FEB 2016

Publisher: Heritage Lake POA 2016 ANNUAL MEETING & Board of Directors Election at the Clubhouse There are 4 Candidates running for the Heritage Lake Board of Directors. THE BALLOT MUST BE RECEIVED AT THE HLPOA OFFICE BY 1PM OR THE COATESVILLE POA OFFICE SATURDAY, FEBRUARY 27th. …..your Heritage Lake Board of Directors & Election Committee 01 28 2016

Page 2 Heritage Lake HIGHLIGHTS EMAIL > [email protected] JANUARY 2016 GENERAL MANAGER and EDITOR: HLPOA INFORMATION Harold O. Paetow Office phone: 765-386-7447 ASSISTANT EDITOR: Dee Heavin Office Hours PUBLISHER & PRINTER: Monday through Thursday 8:00 a.m. to 5:30 p.m. Heritage Lake Community Services, Inc. Friday 8:00 a.m. to Noon PHOTOGRAPHER: NEED VOLUNTEER HLCS Inc. CHAIRPERSON: Kay Dlugos The Heritage Lake HIGHLIGHTS POLICY is NO Manager’s Report negative comments are allowed and all minutes, if needed are interpreted and condensed by the We have had a growing number of issues with dogs staff of the Heritage Lake HIGHLIGHTS. running loose, dogs barking excessively and dogs The POA office staff, Conservancy Board, Fire that have attacked other persons and/or pets. District, Trustees and/or POA Board Members do Please be considerate of your neighbors and when not necessarily agree with any of the material your pet is not on your property, keep it on a leash contained in the Heritage Lake HIGHLIGHTS. and attended to at all times. If your dog barks a lot Only the volunteer Board of the Heritage Lake while outside, try keeping it inside (especially at Community Services, Inc. has any influence on night). the policies for the Heritage Lake HIGHLIGHTS. Expenses are covered by the revenue created by Putnam County’s Animal Control has become more the sale of advertising in the yearly Heritage involved with Heritage Lake and tickets may be Lake Telephone Directory and the monthly issued by the Putnam County Sheriff’s Department Commercial / Business Ads & Flyers inserted into to the owner who does not comply with state and the Heritage Lake HIGHLIGHTS newsletter. other pet laws and restrictions. An Owner is fully liable for any injury or damage to persons or COLLATORS: Kay Dlugos calls everyone !!! property caused by the owner’s pet. Thanks to ALL volunteers who collate and stuff the Flyers into the HIGHLIGHTS. DELIVERY VOLUNTEERS: MAIL SUBSCRIPTIONS Available at $20.00 per year Advertising prices Please read the HLPOA’s General Rules in their ON BACK PAGE entirety on our Website under Important Links in the Documents section. Deadlines for next Issue on Calendar on back Page . [email protected] or be dropped off at the Clubhouse

Heritage Lake HIGHLIGHTS EMAIL > [email protected] JANUARY 2016 Page 3 Following are the unapproved minutes of the POA Board of Directors meeting (and condensed by the staff of the Heritage Lake HIGHLIGHTS). The meeting is held on the 2nd Monday of each month at 7:00 PM. at the Clubhouse & is open to all Heritage Lake POA members in good standing. The Board Meeting agenda includes a forum that allows members to express their views to the Board. All members are encouraged to attend. The POA official and approved minutes can be obtained and read at the POA Office or on the HLPOA Website. Heritage Lake POA Website: www.heritagelakepoa.com Board of Directors Meetings: Next Board Meeting is Feb. 8 at 7:00 PM at Clubhouse and the next Operations Meeting is the last Monday of the month at 7:00 PM at Clubhouse PLEASE SIGNUP FOR THE HLPOA WEBSITE the PC Animal Shelter has adopted Board of Directors Meeting Minutes out 75+ animals since September II. Presentation of Minutes January 11, 2016 2015. Cloverdale is holding a December 14, 2015 Board Meeting Call To Order Rick Huddleston, chipping event this month. The Shel- Brad Stratmann made motion to ac- President, called the meeting to order ter still needs Foster Families (all sup- cept as presented and Ron Riggen at 7 p.m. plies are provided at no cost). The PC seconded with all other attending Shelter phone is 765-653-1943. Board members approving minutes as Roll Call Board members present HL-EPT: John Deegan reported the written. were: Rick Huddleston, Jim Johnson, Committee’s focus for 2016. An December 14, 2015 Executive Ses- Ben Fuchs, Curtis Talbert, Brad Strat- emergency Communications Strategy sion Brad Stratmann made motion to mann, and Beth Metzger joined the table the approval (minutes were not meeting by telephone. Also present is part of some of the work that was distributed). were personnel: Ken Rozelle, Debra started after the Tornado incident last January 4, 2016 Ops Meeting Motion Napier and 14 property owners. year. The Safety Day Event for 2016 was made by Ron Riggen, and se- will be June 25th at the Marina. Train- conded by Jim Johnson with all other Announcements ing is being implemented with a Boat- Board members approving minutes as Clear Creek Conservancy: Duane ing Safety Class scheduled for May written. Kelley reported the Dam Inspection 14, 2016. First Aid and CPR training December 4, 2016 Ops Executive Results & Resolutions will be dis- classes will be offered this year. HL- Meeting Ron Riggen made motion, cussed at their next meeting Thursday, EPT will join, assist and adopt the Ben Fuchs seconded with all other January 21st at 10 a.m. attending Board members approving Floyd Township Fire Department: Putnam County Emergency Plan. The as written. Brian Ervin reported ending the 2015 E911 Center included a supplemental year with 195 calls (178 in 2014) and 13 calls this year. The FTVFD would in the Highlights which provides the III. Treasurer’s Report like to introduce the “Knox Box Pro- emergency responders with important Ken Rozelle reported the financial information (please complete and re- statements for December and 2015 gram”. This is a steel vault (holds a turn sealed to the POA office). Real year end will be reported at the Febru- key to your home) members can pur- time weather is available at Heritage ary Board Meeting. The office is chase at the cost of $250 (1 time fee) Lake at www.weatherlink.com/user/ finishing up on the 2015 write-offs which provides the FTVFD a safe heritagelake. “Shout out” all mem- and year end close. way of entering your home (i.e. “I’ve fallen and can’t get up”). There are a bers are welcome to join our meet- IV. Board Committee Reports few mounting options and has a key A&E Chris Pruden reported in it for ease of entry versus breaking ings; the next meeting is Thursday committee approved 1 garage for the February 4th at the Clubhouse. the through a door or window in the event Beers Lawsuit: Rick Huddleston re- month of December 2015. of an emergency. ported that the combined effort of the Campground Ron Riggen reported Neighborhood Watch: No report was HLPOA and Clear Creek Conservan- the next Campground Meeting is Sun- provided. cy District the Beers lawsuit is finally day, January 31st, 1:00 p.m. in the HLCS: Harold Paetow, HL Communi- settled. ty Services reported it is all quiet here. Clubhouse. HLNAC: No Report was provided. I. Presentation of Agenda: Clean-Up Committee Mary Williams POA Security: Ken Rozelle reported Rick Huddleston presented the agenda reported the committee’s next meeting 14 traffic stops for speed, 4 911 calls, for approval with two corrections. will be in March 2016. 2 accidents on Heritage Drive, and 3 A motion made by Brad Stratmann security lights out at exits 35, 43 and and seconded by Ron Riggen the Election Committee Rick Huddleston 44. New Years Eve was quiet at the Agenda was approved and passed requested all members to VOTE. lake (1 call). Thank You! unanimously. (Continued on page 4) Animal Control: Lisa Mock reported

Page 4 Heritage Lake HIGHLIGHTS EMAIL > [email protected] JANUARY 2016 Government Committee Alan Zerkel reported the uncollectible, they will still be pursued and additional Committee’s support with the Water Quality initiative. options are being explored of how to collect these debts The Committee will be attending the upcoming sessions (publish the list of names and amounts, process Liens, on January 16th in the Farm Bureau Building in Greencas- Garnishments, Judgments, etc.). We will have additional tle monitoring the Highway Departments 2016 funds to requests in the upcoming year, although I am confidant in encourage the placement of a “Guard Rail” up on 675 East collecting more of these delinquencies. at the steep ditch/ravine. Please join us at our next meeting The 1st vote took place with all attending board members January 12, 2016, 7p.m. in the Clubhouse. approving the 2016 proposed Write-Offs. Lake Committee No report. They meet again in March. VIII. Open forum Long Term Planning Brad Stratmann announced that Bri- Mary K Williams, 138PL, I am very disappointed in an Waldman has accepted the Chair position of the Water the roads Sunday after a long period of “light” winter Quality Initiative Committee and has resigned from the weather. Valley Forge was not touched. Ken Rozelle Board of Directors. Everyone is directly affected by the agreed; after a phone call, PC Highway Department Water Quality here at Heritage Lake as is other communi- added additional sanding to the roads. ties around us. We are combining efforts with the Lake, Siltation, Big Walnut Shed, and Government Committees as well as asking members to attend our next meeting on Mary K. Williams also reported Linda Merkel, January 19th at 7 p.m. in the Clubhouse. PCYDC, gave a staggering statistic that Child Abuse in Putnam County has doubled in 1 year. Office staff Siltation Committee Duane Kelley “Thanked” the Board has been added but there is a need for office furniture. for the $25,000 to finish the Cove Dredging Project. Avenues are being sought for donations. V. Misc. Reports Lisa Mock, 5LH, PC Red Cross has announced they Manager’s Report Ken Rozelle, Property Manager, are ready to install free Smoke Detectors to any reported the following. dwelling not equipped with them. The HL-EPT Staff: I hope everyone enjoyed their Holidays. The staff Committee is interested in assisting the Red Cross. gathered for an Employee Luncheon which was well Maryann Novak, 25MS, as part of the HL-EPT I am attended and had a great variety of food. It was nice to available in assisting with gathering of information visit with staff and their significant others. Common Area: Renovation of all picnic tables is complete for the Red Cross. and ready for spring. General: IX. Adjournment The Foyer and hall at the Clubhouse is being updated. The Foyer will have a seating area. The hall will show off Upon a motion duly made and seconded, the meeting pictures of our “resident” Wildlife along with photos from adjourned at 8:15 p.m. summer events. Late Assessments – Through phone calls, Debra Napier, Respectfully submitted, Debra Napier staff, has collected $8644 for previous years and $10,064 Administrative Assistant since September for a total of $18,708 in collections. She is doing a tremendous job. HLPOA official notice of the Annual Meeting will be going out January 27th or 28th. Old Business Forum VII. Old Business Red Ear Fish Order 2nd Vote: Jim Johnson made a motion to approve the LTP & Lake Protection Group Fish Order and Brad Stratmann seconded with all remaining board members voting unanimously. Vote passed. New Business 2015 Proposed Write-Off’s Debra Napier reported the proposed 2015 Write-Offs in the amount of $11,069.62. Although some have been deemed

Heritage Lake HIGHLIGHTS EMAIL > [email protected] JANUARY 2016 Page 5 The Clear Creek Conservancy District Board of directors met January 21, 2016 at 10 a.m. at the district’s office. Directors Present: Brian Waldman, J. Duane Kelly, (John Metzger - Via Phone) Also attending: Kathy Deer, Administrative and Financial Manager; Doug Clodfelter, Plant Operator and Operations Manager; Michael Young, District employee; Mike Wigger and Stephen Brellenthin of Earth Exploration; Joe Miller of Banning Engineering; Ken Rozelle, Heritage Lake POA Manager; Tom Novak, Harold Paetow, Jim Hazelwood, Charlie Beard, Curtis Talbert and Mike Lambert Beginning at 9 a.m. with John Metzger listening by phone, Joe Miller of Banning Engineering reviewed the history of the Heritage Lake principal spillway, briefly reviewed the 2015 survey and Geotech results that had been presented at the December, 2015 meeting, and began discussion of his and Mike Wigger’s recommendations. With suspected water movement coming from an un- known source causing the voids and cracks, Banning and Earth Exploration recommended dye testing the front face/cutoff wall, a camera inspection of the drawdown box, 6 open cut areas to inspect the drainage system which is known to have been filled with grout in some places, and two additional soil borings through the control section of weir at an estimated cost of $30,000 to $40,000. Except for the dye testing, the lake would need to be lowered approximately 2 weeks for testing. Joe Miller assured that the principal spillway is not in danger of an immediate failure and stated that the additional testing will reveal any problems with the underlying soil that could impact how, how much, and when repair or replacement is done. The timeline submitted to IDNR was that a plan for repair would be completed in 2017 with repairs or replacement performed by 2020. The board authorized that a n additional appropriation from the Dam & Spillway Improvement Fund for $40,000 be advertised for adoption at the next meeting and that Banning Engineering prepare a proposal for the work to be completed. The board then conducted the annual meeting business, proceeding with the regular meeting immediately thereafter. Duane Kelly moved to retain the same officers for 2016 which are Brian Waldman as Board President, Duane Kelly as Vice-President, and John Metzger as Secretary/Treasurer. Brian Waldman seconded. Vote unanimous. Duane Kelly moved to approve the minutes of the December, 2015 meeting. Brian Waldman seconded. Vote unanimous. Kathy Deer reviewed the financial report for the month ending December 31, 2015. Duane Kelly moved to approve the financial report and Register of Claims, dated December 18, 2015 through January 21, 2016. Brian Waldman seconded. Vote unanimous. Duane Kelly moved to adopt Resolution 2016-1 to encumber $75,000 for the ongoing Sewer Camera & Renovation project. Brian Waldman seconded. Vote unanimous. Duane Kelly moved to adopt Resolution 2016-2 to transfer appropriation to overspent line items in the 2015 budget. Brian Waldman seconded. Vote unanimous. Duane Kelly moved to adopt Resolution 2016-3 to formalize the credit card policy of the district. Brian Waldman seconded. Vote unanimous. Kathy Deer provided a written report. No CD’s mature until July. The sale of JV285 is still expected to take place, just postponed for now. Ken Rozelle has been provided a list of all lots owned by the district and the POA plans to contact all adjacent landowners of the lots. The next Commissioner’s Certificate Sale is scheduled for 10 a.m. on February 25 with 22 properties in Heritage Lake. The board authorized that these lots be purchased by the district. The 2016 budget notice approval was received with the district’s assessed value now at $242,774,900, up $6,744,600 from 2015. The General Fund budget of $725,876 was approved with a tax levy of $105,364 for the General Fund (rate $.0434) and $78,416 for the Cumulative Improvement Fund (rate $.0323). The 1099’s and W-2’s have been completed. The annual report in the Gateway for the State Board of Accounts is being prepared for completion by January 31. There are 1,361 account locations with JV395 hooked up January 7. The December/January sewer bills were mailed January 13 with payment due by February 15. A response to the quiet title summons on VH246 and VH247 by letter appears to have taken care of any issues with the sewer lien and future sewer access fees. Doug Clodfelter provided a written report showing average daily flow of 312,000 gpd with peak flow of 1,340,000 gpd with precipitation of 6.5 inches in December. A Myers 5hp pump went bad in LS M1. A new pump was ordered from Quality Repair at an estimated cost of $4,230.00. Michael and Don installed a new disconnect box at LS M7. On December 22, the variable frequen- cy drive on the west rotor had tripped out and would not reset. Michael and Doug are still working on a replacement. Doug re- quested the board authorize by signing a document from IDEM that authorizes Doug to submit forms online for IDEM and the EPA. Online submission is required after this year. A new computer has been purchased for the lab and Doug is in the process of getting approved to use NETDMR. The snow blower was no longer needed and the Heritage Lake POA purchased it for $300. D & S Tree service removed trees that were in danger of falling on lift stations. The next regular meeting will be at 10 a.m. on Thursday, February 18, 2016, at the district’s office.

Page 6 Heritage Lake HIGHLIGHTS EMAIL > [email protected] JANUARY 2016 MEETINGS 3RD WED 7:00 PM AT CLUBHOUSE FTFD Facebook STILL LOOKING FOR VOLUNTEER FIREMEN Contact our Fire Chief Brian Ervin 386-7459 Community Supported Agriculture ****PLEASE NOTE**** *****IF YOU HAVE AN EMERGENCY, CALL 911***** The Heritage Lake community has partnered with John Fisher, a farmer in Montezuma, Indiana in *Please DO NOT CALL the POA security line if you have an emergency. order to bring locally grown, chemical free produce to our neighborhood. The responsibility in this **Please, consider coming to the next meeting! Feb. 17th. partnership for the community is to provide the finances for the seed money in the spring. John CUMMUNITY CANCER SUPPORT then commits to providing us with a wonderful variety of produce throughout the harvest season (usually mid-May through November). Heritage Lake will receive a delivery weekly that will include your share of produce. All you have to do is come to the pick-up site in Mill Springs to collect your veggies and fruit for the week! There are many who have taken advantage of this opportunity already in past years and would love to give you honest feed- back of the program at our interest meeting. Interested? Have questions? Already know you want to sign up!? Come to the interest meeting Tuesday, February 23rd at 7 p.m. at the Clubhouse. We will be meeting upstairs. Our farmers, John and Annie Fisher, and neighborhood coordinator, Courtney Janik, will be there to answer your questions! If you are unable to attend, please email Courtney Janik at [email protected] or call (317) 500-2836 Heritage Lake CSA can be found on Facebook at www.facebook.com/heritagelakecsa. There are pictures that provide an example of what your share might look like week to week.

Heritage Lake HIGHLIGHTS EMAIL > [email protected] JANUARY 2016 Page 7 Tuesday, May 3rd Big Walnut Watershed Alliance is the Primary Election and you In 2016 you will hear more and more about water must be quality as the year goes on. As you begin to plan for registered by April 3rd the spring and your lawn care, please remember that in order to vote and it is just the fertilizer you put on your lawn will affect the this easy! lake. Register to Vote in Indiana According to the Indiana Association of Soil and You can register to vote online, in person, Water Conservation Districts, it is understood that or by mail. phosphorus containing fertilizers contribute to poor water quality. The majority of Indiana soils contain By Mail or In Person ample amounts of phosphorus for a healthy lawn, so most lawns don’t require more phosphorus. The To register in person or by mail: unused phosphorus runs off our yards and eventually will end up in the lake. Phosphorus is a “junk food” Pick up a Registration by Mail Application Form at for algae present in the lake. According to IASWCD, the HL Clubhouse one pound of phosphorus can produce 10,000 pounds of wet weeds and algae, and can cause an “algae Visit the WEB site http://www.in.gov/sos/ bloom”. An algae bloom produces poor water quality elections/index.htm to download a County for fish, wildlife and humans. Voter Registration Application (Form VRG-11). When shopping for fertilizer (or consulting your lawn Complete and mail the form to the ‘PUTNAM care professional), look for, or ask about phosphorus COUNTY VOTER REGISTRATION, PO BOX free fertilizers. Phosphorus is the middle number on 546, GREENCASTLE IN 46135’ or Deliver it the fertilizer bags and it should be a 0, unless you are to the Greencastle Court House, 2nd Floor, Voter seeding a new yard or where your yard has been Registration Office (765-655-1538) by April 3rd. tested to be deficient in phosphorus. Please visit the website www.bigwalnutwatershed.org). Online Siltation Committee and Big Walnut Watershed To register online, visit the state's website: https://indianavoters.in.gov/PublicSite/OVR/Intr Sailing Club of Heritage Lake oduction.aspx?Link=Polling. Be prepared to: Verify your voter eligibility. I would like to start a Sailing Club of Heritage Lake. Provide information such as your IN driver's license My hope is to have a regatta once a month from April through October. or state identification card number. If anyone is interested in starting a Sailing Club, Verify all information you've entered and confirm I have started a Facebook group: “Sailing Club of Heritage Lake” for general discus- the application. sion. Additionally, you may contact me through email at: [email protected] Alternatively, you can apply through the Indiana Bureau of Motor Vehicles. Simply visit your local The preferred and quickest response will be Greencastle BMV, 1010 Mill Pond Lane. through the Face Book group. Or contact the BMV Contact Center at 888-692-6841. Thanks! Bryan Elmore

Page 8 Heritage Lake HIGHLIGHTS EMAIL > [email protected] JANUARY 2016 Charlie Beard My wife, Marilyn, and I have made Heritage Lake our home for the last 10 years. I have a degree in Natural Resources from Purdue and after graduation I served 4 years in the Navy. I worked for Indy Parks for 32 years in a variety of positions, the last 12 of which was as Man- ager of Eagle Creek Park. Nine years ago I was hired by the POA to serve as the Property Manager and “retired” from that position in 2012. I am currently an active member of the Siltation and Clean up Committees, a Board member of the Kid’s Count and H. L. Scholarship Committees, and a Board member of Big Walnut Watershed and Sycamore Trails. The main reasons, I’d like to serve on the POA Board are: to help maintain the lake to a clean and healthy standard, to assist in setting the direction of the POA for the next few years and to provide support to the POA staff. Also, I was raised to believe that volunteering in your com- munity helps to build your community. Your support and vote would be appreciated. Neil K. Schneider Connie and I purchased our home in 2004 and enjoy our life here at the lake. I served on the Board in 2008 – 2011 and served as President for two years. I am currently on the Clean Up Committee (as Chairman for three years), the Scholarship Committee and I am the treasurer of HLCS (Highlights). I have been very active in the community since 2008 when I retired for the second time. I was with General Motors for 35 years and then I opened my own business for 5 years. I am a graduate of Purdue University (1966) and got my Masters from Ball State in 1996. I served in the Army during the Vietnam War and was awarded the Purple Heart and the Bronze Star. I am running for the Board because I believe that I have the experience and knowledge to be an asset to our community. I want to be involved in the decisions that will be made about our future here at the lake and to get input from the residents concerning their ideas and/or wishes. If elected, I will serve as your representative and will be open to any and all suggestions.’

Heritage Lake HIGHLIGHTS EMAIL > [email protected] JANUARY 2016 Page 9 Tom Novak Why do you live at Heritage Lake? Tell me, I’d really like to know. Email me @ [email protected] Marianne and I made Heritage Lake our home in 2008. For me boating/fishing amenities plus the diversity of wildlife are draws. Marianne was drawn to the variety of social clubs/events that are offered. What do you want the HL community to do for you? Facebook suggests that you want someone to answer your questions - what to do in an emergency, what to do about stray pets, how to stop excessive noise, how to stop people from knocking down your mailbox, potholes, who to call for a plumbing problem? I think Communication is key to the well-being of our residents. As a board member I want to talk with you about your concerns and get you answers. The answers might not always be the answers you want, but I will get you an answer. In 2014 over 600 residents completed the Resident Survey as part of the Long Range Plan. Residents said they wanted to be safe, improve HL’s relationship with Putnam County officials, and preserve our No. 1 asset, the lake. Of the six initiatives that came out of the LRP: Emergency, Government, Communication (Treetops), and Water Quality have begun. I joined the Government Committee to both improve relationships with county officials, but also with HL homeowners. Our lives are busy and we cannot attend all meetings, but everyone can stay connected through the HLPOA Website and the Highlights. I believe that we must be pro-active and improve the following: the safety of all HL residents, preservation of our lake, and to keep everyone in the loop through open communications. What do you think? [email protected] Michael Lambert I have owned property at Heritage since 1993. I live at 642GB with my Wife, Wanda, and two Labs. I am running for the POA Board because I like serving the Heritage Lake Community and being involved with the decision making for the health of our lake and the betterment of our community. I served 24 years in the army, including a tour in Vietnam. I have a lot of experience with serving on Boards. I am currently serving on the Floyd Township Fire District Board and have served on the POA Board in the past. I became involved with the HLPOA in 2003 performing various tasks for the Association, on a volun- teer basis. I am a ‘Go To’ answer guy. There are a lot of repairs that need to be done to our existing amenities that had been over looked; many of these are being addressed. Other assets such as the exterior of the marina building, the marina parking lot near the ramp and the Activities Center also need restoration. I also believe that we need to add more boat tie-ups for off water property owners; the POA currently has a waiting list. I feel by being on the Board I can have an influence to getting these things done. I hope to have your support and appreciate your vote.

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Page 12 Heritage Lake HIGHLIGHTS EMAIL > [email protected] JANUARY 2016 FOOD FOR THOUGHT It’s the February issue, and what’s the big February day? Valentine’s Day! No-brainer for the article this month; something on love! As a pastor, I get to walk alongside a lot of pain in marriages, what is both sad and hopeful is; how common the challenges are in relationships. Sad because of the damage, but hopeful in that- if we could get a grip on only these common challenges, healthy marriages would become far more possible. Of course everyone has their own ideas on the subject, so I took a survey of several surveys and this is what I found to be the most insightful (Two OfUs.org, “Top 10 Challenges Couples Face…”). As listed: 1. Lack of role models growing up 2. Stress of multiple obligations 3. Lack of communication Skills 4. Ghosts of past relationships 5. Media influence on perception of healthy relationships 6. Addictive behaviors 7. Lack of introspection or willingness to look at individual issues that need to change 8. Trust issues 9. Finances 10. Lack of a support system, such as married friends, ongoing community support, etc. There were a number of other legitimate challenges such as in-laws, sex, child bearing, and child rearing; in fact, it’s quite a challenge to list the truly top 10 because there are so many. …But on the other hand, all problems can be summed up in one word: self. Whatever the problems, it deals with the desires, expectations, or responses of self, or more correctly; two selves. I’ve known marriages that have ended as quickly as six months and others that have lasted 80 years or more. What they all have in common is this: At one time or another, they had all faced a challenge so severe, that it would’ve been easiest to quit. The one dif- ference: One did, and one didn’t. Here’s a sad statistic that adds urgency to fighting for one’s marriage; the odds go up with each failure. One U.S. statistic claims the failure rate is 50% for first marriages; 67% for second, and 73% for third marriages. I’ve had the privilege of talking to a number of long-term couples, and I found these commonalities: 1. They are matter of fact about how hard it is to get along by times, 2. Even so; they have no regrets in spending a lifetime with their partner. After years of searching the facts, here are my conclusions: • A lifelong healthy marriage is possible; for those willing to learn, adapt, and stick it out. • Love is as much a choice of the will as the state of the heart. • We need all the help we can get, especially in this self-centered culture. Ok, here it comes… a shameless plug for a Canaan event: A VALENTINE DINNER & GUEST SPEAKER (Tips for a healthy relationship) Saturday, February 13, 6:30 PM at Canaan Community Church Speaker: Rev. Tim McNamee, a teacher in EMIP (a statewide marriage enrichment team), 18 years in marriage counseling, and happily married for 30 years. It’s an Italian dinner, and the cost is a love offering. It’s for anyone desiring a healthy marriage, and certainly be food for thought. Pastor Kevin and his editor-love Kathy are happy members of Canaan Community Church Bible Study Group meets every Wednesday, 9:30 AM to 11:00AM at the CLUBHOUSE. Contact: Jim Limp 386-7512

Heritage Lake HIGHLIGHTS EMAIL > [email protected] JANUARY 2016 Page 13 by Marianne Novak Homemakers met on a cold Tuesday in January for lunch and hospitality provided by Pam and Mary Ellen to celebrate the New Year (complete with party horns which we had to try out...they worked!). Mary Ellen gave an overview of the new dietary guidelines, which emphasize whole foods and variety, while significantly cutting our intake of sugar and salt. Check it out atwww.health.gov/dietaryguidelines/2015/guidelines Then we ventured to Scotland where Donna McGinley told us that this European country consists of the mainland and over 790 islands. We were saddened to hear that Pat Atchley, longtime Homemaker, died in Florida. Our prayers and sympathy go out to the Atchley Family. Pam taught us how easy it is to make Valentine's Day Cards. We made ours to donate to the County Council Volunteer Program, where they will be distributed to local nursing home residents for Valentine's Day. In the picture, we are making them. The person in between Meegan and Kathy, is our newest member, Theresa Jacobs. Welcome, Theresa! - Our next meeting is on February 16. Hostesses, Donna McGinley and Meegan, will serve light refreshments at noon. Donna will teach the lesson. - Bring one Valentine (homemade or not) to exchange. - Don't forget your items for the County Garage Sale. To find our more about Heritage Heartland Homemakers, call Marianne Novak at 765/386-2077. Heritage Lake Book Club by Marianne Novak The Marriage of Opposites by Alice Hoffman is a vivid account of how one woman's refusal to deny true love ultimately helped lead to an artistic revolution, Impressionism. Hoffman's narrative is set in the Caribbean Island of St. Thomas in 1807. Rachel and the other women in this novel live lives of hardships, upheavals, and subjugation. Throughout the story, Rachel continues to rebel against the Jewish rules of the island. At times the book is told in Rachel's voice, and other times in her son's voice. Abraham Jacob Camille Pissaro, often regarded as the first Impressionist, has his own struggles. Rachel's blue notebook becomes a symbol of her love of travel and learning. Camille's creative painting brings him a step closer to truth when he puts paint upon a canvas to create something of beauty. Obviously, we en- joyed reading this piece of historical fiction because we rated it 3.9. Up-coming book club dates: February 11 Change of date and venue for February;1 P.M. for a book club movie at Kathy's house March 9 A Man Called Ove by Frederick Backman April 13 Mrs. Poe by Lynn Cullen May 11 What She Knew by Gilly MacMillan Join us for a lively discussion or to borrow books from the bookcase in the Small Conference Room. (Marianne Novak, 386-2077) Heritage Lake Garden Club by Gloria Smith No meetings are scheduled for February. We will begin March 10, 2016 at 9:30 a.m. at the Clubhouse. We are always looking for new members and would love to have you join us! We look forward to seeing you then.

Page 14 Heritage Lake HIGHLIGHTS EMAIL > [email protected] JANUARY 2016 FOR SALE: Couch & loveseat. Good condition. Ted Salzman, resident of $150 call 317- 442-6682 to see. 2 lilac chairs. Good condition. $50. Heritage Lake passed peaceful- Call 317-442-6682 to see. ly in the early hours of Decem- ber 23rd 2015 in Salt Lake City FOR SALE: Boat & Trailer 2011 16' GRIZZLY after a yearlong battle with TRACKER, 10HP MERCURY 4 STROKE, lung cancer. Ted was very MINNKOTA EDGE 45LB Thrust Trolling Motor, involved with Heritage Lake LOWRANCE X4 PRO Fish Finder, 2 Swivel over the years, including lake Seats, TRACKER Trailer W/Spare Tire. security and implementation of Great Condition - $3,700 the Floyd Township Fire 149 MILL SPRINGS - CALL (317) 524-8400 Department. Ted's loving wife MOVING SALE: Feb. 10-13 9am - 6 pm Rosalie will remain in Salt Lake City at this time. 441 Mill Springs (Valley Forge). FREE: Schaff Bros. upright Piano FREE you **** ATTENTION ALL FISHERMEN**** pick up (heavy) Call Ron 765-386-6357 2016 BASS & CRAPPIE TOURNAMENT MEETING WHEN: Sunday February 28, 2016 WHERE: Heritage Lake Clubhouse TIME: 6:00 pm Anyone interested in participating in or helping with the Bass & Crappie Tourna- ments are encouraged to attend. The 2016 schedule and rules will be discussed and established at this meeting. Please attend this very important meeting! Rural Transit Service is Available LEARN BASIC \"County Sweeps\" will operate Monday through Friday with BRIDGE demand-response service available County wide. basic If you would like to This will include curb-to-curb service available from home to learn Bridge or destinations within Putnam County; including appointments, refresh your game, we will have a Class in shopping areas, and other personal and business Locations. April (tentative date: April 15th )@ Clubhouse at 1:00 PM). If you are interested please call . . . is an ongoing sale to benefit Kids Count, Elia Hunt 386-6571. sponsor of the annual Character Day Camp held at Heritage Lake each June. The 39 gallon yellow bags are 2mm thick with 25 bags per roll. All rolls are $10 ea. These bags are available at the POA Office. Special quantities/info contact Cindy (386-6338) or Jan (386-2175). Payment made in cash or by check payable to Kids Count. This is a very important source of funding for Kids Count & Character Day Camp. Plus these bags help keep our Heritage Lake Community clean! Thanks to all for your support!

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HERITAGE LAKE COMMUNITY SERVICES, INC JANUARY 2016 U.S.P.S. 61 GETTYSBURG POSTAGE COAPTagEeS1V6ILLE, IN 46H12e1ritage Lake HIGHLIGHTS EMAIL > [email protected] STAMP Advertising FLYERS & Business Card ADS in the Heritage Lake HIGHLIGHTS FLYERS: 1,150 copies You Print ( 8.5” x 11” ) Inserted and Delivered $50.00 PRINTING for 1,150 copies: Black & White $60.00 + $50.00 = Total $110.00 COLOR $130.00 + $50.00 = Total $180.00 Business Card Ad: (2” x 3.5”) on page 15 @ $30.00 ea. Month ( Only 10 available ) FLYER or BUSINESS CARD Ads Originals can be dropped at POA Office or e-mailed to: [email protected] MAKE CHECKS PAYABLE TO : HLCS and Mail to: HLCS; 61 Gettysburg; Coatesville, IN 46121 or drop at POA Office Sun Mon Tue Wed Thu Fri Sat JAN 29 JAN 30 JAN 31 01 02 03 04 A&E Plans Due 05 06 07 HL Cancer Support 14 7PM HL EPT Mtg 21 28 08 09 10 11 12 13 7PM HLPOA 1PM BOOK CLUB at Board Meeting Kathy’s 7PM DOMINOS 15 16 17 18 19 20 11:30 AM Homemakers 10AM CCCD Mtg. 7PM Euchre HL Cancer Support 7 PM HLNAC Mtg. 7PM NEIGHBORHOOD 1 PM BRIDGE 27 1:30 PM WATCH MEETING 7 PM A&E Mtg. HLPOA ANNUAL 22 23 24 25 26 MEETING HIGHLIGHTS 29 7PM Community Supported ARTICLES DUE MAR 05 7PM HLPOA Operations Agriculture Meeting at Meeting HLPOA Clubhouse MAR 01 MAR 02 MAR 03 MAR 04 A&E Plans Due FLYER Ads DUE 7PM HL EPT Mtg.