FEB 2020

PROFITB U S I N E S S M A G A Z I N E Okfha W,am; ,dNhhsy;rjk ldKavh kjjk l,dmh 111474 i`.rdjla jYfhka ,shdmÈxÉ lrk ,§ ISSN 2478-0561 ñ, re' 150$} 2020 fmnrjdß jHjidh wjia:dj wkqj 2020 b,lal fjkia lsÍfï wf,ú yd wOHdmksl m%o¾Ykh yelshdj yeufokdg u ;sìh hq;= .=Kdx.hla meá%la reøsf.da AIA iud.fï fcHIaG rlaIK ksfhdacs; Tn;a zzrg jgd ksuejqï tkak''' f,dj jgd wf,úhgZZ l=vd jHdmdr ixj¾Ok wxYh we;=,aùu fkdñf,a l%Svd yd ;reK lghq;= wud;HdxYh kdhlhd i.hkag o weyqïlka §u jeo.;a

www.profitmagazine.lk 01PROFIT±kaùuls YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

YS% ,xldfõ wxl 1 ri ikakduh\" ukaÑ fj;ska .ug msfok iudc i;aldrh wo ojfia wm fl;rï m%S;sfhka wm w;r isáfhah' fndfyda ÿIalr Èú f.jkafkao@ wmg lsisÿ jQ lvbï miq lrñka ish wNs,dIhka wvqmdvqjla ;sfí o@ we÷ï me,÷ï\" uqÿkam;a lr.;a miq ta .uk tkakg hdk jdyk\" f.j,a fodrj,a wm jgd w; ys; ÿkafkda wu;l lrkakg jQ fN!;sl iïm;a fï ish,a, lsisÿ ;rï Tjqka .=Kul= fkdùh' fï ksid wvqjla fkdue;sj wmg ,eî we;s irKla wjeis ck;djg irKla nj wms oksuq' tfy;a fujeks foaj,a fjñka ,la ud;dj fjkqfjka iqúi,a fkdue;sj wirK jQ fl;rï msßila fiajhla bgq lsÍfï wNs,dYh we;sj isákjd o lshd Tn is;d ne¨‍jdo@ Tjqka kj mshjrla ;eîh' ta wka iuyrúg Tng tjeks fohla isyshg ljfrl=j;a fkdj Tn wm ljqre;a fkdkef.kakg o we;s' tkuq;a y÷kk CBL iud.uhs' CBL lS tjekakla isyshg ke.=K flfkl= muKska tlajru is;g fkdke.=K;a zukaÑZ hk jokska rgu y÷kk ckms%h;u iud.uhs' rig rila tla lrñka f,dl= fmdä ldg;a fmdaIKfhka msß ksIamdok /ila f.ktñka ksfrda.su;a oehla ;kkakg ukaÑ iud.u uy;a jQ mßY%uhla orkq ,nhs' 1968 j¾Ifha § wdrïN jQ ukaÑ iud.u mqrd jir 52l ld,hla ;siafia ish ksIamdokj, .=Kd;aul nj yd ;;a;ajh jeä lrñka f,dj wxl tfla wdydr ksIamdok wdh;khla njg fï jk úg m;aù yudrh' Tjqkaf.a fï .uka uf.a yerjqï ,laIHh 2010 oS wdrïN úKs' ta jk úg foaYSh wdydr ksIamdok wxYfha by<u ysksfm;a; o Tjqka ;rKh lr wjika h' fï ;ekg hkakg Wmldr l< YS% ,xldjdis idudkH ck;dj lsis f,ilska Tjqkg wu;l l< fkdyels úh' ck;dj iud.ug ,ndÿka fohska fldgila wdmiq Tjqkgu msßkud l<.=K ±laùfï wruqfKka zzukaÑ iu. .ug irKZZ m%cd i;aldrl jHdmD;sh wdrïN lrñka rgg;a m%cdjg;a iqúYd, fiajhla lsÍug Tjqka wä;d,u oeóh' m%lg m%p,s; iud.ulg ck;d wjYH;d fjkqfjka jk b,a,Sï bÈßm;a jkafka ksrdhdifhks' t mßÈu YS% ,xldfõ Yla;su;a 02 PROFIT www.profitmagazine.lk 2020 fmnrjdß YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj

iud.ula jQ ukaÑ iud.fuka úúO fï ish¨‍ lghq;= i|yd uQ,Huh jevigyka i|yd iydh ,nd.ekSug ck;d b,a,Sï o fkdwvqj ,eî ;sìKs' odhl;ajh ukaÑ wdh;kh ,nd fooa§ tu b,a,Sï iïnkaOfhka wOHhkh lrk úg wjfndaO jQfha rg ;=< ta i|yd wjYH wfkl=;a ld¾hhka ld,dka;rhla ;siafia fkdúi÷Kd jQ fmdÿ .eg¨ yd wjYH;d fndfyduhla i|yd tys ks,OdÍka lem fjkafka mj;sk njhs' lsisÿ fm!oa.,sl ,dN m%fhdackhla tfukau ukaÑ ksIamdok fnodyeÍfï § lafIa;% úl=Kqï fkd;ld h' ukaÑ iud.u bgq lrkakd ks,OdÍka úiska o tu .eg¨‍ mila l<y' fï .eg¿j,g iqÿiq úi÷ï jQ fuu iudc fufyjr fjkqfjka tys ukaÑ wdh;kh u.ska ,ndfokakg uQ,sl;ajh .kq ,eîh' ks,OdÍka fm!oa.,slj ish ld,h jeh jd¾Islj l%shd;aul jk lrhs' úfYaIfhkau m%dfoaYSh wf,ú Tjqkaf.a wNsfma%rK jevigykl § m%cd fiajdj uq,a jrg isÿl< hq;= ksfhdað;hka\" fj<`o iqmÍCIljreka\" ia:dkhla y÷kd.kq ,eîh' ta wkqj 2010 j¾Ifha § le.,a, osia;s%lalfha fnodyeÍfï úl=Kqï ks,OdÍka wd§ j,.u m%foaYfha jQ .u hd lrk ta oKav fjkqjg md,ula ;kd fokakg ks,OdÍka jHdmD;s wdrïNfha isg Tjqka mshjr .kq ,enqfõ mqrd jir 50lg wêl ld,hla .ï jeishkag lD;fõÈ;ajh m<lsÍfï uqjdfjka wjidkh olajd ksrka;r wëlaIKfha ;snQ ndOdjlg ;s; ;nñks' 2010 úYd, uqo,la jehlr tu.ska ish fhfoñka jHdmD;sh id¾:lj wjika j¾Ifha § wdrïN jQ fuu m%cd ld¾hhu nn,jkakg fjr ork lsÍug fhdokafka uy;a jQ mßY%uhla i;aldr jHdmD;sh wo jk úg ;j;a mqoa.,hka nyq, iudchl ukaÑ nj lsj hq;=uh' 150g wdikak jHdmD;s m%udKhla iud.u fuu ish¨‍ fiajdjka bgq wjika lsÍug iu;a ù we;' iEu lrkafka ksy~juh' m%isoaêh\" ;ud oeyeñka Wmhk Okfhka uil § u wdrïN lrkq ,nk fuu m%pdrh yd mqyq wdfgdamh fjkqfjka fldgila okg mskg fjka lrk jHdmD;s ,xldfõ i;r fldklu\" úYd, uqo,la jehlr ;ukaf.a kduh f,i nqÿ oyfï mjd i|yka lr iEu m%foaYhlau wdjrKh jk mßÈ nn,jkakg fjr orkjd fjkqjg ta ;sfí' ukaÑ wdh;kh tlS lshuk isÿlr ;sîu Tjqkaf.a lemSfmfkk uqo,a o m%cdjg hula bgq lsÍu msKsi mila lrñka cd;s wd.ï fíofhka iqúfYaI;ajhla fõ' jeh lsÍu fhda.H nj Tjqka lshd f;drj iqjyila jQ Y%S ,dxlslhka isákafka ;j ;j;a Tjqka i;= hym;a fjkqfjka bgq lrkakd jQ fuu iudc jHdmD;shla wdrïN lsÍfï § nj wmg mila lrñks' i;aldr ms<sn|j wm iefjdu w.h Tjqka iEu úgu ck;djf.a fmdÿ l< hq;=uh' Tjqkg fujka jQ lghq;= wjYH;dj,g uQ,sl;ajh foñka ukaÑ iud.u wdrïN lrkq ,nk bÈßhg lrf.k hdug Yla;sh wm o lghq;= lsÍu\" ta wkqj fndfyda úg fuu iEu jHdmD;shlau Tjqka ;ks m%d¾:kd lruq' l=vd mdrj,a bÈlsÍu\" md,ï bÈlsÍu\" ;ksj bgq lrkjd fjkqjg wod< m%cd Yd,d\" c, fhdackd l%u\" m%cd m%foaYfha ck;d iydh o ,nd.ekSu ukaÑ wdh;kh u.ska f.khk fi!LH uOHia:dk bÈlsÍu wd§ jQ fuys fjfiis ,CIKhls' ta wkqj fuu iudc i;aldr fiajdj Tfí ld¾hhka i|yd uQ,sl;ajh § lghq;= jHdmD;s l%shd;aul lsÍfï ish¨‍ m%foaYhg;a ,nd.ekSug wjYH kï l< w;r oefha wkd.;h ndr.kakg j.lSï lafIa;% Ndr ks,OdÍka úiska ta i|yd l< hq;af;a Tn m%foaYfha ierfik orejkag fi; ie,iSfï bgq lrkq ,enQ w;r wod< jHdmD;sh fCIa;% úl=Kqï ld¾h uKav,fha wfmalaIdfjka mdi,a fjkqfjka isÿjk .%dufha ck;d iydh o idudðlhl= u.ska tu wjYH;dj iqúfYaIS ld¾hhka rdYshla bgq ,nd.ekSug wu;l fkdlf<a h' fï oekaùu mu‚' Tfí m%foaYfha ´kEu lsÍug o lghq;= lf<ah' fï jk úg wkqj jeh lrk uqo, fuka fo;=ka ukaÑ ksIamdok wf,ú is,a,r\" f;d. Tjqkaf.a iïmQ¾K jHdmD;s w;ßka .=Khl jákdlula m%;s,dN jYfhka fj<|ie,a u.ska Tyq iïnkaO 70]lg muK odhl;ajh ,nd§ lr.ekSug yelshdj we;' we;af;a mdi,a orejka fjkqfjks' úoHd.dr\" .‚;d.dr\" mka;s ldur .ug ysñlroSug yels ù ;sfí' uyck iïnkaO;d l<ukdlre bÈlsÍu yd mdi,aj, c,fhdackd fuu iudc i;aldrl jHdmD;s cdkl fndf;acq uy;d yd fÊIaG l%u ilid §u wd§ jQ mdi,aj, ikakdu l<ukdlre úð;a ksYdka; m%Odk wjYH;d fndfyduhla tu.ska i|yd ck;d iyfhda.S;ajh uy;d iu`. l, idlÉPdjla imhd§ug iu;aj isáhs' ,nd.ekSu ;=<ska Tjqka wfmalaId weiqßka' lrkq ,enqfõ jHdmD;s jákdlu orejka fjkqfjka YsIHdOdr jeälr.ekSu muKla fkdfõ' wod< ,nd§fï jevigykla o fï w;r l%shd;aul lsÍu Tjqkaf.a ;j;a jHdmD;sh wjika lsÍfuka miq .ug jeo.;a ld¾hhla úh' fï jk úg ,laI 15 - 20 w;r m%udKhl ,o iïm;a tajd bÈßhg wdrlaId lr ck;djla fuu jHdmD;sj, m%;s,dN w;aú¢;s' mj;ajd.ekSu\" m%foaYfha ck;djf.a l<Ks ufkdacd tluq;=lu\" iyfhda.s;ajh wdÈ jQ bgqlr.kakd jQ fiajhg jvd lreKq w;sYfhdala;sfhka f,dalhg .=Kdx. j¾Okh lsÍu wd§ jQ hym;a igyk lshd mEug fjr ork ñksiqka isák iudchl ukaÑ fï ish¨ i;aldr fiajd wfmalaIdjka o ta w;r úh' msßkukafka ksy;udks ioaNdjhlsks' PROFIT 03www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

04 PROFIT ±kaùuls www.profitmagazine.lk 2020 fmnrjdß YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj

PROFIT jHdmdßl udisl i`.rdj y;rjk ldKavh kjjk l<dmh i`.rdjla jYfhka ,shdmÈxÉ lrk ,§ ISSN 2478-0561 ñ, re' 150$} 2020 fmnrjdß iïm%odhsl foaYmd,kh wNsNjd hk ckm;s ±laujHdmdßl udisl i`.rdj fufyhqï yd l¾;D uKav, wOHCI ì%;dkH md,kfhka ksoyi ,eîfuka blaì;sj 1948 isg tod fuod;=r YS% ,xldfõ m%Odk ixialdrl ljr fyda rdcH kdhlhl= isÿ fkdl< ks¾NS; yd wjHdc m%ldYhla ye;a;E fojeks ohd fmf¾rd cd;sl ksoyia iure Wf<f,a § f.daGdNh rdcmCI ckdêm;s;=ud 2020 fmnrjdß 04 jeksod cd;sh wu;d m%ldY lf<a h' ckdêm;s moúhg m;aùfuka miqj rdcH ¬ 94 0772 104 665 kdhlhd jYfhka cd;sl ksoyia W;aijhl § m%:u jrg cd;sh wu;ñka isÿ lrk ,o m%ldYh ish¨ rgjeishkaf.a is;a wdl¾IKh lrf.k we;' ixialdrl fhdñ; ìu,a chfldä rfÜ ck;djf.a wjYH;d ls%hd;aul lsÍfï § rdcH ks<OdÍkaf.ka fyda ¬ 94 0718 030 738 jHjia:dodhlfhka fyda wêlrKfhka fyda lsisu ndOdjla ;ud n,dfmdfrd;a;= fkdjk nj ckdêm;sjrhd l;dfõ § wjOdrKh lf<a h' fidaÿm;a yd mßj¾;k ixialdrl w;=, tA' fodvkaf.dv ck;dj ;ud n,hg m;alrñka n,dfmdfrd;a;= jQ ish¨ oE bIag lr§ YS% ,xldj ¬ 94 0773 124 261 fi!Nd.Hu;a foaYhla njg m;alsÍu i`oyd Wmßu lemùfuka ksjerÈ rdcH md,khla f.khk neúka Bg ndOd fkdlrkq we;s njhs fyf;u tu wxY ;s%;ajfhka udOH iïnkaêldrl u wfmaCId lrkq ,enqfõ' m%cd;ka;jd§ md,k ;ka;%hla ;=< meje;sh hq;= tu wxY tï' ã' O¾uisß ;=ku ckm;sjrhd úiska ±äu;Odßj md,kh lrkq ,n;ehs we;eful= ;=< iel my< ùug bv we;' tfy;a ckm;sjrhdf.a iuia; l;dj mjikafka tjekakla 0776 7 799 865 fkdj ish Oqr ld,h ;=< Yla;su;a md,lhl= f,i rg kexùu i`oyd jk ±ä wÈgkhs' úfYaIdx. ,sms iïmdokh úkaika u¾úka m%kdkaÿ rdcH kdhlhl=g tjeks m%ldYhla isÿ l< yels jkafka\" Tyq n,hg m;ajQ le¿ï je,s.u foaYmd,k mCIh blaujd ljr fyda fNaohlska f;drj iuia; cd;sfhau kdhlhd frdydka vhia jYfhka is;d\" tA wkqj ls%hdlrkafka kï muKls' tla ck fldgilg fiajh lrk l<Ks ufkdacd foaYmd,k kdhlhl= fkdj ish¨ ck;djf.a rdcH kdhlhd jYfhka fiajh l< k÷ka YHdud,a hq;=h hk ±lau ;ud ;=< mj;sk nj ckdêm;sjrhd ish m%ldYfhys ,d i`oyka mqkHd pdkaokS o is,ajd lsÍfuka\" rfÜ wkd.;h f.dvke.Su i`oyd Tyqf.a ;sridr wjHdc lemùu fmkakqï lrhs' wlaIr ixfhdackh yd msgq ieliqï rhsÜ óâhd ^fm!oa.,sl& iud.u rgl ksoyi hkq fl;rï mq¿,a mrdihl úys§ .sh ud;Dldjla ±hs ckdêm;sjrhdf.a l;dfjka ;jÿrg;a milajkafkah' ksis wOHhkhlska fyda fnodyeÍu iïnkaëlrKhlska f;drj mkjd we;s kS;sÍ;s\" fr.=,dis ck;djg ysßyer rhsÜ óâhd fnodyeÍï wxYh f.kfok w;r úúO wl%ñl;d yd ÿIKj,g u`.mdod we;s nj;a wjOdrKh l< ckdêm;sjrhd kS;s.relj\" úkh.relj yd .=K.relj Ôj;aùu i`oyd iene ¬ 94 011 20 86 736 ksoyila ck;djg ,ndÈh hq;= nj;a m%ldY lf<a h' uqøKh ye;a;E fojirlau wm tla ;eklu lrleù ;sfnk nj ckdêm;sjrhd fyd`Èka Neo Graphics (Pvt) Ltd jgydf.k we;' tA jgyd.ekSug Tyq i;= m%Odk fya;= idOlh ù we;af;a yuqod 44, Udahamulla Station Rd, yd rdcH fiajfha ld¾hCIu ks,Odrhl= ùfuka ,o w;a±lSu\" mkakrh fukau iïm%odhsl foaYmd,k N=ñldfjka Tíng m%úYag jQ Ñka;khlska fyì m%:u rdcH Nugegoda kdhlhd njg m;aùuhs' www.profitmagazine.lk YS% ,xldfõ wkd.;h bÈßfha mj;sk wNsfhda. rdYshls' tAjd ch .ekqug;a ck;djf.a ðj;aùfï whs;sh ;yjqre lsÍu i`oyd;a Tjqka u; mgjd we;s wkjYH ;yxÑ bj;a lsÍug lghq;= lrk njg ckdêm;sjrhdf.a m%ldYh ck;dj yuqfõ isÿ lrk ,o m%;s{djla f,i i<luq' rhsÜ óähd ^fm!oa.,sl& iud.u wxl - 15$1$8\" u;af;af.dv ykaÈh\" me,ekaj;a;\" mkaksmsáh' ÿ'l'$*elaia( 011 20 86 726 $ 011 20 86 773 Bfï,a - [email protected] PROFIT 05www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

Wjukdj\" Wkkaÿj\" PROFIINTSIDE W;aidyfhka ukd mgqk ie,iqula we;sj hula rkackaf.a y~mg mrok 07 mgka.;af;d;a uy nexl= y~mg folla 14 wksjd¾hfhkau 16 id¾:l;ajh lrd kslka yefok 22 hkak yelshdj flfi,a\" wehs fuÉpr 31 39 ,efnkjd .Kka@ 41 09 Cyber Security 44 Hackers hym;a wf,ú 46 m%j¾Okhg kdhlhd i.hkag o weyqïlka §u bvyir újrlrk jeo.;a wdydr f,an,a lsÍu YS% ,xld /lshd 18 fj<|fmdf,a Ök wkd.;h wjia:dj wkqj b,lal Saloon Unlimited ie¨ka blaujQ fjkia lsÍfï ie¨ka yelshdj zzwfma .%dylhd\" yefudagu ;sìh hq;= wfma iajdñhdhZZ .=Kdx.hla mdßfNda.slhdg;a wdhqO ;sfnkjd 24 kuq;a ta .ek jeäu wjqreÿ Tjqka okafka .dklg keye ,Sisx jdßlh kj jir fokafka wms we/UqKd muKhs kj b,lal i`oyd 35 lemfjkak

rkca kfa .a y~mg mrok uy nexl= y~mg folla úkaika u¾úka m%kdkaÿ kj jir wdrïN ùu;a iu. l,dmfhka bÈßm;a lÍs ug wfmla Ia d u¿q rgu fj,d.;a rxckfa .a y~mg lrñ' ^Y%S ,xld uy nexl=fõ wOHlaIljrhl=\" j,ks a rfÜ W;;a Í;r md¾,fs ïk;a j= ;a fcHIaG wd¾:sl úfYaI{hl=\" úOdhlh;a W;;a Í;r wêlrKh;a wd¾Ól yd u,Q Huh oelua lks a h;q a f,i ieye,¨a ‍jg ,la ùu tl w;lks a rgg jevodhS uy nexl= kj wêm;s Y%s chj¾Okmqr iriúfha ndysr l:sldpd¾hjrhl= jq lK.dgoq dhl lreKla jjq ;a ta uydpd¾h ,lIa ua kfa .a zz2020 fmr iy nexl=lrejkaf.a wdh;kfha l;sldpd¾h\" m%ùk yryd rfÜ mj;ks mn% , wdh;kj, oelua y~mgfhZa Z wk;a ¾.; lreKq wd¾:sl úYaf,aIl& iÿs lrk ¥I;s lhs% dldrlï /ila mO% dk jYfhka 4l's .%ka: 54 l l¾;D m<s ns |j ck;dj oekjq ;a ùu yryd ∗ j;ua ka zzYS% ,xld wd¾Ólh bÈßfha § tjeks foa lÍs ug fm<fUk wh ;<= hï ixjrhla we;s lÍs ug tu uyq Kq fok wNfs hd.a ZZ y~ mg rel,= la úh' ∗ 2020 jif¾ yd bÈßh i|yd jQ ta w;r wm ÿgfq ha tu y~mg uoq ,a m;% ms ;;a s Wmdhud¾. yd kis d rfÜ W;;a Í;r wdh;kh jQ YS% m;% ms ;;a 's ,xld uy nexlf= õ jeo.;a wd¾Ól ∗ 2020 jir iy bÈßh i|yd yd u,Q H m;% ms ;;a us h ml% dYkhla jQ zzu,Q H wxYfha lhs% dldß;ja h yd zz2020 fmroelua ZZ kï jQ kj uy i:a djr;ja hg wod< uy nexl= nexl= wêm;s uydpd¾h ví' î' m;% ms ;;a Zs Z' ,lIa ua ka uy;df.a y~mghg t;rï ∗ uy nexlf= õ zziyhl yd kfs hdða ; ;ekla fkd,eîuh' tu y`vmg fol ld¾hhka ioyd wod, m;% ms ;;a Zs Z m<s ns |j úuiuS la lÍs u fuu ,ms fs ha YS% ,xld wd¾Ólh fï jk úg wruKq h's ta w;ru rggu úk l< mijq kfq ha ;rS Kd;ua l ikêa i:a dkhl ne÷ïlr u.äh yryd kls ;= a jQ nj uy nexlj= lhs h's kos yiks a zzfjdya dßl ú.Kk jd¾;djZZ o miq oYl .Kkdjla mrq d iÿs l< l;ls djg ,lùa u o ;rula wvmK úúO m;% ms ;;a s iïmdok ;<= ks a YS% úh' ta m<s ns | úYfa ,Ia Khla B<Õ ,xldj lemS fmfkk wNjs Doêa hla ,nd.;fa ;a iudchhS jYfhk's tfy;a rfÜ wd¾Ól j¾Okh úNj uÜgug jvd wvhq ' we;eï mf% oYa j, yd ck fldgija , ÿmma ;la u ;ju;a by<h' rfÜ M,odhS iïm;a Wmfhdca kh lr.kq ,nkfa ka wvq jYfhk's wmkhk j¾Okh yd úúOdx.lS rKh mu% dKj;a ke;' úYd, jYfhka rg Kh ù we;' rdcH u,Q H ;;;a ja h o wNfs hd.a ldÍ fõ' f.d,a hS wd¾Ólfha lhs% dldÍ;ja h o rgg wNfs hd.a ldÍ úh' mdila = bßod my% drh rfÜ wd¾Ól ;;;a ja h ;j;a oreKq wählg m;a lf<ha ' YS% ,xld uy nexlj= o ;u uoq ,a m;% ms ;;a hs tu wd¾Ól wNfs hd.a j,g uyq Kq §ug fhd.a H mßÈ oeä uoq ,a m;% ms ;;a hs la mijq uOHi:a uoq ,a m;% ms ;;a hs ;a iy fï jk úg ,ys ,s a u,Q H m;% ms ;;a hs la wk.q ukh lrñka iàs ' 2019 wd¾Ól j¾Ok fõ.h 2015 igs lu% fhka wvq ù f.dia 2'8]l b;du wvq uÜgulg m;ja k nj fmr oelua ml% dYkh lhs h's fï b;du wvq j¾Ok ;;;a ja hkga n,mE PROFIT 07www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

fy;a = lys ms hl's lhs% dj,hs ZZ ld¾hlIa u lÍs u' YS% ,xld wd¾Ólh fï ∗ m;% ms ;;a s wi:a djr ùu' jk úg mijq kfq ha ∗ wdfhdca k úYja dih ÿ¾j, ù ∗ fjf<|fmd< n,fõ. u; mokï ;rS Kd;ua l ikêa i:a dkhl nj uy wdfhdca k wvùq u' jQ jvd by< kuHY,S ;S ja hlks a nexlj= lhs h's kos yiks a ∗ k;s r k;s r yg.kka d ija Ndúl miq oYl .Kkdjla mrq d h;q j= úkus h wkmq d;ls h ;rS Kh iÿs l< úúO m;% ms ;;a s jHik' iïmdok ;<= ks a YS% ∗ jHyq d;ua l .eg¨‍j,g úi÷ï ùug uoq ,a m;% ms ;;a s rdujq ;<= ,xldj lemS fmfkk wNjs Doêa hla ,nd.;fa ;a fkd,eîu' zzlïmk wjfYdIa KhlZa Z (shock iudchhS jYfhk's tfy;a ;;= fufia jjq o rfÜ WoOa ukh absorber) f,i lhs% d lÍs ug bv rfÜ wd¾Ól j¾Okh mi.q hs wjrq eÿ 11 ;<= u ;ks ueÈ §u' úNj uÜgug jvd w.hl ;ndf.k hEug uy nexlj= wvhq ' we;eï mf% oYa j, iu;a úh' tfiua uE; w;;S fha uy ∗ cd;Hk;a r f,i fjf<|dï l< yd ck fldgija , nexlf= õ uoq ,a m;% ms ;;a hs zzkuHY,S S ÿmma ;la u ;ju;a by<h' WoOa uk b,lla lrk m;% ms ;;a s yels NdKva yd fija d kms ojk rfÜ M,odhS iïm;a rdujq lZa Z u; mokï úh' 2019 j¾Ih Wmfhdca kh lr .kq ;<= uy nexl= u,Q H m;% ms ;;a hs wxYh Yl;a us ;a lÍs u u.ks a ,nkfa ka wvq jYfhk's ,ys ,s a lÍs u yryd m;% ms ;;a s fmd,S wmkhk j¾Okh wkmq d;ls fol jQ k;s H ;ekma ;= zzf.jïq fYIa fha cx.u .Ks fq ï yd úúOdx.lS rKh myilq ï wkmq d;ls h (SDFR) yd k;s H mu% dKj;a ke;' úYd, Kh myilq ï wkmq d;ls h SLFR) yÕs hZZ ;rs idr uÜgïj, jYfhka rg Kh ù we;' m<s fs j<ks a 7]la iy 8]la olja d o\" rdcH u,Q H ;;;a ja h o jHji:a dm;s ixÑ; wkmq d;ls h 5] mj;ja d.ekuS ' wNfs hd.a ldÍ fõ' olja d o wvq lf<ha ' Bg wu;rj rfÜ u,Q H i:a djr;ja h i|yd m;% ms ;;a s ∗ Wmdhud¾.ls j;la ï fjkla Ís fï úúO Wmfoia kls ;= a lÍs u' lhs% dud¾. /ilua .;fa ;ha ' by;ks a oelja Q kj u,Q H m;% ms ;;a s 2020 jir ;=< fuu ,sys,a jQ uQ,H rdujq la (Strategic asset lhs% dud¾. kj u,Q H wxYfha lhs% dud¾. m%;sm;a;s ;SrK yryd fm!oa.,sl yereKq úg uy nexlf= õ jHjydr wxYh fj; jQ Kh j¾Okh 12] allocation) ;<= ks a úfoYa ixÑ; uoq ,a l<ukdlrKh\" rdcH Kh - 13]lska fõ.j;a ù my; jegqKq l<ukdlrKh\" fija l w¾:idOl wd¾Ól j¾Ok fõ.h 2020 § 4'5] l<ukdlrKh lÍs u' wruoq ,a l<ukdlrKh\" úfoYa la olajd by< hk nj o mejis‚' úkus h l<ukdlrKh\" u,Q H noq êa óg wu;rj 2020 iy bÈßh i|yd ∗ úfoYa wdfhdca lhkfa .a tla lh\" md% foYa hS ixj¾Okh hk y÷kajdÿka uqo,a m%;sm;a;s ;SrK uy nexlf= õ iydhl yd kfs hdða ; fufia idrdxY lruq' mf% hdca khg zzcd;Hk;a r ld¾hhka ioyd kj m;% ms ;;a s ∗ WoOa ukh ihs hg 4] - 6] w;r /ila y÷kja dfoñka jegKq q wd¾Ólh mrdihl mj;ja d.ekuS ' i/q lï= m;a fldñifï f.dv.ekuS g kj rchg Yl;a hs la ∗ zzuoq ,a k;S s mk;ZZ ixfYdOa kh ,nd§ug wd¾Ól jeo.;la ulks a h;q = lÍs ug lgh;q = lÍs u' u,Q O¾uj,g wkjq Èk - ueo y~mg /ila kls ;= a lr ;fs nk nj ∗ uoq ,a m;% ms ;;a s iïmdokfha wjidk jYfhka i|yka lrñ' zzwNHk;a r wdh;kls ieleiua ZZ mokï k¾s foYa wkmq d;ls hlZa Z jeäÈhKq q lÍs u' ∗ ñ, i:a dh;s dj mj;ja df.khEug (mid-day benchmark reference rdcH u,Q H m;% ms ;;a s iuÕ ióm rate) y÷kja d§ug lgh;q = lÍs u' iïnkOa ;djla we;ls r.ekuS ' ∗ foYa hS uoq ,a fjf<|fmdf<a øjY,S ;dj l<ukdlrKh lÍs ug kj wêm;s uydpd¾h ,lIa ua kfa .a mO% dk m;% ms ;;a s WmlrKh f,i zzilhS% ùug fjf<|fmd< fmroelua y~mgfha oelja Q 2020 yd fufyhïq lgh;q Z= Z ;jÿrg;a Ndú;d lÍs u' bÈßh i|yd zzu,Q H wxYfha m;% ms ;;a Zs Z ∗ zzuoq ,a m;% ms ;;a s iïfmI%a K fufia idrdxY lru'q ∗ ndi,a III khs duk rdujq m¾Q K jYfhka lhs% d;ua l lÍs u' ∗ u,Q H WmlrK m<s ns | u,Q H jd¾;dlrKh i|yd jk 9jk YS% ,xld u,Q H jd¾;dlrK mñ% ;s (SLFRS 9) fj; fhduq ùug wjYH myilq ï ie,iuS ' ∗ mdila = bßod iÿs jQ my% drj,ks a ixpdrl l¾udk;a h kej; k.digs ùq ug n,m;,% dNS jd‚c nexl= u.ks a iyk ie,iuS g lhs% dud¾. .ekuS ' ∗ n,m;,% dNS nexlj= , khs duk yd wëlIa K rdujq Yl;a us ;a lÍs ug kj khs duk y÷kja d §u' ∗ kj nexl= mk;la flgïq m;a lÍs u yd 2021 § th n,d;ua l lÍs u' ∗ nexlj= , wju md% .Oa k wkmq d; 2020 w. jkúg jeäÈhKq q lÍs u iïm¾Q K lÍs u' ∗ nexl= fkdjk u,Q H wdh;kj,g 08 PROFIT www.profitmagazine.lk 2020 fmnrjdß YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj

Wjukdj\" Wkkÿa j\" W;ia dyfhka ukd ie,iuq la we;js hula mgk.a ;fa ;d;a wkjs d¾hfhkua id¾:l;ja h lrd hkka yelhs dj ,efnkjd —ë wdhq¾fõoa˜ wdh;kfha ks¾ud;D ffjoH OkqIald lreKdr;ak cSú;fha wfma n,dfmdfrd;a;= kis du ffjoH úoHd,hg we;,= a iuyrla <`.dlr.kak wfma lemùu w;HjYHhs' ta jf.au ùu mfilks a ;nd foYa hS ffjoH Wkkaÿj yd W;aidyh ;sfhkjd kï wmg wfma b,lalj,g úoHdj yeoEÍu i`oyd fld<U úYja <`.dfjkak t;rï wmyiq keye' ta ;rï Wkkaÿfjka úoHd,hg wknq oêa ; foYa hS ffjoH yd W;aidyfhka lghq;= lr cSú;fha kj udj;lg wehg úoHd wdh;khg 2000 j¾Ifha § mshux lrkakg yels úh' ;u jD;a;sh wdYs¾jdohla we;¨= jKq d' ta wkjq tys wOHdmkh lr.ksñka jHdmdr f,dalhg msúfik weh wo jkúg furgg ,nd 2007 j¾Ifha § foYa hS ffjoH muKla fkdj úfoaYslhkag o ish fiajdjka imhkakg fodr úoHd Wmdêh iïm¾Q K lr iuS djdils ljq¿ újr lr.kakg iu;a ù we;' foaYSh ffjoH fCIa;%h kj ffjoHjßhla f,i lgh;q = l<d' udj;lg f.khñka wo jkúg furg jHdmdr f,dalh ;=< kj ta w;r;r= § foYa hS ffjoH fmr<shla lrñka isák weh —ë wdhq¾fõoa˜ wdh;kfha ks¾ud;D úoHd wdh;khg lÓldpd¾h ffjoH OkqIald lreKdr;ak iu`. l;d lruq' iyhl m;ùa ula 2008 j¾Ifha § ,enKq q w;ru ta ;k;r= Wiia lrñka ta jif¾ § u ;djld,ls lÓldpd¾hjßhla f,i m;ùa ula ,nd.ekuS g yelhs dj ,enKq d' 2009 jif¾ § lÓldpdrjßhla f,i iÓa r m;ùa ula ,o ud wo jkúg fÊHIGa lÓldpdrjßhla f,i fija h lrkjd' wo oji jk úg wjrq eÿ 10lg jeä ld,hla foYa hS ffjoH Tn ljoq @ úoHd;kfha fija h lr,d ;fs hkjd' cúS ;h yßu fjkia wdldrfha wehs Tn jHdmdr fCI;a h% g w;±a lïS ;uhs wmg ,ndfokfa k'a ud mús fikfa k'a '@ wo jkúg wdh¾q fõo ffjoHjßhl'a ta jf.ua lÓldpd¾hjßhl'a fld<U foYa hS ffjoH úoHdj ;<= wm úYdLd úoHd,fha wOHdmkh ,enQ fkdolks yvs eila ;fs hkjd' uf.a ud Wiia fm< yeoErefõ cjS úoHd fï fija d ld,h ;<= § ud úúOdldr wxYfhk'a Wiia fm< úNd.fhka jQ w;±a lïS ,enjq d' ta jf.ua Wiia f,i iu¾: jQ ud ffjoH fjk;a ndyrs lgh;q j= ,g iïnkOa úoHd,hg we;,= a fjkka iÿq ilq ï ùfï § fï w;±a luS by< .hs d' ,enjq d' ku;q a uf.a wdidj jfq Ka fï ihs ,,a ;<= ks a ug wjfndOa jKq foYa hS ffjoHjßhla fjkka ' ta mO% dk ldrKdj jfQ ha foYa hS ffjoH PROFIT 09www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

úoHdj m<s ns `oj ñkis kq a ;<= ;ns Q fndfyda úg wm <`. wdh;kh k¾s udKh lÍs fï wruKq la fkdmeye§u' ks¾udKYS,S woyila wm i;j= ;ns Kq d' ;snqK;a\" Wjukdjla fudlo fï fCI;a h% fndfyda ;snqK;a tajd l%shd;aul jHdmdrla wdrïN lrkka uoq ,a fofkla ihs ,dNh ;r lr.ekfS ï lsÍfï § hï miqnEula wjYHu o@ wfmla Ia dfjka fkdfhla wdldrfhka ;sfhkjd' fndfydafokd fhdodf.k ;fs hkjd' fï kis du lrkafka id¾:l jQ we;;a gu jHdmdrhla lrkka iudch ;<= foYa hS ffjoH úoHdj flfkl= wkqlrKh uoq ,a lhs k idOlh w;HjYHu keye m<s ns `oj jerÈ wdl,ma f.dvkef.k lrk tl' wfma woyi lhs k tl ;uhs uf.a woyi' fï tl ija Ndúlh's fï kis d fï yvs ei\" me;a;lska ;sh,d jHdmdrh wm wdrïN lrk wji:a dfõ fï iudch ;<= we;fs j,d ;fs nkka d wm wkqkaf.a fohla § thg uoq ,a wdfhdca kh lf<a b;du jQ jerÈ wdl,ma fCI;a f% ha iás k lrkjd' tal wfma i¿q jYfhk'a ta fjkfldg wmg mù% Khka úÈyg wm ke;s l< h;q h= 's id¾:l;ajhg fya;=jla ;ns Kq q iïm;a Wmfhd.a S lrf.k fjkafka keye' wm wdh¾q fõo fnfy;a Yd,djla ;uhs fï i`oyd wm .; h;q = fyd`ou fkdìhj wfma woyia wm u,q ks ua mgka .;fa ;'a ku;q a mhs jr jfQ ha fï jerÈ wdl,ma l%shd;aul lf<d;a wmg wmg fïl wdrïN lrkfldg hï f.dvke.K= q ;ekg wm mús iuS ;a wfma id¾:l;ajhg b,lla hla ;ns Kq d' wjrq eofa oka ta ;ek igs iÿs jQ jerÈ kjs erÈ .uka lrkak yelshdj wjrq eooa wm hkfa ka fld;ekg o@ lÍs u;a lhs k ldrKh' ta wkjq ,efnkjd' ta jf.au lhs ,d b,lla hla wm yod.;;a d' ;uhs wm fï jHdmdrh wdrïN ;uhs uqo,a fyda fjk;a ta b,lla <`.dlr.kka ie,iïq lrkfa k'a ta wkjq wm wdh¾q fõo myiqlï u; hefmñka ilia l<d' fï ihs ,,a lf<a wm i¿q kIs ma dokh jf.ua frd.a kS ga m;% ls dr jHdmdr wdrïN lrkak uoq ,la wdfhdca kh lr jHdmdrfhka lÍs u;a hk ld¾hhka folu iÿs neye' ,nk wdodhu kej; jHdmdrhg lrkjd' óg wu;rj uE; ld,kS j wdfhdca kh lrñk'a wo wm fï bkka jHdmdrfha kj keïula we;s lrñka fhdod.ekfS ï wvjq la wm ±lla d' ;;;a ja hg tkka wmg WmldÍ jfq Ka Medical Tourism j,g;a fhduq fj,d ta kis d Tjkq a kis s mßÈ fhoùug uoq ,ja ,g jvd wfma b,lla \" wfma ;fs hkjd' fuu`.ks a rgg wd¾Ól wdo¾Yhla imhkka ;a wfma foYa hS Wkkÿa j\" jHdmdrh fjkfq jka lrk jdihs la ,nd§u;a wfma tl wruKq l'a ffjoH úYja úoHd,fha wOHdmkh lemùu lhs k foja ,'a ta jf.ua wfma yodrK wfma YIs H YIs Hdjkga yelhs djk;q a fïlg jeo.;a fjkjd' wdh¾q fõo rEm,djkH fCI;a f% ha wdo¾Yhla ,nd§u i`oyd;a fï we;;a gu wmg olks ka ;fs hkfa ka jHdmdr lgh;q = lrf.khdfï § ija Ndúl hehs lhs d.kka d ,o www.profitmagazine.lk foYa md,k jYfhka iÿs jk n,mEu kIs ma dok' ku;q a fïjd 100]la YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj jHdmdrhg n,mdkfa ka lu= k ija Ndúl keye' b;ks a wdh¾q fõo wdldrhg o@ lhs% dj,hs g wkjq 100]la ija Ndúl kIs ma dok fm<la fj<`ofmd,g kls ;= a we;;a gu mdßißl yd lÍs fï wruKq ;a ug ;ns Kq d' foYa md,kh jYfhka iÿs jk n,mEu iEu ld,hl § u úúOdldrfhka ta jf.ua jHdmdr f,dla hg n,mdkjd' ta foja ,a wmg kj;ja kka mús fikka ug ;j;a fy;a = lys ms hlua wmyihq 's idudkHfhka furg ;ns Kq d' ta fy;a = w;r uf.a uy;;a h;a remhs f,a w.h wvùq u jHdmdrj,g bkka jd' Ty;q a foYa hS ffjoH úoHd iDcjq u n,mdkjd' ku;q a fï foja ,a wdh;kfha uydpd¾hjrfhl'a Tyq wmg keje;úa h fkdyelhs 's fï b;d oCI ffjoHjrfhl'a ta jf.ua yeu wji:a djl § u wmg jHdmdrh id¾:l .r= ejrfhl'a Tyfq .a fï wdrlIa d lr.kka kï hï lemùula yelhs dj yd Tyq i;= ±kuq Ndú;d lrkka ios Oa fjkjd' fjkodg jvd lrkka w¨;a fohla lrkka ´k fï jf.a wji:a dj, § jHdmdrh lhs k woyi ug ;ns Kq d' ta wkjq fjkfq jka uykia fs j,d ta wji:a djg Tyfq .a fï oCI;djfhka mf% hdca k ie,eiua la yodf.k lgh;q = lf<d;a .ekfS ï wruKq ;a ;ns Kq d' ux y;s kfa ka keye jHdmdr wi:a djr fjhs lhs ,d' wm yßhg jev lrkjd fCI;a f% ha iás k .r= ejre ta jf.ua kï ndyrs lvdjeàï wmg mY% ka hla mù% Kfhda úÈyg wfma fCI;a f% ha iás k keye' mi.q hs ld, jljdkfq õ § ifydoa r ifydoa ßhkga wdo¾Yhla ios Oa jKq fujeks ì`ojeàu fndfyda iemhjq fyd;a uu bifa i,,a d lõs j jHdmdrj,g ;Èkua n,mE wji:a d iudcfha jerÈ wdl,ma ke;s wm oella d' ku;q a wm jHdmdrhla lrkka yelhs dj ;fs hkjd' fCI;a h% úÈyg ta foja ,ja ,g id¾:lj m<s ns `oj ±kuq la ;fs hk yelhs djla uyq Kq ÿkka d' tla g fy;a = jfq Ka wfma ;ns Kq ;a th fndfyda fofklg= fmr ioQ dku jf.ua ta wji:a dj, § ukd mßmd,khlks a yd WÑ; mßÈ wm jHdmdrhg ±lja Q lemùu ;uh's 10 PROFIT kj rcfhka nÿ iyk ,ndfok 2020 fmnrjdß nj ioyka l<d' fï m<s ns `oj Tfí woyi@ foYa hS jHdmdr Yl;a us ;a fjkka kï rcfhka ,ndfok iyfhd.a h b;du;a jeo.;a fjkjd' wo jkúg fï jHdmdr fCI;a h% ;<= ndOl fndfydua hla rcfha ueÈye;ùa fuka u`.yrjd.kka yelhs dj ;fs hkjd' ta jf.ua ;uhs jHdmdr fCI;a h% g

mús fik mu% dKh;a fï ;<= ks a jeä fjkjd' wm okka jd wo Wiia wOHdmkh ,nk ;reK ;reKhs ka rcfha /lhs jlua ,efnk ;r= e n,d iás kjd' ku;q a rcfha ueÈy;ùa fuka wmg Tjkq a /lhs d k¾s udKh lrkka ka njg m;la rkka m¿q jk'a we;;a gu nÿ ;<= ks a fndfyda lv= d jHdmdr jeifS ï ;¾ckhg kIs ma dokh lÍs u i`oyd wjYH odia fm;hs d u,a j.dj i`oyd wm È<ÿs uyq Kq mdkjd' wfkla jHdmdr;a mj,q ja ,g wji:a dj i,id ÿkka d' we;;a gu fïfl § ldk;a djg b;d b;du;a wmyifq jka ;uhs Tjkq a myifq jka fï jf.a ld¾hhkja , krs ; fjkka yelhs dj ;fs hkjd' lrf.khkfa k'a ku;q a rcfhka wm Tjkq fa .ka fï u,a ,nd.ekfS ï § uoq ,la f.jkjd' tfa lka Tjkq fa .a nÿ iyk ,efnkjd kï jHdmdr wd¾Ólh Yl;a us ;a fjkjd' ta jf.ua ;uhs u,a jeùu kis d Tjkq fa .a i;s g lrf.k hkka Tjkq ga wjYH ±kuq idudkHfhka furg mf% ndOa hla jf.ua f.j;;a g;a remshf,a w.h wvqùu w,xldrhla f.kfokjd' ,nd§u wd§ jQ ld¾hhka iÿs lrñka jHdmdrj,g iDcqju n,mdkjd' kuq;a fï b;ks a fï jf.a ´kE ;rï fCI;a % jHjidhlhka iu`. rch w;ja e,a foaj,a wmg keje;aúh ;fs hkjd ldk;a djkga jHdmdr fkdyelshs' fï yeu lgh;q j= ,g mf% õY fjkka ' we;;a gu ne`o.kka jd kï wd¾Ól jYfhka wjia:djl § u wmg wmg w¨;a úÈyg y;s kka m¿q jka jHdmdrh wdrlaId kï\" w¨;a fohla w¨;a fjkila rgg;a hym;la Wod fjkjd' ta lr.kak kï hï tlla hula lrkka m¿q jka kï ldk;a djg jHjidhls djl fjkka jf.ua jHdmdrj,g;a bka ,efnk wmyiq fjkfa ka keye' jeo.;a fjk tlu foa ld, l<ukdlrKhh's odhl;ja h b;d by<h's wo ;fs hkfa ka újD; wd¾Ólhl'a fï újD; wd¾Ólfha § wmg úfoYa kIs ma dok tlla ;r. lrkka ios Oa fjkjd' ku;q a fuys § wfma kIs ma dokj,g úfoYa hS fj<`ofmd, yd ;r. lrkka wmyiq fj,d ;fs hkjd' tla g fy;a j= wfma kIs ma dokj, .K= d;ua lnfõ wvjq la fkdfjh's tja dg ;fs nk b,¨a u wvùq u' tla g fy;a j= ;uhs úfoYa kYs ma dokj, ;fs nk ndyrs fmkuq \" lemùula lrkak isoaO .K= d;ua lNdjh r`ojd.kka Tn wka mdßfNd.a ls hkfa .a wdl¾YKh wk.q ukh lrk lu% fõoh lu= la o@ fija d iïnkOa fhka .;;a ;a Èkd.ekuS wd§ jQ ldrKd' ku;q a fjkjd' fjkodg jvd wmg fï foja ,ja , § hï hï .eg¨ fï jf.a wjia:dj, kIs ma dok iïnkOa fhka .;;a ;a § jHdmdrh fjkqfjka wdh¾q fõo fCI;a h% ;<= úYd, we;s fjkjd' ;r.ldÍ;ja hla ;fs hkjd' ,xldfõ wfma kIs ma dok .;fa ;d;a we;;a gu wmg weirq eïlrKfha § ±kg wdh¾q fõoh iïnkOa fhka fija d yd kIs ma dokh jf.ua wh¾q fõo hï hï .eg¨ we;fs j,d ;fs hkjd' uykaisfj,d ta wmg wjYH weirq eï furg ñ, § wOHdmkh ,ndfok tlu wdh;kh fjkfa ka wfma wdh;kh' ,xldfõ .kka neye' ta kis d fj<`ofmdf,a wjia:djg ie,eiaula ;fs hk weirq eï u; hefmkka wdh¾q fõo iïnkOa fhka tlu ;ekl § ihs ,,a u ,nd§u i`oyd wdh¾q fõo iÿs fj,d ;fs hkjd' fï kis d wfma yodf.k lghq;= kIs ma dokj, .K= d;ua lNdjh lf<d;a ux ys;kafka Mole tlla lhs k ixl,ma h fï yryd bÈßm;a lrkka ;uhs uf.a ;ns kq ;a wdl¾YKh hï úÈylks a wvq fjkjd' b;ks a fï jf.a keye jHdmdr wia:djr n,dfmdfrd;;a j= fjkfa k'a ldrKdj, § rcfha hï ueÈy;ua la ta wkjq fija d iïnkOa fhka .;fa ;d;a fï j¾;udkfha fï ;ns fq Kd;a we;;a gu wfma foYa hS fjhs lsh,d' l¾udk;a j,g\" jHdmdßlhkga fCI;a f% ha ;fs hk ;r.ldÍ;ja hg úfoYa fj<`ofmd< ;rKh lrkka uyq Kq ÿkfa kua Authentic Ayurvedhic wmyiq fjkfa ka keye' Treatment ;<= ks 'a tys § iÿs fjkfa ka wm <`.g we;;a gu wfma rfÜ fï úÈyg fldÉpr ld¾h ny,q jKq ;a NdrOrQ ld¾hhka fldÉpr mejß,d tk frd.a hs df.a frd.a S ;;;a ja hg fjkfq jka lhs% d;ua l jk wdh;k;a ;ns Kq ;a ±ka ;fs hk cjS k rgdj;a wkjq wmg l< yels ie<l,s ,a wfma tlla wmg;a wd¾Ól jYfhka iuS djkga hg;a fjñka Tjkq a fj; lys ms hlua ;fs hkjd' ta w;r EDB f.org hï odhl;ja hla ,ndfokka ,nd§uh's lis ÿs wji:a djl § foia m¿q jka kï tla f.dvla jeo.;a úfoia frd.a kS ga ijq l< fkdyels – (Export Development Board) fjkjd' orejkfa .a jev\" f.or jev\" frd.a i`oyd m;% ls dr lrkka hkfa ka wdh;kh iúq fYIa S odhl;ja hla /lhs dj fï fudk foa ;ns Kq ;a wmg keye' tu frd.a kS ga lrkfa ka ta wfma ld,h kis s mßÈ l<ukdlrKh whf.a Quality of life tl jeä wmg ,ndÿkka d' fyd`o Wmfoia lr.kka yelhs dj ;fs hkjd kï ud lrk tl' Tjkq fa .a frd.a S ;;;a ja h y;s kfa ka fï ihs ¨ lgh;q = w;miq m<s ns `oj ±kf.k frd.a hs dg l< ,ndÿkka d' wog;a wmg Tjkq fa .a fkdlr kjs fia wd¾Ólhg hï yels foa h:d ija rEmfhka Tjkq ga odhl;ja hla ,ndfokka ´kEu myod § ta ;;;a ja fhka w;a ñfokka iyfhd.a h ,efnkjd' ldk;a djlg yelhs dj ;fs hkjd' wjYH m;% ls dr lrf.k hkjd' Tn ldk;a d jHjidhls djl'a WodyrKhla úÈyg wmg T!IO ta jf.ua ;uhs kIs ma dokj, ldk;a djka ld¾hny,q ;ja h;a tlla kIs ma dokfha § hï hï Ydluh .K= d;ua lNdjh jeä lr.kka wm ndyrs lgh;q j= ,g mf% õY fjkjd T!IO wjYHh's mi.q hs jljdkfq õ tja dg lD;uS ridhkls øjH tl;= wvhq 's fï m<s ns `oj Tfí woyi wfma kIs ma dokhla jQ Body Oil tlla lrkfa ka keye' wfma kIs ma dok lu= la o@ ,xldfõ ldk;a d jHjidhlhks a b;du i¿q mu% dKhhs bkfa k'a m;% Ys ;hla úÈyg .;fa ;d;a 10]g;a jvd wvq mu% dKhl'a wm ldk;a djla PROFIT 11www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

100]la u ija Ndúl wuøq jH wm fï jpkh wfma wdh;khg fhdokka ;rS Kh lr,d ta m<s ns `oj fhdodf.k ;uhs wm kIs ma dokh mù% Khlf= .ka ,nd.;a Wmfoia wkjq fï ku jHdmdrhg fhÿjd' lrkfa k'a ta jf.ua ihs ¨ kIs ma dok wdh¾q fõohg wkjq udkils wfma wëlIa Kh hgf;a b;du;a ;;;a ja hka ë\" OD;\"s iua D;s yd fïOd hkfq jka fldgia y;rla ;fs hkjd' ´kElñka mßs iÿq j m<s fs h, lrkjd' fï ihs ,,a w;ßka ë lhs k tl b;d jeo.;'a tu`.ks a W;ia dyh\" Èßh\" fï fy;a = ldrKd kis d wmg wfma ffO¾hh hk w¾:h .kja kjd' bx.iS% s NdIdfjka Courage hkfq jka kIs ma dokj, .K= d;ua lNdjh wm y`ÿkja kfa ka thh's hula lÍs fï W;ia yh ;ns fq Kd;a ;uhs wdrlIa d lr.kka myifq jkua wm wkd.;fha id¾:l fjkfa k'a ta w¾:h we;j= ;uhs wm fï ku wfma yelhs dj ,eì,d ;fs hkjd' wdh;khg fhÿfõ' Tn uyq Kq ÿka .eg¨@ fija d imhk wdh;k w;ßka Tfí wdh;kfha kIs ma dok fïl wdh¾q fõo ffjoH fyd`ou wdh;kh úÈyg iïudkhg m<s ns `oj u;la lf<d;@a uOHi:a dkhl'a wo ,xldfõ md;f% j,d ;fs hkjd' ta lv= d mßudK wdh¾q fõo ku Ndú;d lr,d jHdmdr wxYh kfs hdca kh lrñk'a ta wm fï jkúg úúO kIs ma dok úúOdldr wieì jHdmdrhka jf.ua fï jif¾ § u ´ifa Ü,% hs dkq lys ms hlua lrf.k hkjd' ta w;ßka lrf.khkka lgh;q = lrkjd' wmg iïudk mO% dk Wf<f,a § iïudk yis flia ioyd jk kIs ma dok\" fï jHdmdrh wdrïN lrmq u,q a Èkd.ekuS g wji:a dj ,enKq d jf.ua iu i`oyd jk kIs ma dok iúq fYIa S wji:a dfõ uyq Kq fokka iÿs jQ f,dlu= kIs ma dok úfoYa rgj, wf,ú lÍs u ;ekla .kka jd' Bg wu;rj úúO .eg¨j tla ' fudlo ud by;ks a ±la iïnkOa fhka i;s foll myq Kq jq la frd.a i`oyd jk m;% ls dr i`oyd jQ wdh¾q fõo jHdmdrj, m;% ls dr ioyd ´ifa Ü,% hs djg hdu i`oyd o wjYH T!IO kIs ma dokh;a lrkjd' lÍs u fyda ta wdY;s% hï ld¾hhla wji:a dj yñs jKq d' iÿs flfrkjdg jvd bka Tíng .hs yis flia i`oyd jk m;% ls dr hï hï jHdmdr lrf.khkjd' u,q a Tfí wdh;khg ë ^Dhee) lhs k w;r yis flia wl,g meiuS \" flia wji:a dfõ wfma wdh;kh;a fndfyda kduh fhÿfõ weh@s w. me,uS \" Èÿ<k meyeh j¾Okh fofkla y`ÿkdf.k ;ns fq Ka fujeks lrk\" yis a fydß wd§ jQ yis iïnkOa jHdmdrhla úÈyg' úúO weu;ï= idudkHfhka wdh¾q fõofha yuq frd.a i`oyd jk Dhee Hibiscus Hair tkjd' ta yryd hï hï ld¾hhka iÿs jk iEu jpkhlu b;d fyd`o Treatment hk kñka jQ kIs ma dok fjkj o wykjd' fï kis d wm hï w¾:hla ;fs hkjd' ë lhs k jpkh;a fm<la ;fs hkjd' fuys § ija Ndúl wmyi;q djhlg uyq Kq ÿkka d' ku;q a wdh¾q fõofha tk jokl'a tys f,dl= Ydlidrfhka kms ojQ Hair Oil j¾. wo jkúg wm ta .eg¨jg id¾:lj w¾:hla .eí fj,d ;fs hkjd' 3la kIs ma dokh lrkq ,nkjd' uyq Kq §,d ta .eg¨j u`.yrjdf.k ;fs hkjd' óg wu;rj Hair Pack tlla o B<`.g wm uyq Kq ÿka ;j;a kIs ma dokh lrk w;r th IeïmQ .eg¨jla jfq Ka wfma kIs ma dok tlla f,iks a o Ndú;d lrkka wf,úlr .ekuS yd mj% ¾Okh' wm yelhs dj ;fs hkjd' fuys ;fs hk u,q a wji:a dfõ § wfma kIs ma dok úfYIa ;ja h jkfa ka th Èhruh fkdñ,fha ,ndÿkka d' m;% ls dr ija Ndjfhka f;dr lv= q tlla f,i fkdñ,fha iÿs l<d' ta yryd ;îs uh's fuh Hair Cream tlla ck;dj wfma kIs ma dok m<s ns `oj f,i o kIs ma dokh lr,d ;fs hkjd' ±k.;;a d' we;;a gu lhs kka i;g= hq s hï flfkla wm <`.g wdjo wfma ta jf.ua iu i`oyd jk kIs ma dok kIs ma dok jrla ñ, § .;;a o Tjkq a w;r Face Pack, Scrub, Face wash, fojk jr wm <`.g tkka wu;l wdÈ kIs ma dok fm<lua ;fs nkjd' lf<a keye' ta jf.ua Tjkq a wdfõ fï ihs ,,a u 100]lua ija Ndúl ;j;a mßs ila tlla ' ta kis d wo wuøq jH fhdodf.k kIs ma dokh fjkfldg fj<`ofmd< ;<= wmg hï lr,d ;fs hk kis d lis ÿs w;r= e i:a djrhla f.dvkef.ñka ;fs hkjd' wdndOhla keye' lis us flfklg= ku;q a kIs ma dok i`oyd wuøq jH Ndú;hg .kka ìh úh h;q ;= a imhd.ekuS yd f,na ,a ilia keye' óg wu;rj ,xldfõ m:% u lr.ekfS ï hï hï .eg¨ ;fs hkjd' j;djg ija Ndúl Ydlidruh wm tja d;a ta ta wji:a djg wkjq .K= fhka odia fm;hs d u,a úiodf.k fï .uk hkjd' fhdodf.k kms o jQ Body Oil tlla ;fs hkjd' tu`.ks a YÍrfha u;m= gs zzëZZ wdh;kh ,ndf.k ;fs nk we;s w`ÿre meyeh\" ,m le<e,a iïudk m<s ns `oj ioyka lf<d;@a bj;a lrk w;r Èÿ<k meyem;a iula yñs lr.kka yelhs dj fï fjkfldg wm we.hïS ;fs hkjd' fï kIs ma dokhg ,xldfõ lys ms hlgu md;% fj,d ;fs hkjd' fukua úfoYa hkfa .a o fndfyda fï j¾Ifha § wm nika dyrs m<d;a fofkl= w;r jeä b,¨a ula ;fs hk kIs ma dokhl'a tla g tla fy;a j= la uf.a B<`. ie,iqu fjkafka fj,d ;fs hkfa ka fuh uyq Kq g;a Ndú; lrkka yels ùuh's ,xldfõ Medical tourism fï kIs ma dokj,g wu;rj by< ;eklg f.ktau 100]la u ija Ndúl fkdjjQ ;a ija Ndúl ;;;a ja fha mj;ks ;j;a kIs ma dok fm<lua wfma 12 PROFIT www.profitmagazine.lk 2020 fmnrjdß YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj

wdh;kfhka ñ,§ .kka yelhs dj fuys § ug EDB – (Export ;fs hkjd' fï kIs ma dok ´kEu Development Board) wdh;kh flfklg= ;khs u Ndú;d lrk wu;l lrkka neye' fudlo fï yelhs dj ;fs hkjd jf.ua ta i`oyd jHdmdr fCI;a f% ha hï ;eklg wjYH Wmfoia wm wdh;kh tkka fndfyda Wmfoia ,ndÿkfa ka fkdñf,ua wfma mdßfNd.a ls hkga iyh ,ndfokfa ka Tjkq 'a uu ,ndfokjd' wyïfnka ;uhs EDB – (Export Development Board) wdh;khg fï kIs ma dok ´kEu iïnkOa fjkfa k'a uf.a ifydoa r mdßfNd.a ls hlg= wm wdh;khg jHjidhlhl= ud¾.fhka ;uhs l;d lr,d weKjïq lrkka uu fïlg iïnkOa fjkfa k'a yelhs dj ;fs hkjd' ta jf.ua fjí Tygq ;a i;a ;+ s jk;a fjkka ´k ug wvúh ;<= ks a weKjïq l< yelhs 's yß ud¾.h fmkka jq dg' we;;a gu tf,i weKjïq lÍs fuka wm ,xldj lis ÿs mel,s uS lks a f;drj udj EDB mrq d wfma kIs ma dok fnodyeÍug wdh;kh Tjkq fa .a jevigykja ,g lgh;q = lrkjd' iïnkOa lrf.k ug kjs erÈ ud¾.h lhs dÿkka d' ,xldfõ ´kEu kj jHjidhlhkg fok uq,a wjia:dfõ § wfma flfklg= jHdmdrhla lrkka ´k mKjs vq h@ ksIamdok fkdñ,fha kï\" tfukua lrkjd kï EDB ,ndÿkakd' m%;sldr – (Export Development Board) fndfyda úg wm <`. fkdñ,fha isÿ l<d' ta wdh;kh yd iïnkOa úh h;q u= hs k¾s udKY,S S woyila ;ns Kq ;\"a yryd ck;dj wfma lhs , ud lhs kfa ka b;d i;f= gk'a Wjukdjla ;ns Kq ;a tja d lhs% d;ua l ksIamdok ms<sn`oj lÍs fï § hï minq Eula ;fs hkjd' ±k.;a;d' we;a;gu óg wu;rj National Chamber fndfydfa okd lrkfa ka id¾:l jQ lshkak i;=gqhs hï of Commerce, Australian flfkl= wklq rKh lrk tl' flfkla wm <`.g Food Council tlg wdh¾q fõo wfma woyi me;;a lks a ;hs ,d wdjo wfma ksIamdok fomd¾;fïk;a j= g\" foYa hS ffjoH wm wkkq fa .a fohla lrkjd' tla jrla ñ, § .;a; o wud;HxYhg uf.a i;a ;+ hs wfma id¾:l;ja hg fy;a j= la Tjqka fojk jr wm mßs keñh h;q u= h's fjkfa ka keye' wm fkdìhj wfma <`.g tkak wu;l woyia lhs% d;ua l lf<d;a wmg lf<a keye' ta jf.au úfYIa fhkua fuys § ug iïm;a wfma id¾:l;ja hg .uka lrkka Tjqka wdfõ ;j;a nexlj= wu;l lrkka neye' yelhs dj ,efnkjd' ta jf.ua ;uhs msßila tlal' Tjkq a ug fï jHdmdrh wdrïN uoq ,a fyda fjk;a myilq ï u; lrkka wjYH u,Q Huh myilq ï hefmñka jHdmdr wdrïN lrkka i,idÿkfa ka lis ÿs mel,s uS lks a neye' fïflÈ Wjukdj\" Wkkÿa j\" f;drj' iïm;a nexl= u`.ks a tod W;ia dyfhka ukd ie,iuq la ug fï Wmldrh fkdl<d kï we;js hula mgk.a ;fa ;d;a fï .uk ug tkka ,efnkfa ka wkjs d¾hfhkua id¾:l;ja h lrd keye' b;d by< úYja dihlks a hkka yelhs dj ,efnkjd' b;ks a h;q j= Tjkq a wm;a tlla .kfq okq kj jHjidhlhkga ud fok lrkjd' we;;a gu nexlj= la úÈyg mKjs vq h;a fïlu ;uh's Tjkq ga wm flfrys úYja dihla f.dvke.,s d ;fs hkjd kï bÈß ie,iïq .ek u;la wmg lis ÿs lrorhlks a f;drj Tjkq fa .ka u,Q Huh myilq ï lf<d;@a ,nd.kka yelhs dj ;fs hkjd' fï wji:a dfõ § ud Tjkq ga ;a uf.a B<`. ie,iuq fjkfa ka i;a ;+ js k;a fjkjd' ,xldfõ Medical tourism by< ;eklg f.ktua ' Tjkq a n,dfmfrd;;a = jk Wiia mñ% ;fs hka hlq ;a j wdh¾q fõo m;% ls dr ,ndfoñka ,xldjg meñKuS g wji:a dj i,id §,d Package myilq ï ;<= ks a wfma fija djka fhdñ; ìu,a Tjkq ga ,ndfokka n,dfmdfrd;;a = iyfhd.a h fkdwvjq ,efnkjd' ta ixjdoh jf.ua foYa hS ffjoH úoHd;kfha fjkjd' ta jf.ua wfma kIs ma dok wfma YIs H YIs Hdjkga \" wfma l<Ks ufkdacd zzëZZ wdh;kfha fija fha krs ; igyk wk;a ¾cd;ls fj<`ofmd<g ffjoHjreka we;¿= fija lhkga uf.a yDohdx.u i;a ;+ hs mßs keñh f.khdu i`oyd wjYH lgh;q = h;q h= 's lrf.k hkjd' Tng iyh ÿka wh ljoq @ ,xldfõ ldka;d we;;a gu ug fï ;ekg tkka iyfhd.a h ÿka wh fndfydua h's jHjidhlhska uf.a foudmhs k\"a .r= ejre\" ta jf.ua wdh¾q fõoh m<s ns `oj ug ±kuq b;du iq¿m%udKhhs bkafka ,ndÿka foYa hS wdh¾q fõo ffjoH úoHd;khg yd tys weÿreuv,q ,a g\" uf.a úfYIa i;a ;+ hs mßs kukka ´k' ta jf.ua uf.a uy;;a hd' Tyq ;uhs fï l¾;jHh lrkka uf.a <`.ks a fijke,,a la jf.a yás fh'a ug Yl;a hs la jfq K'a wog;a Tyfq .a PROFIT 13www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

kls ka yefok flfi,\"a ckl nKavdr ùrfldaka wehs fuÉpr fcHIaG lÓldpd¾h jHdmdr mßmd,k wdh;kh-Y%S ,xldj B.com(Sp), M.Bus(acc), .Kk@akls ka yefok flfi,a \" wehs fuÉpr .KUHnNkiDveaAr@(sSitLyIAoTfEK)eAlCanPiMya, CBA(CA-Sri Lanka) fjf<|mf,a flfi,a f.ähla ñ,oS .kka d mdßfNda.ls hd we;eï úg tl flfi,a f.ählg re l muK ñ,la f.ùug isÿjk nj oelsh yelhs ' fjf<|m, ñ, m<s ns |j ksjeros wjfndaOhla fkdue;s wfhl=g kslka fmd<fõ yefok flfi,aj,g fumuK ñ,la kshuùu widOdrKhehs yef.kq we;' fujeks NdKva hl ñ, iliajk wdldrh m<s sn|j úuid ne,Sfuka rgla jYfhka wm .uka l< h;q = osYdk;sh m<s sn|j meyeos,s ksrjq,a wjfndaOhla ,nd.; yelsjkq we;' uQ,ls jYfhka flfi,a ksIamdokh lrk f.dúhka ;ukaf.a whs;sh mj;sk bvula kï mßs jehla fkdord j.dl< yels kuq;a wo l=Urq l\"a l=,S bvula j.d lÍs ug ,nd.kafka kï ta fjkqfjka l=,S mßs jehla oeÍug isÿfõ' ;jo flfi,a me< úYd, m%udKhla msg;ska ñ,g .kafka kï ta me< fjkqfjkoa mßs jehla oeÍug isÿfõ' tfiua flfi,a j.dlsÍug mqoa.,fhl=f.a ldhls udkisl fjfyi jehfõ' fmdfydr fjkqfjka jehjk uqo,g wu;rj tajd i;=kaf.ka wdrCId lsÍug ork msßjeh\" wiajekka ,nd.ekSug ork msßjeh hkoE y÷kd.; yelsh' fï ish,,a WodyrKhla jYfhka y÷kd.;fyd;a flfi,a lekla ksIma dokh lÍs ug jehjk mßs jeh myiqfjka y÷kd.; yelsjkq we;' îï l=,S re .ia oks g tla .ilg re Y%u msßjeh oks lg re .ia tla .ilg re fmdfydr .ia tla .ilg re wdrCIl úhoï ñáhla re re wija ekak fk,Sug mßs jeh re re flfi,a .ia m%udKh úYd, jk úg fmdÿfõ ork úhoï .ia ixLHdj u; fnoS hk ksid mßs jeh wju lr.ekfS ï wjldYhla yñs fõ' tu ksid tla flfi,a .ilg ^leklg& re l uqo,la muKla ksIamdolhdg jehù we;' kIs amdolhd úiks a fuu flfi,a lek re lg wf,ú lf<a hehs is;u'q túg msßjeh ;=< Tyfq .a ,dNh re la tl;= ù we;' flfi,a m%jdykh i|yd f,dßl=,S re la jehfõ kï f,dßhl megúh yels flfi,a leka ixLHdj kï m%jdyk mßs jeh leklg re túg úl=Kïq lre fj; meñfKk úg iïm¾Q K flfi,a lekl mßs jeh re olajd jeäù we;' flfi,a lekla megùug yd nEu i|yd re la ne.ska fiajlfhl=g f.ùï lf<a kï tho flfi,a lefka mßs jehg tl;= úh h;q =h' 14 PROFIT www.profitmagazine.lk 2020 fmnrjdß YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj

fuu flfi,a lek is,a,r fjf<kaodg ,enKq q miq thg f.dvkeÕs,s l=,S\" úÿ,hs \" c,h\" fiajl jegmq a\" úl=Kïq fldñi\"a nexl= .dia;= wdoS mßmd,k fnodyeÍï uqo,a iïnkaO úhoï oeÍug isÿfõ' ;jo m%jdykfhaoS ydkjs Q flfi,a f.ä\" l,a bl=;a jQ flfi,a f.ä wdosh fjkqfjkao úhou fjf<kaod úiskau ord.; hq;=h' túg flfi,a lekl mßs jeh my; mßos krs EmKh lru'q .eKqï msßjeh re m%jdyk mßs jeh re megùfï yd nEfï l=,S re mßmd,k úhoï re fnodyeÍfï úhoï fjk;a úhoï re wmf;a hdï re fjf<koa d úiska ,dNhlao tl;= lr flfi,a lekla re lg wf,ú lrkafka kï iy th ;=< olka g la fõ' ,efíkï flfi,a l ñ, re flfi,a j¾.h wkqj flfi,a f.ä la re la fõ kï tla flfi,a f.ähla re lg wf,ú fõ' NdKva hl fyda fiajdjl ñ, ;SrKh lsÍfïoS kIs amdolhdf.a msßjeh muKla y÷kd.ekSu fhd.a H fkdfõ' flfi,a kIs amdolhd fjf<|m,g meñK flfi,a ñ, olakg ,enqKq úg Tyq re g úl=KQ flfi,a lekla re g wf,ú lrk úg ;ukfa .a uykia sh fjf<ka|ka iQrdlk nj is;sh yelhs ' fuu flfi,a ñ, my; oeóug kï - bkOa k úhoï m%jdyk .dia;= wvqlsÍu - fjf<kaokaf.a l=,S nÿ wvlq sÍu - wmf;a hdï wju lr.ekuS i|yd l%hs dud¾. .ekSu - mßmd,k .dia;=\" nexl= .dia;= wdoS fufyhïq úhoï wvqlÍs u iÿs l< h;q =uh Y%S ,xldfõ NdKva yd fija d ñ, by< hdu .Ks qïlrK oDIaGsfhka y÷kd.;fyd;a ienE f,iu há;, myilq ï j¾Okh lsÍu\" ksis wëCIKhla yd mßmd,k moaO;shla l%shd;aul lsÍu fld;rï jeo.;a fõoehs y÷kd.; yelsjkq we;' túg Tng flfi,a fuÉpr .Kka wehsoehs úuiSug isÿfkdjkq we;' ACCOUNTING LESSON .sKqïlrKh mdvï ud,dj PROFIT 15www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

Cyber Security Hackers REPAADGEESRS People are always using and are with the hacker to fix the flow. Sometimes connected to the internet. But what they major companies ignore warning done don’t consider is that they are always by the grey hat hackers until they would monitored by authorities for various exploit the flaw themselves or share the kinds of reasons. Still it is important for us knowledge online for other hackers to to be secured while we are connected to exploit. the internet. There is a group of people who are looking to steal all your personal White Hat Hackers – These hackers information which is known as identity are also known as ethical hackers. They are theft. These people engage in such computer security specialists who breaks activities for the sake of money. They are into protected systems and networks to mostly known as hackers. Some hackers test and asses their security. They use are good but some are bad. There are their abilities to expose vulnerabilities in three types of hackers, they are; Black Hat a software application where malicious Hackers, Grey Hat Hackers & White Hat hackers use to get into a software hackers. application. Although every hackers use the identical methods to those employed Black Hat Hackers – Black hat hackers by malicious hackers, white hat hackers are also known as malicious hackers. have permission to employ them against These types of hackers have only one the organization that has hired them. type of intension which is earning money. Their attempt is to uncover software bugs They will analyze your behavior for some with pure intension, rather than looking time and find a vulnerable way to attack to exploit vulnerabilities for personal gain. you. Mostly they use small issues in the Large companies often encourage white software you use. Then after accessing hat hacking as a way of testing security your device they will be able to take systems, and hackers are financially your bank details and your personal or rewarded if they find any flaws or bugs. confidential details and try to threaten you that they will not lend your data until These are the three main types of you lend them the amount of money the hackers. Also there are groups of hackers. request. These hackers are mostly funded by governments to gain confidential secrets kÈ,a ä' is,ajd Gray Hat Hackers –  Grey hat hacker about rival governments or to get to is a computer hacker or computer know about their war strategies etc. They Undergraduate SLIIT security expert who may sometimes do not target common individuals. But it (Mechanical Engineering) violate laws or typical  ethical standards, is important to not get under the radar but does not have the malicious intent of hackers. Hackers who use existing typical of a black hat hacker. These types tool internet or have lack of ability are of hackers fall between good and bad, known as script kidies. The may not be they are neither good guys nor bad guys. as skilled as professional hackers but still Unlike like ethical hacking this is illegal. the damage they do is devastating. So it is Grey hat hacking is sometimes done with important to avoid such attacks we must the intent of public interest, although always update our software applications quite commonly these hackers identify a and the OS regularly. Also it is important flaw point it out to a company will work not to download any kind of document through untrusted web sources. 16 PROFIT www.profitmagazine.lk 2020 fmnrjdß YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj

www.profitmagazine.lk 17PROFIT±kaùuls YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

hym;a wf,ú mj% ¾Okhg bvyir újrlrk wdydr f,na ,a lÍs u wjYH;djhla nj wjfndOa lr.; h;q f= õ' ´kEu fj<| kduhl\"a i,lK= l\"a rEmuh fyda ,Ås ; úi;a rd;ua l ldrKhl\"a uøq ;s j\" mks ;a dre lr\" i,lK= q lr fyda tïfndia lrk ,ÿj i;s a weo.kka di¿q wdldrfhka wuKq d ^w,jd& wdydr kIs ma dokhla mdßfNd.a ls hka fj; fhdulq r we;ka ï th cd;Hk;a rj m<s .s ;a wdydr f,na ,hla m<s ns | jQ k¾s jpkhg wk.q ; fõ' f,na ,hl kIs ma dokh l< wuøq jH\" .K= d;ua lNdjh iy fmdIa K w.h jeks oE we;<= ;a fldg wod< kIs ma dokh úlŒs ug yd mj% ¾Okh lÍs u i|yd mo% ¾Ykh kIs ma dokhlr we;s l< yelhs ' tfia jjq o .ekïq lre wdydrh m<s ns | jQ f;dr;r= e úiks a b,,a d iás k ija Ndjfhk\"a mdßfNd.a ls hd fj; myifq jka ;;;a ja fhk\"a mu% dKfhk\"a iïNjfha ikka fs õokh l<yels jeo.;a yd iy j¾.fha fukua .ekïq lre iDcq udOHhla f,i tys jQ f,na ,h bÈßfha § lrs kq ,nk fyda .Kka yeÈkúa h yel' tfia jjq o fj<|m, lrkq ,nk fyda ukks q ,nk ;<= we;s úúOdldr f;dr;r= e ija Ndjfha wdydrhla iïnkOa fhka iuÕ iuyr wdydr kIs ma dok kï tu wdydrh wvx.j= k weirq eï f,na ,a m<s ns |j mdßfNd.a ls hka ioyd fuu ;;ja hka wod, fkdfõ' jHdl,+ ;;ja hg m;úa h yelhs ' j¾I 2014 § fmdIa Kh m<s ns | kIs ma dolhkfa .a oDIáa fldKa fhka fojk cd;Hk;a r iu¿q fõ § wdydr f,na ,a lÍs u fhd.a H jjq ;a rgj,a ny;q rhla úiks a tl.;djh mdßfNd.a ls hka wdrlIa d lÍs u m<lrk ,ofa oa fi!LH iïmkka Wfoid tja d k¾s udKh lÍs fï § b;d wdydr m<s fs j;a i|yd wdydr ie<l,s us ;úa h h;q f= õ' kIs ma dok m<s ns |j mdßfNd.a ls hka ;uka ñ,§.;a wdydr oekjq ;a l<h;q = njh's ta Wfoid øjHfhys f,na ,fha olja d we;s fi!LH yd fmdIa K f;dr;r= e úi;a rhg tys wk;a ¾.;h we;,= ;a wOHdmkls jevigyka .e,fma oehs oek.ekuS g iEu ;<= ks a mdßfNd.a ls hka iún, tï' tï' md,s; mdßfNd.a ls hlg= u wh;s hs la we;' ta .ekúa h h;q = njo tys § wjOdrKh uyskao uqKisxy ;;a;aj md,k l<ukdlre Wfoid mñ% ;.s ; jQ f,na ,a lÍs ula lr we;‍' msl,a yjqia m%vlaÜia ^m%oa.,sl& ,sñgâ ;,= ks a wdydr kIs ma dokhla m<s ns oj fï Wfoid wdydrmdk j¾. fnreleáh - lsßj;a;=vqj mdßfNd.a ls hdf.a wjfndOa h myiq f,na ,a lÍs u yd iïnkOa ;dlIa‍ ‚l [email protected] l< yel' Tn ljr wdldrhl yd m;% ms ;;a us h lreKq m<s ns |j 18 PROFIT 2020 fmnrjdß wdydr kIs ma dolhl= jjq o wf,úh fldfa vlia a we,fs ukfa Üßhia ioyd fhdulq rk wdydr j¾. fldñIu (Codex Alimentarius f,na ,a lÍs u j¾;udkfha § k;S us h Commission) úiks a iïu; lrk www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj

,o wdydr mñ% ;s (Food standards) tfiua m¿q ,a mrdihl lu= k wdldrhlks a mßs myÿ l< ud¾f.dma foYa iy Ndú;h m<s ns o ;dlIa ‚l f;dr;r= e Tifa ia wdydr jQ wdydr fl;a (Food Code) tl;j= wdY;s% fndfa kdjk frd.a j<ld.ekuS mßfNdca khg iÿq iq f;,a wdydr WmldÍ fõ' Wfoid fldfa vlia a lñgfq õ idudðl rgj,a mu% Lq l¾udk;a ix.ï kIs ma dokh ioyd Ndú;d l<fyd;a fuu fldñiu f,dla wdydr iy mdßfNd.a ls ixúOdk úiks a yd lDIls ¾u iy f,dla fi!LH wdydr yd fmdIa K m<s ns | f.d,a hS tja dfhys fmdÿ kduh iy tu f;,a ixúOdkh úiks a tla dnoOa j tlÕ;djhka i:a dm;s lr.ekuS g mys gs jkq ,enQ wdh;khl's tu.ks a ilhS% j lgh;q = lrkq ,efí' ,nd.;a u,Q dY% meyeÈ,js f,na ,fha mdßfNd.a ls hkfa .a fi!LHdrlIa dj ;yjrq e lÍs u iy wdydr fj<|dfï j¾I 2016 igs wdydr kIs ma dok ioyka l<h;q = fõ' idOdrK Ndú;hka mj% ¾Okh iud.ï úiks a fmr weirq eï lrk lÍs ug lgh;q = flf¾' fldfa vlia a ,o ihs ¿u wdydr kIs ma dokhkya s tfukua whklS rK fyda idudðlhka 188 fokd úiks a wdydr weirq eul mgs mq i fmdIa K irq lIa ;s ;dj iy .K= d;ua lNdjh f;dr;r= e mo% ¾Ykh lÍs u k;S us h úlrs K m;% ls drlj,g Ndckh iïnkOa iEu wxYhlks ua úoHd;ua l wjYH;djhla nj iïu; lrf.k mokï u; tlS k¾s foYa iïu; lr ;fs í' fuu ffk;ls j.lïS l< wdydrhla kï tys weirq efï we;' fuu fmdIa K f,na ,a lÍs u Tn úiks a bgq lrk nj iy;ls m<s ns | ud¾f.dma foYa ix.y% h lÍs fukua mdßfNd.a ls hka yg fyda f,na ,fha ta nj ioykla r 2017 wjika jrg ixfYdOa khg fi!LH iïmkka È.= Ôú;hla .; Ndckhlr we;' lÍs ug WmldÍ flf¾' Bg wod, cd;Hk;a r ixfl;a h o ;dlIa Kfha ÈhKq jq ;a iuÕ ulka is doh;a mdßfNd.a ls hka fhÈh h;q f= õ' j¾;udkfha § úYd, wdydr fjk ljrodlg;a jvd oeka fmdIa K kIs ma dok ixLHdjla fj<om, f;dr;r= e m<s ns oj wjOdkh olja k tfiua fmr weirq eï l< wdydr ;<= oelhs yel' ta fy;a f= jka fyhks 's WodyrK f,i ix;Dm;a mdßfNd.a ls hka fndfydúa g ;uka fïoh yd ¨‍Kq wêl wdydr fõ,la wê Wfoid jk f,na , u; we;<= ;a l< ñ,§ .kka d yd mßfNdca kh lrk reêr mvS khg fy;a l= drl fõ' wê foa m<s ns oj yßhgu wjfndOa reêr mvS kh we;s njg y÷kdf.k h;q = f;dr;r= e o iïu; lrf.k lr.ekfS ï wNfs hd.a hg uyq Kq we;s whg fuh úfYIa fhka jeo.;a § iàs ' wdydr ñ,§.ekfS ï § jk w;r Tjkq a yg we;eï wdydr ;fs í' ta wkjq kIs ma dÈ; wdydrfha mdßfNd.a ls hka oekjq ;a lÍs u ioyd mßfNdca kfhka je<lS iàs ug o wdydr kIs ma dokhl wk;a ¾.; fuu f;dr;r= e WmldÍ fõ' tukis d ku i;H krs EmKhla úh h;q = w;r fmdIa H mod¾: yd wuøq jH m<s ns o Tfí wdydr kIs ma dok u; ¨‍K\"q ikS s f;dr;r= e fjk ljrodg;a jvd iy ix;Dm;a fïo m;% Ys ; oelùa u th jHdc fyda fkduÕhjki¿q jeo.;ja kfa ka tneúk's wkjs d¾h fõ' fkdúh h;q h= ' kIs ma dokh ioyd ta Wfoid fldfa vlia a u.ks a tfy;a lis ÿs wdydrhla frd.a kS a wdydrj, ixh;q fs ha wjYH;d ioyd wdrlIa dldÍ nj\" y;s lr nj\" Wmfhd.a S lr.;a wuøq jHhka nr m<s ns |j uÕfmkùa ula ,ndfoh's frd.a hlg iykhla nj\" frd.a ta wkjq wdydr f,na ,a lÍs fï § ijq lrk nj\" YÍrfha nr md,kh wvùq fï wkmq <s fs j,ks a ,ehis ;a .= ; kIs ma dolhka yg fïoh (Fat)\" ikS s lÍs ug fyda nr wvlq Ís ug fyda (Sugar) yd ¨‍Kq (Salt) jeks fhÿï YÍrh lDY lrk njg yñs lï l< h;q = w;r iuyr wuøq jH tu iuÕ fmdIa l m;% Ys ; mu% dKhka lhs dmEula fkdl< h;q f= õ' f,na ,a u; olja k wdldrh m<s ns |j ,ehis ;a f= õu m;% Ys ;hla f,i meyeÈ,s lrh's tfukua Ydl f;,\"a t<j¿ f;,\"a ñY% t<j¿ f;,a fyda i|yka l< h;q f= õ' wjYH kï mis fS ï Wmfoia jeks Ndú;hg wjYH Wmfoi\"a Ndú;d l< h;q = WmlrK\" mis fS ï WIKa ;ja h\" mis fS ï ld,h iy wdydr m<s fs h, lÍs u i|yd wjYH fjk;a úfYIa ;s Wmfoia thg we;<= ;a l< yelfs õ' wdydrhla krlùa u mdßfNd.a ls hd úiks a jerÈ f,i th mßyrKh lÍs fï m;% :s ,hla úh yelhs ' ke;fyd;a wdydr kIs ma dolhkfa .a fyda fnodyßk wdh;khkfa .a Èk i,lK= q lÍs fï fodIa u; úh yelhs ' kIs ma dolhka úiks a wdydr f,na ,a u; Èk i,lK= q lÍs u lrkfq ha wdydr iemhïq odu lhs% dlrejkga wdydrhl tys wdhq ld,h m<s ns |j Wmfoia §ug h' WodyrK f,i —iis ,s a úh<s PROFIT 19www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

i:a dkhl .nvd lrkka ˜ \" —újD; rgj, o ta yd iudk úêúOdk ixila D;ls fyda iodpdrd;ua l wk.q ukh lrkq we;ehs wfmla Ia d fy;a k+ a u; f.dvkeÕk=‍ ixl,ma l< miq Y;S lrKhla we;,= ; flf¾' th k¾s udKh lrk ,ofa oa fõ' tukis d je<lS iás k wdydrhl kgdId tâkdka ,efmrEia kï wk;a ¾.; ´kEu wuøq jHhla ;nkka ˜ ke;fyd;a —újD;lr Èk 15 yeúßÈ orejlf= .a urKfhka myifq jka y÷kd.ekuS g tlS mijq h' mdßfNd.a ls hka yg yels úh h;q h= ' 3la we;<= ; mßfNdca kh lrkka ˜ jHdmdr i|yd iDcjq u tu k;S hs tfukua wdydr f,na ,a lÍs fï jYfhka i`oyka lÍs u fmkja dÈh n,d;ua l l< miq fmr weirq eï lr m;% ms ;;a fs ha tla mO% dk mrud¾:hla we;s wdydr jjq o f,na ,a lÍs fï § jkfa ka jHdc krs EmKhka u.ks a yel' tfukua f,na ,ha u; —Èkg wid;ña l;d ldrl m<s ns o fukua wdydr wf,úlrejka y;s du;du Wmfhd.a S lr.;a wuøq jH m<s ns |j mdßfNd.a ls hka fkduÕ heùu fmr fyd|hs Best before date˜ fyda o iïm¾Q K ,ehis ;a j= la kIs ma dok je<lja d.ekuS h's jerÈ f,i f,na ,a iu. bÈßm;a lÍs ug iÿs jkq we;' lÍs u y;s du;du iÿs lrkfa ka kï —Èkg fmr .K= d;ua lNdjfhka kgdIdf.a k;S hs wod< jk wdydr th idmrdë jxpdjl's th wdydr ,ehis ;a j= m<s ns | u.fmkùa ula fï irq lIa ;s ;djg ;¾ckhla jjq ;a fyd|hs Best quality before date˜ jkúg ixj¾Okh lrñka iàs ' fuu ke;;a wdydr jHdc f,i úi;a r kj wjYH;d fjkfq jka ioQ dkïùu lÍs u\" mp% drKh lÍs u fyda bÈßm;a iy —Èkh wkjq Ndú;d lrkka i|yd wdydr kIs ma dok jHdmdrj,g lÍs u n,j;a jrol's jir foll ixld% k;a s ld,hla Use-by-Date˜ yd —l,a bl;= ùa fï ,ndfokq we;' tjeks f,na ,a lÍs u iy fkduÕ hjk úi;a rj,ks a mdßfNd.a ls hka Èkh Expiration date˜ hk mO% dk mdßfNd.a ls hka yg fkd.e,fmk wdrlIa d lÍs ug WmldÍ jk k;S Ís ;s fyda wid;ña l;d we;ls rk wdydr rdYhs la wm rg ;<= o mkjd we;' Èk i,lK= q lÍs ï folla i|yd kIs ma dokhla mßfNdca kh l<fyd;a f,dla wdydr ixúOdkh fuu Tjkq a yg YdÍßl wmyi;q d fyda ;;ja h b;d mfriia ñka wOHhkh fldfa vlia a we,fs ukfa Üßhia ydkls r w;r= e wdndO we;ús h lrk w;r wdydr jxpd je<elùa ug yelhs ' WodyrKhla f,i fyda tys n,mEï wju lÍs u i|yd u.fmkja h's Èhjeähdj jeks frd.a S ;;ja hka idudðl rgj,a oekjq ;a lÍs u we;s mdßfNd.a ls hka yg we;eï Wfoid jevigyka .Kkdjla ta iu. Tfí jHdmdrfha ku iy wdydr ixrplj, wk;a ¾.;h lhs% d;ua l lrh's kYs Ña ;j oek.ekuS g wjYH fõ' ,ms ks h fyda weu;ï= wxlh we;<= ;a úfYaIfhka úúO wxY yryd tlS hful= wyïfnka wdid;ña l;d m%;sm;a;s yd jevigyka l%shd;aul l< h;q f= õ' wdkhkls kIs ma dokhla we;s wdydr wkNq j l<fyd;a tu.ks a lsÍu ioyd wjeis f;dr;=re iy iÿs jk n,mEu iuyr wji:a dj, úYaf,aIK iemhSug;a ixj¾Okh kï th kIs ma dokh lrk ,o rg § Ôú;hg ;¾ckhla Wodlr§ug fjñka mj;sk rgj, fï ms<sn|j jjq o yelhs dj we;' tukis d kï Woa.;jk .eg¿ ioyd úiÿï fyda tu kIs ma dokh wdkhkhlr lrk ,o wid;ña l;djka .ek fhdackd lrhs' wdydr weirq eïj, k;S Hdklq ,+ j h<s weirq eï lrkfa kka ï tfia ioyka l<h;q = f;dr;r= e fudkjd o f.d,a hS jYfhka wdydr hkka m<s ns |j kIs ma dolhl= jYfhka f,na ,a lÍs fï .;ls Nñ+ ldj weirq eï lrk ,o i:a dkh yd Èkh Tn oekjq ;ja iàs u w;HjYHfõ' wjfndOa lr.ekuS i|yd rdcH n,OdÍk\"a wdydr kIs ma dolhka iy o i`oyka l< h;q f= õ' tfiua iuyr mdßfNd.a ls hka mdßfNd.a ls hka we;¿= wdOdrl moq .a ,ls fyda wd.ñl úYja dihka rgj, jeo.;la u f,dla wdydr flfia jjq o by< uÜgfï u; wdydr kIs ma dok wkNq j lÍs ug ixúOdkh y÷kdf.k ;fs í' ;rS Kh lr;'s WodyrK f,i y,d,a wdydr wmf;ha dïj,g m;% ps dr (Halal)\" fldI¾ (Kosher)\" ldnkls ta wkqj l=vd yd uOH mßudK jYfhk's fuu ;;ja hka wd.ñl\" jHjidhhka flfrys tys wjOdkh jYfhka fndfyda rgj,a wdydr fhduq lrñka cd;Hka;r fj<| www.profitmagazine.lk uOHia:dkh iuÕ tla tla rgj, m;% is dOkh (Recovery) iy kej; YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj cd;sl wdydr iemhqïodu Yla;su;a lsÍug lghq;= lrhs' wdydr fnodyeÍfï (Redistributed) moOa ;s ksIamdok yeisrùu\" weiqreï lsÍu\" ieliSu iy f,an,a lsÍu ;sridr i:a dm;s lr we;' fuu fufyhïq wdldrhlska jeäÈhqKq lsÍu i|yd l,dmSh jYfhka l=vd yd uOH f,na ,ja , Èk i,lK= q u; oeä f,i mßudK jHjidhlhka yg iydh ùu i|yd mqyqKq jevigyka r|d mj;'S wdydr k;S s iïmdokh meje;aùu o fuhg we;=<;a fõ' lÍs ug bv § we;s rgj, tjeks wd¾Ól\" iudÔh yd mdßißl jákdlï imhk wdydr kIs ma dok wdydr ñkis a mßfNdca kh i|yd Wfoid k;S us h fuj,ula f,i Nf+ .d,a hS o¾Yl (Geographical kej; fnodyeÍu l< yelfa la tu Indication) f,na ,a jeo.;a fõ' Èkjljdkq j,ks a mijq mßfNdca kh fuu f,an, ,ndfokafka N+f.da,Sh iïNjh u; mokï l<o w;r= e wndO we;s fkdjkfa ka jQ ksYaÑ; ,laIK\" .=Kdx. fyda kï mu‚' tfukua wdid;ña l;d Wodlrk wdydr m<s ns o m¿q <ja oekjq ;a lÍs u i|yd 2021 § tx.,k;a fhka wrUd n,d;ua l lrùug khs ñ; kgdIdf.a k;S hs m<s ns |j o Tn oekjq ;a úh h;q h= ' th kj wdydr f,na ,a lÍs fï jHji:a djla jk w;r ta ioyd m¿q ,a mf% õYhla fjkfq jka wfkl;= a 20 PROFIT 2020 fmnrjdß

úYfa ,Ia Kh m<s ns oj oekuS la iy;s moq .a ,hkfa .a iydh o ,nd.; h;q = fõ' wjidk jYfhka ikka fs õok úfYIa {hka Bg iïnkOa jkfa ka f,na , f;ra eï f.k we;s nj iy;ls lÍs u i|yd idudkH mdßfNd.a ls hd fj;ks a miq úmrï l< h;q = neúk's tfiua f,na ,a lÍs u khs dukh lrkq ,nkfa ka mdßfNd.a ls hka yg wdydr úYja difhka yd oekjq ;ùa f;dra d.ekuS i|yd kjs erÈ f;dr;r= e ,nd§u Wfoidh's j¾I 1980 wxl 26 orK furg wdydr mk; hgf;a wdydr f,na ,a lÍs fï yd mp% drh lÍs fï kfs hd.a 2005g wkjq YS% ,xldj ;<= lis us moq .a ,hl= weirq eul fyda nyd¨‍jl wvx.l= r lu= k fyda wdydrhla tu kfs hd.a j,g wklq ,+ j f,na ,la r fkdue;ks ï th úlŒs u\" úlŒs ug lS¾;sh iys; ksIamdok i|yd kIs ma dok ioyd fjk;a wdydr bÈßm;a lÍs u\" úlŒs u ioyd mu‚' iuyr wdydr iy îu ksIamdok i|yd w;sf¾l f,an,a jHdmdr lrk wdldrhgu f,na ,a mo% ¾YKh lÍs u fyda úlŒs u lsÍfï wjYH;d we;' lÍs u wjYH fkdfõ' tfia jjq o m‚s i ;nd.ekuS \" mj% dykh lÍs u WodyrKhla f,i jdhQka\" rildrl fukau lef*ka wjYH;djh jkfa ka wdydrhl fyda úlŒs u ioyd mp% drh lÍs u wka;¾.;hla iys; îu fyda tl;= l< lef*ka iys; îu wid;ña l;d øjH Ndú;h m<s ns | fkdl< h;q = nj ioykla r we;fa ;a fmkajdÈh yel' tfiau wksjd¾h f;dr;=re jpk iy wxl j,ska f;dr;r= e iemhuS h's iïm¾Q K mdßfNd.a ls hka irq lIa d lÍs u oelaúh hq;=h' rEmuh yd ixfla; Ndú;fhka tajd fmkaúh yelsh' wuøq jH ,ehis ;a j= la iemhuS g wjYH Wfoidu nj oeka Tng meyeÈ,s Tnf.a ksIamdokhkays f,an, fkdfõ' jkq we;' u; ;Sre fla;hla Barcode ;sìh hq;= njg kS;shla fkd;snqK o\" Tfí jHdmdrfha fldgila f,i iEu kIs ma dolhlu= fulS fndfyda is,a,r fjf<kaoka iy fnodyßkakka iu. Tng nvq Tn wdydr weirq eï lrkfa ka kï wju wjYH;d ija lhS wdydrmdk jÜfgdare f,aLK iy úl=Kqï jd¾;d mj;ajd.ekSug tjekakla t;uS iy weirq eï lÍs u i|yd kIs ma dok weirq eï u; i<lK= q jeo.;a fõ' wmú;% ùfï mN% jhla fkdjk øjH l< h;q f= õ' fuu ffk;ls k¾s foYa ta ioyd Tn Tfí kIs ma dokh GS1 iuÕ ,hs dmÈxÑ l< h;q h= ' Ndú;d lrkka ' T;d we;s øjH fkdi<ld Tn lgh;q = lrkfa kka ï GS1 hkq ;rS efl;a hkya s f.d,a hS md,lfhl's Tnf.a kIs ma dokhlg wmú;% ùfï wjodkula fkdue;ks ï n,OdÍka úiks a .kka d m<uq mhs jr ;rS e fl;a hla ,nd.ekfS ï lhs% dj,hs b;d ir,h's ta ioyd Tn ud¾..;j kIs ma dokh ¥IKh ùu j<lja k jkfa ka Tng ta m<s ns oj oekùa uh's Online weKjuq la ,ndÿka miq GS1 md,l uKva ,h úiks a kls ;= a lrkq whßq ka wdydr T;d weirq eï lrkka ' tuÕks a Tn lrkfa ka lu= la o ,nk k,s UPC wxl ,ndfokq ,efí' fuu wxl iuÕ Tfí ;rS e fl;a h ´kEu nyd¨‍ula mßs iÿs j yd ydkhs g W,,a x>kh lrkfq ha lu= k k;S s k¾s udKh lr th Tng úoH;q a ;emEf,ka tùug Tjkq a lgh;q = m;a fkdjk njg j.n,d.kka ' Í;s o hkka iy Bg wklq ,+ j lrkq ,efí' wdydrh wk;a ¾.;h ioyka .;h;q = mhs jr iy ta ioyd bvÈh tfiua weirq efï fyda nyd¨‍fï wk;a ¾.;fha Yo= Oa mu% dKh >k lrk f,na ,h u; Ndú;d l< yels ld,h m<s ns oj meyeÈ,s øjHhla kï .E% ï fyda l's .E% ï f,iks a o øj j¾.hla kï ñ,s ,gS r yels lv= du uøq ;s wlr= l mu% dKh lrkq we;' tukis d kIs ma dolhl\"= fyda ,gS r f,iks a o øj udOHhlks ua wirq kfa kka ï Èhr bj;a l< Yo= Oa 6la jk w;r úgñk\"a Lkcs iy fnodyßkfa kl= fyda wf,úlrejl= nr .E% ï fyda l's .E% ï f,iks a cd;Hk;a r iïu; ixfl;a mdo igykja ,g my<ks a we;s jYfhka fuys § Tfí j.lïS weifq rka i`oyka l<h;q = fõ' wlr= e i|yd wlr= l mu% dKh f;ra eï .ekuS b;d jeo.;a fõ' fmr weirq eï fkdl< wdydr 8l's wdydrhl wk;a ¾.; le,ß tfiau Tn wjkay,a fyda mu% dKh oelùa ug Ndú;dlrk iqmsß fj<|ie,a ysñlrejl= wlr= l wju mu% dKh 16la úh h;q = jqjo fuu wjYH;djhka ms<snoj w;r meflca i|yd wlr= l mu% dKh l,amkdldÍjkak' fï ioyd jeä 10la ;ìs h h;q h= ' idudkH Í;hs la ÿrg;a lreKq yeoEÍu ioyd f,i flgïq m;a fr.,= dis uÕks a 2007 jif¾ È Codex Alimentarius wlr= l Wi i|yd ñ,ós g¾ 1'2la Commission úiska m<l< Food o wkjs d¾h f;dr;r= e i|yd wju Labelling - fifth edition yd 1980 wlr= e mu% dKhla ,ndfo'a flfia wxl 26 orK furg wdydr mk; fj;;a wdydr meflca hl úYd,;u wOHhkh lsÍu jeo.;a‍ nj mßudj j¾. fikáa ógr 80g jvd mejish yel' Tn iajhx /lshdjla wvq kï wlr= l wju mu% dKh ñ'ó' f,i fyda iq¿ fyda uOH mßudK 0'9 f,i Wmfhd.a S lr.; h;q f= õ' wdydr ksIamdok l¾udka;hla wdydr f,na ,a lÍs fï weröug woyia lrkafkakï fuu m;% ms ;;a hs la ixj¾Okh lÍs u lreKq b;d uekúka wOHhkhlr i|yd úfYIa { oekuq la iy;s fj<ofmd,g wj;S¾Kjkak' moq .a ,hka wjYH fõ' ta ioyd tu.ska Tnf.a jHdmdrh ks;e;skau wdydr ;dlIa Kh yd fmdIa K mdßfNda.slhkaf.a m%idoh Èkd.kq fukua k;S s úYdro;ja h iy wd¾Ól we;' PROFIT 21www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

kdhlhd i.hkga o weyïq lka §u jeo.;a kdhlhl= jYfhka ;u i.hka 2. Learn How to Listen tfia;a fkdue;s kï lKavdhu fufyhùfï § wkq.ukh l< hq;= You’re more than just an ls%hdmámdáh tfia;a fkdue;skï ls%hdud¾.hka lsysmhla ieflúka authoritative figure to your olajkq leue;af;uq' team, you’re also a confidante. By listening to your employees, you can not only build up their 1. Motivate, Don’t Dominate trust, but you can also identify It often happens that new legitimate problems they are leaders have trouble exerting power and influence without having and help them find being overbearing. An attitude of domination certainly won’t solutions. help encourage your team or help you earn trust. Instead of fndfyda kdhlhka ;u focusing on being controlling, focus on ways to motivate the i.hkag weyqïlka§u team to do its best. You can do this by incentivizing the work fkdlrk w;r ;ud is;k each individual does; recognizing a job well done and making each foh iy lrkd foh yß hhs person feel like he/she has the power to accomplish everything u;hl t,an isà' kuq;a wmyg you expect is far more effective than instilling fear or worry in ld¾hd, ld¾h iydhlf.ka o your employees. .; yels foaj,a ;sìh yel' www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj ulaksidoh;a Tyqo frontline .cnd ä' is,ajd fiajlhl= jYfhka lghq;= BBA ( Costarica ), GDipinMgt lrk neúka ground  level (UK ), DipinEmgt, ACPM, MIM (SL), CISCP( Dubai), activities ms<sn|j Tyq yg Chartered Proffessional Manager ukd oekqula we;' Tyq lshkd [email protected] foaj,a ishhg iShla ms<s.ekSu 22 PROFIT wjYH ke;' kuq;a Tyq lshk 2020 fmnrjdß fohska hï lsis fohla wmyg Wlyd.; yel'

3. Learn How to Hold People respect you more if you act like objective, but everyone can learn Accountable you. Always be professional, but from mistakes.   Second chances You have certain expectations don’t be afraid to let your real self can encourage better work the show. It’ll make you more relatable next time around. Further, when for your team, as any good leader and trustworthy. your team sees you applying should. And if a team member lessons learned from errors, they doesn’t live up to your reasonable 5. Look at Failures and Mistakes will feel more comfortable and expectations, there should be a as Learning Opportunities confident working under you and set of consequences in place. You No one looks forward to making learning from you. can always start with a simple verbal warning, and then move a mistake or failing to meet an 6. Show Your Employees onto a written warning and so That They Matter on depending on the regulations There is nothing worse for your company has in place. motivation than working with 4. Be Human a dismissive leader that makes Too many new leaders think people feel unimportant. Every employee brings a necessary they must be robotic and free talent, skill or contribution to of personality in order to get the table –never forget that. respect. But your team will PROFIT 23www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

wji:a dj wkjq b,lla fjkia lÍs fï yelhs dj yefudga u ;ìs h h;q = .K= dx.hla meá%la reøsf.da AIA iud.fï fcHIaG rlaIK ksfhdacs; 077 3 172 914 cúS ;fha wm i;s k m;k foja ,a wmg <`.d lr.kka ,efnkjd kï wm yßu jdikdjk;a h's ku;q a wmg ta foja ,a <`.d lr.kka ;fs hk wji:a d fndfydua wvhq 's úúO fy;a = idOl fï i`oyd n,mdkjd' ta w;r wfma /lhs dj mO% dk idOlhl'a wm lrk /lhs dfjka wm ,nk fõ;kh\" tofs kod wfma ld¾hhka iïm¾Q K lr.kka uÈ fjkjd' ta kis du wfma we;eï iys ks fnd`ofj,d hkjd' ta wm ta u;u r`ÿfKd;'a '' ku;q a rlIa K kfs hdca ;s hlù= u fï .eg¨jg úi`ÿu nj wmg mila l< wfhl= wmg yujq kq d' cúS ;fha iys ks h:d¾:hla njg m;la r.kka g Tyq ihs /lhs dj lrk .ukua rlIa K kfs hdca ;s hl= ùfï ;rS Kh .kfa ka fï kis duh's ihs ;reK wjêfha oS u rlIa K kfs hdca ;s hl= jk Tyq ;u iys ks tlks a tl h:d¾:hla njg m;la rf.k we;' ihs /lhs dfjka úYd% u .;a Tyfq .a cúS ;fha yerjïq ,lIa Hh ù we;fa ;a m¾Q K ld,kS rlIa K kfs hdca ;s hl= f,i fija fha krs ; ùug .;a ;rS Khh's fuu /lhs dfjka Tyq bj;a fkdjkfa ka we;fa ;kua th Tyfq .a cúS ;fha l,djla ù we;s kis dfjk'a wms l;d lru'q AIA iud.fï fcHIGa rlIa K kfs hdca ;s meál% a reøfs .da uy;d iu`.''' Tyq rlIa Kh cúS ;fha l,djla lr.;fa ;a fuf,iks 'a Tfí m%d:ñl wOHdmkfha isg lrñka Y%S ,xld iud.ï 28l ¥; l;dj wdrïN lrkjd kï ud msßil kdhlhd f,i Dubai rfÜ leue;shs' iïuka;%Khla weu;Sug ,eîu uyÕ=‍ wjia:djla f,i i,lkjd' ;jo zzuu m%d:ñl iy oaú;Shsl rdcH fomd¾;fïka;= lsysmhlu wOHdmkh yeoErefõ fldgfyak wOHlaI uKav,hg m;aùfuka rgg Ydka; fnkäla úoHd,fha' bka miqj fiajhla lsÍug ,eîu ud w.h lr Wiia wOHdmkh i|yd reishdfõ i,lkjd' ud fï .ek i|yka lf<a fudia‌lõ úYaj úoHd,fha bxðfkare fï ish¨ ;k;=re rlaIK jD;a;shg Wmdêh yeoEÍug wOHdmk buy;a m%fhdackhla jQjdg wu;rj fomd¾;fïka;=fjka YsIH;ajhla uf.a Networking i|yd o fyd| i|yd jrï ,enqj o fld<U úYaj wjia:djla jqkd' úoHd,fha l<ukdldr mSGhg we;=,;aj ,xldfõu wOHdmkh cSú;fha wm fldmuK bf.k lrf.k hdug ;SrKh l<d'ZZ .;a;;a tal jeä fjkafka keye' bf.k.kak ug ;snqfKa úfYaI bka wk;=rej oekqu Wkkaÿjla' fï ksidu Wiia jeälr.ekSfï oeä Wkkaÿj ksid wOHdmkhg muKla iSud fkdù uu fmardfo‚h úYaj úoHd,fha l<ukdlrKh ms<sn`oj úúO Ydia;%m;s Wmdêh;a iïmQ¾K l<d' wjia:dj, oS fndfyda foa bf.k.kak tys§ YsIH kdhlhd ^President& lghq;= l<d' fyd`o wOHdmkhlska f,i ud f;aÍ m;aùu Nd.Hhla miqj fyd`o /lshdjla lrk tl f,i i,lkjd' uf.a Ôú;fha jeä ;uhs fndfyda fofkl=f.a wdidj ld,hla .;jqfka International fjkafka' ta wkqj uf.a ta isyskh ienE Marketing fkdfyd;a Foreign Trade lrñka uf.a m<uq /lshdj f,i ms<sn|jhs' Y%S ,xldj ksfhdackh www.profitmagazine.lk 24 PROFIT YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

rCIK ksfhdað;hkag furg kï úY%du hk oji fjkfldg jeäu m%;s,dN ,ndfokafk fndfydu jeo.;a' úY%du hkjd AIA rlaIK iud.u hs lsh,d lshkafka wmg hulalula lr.kak neß\" yßhdldr wdodhula fjdal¾ia bxðkshßka fm!oa.,sl fËa;%fha w;aoelSï iu. bÈßhg Wmhd.kak neß ld,hla' wm iEu iud.ug iïnkaO fjkak yelshdj hdu' t;fldg wm ys;kjdg;a jvd flfkl=gu ta jf.a ojila tkjd' ,enqKd' CTC B.,a fm!oa.,sl hula lr.kak yelshdj ,efnkjd' wkak todg rlaIKhla ;sfhkjd kï iud.u lshkafka ,xldfõ tjlg orejkaf.ka hemSug wjYH fjkafka ;snqKq m%uqL fmf<a rlaIK iud. iEu mqoa.,hl=gu keye' wm úhm;a jkúg ;uhs úúO ula' 1988 § CTC B.,a fm!oa.,sl rlaIKdjrKhla ;sìh hq;=o@ frda.dndO wmg we;sfjkafka' ta ksid iud.u furg wdrïN lrk wm l,a;shd rlaIKhla ,ndf.k wjia:dfõ tys fiajh i`oyd ug wksjd¾fhkau Tõ' WodyrKhla ;snqKd kï ta ;=<ska wmg m%;s,dN wdrdOkdjla ,enqKd' ta wkqj tys úÈhg msgrg iEu whl=gu /ila ysñlr.kak mq¿jka' ta ksid wdrïNl rlaIK wf,úlrejka 50 rlaIKhla ;sîu wksjd¾h fohla' iEu whl=gu rlaIKhla ;sìh fokd w;r tlaflfkla fjkak ug ta jf.au ;uhs iEu lghq;a;l§u hq;=uhs' wjia:dj ,enqKd' /lshdjla l<d rlaIKhla ;sîu m%fhdackj;a' lsh,d ud talg ú;rla iSud jqfKa úfYaIfhkau úY%du hk whl=g ta jf.au úfYaIfhkau keye' fï w;r;=r uf.au jHdmdr rlaIKh b;du jeo.;a' ;ukag rlaIKhla ,nd.ekSug rch úiska lsysmhla mj;ajdf.khdu i|yd rlaIKhla ;sfhkjkï wm lsisu ck;dj Èßu;a lsÍu o l< hq;=hs' o ud fhduq jqKd' 2015 § ud uf.a flfkl=g nrla fjkafka keye' wo ta i`oyd rlaIK jrhla ,nd.kakd /lshdfjka úY%du ,nd.;a;d' úY%du rch hgf;a hefmk msßi b;du;a mqoa.,hkag jÜgï ,ndoSï\" ta jf.au ,enqjd lsh,d ud kej;=fka keye' jeähs' fïl rglg nrla' kuq;a wdh;kj,g mkjd ;sfnk nÿ wvq úY%du .ekSu;a iu`.u ud AIA yd wmg úhm;a fjk fldg rlaIKhla lsÍï\" nexl= Kh ,nd.ekSfï oS mQ¾K ld,Skj iïnkaOj lghq;= ;sfhkjd kï wm rgg nrla úfYaI jrm%ido ,ndoSï wd§ foaj,a l<d' tod boka wo olajd rlaIK fjkafka keye' rch úiska isÿ lrkjd kï ck;dj ksfhdacs;hl= f,i wdh;kfha by< rlaIKhla ,nd.ekSu i`oyd jrm%ido ysñ lr.ksñka\" wo ud fï ta jf.au rlaIKhla ;sfhkjd osßu;a fjkjd' fïl rdcH wxYfha bkak ;ekg weú;a ;sfhkjd' jf.au fm!oa.,sl wxYfha ish¨ wjqreoao wjidkfha fokdf.au wjOdkh fhduq úh hq;= rlaIK lafIa;%h foi yeÍ n,k ,ndfok jd¾Isl jegqma jeo.;a ldrKhla úosyg ;uhs uu oSukdj,ska fldgila olskafka' úg fï lafIa;%h ;=< m%udKj;a ;rï fï jf.a rlaIKhlg fhfoõfjd;a ljod yß ta lshkafka rlaIK fËa;%hg rlaIK ksfhdað;hka isákjd o@ ta fiajlhd fiajfhka rcfha Wkkaÿj wvqfj,d o@ iuq.kakd oskfha we;a;gu wjYH ;rï oS by< oSukdjla we;a;gu\" rlaIK lafIa;%h iys; m%;s,dN /ila iïnkaOfhka rch ta ;rï Wkkaÿjla ksfhdað;hka isákjd' rlaIK ysñlr.kak wjia:dj olajkafka ke;s nj fmakjd' rch ,efnkjd' úiska hï hï l%shdud¾. .;a;;a ksfhdacs;fhda fidhd.kak kï tajd ksjerosj isÿ lrkafka keye' yß osYdjlg fhduq fj,d keye' fmdâvlaj;a wmyiq keye' kuq;a WodyrKhla úosyg mdi,a isiqkag rlaIKhla ,ndfokjd' kuq;a fïl .eg¨j‍ ;sfhkafka Tjqka ;ukag orejdg fyda foudmshkag yßhdldrj m%;s,dN ,efnk wdldrhg l%shd;aul ysñ rdcldßh ksis whqßka bgq fjkjd o lshk tl .eg¨‍jla' kuq;a fm!oa.,sl iud.ï ;=< fï ;;a;ajh lrkjd o hkakhs' rdcldßh fjkia' Tjqka ksjerÈj rlaIK l%ufõo wkq.ukh lrkjd' yßhg y`ÿkd.ekSu b;d jeo.;a' wfma j.lSu fudlla o lsh,d f;areï .;hq;=hs' wm /lshdjlg hkafka fyd`o fõ;khla n,dfmdfrd;a;=fjka' rlaIK ksfhdacs;fhd;a tfyuhs' tl jru f,dl= fõ;khla n,df.k ;uhs tkafka' kuq;a fuys oS jeo.;a jkafka /lshdfõ iajNdjh y`ÿkd.ekSu yd w;aoelSï ,nd.ekSu' fï fol yßhg f;dard fírdf.k ksjeros f,i lghq;= lf<d;a wmg fkdis;+ jegqmla ,nd.kak yelshdj ;sfnkjd' kuq;a uq,a wjia:dfõ ;ud wid¾:lhs lsh, ál ojila b|,d /lshdj w;ayeßfhd;a ljodj;a wmg ys;k uÜgug tkak ,efnkafka keye' ;ud .ek iïmQ¾K úYajdih ;nd b;d Wkkaÿfjka ;u rdcldßfha ksr; úh hq;=hs' —ug mq¿jka uu flfia fyda ta foa lrkjd˜ ^I can I will do& hk is;=ú,a, ;udf.a isf;a ieu úgu ;sìh hq;=hs' ta ksid jeo.;a fjkafka fï fCIa;%h yd iïnkaO fjkjd kï yßhg oekf.k PROFIT 25www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

ta jf.au ;u fiajlhkag wjYH fjkjd jf.au wmg uqo,a b;=re m%;s,dN by<skau ,ndfokak Tjqka W;aiy lrkjd' WodyrKhla lr,d tajd úhoï l<dg miafia wfka úosyg wjqreoao wjidkfha ,ndfok jd¾Isl jegqma oSukdj,ska fldgila ug oeka wdfh;a yosishla jqKdu fï jf.a rlaIKhlg fhfoõfjd;a ljod yß ta fiajlhd fiajfhka lShlaj;a keyefka lsh,d lK.dgq iuq.kakd oskfha oS by< oSukdjla iys; m%;s,dN /ila ysñlr.kak fjkak wjYH fjkafka keye' wjia:dj ,efnkjd' fï jf.a uu l;d lr,d wdh;k .Kkdjlu fï ldrKdj ms<sn|j wm fiajlhka jeä msßilg fï m%;s,dN ,ndfokak lghq;= lr,d ;sfhkjd' fm!oa.,slj fndfyda msßila oekqj;a tal wdh;kfha meje;aug;a fyd`ohs' ta jf.au fiajlhdg;a lsisÿ nrla lrkjd' úfYaIfhkau tys ìï ke;sj iqúYd, m%;s,dN rdYshla ysñ lr.kak;a wjia:dj ,efnkjd' uÜgfï isgu wm ta oekqj;a lsÍï isÿlrk ksid AIA rlaIK iud.u ms<sn|j ck;dj ;=< hym;a wdl,amhla ;sfhkjd' fï ksid wfma wdh;khg wo fyd`o ms<s.ekSula ;sfhkjd' AIA rlaIK iud.fï ixl,amhlg wkqj rlaIK ysñhd ´kEu j;djla frday,a.; ù rlaIK m%;s,dN N=la;s úkaog ;ukag zzrlaIKh jqKdg jevla keye\" wjidkfha § ,efnk l,amsÍfï yßhg f.ùï lrkafka keyeZZ w.h ^Maturity Sum tl& lsisu hkqfjka iudc u;hla ;sfhkjd' fjkila fkdùu Ôú; rlaIK fuys idjoH ksrjoH nj fudlla o@ ysñhd w.hfldg i,lkjd' rlaIKhla ,nd.ekSfï § wod< rlaIK ysñhdg ta rlaIKh ms<sn| Tn AIA rlaIK iud.u f;dard.ekSug úfYaI fya;=jla yßyeá wjfndaOhla ke;s ùu ;uhs ;sfhkjd o@ fï .eg¨j‍ g m%Odku fya;=j' wod< ud uq,skau rlaIK lghq;= yd iïnkaO jqfKa 1988 oS CTC B.,a rlaIK ksfhdað;hd ta j.lSu oeßh rlaIK iud.u;a tlal' ud újyd jqfKa wjqreÿ 23 oS' ta fjkfldg hq;=hs' rlaIKhla ,ndoSfï oS Bg wfkla jD;a;Ska tlal ug wruqKq lsysmhlau ;snqKd' ne¨jyu fï jD;a;sh ta wjqreÿ 30 ú;r fjoaos uf.au wod< ish¨ ldrKd lsisÿ wvqjla b;du ksoyfia lrkak lsh,d ksjila ;kd.ekSu' ta tlalu yelshdj ;sfhk tlla' uf.a orejkaf.a orejkaf.;a ore ke;=j fiajd,dNshdg mejish hq;= jhia iSudjla keye' iqr;,a ne,Su' fï w;r;=f¾ oS ug ug fiajh lrkak isÿlrkak ;sfhk j.lSï hq;=lï fjkjd' fndfyda fj,djg rlaIKfha mq¿jka ljo o@ ta oji osyd ne¨jdu ug m%udKj;a jegqmla fjklï fiajh lrkak wjYH fjkjd' ta jf.au uf.a m%;s,dN .ek ú;rhs Tjqka meyeÈ,s yelshdj ;sfhkjd' tl /lshdfjka úY%du .;a;g miafia ;eklg iSud lr,d ug fiajh lrkak ;ekla ;snqKd lrkafka' kuq;a we;a;gu f.ùï keye' kï ta fï lshk rlaIK fCIa;%h muKhs' fkdl< hq;= wjia:d o ;sfhkjd' úfYaIfhka wfma wf;a ;shk i,a,s b;=re lrkjd jf.a fkdfjhs lsisÿ jhia iSudjla ke;=j úúO iSud mkj,d ;sfhkjd' fïjd rlaIKdjrKhla ,nd.ekSu' wmg wjYH ;rï uqo,a bmehSug fï fCIa;%fha /lshd lghq;= lrk ksjerosj myod§u l< hq;=hs' m<uqj b;=re l< uqo,a wm hï whg yelshdj ;sfhkjd' we;a;gu wjia:djl oS úhoï lf<d;a wdfh;a ud uf.a n,dfmdfrd;a;= ish,a, fiajd,dNshdg f.ùï fkdlrk tal wmg ,efnkafka keye' kuq;a b;d fyd`oska id¾:lj idlaId;a rlaIKhl oS Bg jvd fjkia fohla lr.;af;a rlaIK fCIa;%hg wjia:d meyeÈ,s lsÍu l< hq;=hs' isÿ fjkafka' wm wdfhdackh lrk iïnkaO jqK ksid' furg rlaIK uqo,a ke;s fjkafka keye' wm fËa;%fha jeäu m%;s,dN ,efnk m%;s,dN ms<sn`o muKla lSfuka wdfhdackh lrk uqo,g jvd jeä rlaIK iud.u ;uhs AIA rlaIK m%;s,dN m%udKhla fuys oS ysñ iud.u' fldmuK rlaIK iud.ï wjidkfha fjkafka Tjqka wkjYH ;snqK;a fï wdh;kh jf.a rlaIK wf,úlrejka yg m%;s,dN ,ndfok n,dfmdfrd;a;= ;nd.ekSula' ta ksid fjk lsisÿ wdh;khla keye' udislj fõ;k ;=kla fuys oS wmg m%;s,dN muKla fkdfõ rlaIK ysñ fjkjd' ta jf.au msgrg ixpdr i`oyd wjia:dj ysñ lrfok fï Tmamqfõ ioyka iSud ms<sn`oj jf.a fjk;a wdh;khla ud oel,d keye' oekqïj;a lsÍu;a jeo.;a' yßhg oekqïj;a lsÍu ;=<ska wm;a wfma fiajd,dNshd hk fofokdu ;Dma;su;a fjkjd' ke;skï wjidkfha fiajd,dNshdg rlaIKh tmdjk ;;a;ajhg m;afjkjd' bka miqj lsisu rlaIK iud.ula ms<sn`oj Tjqka lsisÿ úYajdihla ;nkafka keye' úfYaIfhkau fiajd,dNshdf.a wjYH;djh y`ÿkd.ksñka Tyqg weyqïlï foñka wjYH wdldrfha rlaIKhla ,ndoSu b;du;a jeo.;a fohla' fmdÿfõ rlaIKh ms<sn|j wdfhdackh l< ck;dj oekqj;a lsÍfï jevigyka ixúOdkh lrkafka keoao@ ta jf.a uqo,g jvd m%;s,dN jevigyka l%shd;aul lsÍu fyd`o keoao@ rCIKfha § ysñfjkjd udOH yd iïnkaO fj,d AIA www.profitmagazine.lk rlaIK iud.u oekgu;a ck;dj YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj oekqj;a lsÍï isÿlrkjd' ta jf.au fm!oa.,slj úúO wdh;k yd iïnkaO fjñka ta wdh;kj, fiajh lrk fiajlhka oekqj;a lsÍï o isÿ lrkjd' ud biafi,a,d ioyka l<d jf.a wm mq¿jka ldf,a hï b;=rejla lf<d;a wmg neß ojil tal f,dl= iykhla fjkjd' 26 PROFIT 2020 fmnrjdß

rCIK lafIa;%hg tk whg ug b;du jeo.;a jqKd' uf.a ye`ÿkqïlï yryd ud ms<sn`oj fndfyda fofkl= ;n,d ;sfhk plan tlla ;sìh hq;=hs úYajdih u; rlaIKdjrKhla ,nd.kak lghq;= lr,d ;sfhk wjia:d fndfyda ;sfhkjd' we;a;gu fiajd,dNshdf.a wjYH;dj wm wdh;khg hï fiajhla y÷kdf.k Tjqkag ,ndÈh hq;af;a lrkjd o ta fiajh b;d by<ska l=uk j¾.fha fiajdjla o hkak ud w.hkak Tjqka okakjd' ta jf.au y÷kk ksid b;d blau‚ka ud jgd iud.fï l<ukdldÍ;ajh o b;d iïnkaO;d f.dvkef.kjd' oekg by<hs' fï lshk ldrKd ;uhs ug ud idudðl;ajh ork Institute AIA rlaIK iud.u yd iïnkaO of Management of Sri Lanka, The fjkak fya;= jqfKa' we;a;gu Management Club, MBA Association lshkjd kï uf.a fm!oa.,sl of Peradeniya jeks iud.ï ie,iqï uqÿkam;a lr.ekSug;a lsysmhla yryd kj iïnkao;d AIA iud.u ug úYd, Yla;shla /ila we;slr.ekSug ug yelshdj jqKd' ta ksid lsisu wjia:djl ,efnkjd' AIA iud.u w;ayer,d hkak uf.a n,dfmdfrd;a;=jla we;af;;a keye' óg wu;rj uu BNI – Business Networking International lsh,d cd;Hka;r ix.uhl bkakjd' tys ta lshkafka Tfí jD;a;sfhka Tn idudðl idudðldjka iEu i;shlu úYd, wd;au ;Dma;shla ,nkjd'''' Breakfast Meeting tllg fld<U .,odÍ fydag,hg /iafjkjd' fuys we;af;kau Tõ\" wfkla jD;a;Ska oS wmg wfma wjYH;djh bosßm;a tlal ne¨jyu fï jD;a;sh b;du lrkak yelshdj ,efnkjd' ta ksoyfia lrkak yelshdj ;sfhk wkqj wfma wjYH;djh iïmQ¾K tlla' jhia iSudjla keye' ug lrkak ;j flfkla Woõ lrkjd' fiajh lrkak mq¿jka ljo o@ uf.a rlaIK wf,ú lghq;= myiq ta oji fjklï fiajh lrkak lr.kak fï yryd f.dvla wjia:d yelshdj ;sfhkjd' tl ;eklg iSud ysñ fj,d ;sfnkjd' lr,d keye' WodyrKhla úÈyg lsõfjd;a\" ug ´kEu fõ,djl wm fyd`o cjhlska jev fï fËa;%h ;=< § Tng wu;l hdmkfha\" kqjr wd§ ,xldfõ ´kEu fkdjk isÿùï we;s@ m%foaYhl Wk;a uf.a fiajd lghq;= lrkjd kï we;a;gu isÿlrkak yelshdj ;sfhkjd' uf.a Tõ\" .sh jif¾ m<uq ld¾;=fõ jegqm uf.a udisl wdodhu ugu jhi lsisu ndOdjla § meje;ajQ W;aijhl § fyd|u ;SrKh lr.kak mq¿jka' ud fjk wf,úlre\" fyd|u rlaIK jákdlu wdh;khl fiajh l<d kï ug keye' úfYaIfhkau iy jeäu rlaIKdjrK m%udKhla ,efnkafka ksYaÑ; udisl jegqmla' wf,ú lsÍu fjkqfjka iïudk fndakia uqo,la iuyr úg ,efnhs' rlaIK fCIa;%hg' ;=kla ysñjqKd' ta jf.au ,xldfõ kuq;a fï wdh;kfha ud .kak jegqm fi!LH lafIa;%fha jeäu rlaIK ugu ;SrKh lrkak yelshdj ;=<ska ud úYd, wd;au ;Dma;shla m%udKhla wf,ú lsÍu lf<;a uu' ;sfhkjd' ud uykais fjk ;rug ug ,nkjd' we;a;gu ud oekf.k ysáfha keye wfkla /lshdjlska ,nd.kak neß ud fï ;;a;ajhg <`.d fj,d lsh,d' jegqmla fï wdh;kfhka Wmhd.kak tjeks iïnkaO;d cd,hla wm iud.fï wOHlaI uyf;la ug yelshdj ;sfhkjd' we;a;gu fï ks¾udKh ùug;a fya;= we;s'''' l;d lr,d zzuu ,xldfõ jeäu ksid ud fïl ''this is not a job… fi!LH rlaIK m%udKhla wf,úlr this is a great living style..'' lsh,d wdÈ YsIHhl= jYfhka ud W.;a we;s rlaIK ksfhdacs;hdZZ lsh,d y`ÿkajkak leu;shs' mdi,g fndfyda Woõ Wmldr ud lsõjyu we;a;gu lshkak i;=gqhs lrkjd' t;ek§ ug iïnkaO;d ud mqÿu jqKd' ta jf.au ug ud ta jf.au ;uhs iudcfha cd,hla ks¾udKh jqKd' mdi,a .ek wdvïnrhl=;a we;s jqKd' ñksiaiq tlal fyd`o iïnkaO;d ixj¾Ok iñ;sfha\" wdos YsIH fï ;uhs ud ,nmq wu;l fkdjk f.dvk.d.kak fï u`.ska yelshdj ix.ufha\" wdoS jQ ix.ï lsysmhlau jvd;a jeo.;au isÿùu' rlaIK ,efnkjd' Tjqka weiqre lrkak wog;a ud ksfhdackh lrkjd' jD;a;slhl= yg w;am;a lr.; yels wjia:dj ,efnkjd' fï jD;a;sfha § tajdfha iEu lghq;a;loSu fkdu`o by,u cd;Hka;r ch.%yKhla iïnkaO;d lshk tl fmdÿfõ fï odhl;ajhla ,ndfokjd' wfma jk ñ,shka fvd,¾ jgfïi rlaIK fËa;%hg;a wod< ldrKhla' mdif,a wOHdmkh ,n,d wo idudðl;ajh - MDRT (Million tlsfkld w;r iïnkaO;djhla fjkfldg b;d by< ;ekaj, bkak Dollar Round Table) 2015 jif¾ isg ke;s kï fï lghq;a; lrkak wh ;uhs fïjg iïnkaO fjkafka' fï olajd iEu jirlu ch.%yKh neye' Tjqkag ud fiajhla lrkjd b;ska Tjqka yryd ug fï lghq;= lsÍug yelshdj ,eîu ms<sn|j;a jf.au fï iïnkaO;d ksid lrf.k hkak iqúYd, odhl;ajhla b;du;a i;=gq fjkjd' uf.a rdcldßhg wod< lghq;=;a ,efnkjd jf.au iïnkaO;d myiqfjka lrf.khkak yelshdj cd,hla f.dvke`.s,d ;sfhkjd' cSú; yd foam< rlaIKh ,efnkjd' jYfhka rlaIKh fldgia folla ta jf.au ;uhs ud fï wdh;kh hgf;a isÿ fjkjd' fuys oS Tn yeuúgu w¨‍;a .kqfokqlrejka yd iïnkaOùug fmr ud i;=j tla wxYhla muK o f;dardf.k fydhdf.k ud hkjd jf.au ;snQ iïnkaO;d ud ,nmq w;aoelSï ;sfhkafka@ Tjqka tlal fyd`o ne`oSul=;a we;s wdoS jQ ish,a, fï lafIa;%h ;=<§ lr.kakjd' Tjqka iuÕ iïnkaO Tõ' foam< rlaIK wm iud.u fj,d rlaIKh ms<sn| meyeÈ,s úiska fkdlrk ksid uu uf.a wjfndaOhla ,nd§,d Tjqkag rlaIK ld,h fhduq lrkafka Ôú; rlaIK ysñlula ,nd§ug ;rï yelshdjla wf,úh i|yd muKhs' fiajd,dNSka ug ;sfhkjd' ta ish,a, isÿjkafka iu. iqyo idlÉPdjl fh§ iïnkaO;d u;' ta ksid fï jD;a;sh Tjqkaf.a wjYH;djhg iß,k mßÈ PROFIT 27www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

iqÿiq rlaIKdjrKhla ms<sfh< lr rCIK fCIa;%fha wod< lghq;= isÿ lrkjd' ta wkqj ta mqoa.,hdg wjYH mßÈ Tyqf.a jegqm\" /lshd,dNskag ;rd;sru fï ish¿ foa ie,lSug jhia isudjla ke;sj ´kE f.k Tyqg fyda wehg .e,fmk ;rï uqo,a Wmhkag mq¨jka whqßka ud rlaIK ie,iqula ilid fokjd' rdcldÍh y`ÿkd.ekSu ,nk uqo,g jvd w.h lrkjd' Ôú; rlaIK wf,úhla id¾:lj yd j.lSï f;areï fï fËa;%h yd iïnkaO ùug iïmQ¾K lsÍug Closing Technique woyia lrk whl=g Tng lsjhq;= ixl,amh yßhdldrj Ndú;d .ekSu b;d jeo.;a' hula ;sfí o@ lsÍfuka b;d myiqfjka iy flá ld,hlska id¾:l .ukla hkakg Nj;=ka fjkqfjka wem lemfjkjd' kjlhl= we;a;gu fï flaIa;%hg mq¿jka' ;jo ud ieu wjia:djl § u Tjqkag rlaIK jdßl f.jd.kak tk fldg lemùfuka wdh;kh ;=< rEmigyka iy m%ia;dr ^diagrams and neß wjia:dj, oS ta i`oyd myiqlï jev l< hq;=hs' fï lafIa;%hg tk graphs& fhdod.ksñka fiajd,dNshdg i,id fokjd' rlaIK ysñlre hï whg plan tlla ;sìh hq;=hs' ;j o ir, wdldrfhka rlaIKh ms<sn|j wdndê; ;;a;ajhlg m;a jQjfyd;a th ksishdldrj l%shdjg kexúh hq;= meyeÈ,s lsÍu ksid Ôú; rlaIK rlaIK jdßl fkdf.jdu Tjqkag w;r wLKavj jev l, hq;=hs' Tjqka ysñhdf.a is; ta fj; myiqfjka rlaIK ysñlu ,ndfokjd' fï jf.a yeuúgu oekqñka ikakoaO úh hq;=hs' fhduq lsÍug yelshdj ,efnkjd' ld¾hhka uqo,aj,g lrkak neye' ta jf.au b,lal yod.ekSu;a b;du ta jf.au ;uhs wod< fiajd,dNSkaf.a jeo.;a fjkjd' hï ndysr idOl we;a;gu Tfí jhi fï wjYH;d y÷kdf.k Tjqkag rlaIK u; wfma b,lalj,g <`.d ùug neß lghq;=j,g ndOdjla fkdfõ o@ ysñlï ,nd§u jeo.;a' tfia jqfKd;a wjia:djg wkqj fjkiaùfï fkdjqKfyd;a fomd¾Yjhgu bka yelshdj ;sfhkak ´k' Bg wu;rj fï ud /lshdfjka úY%du .;a;d' ud lsisÿ m%;s,dNhla keye' Ôú; fCIa;%fha bkak flfkl= fiajd,dNshd ta wdh;kfhka úY%du .kakfldg ug rlaIKhla ,nd§fuka\" Ôú; iu. idlÉPd lsÍfï § bjiSu\" .re wjYH ish¨ foaj,a ish¨ myiqlï rlaIs;hd iy Tyqf.a hefmkakkag lsÍu\" kS;s.rel nj wdoS .=Kdx. wdh;kfhka i,id oS,d ;snqfKa' wm f,dl= fiajhla lrkjd' th wm j¾Okh lr.ekSu kï b;du;a uf.a cSúf;;a ish,a,u b;d fyd`oska jeo.;a' tljru úYd, fõ;khla iïmQ¾K fj,d ;snqfKa' lsisu www.profitmagazine.lk n,dfmdfrd;a;= fkdù áflka ál fï wvqmdvqjla ;snqfKa keye' ud úY%du YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj .uk hd hq;=hs' t;fldg ;uhs fï hk jhi tk fldg tys ;j;a fiajh lafIa;%fha meje;aula ;sfhkafka' lrkak Tjqka ug wdrdOkd l<d' kuq;a ud kshñ; jhiska ;j wjqreÿ 5lg wjidkfha fï olajd meñŒug miq thska úY%du .;a;d' Bg miafia Tng w;aje,la jQ msßi u;lalf<d;a@ ;uhs fï wdh;kh yd iïnkaO jqfKa' we;a;gu ug fufyg wdjg uf.a l<ukdldßksh m%sßïfrdaia miafia f;arefKa óg wjqreÿ 5lg ieñfvdka uy;añhg ud úfYaIfhka fmr fufyg wdjdkï fyd`ohs lsh,d' ia;=;sjka; úh hq;=hs' t;=ñh fï ug fyd`og jev lrkak yelshdj rlaIK lafIa;%h ms<sn|j fndfyda foa ;sfhkjd' ug meyeÈ,s lr § ;sfnkjd' Ôú; rlaIK wf,úhla iïmQ¾K l< úg flfkl=f.a jhi fuu jD;a;shg fyda ke;s úg fyda ud ieuúg weh lsisu ndOdjla keye' ;ukaf.a iu. ta ms<sn|j idlÉPd lsÍfuka w;aoelSï u; fiajd,dNshdf.a udf.a bÈß .ukg uy;a Yla;shla úYajdih f.dvkef.k wdldrhg ,nd.kakjd' weh ksrka;rfhka udj lghq;= lsÍfï myiqj wmg yß u.g fhduq lrkjd' ta jf.au AIA we;sfjkjd' we;a;gu fndfyda rlaIK iud.fï l<ukdldÍ;ajh fofkla ys;kafka ;reK jhfia ug fï .ufka § uy;a rel=<la oS ;uhs jev lrkak yelshdj ,ndfokjd' óg wu;rj uf.a ;sfhkafka lsh,d' úY%du .shdg fiajd,dNSka wu;l lrkak neye' miafia /lshdjla lrkafka ke;sj fï ;ek wo ud bkafka Tjqka ksid' ksoyia iqjfhka bkak ´k lsh,d' Tjqka uf.ka rlaIKhla fkd.;a;d wm fyd`o cjhlska jev lrkjd kï kï ug fï ;ekg tkak neß fjkjd' we;a;gu jhi lsisu ndOdjla keye' we;a;gu Tjqkag ud fndfydau;au úfYaIfhkau rlaIK fCIa;%hg' lsisu ia;=;sjka; fjkjd' ojil fuys jev lrkak jhi lsisu ndOdjla fjkafka keye' ud yels;dla fhdñ; ìu,a jev lrkak n,dfmdfrd;a;= fjkjd' ixjdoh uykais ù jevlr Active j isàu wfma fi!LHhg;a fyd`ohs' l<Ks ufkdacd igyk rlaIK uqo,g tyd .sh ld¾hNdrhla isÿ lrkjd o@ Tõ' we;a;gu rlaIKh wmg ysñjk m%;s,dN uqo,g jvd tyd .sh tlla' wmg hï mqoa.,hl=f.a wjYH;djhlg Tyqf.a rlaIK jkaÈ ysñlï uqo,a ,ndoSu ;=<ska uqo,ska lrkak neß by< fiajhla l<d lshk ye`.Su ;sfhkjd' we;a;gu tal tfyu fohla' hï whl=g jkaÈ ,nd§fï § ta jkaÈhg tyd .sh ld¾hNdrhla wm isÿ lrkjd' úfYaIfhkau rlaIKhla wf,ú l< od mgkau wod< .kqfokqldr 28 PROFIT 2020 fmnrjdß

ðkafidñka ys m%Odk ix>glh jk kshu fldßhka mekelaia ðkafika YdLfha uQ,fhka Wlyd .kakd idrh\" YÍrfha ksmojk bkaishq,ska ys ls%hdldÍ;ajh j¾Okhg ukd msgqjy,la jk nj fndfyda idhksl mÍlaIKj,ska ;yjqre lr we;' www.profitmagazine.lk 29PROFIT±kaùuls YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

Y%S ,xldfõ jeäu wf,úhla iy;s yd tlu ixs y, jHdmdßl i`.rdj PROFIT' fuh isxy, udOH mdGlhka w;r ckms%h i`.rdjls' ,xldfõ tlu jHdmdßl i`.rdj ±ka Tka,hska ud¾.fhka www.profitmagazine.lk jHjidhl;ajh ms<sn|j iy jHjidhlhka ,xldj ;=< ìys lr,Sfï wruqK o iys;j m< jk fuu iÕrdj jHjidhl;ajhg wu;rj jHdmdr l<ukdlrKh\" wf,úlrKh\" jHdmdr f,dalfha kj mj% K;d\" md¾,sfïka;j= ;<= isÿjk jHdmdr woyia wd§ wxY .Kkdjla iïnkaOfhka f;dr;r= e ,ndfok i`.rdjla jk w;r thg jHdmdßl f,dalfha m%ùKfhda reila iïm;a Þhl;ajh ,ndfo;s' rhsÜ óähd m%hsjÜ ,sñgâ\" fkd' 15$1$8\" u;af;af.dv ykaÈh\" me,ekaj;a;\" mkaksmsáh' 011 2 086 726 $ 011 20 86 736 [email protected] 30 PROFIT ±kaùuls www.profitmagazine.lk 2020 fmnrjdß YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj

YS% ,xld /lshd fj<|fmdf,a Ök wkd.;h fj<|fmd, wd¾Ólhla l<dmfha NdIdjla f,i iys; rgla f,i Y%S ,xldj b;du;a fõ.fhka jHma; jk f,dalfha fndfyda rgj,a iuÕ nj lemSfmfkkakg ;sfnkjd' in|;d mj;ajhs' fuys § wfkla w;g Ök NdIdj jQ wdishdkq l,dmfha n,jf;l=jk l,S f,dalfha Ndú; NdIdjka Ökh iu. Y%S ,xldj mj;ajk w;ßka bf.k.ekSug b;du;a in|;djg È.= b;sydihla mjd ixlS¾K NdIdjla' kuq;a tys mj;shs' j¾;udkfha § Y%S ,xldfõ jHdma;sh b;du;a fõ.j;a' isÿjk ixj¾Ok l%shdodufha tu fõ.j;aNdjfha m%;sM,hla § Ökh b;d ióm fukau f,i jir 2010 isg f,dalfha ;SrKd;aul idOlhla njg m;aj fojk wd¾Ól n,j;d ùug ;sfí' fuys § Ök NdIdj yeoEÍu Ökhg yelsù ;sfnkjd' jir Tiafia furg wkd.; /lshd 2015 cd;Hka;r uQ,H wruqo, fj<|fmd,g we;sjk iqnjd§ wkqu; lr ;sfnkjd Ök uqo,a n,mEu ms<sn| fuu ú.%yh tkï frka'tka'î (RMB) ke;akï f.ktkafka fi!kao¾h l,d hqwdka ^Yuan& cd;Hka;r uQ,H úYajúoHd,fha wdpd¾h pïñl ;;a;ajhg' tkï Ök uqo,a wo wdpd¾h u,a,j wdrÉÑ uy;d úisks' jkúg wefußldkq fvd,¾\" pïñl u,a,j wdrÉÑ hqfrda\" cmka fhka yd iudkj fi!kao¾h l,d úYajúoHd,h Ök ixj¾Okh iu. NdIdfõ cd;Hka;r ms<s.ekSug ,lafj,d fõ.j;a jHdma;sh ;sfnkjd' tmuKla o fkdj jir Ök NdIdj .;aúg wdishdkq 2017 § Ökh keõ .ukd.uk PROFIT 31www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

fjf<|fmd< yryd f,dalfha jir 2010 isg cmdkh\" ol=Kq fldßhdj yd m<uq rg ùug yelsùu;a f,dj f,dalfha fojk wd¾Ól úhÜkduh o Ök NdIdj nyq,j iuia: wd¾Ól j¾Okfhka n,j;d ùug Ökhg ish NdKav yd fiajd wf,úlrK 30] fldgila Tjqka k;=lr yelsù ;sfnkjd' jir ;=< § Ndú;d lrk nj .ekSug;a iu;a jQjd' tkï Tjqka 2015 cd;Hka;r wjfndaOlr.; hq;=h' wefußldfõ\" hqfrdamfha yd uQ,H wruqo, wkqu; cmdkfha f,dj wd¾Ól j¾Okhg lr ;sfnkjd Ök tmuKla o fkdj\" äðg,a lrkq ,nk odhl;ajhg jvd uqo,a tkï frka'tka'î fjf<|fmd< yd äðg,a odhl;ajhla ,nd§ula f,i (RMB) ke;akï hqwdka NdKav yd fiajd wf,úlrKh fmkajdfokak mq¿jka' ^Yuan& cd;Hka;r ;=<ska Ökh úfYaIfhkau uq,a uQ,H ;;a;ajhg' tkï ia:dkhg m;afj,d wjika' tu tmuKla fkdj jir 2018 Ök uqo,a wo jkúg id¾:l;ajh ms<sn|j hqfrdamSh § f,dj fyd|u iud.ï 500 wefußldkq fvd,¾\" rgj,a muKla fkdj wi,ajeis w;ßka iud.ï 120lau Ökhg hqfrda\" cmka fhka yd bkaÈhdj\" cmdkh yd ´iafÜ%,shdj ysñ jqjd' thska wefußldjg iudkj cd;Hka;r o uú;hg m;aù we;ehs hkak iud.ï 126l=;a\" iud.ï 52la ms<s.ekSug ,lafj,d udf.a úYajdihs' cmdkhg;a ysñjQjd' wojk úg ;sfnkjd' Ökh b;du;a jákdlñka by< fudlo Ökh rgla f,i w¨;‍ a ks¾udKhka rdYshla f,djg cd;Skaf.a m%Odk rdcH NdId yh f,dj m%n, rdcHhka muKla odhlfldg wjika' tajd w;ßka\" w;ßka o tla m%Odk NdIdjla fkdj fiiq l=vd rdcH iuÕ f,dj fõ.j;au bf,lafg%dksl fjkjd' Ök NdIdj Ökfha b;du;a Yla;su;a cd;Hka;r ÿïßh\" fudnhs,a uqo,a .kqfokq\" muKla fkdj ;dhsjdkh yd yd foaYmd,k iïnkaO;d bf,lafg%dksl fjf<|du fydxfldxj, Ndú; flfrkjd' f.dvk.d.ekSu w;ska b;du;a ke;akï úoHq;a fjf<|du yd tfiau\" isx.mamQrefõ rdcH by< cd;shla f,i uu úYajdi kj bf,lafg%dksl nhsisl,a NdId y;r w;ßka o tla rdcH lrkjd' fuu ;;a;ajh Ökh fmkajd fokak mq¿jka' tkï\" NdIdjla nj wu;l fkdl< ;=<ska j¾;udkfha muKla fkdj .ukd.uk yd m%jdyk\" wd¾Ól\" hq;=h' wfkla w;g f,dj wd¾Ól Tjqka wd¾Óluh jYfhka úYd, nexl= lghq;= yd cd;Hka;r yd cd;Hka;r fjf<|fmd< fj; ÈhqKqjla fkdue;s hq.j, mjd tu fjf<|du\" äðg,a NdKav yd wei .idf.k isák wdishdfõ m%;sm;a;s l%shd;aul l< wdldrh fiajd wf,úlrKh wd§ lafIa;% wd¾Óluh jYfhka b;du;a b;sydih mqrdjg fidhd.kak fj; cd;Hka;rj n,mEï iS.%fhka ÈhqKqjk rgj,a jk yelsfjkjd' WodyrKhla f,i we;slrñka tajdfha m%.;sh Wfoid tod isßudfjda nKavdrkdhl lghq;= lsÍug Tjqka Wmßu f,i www.profitmagazine.lk ue;s‚hg nKavdrkdhl lemfjk nj fmkShkjd' wfkla YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj cd;Hka;r iïuka;%K Yd,dj w;g Tjqkaf.a Yla;sh yd n,h mß;Hd.hla f,i t;=ñhg cd;Hka;rj m;=rejd yeÍu nj ,ndÿkafka weh Ökh iuÕ wújdofhka ms<s.; hq;=hs' b;du;a by< yd úYajdijka; f,i cd;Hka;r in|;dj Ök NdIdjg cd;Hka;r meje;ajQ ksid ñi fjk;a ms<s.ekSu lsisÿ lreKla ksid fkdjk njhs udf.a úYajdih' wog;a Ök NdIdj .;aúg f,dal fndfyda Ök cd;slhka Y%S ,xldj ck.ykfhka jeäfhkau Ndú; okafka ke;akï yÿkajkafka lrk NdIdj f,i fmkajkak nKavdrkdhl rg jYfhka ñi Y%S mq¿jka' tkï Ök NdIdj ñksiqka ,xldj f,i fkdfõ' úiska Ndú; lrkq ,nk NdIdjla f,i wxl tl ysñlrf.k Ökh;a iu. .kqfokq jeä ;sfnkjd' Ök NdIdj tlai;a wmg Ök NdIdfõ jeo.;alu 32 PROFIT Ök rdcHh úfYaIfhkau 2020 fmnrjdß wdishdkq l<dmfha b;du;a iómj .kqfokqlrk rgj,a we;af;a lsysmhla muKhs' tu rgj,a w;ßka o Y%S ,xldjg úfYaI we,aula\" leue;a;la yd oeä iqyo;ajhla Tjqka olajkjd' we;eï úg 1960 .kkaj, § nKavdrkdhl ue;s‚h yd udfjda fia;=x w.ue;sjrhd w;r f.dvk.d.;a cd;Hka;r foaYmd,k iïnkaO;d yd wjfndaO;d fukau oeä ñ;a;%;ajh o Bg fya;=fjkak mq¿jka' Ök rdcHh yd Y%S ,xldj w;súYd, jHdmD;s .Kkdjla oekgu;a wdrïNlr l%shd;aul jk ;;a;ajh u; Ök NdIdfõ

jeo.;alu yd wjYH;dj isx.mamQrejg meñK ud,Èjhsk w;S;hg;a jvd j¾;udkfha oeäj oefkkjd' WodyrKhla fj; hk ixpdrlhka Y%S ,xldjg f,i fld<U jrdh k.rh muKla .;fyd;a thska Ök NdIdj .;aúg tafï keUqrej jeä fjkak mq¨j‍ ka' f.dvkef.k Rcq yd jl% /lshd tod Ök wdfhdaclhka m%udKh w;s úYd,hs' f,dal ck.ykfhka w;af,diaila muKla Y%S,xldfõ oekgu;a Ök NdIdj l;dl< wdfhdackh ms<sn|j wjOdkh yels Y%ñlhka fjkqfjka tys w;súYd, /lshd rdYshla olakg jeäfhkau Ndú; fhduql<;a j¾;udkfha tu ,efnkjd' wfkla lreK f,i ;;a;ajh oyia.Kkska jeäù ud olskafka fld<U jrdh k.rh bÈlsßu ;=<ska yg.kakd /lshd lrk NdIdj f,i ;sfnkjd' fld<U muKla fjf<|fmd< fj; fkdlvjd iemhSh hq;= udkj iïm; fmkajkak mq¿jka' tkï .;fyd;a NdKav yd fiajd Ökfhkau fyda Ök NdIdj p;=rj wf,úlrejkaf.ka jeä yeisrúh yels fjk;a rglska Y%S ,xldjg f.kajd.ekSug isÿfjk Ök NdIdj ñksiqka m%;sY;hla Rcqj fyda jl%j nj kï fkdwkqudkhs' Ök wdfhdaclhka jk nj ukaoh;a\" Ök fjf<|fmd< úiska Ndú; lrkq udf.a mqoa.,sl úYajdihs' fuu i|yd udkj iïm; mqreÿmqyqKq lsÍfï fydavqjdjla fyda fkdue;s ,nk NdIdjla f,i ;;a;ajh jir 2025 § 50]la jgmsgdjla ;=< uqyqK§ug wNsnjd hk nj fkdwkqudkh' isÿjk /lshd wNsfhda. muKla fkdj oekqu l<ukdlrKh yd wxl tl ysñlrf.k tuksid\" Y%S ,xldjg Ök NdIdj oekqu fnodyeÍfï ;¾ckhkag wf,úlrKh ;=<§ muKla fkdj o uqyqK§ug isÿfõ hehs hkak udf.a mqoa.,sl úYajdihhs' ;sfnkjd' Ök NdIdj wd¾Ól\" foaYmd,ksl\" wdrlaIl\" fuu ;;a;ajh iEu NdKav tlai;a cd;Skaf.a wOHmksl\" iudÔh yd ixialD;sl yd fiajd wf,úlrK lafIa;%hlu wd§ iEu lafIa;%hu m%.ukhg mdfya wvqjeäj oel.kak mq¿jka' Y%S ,xldfõ ixpdrl l¾udka;h m%Odk rdcH NdId yh Rcqju n,mEï we;s lrkq ,nk .;aúg o\" Ök mdßfNda.slhka cd;Hka;r NdIdjla jk nj yd .kqfokqlrejka iuÕ b;d iqyoYS,s yd ñ;%YS,S iïnkaO;d w;ßka o tla m%Odk iaÓrj fmkajdÈh hq;=h' f.dvke.S we;so hkak m%YaKhla' fuh fydag,a lafIa;%h\" nexl= NdIdjla fjkjd' Ök tuksid Ök NdIdj lafIa;%h\" ikaksfõok lafIa;%h bf.k.ekSu ;=<ska ,nd.; yels fukau fmdÿfõ jHdmdr lafIa;%h ;=< oelsh yels fmdÿ ,laIKhla NdIdj Ökfha muKla Rcq yd jl% /lshd muKla fõ' fkdj fiiq wjia:djka fumuK kuq;a jir .kkdjla mqrdjg fkdj ;dhsjdkh yd hehs fmkajd§ug fyda lreKq Y%S ,xldjg jeäu ixpdrlhka meñK we;af;a bkaÈhdjg miq fydxfldxj, Ndú; meyeÈ,s lsÍu b;d mq¿,aj l< Ökfhka nj lsysmjrlau jd¾;d yelsh' tkï' Ök NdIdj p;=r ù ;snqKd' tfiakï\" Tjqkaf.a oE iemhSug Y%S ,xldj iQodkï o flfrkjd' tfiau\" f,i Ndú;d l< yelskï foaYSh hkak ;j;a .eg¨‍jla' kuq;a yd cd;Hka;r NdKav yd fiajd wms iqodkï fkdjqk;a wdishdfõ fjk;a rgj,a WodyrK f,i isx.mamQrefõ rdcH fjf<|fmd< Tn fj; k;=lr ol=Kq fldßhdj\" uef,aishdj\" nx.a,dfoaYh\" ms,smSkh jeks NdId y;r w;ßka o .ekSu ;jÿrg;a wNsfhda.hla rgj,a Ökh úiska fjk;a rgj,a fkdfõ' wfkl äðg,a f;dr;=re ;=< lrkq ,nk wdfhdack yd jHdmD;s ms<sn|j fydo tla rdcH NdIdjla nj f,dalfha iEu ñksfil=u wjfndaOhlska lghq;= lrkafka' m%:ufhkau mßfNdackh lrkq tmuKla o fkdj Ökh wu;l fkdl< hq;=h' ,nkafka NdKav fyda fiajd úiska lrkq ,nk fld<U k.r jHdmD;sh ms<sn|j fkdj tu NdKav fyda fiajd jgd f,dj wdfhdaclhka Wmßu úuis,af,ka isáka nj cd;Hka;r ne÷Kq f;dr;=reh' tkï tu wd¾Ól iuq¿ yd foaYKj, § lemSfmkkjd' fudlo tu f,dj keõ .ukd.uk wd¾Ól f;dr;=re ks¾udKh\" fnodyeÍu jHdmD;sh ksulsÍu;a iuÕu lghq;= b;d úYd, f,i fjkia yd yqjudrej isÿjkafka NdIdj jk nj mq¿,aj idlÉPd ;=<s‚' flfrkjd' tfiau\" Y%S ,xldfõ Ök NdId m%ùK;djg we;s ixpdrl l¾udka;h w;súYd, /lshd fj<|fmd, f,i fjkiajk nj fmkajdfokak mq¨‍jka' fndfydaÿrg\" j¾;udkfha § Ñk NdIdj p;=rj yeisrúh yels hï wfhla PROFIT 33www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

isào\" tfiakï Tyqg fyda wehg wjYH;dj yd wYdj TmuÜgï yd oekqu ,ndÿkfyd;a fndfyda nexl= lafIa;%fha\" frday,a yd lr NdIdfõ idrj;a îc j.dlsÍu fofkl= meh lsysmhlska id;a;=fiajd lafIa;%fha\" wdrlaIl yd NdIdj ms<sn| oekqu\" ksje/Èj Ök wlaIr lshkak lafIa;%fha\" wOHmk yd m¾fhaIK wjfndaOh yd w;aoelSï ,nd§u yd ,shkak muKla fkdj l;d lafIa;%fha\" bxðfkare\" bÈlsÍï yd NdIdj mqreÿmqyqKq lrkakdf.a lrkak jqj;a yev.iaikak f.dvke.s,s lafIa;%fha\" fydag,a m%Odk j.lSula yd hq;=lula mq¿jka' i;s fol ;=fkka Ök yd ixpdrl lafIa;%fha\" ffjoH fjkjd' tfyu fkdl<fyd;a NdIdj ukd f,i l;dlrk yd yd ridhkd.dr lafIa;%fha\" Ök NdIdj muKla fkdj ´keu yiqrjk YsIHhka ud mqyqKqlr .=jka yd .ukd.uk lafIa;%fha\" NdIdjla bf.k.ekSu fkdj ;sfhkjd' fndfyda fofkl= oeka ikaksfõok yd f;dr;=re b.ekaùu jqj;a ixlS¾K úh Ökfha úYajúoHd,j, ffjoH lafIa;%fha\" b.ekaùu yd yelsh' úoHdj iy fjk;a Wmdê yodrñka wëlaIKh lafIa;%fha wd§ jq by< m%;sM, fmkajd ;sîfuka lafIa;% .Kkdjl foaYSh yd flfiafj;;a Ök NdIdj Ök NdIdj ixlS¾K lshk u;h úfoaYSh jYfhka wjia:djka bf.k.ekSu ixlS¾K ùug ms<s.kak neye' rdYshla oel.; yelsh' tla fya;=jla f,i uu úYajdi lrkafka tu NdIdfõ jpk wfkla iqúfYaIS ldrKdj kuq;a b;du;a lk.dgqjodhl ke;akï Yío WÉpdrKh muKla ;ud Ök NdIdj bf.k.ekSfï ;;a;ajh kï /lshd úYd, fkdj Ök wlaIr o n,mdk nj § tu NdIdj muKla fkdj Ök m%udKfhka ks¾udKh jQj;a tu i|yka lrkak mq¿jka' fudlo ixialD;sh yd tu ixialD;sfha /lshd i|yd w;HjYH tla Ök wlaIrhla neÆne,aug iEu fohlau bf.k.ekSug yelshdjla ke;akï oekqula fmfkkafka f¾Ld iuQyhl wjia:djka WodlsÍu' ud jk Ök NdIdj p;=rj Ndú;d tl;=jla' tal we;a;' kuq;a ta úYajdih lrk wdldrfhka Ök lsÍfï fkdyelshdj lemSfmfka' f¾Ld ,shúh hq;= úoHd;aul NdIdj bf.k.ekSu b;du;a WodyrKhla f,i fndfyduhla rgdjla yd l%ufõohla iys;hs' ir, yd myiq lghq;a;la ;reK;re‚hka m<uq mx;sfha ksjerÈj tu f¾Ld Ndú; kuq;a Ök ixialD;sh yd idud¾: iys;j ish Wmdê iu;a fkdjqkfyd;a jpk Wvqhál=re Tjqkaf.a is;=ïme;=ï ksjerÈj jqj;a by< jegqma iys; ;r.ldß wdldrfhka ,shfjk tl wjfndaOlr.ekSu b;du;a ishqï /lshd fjf<|fmd< ch.ekSug j,ld,Sug fkdyels fjkjd' lghq;a;la' fï iEu lreKla kï Ök NdId m%ùk;ajh wo ms<sn|j iúia;rd;aulj ud fkdj fyg ke;sju neß kQ;kfha fndfyduhla uE;l § m<l< .%ka:j, idOlhla fõú' fuh rdcH ;ekaj, Y%S ,xldfõ Ök jpk meyeÈ,s lsÍug W;aiy .;a w;r fiajfha fukau mqoa.,sl fiajfha jerÈ me;a;g ,sh,d ;sfhkjd tu lghq;a; ta wdldrfhkau o wvqjeäfhka kQ;kfha jqjo oel,d ;sfhk ldrKdj' b;ska bÈßhg;a isÿfõú' oel.; yelsh' Ök wlaIr ,shkak fjkjd' kuq;a Ök wlaIr w`Èkak neye' tal k÷ka YHdud,a Ök NdIdj ixlS¾K o@ fjku úIhla' Ök wlaIr ,sh,d NdIdjl wjYH;dj oeäf,i wjYH f;areu ikaksfõokh lsßu wjfndaOlr.;a miq tu Wfoid Bg wod< WÉpdrk rgdj NdIdj bf.k.ekSfï wdYdj i,l=Kq l< hq;= fjkjd' fukau ksrdhdifhkau jeäfjkjd' fu;k§ ;uhs fndfyda fofkl= NdIdj bf.k.ekSfï wjYH;dj ueisú,s k.kafka Ök NdIdj yd wdYdj bf.k.kq ,nkakd ;=< b;d ixlS¾K yd bf.k.ekSug m<uqj j¾Okh lr.; hq;=h' tu b;du;a wmyiq NdIdjla lsh,d' b;ska ksjerÈ f,i mqreÿmqyqKq 34 PROFIT www.profitmagazine.lk 2020 fmnrjdß YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj

jeäu wjrq eÿ .dklg ,iS xs jdßlh fokfa ka wms SDB nexl=fõ ,Sisx m%Odks YS% ,dxlSh .%dñh ck;djg wo jkúg Yla;su;a nexl= rkacsõ îâ,a fiajdjla imhk SDB nexl=j furg m%uqL fmf<a uq,H wfma SDB nexl=fjys wdh;khls' b;d mq¿,a mrdihl úys§ we;s SDB YdLd 94la ;sfhkjd' nexl=j ck;djf.a uQ,H wjYH;djkag iß,k mßÈ fï YdLd 94u ,Sisx ilia lrk ,o úfYaIs; ksIamdok yd fiajdjka ;=<ska myiqlï ,ndfokjd Y%S ,dxlslhkaf.a Ôjk ;;a;ajh kxjd,Sug iqúfYaIS jf.au ta i|yd wjYH ld¾hNdrhla bgqlrkq ,nhs' Tjqkaf.a fuu iqúfYaIS Wmfoia ,nd.; yels nexl= fiajdjka w;rg tlajQ SDB ,Sisx wo jkúg SDB ,iS xs .ek l;d lf<d;'a '' lafIa;%fha m,mqreÿ .Kqfokqlrejkaf.a wjYH;d SDB nexlj= úÈyg wm oekg wkqj bÈlsÍï\" m%jdyk ks,OdÍka o wm i;=ùu yd fm!oa.,sl wxYj, jdyk wjYH;d i`oyd b;d ,iS xs fj<`ofmd< ;<= ;fs nkka d jQ úfYaIhla' ld¾hlaIu nexl= fiajdjka ihs ¨‍u ,iS xs myilq ï jHdmdßlhkga ,ndfokakl= njg m;aù we;' .kqfokqlrejkaf.a wjYH;d yd wfma .kfq oklq rejkga ms<sn|j fm!oa.,slj wjOdkh fhduq lrñka ,ndfokjd' by< kula Èkd iás k wdh;kj, SDB ,Sisx i;= iqúfYaI;ajh tfukua ´kEu ;rd;rs ul ge% lga ¾ ñ,§ .ekïS i`oyd 15]l ms<sn|j wm SDBys ,Sisx u,Q ls f.ùula iÿs lr b;ßs h ,iS xs m%Odks rkacsõ uy;d iu. jdykhlg tkï fudga ¾ nhis ls ,\"a jdßl u.ks a f.ùug wjYH idlÉPd lf<uq' ;S% ù,¾\" ld¾\" jEka wdÈfha igs miìq u wm i,i,d ;fs hkjd' Bg by< ñ, .Kkja , jdyk olja d wu;rj ta i|yd wjYH wfkl;= a wjYH ,iS xs myilq ï ,ndfokka w;HdjYH wxf.dma dx. ñ,§ .ekuS wm lgh;q = lrkjd' i¿q yd uOH i|yd fuu ,iS xs myilq u 80]la mßudK jHdmdßlhka yd jegmq a olja d jeä lr§ug;a wm lgh;q = ,nk rdcH yd fm!o.a ,ls wxYj, lr,d ;fs hkjd' fï lgh;q ;a wm /lhs d khs ;q = .kfq oklq rejka fj; mi.q hs j¾Ifha lhs% d;ua l l<d' ,iS xs myilq ï ,ndfokjd' we;;a gu lhs kka i;g= hq s th b;d id¾:l;ja hg m;a jKq d' fï kis d fï wjrq eofa o\"a 2020 § wm fï fï wjrq eofa o;a lDIls d¾ñl f.dú ,iS xs ,nd§fï § kj mhs jrla ;nkka ck;djg yd ta wdY;s% j lgh;q = lgh;q = l<d' wfma rg lDIls d¾ñl lrkka ka fjkfq jka fuu ,iS xs rgl'a ta jf.ua lDIls d¾ñl wxYfha myilq u lhs% d;ua l lrkka lgh;q = krs ;jk i¿q yd uOH mßudK lrkjd' jHdmdßlhka fnfydua hla iás kjd' ta wkjq Tjkq g wjYH ge% lga ¾\" j.d óg wu;rj fï jif¾ § lÍs fï hk;a % wd§ úúO uÜgfï Harvesting Machine i|yd o fuu hkfa ;d% ma lrK ,nd§u i|yd Tjkq a ,iS xs myilq u ,ndfokka lgh;q = fj; f.dia Tjkq ga wjYH wdldrhg lrkjd' fuys § Dimo yd Browns ,iS xs myilq ï ,ndfokka wm lis ÿs hk wdh;kj, ueIks a i|yd mel,s uS lks a f;drj lgh;q = lrkjd' u,Q ls ;ekla § ;fs nkjd' fï ,iS xs idudkHfhka Dimo, Browns wd§ PROFIT 35www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

myilq u ,ndfokfa ka lDIls d¾ñl uyck uqo,a yiqrjk f.jdf.khdu myiq lrkka ' ta lfa I;a h% fjkfq jk'a jf.ua jdßl fkdf.jd iàs fuka wdh;khla f,i fuys Tygq jk mdvjq \" ta jf.ua wmyi;q d ;fS% rdoa r:hla ñ,§ .kka u.yrjd.ekuS i|yd Tygq fndfyda fofkl= wfmla Ia dfjka § wm hï flfkl=g Wmldrhla lÍs fï wfmla Ia dfjk'a bkka jd' Tjkq g iykhla ,nd§fï wfmla Ia dfjka mi.q hs j¾Ifha § ,Sisx uqo,la ,ndfokak wo ,iS xs iud.ï bÈßfha ,iS xs zzfrdoa ;k= g frdoa ;k= la fkdñf,Za Z f.jd.ekuS g wmyiq jQ whf.ka hkfq jka mj% ¾Ok jevigykla fmr Tyqf.a f.ùfï /f.k wd jdyk fldÉpr ;fs hkjd Èh;a l<d' o@ ;udg jdykh yd uoq ,a wyñs ùu yelshdj ms<sn|j kis d lS fofkla lkiia ¨ fjkjd fuys § Tjkq fa .a i;s eÕs mßÈ o@ fïl uÕyßkka ;uhs wm fï frdoa ;k= la ñ,§.ekuS fyda úsYaf,aIKhla isÿ úÈyg wfma .kfq oklq rejkga rlIa KdjrKhla f;dra d.ekuS g u`.fmkùa ula lrkfa k'a wji:a dj ,ndÿkka d' fuu jHdmD;hs lrkjd' b;d by<ks a id¾:l jKq d' fuu ,iS xs myilq ula .kka jhi mj% ¾Ok jevigyk Tifa ia wemlrejka w;HjYHu keye' n,mdkj o@ wo fjkfldg ;úS% ,a i|yd tla wfma .kfq oklq ref.a j;la ï ,iS xs myilq ï ,nd.;a wfma yd f.ùfï yelhs dj u; ;uhs wjrq eÿ 18g jeä flfklg= wfma .kfq oklq rejka ixLHdj úYd, ;rS Kh fjkfa k'a ku;q a uyck uoq ,a ,iS xs myilq u ,nd.kka m¿q jk'a jYfhka by< f.dia ;fs nkjd' yirq jk wdh;khla f,i fuys Tygq Tyfq .a wdodhu ;yjrq e lÍs fï ;S% frdoa r: i|yd ,ndfok ,iS xs § wm hï flfklg= ,iS xs uoq ,la yelhs dj ;ìs h h;q = fjkjd' myilq ïj,g wu;rj wm car, ,ndfokka fmr Tyfq .a f.ùfï van, cabs wd§ jQ jdyk i|yd o yelhs dj m<s ns |j úYs fa ,Ia Khla ku;q a ;fS% rdoa r:hla ñ,§.kka d ,iS xs myilq ï ,nd§u i|yd wjYH iÿs lr n,kjd' Tyfq .a j;la ïj, moq .a ,hlf= .ka wm wdodhu ;yjrq e lgh;q = iïmdokh l<d' fuys § we.huS la lrkjd' fuys § Tyfq .a lrk tl n,dfmdfrd;;a = fjkfa ka wjrq eÿ 7la olja d ,iS xs jdßl f.ùu j;la u yd f.ùfï yelhs dj m<s ns |j keye' l,= s r: fija d u.ks a wdodhu i|yd wjYH lgh;q = wm ilia wmg iEyuS lg m;fa jkka m¿q jka ,nkjd lhs k tl ;yjrq e lÍs u lr,d ;fs hkjd' kï wm wemlrejka fkdue;js mu% dKj;'a ,iS xs myilq u ,ndfok wji:a d o ,iS xs myilq ï ,nd§fï § ;fs hkjd' ld¾\" jEka wd§ jQ jdyk ñ,§ .ekfS ï § kï ta i|yd ,iS xs .kka d wk.q ukh lrk lu% fõoh fudk ,iS xs myilq u ,nd.kka d moq .a ,hdf.a wdodhu fyda jdykh flfklg= ,ndfok fjk;a fija d mdúÉÑhg .kka d moku u; jf.a tlla o@ fudkjd o@ f.ùfï yelhs dj ;yjrq e l< h;q = fjkjd' wm ,iS xs ,ndfokfa ka uy Tõ wm idudkHfhka ojila jeks b;d flá ld,hla ;<= ,iS xs YdLd myilq ï .ek u;la nexlj= u.ks a ,iS xs i|yd ,nd§ we;s myilq u ,ndfokka lgh;q = lrkjd' lf<d;@a wfma .kfq oklq re wod< ,hs lhs ú,s lu% fõoj,g wk.q ; fj,d' wm lis us kjs erÈj ,ndfokjd kï ,iS xs wfma SDB nexlf= jys YdLd myilq u ojila ;<= § ,ndfokka 94la ;fs hkjd' fï YdLd 94u ,iS xs fj,djl uy nexl= lu% fõoj,g wmg wmyiq keye' myilq ï ,ndfokjd jf.ua ta i|yd wjYH Wmfoia ,nd.; yels mgs ;ks a lis us lu% fõohla wk.q ukh ta jf.ua ,iS xs myilq u lfa I;a f% ha m,mrq eÿ k,s OdÍka o wm ,nd.ekfS uka mijq o bka Tíng i;ù= u úfYIa hl'a lrkfa ka keye' f.dia u`.fmkùa fï lgh;q = iÿs lrkjd' k;s ru wm Tyq fjkfq jka ,iS xs j,g wu;rj SDB nexlj= wm fï lu% fõoj,g wk.q ; k,s OdÍka fhdojd Tyq mimq iu úiks a imhk fjk;a fija d m<s ns |j bkfa ka Tyfq .a jdßl kjs erÈj lõs fjd;@a ,iS xs ,nd§fï § ge% lga ¾ i|yd www.profitmagazine.lk Tõ' wm nexlj= l'a nexlj= la úfYIa fhkua lDIls d¾ñl YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj úÈyg wfma .kfq oklq rejl= ,iS xs myilq ula .kka jdkï Tygq wm hkfa ;d% ma lrKj,g tys jákdlñka nexl= .Ks uq la újD; lr,d fokjd' Bg wu;rj uoq ,a fmIa% Kh lÍs ï 85] - 90] jf.a mu% dKhl ,iS xs wd§ i|yd SDB Mobile Banking App myilq u o wm y÷kja d § ;fs nkjd' myilq ï ,ndfokka lgh;q = lrkjd' wfma nexlf= õ .Ks ïq ú;rla óg wu;rj fudga ¾ r:j,g tu fkfjhs wfkl;= a nexlj= , .Ks ïq $ldâm;a yryd jjq o f.ùï r:h ,hs dmÈxÑ fkdl< jdykhla lÍs fï myilq u UPay App u.ks a iÿs lÍs fï yelhs dj ;fs nkjd' kï tu jdykh i|yd 50]la o\" ;S% fhdñ; ìu,a frdoa r: i|yd 25]la o\" ,ndfokjd' ixjdoh tA jf.ua ieye,¨a ‍ f,dß (Truck) l<Ks ufkdacd igyk i|yd 90]la olja d ,iS xs myilq u ,ndfokjd' uy nexlf= õ ,iS xs lu% fõoj,g wk.q ;j wmf.a ,iS xs myilq u ,nd.ekfS ï § hï wodhula we;s moq .a ,hl= kï\" tfukua Tyfq .a tu wodhu ;yjrq e lr.ekuS g yelhs djla ;fs í kï\" wm th mdol lr.kñs ka Tygq $wehg ,iS xs myilq u ,ndfokka lghq ;q = lrkjd' ,iS xs myilq ula .kka .hs du fndfyda wdh;kj,g wemlrejka wjYH fjkjd' SDB ,iS xs j,g;a wemlrejka wjYH o@ 36 PROFIT 2020 fmnrjdß

www.profitmagazine.lk 37PROFIT±kaùuls YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

PROFIT ;eme,a ud¾.fhka Tfí ksjigu f.kajd .kak ±ka Tng jirl fyda yh udislj fyda odhl;ajhla ,ndf.k PROFIT i`.rdj udislj Tnf.a ksjigu f.kajd .ekSug wjia:dj i,id ;sfí' Tn l< hq;af;a my; ±lafjk l=mkh ksjerÈj mqrjd wod, odhl;aj uqo, iu`. wm fj; fhduq lsÍuhs' fmr f.jïq ñ, ,sms ,shkak Tng;a jrï ^;eme,a u.ks &a Tfí ks¾udK yelshdjka wjÈ lrkakg jirlg 3600'00 w; fokakg zziqjh$ profitZZ udi 6lg 2000'00 i`.rd iqodkï' fplam;a zzrhsÜ óähd mqoa.,sl iud.uZZ \"Right Media Tng hï f,aLK yelshdjla we;akï\" Pvt Ltd\" kug ,shd f¾LKh l, hq;=h' fi!LH fyda jHdmdßl lafIa;%h nexl= .sKqï wxlh - 101000237001 NDB BANK ms<sn`oj ±kqula we;akï\" w¾:j;a ks¾udK ,sms\" f;dr;=re yd úfYaIdx. PROFIT wm fj; tjkak' odhl;aj l=mkh Tfí ks¾udK wm n,dfmdfrd;a;= jk ku : .................................................................. uÜgfï ;sfí kï\" tajd wm i`.rdj, ........................................................................... m<jkjd ksielhs' ......................................................... ,smskh : .............................................................. Tfí ks¾udK wm fj; fhduq lrkak ........................................................................... ........................................................................... fukak wfma ,smskh ................................................ k.rh:.......................................................... l<ukdlrK wOHlAI ÿrl:k wxlh .............................................. rhsÜ óähd m%hsjÜ ,sñgâ\" wxl - 15$1$8\" u;af;af.dv ykaÈh\" ld,h ^udi&( '''''''''''''''''''''' isg '''''''''''''''''''''' olajd me,ekaj;a;\" mkaksmsáh' ld,h( jirlg udi 6lg jeä úia;r i`oyd ÿrl:k - 0718 030 738$ 0772 104 663 msgm;a .Kk(''''''''''' B fï,a - [email protected] f.úï l%uh( uqo,a fplam;a www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj ''''''''''''''''''' ''''''''''''''''''' w;aik Èkh l+mkh my; ,smskhg ;eme,a lrkak' m%OdkS - wf,ú\" rhsÜ óähd m%hsjÜ ,sñgâ\" wxl - 15$1$8\" u;af;af.dv ykaÈh\" me,ekaj;a;\" mkaksmsáh' jeä úia;r i`oyd ÿrl:k - 0718 030 738$ 077 210 4666 B fï,a - [email protected] 38 PROFIT ±kaùuls 2020 fmnrjdß

Saloon Unlimited ie¨ka blua jQ ie¨ka Tn;a ie¨k‍ a flrejdfõ oekgu;a iQ;%Bizz f,dl= fmdä yefudau .sfha fï ie¨‍ka fhfok flfkla kï ke;akï ie¨k‍ a tlg' fïl lrmq m%Odk lrKjEñ tlla mgka.kak woyia lrf.k NEW CREATION uy;auhd hgf;a mqyqKq jqKq f.da,fhda bkakjd kï\" tfyu;a ke;akï f.dv fofkla t;kska bj;afj,d fï ìiakia tlla lr,d f.dvhkak f,dalfha fjk;a rgj, kï b;d m%foaYfhau w¨;‍ a WmlrK;a tlal Wjukdj ;snqK;a fudkjo lrkafk by, wdodhula ,nk jHdmdrhla' tal w¨;‍ ska ie¨k‍ a oeïud' ta;a ta ldgj;a lsh,d ys;d.kak neßu bkakjd kï fj,d ;sfhkafka ueðla tllskaj;a id¾:l fjkak ;shd mrK ie¨k‍ a fï ,smsh lshjkak lsh,d fhdackd rfÜ ÈhqKqj ksidj;a fkdfjhs\" w¨;‍ a tlg ;r.hlaj;a fokak neßjqKd' ta lrkak leu;shs' woyia ie¨k‍ a fodfrka fï ie¨k‍ a ksidu wr m%Odk lrkjEñ uy;auhd we;=,g wdmq ksihs' ysáfh;a f;afrK NdIdfjka lsõfjd;a wo jHdmdr f,dalh .;af;d;a f,dl= ,hska tflka' id¾:l;ajh ,nkak kï Tng fmdä jHdmdßl ryila lshkakï\" w¨‍;a fohla lrkak iy w¨;‍ ska ta ;uhs wo ñksiaiq ie¨‍kaj,;a tla;rd ojila w¨;‍ a ;reKhl= ys;kaku fjkjd lsh,d fyd¢kau m%ñ;shla iy fjkila fidhkjd fï m%foaYfha w¨‍;a ie¨‍ka tlla újD; fmfkkjd iy f;afrkjd we;s' óg lshk ldrKh' ud w;aoelSfukau l<d' ljqre;a ys;=fõ fï ie¨‍ka tl;a jir 10lg muK fmr ;snqKq iudc fyd| WodyrKhl=;a lshkakï' jeäl,a ÿjk tlla keye lsh,d' jgmsgdjg wkqj lrKjEñ jD;a;sh ud Ôj;ajqKq m%foaYfha ;snqKd tl ta;a isoaO jqfKa w¨‍;a ie¨k‍ a tl ;snQ ;;a;ajh iy j¾;udkfha tu ie¨‍ka tlla' okak ldf,l b|,d ksid flá ld,la ;=< mrK ie¨k‍ a jD;a;sh ;sfnk ;;a;ajh .;af;d;a tl jy,d odkak isÿjqKq tl' tal yd;amiskau fjkia jd;djrKhla lf<a áIQ tll=hs úkdä 3l=hs lshd, ;uhs j¾;udkfha § olskak lsõfjd;a Tn úYajdi lrkjd o@ ,efnkafka' ie¨k‍ a lshkafka w¨‍;a fohla fkdfjhs' ta;a wo fjoaÈ fïl fï w¨‍;a ;reKhd ;ukaf.a jHdmdrh wdrïNfha b|,du fldKafv PROFIT 39www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

Tn idudkHfhka fldKavh lmoaÈ Tfí mdßfNda.slhd iu. l;dny lrñka ta lghq;af;a kshef<k mqoa.,hl= kï foaYmd,kh\" iudc widOdrKh jf.a wo ldf,g fkd.e,fmk ud;Dld .ek ke;=j Tn lrk hair cut tfla úfYaI;ajh\" tal Tyqf.a fmkqug .e,fmkjdo lshk ldrKd l;dlrkak mqreÿ fjkjd kï tal;a Tfí jD;a;shNdjh fmkajk b;du;a fyd| l%ufõohla' wo iuyr ie¨k‍ aj, mdßfNda.slhdg krUkak rEmjdyskS lmkak tk yeu mdßfNda.slhl=gu tal w;aoelSfukau okakjd we;s' hka;% iúlr ;sfnkjd' tajdfha fldKafv lm,d wjika fj,d úkdä fldKav folla ;=kla lmkak hk 3l ú;r Head Massage tlla fj,dj tl fmdä <ufhlag jeh rEmjdyskS jevigyka fyda .S; fkdñf,a lrkjd' wjidkfha § ta lrkak fldKavd lemSfï Ys,amshdg mdßfNda.slhdf.a w;g áIQ tlla isÿfjkjd' ngysr rgj, fï úldYh fkdlr fmdÿ iudcfha ÿkakd fliafldg ál msy.kak' .eg¨j‍ g wjqreÿ .Kkdjlg úi÷ï Tyq l;dnfyka jf.au fmkqfuka imh,d ;sfhkjd' wdl¾IKh Èkdf.k ;sfnk m%shukdm jqKd' mrK ie¨k‍ a tfla fkd;snqKq fï fjkialï fï uQ,sl jYfhka t;kÈ fjkafka w¨;‍ a Ñ;%mg\" jeo.;a jd¾;d ;reKhd id¾:l;ajhg m;alrkak ie¨k‍ a tfla mßirh l=vd orejkaf.a iu;a jqKd' wdl¾IKh ,efnk wdldrfhka jevigyka fyda w¨‍;a ú,dis;d fjkia lrk tl' ldgqka pß; ta wms ys;,d n,uq wehs wks;a whg jf.au fldKavh lmkak Ndú;d ms<sn| jevigyka úldYh tal lrkak neßjqfKa lsh,d' wks;a lrk wdikh;a l=vd orejkag wdi yeu ie¨k‍ a tllu idmamqj w¨;‍ a ysf;k wdldrhg wo ks¾udKh fj,d lrkak mq¿jkakï th;a id¾:l fmkqula .;a;;a WmlrK w¨;‍ a ;sfhkjd' ta yeufohlskau fldKavh jqK;a lsisu wjia:djl Tjqkaf.a lemSfï § l=vd <uhska l<n,ùu mdßfNda.sl wdl¾IK l%ufõohla' l%uh fyda wdl,amj, fjkila\" j<lajñka Tjqkaj ikaiqkaj ;n,d kjH;djla ;snqfKa keye' ta yeu Tfí lghq;a; wmyiqjlska f;drj ta jf.au mdßfNda.slhkag Tfí flfklau .sfha mrK lrKjEñ lr.kak yelshdj ,ndfokjd uy;auhdf.a l%uhg' ta ksid jf.au mdßfNda.slhdg;a bka úYd, ie¨‍ka tfla /£ bkak .uka f;a mdßfNda.slhkag t;k f;aÍula fyda ;Dma;shla ,efnkjd' fï ms<sn|j;a ixikaokh lrkak fohla ;snqfKa ie<ls,su;a fjkjd kï Tng fmrg fyda fldams fldamamhla fndkak tea keye' jvd jeä mdßfNda.sl wdl¾IKhla ,nd.kak mq¿jkalu ;sfhkjd' machine tlla tfyu;a ke;akï îu wm wo ;;a;ajh .ek l;d lf<d;a wo ;sfhk ie¨k‍ aj,ska ;j;a jeo.;a ldrKhla ;uhs tlla fndkak drink vending machine lSfhka lSho mdßfNda.slhdf.a ie¨‍ka tlla lshkafka idudkHfhka reÑh yd wjYH;dj jf.au Tyqg mdßfNda.slhka ie,lsh hq;= ld,hla tlla iúlrkak mq¿jka kï thska .e,fmk fldKavd fudaia;rh .ek .;lrk ia:dkhla' ie¨‍ka tl yeu Tyq iu. l;dny lr,d ;SrKh ;eku fliafldg ;sfhk\" wmsßisÿ\" wu;r uqo,la Tfí fiajd.dia;=jg lrkafka' fndfyda fj,djg isoaO úÿ,s mxldjla fyda jdhqiólrKhla fjkafka mdßfNda.shdg lshk ´ku ke;s\" ;ukaf.a jdrh tkf;la tlalr.kak mq¿jka' ke;akï ta fudaia;rhla fyda ;ukag ysf;k mdßfNda.slhkag wiqkaf.k bkak ´ku fudaia;rhla .e,mqK;a m%udKj;a fyda hï wdldrhl fiajdjka i|yd jk úhou jl%j ke;;a lrKjEñ uy;auhd lm,d iemmyiq wdikhla ke;s fyda j;=r odk tlhs' ta ksid fldKav lemSfï állaj;a fndkak úÈyla ke;s Tfí ñ,g tlalrkak mq¿jka' Ys,amshd kQ;khg professional ;ekla kï ta jf.a ie¨‍ka j,g flfklaùu jeo.;a fjkjd' tjeks ;sfhk wdhqI fndfydu fláhs' ta fujeks by< fiajdjka yd úfYaIdx. fyd| jD;a;Sh Ndjhla fmkajk ksid ie¨‍ka tfla mßirh yels;dla jHdmdrj,g ,efnk mdßfNda.sl mdßfNda.slhdg m%shukdm lsÍu b;d ;sfnk ie¨k‍ a tllg jeä ñ,la fyda wdl¾IKh b;d jeähs' ta jf.au jeo.;a' j¾;udkfha ñksiaiqkag ;sfhk f.j,d meñfKkak leu;s úYd, ld¾hnyq,;ajh;a tlal Tfí ta jf.au ;ukaf.a jdrh fiajh Appointment tlla odf.k tkf;la /£ bkak mdßfNda.slhdg mdßfNda.sl msßila wo isák ksid ,nd.kak mq¿jka wdldrhg;a ilid lshjkak mqj;am;a fyda .eyeKq msßñ .ekSu;a fuys § jeo.;a fõú' Tfí fomd¾Yjhgu .e,fmk ú,dis;d fïl wo ldf,g .e,fmk wdldrfha ÿrl:k wxlh;a mdßfNda.slhkag iÕrdj,g wu;rj úfYaIfhkau fyd¢ka fmfkk ;ekl m%o¾Ykh Tfnka ,nd.kak mq¿jka fiajdjka jHdmdßl Wml%uhla fjkjd' lrkak' iy .kak mq¿jka hair cuts we;=,;a úia;r m;%sldjla bÈßm;a fï jf.a l%u j,ska Tn fj; weú;a ta jf.au idudkHfhka fmdä lrkak mq¿jka kï tal Tng <uhskaf.a fldKavh lmkjd jf.au mdßfNda.slhkag;a b;du kej; yeß,dhk mdßfNda.sl msßi lshkafka ie¨k‍ a tl fojk;a fjk myiqhs jf.au Tfí jD;a;Sh Ndjh úÈfya fohla' fndfyda fofkla fmkajkak b;d fyd| l%ufõohla' kj;ajd.kak jf.au by< mdßfNda.sl 40 PROFIT www.profitmagazine.lk wdl¾IKhla iys; ie¨‍ka tll 2020 fmnrjdß YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj ysñldrfhla fjkak Tng yelshdj ;sfnkjd' wjidk ldrKh úÈyg i|yka l<hq;= ;j;a úfYaIs;u fohla ;uhs f,dalfha ú,dis;d lshk foa Èfkka Èk w¨‍;afjkjd' ta ksid ndn¾ uy;auhd ksrka;rfhkau ta foaj,a .ek jf.au w¨;‍ a hair cut tlla .ek jqK;a update fjk iy w¨;‍ a ú,dis;d ìyslrkak yelshdj ;sfhk mqoa.,hl= ùu id¾:l;ajhg hkak mq¿jka fyd|u l%uh fjkjd' ta Tiafia Tn kshef<k lafIa;%fha m%ùKhl= fjkak Tng yelshdj ;sfhkjd' k÷ka YHdud,a

zzwfma .d% ylhd\" wfma ija dñhdhZZ ndgd ikakdufha ysñlre- f;dauia ndgd yxf.aßhdfõ ia,sks ys § 1876 jHdmdrfha kj keïula we;s jif¾ Wm; ,o zzf;dauia ndgdZZ ùu hehs lS iekska Tfí ukig kef. kafka ndgd mdjyka ikakdufha f;dauia ndgdf.a jHdmdrfha i,l=Khs' iy;slju Tn bÈß .uk wdrïN jQfha ksjerÈhs' Bg fya;=j jkafka wo t;ekska h' mdßfNda.sl b,a¨u f,dalh mqrd rgj,a 70l jHdma;j iu. iud.u ,o ,dN Tyq we;s ndgd mdjyka jHdmdr cd,fha jHdmdrfhau ixj¾Okh fjkqfjka uq,a mqrel Tyq ùuhs' fhdojk ,§' tfy;a Tyqf.a lekajia mdjyka fjkqfjka kshu 1894 jif¾ Tyq lrkq ,enqfõ o mdßfNda.slhdg ;udf.au jHdmdrh fjkqfjka Tfrd;a;= fok idOdrK ñ,ls' uq, mqrkq ,enqfõ Tiaá%hdkq jHdmdrfha ÈhqKqj fjkqfjka fuu .=,avka wgishhla iy fvd,¾ udkqISh ixl,amh;a fnfyúka 320l m%d.aOkhla w;e;sjhs' ta n,mdk ,§' ñh.sh ujf.ka ,;a j;aluhs' Tyqf.a iyfhda.hg isáfha ;dlaIKhg fhduq ùu fidhqre zzwekfgdkslaZZ iy f,dalh ;dlaIKh iu. ifydaoßh jQ zzwekdZZ muKhs' bÈßhg hk úg jHdmdrh o ;udf.au tl nvje, lvdf.k Bg wkq.;j bÈßhg hd hq;=h' wd ifydaorhkaf.a iyfhda.h tfia fkdjqk úg jHdmdrhg iy jHdmdrfha ÈhqKqjg Tjqkaf.a mdßfNda.sl f,dalfha meje;aula ksrka;r wdYs¾jdoh f;dauiaf.a ke;' mdßfNda.sl .;s ,laIK bÈß .ukg fya;= jQjd úh yelshs' wkqj ks;ru úuis,af,ka isákafka Bg wu;rj i;sm;d jegqma w¨;a ksIamdok iu. noaOj f.ùfï mokug fiajfha fh§ isá ;sfnk ;dlaIKh fj;hs' fï fiajlhka oy fofkl= o úh' ksid f;dauia ndgd ish jHdmdrh fjkqfjka jdIam hka;%hla mjd jHdmdrfha ì|jeàï bÈßfha § mj;sk wd¾Ól wmyiq;djhka ñ,g .;af;ah' bÈßfha idudkH ck;djg mdjyka miq.dó jQfha ke;' fjkqfjka úYd, msßjehla ±Íug w¨;a ±kqu fidhdhEu wfmdfydi;a neõ f;dauia ta;a;= jHjidhlhd ks;ru kj Ôú;fha § fukau jHdmdrhkays .;af;ah' tfia kï l< hq;af;a ±kqfuka w¨;a úh hq;=h' f;dauia l=ulao\" l< hq;= fyd|u foh ndgd ta nj ±k isáfhah' Tyq § ;a ì|jeàï ke;=jdu fkdfõ' ±ka f;dard.; hq;= nj Tyq ±k weußld tlai;a ckmofha isáfhah' fndiagka n,d .sfha mdjyka f,dalh kj m%jk;djhkag l¾udka; lafI;%fha kj ±kqfuka úl,am fj; fhduq ùu ;j ÿrg;a ish ksIamdok kùlrKh fhduqjk mßj¾;kd;aul jHdmdrhl ì|jefgk ,l=Kq lsÍug iy w¨;a fj<|fmd< fj; my<fj;au ta u; y~djeàu fhduq fjk wkd.; wfmalaIdjka ld,mßÉfPohl wdrïNh fkdj úl,am fjkqfjka fhduq uq,a lrf.khs' ùu id¾:l jHjidhlhdf.a iksgqyka fjoa§ Tjqkaf.a mdjyka ,laIKhhs' f;dauia ndgd fuf;la kj fj<|fmd<la'' mdúÉÑ l< iï fjkqjg fjk;a fndiagka n,d f.dia ,nd.;a jHdmdrhg fuu ld,hg Tfrd;a;= wuqøjHhka fj; fhduq jqfkd;a kj ±kqfuka Tyq hqfrdamfha w¨;a fuu wiSre;djfhka w;añÈh ksIamdok wdh;khla wdrïN §fï yelshdjla fkdùh' fuys yels nj ish jHdmdßl nqoaêfhka lsÍug iu;a jQfhah' fï fjkqfjka jgyd .;af;ah' Tyq ta fjkqjg úYd, fiajl msßila iïnkaO § jvd;a n,mEula we;s jQfka lekajia frÈ wuqøjH f,iska lrf.k uyd mßudK jYfhkau f;dard.;af;a h' f;dauiaf.a zzndgdZZ mdjyka l¾udka;h fjkqfjka fhdod.;a iïNdKav jvd;a ñ< wêl ksidu tu mdjyka ñ< idudkH ck;djg Tfrd;a;= fkd§uhs' jHdmdrfha ÿ¾j,;d y`ÿkd.ekSu ;ukaf.a jHdmdrh mdßfNda.slhkag fkd.e,fmkafka wehs ±hs f;dauia l,amkd lf<ah' PROFIT 41www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

ish ndgd iud.u jHdmdßl f,dalfha bÈß .ukla fjkqfjka uq, mqrk ,§' fï id¾:l .ukau. ksidu Tjqkag 1909 jir fj;au m%:u wf,ú uOHia:dkh c¾uksh uq,alrf.k wdrïN lsÍug yels úh' m<uq f,dal hqoaO iuh ndgd jHdmdr fCIa;%h jHdmdrfha ì|jeàu fjkqfjka iud.ug jdis ùu fjkqfjka foaYmd,kfha t;rï ld,hla wjYH ke;' n,mEu w;S;fha hqoaOh iu. wd¾Ólh mgkau mejef;kakls' tfy;'a ' fcdka a ndgd ihs mhs df.a ì|jeàu úúO ksIamdok fjkqfjka th jHdmdßlhkaf.a fufyjr bÈßhg /f.k ho§a jQ b,a¨u my< neiSu idudkH iodld,sl fÄodka;hla wmrq e f;ua d mdGhla f;dra d.;fa ;a isÿùula jqj;a fuu fldaKfhka njg m;aj ;sfí' h' zzwfma .d% ylhd\" wfma ija dñhdhZZ ndgd iud.u fj; ne,Su uqfida,sks úiska Tyfq .a f;ua d mdGhh's idOdrK ke;' ta fjkqfjka fya;= ndgd iud.ug ;u jQfha f;dauia ndgdf.a iQlaIu yuqodjkag hqO mdjyka jHdmdßl Wml%uhs' imhdfok f,i úOdk lrk ,§' fpla ckrch Tyq fiajlhka w;r ,dn c¾ukshg k;= ùu fnod§fï jev ms,sfj,la wdrïN ksid f;dauia fcdakaf.a lrk ,§' ndmamd nkaOkd.dr .;lrk ,§' fï ksidu ksIamdok ñ, wvlg;a jvd ndgd mjq, weußld foaYmd,k n,mEï we;s ùu jeäfhka my< ±óu tlai;a ckmoh\" n%iS,h jeks rgj,a fj;ska jHdmdr fCI;a h% fjkfq jka Tyqf.a fuu Wml%u ksid fpla /ljrKh m;k ckrcfha wd¾Ól wjmd;h m%n, ,§' fojeks f,dal foYa md,kfha n,mEu w;;S fha f,iska iudchg n,mdk w;r hqoaOh wjidkfha § ndgd iud.u m%d.a\" ia,Ska\" úhkd\" fldñhqksiaÜ n,OdÍka mgkua mejef;kka l's th ,snfrla jeks k.r uq,alrf.k úiska ndgd iud.fï YdLd cd, újD; lrk ,§' 1924 j;alï o mjrd.kakd jHdmdßlhkfa .a iodld,ls jir jkúg ndgd cd,fha YdLdjka ,§' m%xYh we;=¨ m%uqL rgj,a lSmhl fÄodk;a hla njg m;ja ;fs í' újD; jQ w;r Tyq fpla ckrcfha www.profitmagazine.lk isõjeks Okm;shd njg jd¾;d YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj ufq id,a ks s úiks a ndgd iud.ug ;u úh' yuoq djkga hOq mdjyka imhdfok f,i úOdk lrk ,§' fpla iudc i;aldr ckrch c¾ukhs g k;= ùu kis d jHjidhlhl=f.a kduh f;dua ia fcdka fa .a ndmma d nkOa kd.dr iudcfha ia:dms; ùug Tyqf.a .;lrk ,§' fï kis du ndgd mj,q l¾udka;fha fj<`o ikakduh weußld tlia ;a ckmoh\" ni% ,s h muKla fkdj Tjqkaf.a iudc jeks rgj,a fj;ks a /ljrKh m;k i;ald¾hhka o fnfyúka bjy,a ,§' fojeks f,dla hoq Oa h wjidkfha fõ' 1927 jif¾ § ndgd iud.u § fldñhkq is Üa n,OdÍka úiks a ndgd úiska wx.iïmQ¾K frday,la bÈ iud.fï j;la ï o mjrd.kka d ,§' lrk ,§' fï ksid 1939 jir fï ihs ,,a bÈßfha f;dua ia jkúg ndgd iud.u wdishdfõ fcdka a mi.q dó fkdùh' iDKd;ua lj jHdmdßl wdh;k oyila o jHdmdrh foi ne¨fõ ke;' ihs ¨ hqfrdamfha wdh;k ydroyila iy wNfs hd.a ueÈy;a i;s ks a bjid weußld tlai;a ckmofha wdh;k iás fhha ' iud.fï fija lhka 300lg jeä ixLHdjla ia:dms; fjkfq jka inq idOk myilq ï lrk ,§' imrq dfoñka iy fija d wdh;khkya s há;, myilq ï jeä ÈhKq q lrñka f;dauia fcdaka ndgdf.a f;dua ia fcdka a ndgd ihs mhs df.a iïm%dma;sh jHdmdßl ±lua bÈßhg f.k .hs fcÜ hdkd wk;=rlska f;dauia ndgd wNdjm%dma; jQ úg tys kis du wog;a zzndgdZZ hk l¾S ;us ;a ysia;ek msrùu fjkqfjka Tyqf.a mq;a f;dauia fcdaka ndgd bÈßm;a fj<| ikka duh f,dla fha úÑ;j% Q úh' tfy;a fï ;;a;ajh fnfyúka ;SrKd;aul h' mshdf.a jHdmdrfha o\" úi;s r= e jQ o\" kùk mdjyka meje;au mq;= úiska ta whqßka bÈßhg f.khk ±laula muKla l¾udk;a yufq õ ihs l¾S ;hs fkdj yelshdjla iy lemùula o ;sìh hq;=h' tfia fkdjqk úg fkdkeiS mj;ja df.k iás kka g 42 PROFIT yelhs dj ,ndf.k ;fs í' 2020 fmnrjdß mqkHd pdkaokS o is,ajd

www.profitmagazine.lk 43PROFIT±kaùuls YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

NdKav ksIamdok yd fiajd wdh;khl § mdßfNda.slhd b;du jeo.;a' Bg fya;=j jkafka Tjqkaf.a iemhqu fjkqfjka mdßfNda.slhdf.a md¾Yajfhka we;sjk b,a¨u u; ;ukaf.a wdh;kfha fyda fiajdfõ meje;au r|dmj;sk ksihs' ta ksid mdßfNda.slhd fjkqfjka .re;ajhla ie,ls,a,la ±laùu b;du jeo.;a jqk;a fndafyda ksIamdok yd fiajd wdh;khka fukau mdßfNd.a ls hdg;a is,a,r fj<|ie,l jqk;a fï ;;a;ajh olskak ,efnkafka keye' wdhOq ;fs nkjd kuq;a''' mdßfNda.slhl= úÈyg NdKav yd ku;q a ta .ek fiajd ,nd.ekSfï § Tjkq a okfa ka we;sjk wlghq;= iy keye widOdrK;djhka bÈßfha m%;spdr ±laùfï whs;sh iïmQ¾Kfhkau ;snqk;a fndfyda úg mdßfNda.slhka ta fjkqfjka fmr,d ls%hdlsÍug Wkkaÿjla olajkafka keye' ta fukau ta fjkqjka fiajd imhk ,efnkafka keye' fï wdh;k fjkqfjka n,mdk miqìï wdh;k .ek;a ;sfnk wjfndaOh mdßfNda.slhdf.a yeisÍu iy NdKav fya;= lSmhl=;a ;sfnkjd' b;du jeo.;a' yd fiajd wdh;khkays lghq;= iïnkaOfhka ls%hd lrk wdldrh wjfndaOh fï fiajd wdh;k lghq;= .ek;a mdßfNda.slhd wjÈfhka mdßfNda.slhl= úÈyg ;ukag isàu jeo.;a' we;s wdrlaIdj .ek Tjqka lrkafka fldfyduo''''@ úfYaIfhka ±Kqj;aj isàu ls%hdYS,S;ajh jeo.;a' mdßfNda.sl kS;s\" Í;s mdßfNda.slhkaf.a wdrlaIdj mdßfNda.slhl= úÈyg Tjqka f.d¿ ìysrka fia isàu wjYH 44 PROFIT fjkqfjka msysgd we;s wdh;k 2020 fmnrjdß .ek ±kqj;a jQ muKskau thska mdßfNda.slhdg wdrlaIdjla www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj

,nd.ekSug fhduq fjkafka keye' Tjqka ;ukaf.a wjYH;djh ksj/Èj y÷kdf.k ta fjkqfjkau úfYaI;ajhla iy lS¾;shla ,nd ;sfnk wdh;k fj; fhduq ùfï nqoaêfhka ikakoaOhs' ta jf.au Tjqka ;ud ñ,g .kq ,nk NdKav fyda fiajd fjkqfjka ì,la iy j.lSfï iy;sl b,a,d isákjd' ta .ek;a we;s ±kqj;anj ksid bÈßfha § ;ud ñ,g .;a NdKavh iïnkaOfhka hï fodaIhla fyda fjk;a ÿIalr;djhla we;s jqjfyd;a ta fjkqfjka úi÷ï ,nd.ekSug wmyiq;djhla we;sjkafka keye' • mdßfNda.slhdg we;s whs;sh mdßfNda.slhl= úÈyg Tn hï NdKavhla fyda fiajdjla ñ,g .ekSfï § ta fjkqfjka hï uqo,la f.ùu wksjd¾hfhkau isÿ fjkakla' ta ksid Tng ta fjkqjka jQ j.lSug fuu NdKav fyda fiajd imhk ,o wdh;kh ne£ isákjd' ta ksid wf,úfha § Tjqka úiska ÿka fmdfrdkaÿ bIag fkdjqfkd;a wod< wdh;khg úreoaOj fpdaokd f.dkq lsÍfï whs;sh mdßfNda.slhdg mdßfNda.slhl= úÈyg keye' mdßfNda.slhl= jYfhka ;sfnkjd' Tn hï NdKavhla ;udf.a md¾Yajfhka we;sjk ñ,g .;a NdKavfhka fyda fyda fiajdjla ñ,g widOdrK;djhka yuqfõ ls%hdYS,Sj .ekSfï § ta fjkqfjka fmr,d ta fjkqfjka ;ukaf.a fijdfjka wod, wruqKq bgq hï uqo,la f.ùu jmißfha mj;sk wdrlaIdfjka fkdfjkjd kï Bg úreoaOj wksjd¾hfhkau isÿ m%fhdack .ekSug ;rï ls%hdYS,S meñKs,s lsÍug mq¨jks' fjkakla' ta ksid Tng pß;hla ùu;a b;d jeo.;a' ta fjkqjka jQ j.lSug ta w;ru Tng fï fiajd fyda fuu NdKav fyda fiajd NdKav ,nd.ekSfï § j.lSfï imhk ,o wdh;kh iy;slhla ,ndÿka w;r wod< ne£ isákjd' ta ksid wf,úfha § Tjqka iudcYS,S;ajh iy;slhg we;=<;a ld,iSudfõ § úiska ÿka fmdfrdkaÿ Tjqka j.lSula ke;s nj lsjfyd;a bIag fkdjqfkd;a wod< mdßfNda.shl= ;=< ta fjkqfjka Tng meñKs,s lsÍug wdh;khg úreoaOj whs;shla ;sfnkjd' fpdaokd f.dkq lsÍfï iudcYS,S;ajh wksjd¾hfhkau whs;sh mdßfNda.slhdg Tn ñ,g .;a NdKavfha hï ;sfnkjd' meje;sh hq;= Yla;shla lsõj;a fodaI iys; ;;a;ajhla ;snqfkd;a wod< ld,h ;=< ta fjkqfjka je/oaola keye' mdßfNda.sl fjk;a NdKavhla b,a,d isàfï whs;sh mdßfNda.slhdg ;sfnkjd' mßirh .ek ;sfnk ±Kqj;anj wf,úfhka miqj j.lSug iu. iduqyslj ta fjkqfjka ne+£ isák wdh;khlg ta j.lSu lsisfia;au m%;slafIam lsÍug jQ whs;Ska .ek;a wjfndaOhla jf.au fï whs;Ska iu. iduqyslj lghq;= lsÍfï § mdßfNda.slhdf.a iudcYS,S;ajh b;du jeo.;a' fyd| mdßfNda.slhdf.a .;s fkdyelshs' ta;a wo fndfyda wdh;k ,laIK úiska wod< fiajd ,nd§fuka miqj mdßfNda.slhd iïnkaOfhka olajk fyd| mdßfNda.slhd ;udf.a m%;spdrh t;rï i;=gqodhl keye' NdKav fyda fiajdjka .ek wjfndaOhlska lghq;= lsÍug ta ksid mdßfNda.slhl= úÈyg iQodkñka isákjd' Tng we;s iSudjka .ek;a ±k isáfhd;a hï wlghq;a;la isÿ jqk ta jf.au Tjqka ;udf.a úgl § ta fjkqfjka ksis m%;spdr wjYH;djhka imqrd.ekSfï § ±laùug yelshdj Tn i;=j j.lsj hq;= iy úYajdijka; ;sfnkjd' wdh;k iu. iïnkaO;djhka f.dvk.d.ekSfï Yla;sfhka mqkHd pdkaokS o is,ajd hqla;hs' fyd| mdßfNda.slhd wkjYH wkaoñka NdKav yd fiajdjka PROFIT 45www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

kj jir we/UKq d muKhs kj b,lla i`oyd lemfjkka wjqreoaola lshkafka ojia f.dvk.d.ekSu iy tu b,lal wjYH o''@ ;=kaish yeg myla f.ú,d ;j;a iuyr úg Tng;a fï úÈyg wjqreoaola ,nk tl hehs Tn wkqj Ôú;fha fufyhùu isÿ jqk lshkq we;' th i;H jqk;a w¨;a ysf;kak we;s' wfma Ôú;h jirla iu. wm udkislj w¨;a wkaou .ek;a jeä wjOdkhla fjkqfjka n,dfmdfrd;a;= iy úh hq;= hehs ;j;a flfkl=f.a wruqKq bgq lr.ekSu fjkqfjka woyihs' ta ksidu we÷ï me<÷ï\" fhduq lsÍu uq,alrf.k jQ fufyhqug we;a;gu Èkhla\" wdydrmdk wdÈ úúO foa fjkqfjka fõ,djla wjYH ke;s jqk;a w¨;a wjOdkh fhduq lrñka w¨;a wOHhkhla mj;ajkq ,enqjd' jirla iu. wfma udkisl;ajfha jir kj;djfhka ms<s.ekSu hï m%fndaOhla we;s fjkjd' fï ;j;a whf.a rgdjhs' ta jf.au ta wkqj jirla wdරïNfha § u wjqreoao kï uf.a jerÈ wvqmdvq jHjidhlhl= úÈyg Tfí ysf;a ke;s lr .kak ´k hk is;=ú,a, w¨;a wjqreoao uq,alrf.k w¨;a ta fjkqfjka b,lal f.dvk.d.;a ysf;a kef.kak mq¨jka' wks;a ixl,am ìys ùu;a wksjd¾hfhkau ojil jqk;a fï jf.a is;=ú,s isÿúh hq;a;la' msßi w;ßka ta ms<sn|j wjOdkh we;s jqk;a w¨;a jirla lshkafka fyd|u yerjqï ,laIHhla' fï w;r uE;l§ ì%iag,a fhduq lrñka Ôú;h yiqrejd.;a ta ksidu ì%iag,a iriúfha úYaj úoHd,h u.ska isÿlrk ,o m¾fhaIlhka úiska fï isÿùu kj wOHhkhla u.ska fmkajdfokafka iy b,lal ch.ekSfï lghq;= jif¾ úma,ùh igykla hkqfjka w¨;a jir mßj¾;kSh f,iska kï lr ;sfnkjd' f.jd.ekSu b;du jeo.;a njhs' fjkqfjka ie,iqï f.dvk.d.;a fuu wOHhkfha § fmkajdfok ta wkqj Tn úiska fï jif¾ wkaoug jirla Wodj iu. t<eô mqoa.,hkaf.a ixLHdj 22]la jqk bgq lr.ekSug wfmalaId lrk jir uq,alrf.k hï hï b,lal wruqKq hï igyklg k.d th w;r 85]la u ;uka jir uq,§ fufyhùu fjkqfjka ie,iqula 46 PROFIT 2020 fmnrjdß f.dvk.d.;a b,lal fjkqfjka t;rï wjOdkhla fhduq lf<a keye' ta ú;rla fkdfjhs\" fï 85]la w;ßka 35]lag ;uka jir uq,§ b,lalhla fjkqfjka wjOdkhla ±lajQjdoj;a u;lfha ;snqfka keye' b,lal f.dvk.d.kafka wehs'''ta fjkqfjka w¨;a jirlau www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj

f.dvk.d.kak' ±ka fï ie,iqu b,lal ch .ekSug is;=ú,s fjkqjg flfia fyda fï fjkqfjka wod< ld,rduqjla o kï wd;au Yla;sh b,lalh ch.%yKh lrñ hk wjYH fjkjd' WodyrKhla b;du jeo.;a' wd;au Yla;sfhka Tn fmdydi;a jYfhka jif¾ w¨;a fj<|fmd< n,dfmdfrd;a;=j wm úh hq;=h' túg fï jif¾ § b,lal lr.;a jHjidhlhl= Ôj;a lrjk neõ ys;k ;rï chla fkd,enqk;a Tn kï mdßfNda.sl yeisÍu wkqj f.dvk.d.;a b,lalh bÈß jif¾ wod< ld,rduqj .,md.; hq;=hs' § fyda ch.%yKh lsÍu t;rï WodyrKhla jYfhka isxy, ÿIalr ld¾hhla fkdjkq we;' w¨;a wjqreÿ iuh\" rduidka\" fjila jeks jif¾ wod< ld, ;=< fkdryila' ta;a wm b,lal fjkqfjka wjYH mdßfNda.sl yeisÍug wkqj Tfí jHdmdßl b,lal .,md.ekSu úiska f.dvk.d.kakd jkafka lemùuhs' jeo.;a' n,dfmdfrd;a;= wm fuu wOHhkfha § m¾fhaIlhka jeä wjOdkhla ie,iqu ;snqkdgu uÈ''' úiska ys;k m;k fhduq lrkq ,enqfõ b,lal iïmQ¾Kfhkau wu;l lr ouk ì%iag,a iriúfha wkaoñkau id¾:l ,o 35]la fokd .ekhs' thska jkafka ke;' tfia meyeÈ,sj fmkShkafka b,lal m¾fhaIlhkaf.a y÷kd.ekSug f.dvk.d.;a;;a ta fjkqfjka wkqj we;eï mqoa.,hka úiska jir wdrïNfha § b;du jákd wid¾:l jQ ;ekska lsisÿ lemùula Tjqka ;=< fkdue;s ùu ksidu fï wkaoñka ;udf.a b,lal f.dvk.df.k ;snqk;a tajd ls%hd;aul ùfï § t;rï kej; ke.sàug wruqKq b,lal iïmQ¾Kfhkau yels wd;au Yla;sh ys;ska ÿriaj .sh njhs' b,lal id¾:l;ajhla olajd ;snqfka ke;' id¾:l lr.;a msßi 22]la jqk;a udi lSmhla f.fj;au fuu wruqKq Tjqka fkd±kSu .s,syS f.dia ;snqk f.dvk.d.; hq;=h' b,lalh fjkqfjka lemùula ±laùu u.ska wkd.;fha § fyda nj;a Tjqkag fmkS.sh lreKla' Tjqka fï wruqK f.dvk.d.ekSug b,lalh ch .ekSug fkdyels ;ukaf.a wd;au Yla;sfhka fmrg jqfkd;a''' uq,a ld¾;=fõ § fyda wod< b,lalh hkq we;' we;a;''' wm úiska ´kE ;rï b,lal f.dvk.d.ekSug yelshdj bgq lr.ekSfï n,dfmdfrd;a;=j tneúka Tn o m%udo ke;' ;snqk;a tajd ch .ekSu t;rï myiq ke;' wkfmalaIs; f,iska kej;;a we;s lr.; hq;=hs' fï w¨;a jirla wdrïN jqKd we;sjk ye,yemamSï bÈßfha b,lal ì|jeàug bv ;sfnkjd' muKhs' ;ju;a Tfí ys; kejqï WodyrKhla f,i Tfí w¨;a jHdmdßl ia:dkfha iïmQ¾K wd;au Yla;sh jeo.;a''' is;=ú,sj,ska msÍ ;sfí' ta ksid jev lghq;= fï jir wjidkfha § ksu lr.ekSfï wruqK ysf;a b,lal ch .ekSug kï w¨;a wruqKq f.ddvk.df.k ;snqk;a\" yÈisfha we;sjk wd¾Ól wmyiq;djhka bÈßfha § fuu wd;au Yla;sh b;du jeo.;a' cSú;h w¨;a lr.ekSfï wjia:dj b,lalh hï miqnEulg m;ajqk;a thska ukao.dó úh hq;= keye' fï n,dfmdfrd;a;=j wm Ôj;a lrjk Tn bÈßfha we;' túg kj jif¾ jif¾ fkdyels jqk;a bÈß jif¾ neõ fkdryila' ta;a wm úiska úma,ùh ch.%yKfhka Tfí f.dvk.d.kakd n,dfmdfrd;a;= Ôú;h wdf,dalu;a jkq we;' wm úiska ys;k m;k wkaoñkau id¾:l jkafka ke;' tfia wid¾:l jQ ;ekska kej; ke.sàug mqkHd pdkaokS o is,ajd yels wd;au Yla;sh f.dvk.d.; hq;=h' wfka wmg yßhkafka keye'' Ôúf;a i;=gla keye''' hk iDK PROFIT 47www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß

NDB Joins hands with MCA to Sponsor the MCA “C” division 50 Over League Tournament 2020 NDB Bank recently joined hands tournament is scheduled to commence & Runners up teams will be given with the Mercantile Cricket Association in the 03rd Week of January 2020, will certificates. (MCA) for the first time to sponsor be staged at some of the leading top the MCA “C” division 50 Over League level venues in the country including NDB Bank, which is the first and Tournament 2020. the MCA. The Mercantile Cricket to date the only corporate in Sri Lanka Association has arranged Trophies to officially be certified with EDGE The tournament for the 3rd year to be given to Winners, Runner Up, Certification (Economic Dividend for around will be conducted with all Best Batsman, Best Bowler and the Gender Equality) is a premier retail the pharafanalia used for a One Day Most Valuable Player (Player of the Bank with over 112 branches across International with the “NDB” Trophy Tournament) of the tournaments. In the island, serving millions of Sri being presented to the ultimate winner. addition, players of the champions Lankans through a host of financial services. From its inception, the NDB NDB has been working closely with Group, which includes NDB Bank, NDB the MCA for the past 25 years, with Capital, NDB Investment Banking, the Bank’s own cricket team playing NDB Wealth, and NDB Securities has at the venue and participating in been a catalyst in the development tournaments. of the nation, strengthening and empowering entrepreneurs, corporates As In the past few years this and individuals from all strata of the year too, the MCA will conduct its economy. Customers across all group highly successful MCA 50 over cricket companies have benefited from the tournament for the selected firms with product and service offerings of the almost 300 players billed to take part. NDB Group. The total number of teams expected to participate is 12 (Twelve). The weÜ,ia iud.u 2019 cd;ls jHdmdr úYIs ga ;ja iïudkfhka mÿs ï ,nhs YS% ,xldfõ úYd,;u ,ms øs jH yd iud.fï l<ukdldr wOHlIa jHdmdßl yd u,Q H lhs% dldÍ;ja h hkdoS mdi,a WmlrK kIs ma ok yd wf,ú wi;s iurùr uy;d fufia mejiS ihs ¨‍ wxY j,§ wm fmkka ïq lr we;s iud.u jk weÜ,ia welia ,s hs d h' zz2019 cd;ls jHdmdr úYIs ga ;ja m.% ;hs fuu iïudkfhka uekúka ^moq .a ,ls & iud.u mi.q hs od zkIs ma dok iïudk Wf<f,a § fuu iïudkh meyeÈ,s jkjd' fuu iïudk Wf<f,a - fjk;a lfa I;a Z% ldKva h hgf;a yñs ùu wm ,o úYd, f.!rjhl'a wm ch.d% ylhka f,i f;dra d.kka d cd;ls jHdmdr úYIs ga ;ja iïudkh wdh;kls hymd,kh\" YlH;d ,ofa oa úfYIa { úkYs pa h uKva ,hla Èkd.ekuS g iu;a úh' fuu iïudk j¾Okh\" ld¾hidOk l<ukdlrKh\" úiks a oeä we.hïq lu% fõohla hgf;a Wf<, mi.q hs od fld<U y,s ga ka foYa hS yd cd;Hk;a r fj<|fmd< wÈhr ;k= la mrq d lrk ,o we.hïS fydga ,fha .E% kâa fnd,a ra Eï Yd,dfõ § wdjrKh\" wdh;kls mc% d i;la dr\" j,ks a wk;r= ejh's wmf.a jHdmdr yd meje;úa ‚' fuu wji:a djg jHdmdßl mßirh flfrys j.lïS iy.; f,i fufyhïq wdlD;hs wka iud.ï j,g f,dla fha mu% Lq hka we;¿= j iïNdjkhS lgh;q = lÍs u\" kdhl;ja úYIs ga ;ja h\" wdo¾Yhla nj fuu iïudkh yñs ùu wu;q ;a ka úYd, mßs ila iyNd.S jyQ ' u.ks a kej;;a ikd: jkjd'˜‍ weÜ,ia welia ,s hs d ^moq .a ,ls & iud.u fjkfq jka tys l<ukdldr wOHlIa weÜ,ia welia ,s hs d ^moq .a ,ls & wi;s iurùr\" fufyhïq wOHlIa iud.fï mO% dk fufyhïq wOHlIa úrdÊ chißQ h iy udkj iïm;a úrdÊ chißQ h uy;d woyia oelja fQ ha mO% dkS ,,ks ùrwdrÉÑ hk uy;ua fufiha ' zz‍jir 60la ;is fa ia wm uy;óa ka úiks a iïudkh m<s .s kka d mdßfNd.a ls hk\"a fija l fiúa ldjka ,È' iy wmf.a cd;Hk;a r ;,fha iemhïq odufha ihs ¨‍u idudðl idudðldjka fuu ch.y% Kh m<s ns |j woyia iu. ióm iïnkOa ;djla olja ñka weÜ,ia welia ,s hs d ^moq .a ,ls & mj;ja df.k hkjd' fkIa kia a gi% Üa nexlf= õ weußlka tlia ma i% a ldâm;a yñs hkga kfs rd.a S yd M,odhS Èúhlg werhïq fkaIkaia g%iaÜ nexl=fõ weußlka fkaIkaia g%iaÜ nexl=fõ weußlka tlaiam%ia ldâm;a ysñhkag ksfrda.S\" tlaiam%ia ldâm;a hkq .kqfokqlrejkag M,odhS iy iunr Èúhl jeo.;alu ;u isysk ienE lr.ksñka jvd;a isysm;a lrùu i|yd úfYaI ;Dma;su;a Ôú; .;lsÍu i|yd jevigykla l%shdjg kexùug tu wjia:dj i,id fok fiajdjls' nexl=j fï jkúg lghq;= fhdod we;' jHdmdr lghq;= fukau ixpdr we;=¿j ta wkqj wdhq¾fõo uOHia:dk\" YÍr ;ukag leu;s úfkdaodxYj, ßis mßÈ iqj;d uOHia:dk we;=¿j\" ksfrda.S fhfoñka\" l%shdYS,S yd ;Dma;su;a Ôú; njg yd hymeje;aug WmldÍjk .;lsÍug th ;u .kqfokqlrejkag fiajdjka i,ik ia:dkj, § fkaIkaia uxfm;a újr lr fohs' g%iaÜ nexl=fõ weußlka tlaiam%ia ldâm;a ysñhkag iqúfYaIS b;=reï fkaIkaia g%iaÜ nexl=fõ weußlka tlaiam%ia ldâm;a ysñhkag ksfrda.S yd ysñjkq we;' M,odhS Èúhlg werhqï lrk fuu hym;a yd iunr Ôú;hla i|yd jevigyk §¾>ld,Sk jevigykla f,i l%shd;aul jkakls' uQ,H ia:djr;ajh o w;HjYHh' 48 PROFIT www.profitmagazine.lk 2020 fmnrjdß YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj

olK= q wdihs dkq lv%S d Wf<f,ys ghfs ldKfa vdA rka molla ï,dNS rklq mN% d;ga mmS ,ia a ,iS xs iud.u Wmydr moq hs Y%S ,xldfõ nexl= fkdjk mu% Lq ;u ghfs ldKfa vda mïq fiA ;r. biõ i|yd Y%S ,xldj rka molla ula yñs lr.;a u,Q H iud.u jk mmS ,ia a ,iS xs wekâa m<uq wji:a dj ùu úfYIa ;ja hl's tfukua fujr olK= q wdihs dkq lv%S d *ks Ekia a iud.fï fjkkA mmA jq YdLdfõ\" Wf<f,ys Y%S ,xldj yñs lr.;a m<uq rka molla u fuh ùu o úfYIa ;ja hl's ld¾h uKva , idudðlhlj= k olK= q olK= q wdihs dkQ lv%S d Wf<f,ys wdihs dkq lv%S d Wf<f,ys ghfs ldKfa vda ghfs ldKfa vda rka molla ï,dNS tï' m'S ã' rklq mN% d;a uy;dg rka molla ï,dNS tï'm'S ã' rklq mN% d;a Wmyr mos fS ï W;ia jh wu;ñka mmS ,ia a ,isS xs iud.fï mO% dk úOdhl uy;dg mmS ,ia a ,iS xs iud.fï Wmyr k,s Odr$S idudkHdêldÍ\" iì% Bny% ïs uy;d mejifq õ\" zY%S ,xldfõ mos fS ï W;ia jhla tu iud.fï mO% dk mu% Lq ;u u,Q H fija d úi÷ï imhk iud.ï mrq jeihs l= f,i mmS ,ia a ,iS xs úOdhl k,s Odr$S idudkHdêldÍ\" iud.u ;r.ldrS iud.ï w;f¾ krs k;a rfhkua iïudkhg md;f% jk iì% Bny% ïs uy;df.a mO% dk;ja fhka fkma d,fha l;ua Kva q kjq r meje;s iud.ul'a 13jk olK= q wdihs dkq lv%S d Wf<,g Y%S mi.q hs od meje;úa K' mmS ,ia a ,iS xs ,xldj kfs hdca kh lrñka iyNd.S jQ rklq mN% d;a jhi wj'q 23ka my< iud.fï fcHIGa l<ukdldr;S ja h yd ghfs ldKfa vda mïq fia mrs ñs flja , biõfjka rka molla u;\"A mïq fia h.q , ld¾h uKva ,fhys iyNd.;S ja fhka biõfjka rka molla u yd mïq fia lKva dhï biõfjka ros S molla u iÿs flreKq tu Wmydr mos fS ï o oks d.ekuS g iu;ja Q w;r\" th W;ia jfha oS rka molla ï,dNS rklq mN% d;a uy;dg mmS ,ia a ,isS xs iud.fï Wmydrh iu`.ks a uoq ,a mr;s Hd.hla o iÿs flßK's NDB Leasing Interest Rates further reduced to 12.5% NDB Leasing has taken additional its vehicle financing proposition to networks and strategic partnerships. steps to provide its customers with the accommodate the diverse, evolving needs NDB’s 365 day leasing desk available very best in 2020 by further reducing of consumers. at the Bank’s branches islandwide interest rates to 12.5%. further enhances accessibility for its NDB Leasing is available for individuals leasing services. These competitive interest rates as well as Small and Medium scale NDB Bank, which is the first and to date and flexible repayment plans extend enterprises. It helps to enhance and the only corporate in Sri Lanka to officially up to 5 years for both registered and develop the SME sector of the country, be certified with EDGE Certification unregistered vehicles. NDB customers by facilitating the purchase of a range is a premier retail Bank with over 112 can enjoy customised repayment plans of commercial vehicles such as Lorries, branches across the island, serving that match the individual repayment freezer Lorries, buses, and vans as well millions of Sri Lankans through a host of capacity along with discounted insurance as equipment. In addition, NDB has also financial services. From its inception, the premiums. Additionally, structured offered customized leasing facilities NDB Group which includes NDB Bank, payment plans with balloon payments and through its credit line funding for small NDB Capital, NDB Investment Banking, facilities with residual value/ multiple RV and medium scale businesses islandwide NDB Wealth, and NDB Securities has are also available. including North and East Provinces under been a catalyst in the development of the concessionary rates. nation, strengthening and empowering In order to serve the Bank’s Leasing entrepreneurs, corporates and individuals clients better, NDB Leasing has also NDB extends its leasing facilities to from all strata of the economy. Customers opened Leasing Centres around the island, a wide range of customers via regional across all group companies have benefited including Gampaha, Negombo, Kalutara, from the product and service offerings of Rathnapura, Galle, Matara, Kandy, the NDB Group. Anuradhapura, Kurunegala and Batticaloa. NDB has continuously enhanced CBL iufmdIa \" nd,olIa hks a iu`. iunr WoEik wdydrhl jákdlu rggu lhs hs CBL iufmdIa YS% ,xldfõ ckmhs% u yf;a igs oyh olja d jQ nd,olIa hks a WoEik OdkHuh wydrh f,i YS% ,xldfõ wkd.; mrmrq .K= fhka 2000la o jhi wjrq eÿ 5;a 7;a w;r fmdIa Kfhka mßs mkq a mrmrq la njg m;a lÍs fï wru‚q k\"a fi!LH iïmkka i`s .;s s nd,olIa hks a 750la o iyNd.S WoEik wdydr mrq eÿ rg mrq d mp% ,;s lÍs fï jevigykla 54 jk fld<U jyQ ' fuu wji:a djg iyNd.S fjñka Èi;a ls% a nd,olIa cïfndßa fha § Èh;a lf<ha ' fuys § wkd.; ;reK CBL wdydr wxYfha wf,úlrK kdhlhkga fi!LH iïmkka WoEik wdydr mrq eÿj, jákdlu wjfndOa idudkHdêldÍ chx. fmf¾rd uy;d lr.ekuS g wjldYh i,idfok ,o w;r rg mrq d tu oekuq mp% ,;s lÍs ug fufia mejihS ' zznd,\" ;reK\" jeäyás Tjkq a Èß.kja k ,§' iufmdIa wdrïN lrk ,o fuu fi!LH iïmkka WoEik mc% djlf.a iiq xfhd.a fhka meje;fa jk wdydr mrq eÿ mp% ,;s lÍs fï jHdmdrh mi.q hs jir tlyudrl ld,h ;<= fujeks úYd, cïfndßa hlg iunr fõ.fhka j¾Okh ù we;' yd fi!LH iïmkka WoEik wdydrhl jeo.;la u m<s ns | Okd;ua l i;s ú= ,s iufmdIa iu. tlja fld<U mnq ÿq jñka tys fldgila rejl= njg nd,olIa ix.uh jd¾Ils j ixúOdkh m;ùa ug yels ùu m<s ns |j wm fnfyúka lrk ,o 54 jk fld<U Èi;a ls% a i;g= g m;ja kjd' fi!LH iïmkka nd,olIa cïfndßa h r;ua ,dk yks ÿa WoEik wdydrhl jeo.;la u m<s ns | úoHd,fha § Èk myla mrq d meje;úa ‚' m‚jvq h wmg wdvïnrfhka iudchg ta i|yd fld<U Èi;a ls% la fha mdi,a 45l ,ndÈhyels i;H jákdlula iy;s nd, olIa hks a 2500la o jhi wjrq eÿ iúq fYIa S m‚jvq hl'a ZZ PROFIT 49www.profitmagazine.lk YS% ,xldfõ tlu isxy, jHdmdßl i`.rdj 2020 fmnrjdß