadto a possibility of heart trouble might increase the risk of heart problems due to high cholesterol.This is why this test is so important.The blood test, known as a lipid panel, is sent to a lab, and the results are given back to yourphysician, who will then inform you of the results. You will be advised of your LDL, HDL,triglycerides, and the total cholesterol levels. While the acceptable numbers for each vary byindividual, only your physician will be able to tell you what the appropriate levels should beand how your results compare. Your physician will then be able to help you come up with aplan to assist in lowering your cholesterol should it be high and potentially dangerous to yourhealth.If you find that you have been diagnosed with high cholesterol, you should work with yourdoctor and make some significant changes to your lifestyle. Cutting out bad habits that mightbe assisting in your high cholesterol can be the first step in lowering your cholesterol levels.When paired with a diet that is cholesterol-friendly and proper exercise, your health will show agreat change. Don't let high cholesterol be a silent killer - take steps to protect yourself.Title:Summer Fitness for Busy Women: 4 Quick Exercises To Stay Firm During Bikini SeasonWord Count:695

Summary:抯It summertime, and the living is easy ?except when you have to think about putting on an抰 抯itsy-bitsy-teeny-weeny yellow polka dot bikini! But don worry, there still time to get inshape to strut your stuff on the beach or the boardwalk!Keywords:fitness, exercise, busy moms, busy parent, pregnancy workout, pregnancy fitness,yoga, pilates,workout, pilates instructor, fitness expert, personal fitness trainerArticle Body:抯It summertime, and the living is easy ?except when you have to think about putting on an抰 抯itsy-bitsy-teeny-weeny yellow polka dot bikini! But don worry, there still time to get inshape to strut your stuff on the beach or the boardwalk!These tried-and-tested exercises can give you quick results with just 10 minute focused抮workouts every other day. (If you e on a serious mission and feeling really motivated, feel抰free to go for it every day!) And don forget to mix up these moves with some cardio work,抯even if it a game of soccer with the kids or a brisk walk to the park. Take advantage of the抮extra quality time you e spending with the kids, family or friends this summer - whether athome or on vacation - and put the fun things you do to work to stay active. Every caloriecounts!抯And after a few weeks with these exercises, you can look your best in the season latest抰teeny-weeny bikini fashions! Have fun in the sun ?but don forget the sunscreen!!<b>Dolphin Kicks</b>For this exercise you want to balance your weight on your forearms with your elbows directlyunderneath your shoulders. Make sure to pull your shoulder blades down towards the hips(away from your ears) ?this will keep the stress off your shoulders. Extend your hips and spine,pull in your abs (this supports your torso) and bend your right knee slightly off the floor formore support. First Inhale, and then as you exhale extend your left leg straight out to hip height,contracting the glutes and hamstrings. Your hips should be facing forward at all times. With aslight bend, return the left leg to meet the opposite supporting leg.<i><b>Reps:</b></i>Repeat up to 20 repetitions, keeping the torso still, then switch to the other side.<i><b>Muscle Focus:</b></i>Glutes, hamstrings, abs, and lats.<b>Super Butt Kicks</b>

Lay down on your back, placing your arms down by your side. Lift your hips off the floor in abridge position. Your right knee should be bent with the heel in line with your sit bone, andyour left leg should be extended straight up. As you inhale, lower your left leg to the floor. Besure to keep your hips still and maintain the bridge position. Exhale and bring the leg back up tothe start position<b><i>Reps:</i> </b>Repeat up to 20 reps, then lower your left leg to the floor in the same bent position as the right.Lower your butt to the floor, rest, and change over to the other leg.<i><b>Muscle Focus: </b></i>Glutes, hamstrings, abs<b>Dead Bug</b>Lay down on your back with knees bent at a 45-degree angle. Head, neck and shoulders shouldbe off the floor and hands resting on your knees. On an exhale, draw in your abs andsimultaneously extend your left leg out and your right hand over your head. Repeat this move,alternating your arms and legs. Keep your eyes focused on your belly button at all times, and ifyou start to feel tension in your neck, lower your head down to the floor. (This will get easier asyou build more strength in the abs.)<i><b>Reps:</b></i>Build up to 20 repetitions completed twice with a 30-second to 1-minute break. Make sure notto sacrifice form.<i><b>Muscle Focus: </b></i>Abs<b>Side Plank Leg Lifts</b>Lay down on your side, balancing on your right hip and resting on your right forearm. Yourright elbow should be directly underneath your shoulder and your knees bent and stacked on topof each other. While exhaling, contract your abs, and lift your hips off the floor. At the sametime, extend your left arm and leg out to the side of your body, making sure to keep the kneeand toe facing forward.<i><b>Reps:</b></i>Try for 10-15 reps, then turn over onto your other side and repeat.<i><b>Muscle Focus:</b></i>Glutes, abs