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“Let us look at the present tax rules. Presently taxpayers can choose from two tax regimes. In the newer tax regime, most of the deductions and tax benefits that were available in the old tax regime are absent though the newer tax regime has lower taxes.” INTEREST RENT CAPITAL DIVIDEND GIFTS AND INCOME GAINS CLUBBED INCOME Rent received for house Stocks and mutual funds Bank deposits, corporate and commercial property Rent received for house Income of minor children, FDs, bonds, NSCs, Pos and commercial property Fully taxable as income earnings from money Offline deposits Taxed as income after 30% gifted to spouse standard deduction Tax rate varies for different Fully taxable as income assets and duration Gifts taxed as income. If beyond Rs 50, 000. Other income taxed rates applicable to surce Other incomes to be reported in tax return 28