Benefit_Overview_2016_FINAL

Garfield County benefits include medical, dental, visionand prescription drug coverage for employees and de-pendents. These are available to employees working 30 ormore hours per week.Premiums for the base plan (PPO4) for the employee anddependents are paid 100% by the County. Buy-up optionsare available. Coverage begins the first of the month fol-lowing date of hire. DENTAL CARE Coverage of preventative services including routine exams and cleaning for twice a year up to the reason- able, necessary and customary charges. Additional services available with coinsurance and deductible. PRESCRIPTION DRUG COVERAGE Retail for 30 day supply: Generic $20, Preferred: $40, Non-Preferred: $60. Mail Order—for 90 day supply: $40 / $80 / $120 FLEX SPENDING Medical FSA allows employees to put away up to $2,550 pre-tax for medical-related expenses. Dependent Care FSA allows employees to pay for childcare expenses up to $5,000 per year pre-tax. LIFE INSURANCE AND VOLUNTARY LIFE This plan provides a $30,000 term life insurance and AD&D benefit for employees.. Additional life insur- ance may be purchased for employees and their de- pendents.

 CEBT HEALTH & WELLNESS CENTERS 20% Coinsurance; $40 office visit co-pays* Offering high quality care and wellness services at no cost in convenient locations. 20% coinsurance; $35 office visit co-pays IDENTIFY RISK The clinics diagnose, treat, and prescribe for a wide 20% coinsurance; $30 office visit co-pays variety of common illness and* PPO4 is considered the base plan. Buy-up options are minor injuries for Garfield county employees and theiravailable pre-tax for the PPO3 and PPO2. family members who are onVISION INSURANCE insurance.Annual exams are covered with a copay. Lenses everytwo years. Frames every two years. If prescription MITIGATE RISKchanges, lenses are available every year. Copays ap- The clinics also provide healthply. assessments, coaching andRETIREMENT disease management at no401a - Employees with less than 10 years of servicescontribute 5% of their gross earnings pre-tax and the cost and in a completelyCounty matches this amount. confidential setting.457b - Individuals can make additional after tax volun- CAPTURE SAVINGStary retirement or pre-tax deferred compensation contri- Staying on top of your healthbutions; these are not matched. and wellness leads to costPAID TIME OFF savings down the road for youFull time employees accrue 8.66 hours of PDO per and your family. Better healthmonth (13 days per year) during the first two years ofemployment. Part time employees working 20 or more is better for everyone.hours per week accrue PDO on a pro-rated basis.Leave amounts increase at the third, sixth and eleventhyears of employment. Roll over year to year.MAJOR SICK LEAVEFull time employees accrue 8 hours of MSL per month(12 days per year). Part time employees working 20 ormore hours per week accrue MSL on a pro-rated basis.MSL rolls over annually with no limit.

The summary provided is informationalonly. Complete information on insur-ance benefits is available through theplan documents. Complete informationon other benefits is available in per-sonnel policies and procedures manu-al. The plan documents, policies andprocedures manual are the source ofinformation used to answer questionsor settle disputes.