2772 NRP - Wealth Management Sales Kit-for pdf

International Wealth ManagementComprehensivesolutions for all yourfinancial needswww.dib.ae

Savings Account Savings AccountOur Sharia-compliant savings account is suited to meet your modern lifestylerequirements and also help your money grow. Key Features • Earn profit on a quarterly basis • Exclusive Debit Cards with higher cash withdrawal limits and worldwide acceptance+971 4 609 2222 | www.dib.ae

Deposits DepositsFlexible options to grow your investments Murabaha Deposit Key Features • Tenures of 1,3,6,9 and 12 months • Profit declared and paid every quarter Retail Wakala Deposit Key Features • Tenures of 1,3,6,9,12 and 24 months • Profit determined at start of deposit and is paid on maturity • Certainty of a profit rate with tiered rates providing higher profits on different slabs+971 4 609 2222 | www.dib.ae

Credit Cards Credit CardsA range of Sharia-compliant credit card options are available. Cardholders canmake purchases anywhere across the globe or withdraw cash from over a millionATMs worldwide through their Dubai Islamic Bank Cards. Key Products • Al Islami Credit Cards – Classic, Gold, Gold Premium, Platinum, Infinite, Business • Prime Cards – Classic, Gold, Platinum, Signature, Infinite • Johara Cards - Classic, Gold, Gold Premium, Platinum+971 4 609 2222 | www.dib.ae

Home Finance HomeOwning your home in Dubai is now smooth and hassle-free with multiple Financemortgage products to suit your requirements. Key Features • Up to 25 years tenure • Competitive profit rates • Finance up to 50% of property value • Finance up to 7 times of customers’ annual salary or up to AED 5 million – whichever is lower • Joint borrowing is allowed – minimum total income of AED 18,000 • Available for a maximum of 2 properties • Various products available - Standard Ijarah, Buyout, Buyout + Equity Release, Top Up Equity Release+971 4 609 2222 | www.dib.ae

Investment Products InvestmentPersonalised investment solutions to multiply your wealth. Products Open-ended Smart Investment Portfolio Key Features • Tailor-made portfolio allocated after assessing risk profile through questionnaire • Risk appetite classified as Conservative, Balanced or Aggressive • Customer makes a single investment which is divided across various asset classes like equity, sukuks and money market instruments in line with the investor’s risk tolerance profile • The product is offered on the renowned Allfunds Bank platform using the expert services of Morningstar in portfolio design+971 4 609 2222 | www.dib.ae

Investment Products InvestmentPersonalised investment solutions to multiply your wealth. Products Close-ended Structured Investment Certificates Key Features • Offers up to 90% Capital Protection • Short-term investment with a fixed maturity of 2 years or less • Gives exposure to equities, currencies and commodities • 90% of the principal is returned within 10 days of the investment. Investor exposed to 10% capital risk for the tenure of investment. Payoff linked to the entire 100% initial investment • DIB has one of the largest distribution network of Structured Products in the country+971 4 609 2222 | www.dib.ae

Banc Takaful BancBalancing insurance needs with investment benefit. Takaful Key Features • Our Takaful products offer the best of both worlds – insurance protection with investment growth • Flexible tenures and installments to suit your needs+971 4 609 2222 | www.dib.ae

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