Login to Disbursement

Login to Disbursement Process

Agenda • Loan Process Flow • Login Checklist

Loan Process Flow

Login to Disbursement – Process Flow Login of File Banking of Basic Data FI Initiation RCU Legal and Login Cheque Entry in APS Initiation Technical Initiation Handing over the Preparation Approve / Underwriting by Personal Discussion Sanction Letter to of Sanction Forward the case portfolio team with applicant by customer on receiving portfolio team ROI and Fees approval Letter to respective approving authority in APS Scanning of File in Disbursement Legal & Preparation of Disbursement I Disburse for LAN Initiation & DM Technical docket for authorization by preparation in verification Operations & issuance of generation scanning in I APS Disburse. cheque Legal & Technical will be initiated at this stage only in case of BT & LAP transactions. In other cases, it is at the sole discretion of the TPM

Login Checklist

Login Checklist for Sanction File KYC Proof Duly filled Application Form Login & Processing Income Proof Fee Cheques Bank Statements Declaration of all Property papers running loans (mandatory forBLTAP 12 months RTR & & BT) LOD (for BT cases)

Login Checklist for Disbursement Docket Parameters Documents Required Basic • Accepted Sanction letter • Facility agreement • Disbursal request form • Original/copy of property documents based on transaction type • Repayment instrument • Direct Debit Mandate (ICICI Bank account holder) • NACH mandate (Other Bank account holder) • Security instrument • 3 security cheques (ICICI Bank account holder) • NACH security mandate (Other Bank account holder) • Vernacular declaration (if applicable) • Fulfillment of PSD conditions (if any) Insurance • Insurance application form • Premium cheque/DD

Login Checklist for Disbursement Docket Parameters Documents Required Transaction Specific • Resale transaction • Seller KYC • Copy of cancelled cheque of seller bank account • OCR clearance • Resale affidavit • NOC (from society, etc. as applicable) • Builder purchase • OCR • OCR clearance • NOC (from Builder) • LAP transaction • End use letter (Also in case of Top Up loans) • NOC (from society, etc. as applicable) • Balance Transfer • BT Kit • Original LOD • Latest FC statement • Copy of property documents

FTR while Filling Application Form

Lead ID: L2RM id( Only applicable where lead is received though L2RM) RM ID: Incase of DMA - TMA’s Id, In case of RP – SA/SM id Broker ID: DMA’s or RP’s Id Bank Branch Sol ID: Sol Id of Bank branch Bank employee ID: Bank branch Emp id Text is set in 16pt Zurich BT 10

Sourcing Branch: HFC Sourcing branch Servicing Branch: Branch from where customer will be serviced Text is set in 16pt Zurich BT 11

Text is set in 16pt Zurich BT Email id is mandatory. For affordable product deviation can be taken in case of non- availability of email id. GST Details to be filled 12

Only to be filled in case of SEP and SENP. Not applicable for salaried Text is set in 16pt Zurich BT 13

This product is not yet launched. Therefore, not mandatory. If property is not finalized, please mention NA Inform the customer about our FD product. If the customer is interested then fill in the amount. Text is set in 16pt Zurich BT 14

Applicant’s information to be filled here. Text is set in 16pt Zurich BT 15

Co-applicant’s information to be filled here. Text is set in 16pt Zurich BT 16

Details of Provident Fund Text is set in 16pt Zurich BT 17

Text is set in 16pt Zurich BT Aadhaar details for both Applicant and co-applicant are mandatory. 18

Text is set in 16pt Zurich BT In case of assessed income Programme, documented income will be considered as Gross Household income. 19

Thank you