Finding Low Cost Health Insurance In New York

Title:Finding Low Cost Health Insurance In New YorkWord Count:304Summary:In the state of New York, you may qualify for low cost health insurance whether you are asmall business, sole proprietor or individual.In 2000 the NY Legislature enacted regulations in response to the Governor's proposal to makeavailable comprehensive insurance coverage for New York workers and their families who areuninsured. The name of the program is Healthy NY.This program helps the small business owners (businesses with 50 or fewer employees) toprovide health...Keywords:Article Body:In the state of New York, you may qualify for low cost health insurance whether you are asmall business, sole proprietor or individual.In 2000 the NY Legislature enacted regulations in response to the Governor's proposal to makeavailable comprehensive insurance coverage for New York workers and their families who areuninsured. The name of the program is Healthy NY.This program helps the small business owners (businesses with 50 or fewer employees) toprovide health insurance to their employees and their families. Additionally, Workers who are

unable to purchase insurance through their employer because the employer doesn't offerinsurance and the sole proprietor may purchase coverage directly though Health NY.All HMO's in the state of New York offer standardized health benefit package that is madeaffordable through the sponsorship of NY State. This makes it more affordable for smallemployers and uninsured employees.There are certain eligibility requirements for each section:Small EmployerBusiness must be located in New YorkThe business must have 50 or less eligible employees30% of employees must earn $34,000 or lessThe business must not have provided group health insurance to employees in last 12 months(with certain stipulations)50% of eligible employee participation and at least one earns $34,000 or lessEmployer must contribute 50% of premiumThe employer must offer plan to employees working 20 hours or more and earning $34,000 orlessIndividual and Sole Proprietor guidelines:The individual must live in the state of New YorkMust be currently employed or have been within the last 12 monthsEmployer does not provide health insuranceHave not health insurance for past 12 month periodIneligible for MedicareThe annual household income must meet the Healthy NY Income GuidelinesPlease see our recommended sources for insurance quotes and low rates. These websites areaslo great sources for information about rates and coverages in the lower 48 states.Title:Innovative Sports Features Make Cruise Ships A Healthier Place To BeWord Count:435Summary:Several cruise lines are incorporating some pretty innovative sports features into the designs oftheir new ships including a bowling alley and boxing ring.Keywords:Norwegian Cruise Line, Alaska cruises, cruises

Article Body:by Roy Witman ?2006Generally the phrase \"cruise ship\" brings about thoughts of pampering, exceptional food,indulgence and luxury. While these are still the case, no one can deny our culture as a wholeis becoming more health-conscious by the day. The cruise industry recognizes this. In fact,several cruise lines are incorporating some pretty innovative sports features into the designs oftheir new ships due out later this year.Norwegian Cruise Line is looking forward to the launch of its latest vessel, Norwegian Pearl, inFebruary 2007. Pearl will feature a fitness center (as most ships do). But most notably, Pearlwill be the first ship to include a full-size, 10-pin bowling alley.Following the fitness trend herself, Royal Caribbean's Freedom of the Seas (which will debut inMay 2006) throws some punches of her own - boxing punches, that is. Freedom will be thefirst ship to offer a full-size boxing ring. Freedom plans incorporate the inclusion of RoyalCaribbean's popular FlowRider?surfing simulator as well as a new group Pilates reformerstudio.Fight Klub will offer Freedom guests a variety of boxing-related activities. Go one-on-onewith an experienced instructor. Run the circuit with speed bags, jump ropes, heavy bags andmore. Spar with body master bags or work out with your own on-site boxing coach.Looking for something a little less intense, but just as effective? Freedom will include thefirst-ever dedicated Pilates reformer group exercise program at sea. Personalized training isavailable for guests who can also partake of yoga classes while onboard.The newest cruise ships, such as Pearl and Freedom, also offer a variety of fitness classesincluding step, total body conditioning, stretching, core, circuit training, walking, jogging,running, strength training and more.To further your knowledge of good practices for a healthy lifestyle, seminars are also availableon a wide range of topics.Not all fitness activities take place on the ships. Freedom will also add an innovative featurefor runners and walkers. \"Avid runners can follow mapped-out routes at select ports of calland enjoy a safe run at each destination without having to worry about getting lost on their wayback to the ship or measuring the distance on their own.\"From ice skating to rock climbing to the always-popular treadmill jog, cruise ships arefollowing the fitness craze. As you can plainly see, cruising is now more about living yourbest life in balance than sheer indulgence. While you're being pampered, getting a glowing tanand treating yourself to truly lavish cuisine, you can also be toning, shaping and firming so youlook better than ever when you return.Title:Unwrapping The Health Benefits Of Chewing Gum

Word Count:384Summary:One method used to maintain astronauts' oral health isn't exactly rocket science. It's sugarlesschewing gum--and it's not only been linked to healthy teeth, it's been found to have a number ofother benefits as well.Keywords:Unwrapping The Health Benefits Of Chewing GumArticle Body:One method used to maintain astronauts' oral health isn't exactly rocket science. It's sugarlesschewing gum-and it's not only been linked to healthy teeth, it's been found to have a number ofother benefits as well.Here's a closer look:Out Of This WorldIn 1964, NASA began giving astronauts sugarless chewing gum for their space missions. Sincethe astronauts were fed through a tube, their gums tended to swell because they were notactually chewing their food. Chewing gum helped keep their teeth and gums healthy and strong.Healthy Smile, Healthy BodySugar-free gum has been shown to help reduce the incidence of tooth decay--a conditionbelieved to affect half of all adults and to be the most common chronic childhood disease ofchildhood. It's estimated that Americans spend $60 billion a year to treat tooth decay-and it ismoney well spent. Tooth decay can cause tooth loss, which can lead to malnutrition.More Reason To SmileThe health benefits of gum don't stop there. The makers of Trident sugarless gum, CadburyAdams USA LLC also offer a product called Trident White. According to Cadbury Adams-theU.S. business unit of confectionery and beverage leader Cadbury Schweppes (NYSE:CSG)--the gum not only whitens teeth and helps prevent stains, it also provides additional oralhealth benefits. It features Recaldent, a remineralizing ingredient that helps strengthen teeth.The gum's whitening agent is completely nonabrasive (unlike gums that use baking soda towhiten) and does not contribute to tooth sensitivity.Chew To A New YouAn added benefit of chewing gum: It's low in calories. Sugar free gum usually has about fivecalories. That means it can be a smart way for dieters to help satisfy snack cravings. Forinstance, Trident Splash is a sugar-free gum that Cadbury Adams says was actually designed tobe a great tasting snack alternative that's good for your teeth. The gum is a unique combinationof textures-a liquid center surrounded by soft, chewy gum and a sweet, crispy outer shell-and it

comes in two surprising flavors: peppermint with vanilla and strawberry with lime.Not Just Lip ServiceAccording to the National Association of Chewing Gum Manufacturers, chewing gum:• Relaxes and eases tension• Helps concentration• Helps people resist the urge to smoke• Reduces ear discomfort when flying• Cleans teeth after meals.