ACUof Texas Newsletter 2021 Second Quarter

Staying Safe with Fast Cash Apps. Page 3 ACUNews Second Quarter 2021 FIND, FINANCE AND PROTECT Your Home Page 1 FUNDING Spring Home Repairs Page 5

FIND, FINANCE AND PROTECT YOUR HOME WITH ACU OF TEXAS When we say we’re here to make your life easier, we mean it! We offer services to make your major purchases, like buying a home, simpler from start to finish with all of your homebuying services under one roof. When you’re ready to find and finance your dream home, we’ve got you covered. And when you want to protect your new house with insurance coverage, you guessed it, we can help! FIND OR SELL A HOME WITH KEYSTONE REALTY GROUP ® Keystone Realty Group takes the stress out of finding your dream home. As a subsidiary of the credit union credit union, Keystone offers personalized service with expert Realtors to guide you through every step of the process. Keystone Realty Group can help you: • Find a home at the right price • Easily navigate through contracts and details • Stay informed with market updates FINANCE YOUR HOME WITH ACU OF TEXAS To make the home-buying process even easier, you can get pre- approved for a mortgage before you find a home to help you understand exactly what you can afford, increase your negotiating power and further expedite the closing period. Here’s why you should choose ACU of Texas for your mortgage: • Low rates and fees to save money • Mortgage options to suit your specific needs • Pre-approval to make your home-buying process faster • Receive expert consultation every step of the way from our experienced team PROTECT YOUR HOME WITH ACU INSURANCE SERVICES When you’ve found and financed your home, you’ll need insurance coverage to keep it safe. Protect your home with ACU Insurance Services. ACU Insurance Services can provide coverage with services like: • Homeowner’s insurance • Home warranty insurance • Flood insurance ACU OF TEXAS | SECOND QUARTER 2021 1

WE HAVE YOU COVERED acuinsurance.org | 800.581.2428 ACU Insurance Services: CU Financial Group, LLC d/b/a ACU Insurance Services is a credit union service organization wholly owned by Associated Credit Union of Texas. OFFICIAL CREDIT AND DEBIT CARD COMPANY www.acutx.org/sabercats

EARN STAYING SAFE WITH FAST CASH APPS 2%UNLIMITED Peer-to-peer payment apps like CashApp, Venmo, Zelle and PayPal offer a convenient way to pay your CASH BACK friends electronically without carrying cash on hand. ON EVERY PURCHASE WITH SELECT CARD However, these programs do not offer protection for THE purchases or sales made when using the apps. It is important to take precaution before sending money Unlimited 2% cash back with through an app the same way you would when no rebate tiers or revolving sending cash or mailing a check. purchase categories • Only send money to people you know. When Variable rate making payments with peer-to-peer cash apps, you should only interact with people you know No annual fee and trust. These apps are not meant for Craigslist or Facebook Marketplace purchases from people Contactless for added you have never met. Once you send money to a security and convenience stranger, you won’t be able to get that money back. www.acutx.org/select • Use a safe, trusted payment platform. Before Members earn 2% cash back on purchases, which can be used for a cash downloading a cash app from the app store, be deposit to their account or payment toward their Mastercard. Members sure to take a close look at the name of the app will visit www.cucashbackmall.com to redeem. and make sure it matches the merchant name. Each peer-to-peer payment app is slightly different and knowing the differences can help you pick the best payment app for you. • Monitor your accounts. Watch your accounts closely and contact us right away if you notice anything unusual. If you’re an ACU of Texas member, download the ACU of Texas Mobile App so you are able to check your balance anytime, anywhere. ACU of Texas members can always use the money transferring services we provide to ensure that their funds are as secure as possible. In Online Banking, you will find options to Transfer Funds, Pay Bills or Pay A Person, which allow you to securely transfer money from your ACU of Texas accounts. ACU OF TEXAS | SECOND QUARTER 2021 3

Open new accounts Apply for loans and mortgages Review or add policy coverage with ACU Insurance Services Get in touch with a representative from Keystone Realty Group Make changes to your account and more DOWNLOAD THE FREE APP! ACU Insurance Services: CU Financial Group, LLC d/b/a ACU Insurance Services is a credit union service organization wholly owned by Associated Credit Union of Texas. Keystone Realty Group is a full service real estate agency, wholly owned by CU Financial Group, LLC, a subsidiary of Associated Credit Union of Texas. Federally insured by NCUA. ACU OF TEXAS | SECOND QUARTER 2021 4

FUNDING SPRING HOME REPAIRS Funding Spring Home Repairs Now that spring is here, take a moment to do a walk-around inspection of your home. See some room for improvements? Maintaining, repairing and upgrading a home can range in cost from a minor fix to a major project. Paying for minor repairs If you see the need for small DIY repairs, you might be able to tackle them with cash and your own two hands. If you have a bit of cushion in your checking account or in a contingency savings account, small home projects can be covered, even if it means a temporary trim to discretionary spending. If the need exceeds the cash If your home-repair needs are more costly, consider turning to other resources like a credit card. When it comes to minor improvements, having that extra spending power available will allow you to fix what’s needed now, while budgeting the payments over a period of time. Raising the roof on expenses Larger home upgrades will likely require bigger investments. A new roof, exterior painting, foundation repairs and other projects will protect your home’s value and could end up costing more the longer you delay. Under these circumstances, a loan can often get you more than your credit card limit will allow. ACU of Texas has partnered with local residential service providers and contractors to provide low-rate, hassle free financing for their services. From a small repair to a major improvement, there are plenty of ways to fund whatever spring home project you decide to undertake. Take advantage of these great services and discounts provided as an added ACU of Texas member benefit. HRIN EONEPEMDAOEIFRS? LEARN MORE ABOUT OUR PREFERRED PARTNERS www.acutx.org/preferred-partners ACU of Texas is not a representative of these participating preferred lending partners. ACU of Texas is not responsible for pricing and quality of purchases or services rendered with a preferred lending partner. ACU of Texas assumes no liability for any of the preferred lending partners in fulfilling their services or providing their products. All liabilities, claims, damages, and demands are the sole and direct responsibility of the respective preferred lending partner.

ACU IN THE COMMUNITY Suit Up In February, we hosted our annual Suit Up event, collecting gently used professional attire to support Career Gear Greater Houston and The Empowered Survivor. Volunteers helped organize the clothing donations from our members and community partners. Enterprise-Independence Village Partnership Promotion We partnered with Enterprise Car Sales Houston throughout the month of January in support of The Independence Village. For every car Enterprise car purchase financed through us, donation was made, totaling $2,400. ACU OF TEXAS | SECOND QUARTER 2021 6

P.O. Box 9004 | League City, TX 77574 LOCATIONS Brenham Cypress 2509 Becker Dr. 7640 N. Fry Rd. Alvin 1450 FM 1462 Friendswood - Kroger Pasadena - H-E-B 3135 E. FM 528 Rd. 6210 Fairmont Pkwy Deer Park 309 West X St League City Corporate League City 1095 W League City Pkwy 351 S FM 270 La Marque 920 First St Pearland-Friendswood Pearland - H-E-B Plus 1504 Broadway 2805 Business Center Dr. Pearland 6306 Broadway Texas City 1326 9th Ave. North Santa Fe 11934 FM 1764 281.479.3441 | 800.848.0330 www.acutx.org PO Box 9004 | League City, TX 77574