Ilze Herbst portfolio

PersonalI am a well-organised person and a responsible team player who works wellwith diverse cultures at all levels. My education and work experience over17 years in Graphic Design have enabled me to gain an understanding of designprinciples, printing processes and the various use of computer software.In addition, working for the past years in a corporate financial environmentwith clients such as Absa, Bestmed, Butterfield Bakery, (just to mention a few),where the CI is the key in every design, gave me extra technical and interpersonalskills.The last year my experience in the Game Breeding industry had open anothercreative field. The precise accuracy involved in this industry broaden my thoughtsover the perceptions that exists and moved my creativity into another direction.With the ability to be a ‘Jack of all trades’ in the design industry I can adapt andapply myself to whatever the client needs and I see myself as a problem solver.Perseverance pays off.Opportunities and career planning is not an event or end in itself, but a continuousprocess of developing personal growth.

I do...DESIGN forPRINT • Logo’s • Stationary and branding material • Corporate CI • Advertising material - magazines, flyers, signage • Packaging • Drawings • Annual reports DESIGN for• Stationary - email signatures DIGITAL• E-books• Electronic newsletters• Advertising material - social media banners & ads - emailers I don’t...• Interactive PDF forms • stop creativity • give up• Websites - look & feel • stop to grow in my work and personally • stop designingADMIN forGRAPHICS • Client liason - brief up to delivery • Make ready files to print / publishing • Managing of projects & deadlines • Brainstorm • Data merging - certificates / tickets • Problem solving

Logo’s & Stationary Letterhead Logo The FutureBusiness card Vat Reg No.:9120915195 | Co. Reg. No.: 2015/183408/07 The Future SERVICES Car wash/Mobile wash Cleaning/Hygiene Arnold Nkomo Branding Maintenance & Renovations Director Road maintenance Mobile fitments T: 012 566 3047/061 418 3629|C: 079 241 8390 F: 086 763 2356|E: info@retromix.co.za 11/19/2015 3:19:54 PM W: www.retromix.co.za O: 104 Villa Trianta Complex|c/o Granaat & Veronica Str|Magalieskruin, 0182B-cards.indd 1 11/19/2015 3:19:54 PMB-cards.indd 4 E-signature

Logo’s & Stationary Letterhead 19235 Mohlala StreetLogo Mamelodi West, 0122Business card Tel : 076 149 3896 Fax : 086 665 3590 Amanda Ngubombini Cell: 076 149 3896 samandaholdings@webmail.co.za E-signature

Logo’s & Stationary Letterhead PO Box 56914, Arcadia, 0007 | Office 2062 Block H, Soshanguve, 0152 Maraccana C: 073 169 5511 | F: 086 562 5455 | E: ntuliprince@ymail.com construction & projects (Pty) LTD construction & projects (Pty) LTD LogoBusiness card E-signature Reg: 2013/128907/07 Banking details: FNB Cheque acc., Acc. no. 62266227836, Kolonade, Branch code 250137

Logo’s & Stationary Letterhead (Pty) Ltd LogoBusiness card (Pty) Ltd Find the one... Willie van Zyl owned & operated by Liciapoint Managing Director Alexas.com www.alexas.com T: 012 362 0111 • C: 071 326 3548 • F: 086 443 0692 E: willie@liciapoint.co.za • W: www.alexas.com O: 825 Lynnwood Rd, Java Centre, Menlo Park, PretoriaLiciapoint bc.indd 1 2/4/2016 12:53:07 PMLiciapoint bc.indd 2 2/4/2016 12:53:07 PM E-signature T: 012 362 0111 • C: 071 326 3548 • F: 086 443 0692 E: willie@liciapoint.co.za • W: www.alexas.com O: 825 Lynnwood Rd, Java Centre, Menlo Park, Pretoria

Company Profile Our Values Our Staff Company We are driven by progress to reflect Retro Mix Solutions honours itself as a Profile results. Education and empowerment winning team with experience in different are key concerns to learn, contribute fields which deliver the best service and The Future and share ideas in order to expand you will testify too! and maximise returns to shareholders. We under promise and over deliver. Organisational structure We believe in continuous training and support a healthy life with equal Arnold Nkomo opportunities for all. Director Business Goals and Objectives Coretta Nkomo Managing Director We offer/deliver cleaning, mobile car wash and maintenance at your door step. Continue launching developments and inform our client base. Team up with companies and individual clients to address and tackle socio economic issues. Dan Bodiba Jan Molantoa Dorothy Nkomo Operations Manager Marketing Manager Receptionist Company Profile Growth Strategy Products and Services Retro Mix Solutions believes that Automotive Sector the future of any country’s economy Mobile car/truck wash requires collective efforts. Our strategy Mobile fitments (window films, vinyl includes creating a thrilling experience wrap, alarm, sound systems & minor for all our clients. The use of marketing dents repairs) tools, social media, online ads, radio, Branding smsses, distribution of flyers and Signage on cars & dealer displays newspapers enhances any corporate Promotional materials brand/business. Cleaning/Hygiene Supply of consumables The Future General cleaning Specialised cleaning Business Image and Brand Eco-landscaping Maintenance & Renovations RMS adheres to its corporate identity and design The specific use of our 4 primary General maintenance policies. Our corporate design visually conveys colours used in the logo: Red, Grey, Painting our brand values to clients by helping the White and Black represents the Alterations business distinguish itself from other brands and following: Tiling competitors. Road works Maintenance Our staff shares the look and feel of the brand Red-pulling attention. Road markings with our clients. Material and design is template Grey-grey matter part of brain Supply of signs compliant and always colour print. We make use of supplying info. Cooling Systems sophisticated materials. Our company logo means White-speaking in politeness. Evaporative cooling different ideas, forming synergy for a solution. Black-Emphasising formality. Built in aircon supply and service Security Supplies Company Profile Alarms CCTV surveillance cameras Electric fence Booms, Sliding and side way gates Biometric access systems Waste Control Recycling (Paper, Glass, Box & Plastics) Pallet supplies. The company revenue streams are those listed above and believe me we do this, remember there’s a lot of skills floating out there with no permanent jobs due to economy state never mind that we do deliver.

Company Profile COMPANY PROFILE PREAMBLE H EALTH AND SAFETY PLAN Maragela Consulting Engineers (Pty) Ltd Maragela Consulting Engineers was formed with a goal of To ensure that the Health and Safety of all my managers, personnel and associated parties is not compromised, our providing an Engineering and Project management service firm has adopted the following procedures: with high standards of delivery and quality. : Mr. Motshedi Nathane is the Chief Executive of the company, To complete an in-house risk assessment from Project Inception to Close-out. he holds a B.Tech in Civil Engineering and is also a registered professional with the Engineering Council of South Africa. To keep a copy of the Occupational Health and Safety Act, 1998’ as well as the Occupational Health and Safety He has more than 18 years experience in the construction Construction Regulations 2003, in our offices at all times for reference purpose by our staff. and consulting environment, with essential skills in Project Management, Engineering Design & Program Implementation. To keep and actively update a Health and Safety file in the office. Motshedi Nathane To determine the relevant legal regulations and provisions from the “Occupational Health and Safety Act, 1998” and the OHS Construction Regulations, as well as other code of practice documentation and compile programmes and 2 processes to ensure conformance. To “think-out-of –the-box” and produce further applicable and necessary health and safety standards on specific projects where there is a lack of applicable legal literature To perform induction sessions, weekly safety meetings, in service training, education, supervision and safety cross- checks with all involved staff, managers and directors. 4 To ensure the correct and compulsory use of protective clothing such COMPANY ENVIRONMENTAL as toe-protective work boots, hardhats, day glow vests, full body MANAGEMENT UNDERTAKING harnesses and fall arrestors, etc. To arrange “feed-back sessions at the completion of projects to discuss Our firm acknowledges the interrelation between social, economic and natural environments and report on health and safety issues and contribute recommendations and accepts that all development must occur in a responsible manner to ensure the sustainability of these. for our firm’s future reference purpose. To provide professional Occupational Health and Safety service for To this end, our company endeavors to conform to ‘SABS ISO 14001: 1996 (as revised): Environmental management clients (Employers) in the form of Health and Safety Specification systems Specification with guidance for use” and adopts the principals and goals as stipulated in the” United Nations Compilation for projects. Sustainable Development Document: Agenda 21”. Alternatively, providing professional occupational Health and Safety risk Assessment and planning services for Contractors and assisting Involvement with Environmental Management issues as attained as follows: with OHS inspections and the OHS file keeping, where the OHS Our company actively seeks engagement in eco-tourism type projects. Specification already forms part of the Contract Documentation. As part of our project management services, our firm will arrange and supervise Environmental Impact Assessments where required due to socio-economic or natural environmental implications. 5 As part of our skills development and transfer processes, our staff and directorship are encouraged to attend courses, talks and seminars and to involve themselves in governing bodies which are related to the socio-economic and natural environment. COMPANY MANAGEMENT STAFF PROFILE NAME POSITION PDI STATUS GENDER CITIZENSHIP % OWNERSHIP RACE Mrs. Meme Nathane Director Yes Female RSA 100% Black Mr. Motshedi Nathane Director Yes Male RSA Nil Black 7

Company FolderGRAPHIC &PRODUCTS SERVICES PRINTING COMPANY OVERVIEW DESIGN SERVICES EVENTS PLANNING & COORDINATION Samanda Holdings is the business vehicle to address and realise personal and business objectives. This venture was established in 2014 to make these ideals possible. OUR VALUES SOFTWARE APPLICATIONS Samanda Holdings is a company that comprises a number of services. Samanda Holdings is TRAVELING CATERING 100% black owned. Samanda Holdings comprises of a portfolio of companies, these portfolio We are governed by an unshakable dedication to the following corporate values: SERVICES S E R V I C E S of companies is our armour with which we strive to provide quality product and services HR & RECRUITMENT SERVICES across a myriad of markets to different clients. Samanda Holdings aim to compete for business • HONESTY - in our dealings with all our stakeholders in the conduct of our business as across different markets utilising different companies to address potential client’s service and well as in our private person. WEB-DESIGN & HOSTING (CONTENT MANAGEMENT SYSTEM) product requirements. We believe that a portfolio approach is the best approach to capture business with as it also allows for the optimal utilisation of in-house skills, expertise, networks, • INTEGRITY - a dedication to principles and values that guide our interaction with our WE SERVE THESE CLIENTS connections, knowledge and our general personal and business reach across different sectors stakeholders of business. Private Companies • PASSION - an attitude that guides our mannerisms in our dealing and interaction Educational Institutions &MISSION VISION with our stakeholders. Hotels & Guest Houses Individuals Samanda Holdings is a start-up business that comprises over human resources with impeccable &GOALS OBJECTIVES Government Departments records and history in business management and business development and knowledge areas Non- Profit Organizations of human resources, sales and marketing, catering as well as event co-ordination. Harnessing • To provide our stakeholders with world class service offering Funeral Parlours these areas of excellence within our business, coupled with our steadfast dedication to our • To establish business portfolio with long term objectives Restaurants and Wholesalers vision of world class service will enable us to grow our market presence across all sectors • To be profitable wherein which we seek to compete. We also aim to be an employer of choice within our • To provide our employees with sustainable, satisfying jobs 19235 Mohlala Street, Mamelodi West, 0122 Tel : 082 464 0538 Fax : 086 665 3590 community and markets we operate in. • To contribute to the upliftment of the communities within which we operate Our vision is to provide our clients with what we regard as world class service. World class service to us means that we should provide service in the shortest time, satisfy our client’s need and to provide that service at a competitive price. We provide quality and excellency, choose Samanda Holdings for best results Space to be covered with pocket Block 044 folder MGT

Annual Report 12 | ANNUAL REPORT 2015|2016 Section B 4 | ANNUAL REPORT 2015|2016 Overview of performance Curabitur posuere urna eu urna aliquet tempus. Donec pulvinar eros sit amet felis tristique lobortis. Phasellus imperdiet dictum ultrices. Pellentesque blandit a eros ut risus semper ultrices. Curabitur ut rhoncus felis. non purus nec viverra. Proin eget quam sit amet urna Suspendisse blandit cursus justo, a iaculis eros consequat bibendum malesuada. Fusce id eleifend nunc, vel vesti- in. Proin accumsan libero ut turpis tincidunt, a rhoncus risus bulum magna. Pellentesque sagittis eu urna vitae ultrices. dapibus. Phasellus posuere justo vitae leo pretium egestas. 2 0 15 Ut euismod, urna sed rhoncus finibus, turpis nisi malesuada Mauris ultricies tristique massa a imperdiet. Nulla ac libero In sit amet tincidunt ipsum, a iaculis elit. Suspendisse sit amet massa ullamcorper, 16 blandit urna imperdiet, convallis nibh. Vivamus dignissim magna eget tincidunt ANNUAL REPORT ipsum, sit amet consectetur lacus nisi in nisl. Nullam vitae vitae odio viverra facilisis ut eget nulla. venenatis. Donec a ipsum turpis. Research and Development for a condimentum dolor, id facilisis est. Phasellus imperdiet dictum ultrices. Pellentesque blandit 39.7 % Sustainable Future non purus nec viverra. Proin eget quam sit amet urna total yearly asset growth Ut consequat mauris sit amet nunc finibus, 6 526 vel efficitur ante accumsan. Integer a ex Fusce imperdiet diam velit, nec employees in thirty-six countries et orci lobortis vulputate. Cras sodales ex 30.2 % massa, a scelerisque nisl sodales eget. maximus erat dapibus id. Ut vel Nulla facilisi. Praesent non sodales massa. growth in sales compared to 2011 Integer nec dui sed lacus bibendum lacinia vel eu orci. Pellentesque lectus diam, egestas sit amet libero fringilla, pretium commodo nisl. Donec a libero velit. bibendum malesuada. Fusce id eleifend nunc, vel vesti- bulum magna. Pellentesque sagittis eu urna vitae ultrices. Mauris suscipit semper justo, et sagittis turpis. Cras fermentum Ut euismod, urna sed rhoncus finibus, turpis nisi malesuada mi et ex convallis ultricies. Nunc in augue tempor, ornare ipsum, sit amet consectetur lacus nisi in nisl. Nullam vitae urna eu, blandit augue. In ac purus lorem. Fusce orci orci, condimentum dolor, id facilisis est. aliquam id ante sed, pretium dapibus mauris. Vestibulum Annual report.indd 12 3/4/2016 8:38:42 AM Annual report.indd 4 3/4/2016 8:38:42 AM ANNUAL REPORT 2015|2016 | 15 Etiam vulputate diam vitae turpis commodo volutpat. Pellentesque imperdiet erat gravida, varius ex a, venenatis enim. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. In vitae ex nulla. Donec tempus felis eu dui cursus vestibulum. Praesent nulla sapien, finibus et hendrerit eu, ultricies consectetur libero. Suspendisse lacus libero, commodo ac eros eget, ultricies vulputate ipsum. Donec metus arcu, efficitur at mauris et, elementum mollis lectus. Morbi et sem nisi. Pellentesque lobortis velit eros, eu tincidunt ipsum dictum nec. Maecenas non aliquet purus, quis auctor arcu. Nullam ex risus, egestas lobortis mattis ut, gravida eget dui. Vestibulum vel ligula tristique, tempor dolor nec, tristique urna. Nam consequat sem nec eros vestibulum tempus. Proin ultrices auctor risus et semper. Suspendisse eu nulla ex. Sed sodales molestie imperdiet. Pellentesque vitae neque sollicitudin, tristique est feugiat, pretium lorem. Sed tempus convallis ipsum, in scelerisque dolor vehicula ac. Aenean ex leo, pulvinar eget hendrerit eget, semper nec elit. In auctor a nisi et rutrum. Nunc interdum leo et enim tincidunt, non laoreet urna facilisis. Nam vehicula vulputate eros, at condimentum mi fringilla at. Mauris ut neque ipsum. In sed libero imperdiet sem ultrices consequat. turned it lovers be warmly by. Little do it eldest former be if. ASSETS (in thousands of dollars) NOTE 12/31/2010 12/31/2009 Intangible assets 1.1 105.66 105.48 3.2 33.55 43.53 Property and equipment 4.4 567.77 485.39 Loans, advances and investments 4.3 56.99 22.00 6.11 457.31 585.33 Tax assets 2.12 458.44 484.22 Goodwill 1.11 579.33 485.33 3.2 48.22 485.22 Inventories 2307.27 2696.50 Trading securities 4.11 4.33 485.44 456.66 Other securities 2.11 58.44 45.33 TOTAL NON-CURRENT ASSETS 6.9 292.55 503.60 1.1 485.66 385.55 Current assets 485.44 485.22 Inventories 596.33 490.35 Advanced payments 2403.86 2366.71 Accounts receivable Other assets Cash and cash equivalents TOTAL FOR CURRENT ASSETS TOTAL ASSETSAnnual report.indd 1 3/4/2016 8:38:41 AM Annual report.indd 15 3/4/2016 8:38:43 AM

Annual Report Foreword by the minister Part A: I have the honour to present the Compensation Fund’s Annual Performance Plan (APP) for 2015/16 financial year. The 2015/16 APP is based on the 2014/19 Strategic Plan which was reviewed in 2014. The APP serves to guide Strategic Overview the work and to serve as a framework which assists stakeholders to ascertain that the Fund’s efforts add value to government outcomes and objectives of improving health profile of the nation by providing an efficient social 1. UPDATED SITUATIONAL ANALYSIS safety net. This plan will provide the required platform to deliver on the mandate of the Fund and the Depart- 1.1 PERFORMANCE DELIVERY ENVIRONMENT ment as a whole. This APP as supported by other plans such as the Turn-around Strategy position the Fund to deliver on its mandate On 01 August 2014 the Fund launched a new claims management system called “Umehluko System”. The system of providing compensation for occupational injuries, diseases and rehabilitation of workers, and continuously enables employers to report accidents online and medical service providers to submit medical reports online. add value to all its clients. The rationale for implementing this system was to ensure electronic submission of claims and medical invoices. As part of our efforts to deliver effective service to our clients, we have outlined indicators that would be used to Through the system, claims and medical invoices are processed quicker. Employers, employees’ representatives judge our successes or challenges that we might confront in the provision of a social safety net. We are humbled and medical service providers are able to track the status of their claims. by the objectives we have set, the enormity of the challenge and the impact we would like to make, but remain The implementation of the new system, like any change initiative, came along with its own challenges; and committed to achieve the goals outlined for this period. We recognise that a set of key milestones and objec- these challenges relate to, amongst others, expected required skills level. This often resulted in the decline in the tives we would like to achieve cannot be attained without the partnerships we have forged with our stakeholders production levels of the staff of the Compensation Fund. To address some of the challenges, capacity develop- in the process of delivery. We have established a Joint Task Team to assist in addressing the audit findings in a ment programmes have been developed and implemented for users. Other problems were also addressed as structured and systematic manner to ensure compliance and to strive for an unqualified audit report. In this they arise. The other challenge relates to the transition period that culminated into the phasing out of the old regard, we aim to enhance the corporate governance culture and co-operation across the organisation. It is legacy systems to the introduction of the new system. This contributed to the areas of compensation benefits through the support of all the stakeholders that we will manage to successfully deal with most of the challenges and medical invoices accumulating backlogs. The backlogs will be addressed as part of the implementation and achieve our set objectives. of the Compensation Fund’s Action Plan. I believe that this APP will optimise our institutional efficiencies, improve the quality of service delivery and contribute to the pursuit of the objectives of building a developmental state. Registration and Processing of Claims _________________________ During the Financial Year 2014/15, the Fund registered a total of 225 511 compensation claims and adjudicated Ms MN Oliphant, MP 309 065. The figure of 309 065 includes claims registered during the previous financial years. In this context, Executive Authority of the Department of Labour adjudication is defined as the process of determining liability for the Fund in respect of claims lodged by clients. The process involve accepting liability, repudiating and/or querying of submitted claims and where appropriate 4 | ANNUAL PERFORMANCE PLAN 2015|2016 requesting provision of additional information to assist in deciding upon liability of a claim. 8 | ANNUAL PERFORMANCE PLAN 2015|2016 ANNUAL PERFORMANCE PLAN 2015|2016 | 9 Table 1 below indicates the figures for the last three financial years with regard to claims registered, accepted or repudiated. Table 1: Comparison of claims registered, accepted, repudiated for 1 April 2012 to 31March 2015 COMPENSATION FUND CLAIMS CLAIMS CLAIMS NOT ACCEPTED, PERIOD REGISTERED ACCEPTED REPUDIATED OUTSTANDING INFORMATION 1 April 2012 to 31 March 2013 196,509 129,405 356 1 April 2013 to 31 March 2014 310,710 260,253 88 63,226 1 April 2014 to 31 March 2015 225,511 309,065 155 50,369 N/A Based on Table 1 above, the number of claims registered during the 2014/2015 financial year has declined compared to the 2013/2014 and this was as the result of the transition from the old legacy system to the new Umehluko system. The number of adjudicated claims is more than the claims registered during the comparable period and this is largely attributed to the number of registered claims on the old legacy systems that were imported and processed in the new system. 1.1.1. Compensation benefits The tables below indicate the different benefits paid during 2014/15. Please note that some claims and different types of benefits were paid as one claim. Table 2: Amount Capitalised (R’000) Monthly Pension Payments (R’000) 330, 887 689, 407 PENSION 420, 428 789, 696 Year 234, 898 1 137 497 2012/13 2013/14 2014/15 Table 3: Amount paid during the year (R’000) 94, 331 TEMPORARY TOTAL DISABILITY 69, 755 Year 27, 257 2012/13 2013/14 2014/15 Table 4: Amount paid during the year (R’000) 88, 702 PERMANENT DISABILITY 87, 777 Year 64, 608 2012/13 2013/14 2014/15

A3 folded to A4A4 Brochure Game Breeding The Complete Set of Genes Game Breeding Investment Exclusive The game ranching industry is a largely unsung success story that Game Breeders now ranks as SA’s sixth-biggest agricultural sector. It employs more than 100000 people, primarily in agriculturally marginal rural areas. Chris Erasmus Laurence Erasmus PROUD MEMBER OF And it is only getting to grips with its potential. “The game industry Prime breeding land 083 253 6558 078 235 0965 is booming,” says Jacques Malan, president of Wildlife Ranching SA www.genomegamebreeders.co.za (WRSA). amatava@mweb.co.za “For the past 10 years, the South African total formal auction turnover www.amatava.co.za UVO Print & Design 44449 has increase on average of just over 25% per annum and at the end of August 2015 Game animals to the value of just over 14 billion had Investment been sold on formal auctions. At the end of the 2015 auction season, according to all indications, a historic high auction turnover will once Why Invest with Amatava Trust? again be reached.” (Dr. Flip Cloete, Unit for Environmental Sciences and Management, North West University) • Hand-picked Genetics to offer But potential investors planning on entering the lucrative Game • Experts in Game Breeding Breeding industry will be met with various challenges such as: • State-of-the-art infrastructure, facilities and service providers Infrastructure, top class breeding stock, appropriate terrain, service • Meticulous record keeping of DNA records and registering and providers and the day-to-day management of the animals. Founded by Chris Erasmus, Amatava Trust offers investors the solution filing thereof. with clear and trouble-free investment opportunities. Amatava Trust is • Feeding schedules and formulas scientifically formulated to a privately owned company specializing in rare Game Breeding which offers investors excellent returns on their investments. Investors can ensure optimal results now invest in different game species without dealing with appropriate • Management of your animals handled by skilled professionals land, service providers, breeding stock, infrastructure or any of the • Lucrative reward on your investment day-to-day management of the animals as this is handled by Amatava • Animals will be tagged and micro chipped for identification Trust. • Transparent and honest business dealings Amatava operates on 380 hectares of prime breeding land in the • No additional costs except for instances of sick animals in need of heart water area of Limpopo where animals are bred tough and resistant to the harsh conditions the environment sometimes deliver. veterinary assistance Ownership of the animals purchased will stay with the investor and all income derived from the progeny of these animals will be divided Interested parties may contact Chris Erasmus at 083 253 6558 or contractually. email at amatava@mweb.co.za Amatava Trust will see to the entire process of buying of breeding stock as well as the selling of progeny from these animals. Lifestyle Don’t dream about a lifestyle, own it! Many people want to have the benefits of owning a piece of nature without having the hassles of managing and maintaining a game farm. Amatava trust offers you a once in a lifetime opportunity of owning 1 Hectare of scenic African bushveld and an incredible lifestyle for all ages. Break away from the buzz of the city and enjoy starlit nights around the campfire on your very own property. Guaranteed to ease city stress and stimulate the senses. ... It encompasses the solitude and mystical beauty of the land of extremes that is the Limpopo province. The rare opportunity to own one of only twelve developed property’s . An exclusive invitation to live amongst more than 13 different species of wild animals. Situated in the heart of the bushveld, Limpopo 4 km from Mokopane and 210km from Johannesburg this is a safe and malaria-free environment. Sites are selected to maximize stunning views of nature and absolute privacy. Houses built here will adhere to certain specifications and will be provided with road access, electricity and water supplies. A selection of designs will enable investors to express their personal taste and style while ensuring every need is satisfied. Privileges you will enjoy as a trustee/ title holder: Hand-picked Genetics • Sole Ownership • Fishing Nature • Shares in Exclusive Game Breeding Projects • Mountain Biking • Access to 380 Hectares • Bird Watching • Game Drives • 4 Wheel Drives • Horse Riding

Information brochuresAssessment methods/principles Role of assessment in resourcing Assessments improve fairness Executive Specialist Standard High Bulk process• Methods/instruments can only be selected once job By using well-developed, job-related and competency- Purpose and For E/S For all For all high For all high- analysis has determined inherent job requirements j Pre-screening based assessments, Absa improves fairness in talent roles selection, critical role impact role bulk and• As far as possible, assessments to be competency-based decisions. development, selection or selection or temp role• Assessment results from one method to be integrated j Remote Assessments Unsupervised • Assessments provide a consistent, benchmarked result talent development development screening j On-site Assessments Supervised • Well-structured reports provide job-related information validation assessment assessment and selection with results from other methods for holistic perspective The relaxing ambience of our Spa is to inspire you to live a better life by• Instruments should be valid, reliable and unbiased (if required) for all candidates being better to yourself. Our philosophy defines real wellness as a human• South African norms to be used in all cases, unless • All applicants are measured against the same criteria j Interviews (CBI/Topgrading) and are not subjected to interviewer bias been state of mind and not a state of image. individuals are selected for international opportunities j Background Screening/Risk • Assessments help with the identification of potential Our mission at Belle Done Spa is to inspire you to feel good and live• Where possible instrument outcomes should be regardless of experience or qualifications joyously with a head-to-toe product offering that focuses on health and assessment • The structured assessment process gives everyone an customised for the Absa environment wellness.• Employment Equity monitoring and research plan built j High-potential Employee equal chance to perform Achieving the standards of excellence essential in delivering these • Assessment results are verifiable while the contents of specialized treatments requires a team grounded as individuals, qualified as into the governance framework and key interviews are often not value role professionals and caring as guardians of their guests.Assessment process assessment Treatment Menu ) a wellness experience ) 1 Line manager identifies need to fill a vacancy and Benefits of assessments Competencies Using the Competency Competency Fixed Note: If you need to cancel your appointment for whatever reason we need you to do so 24 informs HRBP • Provide robust, transparent data Barclays/Absa profiles pre- profiles pre- competency hours in advance! Any cancellations 24 hours or less to your treatment you will be kept liable HRBP identifies if it is a high bulk, specialised or • Objectively support decision-making in all the talent Leadership defined defined profile by for 50% of your treatment fee! Assessment only has one objective: model bulk role 2 standard role and completes online request form “To provide those who make important people Making good decisions about people is critical for business management processes for applicable assessment decisions with enough reliable information so that they • Increase employee confidence in the selection, Ratio Typically Typically Typically Typically can improve their chances of success and reduce the risk Absa Assessmentsuccess and individual performance. assess 1 to 3 assess 1 to 3 assess 3 to 5 assess large 3 TTS will process online request and send e-mail to involved in making poor decisions.” promotion/ succession process Delivery individuals individuals individuals volume candidate(s) to complete assessments Research is clear – when we make good talent choices, • Increase probability of selecting the right candidate for Service (1 to 10 For more information contact: the job, leading to reduced turnover Online and individuals) 4 TTS will facilitate the online unsupervised Dr Marinda van Wyk (PS 0074012) Servicespeople are happier, more motivated and perform better. • Correct placement (job-fit) increases job satisfaction offline assessment delivery according to the contracted E-mail marindavw@absa.co.za Managed Online Online Online process and criteria Work +27 11 350 3975 WdD• eoDcyhioso iyeouonnhusa? hvmboBeaveaeruen gekotinuiloagntduhegngiinhrntif rosaetgrlmaliaaeabtantlliieeotonimnndwnfoethroecmbndiarsytyeoeiioouncmnmeaisabsfkoaeifuoptekehnoiconpwstlegaivn e and performance service Mobile +27 82 452 7381 9458IH0412 individual is most likely to perform in critical areas of the • Provide input for future development unsupervised unsupervised unsupervised 5 TTS will provide applicable interpretation and Pieter Moller (PS 0062596) job? • Reduce time for new recruit to become fully effective reporting of results in a suitable format to E-mail pieter.moller@absa.co.za Our Philosophy• Do you know how to sift through large volumes of Managed Managed Automated authorised and trained end user in Absa Work +27 11 350 5409 Assessment portfolios service service system Mobile +27 82 454 1266 applicants and still ‘spot the talent’? 6 Stakeholder feedback and detailed face-to-face • How do you know if you can trust CV data? Assessments are selected based on their contribution to Assessment partners individual feedback and development planning Absa Bank Ltd, Reg No 1986/004794/06. Authorised Financial Services Provider. • Do applicants manipulate the interview? various talent decisions (different assessments per level, (optional) Registered Credit Provider Reg No NCRCP7. Item No. WHSE00001721 • When everyone has the same experience and education, job, and application). Assessment services are provided by a single service provider (TTS-Top Talent Solutions) using multiple product 7 TTS evaluates stakeholder satisfaction and 5 | Absa Assessment Services how do you identify the best potential? Assessment services are presented as ‘portfolios’ for providers. This ensures price and quality control, the effectiveness of practices • Do you know which development areas to work on first? Executive, Specialist, Standard and High-bulk positions. integration of product and service providers to the benefit • Do you know how a new employee is likely to behave of Absa and sustainable access to best practice, legislative 4 | Absa Assessment Services when joining the team? Assessments can be used to identify top talent, verify compliance and high ethical standards. • Do you know which of your employees are most likely to talent pools, develop and deploy talent and manage succession. Absa be the best sales consultants? • Do you know how to motivate new and existing Product Providers Service SHL Provider employees to ensure they do not leave? cut-e Top Talent Solutions Saville If you don’t know, then assessments can help. Bioss Assessments do this by using a range of reliable, valid and unbiased measures to indicate the likelihood that an individual will or will not meet certain success criteria. 1 | Absa Assessment Services 2 | Absa Assessment Services 3 | Absa Assessment Services 5Annual overall limit to all services received while hospitalised: Contribution 2. HeaIDs fIRsT THInGs fIRsT (HIV/Tb/sTI) PRoGRaMMeSingle member: R200 000 per year.Member with dependants: R350 000 per year. Monthly contribution 2B0L0U4EprintBenefits The HEAIDS First Things First (HIV/TB/STI) Programme has established itself as one of the leadingServices covered programmes and has seen much success in terms of up-take. The programme aims at ensuring that¤ Accommodation in a general ward, intensive-care and high-care unit of a pCprrheoofvesiderrneerd paBnaludyemapenrinnottspiatsipoapnclaiaclpasbiatlaveti.niogns parcocdouucntt.wiStherlvimicietesdarheosrpeintdaleisraetdiobny, caomneptrweohreknspivreovciodveerrcfhoorspernimbayrythheemaltehmcbaerer.sNeroviccoes- taking care of one’s health is the first priority of every South African. This programme is implemented in both the university and TVET college sectors. hospital or day clinic; mPreinmcibpearl R504 R528 R777 BLUEPRINT MEMBERSHIP limited to benefit amount of R220 per consultation (subject to certain ¤ Single vision or Bi-focal lenses (non-tinted);¤ Theatre costs; Adedpueltndant R384 R423 R603 requirements). ¤ A frame to be chosen from a limited range of frames. The First Things First (FTF) Programme is aligned with the prevention focus of the National Strategic¤ Medicine prescribed during hospitalisation; Cdehpiledndant R213 R228 R378 You are required to choose between Medicross, Carecross and Primecure as Blueprint Carecross: Patients have access to two (2) consultations per year at Glasses / spectacles permitted, provided that eye test indicates that visual Plan 2012–2016, and encourages health seeking behaviour and enhancement of quality of life in¤ Material used; your primary health care providers, as well as within this network choose a a Carecross practitioner, other than the chosen practitioner, provided that impairment is severe enough to warrant spectacles. young people, through regular testing and/or screening for major aliments such as HIV/TB/STI, cancer¤ Surgical procedures and operations; Joint savings account specific service provider or centre from whom you will receive your primary authorisation from Carecross was obtained (subject to certain requirements). Contact lenses and tinted lenses are not part of the benefit structure. You may and cardio-vascular risk factors, among others. The success of the project is largely attributed to the¤ Visits or consultations by General Practitioners and Specialists; health care services. Blueprint Primecure: Patients may consult with any contracted Primecure only receive service from contracted providers, namely - strong partnerships that HEAIDS has established with the Department of Health (DoH); Global Fund-¤ Diagnostic examinations; Annual Monthly MEDICROSS: You choose a Medicross centre but are not limited to only provider or centre. Medicross: Spec Savers World Bank; US Government and US President’s Emergency Plan for AIDS Relief (PEPFAR); Centers for¤ Non-surgical procedures done by general practitioners and specialists; one GP in this centre. You can consult any GP in the specific centre. MEDICINE Carecross and Primecure: Contracted providers Disease Control and Prevention (CDC); and the South African National AIDS Council (SANAC), whose¤ Services rendered by clinical technologists during hospitalisation; -0 CARECROSS: You choose a specific Carecross doctor from whom you will Unlimited acute and chronic medicine provided that the chosen Primary Health (List available from BESTmed) financial support has enabled HEAIDS to take the FTF Programme to the HEIs and TVET Colleges and¤ Pathology and radiology during hospitalisation. receive the services. You and your family can choose different Carecross Care provider prescribes it, is included on the Network Provider's medicine EMERGENCY CONSULTATIONS AT ANY GP their various sites.Services covered in public or provincial hospitals only doctors as your providers, but each patient's choice must be registered on formulary (medicine list), and is approved or authorised by the Network. You have access to two (2) emergency consultations per family per year at any¤ Treatment of chemical and substance dependence/abuse; BESTmed's database before you will have access to benefits. Patients will obtain the medicine from - General Practitioner. The FTF Programme facilitates access to the following services:¤ Heart pacemakers; Benefit amount granted per consultation is R400. All medicine and related¤ Haemodialysis during hospitalisation; costs should be covered by the benefit amount of R400. To qualify for these • HIV education, screening and referral;¤ Cancer treatment; benefits you should: • TB education, screening and referral;¤ Hiv / Aids related treatment. ¤ Be further than 50 km from your chosen Primary Health Care Practitioner • STI education, screening and referral;Please note certain requirements exist. (Please consult BESTmed). • Hypertension, diabetes and/or cardiovascular risk factors education, screening and referral;SERVICES FUNDED FROM JOINT SAVINGS ACCOUNT (OPTIONAL) when you need urgent (emergencies only) medical attention or when your • Cancer education, screening and referral;Services not included and regarded as primary health care services or which chosen practitioner is not available after hours, during weekends or on • Family planning education and awareness and/or provision of contraceptives;were not received from the chosen contracted provider, will be for the public holidays. • Condom promotion programme; andmember's own account or can be funded from the Joint Savings Account, should ¤ You need to phone BESTmed to obtain an authorisation number within 24 • Male medical circumcision.there be funds available. hours after this consultation or on the first working day thereafter.These services include: 600 50 Phone 0800 22 0106 to obtain the authorisation.¤ All intermediary dentistry and advanced dentistry; ¤ Submit the account, proof of the payment, note the authorisation number¤ Medicine not included in the preferred provider's formulary and prescribed 1 200 100 obtained from BESTmed when submitting the claim to BESTmed. SPECIALIST CONSULTATIONS by medical practitioner, medicine prescribed during emergency visit to a GP 1 800 150 You qualify for three (3) specialist visits per family per year provided that your and medicine prescribed by a specialist; Primary Health Care provider refers you and you obtained authorisation from¤ Consultations, remedies and injections prescribed and rendered by 2 400 200 BESTmed before you consult the specialist. The benefit amount per chiropractors and homeopaths; consultation is limited to R780 and must cover all related expenses. Please¤ Consultations, visits, injections and treatment not received from the chosen 3 000 250 PRIMECURE: You should choose a Medicentre or network doctor, but are Carecross: From your chosen Carecross GP. note that this benefit does not apply to pathologists, radiologists, dental Primary Care Provider or not included in the list of services to be part of the not limited to this specific service provider for your primary health care. Medicross: From the Pharmacross Pharmacy. practitioners and optometrists. primary health care services. 3 600 300 Primecure: From the Primecure Centre or Primecure GP Phone BESTmed for an authorisation number 0800 22 0106 before you¤ Physiotherapy, biokinetics, speech therapy, audiologist, dietetics, chiropody consult the specialist. and occupational therapy ordered by a medical practitioner; 4 200 350 EMERGENCY EVACUATION SERVICES¤ Psychiatric treatment. Limited to services received and authorised by Netcare 911. 4 800 400 BENEFIT STRUCTURE BASIC RADIOLOGY Phone Netcare at 082 911 for authorisation and to arrange the required ProgrammesWhilst BESTmed has taken all reasonable care in compiling this summary, we cannot Basic X-rays only. Advanced radiology such as MRI or CT Scans is not covered services.accept liability for any errors or omissions contained in it. Please note that should a dispute 5 400 450 }Joint and will be for the member's own account. Basic X-rays should be taken only at HOSPITAL COVERarise with regard to any benefit, the registered Rules of BESTmed will prevail. the contracted radiologist as referred to by your chosen network General To be able to have access to the hospital benefits 6 000 500 savings account ADDITIONAL Practitioner. Confirm whether the radiologist is a contracted provider prior to ¤ The Primary Health Care doctor should refer you to IeCommunications 012 347 2882 MONTHLY FEE receiving services from him / her. hospital - except in an emergency when you can go Emergency Gen. Practitioners consultations BASIC PATHOLOGY directly to the hospital. Contact Details: G)ene+ra2l7e1n2q3u3ir9ie9s8:00 Specialist consultations BENEFITS INCLUDED Basic blood and urine tests are included. ¤ You must get an authorisation number from BESTmed ) +27 12 339 9800 )CBelineenf0tit8S6coe0n0rvf0iircBmeEaSCtTioanl/l 0&C8e6Cn0lat0ir0me2:s3q7u8eries IN MONTHLY MEMBER FEE All tests should be done either by the chosen practitioner, or a contracted before admittance. Phone BESTmed at 0800 22 0106. 7 +27 12 323 4106 N)Pevreeatc-acu0uaa8ttr2hieoo9n9r1i1s1a1t/:io+n2f7or11em25e4rg1e3n1c0y Services while hospitalised pathologist as to be referred to by the chosen network practitioner. )PHroes-ap0ui8tt0ah0olisr2ias2tait0oi1on0n6/ Advanced Radiology: (overall limit applies) Confirm whether the pathologist is a contracted provider prior to receiving the + 2297 service from him / her. Pretoria Primary health care services CONSERVATIVE DENTISTRY 0001 The following basic services are covered: South Africa Health is Wealth!TM ¤ Consultations; e* service@bestmed.co.za ¤ Standard fillings and primary extractions; 8 www.bestmed.co.za As a Blueprint member you have access to: ¤ Fillings [levels 1-3, black]; CONSULTATIONS AT A GENERAL PRACTITIONER ¤ No specialised dentistry is covered and will be for the member's own Unlimited consultations with the chosen General Practitioner or nursing staff at your chosen Primary Health Care provider (Carecross, Medicross or account. Primecure). These include primary care services such as pregnancy tests, Above services should be received from a contracted dentist only. Obtain family planning, pre-, post and antenatal care as well as immunization. details about contracted dentists from BESTmed. OPTICAL SERVICES Blueprint Medicross: Six (6) consultations per dependant per year are Each beneficiary has access to the following during a period of 24 months (once provided at the chosen Medicross centre, from consultation 7 an additional per 24 month period): consultation fee will be required. Patients have access to two (2) ¤ One consultation and refraction test; consultations at a Medicross GP, other than the chosen centre or GP per year, ¤ One pair of glasses / spectacles; Services to be received only from chosen Primary Health Care provider (Carecross, Primecure or Medicross)

A5 BookletA5 Landscape INTERCHARM 2015 INTERCHARM 2015 INTERCHARM 2015 It takes many hours of planning, preparation and research, to put together a successful exhibition. Thank you to the Organisers of the Intercharm, Moscow Beauty Show 2015, for inviting South African Argan Green 4 Cosmetic Manufacturers to showcase their world-class cosmetic products, connect with potential Bellabaci 5 buyers and experience the Russian market on one platform. Conoché Cosmetics 6 We look forward to forging new partnerships and building new business relationships. Elim Spa Products 7 Adele Visser FINO Cosmetics 8 CECOSA Manager Hoelson Sisters (Pty) Ltd 9 La Van 10 South Africa is an extraordinary country,poised for tremendous growth and prosperity. Marple Skin Care (Pty) Ltd 11 Michael Mikiala Cosmetics 12 2 Skin Scripts 13 Soy Lites 14 INTERCHARM 2015 Cosmetic Export Council of South Africa 15 Useful contacts 16 ARAGN GReeN SHAMpOO, CONDitiONeR, HAiR tReAtMeNt ARGAN GReeN DAy CReAM, ARGAN GReeN HAND AND bODy lOtiON 3 Argan Green Uses 100% pure Argan Oil in all our products We use naturally derived ingredient, our products are free from sulphate ,parabens and Harsh Chemicals Argan Green Softening Shampoo To strengthen and restore moisture to dry, damaged hair Argan Green Softening Shampoo with Moroccan Argan Oil is infused with micro-particles, keratin and panthenol and has been specifically formulated to protect the colour of your hair. Hair will be stronger, moisturised, with a brilliant shine Argan Green Moisturising Conditioner To restore moisture and shine to dry, damaged or chemically treated hair Argan Green Hair Repair with Argan oil and Keratine To nourish and replenish moisture to dry or damaged hair Argan Green Hair Repair with Moroccan Argan Oil is infused with protein, keratin, vitamin E and wheat germ. It has been specifically formulated for dry, damaged or chemically treated hair, replenishing lost moisture and restoring texture and shine. Argan and Aloe Hand lotion Aloe and Argan cream is suitable for all skin types Argan and Aloe Hand and Body cream is suitable for all skin types, all ages and for the whole family.Aloe Vera contains active compounds that work in combination with Argan oil to repair skin, lock in moisture, and spur cell regeneration and calm irritation Argan Green Nourishing Day Cream Argan Green Day Cream has intensive nourishing and protective properties to hydrate throughout the day, contain Rosehip and Argan Oil Hasna Khan • 4 Catalan Close, Brackenfell, Cape Town • T: +27 21 982 43 46 • C: +27 72 2974321 E: info@argangreen.co.za • W: www.argangreen.co.za 4

A5 BookletA5 Landscape COSME TOKYO 2016 CTosomkeyo It takes many hours of planning, preparation and research, to put together a successful exhibition. Thank you to the Organisers of the Cosme Tokyo Beauty Show 2016, for inviting South African Cosmetic Manufacturers to showcase beauty show 2016 their world-class cosmetic products, connect with potential buyers and experience the Tokyo market on one platform. We look forward to forging new partnerships and building new business relationships. COSME TOKYO 2016 Adele Visser CECOSA Manager Pure mOrOCCAn ArgAn Oil PrOduCtS South Africa is an extraordinary country, poised for tremendous growth and prosperity. Argan green is a Cape Town based company, Specializing in organic argan oil products of the finest quality. Argan Green uses only 2 the purest organic argan oil sourced directly from our trusted producers in Morocco 'yOu CAnnOt liVe withOut uS' Argan oil is one of nature’s most powerful beauty secrets, with anti-ageing and nourishing properties to leave your skin looking healthier and younger. This precious “Moroccan gold” is rich in nutrients, which soak gently into your skin and minimize the appearance of UVO DESIGN & PRINT +27 12 423 9460 fine lines and wrinkles. Argan Green brings you this natural treasure in a range of luxurious body care products, for head-to-toe pampering. Products lists argan green stocks • Argan sulfate free shampoo • Argan conditioner • Argan Hair Repair • Argan Orange blossom Body Butter • Argan & rose hip oil day Cream hasna khan • P.O.Box 466 Cape Gate, Brackenfell 7560 • C: +27 72 2974321 • E: info@argangreen.co.za • W: www.argangreen.co.za 5

A5 LandscapeA5 Booklet MAISON & OBJET PARIS Maison ChiC FusiOn &Objet Paris SCArFS & ShAwlS, vASES & BowlS, TEACoSIES & CoFFEE prESS CovErS, 2016 ThrowS AND CuShIoNS MAISON & OBJET PARIS Chic Fusion creates a contemporary edge to the ancient art of felting. The versatility of wool fibres is explored through design led creation of a ExhibiTOrs 4 range of décor items and fashion accessories. 5 From vases and vessels, table accessories and tea cosies to throws and Chic Fusion 6 cushions that respond well to the international market demand for fresh Constantia Fabrics 7 and innovative products. Five Past Five Design 8 To assist in alleviating unemployment women are trained at the studio. Halsted & Ardmore Ceramic Art 9 All the moulding and coaxing of the fibres are done by hand producing Helloooow Design and Concepts 10 pieces alive with character and originality. Lalla’s Ceramics 11 Limpopo Ceramics 12 razaan Jakoet • 54 Queens Road, Woodstock, 7925 South Africa Lulu K Designs 13 • T: +27 21 447 5137 • F: +27 86 537 2091 • C: +27 83 253 0601 Ozzys Eco Décor 14 E: razaan@chicfusion.co.za • W: www.chicfusion.co.za Potina Ceramics 15 Robert and Sons 16 4 Ronel Jordaan 17 Silver Edge 18 MAISON & OBJET PARIS Studio 19 19 Ubuhle be Africa 20 FiVE PasT FiVE DEsiGn Ursh Works Ceramics 21 Zan Zan’s Décor lEAThEr AND TImBEr FAShIoN ACCESSorIES, DESIgNEr lAmpS Useful contacts Five past Five Design was established in June 2013 by lead designer Navarre Ebersohn. The Five Past Five Design team consists of architects, art directors, creative writers and industrial designers who believe that combining the sharpest minds in the industry is the perfect way to run a cutting-edge creative studio. We are award-winning individuals who offer design-driven products and services. With experience in industrial, architectural and graphic design, the Five Past Five Design team combine their powers to produce innovative products. We offer a selection of funky-fresh leather and timber products, which include lamps, furniture, briefcases, handbags, architectural and prototypical items. We choose quality over quantity to create unique and durable items – every time. Five Past Five Design recently launched their fashion label Navarre & Marchand which has made waves among social media. Navarre & Marchand will feature all fashion related products including handbags, satchels, briefcases, duffle bags, and accessories. Navarre Ebersohn • 12 Steenbok street, Unit K, Koedoespoort Industrial, Pretoria, 0186 • C: +27 84 628 2205 E: info@fivepastfivedesign.co.za • W: www.fivepastfivedesign.co.za 6 3

NewsletterElectronic NewsletterInside this issue Quidnunc Minor child’s best interests in the allocation of death benefits Absa Consultants and Actuaries (Pty) Limited. Reg no.Minor child’s bestAbsa Consultants and ActuariesGeneral Principle rather than to the minor’s guardian is if the guardian is not competent or qualified to administer the 1961/001434/07. Authorised Financial Services Provider.interests money on behalf of the minor. Volume 7 | 2012 The Children’s Act prescribes that in every matter affecting a child (that is, a person under the age of 18 In the Kowa-ruling, the Adjudicator ruled that it might be in the best interests of a minor beneficiary 2012 PWC survey years), the child’s best interests should be of paramount importance. This means that when conducting for the trustees to pay his benefit into a trust, but this decision should only be taken after all relevant Latest Pension Funds The South African Code of Good Practice on HIV and Aids and the world of work an investigation in terms of section 37C of the Pension Funds Act, the board of management of a factors have been carefully considered. retirement fund must take into account the best interests of the deceased member’s minor children. If a section 37C investigation reveals that payment to the guardian or caregiver of a minor beneficiary Adjudicator case The South African Code of Good Practice on HIV and Aids and the World less favourable by the retirement fund than members with other serious will not be in the best interests of a minor beneficiary, trustees may decide to make payment into a General of Work (“the Code”) was issued on 15 June 2012 by the Minister of Labour. illnesses (for example diabetes, heart condition, cancer) in terms of risk What is meant by “child’s best interests”? beneficiary fund or trust. In terms of section 37C of the Pension Funds Act, payment into a trust is only One of its objectives is to promote access to equitable employee benefits. benefits provided by the fund. allowed where the trust was nominated by the member, or by the guardian or caregiver of the minor Question & Answer The Code prescribes that employees with HIV/Aids must not be unfairly In terms of the Children’s Act, the factors that must be taken into account for purposes of a section 37C beneficiary. discriminated against in the allocation of employee benefits. “Unfair investigation by the board of management when considering what would be in the best interests of a I am thankful to all those who said NO to me. discrimination” is defined as any distinction, exclusion or preference, minor child who is being cared for by his parents or any other person, are, inter alia, and where relevant: Trustees must take cognisance of the views expressed by the minor child It’s because of them I did it myself. which has the effect of nullifying or impairing the equality of opportunity • the capacity of the parents, any specific parent, or any other caregiver or person, to provide for the and his/her family Einstein or treatment in employment. There should be no unfair discrimination against employees or their dependants based on their real or perceived needs of the child The Children’s Act gives a child the right to participate in an appropriate way in decisions affecting himDisclaimer: Although this document has been prepared with due care HIV status to access occupational insurance schemes or in relation to • the action or decision that would avoid or minimise further legal or administrative proceedings in or her, taking into account the child’s age, maturity and stage of development, and the views expressedand in good faith, the interpretations and opinions are those of the benefits under such schemes, including disability, death and survivor’s by the child must be given due consideration. The Children’s Act also specifies that if it is in the bestauthors and are subject to change without notice. As such the contents benefits. relation to the child interests of the child, the child’s family must also be given the opportunity to express their views in anydo not constitute definitive advice and should not be accepted as The Code further provides that employees with HIV and Aids must be • the child’s age, maturity and stage of development, gender, background and any other relevant matter concerning the child.such. Neither Absa Consultants and Actuaries (Pty) Limited nor the treated no less favourable in terms of benefits than employees with other This means that a child (subject to the limitations imposed by the Children’s Act) and/or his or herauthors accept liability for any damage whatsoever or however it may serious illnesses. characteristics of the child family have the right, if it is in the best interest of the child, to participate in decisions where it couldarise, including but not limited to direct, indirect or consequential loss The Code places a duty on trustees of retirement funds to ensure that a • the child’s physical and emotional security and intellectual, emotional, social and cultural have an impact on the allocation of a deceased member’s death benefit to such child. Trustees shouldthat may arise as a result of reliance solely on the information herein. member may never be totally excluded from all risk benefits based on his therefore provide them with the opportunity to participate in the section 37C investigation.Competent professional advice should be sought when dealing with any or her HIV/Aids status and members with HIV/Aids must be treated no development∙contentious issue. Absa Consultants and Actuaries is a duly authorised • any disability or chronic illness from which a child may suffer.financial services provider. In terms of case law, what is in the best interests of a child is a factual question in each case and a board of management therefore need to consider the specific facts of the matter to determine what is in the child’s best interests. Manner of payment of a death benefit to a minor child A lump sum death benefit allocated in terms of section 37C to the minor child of a deceased member must be paid to the child’s guardian or caregiver, or in specific circumstances into a trust or beneficiary fund. In AK Kowa and Corporate Selection Retirement Fund, the Pension Funds Adjudicator held that when paying a benefit to a minor child, the benefit is normally paid to the guardian of the child as the guardian has the responsibility and authority to make decisions regarding the welfare of the child under his or her guardianship, subject to those decisions being in the best interests of the child. The Children’s Act, in turn, provides that the capacity of the guardian or of any other caregiver or person to provide for the needs of the child must be taken into account when determining what is in the best interest of the child. Echoing this principle, the Pension Funds Adjudicator has ruled on various occasions that trustees will be allowed to pay a lump sum benefit into a trust or beneficiary fund Quidnunc 2Latest Pension Funds Adjudicator case Question and Answer Case 898: AM MBELE (the Complainant) versus COCA-COLA Q: Can a member of a pension fund choose to receive a withdrawal benefit on retirement fromCANNERS PROVIDENT FUND (the Fund) and LIBERTY GROUP employment rather than receiving a retirement benefit?LIMITED and COCA-COLA CANNERS OF SOUTH AFRICA (PTY) GeneralLTD (the Employer) A: No. The definition of “normal retirement age” in the Income Tax Act refers to the date on which theIn this complaint, the Adjudicator had to determine whether Maximum amount of cheques Her previous retirement-related experience member becomes entitled to retire from employment for reasons other than illness, accident, injurywithholding the Complainant’s withdrawal benefit by includes being the principal officer of the or incapacity through infirmity of mind or body.the Fund pending the outcome of a civil action which the The maximum value for which a cheque Eskom Pension Fund, legal consultant for The definition of “pension fund” in the Income Tax Act also requires such a fund to provide annuitiesEmployer had brought against the Complainant, was legally can be issued has been reduced from R5m Liberty Personal Benefits and legal adviser to members on retirement from employment.justifiable. to R500 000 with effect from 16 July 2012. to Sanlam Employee Benefits. In terms of SARS’ General Note 4/95, if the rules of a pension fund, directly or indirectly, provide aBefore a fund can make any deductions from a member’s The change of the limit to R500 000 is withdrawal benefit to a member at retirement or close to retirement, where the member is actuallybenefit in terms of section 37D(1)(b)(ii) of the Pension Funds motivated by the risk of fraud inherent to Draft Notice on Conditions for retiring from service, it will be regarded that the pension fund was not established for the purposeAct, the following requirements must be met: there must high-value cheques. the use of Derivative of providing annuities to members on retirement from employment and it will be followed by thebe a benefit payable; there must be an amount due by the Instruments withdrawal of the fund’s approval for income tax purposes.member to his employer on the date of his retirement or the New Deputy Pension Funds In determining whether a person is bona fide resigning from employment, SARS will look at thedate on which he ceases to be a member; such amount must Adjudicator appointed The FSB issued draft conditions with circumstances of the person leaving employment as a whole. In other words a person cannotbe in respect of damage caused to the employer by reason which retirement funds must comply “resign” from the pension fund and receive a withdrawal benefit, but in terms of other employmentof theft, dishonesty, fraud or misconduct; the member must Muvhango Lukhaimane was appointed when investing in derivative instruments benefits, the person “retires” from the employer.either admit liability in writing to the employer or judgment as deputy Pension Funds Adjudicator for comment by 23 July 2012. One of themust be obtained in any court; and the judgment or written with effect from 1 June 2012 to provide conditions is that investments in derivativeadmission of liability must relate to compensation due the FSB sufficient opportunity to assess instruments must not be used to circumventin respect of the damage caused to the employer by the candidates for the position of Pension Funds any principle, regulation or limit set out inmember. Adjudicator. Lukhaimane was previously Regulation 28. Once finalised, the Notice willThe Adjudicator found that no further steps had been the chairperson of the Intelligence Services be effective from 1 January 2012.taken by the Employer, besides issuing summons against Council within the Ministry of State Security.the Complainant, to obtain a judgment for the purposes ofsection 37D. The Employer had therefore not discharged theonus of proving that the withholding of the Complainant’sbenefit was warranted. The Adjudicator ordered theEmployer to provide proof of any steps taken to obtain a civiljudgment against the Complainant, failing which the Fundmust pay the Complainant his withdrawal benefit. Quidnunc 4 Quidnunc 5

Newsletter JamboJournal CONTENTS Editor’s Note Life after graduation 3 Obituary The ISO Public Lecture Spring and to a certain extent summer, signify How to be a leader 3 renewed hope and vitality. The seasons have changed Our campus leadersA4 Newsletter since the year began and we believe so have our lives 5 been transformed. Our vigour, at the moment, should ISO Sports Day be likened to a rejuvenated river. Welcome to the 6 third edition of the Jambo Journal.We believe as you page through this issue you will find the information 7 informative and enlightening. Memorial Service 8 Jambo is a Swahili word that may be used as a form March against Xenephobia of greeting and in another context, it means ‘something’.This highlights the essence of 9 this journal and thus it is a befitting term to refer to it. We greet all of you and in the same breadth believe there is something for you in this journal. Drugs, Alcohol & Academic life 10 We would like to take this opportunity to thank Momentum Health, Respublica (West City) and Tshwane University of Technology (TUT) for their financial support thatJAMJoBurnOal Time management for students 11 made the publication of this journal a success. It is a realisation of one of our greatest 3rd Edition - OCTOBER 2015 ambitions. Suffice it to say,‘thank you very much’. Challenges facing International 12 students The articles featured in this issue are as diverse and varied as could be achieved at the time of publication. This is a journal of international students, but its contributors Fees must fall 12 are not limited to international students. We embrace diversity and this fosters better relations within the TUT community. Hunger for Power 13 In this issue, we highlight the successes and challenges that the International Students’ Entrepreneurship 14 Organisation (ISO) has experienced. We showcase the activities that we have been involved in this year and these are accompanied by photos. The English say a picture GENERAL speaks more than a thousand words not just because they speak English; they say so JamboJournal because they mean it. Editor: Stafford Osuri Osuri How to be a LEADER Editorial team: Paul Dongbaare, Amutjilani ISO collaborated with Enactus TUT and the Student Representative Council (SRC)A publication of the International Students’ Organisation (ISO) Bertha Eleck, Catherine Kedibone Matasane Pretoria Campus in organising a march against xenophobia.They also held a memorial Lionel Ekomie ISO Projects Officer, Pretoria Campus • Ability to delegate: A leader must understand that trusting Editorial Intern: Padi Mbata service for the 148 Kenyans killed at Garissa University College in Kenya by extremist his team with his/her idea is a sign of strength, rather thanDrugs, LIFE after Coordinator: Stafford Osuri Osuri al-Shabaab militia. Many people want to be leaders, Chief Executive Officers (CEOs), weakness. Delegating will help you not to stretch yourself byAlcohol and Graduation business owners, students and politicians. However, how can you be doing everything alone. It will give an opportunity to your teamAcademic osuriosuri@gmail.com We also highlight the challenge of drugs, alcohol and academic life; cover the a good leader if you do not know what leadership really is. members to feel that they are contributors in the project.Life Designer: UVO Communication 012 423 9460 entrepreneurial activities of Enactus TUT and highlight challenges faced by international Information is correct at impression time. students at Emalahleni campus.What happens after graduation? Why do some African Leadership has been defined by many people. Below are • Communication: Great leaders communicate with their people The views expressed in this journal are the presidents cling on to power? Answers to these pertinent questions are suggested in some of the definitions: often and in different ways. Whether it is by means of one-on- views of the authors and do not necessarily the journal. There are also articles on leadership and two poems. ISO lost one of its • “Leadership is having a vision, sharing that vision and inspiring one conversations, team meetings, blog posts, email messages, reflect the views or policies of the Tshwane leaders, the late Onsimo Mutadza, through a road accident. Our prayers are with the telephone or Skype calls – or any other media. Leaders do not University of Technology (TUT), or the family and friends during these trying times. others to support your vision while creating their own.” (Mindy talk about communicating, they do it. International Students’ Organisation (ISO). Gibbins ). Jambo Journal makes no representation We will appreciate feedback on the journal. Thank you very much and we hope you • “Leadership is the ability to guide others without force into a • Commitment: If you expect your team to work hard and concerning and does not guarantee the will find the issue interesting and informative. direction or decision that leaves them still feeling empowered produce quality content, you need to lead by example. There source, originality, accuracy, completeness or and accomplished.” (Lisa Cash Hanson). is no greater motivation than seeing the boss down in the reliability of any statement, information, data, Stafford Osuri Osuri trenches working alongside everyone else, showing that hard finding, interpretation, advice, opinion, or view International Relations Officer Leadership entails three primordial things which are: to listen, to work is being done on every level. It is important to show your presented. ISO, Pretoria Campus inspire and to empower. A leader has to make sure that he/she commitment not only to the work at hand, but also to your © 2015 Jambo Journal. All rights reserved. has left a legacy for his followers so that one day when they have promises. Reproduction in part or whole without “You’ve got to do your own achieved their goals; they will look back and acknowledge his/her permission is prohibited. growing, no matter how tall contribution to their success. • Positive attitude: You want to keep your team motivated towards your grandfather was.” the continued success of the project and keep the energy levels In the contemporary society people think that being a leader is up. Whether that means providing snacks, coffee, relationship Irish proverb equated to having a lot of money, being successful or famous.That advice, or even just an occasional meal in the office, remember is why so many people who were not meant and who really are not that everyone on your team is a person. Keep the office mood 2 leaders are allowed to become and get into leadership positions. a fine balance between productivity and playfulness. ISO Public Lecture on the New If you think that you are a leader, there are some questions you • Creativity: Some decisions will not always be so clear-cut. You South African Visa have to ask yourself: may be forced at times to deviate from your set course and Regulations and • Are the people who are following you growing and developing? make an on the fly decision. This is where your creativity will its Impact on • Are they better off now than they were when you took over prove to be vital. It is during these critical situations that your International team will look to you for guidance and decisiveness. Students and leading them? Expatriates • As you continue to lead them, where do you think they are • Develops others: Just as they work to continuously develop and build their own technical and professional expertise, the best going to end up, in a better or worse condition or much the leaders set aside time (and money in their budgets) to develop same? their workforce.They look for the most promising member of their team and provide them with the training they need to When you answer these questions, then you will know whether become their company’s next generation of great leaders. you are a good leader or not. To be a good leader you have to exude some qualities that will motivate your followers and they will Some people are born leaders while others can be taught how to trust you. Here are some characteristics of a good leader: lead. The most important thing to bear in mind is that when you • Displays high integrity and honesty: Great leaders are honest lead you have to take responsibility for all the outcomes, whether you achieve your goal or not. and transparent and have high integrity.They do what they say they are going to do and they walk their talk. That is the true spirit of a leader; not pointing fingers at others • Drives for results: Great leaders have a higher level of when things turn out contrary to expectations. perseverance, are optimistic and have tremendous drive than most people.They can be counted on to get things done. Some of the students who participated in the March against Xenophobia. 6 Hunger TUT ISO, Enactus TUT and Local for Power SRC March against Xenophobia Editorial team The International Students’ Organisation (ISO),Tshwane University of Technology (TUT) together with Enactus TUT and the Student Representative Council (SRC), Pretoria Campus; organised a march on April 22, 2015 to condemn the spate of attacks on foreign nationals in the Republic of South Africa. The march started from the main gate of Pretoria Campus and students and staff members, who turned up in huge numbers, proceeded to the Prestige Auditorium (Building 21). The participants carried banners bearing messages that are anti- xenophobic as depicted in some of the photos in this issue. In the procession were administrators from the international office, ISO 2015 leaders, students representing different countries in the world, including South African students and staff members. In the procession was a representative from the Gabon embassy in Pretoria. ISO during an outreach at Kgomotso Children’s Home in Soshanguve ISO Public Awareness Campaign 9

www.regenesis.co.za Website

www.amatava.co.za Website

Auction catalogue GeneralPull up banners

GeneralElectronic invite PVC banner Auction catalogue LOT TOTAL M 1 F0 ∑1 R A variety hand picked animals DESCRIPTION Auction Tag no.: Yellow 13-15 Microchip: 945000001309447 24 JULY 2015 at 11h00 D.O.B.: 5 years D.N.A.: Available Horn measured: 1/06/2015 Length: L: 20\" R: 19 3/8” Tips: L: 13,5cm R: 15,5cm Tip to Tip: 16 6/8” Rings: L: 15 R: 15 Base: L: 5 4/8” R: 5 4/8” Other info: Measured 21 5/8” in 2013. Proven breeding ram. From Golden Breeders. 2013 record on Golden Breeders auction. “Blackjack” LOT Black Impala Ram 28 44

GeneralFood label wholesome delight PTY Energy TYPICAL NUTRITIONAL INFORMATION PER 100G 230kJ 0 700083 544766GAME stewCarbohydrates4 2% Carbs Energy 230KJ Each 100 g serving contains 4g Glycaemic Carbohydrates 4,5 of an adult’s guideline daily amount 4% Fat Total Fat <0.56 0.56 g <0.5% Cholesterol 15mg Salt 0.28 g Sodium (Na) <280mg <3% Fibre Protein (Nx6.5) 8.9 1.2 g 1% Total Dietary Fibre 1.2 SERVING SUGGESTIONS: Empty the contents in a pot and warm it up on a stove top or microwave. Serve it with your favorite rice, basmati rice, samp or pap. INGREDIENTS: Game - Wildebeest; Celery; Bay leaves; Cloves; Tomato Puree; Brown sugar; Thyme; Carrots; Onions; Potatoes; Salt; Water; White pepper; Brown Vinegar; Coriander; Worcestershire sauce. MANUFACTURED BY: Afri-Can Preserved Pty Ltd (2015/039825/07) Nr 4, 22nd Street, Menlopark, Pretoria, 0081, SOUTH AFRICA NET MASS 410 g STORAGE CONDITIONS: Unopened: Keep cool and dry. Best before date on can. Opened: Transfer unused contents to a sealable container and refrigerate. Use within 2 days of opening.

Thank you for viewing my portfolio. Contact Ilzé Herbst C: 078 440 7001 E: ilze@ijworx.co.za