June20 East Algarve Magazine

MAGAZINE © OLHÃO · SÃO BRÁS · TAVIRA · ALCOUTIM · CASTRO MARIM · VILA REAL DE SANTO ANTÓNIO ISSUE NO. 136 JUNE 2020

Trying to keep abreast of Brexit and changes in Portugal and the UK? With tax, pension and other regulations Talk to the people who know changing regularly, and all the uncertainties surrounding Brexit, it can be hard to keep ALGARVE up-to-date. Subscribe to our eNewsletter and we will send you our “Wealth News” 289 350 150 newsletters and email bulletins on the important tax and financial changes that [email protected] may affect you. Contact your local office or subscribe at www.blevinsfranks.com/subscribe INTERNATIONAL TAX ADVICE • INVESTMENTS • ESTATE PLANNING • PENSIONS 084-pt Blevins Franks Financial Management Limited (BFFM) is authorised and regulated by the Financial Conduct Authority www.blevinsfranks.com in the UK, reference number 179731. Where advice is provided outside the UK, via the Insurance Distribution Directive or the Markets in Financial Instruments Directive II, the applicable regulatory system differs in some respects from that of the UK. Blevins Franks Trustees Limited is authorised and regulated by the Malta Financial Services Authority for the administration of trusts and companies. Blevins Franks Tax Limited provides taxation advice; its advisers are fully qualified tax specialists. This promotion has been approved and issued by BFFM.



EastAlgarveM A G A Z I N E Welcome... PUBLISHER & To your June issue. It’s great to be back in print DESIGNER once again! As the East Algarve seems to stretch out its arms, take a big yawn, rub its eyes and Richard Bassett slowly wake up, let’s all remember to keep our distance and ensure we stay on the road back to EDITOR normality, or at least something that resembles it. Richard Bassett This month we meet owners of the new Cafe Bar 22, located on the banks of the River in Tavira. CO-FOUNDER Staying in Tavira, we celebrate its 500 year Richard Bassett Snr. anniversary, and albeit quiet at the moment, we are sure that the people of Tavira will celebrate ADVERTISING in style as soon as possible. Call 961 700 200 or email This plus lots more, including Currency news, [email protected] Property news, Finance, Golf, Gardening and Sports news from Chris Wright. DISTRIBUTION As ever we love hearing your comments and 3,500 copies printed. suggestions, email us at [email protected] All advertisers are issued copies for distribution, Richard Bassett, Editor along with retail outlets. COVER PHOTO Richard Bassett All rights reserved. Except for normal review purposes, no part of this magazine may be reproduced without the written permission of the publisher. Every care has been taken in the preparation of this magazine, but the contents are only meant as a guide to readers. The proprietors of this magazine are publishers not agents or sub agents of those who advertise therein. The publisher cannot be held liable for any loss suffered as a result of information gained from this publication Unipessoal Lda FAÇA AS SUAS MANHÃS, UMA MANEIRA DISTINTA DE MANHÃS AINDA MAIS ESPECIAIS! TERMINAR O DIA, COM VINHOS E COMPANHIA Make your mornings, mornings even more special! A distinct way to end the day, with wine and company! 4 www.eastalgarvemag.com

Contents 34 6 NEWS 14 Local news. 8 PETS A letter to a lost pet. 10 PEOPLE Meet the dog rescuers at APAR. 12WRITING Competition winner. 14 PLACES Tavira... 500 years a City. 18 PEOPLE Meet Ellen McCallum. 22 PROPERTY Property update. 24 PROPERTY Property of the Month. 32 TAVIRA Find our advertisers on the map of Tavira. 34 PLACES Cafe Bar 22. 40 GARDENS Hydrangeas. 44 CURRENCY News from GC Partners. 40 45 FINANCE Finance news from Blevins Franks. 46 FINANCE Finance news from Ricardo Chaves. 48 FINANCE Financial advice from deVere. 50 GOLF ‘New’ Rules. 52 SPORT The latest from Chris Wright. 54 CLASSIFIEDS Grab a local bargain. 5

News Portugal’s once-booming tourism collapsed nearly 100% in April due to lockdown Kevin measures James Bain Portugal’s once-booming tourism sector collapsed in April as lockdowns to contain Foreign Minister Augusto Santos Silva said on 1954-2020 the spread of the coronavirus grounded flights Friday Portugal’s doors were open to tourists. and kept visitors from the country’s largest market, Last month around 80.6% of tourist accommodation It breaks my heart to write this, Britain, away. The National Statistics Institute (INE) establishments, from small hotels to resorts, were my father sadly passed away said in its flash estimate on Friday the number shut, INE said, adding around 78% experienced unexpectedly. I have found of overnight stays by foreign tourists in Portugal cancellations of bookings scheduled for between great comfort in receiving so dropped 98.3% to nearly 71,000 last month from the March and August this year. many lovely messages about previous year. In 2019, more than 16 million foreign tourists visited my father. If you would like to Overnight stays by Britons fell 99.3% in April Portugal, almost 20% of them from Britain. Portugal contact myself on danibain81@ compared to the same period in 2019, followed by and Britain are in talks to try and secure an air corridor gmail.com please do. a massive drop in the German and Spanish markets, for tourists that would allow British visitors to avoid I love my dad so much. Thank decreasing 98.9% and 98.1% respectively. a COVID-19 quarantine upon returning home. you all again for your support at Portugal, which has so far recorded 31,596 confirmed The tourism industry contributed around 15% to this hard time, Danielle, Sue and COVID-19 cases and 1,369 deaths, is slowly easing gross domestic product in 2018, according to official the girls xx restrictions in place since it locked down in mid- data. Unemployment in the Algarve region more than March. Most stores and restaurants have already doubled in April also compared with the same month reopened. last year as the lockdown wiped out seasonal jobs. Though borders never fully shut to European nations, The International Monetary Fund expects the with the exception of the land border with hard-hit economy to contract by 8% this year, above the neighbouring Spain, most hotels decided to close as European Commission’s predictions of a 6.8% drop. there were limited flights and no customers. Also on Friday, INE said output shrank 2.3% in the Source: Algarve Daily News first quarter of 2020 from a year earlier. The HAIR STUDIO Benamor Golf HAIR STUDIO ● CREATIVE HAIR LADIES & GENTS Conceição Tavira Cabanas We are here CUTTING, COLOURING, BRIDAL HAIR GENTS CUT 10€, LADIES CUT & BLOW DRY 20€ OPENING TIMES: GEORGE LISA TUE 10AM - 4.30PM MON 10AM - 5PM THURS 10AM - 4PM WED 10AM - 2PM FRI 10AM - 4PM SAT 10AM - 4PM TEL +351 916 765 082 TEL +44 787 921 0113 Contact us via WHATSAPP OR FACEBOOK The hair [email protected] 6 www.eastalgarvemag.com

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Pets A Love Letter As your pet ages its needs can change due to various ailments.Vaughan from The Spotted Dog shares a ‘Love letter’ written for his beloved dog Harvey. Afew weeks ago we said a very sad goodbye to our oldest dog accident. The bedding is easy to change and THE Harvey. We were with him for who cares about that anyway? However, with over 15 years but it still wasn’t each accident there is a tendency for him to Spotted DOG become sore around his groin and for him to Providing professional dog enough. He was such a lovely smell, and Harvey has never smelt and has grooming and pet care services in a relaxed and boy. Here is a little ‘love letter’ we wrote about always taken pride in his appearance. loving environment ● Dog grooming him several months ago and may resonate with To help Harvey, we now groom him more ● Clean and Tidy ● Teeth clean owners of older pets. often but with only ‘light touch’ grooms. These ● Dog walking ● Day care Harvey is nearly 15 years old and has been typically involve a bath in a medicated shampoo City & Guilds qualified deaf for the last three years. His back legs are and a good brush through. We also keep a Located in Tavira and offering mobile services throughout weakening and he takes daily medication for a close eye on his paws and remove whatever the Eastern Algarve The Spotted Dog heart complaint. hair we can, so his back paws maintain good Tel: +351 281 324 576 +44 7568 190363 When people see Harvey they say he is old. But traction and support his ailing legs. Email: [email protected] Harvey hasn’t always been old. For most of his Everyone knows that each dog is different and www.thespotteddog.net life Harvey has been young and beautiful. As breeds have different grooming requirements. www.eastalgarvemag.com we tell him every day, he is now older and very What is sometimes overlooked is these needs handsome. change as our furry friends grow older and Harvey loves his mommy more than anyone. more handsome. He has only shown his teeth twice in 15 years At The Spotted Dog we provide professional and both times it was justified! dog grooming and pet care services, and treat Harvey has never liked his face being touched all dogs with loving care and attention. More and now he is older, he doesn’t enjoy being information on our services can be found on groomed. our website at https://www.thespotteddog.net/ At least twice a week Harvey will have an or by phoning 281 324 576. Carly Richards Free 30 mins massage when Personal Trainer & Fitness Instructor booking first block of 10 sessions Sports/Deep Tissue Massage available Tailored training programs. Training in your home or workplace. All equipment provided Free Consultation. Discounts on block bookings www.4fitnessandhealth.co.uk Diet Plans, Nutrition advice, Cardio, Boxing, Weights, Core building, Rehabilitation, Stretching and Flexibility Call Carly to book your free consultation 00351 926 671 132 Over 10 years experience 8

A mix of cafeteria, bakery and SUMMER Ruy Barros pastelaria, where the concept SPA PACKAGE Hairstyling & Beauty Salon is to join different styles and eating habits in the same space. 3 for €49 Ladies & Gents Specialsing in Paleo foods » Back, Neck and Shoulder Welcome to our new Massage space in the centre Address: Rua da Liberdade n26, Tavira of Tavira! With a Facebook: 'À da Marta' » Hot stone therapy professional and » Deep cleanse facial friendly service. Telephone: 00351 962 480 768 » Eye collagen treatment Cut, colouring, Email: [email protected] » Mini anti aging facial perming, hair extensions, hairstyling, » Foot and Ankle Massage hair treatments, massages, face/body Open: Everyday 8am till 7pm » Bright eyes treatment treatments, make up artist, epilation, Saturday 9am till 3pm, Closed Sunday » Lip collagen treatment laser, lash extensions, gel nails, nail art, gel polish and much more. PAMPER YOURSELF, YOU DESERVE IT... MON - SAT 09.00H - 19.00H All year I look forward to seeing you... Travessa Zacarias Guerreiro No16, Tavira Tel; 919 630 255 Tel +351 281 023 636 [email protected] Mob +351 964 888 810 or 913 999 906 Email: [email protected] Rui Barros Cabeleireiros e Estetica ADVERTISE YOUR BUSINESS HERE! IF YOU ARE READING THIS THEN YOUR CUSTOMERS WILL BE TOO! CONTACT INFO@EASTALGARVEMAG FOR MORE INFORMATION! www.eastalgarvemag.com 9

Charity APAR The ‘Associação para protecção dos animais de rua’ do an incredible job in caring for stray dogs, incredibly re-homing 123 dogs in 2019. Find out how you can help A PAR - Association for the Natalia was able to create a new and even possible to give each dog the attention that it Protection of Animals in better shelter. The help and support received needs. Moncarapacho began in 2010, from others who love animals was incredible More hands on deck would always be welcome when the founder Natália and the new site is situated in an area which and there are so many small but vital roles to discovered some abandoned does not disturb the local neighborhood and fill. Daily tasks involve trips to the vet, adoption dogs in the Moncarapacho and Fuseta area and which also gives the animals the best chance to check ups, fundraising, home visits, shelter offered them a small space in her home. This live ‘normally’. The site is larger than the original cleaning, puppy and dog training and all of area was expanded with time and separated one and is also more diverse with open areas for these jobs are done on a 100% voluntary basis. to accept more and more animals who had exercise and socializing. In addition to the daily care provided, a small suffered on the streets with a lack of regular food The goal of providing a better life for APAR’s dedicated training area is being set up. The idea and shelter. It became apparent that there was ‘guests’ is a site which is providing a home for of the project is to teach shelter dogs the very an incredible level of suffering that many street a constant stream of unfortunate and unlucky basics of how to obey commands and is being dogs were being subjected to through a lack animals who would otherwise have no chance supported by well-known Tavira-based dog of available food, water, shelter and for many to survive. With a relatively small but extremely trainer Nuno Nunes together with a small local who needed it, some medical attention. What dedicated team of volunteers they work on a charity ‘The Frankie Foundation’. Selected dogs was also shocking to her was the lack of shelter rotational basis. are brought from the shelter to Tavira each week or simply the means to be cared for just wasn’t Their common aim is to provide the best possible and in small groups both the volunteers and the available for them. There were simply too many quality of life for dogs in their care. The team dogs receive invaluable tips from Nuno. homeless animals roaming the streets and in a communicates through a dedicated Facebook Ideally the dogs would receive some ‘leash’ very short time the numbers who needed help volunteers page and each and every volunteer time each day and with some structure they was quickly on the increase. Natalia had to do is committed to the same goal. Every morning would become increasingly more socialized. something and she did. the volunteers come from all over the local area Not only does training serve to keep the animals Unfortunately in 2019, after a lawsuit filed by a just to clean the kennels and provide some both mentally and physically fit, it should also neighbour the ‘Old APAR’ had to close down so human contact for the dogs. The enclosures are help to get them one step closer to finding their Natalia and the small team of volunteers had the now large enough for the dogs to eat, play and forever home. task of finding new land and starting work on socialize but they also need daily attention and It goes without saying that aside from the creating a brand new APAR shelter. It was a time human contact. It is important both physically exercise and training, the APAR team also loves of great uncertainty and stress simply because and mentally that the animals receive their to pamper the dogs and they would welcome the project depends upon and survives entirely daily exercise and there are enclosed areas just any help to do that also! from external donations. After a lot of fighting, outside of their pens for them to do just that. All of the dogs at APAR are vaccinated and soul-searching and struggling to achieve what Of course it’s not always easy and owing to microchipped and they also receive internal and was looking almost impossible at one point the small number of volunteers it is not always external deworming. They are also sterilized 10 www.eastalgarvemag.com

Places as soon as it is possible and they receive Tel: 00351 281 326 197 or 00351 920 039 424 veterinary treatment which are all paid for Rua Dr. Jose Padinha, No126A, 8800-354, Tavira by the shelter which is supported entirely by donations. Each and every day the team Facebook: DAWAT INDIAN RESTAURANT are very aware of the costs involved and the chance to relax financially just never comes. EAT INSIDE, ON THE RIVERSIDE TERRACE OR TAKE-AWAY The amount of costs simply to buy food and water, pay the endless vets bills just keep 11 coming but the goal of the shelter is to create the best possible situation to help dogs and make their lives inside the shelter comfortable and happy. In 2019, APAR successfully found homes for a staggering 123 dogs and so far in 2020 (until May) this figure is already 112. The work is not done there however as the adopted dogs progress is followed carefully in all cases after the adoption and most cases end very happily. Another Facebook page is also used showing all of the happy adoptions and its a lovely way for the team to see the good that they are doing. Sadly in some cases adopters find that a dog means commitment and that it is not always as easy as they had imagined and in some rare cases the dogs are returned to the shelter. At the moment there are just over 60 dogs currently being cared for at the shelter. Each dog has a story which goes with it and not all of these stories are nice. Some of them have been badly treated and in some cases they have been beaten, others have been simply victims of neglect and have been starved or left in some terrible situations to fend for themselves. Each and every dog is cared for by APAR regardless and shown love by the volunteers in the hope that one day they will find their real forever home. As you can imagine, the work that APAR does is emotionally and often physically draining but the reward of finding homes for these poorest of canine souls drives them on every single day. Nothing is more important to the team than to fight with determination and strength and to try to improve the animals’ lives. As a volunteer, Caroline Rose explained “You get the biggest smiles when you walk into the shelter. The dogs are so happy to see you and love getting pets and attention. It’s hard because you fall in love with so many but knowing you are doing something to help them find their happy homes is the best feeling.” The Frankie Foundation provides funding for weekly training sessions with the dogs. This is an enormous help towards their socialization and adoptability - they get used to being in a vehicle, being outside the shelter, meeting new people, learning to walk on a lead, sit and other skills. The shelter would be very grateful for any help and involvement of those who would like to help their cause and they are actively looking to grow the team and they invite anybody interested to know more to visit the APAR family at the shelter. If you are indeed able to offer any kind of help, be it financial, physical or anything else that you feel would improve the lives of the animals, please do contact APAR. Every little helps. Email: [email protected] www.eastalgarvemag.com

Health Algarve Writing Competition D uring ‘lockdown’ we ran a writing competition with all proceeds being donated to APAR, the association for the protection of animals. The three judges were Richard Bassett (Editor), Roseane baur de carvalho (APAR), and Vaughan Willmore (Writer and Organiser). The quality of the stories we received was fantastic and we’re delighted to reproduce below the winning entry ‘Look Up’, from Tavira resident Sara Chamberlain. Well done Sarah and to everyone else who entered! Thank you so much to everyone for your support to APAR. We’ll be looking at other opportunities to promote local writers and charities in the coming weeks. Melhores cumprimentos, Vaughan Willmore LOOK UP The current lockdown has involved us watching a lot more films on TV than going and not up. honeysuckle whilst gazing at a blue sky with usual. Some good, some bad and some The lockdown has also meant that we can no plane trails whatsoever. I look up and see downright ugly and weird Daniel Radcliffe spend a lot of quality time with our cheeky little a flamboyance of flamingos flying over the salt having guns surgically attached to his hands Podengo APAR foster dog Rudi. Armed with a pans. lasted about 10 minutes before we turned it off good supply of poo bags we head off into the I look up in small streets and see the red and and had to watch a well loved sitcom to cheer ghost town of Tavira, hoping not to run into any black MEO fibre boxes fixed to walls and am us up. cats en route, which is not easily done. a bit jealous of my neighbours superior internet We saw a pretty good film recently. I cannot I look up and see the most glorious sun rises speed. I look up and marvel at the myriad of remember the title but it was a romcom with whilst on our early morning ablutions walk. wires that weave from many houses to one a dark haired Daenerys Targaryen in it, which I look up and see a gorgeous chandelier in a precarious electrical connection and wonder is more than enough of a recommendation for spectacular room I have never seen before how it stays secure during the recent storms, both of us. The film had the overriding message above a shop we frequent often. I look up and but am thankful it does. that people should look up more often as they see incredible stone carvings on government Looking up and seeing what is around us is spend too much time looking down at their buildings and wonder who created them and great advice and something I hope to be doing phones and ignoring the world around them. how long it took them. for a long time to come and in a town a lot My husband doesn’t have a mobile phone and I look up and see the beautiful spring blossom busier than it is now. I never look at mine whilst walking, but we do in trees peeping over absent neighbours walls However, a cautionary word, you are seriously both tend to look forwards at where we are which will not be pruned back for some time. advised to look down whilst walking on grassy I look up and breath in the heady aroma of areas . . . 12 www.eastalgarvemag.com

La Baguette Art For FRENCH BAKERY IN TAVIRA Everyone Fresh bread, croissants & pastries made daily using French flours on site! Teas, coffee, chocolate and fresh orange. See Facebook for details: 'La Baguette Française De Tavira' Located close to the castle, 20 rua Dos Mouros Tavira T: 281 403 070 E: [email protected] OPEN 7 DAYS A WEEK Mon to Fri 10am - 6pm, Sat & Sun 10 - 3 Find us at Travessa Jacques Pessoa, 8, TEL +351 967 195 619 Tavira, 8800-374. Benamor Golf Pick up your FREE copy of Telephone 96 201 2111 To Tavira EN125 the East Algarve www.taviradar tes.com Magazine here! taviradar [email protected] Conceição WE ARE HERE To Cabanas www.eastalgarvemag.com 13

Places Tavira... 500 years a City She may be looking a tad lonely on this special day, but rest assured, the residents of Tavira will make up for the missed celebrations. 14 www.eastalgarvemag.com

Tavira is sometimes referred to the “ancient village of Tavira” to a city, by In the 8th century, the Moors occupied as the Venice of the Algarve emitting a letter which listed all the rights, Tavira. They built the castle, probably on the and one of the true gems of privileges and duties a city had in the site of a Roman fortress, and two mosques the Eastern Algarve. Straddling Kingdom of Portugal. and In 1242 Dom Paio Peres Correia the River Gilão, its charm and Tavira’s origins date back to the Late Bronze reconquered the town. predominantly low-rise architecture set it Age (1000-800 BC) and in the 8th century As the port closest to the Moroccan coast, aside from most other resorts in the area. before Christ, it became one of the first Tavira became important during the Age Tavira boats a seven-arched Roman Bridge Phoenician settlements in the Iberian West. of Discoveries, serving as a base for and has fine Renaissance architecture, The Phoenicians created a colonial urban Portuguese expeditions to North Africa, numerous churches, tree-lined squares centre with walls, two temples, two supplying provisions (especially salt, wine and for sure, a certain romantic flair. Here harbours and a stable urban structure. It is and dried fish) as well as a hospital. Its in Tavira there are also fine examples of thought its original name was Baal Saphon, maritime trade also expanded, with exports medieval houses complete with Gothic named after the Phoenician god of Thunder of salted fish, almonds, figs and wine to windows and magnificent doorways and it and Sea. and this name later became Balsa, northern Europe. By 1520 it had become is also a lively trading town with a vibrant used by Romans in the area. the Algarve’s most populated settlement fruit and vegetable market. The Roman settlement of Balsa was just and it was then that it was raised to the rank On March the 16th, the town celebrated down the road, near Santa Luzia (3km of city. the 500th year since it was designated a west). and Tavira (then called Tabira) was an It was the Moorish occupation of Tavira, ‘city’ by the Portuguese Kingdom. It was on important link in the route between Castro between the 8th and 13th centuries and March 16, 1520, King D. Manuel I elevated Marim and Faro. the Islamic occupation that left its mark on www.eastaalgarvemag.com 15

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agriculture, architecture and customs of the welcomes everyone. urban centre in the Algarve, benefiting the Algarve. Decline began in the early 17th century when city with strategic importance for support, That influence can still be seen abundantly the North African campaign was abandoned defence and maintenance. Its richness is in Tavira today with its whitewashed and the Rio Gilão became so silted up that attested by the large number of military, civil buildings, Arabic style doors and of course large boats couldn’t enter the port. Things and religious buildings that arose during rooftops. Tavira’s castle, two mosques and got worse when the plague struck in 1645, this period, especially the Renaissance palaces were built by the Islamic people and followed by the 1755 earthquake. works of the architect André Pilarte, and the famous seven-arched “Bridge”, thought After briefly producing carpets in the late with its natural beauty, sitting at the foot of to be Roman, was actually built in the 12th 18th century, Tavira found a more stable the Ria Formosa, protected natural park, it century by the Islamic people. income in its tuna fishing and canning is sure to continue to attract global visitors Today the beautiful city of Tavira is industry, this too declined in the 1950s in the future. This years celebrations were appreciated by thousands of International when the tuna shoals moved elsewhere. cancelled due to the worldwide pandemic tourists from around the globe destined Today, tourists gravitate towards the city to but as a community Tavira and the entire to see the calm waters of the Gilão and dine in it’s many fine and reasonably priced region and country has joined to enforce the wonderful sunset skies above the city, restaurants and cafes and relax in beautiful measures to protect the population of 2020. Featuring 37 churches and many 18th surroundings welcomed by the Portuguese We all look forward to new beginnings in the century buildings, Tavira is now known for and international residents. future and sharing our beloved city in all its being a charming laid back city, mixing local The Portuguese expansion of the 15th and glory. life and one which values its heritage and 16th centuries has made Tavira a prosperous www.eastalgarvemag.com 17

Ellen McCallum is a UK trained Naturopath and Nutritional therapist recently moved to the East Algarve.With over seventeen years of experience helping people to overcome chronic disease conditions through nutrition and naturopathy she is also a certified practitioner of the Bredesen protocol to reverse, treat and prevent the cognitive decline of Alzheimers. In recent years, the world of human health has seen a huge expansion in the understanding of the interactions between our body, in all its levels, and the environments and experiences we live in. Many more tools are now available to help identify the specific drivers of disease, such as genetic information and a wide array of testing to understand levels of hormones, vitamins and minerals, heavy metals, inflammation markers, chemical toxins and presence of toxic moulds. I approach treatment very much according to the naturopathic view of health but quite often use testing in chronic cases to help get to the genetic and physiological roots of the matter. My very first client was a young girl with ME who had been unable to finish her university degree and become bed-bound. With fantastic support from her parents she changed her diet and employed several naturopathic techniques to support her body. Within 6 months she was able to take on part time work and eventually returned to university to finish her degree. Today I use many of the same techniques as I first did but with the increasing use of chemicals in our environment find that specific detoxification support and hormone balancing are often needed. My work with brain health is a good example of this. Most of us have been touched by dementia in our lives, whether as patients, carers, family or friends. The loss of normal skills for daily life can be heart-breaking and, until recently, there has seemed little hope of either treatment or prevention. However, a new therapeutic approach to treating neurodegeneration is showing remarkable early results. The Bredesen ReCODE (Reversal of Cognitive Decline) protocol, developed by American neuroscientist Dr Dale Bredesen from over 30 years of research, is a multi- faceted and personalised approach to the treatment of Alzheimer’s. 18 www.eastalgarvemag.com

People NUTHROIWTION BOAFDFEYC&TSMYOINURD In his seminal paper, ‘Reversal of include lifestyle changes, dietary strategies cognitive issues, depression and allergies. cognitive decline: A novel therapeutic and a range of herbal and supplemental From a naturopathic perspective, illness has program’ (published in the journal Aging, support. a cause, symptoms are merely expressions September 2014), Dr Bredesen described a In the words of a recent client: of the body attempting to defend or adapt personalised programme based on treating “My mother died of Alzheimer’s when she itself in order to heal. Hence, merely treating the underlying mechanisms of Alzheimer’s was relatively young, so I read Dr Bredesen’s symptoms can make the problem worse and disease. Out of 10 case studies, nine showed book. I found it both reassuring as well as what is needed is to identify and address enough improvement to return to normal life overwhelming. the root cause – or more likely causes of the activities. In a subsequent study, more than Where do I start? symptoms experienced. 100 patients showed improved symptoms. Luckily, I found Ellen who took time to For more information on how naturopathic Meanwhile, hundreds of people around the understand my history in an empathic way. nutrition can help, Ellen’s website is: www. world are already using the protocol to help She then talked me through what tests I thenaturopathicnutritionist.co.uk alleviate or prevent cognitive decline. needed & when the results came back, For information on upcoming events and In the brain there are nearly 10,000 synapses she quickly appreciated why I got certain talks visit Ellen’s Facebook page: Natural or connections which are needed for us to symptoms in a way that no other medical Nutrition Tavira. speak, learn, remember, find our way and professional ever has.” Ruth Ellen offers consultations in person near make decisions. This approach to health is effective for a Tavira and via Zoom for those further afield. The health of the brain can be thought wide range of physical and mental issues. Mention that you have seen this article of in the same way as bone health. Our A particular condition can be triggered in the East Algarve Magazine for a 20 % bones have bone building activity and bone by many different things, for example IBS discount on your first consultation. ellen@ breakdown, an imbalance of these are may be caused by food intolerance, stress, thenaturopathicnutritionist.co.uk what leads to problems like osteoporosis. inflammation, mould sensitivity etc and Tel: 963 028 034 Similarly, the brain builds synapses and likewise inflammation may lead to many breaks them down and what the scientists different symptoms including IBS but also discovered was that people with Alzheimer’s were on the wrong side of the balance. Dr Bredesen’s research revealed that at least 36 metabolic factors contribute to the symptoms of dementia and Alzheimer’s and that any one of these or combinations of them can trigger ‘downsizing’ in the brain. Broadly speaking the factors fall into categories, including: ● Inflammation, which can be caused by many things including stress and viral infections such as Lyme disease. ● Glyco-toxicity, the so-called type-3 diabetes ● Metabolic problems such as hormone or nutrient deficiency ● Toxicity which can come from environmental factors such as mould or heavy metal exposure. Which of these factors are actually contributing to an individual’s symptoms varies - depending on their current health, lifestyle, past experiences and genetics - and can be discovered through testing. From there treatment is personalised to www.eastalgarvemag.com 19

PROPERTY SALES Contact Smartamoves: PROPERTY RENTALS Contact Smartavillas: Mobile +351 915 744 005 Office +351 281 027 082 Mobile +351 913 692 170 Office +351 281 027 089 Email: [email protected] Email: [email protected] The Smartafamily hopes all our clients, business partners and friends are safe and well. These are testing times for all of us, but we would like to assure you we are open for business - and for the safety, security and preservation of our company, we are working with a smaller team, until the end of June. Our priority right now is to work towards the Clean and Safe seal from the Turismo de Portugal to ensure that our properties are 100% safe for our guests. And we are proud to be Portuguese! The country has adapted well, supported businesses like ours and defined clear operating standards for us to follow. We are welcoming new properties to rent, or to sell - And we offer you no gimmicks, no waffle and no mixed messages - just a straight-talking and hard-working team with a clear focus on reviving tourism in the Algarve. We look forward to seeing old or new clients and guests very soon and wish you and your families all the best. Rachel Robinson, Director, Smartavillas. RUA MARIA HELENA VIEIRA DA SILVA 15, MATO SANTO ESPIRITO 8800-601 TAVIRA 20 www.eastalgarvemag.com

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Property An update for homeowners and their guests for the summer season PROPERTY MANAGEMENT HAPPY HOMES ALGARVE By Robert Bijker, Director of Land and ALGARVEAN COTTAGES V I LLAS A PA RT M E N T S TOWNHOUSES QU INTAS Houses Algarve and Happy Homes Algarve is currently looking for additional good quality Yellow Homes rental Villas and Apartments to offer to our customers for next season. If you have a property to let, please contact us for more details' Various European airlines are preparing to resume flights Confused about the new rental law? from Northern Europe to Contact us for specialist advice. Portugal albeit at a lower frequency. Some resume h a p p y h o m e s l da. Contact us today: 281 320 283 daily flights in June, Ryanair is w ww.p o r t u g a l - a c c o m m o d a t i o n . c om starting from the 1st of July. Most are starting R ua Dr. Parreira 1 37 below 50% capacity of the previous year, next to Barclays Bank so we are not expecting that this will lead to 880 0 - 3 46 T av i r a overcrowding on beaches etc. Its a good start to gradually get back to a more normalised REAL ESTATE LAND & HOUSES ALGARVE situation. Follow the instructions from health organisations to stay safe and healthy. GOLF PROPERTIES VILLAS A PA RTMEN T S T O W N H OU SE S PLOTS - The beaches are open again for the summer season. Each beach will have a LHV - 1062 maximum capacity of people. The Portuguese Environment Agency (APA) has published Covering the whole of the Algarve as independant real estate agents, we can provide you with unbiased advice when you the maximum capacity for all beaches. For decide to purchase a property and can introduce you to a wide choice of reputable mortgage banks, architects, lawyers, builders, an overview for the East Algarve see https:// charteredsurveyors andinterior designers. We have been in business for over 16 years, finding the right property for countless satisfied apambiente.pt/_zdata/DESTAQUES/2020/ clients. We currently have over 900 properties available online and would be very pleased to help you find your ideal home. Epoca%20Balnear%202020/APA_Lotacao_ Praias_Algarve_VVRSA_Sotavento.pdf If you are the owner of a good quality Contact us today: 281 320 281 - In order to build back trust with holiday property and wish to sell, please contact www.l an d an d h ouses a lga r ve. com makers, the national tourist authority (Turismo us to arr ange an appoin tment de Portugal) has created a Clean & Safe stamp of approval (see image above). This stamp is TAVI RA VI L A MOURA to promote tourist confidence in the safety & hygiene of various areas of the tourism industry Rua J osé Pi r es Padi nha 1 78 N1 25, B enf ar r as, B ol i quei me including Alojamento Local. The program 8800 - 354 Tav i ra 810 0 - 068 B ol i quei me ensures that various hygiene and cleaning measures are taken in order to prevent and 22 control COVID-19. These measures are based on the recommendations of the Directorate- General for Health (DGS). Thus reinforcing the tourist´s confidence in the safety of the accommodation. - For those homeowners who use Airbnb for their bookings is it worthwhile knowing that they lost a court case in The Netherlands regarding ‘double dipping’. In March 2020 the court ruled that Airbnb cannot take fees from both the owner and the renter and said they are in www.eastalgarvemag.com

Property violation of a court ruling in October 2015 barring publicity, plummeting bookings and revenue. reservations being cancelled due to Covid-19 intermediaries from representing/charging - An interesting proposal was made for owners and travel restrictions. both sides in all property related matters. The of Alojamento Local properties in Lisbon. We hope you will enjoy the summer season. company said it would appeal against the The council is keen to alleviate the affordable Stay safe, healthy and happy. ruling. Approval ratings from homeowners had housing shortage and is offering to rent AL already reached a new low as Airbnb decided properties for a period of 5 years. During this Robert Bijker Director to refund all booking cancellations without the period the owners are exempt from income Happy Homes Algarve consent of owners. The communication with and council tax and the council guarantees Rua Dr. José Pires Padinha 178 8800 - 354 owners has been disappointing. The company the rental income. If councils in the Algarve Tavira Tel: 281 320 284 planned to go public this year. However the follow Lisbon’s example it could be beneficial www.portugal-accommodation.com IPO is likely to be postponed due to negative for some homeowners who have seen their [email protected] Free holiday rental accommodation offered to frontline healthcare workers Happy Homes Algarve apropertymanagement Bijker, managing director of Happy Homes vary from modern to exclusive Algarve. Some of these homeowners have family apartments, village houses and company based in Tavira working in healthcare and know first-hand what luxury villas. ‘The general feeling kind of ordeal these people are going through. from the owners and our team in in the East Algarve have ‘As a company we are offering our services free these uncertain and testing times of charge for both the homeowners and the is that it is very rewarding to be started a campaign offering healthcare workers family during their stay. The able to show our appreciation to motivation of our staff to support is very high.’ the carers. We are very grateful for a one week’s stay in Self- Various homeowners who have their property their work. This is our way of giving under management with Happy Homes have something back, something that catering accommodation free of charge to the donated a week’s stay completely free of we have control over’, said Nidia charge for the healthcare worker and direct Gonçalves of Happy Homes. healthcare workers who are at the very forefront family to be used during the months of July, Contact has been established August and September. This allows them to with the most affected hospitals of the fight against Covid -19. These workers enjoy a well-deserved break without having to in the center and north of Portugal worry about the costs of the accommodation. and they are being asked to are risking their own lives to save the lives of The holiday homes that have been donated provide a selection of people who they think are most entitled to this offer. The allocation others and often working around the clock. In of holiday homes to healthcare workers will be made either under the supervision of a law firm many cases they have been separated from or notary to ensure the correct procedures are followed. their own loved ones for months just to keep If you are the owner of a fully licenced holiday rental property in the Algarve and would like their family safe from the deadly virus. to give something back to these wonderful people, please donate a one week stay in your ‘When we approached the homeowners and property free of all costs. Contact Happy Homes Algarve for further informed them about our campaign their information. reactions were very heart-warming’ said Robert Happy Homes Algarve www.portugal-accommodation.com Email: rentals@portugal-accommodation. com Phone: +351 281 320 284 www.eastalgarvemag.com 23

Property 24 www.eastalgarvemag.com

Property of the month Apartment 1 Bedroom Refª: HOME1955A Location: FUZETA Price: 175.000 € www.russell-decoz.com [email protected] call: +351 289 792 785 +351 963 085 580 Welcome HOME - since 1992 Russell & Decoz real estate, mediação imobiliária AMI license nrº 870 @russelldecoz www.eastalgarvemag.com

Property Casa Anibal R/C loja B, Estrada da Manta Company AMI 7673 Rota 8900-038 Vila Nova de Cacela Office: Tel/Fax 281 952 820 EastAlgarveM A G A Z I N E Mobile: 00351 911 041 862 SALES: PROMOTE YOUR www.algarvemantaproperties.com BUSINESS WITH US RENTALS: www.algarvemanta.pt EMAIL: [email protected] FROM ONLY €65, UP TO €295 FOR NEW INSTRUCTIONS!! A FULL PAGE CABANAS DE TAVIRA, MANTA ROTA, 215.000€ 235.000€ Ref 2590 If you would like to Ref 2592 promote your • 2 Bed 2 bath apt with shared pool • 3 Bed 2 bath duplex apartment • Fantastic complex with pool • Small condominium business with the East • Close to shops, cafes, facilities • Parking patio Algarve magazine • 1km to beach • 1Km from manta rota beach contact us on • Air conditioning • Air conditioning • Garage parking and storage • Open plan living kitchen [email protected] • Lift from garage to apartment • Various verandas total 30m2 or Tel 961 700 200. • Veranda with bbq • Nearly new • Great rental potential • 400m from facilities As an advertiser you automatically become a distributer, and will be provided with a number of copies to issue to your customers. MAIN OFFICE – (Waterfront) Algarve Ava Ria Formosa, Centro Comercial roof & Loja 2, 8800-591 Cabanas de Tavira property TEL: 281-370277 Mobile: 91 7212498 renovations OFFICE – E.N.125, Cevadeiras, From leaks in roofs and 8900-024 Vila Nova de Cacela balconies, to complete TEL: 281-951165 Mobile: 91 2177055 renewals. Guttering EMAIL [email protected] supplied and fitted, flat LICENÇA No 504-AMI WEBSITE www.estealgarve.net roofs specialists and 2 BED. APARTMENT W/ ROOF TERRACE - SEMI-DETACHED 3 BED. TOWNHOUSE complete property CABANAS - On 2nd/top floor with an area of W/ GARAGE AND S.POOL - NEAR VILA renovations inside or out; NOVA DE CACELA - brand new, 201m2 All maintenance work, 76m2 , in a development in a 211m2 plot, 2 kms from all amenities painting, jetwash service with 4 s.pools and within walking distance to the and 4 kms from etc. beach access and all Manta Rota beach. amenities. Large terraces The house has Call Jason (30.50m2 + 28.50m2). a loft (36m2) . Tel: 960 136 445 Sold furnished and ***ENERGY CLASS or 281 324 602 equipped. ***ENERGY - B €330.000 [email protected] CLASS - D €225.000 www.eastalgarvemag.com 26

Multi-award winning luxury estate agents in 350 locations worldwide SELLING YOUR PROPERTY? Let us promote it at our spring events! LONDON, HONG KONG, PARIS & DUBLIN We have a busy schedule of international events planned this spring, with shows in March, April and May already booked in London, Dublin, Hong Kong and Paris. After an outstanding year in 2019 we are now searching for new listings to offer to our growing client base of international buyers. These events are just an example of the many marketing initiatives that set us apart from the competition. To find out more about our marketing, or for a free market appraisal on your property, contact Fine & Country Tavira FINE & COUNTRY TAVIRA (Fine Estates Lda) AMI 11564. Avenida Engenheiro Duarte Pacheco, n.˚54, 8800-537 Santa Luzia Office Tel: 281 023 263 | [email protected] Emmanuelle Deschamps 919 025 200 | David Holder 919 00247100 www.eastalCgeanrtrvael Amlgaargv.ec(oAmlmancil) 289 396 096 | West Algarve (Carvoeiro) 282 341 140 | [email protected]

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3 bedroom top floor apartment, Tavira centre Refurbished Spring 2019, Wooden deck terrace with amazing views, 4th floor with elevator Ideal for investment 295.0000€ By Gunnar Ståhl from Sweden. 3 bedroom villa with amazing views Taken on an iPhone 11. South facing Villa with 2500 m2 land “A picture taken when we went Located in Eiras – Santa Catarina, 15 minutes drive to home from The Black Anchor. And then some filter in the iPhone. Tavira. Well worth a visit! Two minutes work.The Roman Price on Request Bridge is beautiful as Tavira.” ALGAR VILA, Lda www.eastalgarvemag.com Since 1986 (AMI 431) Travessa das Cunhas, nº 29, 8800-372 Tavira, Faro (+351) 281 324 115 Tlm. 00351 963 660 971 Email: [email protected] www.algarvila.com 29

Home insurance Solicitor Great cover for your home and contents specialising in: from the expats leading broker! Real Estate • Tailor made home insurance policies Property Conveyancing • All risk cover for specified items Family law • Optional cover for valuables outside the home Power of Attorney 281 325 842 English, French and Spanish speaking [email protected] Telephone: +351 281 321 794 www.ibexinsure.com/tavira Mobile: +351 963 096 407 Car Home Motorbike Pet Health Boat Business Community Email: [email protected] Tr. Das cunhas n.º 35 8800-372 Tavira MONTE da PALHAGUEIRA VILLAGE Villas from: £140,000 Ι Apartments from: £95,000 DESIGNED FOR THE OVER 55’S Monte da Palhagueira offers 33 houses and apartments, exclusively designed for the over 55’s. Set within a traditional village development of 22 acres, just 20 minutes drive from Faro International Airport, the village nestles in the tranquil and picturesque hillside of Gorjões, Faro in the Algarve. EXCELLENT FACILITIES The village offers many unique features, including its own own Anglican Church, public restaurant, tennis court, two swimming pools and an ornamental lake, all set within traditional village surroundings, bounded by stone walled lanes and terracotta tiled buildings. COMPLETE PEACE OF MIND In addition, village properties all have access to British trained medical staff, on duty at all times, via an aid call system linked to the village nursing home. MAKE AN ENQUIRY EMFMEFoo--omormrnnffatautueieirlrl:tdtd:hhmamaeePrdrPoapiainnlnlvhtfhfeiaooladglrrgaaummpugeaaeeiartl@ithairiooaaaVngnmViuplpeilelalsleilgerabaaeagus@,seereG,ycgGcaoomobrnonabjrtôitaejlôae.cycscet.o,ctso8m,CA0m8ll00ieΙv05Wxe5-aW4-eRn48bed88o:b8rbwSe:SetwwNatra.twwes.BwvB.oare.arernsbretbit+aoriarren+aermam+3de5+deen13enNt52tvNv1e8iilxe9l2llexaa89,egg99A,ee09Appl99gool00agrrr0att9vuur0evgg0,aeaPl,l.o.cPcoroot..ruuutgkukagl.al. Part of the Amesbury Abbey Group, Church Street, Amesbury, Wiltshire SP4 7EX www.amesburyabbey.com 30 www.eastalgarvemag.com

Places 2 double bedroom apartment, Centre of Tavira Large sunny private terrace overlooking the church and city. Lounge with air con/ heating, bathroom with bath tub. Shared kitchen with the owner only. Available for long term rent from October 2020. Telephone 916 881 149 31

32 R. de Sant’AnnaTo Maria Nova Hotel, RESTAURANTS Community R.Borda dNomad Cocktail 1 Abstracto Beco de Santana 2 Copos and Petiscos 3 & Tapas Bar R. Dr Antonio cabriana 3 DAWAT Indian Restaurant 4 Alvaro do Campos R.Joao Vaz corte Real 1 R. Alm. Candido dos Reis R. Alm. Candido dos Reis 4 REAL ESTATE 25 1 Land and Houses 5 2 LWL e 5 1 PRo.eJtoaseEmJoilaiaqnuoimdaJaCraosta 3 Fastighetsbyrån R. Jacques Pessoa 4 Proluna 3 Agua da Asseca 8 R. 5 Algar Vila 2 2 HEALTH & BEAUTY Bus 1 Elle Station R. Silva Domingues 2 Rui Barros 3 Thai Massage Expert R. dos Pelames 4 4 Buaka O Tavira R. Gonçalo Velho Roman Pingo SERVICES Bridge Doce 1 A.F.M. Accountants Tavira 2 Ibex Insurance CastleCalçada de Donna Anna sa da FonteTraves Praça da Republica R. dos Cais R. Eduarda Lapa 3 Rui Horta Lawyer R. Dom Paio Peres Correia Calçada da Galeria lia Rodrigues 4 Maria Luisa Cabeçudo tc R. Dr. Jose To Tavira train Solicitor station and Lidl 4 3 Pires Padinha MaOrkldet 5 Casa Serviço 1 Elle Salon 2 Ruy Barros R. Dr. Augusto R. Ama 3 PLACES TO VISIT 3 Thai Massage 1 Casas das Portas 7 ibelle R. da Liberdade R. Dom Travessa Dr. Parreira 6 R. Palmeira R. Dr. Jose Beach 2 Casas das Portas Marcelino Franco R. Ferry 3 Kozii store R. Monialvao 5 Pires Padinha 1 4 Kozii store Carlos Palma 4 Dr. Parreira 5 Tavira D'Artes 6 Blossom 3 7 Ibelle 8 Florentinta 3 R. Silva 9 Artesis Galeria R. Primeiro de Maio 2 R. Primeiro RR..4dasdeSaliOnuatsubro BARS & CAFES Av. Dom Manual 1 1 La Baguette R. Dr Silvestre Falcão 4 2 de Maio 2 Somewhere Else 1 (Daves Bar) 3 Nomad Cocktail & Tapas Bar R. das FreirasR. João Arias Vila Gale Hotel c Tavira Câmara t Tourist Information 1 La Baguette 6 To A Casa di 9 Artesis Galleria Carlo e Franco (Quatro Aguas) 7 Terra Verde TAVIRA

AbstractoRestaurante Tel: Chuttcha +351 924 289 594 • Foot Massage (Reflexology) Traditional Portuguese Cuisine Vorakorn +351 925 431 636 • Oil Massage • Traditional Thai Massage Facebook: Thai Massage Expert • Therapeutic Massage for Pain Relief • Sport Massage (Deep Tissue) Av Dr. Mateus Teixeira de Azevado TAVIRA, 8800-379 Loja No 24 From the station walk down to center Rua Dr. Antonio Cabrera, 34 Thai Massage, Olhão 8800-344, tavira Tel 937 037 712 A typical Thai space, where you can find peace to enjoy different types of [email protected] massages and personal care. Gardens Square Roman Rio Bridge Avenida da Republica, 105, loja 12, 8700-308 Olhão Gilao Tel: 915 509 781 Restaurante See Dok Mai on Facebook Abstracto Specialized in Property Management and Bishops Holiday Lettings in the Eastern Algarve. Square Our office is in Tavira, where we have been Restaurant.Abstracto.Tavira based since 1989. Rua Almirante Cândido dos Reis, 142 8800-318 Tavira www.casaservico.com Office hours: Monday to Friday – 09:00 until 13:00 Land line: 00 351 281 321 764 Mobile: 00 351 96 26 19 022 CPeotip&socsos Portuguese food with a delicious French twist! ♦Draught Guinness ♦Fun friendly atmosphere for all ♦Coors Light the family ♦Large selection of ♦Sky sports & BT sports Ciders Rua Poeta Emiliano Da Costa, 8800-537, Tavira ♦Hot & cold food ♦3pm Premiership served all day kick offs Tel: 916 562 645 Rua Almirante Candido dos Reis. Tel 926 763 653. 33

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We meet James and Katja, the owners of the recently opened Cafe Bar 22 to find out how they came to live in Tavira, and also what they have on offer at this perfectly located establishment Cafe Bar 22 sits on the Giláo interior to a polished white canvas, with career has been in occupational therapy, River in the beautiful and decorative pieces of wall art and stylish specializing with children in particular. historic City of Tavira. It’s retro furniture. When their own children reached their location is arguably the James and Katja’s vision for the project twenties, James and Katja decided best, with breathtaking began after seeing the building was for it was time for a change of life-style. views of the city skyline and cool sale a few years ago. They had visited the East Algarve many breezes from the ambient River. A chic, James, from Norwich has a long and times, over the previous five years and traditional and modern space, Cafe Bar very successful career in the financial they did not hesitate at the opportunity 22 opened on the 18th May 2020, after industry working globally and spending to relocate here after seeing the cafe/ renovations to completely update the many years in Frankfurt where he met bar for sale in an Estate Agents window. kitchen area and tastefully bring the his charming wife Katja. Her esteemed Prior to deciding on Tavira James has www.eastalgarvemag.com 35

Community Photographs: Anja Schøler Sørensen 36 www.eastalgarvemag.com

studied ice cream making in Bologna. value for money. The menu is wholesome this time. Wine tasting and music evenings Katja loves to cook and together with their and derived from locally sourced fresh are planned for the future and as special professional career experience in particular ingredients as well as farm reared meat. insight from the magazine, if you are a wine with people, they bring a new, exciting and James and Katja shop at the local fish and lover, ask for the secret wine list, a menu of elegant place to while away a few hours. food market as well as the organic farms. special wines from Katja and James. The sunny terrace will delight together Their professional touch, attention to See Facebook Cafe bar 22 with specialty dishes, including Smoked detail with a relaxed atmosphere is sure to Rua Jacques Pessoa 22, mackerel and Thai currys. Opening during delight. Cafe Bar 22 offers an international Tavira the Covid 19 lockdown has brought many bar and serves freshly ground coffee from 8800 350 challenges but their enthusiasm and positive Rwanda and Ethiopia as well as regional Telephone 963 928 753 energy has already seen them attract many bottled beers. See their menu online and it’s [email protected] international locals wanting quality and advisable to book your table ahead during www.eastalgarvemag.com 37

People Sara de Melo Castanheira the therapy we is an expert in Occupational Therapy and Quality of Life. She is also the Technical Director of SER Igual, an Association of especial rehabilitation services in Tavira Play is all need right now It´s been said that we are all going through a collective traumatic event play develops social skills, stimulates a child´s people closer together, creating a positive bond, right now. And while we try to shield our imagination and makes kids better adjusted, and resolving conflict and disagreements. Play young children from much of it, they are smarter and less stressed. Play helps children and humor can be an effective tool not just for still touched on some level. to find power where they feel powerless, control attracting the other person but also for overcoming We may think we have masked the stress and fear where they feel uncertainty, and an escape from any awkwardness or embarrassment that arises and anxiety we adults are feeling, but children are the uncomfortable. during longer-term relationships. perceptive. They may not know all the headlines, The importance of play in adulthood Examples of play for children and adults but they can read them across our concerned Just because we are adults, that doesn´t mean Physical play – because emotions are often faces. So much around them has abruptly we have to make life all about work and take stored in the body. It is natural for our bodies to changed. But are we adults looking for ourselves care of others or family commitments. Play in provide an exit for emotions and energy through and taking care of our emotional well-being? adulthood can benefit our relationships, job movement. Simply moving helps our mental In this time of social isolation, we assist an and mood. Somewhere between childhood and state or just run, climb, jump, dance, ride a bike, increase in play in children. Play is full of adulthood many of us stop playing. When we play physical games. opportunities for learning, but it is also one carve out some leisure time, we´re more likely Sensory play – this type of play helps soothe of the most natural forms of therapy they to zone out in front of the tv or pc than engage worry and anxiety because immersing oneself in have available. Play is therapeutic, meaning in fun, rejuvenating play like we did as children. the sensory experience help us become present it has qualities that provide healing, repair But play is not just essential for kids; it can be an and rooted in the immediate reality around us. and renewal. Those therapeutic qualities are important source of relaxation and stimulation You can do activities in water table, sand box or inherent in play. for adults as well. bin, a dirt patch in the yard or a baking dish or Definition of play In these days, playing with your partner, pets storage bin full of dry rice. When children, animals, and adults play, they and children is a sure (and fun) way to fuel your Nature play – ideal combination of physical and spend time doing enjoyable things, such as imagination, creativity, problem-solving abilities, sensory play. Time in nature is restorative and using toys and taking part in games. When and emotional well-being. Adult play is a time to enlivening. we play we engage in activity for enjoyment forget about work and commitments, and to be Creative and imaginative play – structures and recreation rather than serious or practical social in an unstructured, creative way. built out or Legos, paintings, stories, and purpose. Play and relationships dances improvised on the spot is a way of give But play has a lot of benefits for children and Play is one of the most effective tools for external form to whatever lies inside our minds. for adults too. Play relieves stress, improve keeping relationships fresh and exciting. Playing Engaging in dramatic play, pretend play or brain function, stimulate the mind and boost together brings joy, vitality, and resilience to simply “dress up” we become masters of our creativity, improve relationships and your relationships. Play can also heal resentments, universe. Engaging in imaginative play can help connection to others, keep you feeling young disagreements, and hurts. Through regular play, us process big ideas and emotions, even ones and energetic. Play helps to develop and we learn to trust one another and feel safe. that we can´t put words to. improve social skills, teaches cooperation with Play as a tool to heal emotional wounds Board-games – we can heal our minds and others and a very important benefit of play … As adults, when we play together, we are relationships when we play a really good board- play can heal emotional wounds. engaging in exactly the same patterns of game. Just explore the themes that board- A vision of play for children behavior that positively shape the brains of games have and play at home and have fun. Play is essential for developing social, children. These same playful behaviors that So… play is the perfect escape hatch in emotional, cognitive and physical skills in predict emotional health in children can also turbulent times, and you have the benefit of children. In fact, play is a time when your child lead to positive changes in adults. During play being invited to come along after reading this is often learning the most. Whether it´s an infant we can replace negative beliefs and behaviors article. If you have any questions or want to playing “peek-a-boo”, a toddler playing make- with positive assumptions and actions. know more about the importance of play in all believe, or an older child playing a board-game, Play and laughter perform an essential role in ages please feel invited to contact us. Stay safe. building strong, healthy relationships by bringing Stay tuned. 38 www.eastalgarvemag.com

Pink Flamingo Croquet and Social Club has created... ... East Algarve Families in and supermarkets across Need to help local families the region. See more who have been impacted information on the PFCSC financially by Covid-19. Facebook page and across Many are still struggling social media. to feed their families and Monetary donations can have no work. We feed up to 30 families a day enough be made: food to last one week from VRSA to Tavira to São Brás ● Through PayPal via and everywhere in between. the Pink Flamingo Since March 28 we have account – contact@ fed almost 3000 adults and pinkflamingocroquet.com children. Businesses open ● Via the FaceBook today may well have to close tomorrow if they can’t donation site which you can pay their bills so this is not over. Please help us if you find on the Pink Flamingo can......... Croquet and Social Club FaceBook page We accept donations of food and essential items at ● Via bank transfer to Millennium Bank with the our Supplies HQ and the Black Anchor in Tavira reference Families in Need Iban: PT50 0033 0000 4549 2035 1420 5 Account name: Tor Terje Dahl www.eastalgarvemag.com 39

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Gardens Hydrangeas Something we all remember growing in our grandmother’s garden. H ydrangeas are workhorses to dry. H. macrophylla and H. paniculata especially on hot, windy days, causing the in the garden. They produce ‘Grandiflora’ are especially good for drying. foliage to wilt. sumptuous petals of colour Most species of hydrangeas can be Flowers are produced on the new growth; to add beauty to your garden. grown in either full sun or partial shade. therefore, it is important that hydrangeas But they need not be forgotten They are resistant to most insects and be given some care each season to once their flowers have died. Hydrangeas diseases. They can be grown in a wide ensure that vigorous new growth occurs. can be captured easily in dried flower range of soil but prefer a rich, moist soil Irrigate plants weekly to replace moisture arrangements, providing the last gasp of and should be planted where watering will loss. Prune flower stems after they have the summer garden. Pick the blooms on not be a problem. Avoid dry windy sites, as bloomed. a clear dry day in late summer and hang their large, soft leaves lose water quickly, Fertilize hydrangeas in early spring with www.eastalgarvemag.com 41

Gardens a complete granular fertilizer at the rate of 2 scale in the landscape. It can, however, be Tie the shoots together and wrap with burlap. pounds per one hundred square feet. Apply developed into a single or multi-stemmed If left unprotected, delay any spring pruning fertilizer as broadcast top dressing. During tree form. until the buds swell in order to determine long periods of drought, water thoroughly Hydrangea macrophylla -- Hortensia or which wood needs to be removed, and then each week. Florist Hydrangea cut back to below the point of injury. Pruning: this is a commonly grown hydrangea with Hydrangea quercifolia -- There are many different types of hydrangeas; large globe-shaped flowers. It is frequently Oak leaf Hydrangea many require different methods of pruning. forced by florists and sold as an indoor pot This plant is grown primarily for its handsome First, one must know the identity of the plant during the spring season. Once moved oak leaf-shaped foliage, excellent fall colour, hydrangea in the landscape, so the proper outdoors, however, colour is dependent attractive flowers and interesting winter pruning procedure can be implemented. upon the pH of the soil in which it is grown: bark. It is ideally suited to a lightly shaded Hydrangea arborescens ‘Grandiflora’ -- Hills- blue if acid; pink if alkaline. There are also or protected location, and if grown in an of-Snow Hydrangea several white-flowered cultivars. Pruning exposed site, it is subject to some winter Prune hills-of-snow hydrangea to the ground can be accomplished at two different times. dieback. Prune back in early spring to remove line each winter or early spring because it Late summer is more desirable, since most dead wood. Cut back to below the point of flowers abundantly on new growth, and is Hortensia types flower only from the end buds injury and remove old wood to the base. frequently killed back during winter. If a larger of upright or lateral shoots produced during Hydrangea anomala petiolaris -- Climbing shrub is desired (3+ feet) and/or it is not killed late summer and fall of the previous season. Hydrangea back over the winter, prune less severely. Prune as soon as the flowers have faded and climbing hydrangea is a desirable mid- Remove certain branches to the ground; cut strong shoots are developing from the lower summer flowering woody vine that attaches others back at varying heights from 1 to 3 parts of the stems and crown. Remove at the itself by aerial roots to brick, masonry or wood. feet. base some of the weaker shoots that are both It requires little or no pruning. If certain shoots Hydrangea paniculata ‘Grandiflora’ -- Pee old and new. Always try to keep several stems have grown out of bounds, reduce their length Gee Hydrangea of old productive wood, with a sufficient in summer. Frequently, concern is expressed this is the most commonly planted hydrangea number of stout new stems that will flower about climbing vines that may be inundating because of its massive displays of large the following season. Early spring pruning a tree and causing irreparable damage. There white flowers in mid-to-late summer. They (March), although acceptable, will result in the has never been a proven case of damage gradually turn to pink and remain on the plant sacrificing of bloom for that growing season. occurring from climbing hydrangea, however. in a semi-dried condition long after the leaves Pruning this species too late in the fall (after Colour Confusions: have fallen. Pruning involves the removal of September) is harmful. New growth, both The colour of the pink and blue varieties dead flowers, if unattractive, and an annual vegetative and reproductive, will not develop is determined by the degree of soil acidity. corrective pruning of vigorous shoots. Thin proper maturity. Hortensia is a good seashore Pink varieties develop colour best in the and/or cut back the previous season’s growth shrub; flowering is more profuse in an open, greenhouse at a soil pH of 6.5 to 7.0., while in late winter or early spring, since flower sunny location. This, however, increases its the best blue colour occurs at pH 5.0 to 5.5. clusters occur on newly developing branches. vulnerability to bud killing. Winter protection The hydrangea flower is small and insignificant Without regular pruning, this hydrangea can of the plant should be initiated in December but is surrounded by showy bracts. The rapidly become quite overgrown and out of to preserve buds for next year’s flowering. anthocyanin pigment will be pink or blue, 42 www.eastalgarvemag.com

LANDSCAPING & GARDEN CENTER BEM-VINDO • WELCOME QUINTA DAS PALMEIRAS CENTRO DE JARDINAGEM EN 125, c.p. 126-E 8800-118 To To Moncarapacho Luz de Luz de Tavira Olhão EN125 Tavira e-mail: [email protected] Fuseta To Tavira www.geojardim.com Tel: 281 961 189 Look out for the flags Find us on facebook at: Geojardim Landscaping & Garden Center depending upon the incorporation of either 43 iron or aluminium in its molecules. Insufficient aluminium is absorbed by the plant at a pH of 6.5 to 7.0 so iron is used. As the pH drops to 5.0 to 5.5, aluminium becomes more soluble, is absorbed by the plant and becomes part of the anthocyanin molecule resulting in blue coloration. White hydrangeas contain no pigment in their sepals (although some may develop as the blossom ages). They may be grown as either pink or blue, the only indication being given by the small petals. Common white varieties are Sister Therese and Regula. Rose Supreme, Merritt’s Supreme and Merveille are examples of varieties which can be blue or pink depending on soil conditions. To maintain pink coloration, enough limestone should be incorporated in the soil at the time of planting to keep the pH at the above levels. The aluminium necessary for blue colour will become soluble in nearly any soil at a pH of 5.0 to 5.5. Depressing the pH with aluminium sulphate will also supply soluble aluminium. Since soluble phosphates precipitate aluminium, a fertilizer containing low phosphorous or none at all should be used (13-0-20 and 15-0-15 are examples). While these methods of changing the flower colour can be used, it’s not a wise idea to do it indefinitely. You risk severely altering the soil pH thereby making it difficult for the plant to utilize nutrients. Always get the soil tested before altering it. If you really like different colours in your hydrangeas then get many different cultivars! www.eastalgarvemag.com

Expert currency advice By Rachel Canales from GC Partners Exit strategies could soon matter for currencies In the past few weeks, the exchange rate has been extremely volatile, as end, combined with a slow exit from the when is the best time to transfer your money. developed countries have been hard- economic crisis caused by COVID-19, could Don’t rely on your bank to give you the hit by lockdown measures aimed at benefit the US Dollar for the time being. best exchange rate! Challenging times for the euro. A currency specialist can often be way more competitive and offer greater savings. For slowing the spread of the COVID-19 The internal fighting regarding the trillion-euro instance, at the time of writing this article a UK high street bank were offering GBP/EUR pandemic. The effects of COVID-19 are emergency funds may start to influence the at 1.115 while a good currency specialist will be around 1.135. likely to remain the driving force for currency euro over the coming months, as relationships Armed with these figures, someone looking to buy a property could increase their budget, movements during 2020, along with ongoing start to strain between euro-zone members. and a property seller could significantly improve their return just by picking up the Brexit trade negotiations. For as long as the weaker economies want phone and talking to a specialist. Also, unlike a bank, you will have access to High levels of volatility in the foreign greater economic support and the stronger a dedicated account manager. They will get to know you, understand your requirements exchange market will be expected and this economies want to pay less, there is always and keep you informed of any currency movements in order to maximise your returns. can be amazing or defeating depending on a chance for trouble. Consider securing the exchange rate Remove risk by choosing a forward contract which side of the table you are. From a purely If you are exchanging euros what should which allows you to secure your currency now at a specific rate by making a small foreign exchange perspective, it is becoming you consider? deposit and pay the balance later. If you are sending funds overseas on a regular basis, clear that those countries that get back on If you are considering exchanging euros for a for bills or retirement income but want to budget and avoid fluctuations in rates, this their feet first will likely see their currencies house purchase or sale or paying regular bills, could be a great option for you. Waiting for the currency to achieve a recover quickest. then it’s important to do your research and specific rate? Consider using a ‘limit order’ transaction For sterling, the prospect of the UK and EU monitor the market. Speak to an experienced which means you only buy the currency once fGaiLlinOgatdoverreta1c1h8xa13tr0a.d5eMaAgRreKe.mqxepn_tLbayoyuet a1r-23/1c2u/r2re0n1c9y 1s3p:e1c7ialPisatgteha1t can help you decide the specific exchange rate is reached. This can allow you to take advantage of overnight Currency spikes in the exchange rate so you are not restricted to waiting until office hours resume made simple as the contract will be completed while you Since 2003, we’ve made it easy for over sleep! 100,000 people like you to transfer money GC Partners to more than 125 markets across the world. Opening your account is easy and takes a Last year alone, we transacted over $5bn in few minutes. You can do this online at www. foreign currency and made more than gcpartners.co/register or in person at one of 400,000 payments on behalf of our clients. our offices. Contact us on Portugal +351 289 or UK +44 (0) 203 974 4738. T. 289 093 137 / +351 289 093 137 Mark Joseph GC Partners is a specialist financial services E. [email protected] www.gcpartners.co Board Advisor provider. We move money overseas, quickly, Visit our offices in Lagos and Vilamoura reliably and securely. Using great foreign exchange rates. Global Currency Exchange Network Limited T/A GC Partners is authorised by the Established in the UK in 2003, with an office Financial Conduct Authority under the Payment Services Regulations 2017, FRN 504346. in the Algarve since 2005, GC Partners has Global Custodial Services Limited T/A GC Partners is authorised and regulated by the an experienced and friendly local team in FCA and holds Part IV Permissions under the FSMA 2000. Registration number 595875. Portugal and worldwide. Their specialists will help you maximize your returns when it comes to your foreign currency exchange requirements. That’s why they have a rating of 4.9 out of 5 on TrustPilot, one of the highest in the industry. 44 www.eastalgarvemag.com

Expert financial advice By Adrian Hook, Partner, Blevins Franks Using this time to look after your financial wellbeing With the Brexit clock still just a few months until the UK is set to fully you review the pros and cons of using the EU ticking during these leave the EU, it is worth reviewing your UK succession regulation ‘Brussels IV’ to override assets to help prevent unnecessary taxation local ‘forced heirship’ rules. extraordinary times, if rules change. Cross-border tax and financial planning is complex, so talk to a specialist adviser with expatriates can benefit in-depth knowledge of the Portuguese tax regime and its interaction with UK rules. They from fine tuning their Pension planning can help you take advantage of available opportunities, during these challenging times tax, pensions and estate planning. While Many expatriates choose to transfer UK and beyond. Summarised tax information is based upon negotiations have resumed, 2021 could pensions to a Qualifying Recognised Overseas our understanding of current laws and practices which may change. Individuals still start with a no-deal Brexit, so it is more Pension Scheme (QROPS). Although you can should seek personalised advice. Keep up to date on the financial issues that important than ever to make sure you are currently transfer to EU/EEA-based QROPS may affect you on the Blevins Franks news page at www.blevinsfranks.com prepared. tax-free, this could change after the Brexit Residence transition ends. The UK has already brought As things stand, you need to be legally in a 25% ‘overseas transfer charge’ for other resident in Portugal before the transition transfers and has the means to easily extend period ends on 31 As things stand, you need this to EU/EEA transfers to be legally resident December 2020 to come in Portugal before once it sheds its EU under the protection of the the transition period obligations. So if you are Withdrawal Agreement. considering transferring, This guarantees the don’t risk leaving it so late right to stay and enjoy that you potentially lose a uninterrupted benefits ends on 31 December quarter to UK taxes. for as long as you remain 2020 to come under QROPS can offer resident. the protection of the advantages such as If you are still planning income and currency to permanently move to Withdrawal Agreement. flexibility, but will not suit Portugal, use this time to This guarantees the everyone. Some may get your affairs in order. find it more beneficial Acquiring residence after right to stay and enjoy to reinvest UK pension uninterrupted benefits the transition period for as long as you remain funds into Portuguese- will almost certainly compliant investment involve more stringent resident. arrangements, or even requirements than today. leave their UK pension Tax planning alone. Take care to The way you structure your assets and wealth review the best approach for your particular can make a significant difference to your tax circumstances with personalised, regulated bill. Your arrangements should be structured pensions advice. appropriately for your life abroad as well as Estate planning your particular aims, circumstance, goals and Is your legacy on track to go to your chosen risk appetite. heirs according to your wishes and with Are you taking advantage of tax-efficient minimal taxation? You need to understand structures available in Portugal? Besides tax succession laws and taxes in Portugal and savings, these may offer additional benefits anywhere else such as currency and income flexibility. With you have assets and heirs. Also, make sure EastAlgarveM A G A Z I N E PROMOTE YOUR BUSINESS WITH US If you would like to promote your business with the East Algarve magazine contact us on [email protected] or Tel 961 700 200 www.eastalgarvemag.com 45

Expert financial advice Keep up to date with our Finance expert, chartered accountant Ricardo Chaves from All Finance Matters. Capital Gain Tax: what you should know before deciding to sell your property Acapital gain occurs when you example, that if you use the full amount of If you sold and want to reinvest in a property sell something for more than the sale of a property to buy another home in the UK, please remember that the UK may you spent to acquire it. This (only applicable to tax residents and only in leave the EU at the end of 2020, so perhaps happens a lot with investments, the sale of their primary residence), to build you don’t have 3 years, but just a few months but it applies to personal a home or purchase of land intended for the before you can reinvest into another home property too. Are you planning to sell your construction, you don’t pay tax on capital purchase in the UK. home? Find out what tax you will have to pay gains. Please note that this reinvestment of and how to reduce this liability. the gains, needs to happen within 36 months If you do not wish to reinvest into another You can’t hide from the tax department and can be done in any EU country. property, please note that you can make Any property transaction performed in Expenses allowed to deduct your capital the reinvestment in a financial product. Portugal must be reported to the Tax gains Provided that the taxpayer is demonstrably Authorities by the notary that executes the From the sale of your property you can in retirement, or has, 65 years of age, he can deed. This means that when you declare the deduct, the costs incurred with the purchase choose to purchase an insurance contract or sale on your tax return, the tax authorities operation and sale of the property (eg IMT an individual membership of an open pension already know of it, so if you fail to include this and registers on the purchase, real estate fund or contribution to the public funded on your declaration, the taxman will be after commission on the sale, etc). Taxpayers scheme. To make this possible the purchase you. can also deduct costs incurred in property of this product must be made within six It’s mandatory to file a tax return every over the past twelve years, such as property months from the date of sale of the property. time you sell a Portuguese property refurbishments or other money spent to There is no benefit for the exclusion of capital Irrespective of your tax domicile, if you sold increase the value of the asset, including the gains tax if the reinvestment is not made a property located in Portugal, this means cost of the energy certification. within the referred six-month period, or if, in that you need to declare it in your tax return Residents vs Non-residents individual any year, the value of the benefits received in Portugal. Regardless if there was a gain or ownership exceeds the limit of 7.5% of the invested not, it’s mandatory to make this declaration, If you are non-resident for tax purposes, the amount. In our opinion it’s possible for both which happens normally in May of the year tax applicable to your capital gain, will be reinvestment options to be done together, following to the sale, in case of individual 28%. If however you are resident, the tax will partially in a new property, part in an insurance ownership, or within 30 days after the sale, be levied only on 50% of the gain and you contract. in case of corporate ownership (companies will be taxed according to the tax bracket Please note that if you fail to meet the without activity). applicable to your overall income. reinvestment declared on your tax return or Declaring the sale doesn’t mean you need However, if you are non-resident and EU reinvest a lower amount, the tax will be re- to pay tax national, it’s possible to opt for the same rules assessed and you will pay interest. You only pay tax, if you had a gain on the of the residents and taxed only on 50% of the Even if you do not plan to sell your home transaction. So if you sell something for more gain. Contact us and we will tell you how this for now, it is important that you keep all than the purchase price, then the difference can be done. supporting charges and make sure the is a capital gain and that is reported on your Obviously that in this case, although the non- invoices include your name and fiscal number taxes. Please note that the value you paid for resident is taxed under the same rules as a and very important: the correct address of the the property needs to be adjusted, according resident, as this is not his primary residence, property. The repayment of mortgage loans, to the inflation coefficient, applicable to the gains cannot be rolled over if he buys incurred to purchase the property, will also be the year of purchase. This means that the another property, that will only be available for taken into consideration, when calculating the purchase value will increase for the capital those residents, that sell their main residence tax return. gains calculation. Also, some expenses will and buy another property which will be their It’s important that you plan ahead, as you be included in the tax return and deducted main residency. can’t afford any tax surprises. Please feel from any gain obtained. How does the reinvestment work? free to ask us for a capital gain tax simulation In which cases your sale is tax exempt If you are resident and this is your primary on your property. If you fear that you may be It is possible to be exempt from tax in certain residence, you can reinvest the proceedings liable for a big capital gain tax bill, then let’s situations. For example if the property was of the sale on another purchase within the EU. study your case, we may encounter a way of acquired prior to 1989, it’s not liable to any This needs to be done on a purchase made substantially reduce this tax burden. CGT. Nevertheless, taxpayers will still have between 24 months prior and 36 months to declare these operations. But this is not after the sale. If the reinvestment in the new the only tax exemption on capital gains from property is lower than the total sale, than the the sale of a property. The law provides, for tax will be calculated pro-rata. 46 www.eastalgarvemag.com

FARO | TAVIRA www.eastalgarvemag.com 47

Expert financial advice By Andy Oliver, deVere, Portugal. Plan of Action Portfolio Rejuvenation, From Mid to Post Covid What happens when the time, and savvy investors will tell you it’s a great as this is extremely important to factor into fallout hits paychecks time to get in, and stay in. 2008 produced a all of our financial planning moving forward. and has already walloped market dip in certain sectors and fear was high Relieving this momentary situation to cover the retirement savings invested within those sectors primarily, as opposed to a necessities, pay bills and so on is exactly what in the stock market, not direct hit on the general public. Now we see a your cash reserve was made for, so use it if you to mention our finances from mortgages to switch where almost all sectors have been hit absolutely have to. It’s a prudent move to do so savings in general? including the entire populations of countries rather than getting into debt on credit cards or For starters, there’s good news for the borrower the world over - almost overnight - and all at similar, to pay the bills. Then, when things begin who gets a reprieve with lower interest rates. the same time. Everyone is feeling the pain to take a turn for the better and the covid dust And if you find yourself in the fortunate position this time, from the minimum wage worker to settles, you can start to replenish and rebuild where you can add to your portfolio, then now the CEO. Not only has work and production your reserve again once we reach the other is a perfect opportunity in which to do so. slowed, in some areas it has stopped all side. The UK for example is ‘deferring’ mortgage together. The difference here compared to the We should be taking a pragmatic approach payments for 3 months in order to help those past is, that this was sudden and intentional – to this unprecedented situation. Negotiating who need to get over the initial hump. If you intentional as in country leaders on the advice of with mortgage lenders and navigating our way are in a position to pay-down your debt while health experts decided to simultaneously shut through sensibly with as little negative impact to rates are this low because you have a low rate down whole economies making this situation us personally as possible. When anyone makes locked in mortgage – then grab the opportunity. absolutely unique in nature. It is exactly these a financial decision they should be looking The mortgage deferral is a welcome respite for type of uncertainties, or what makes predicting at it conservatively - ‘what is my best-case many - but be aware that you would still have to the bottom unlikely; however, it is highly likely to scenario? What is my worst-case scenario? pay the interest on that for those three months, be short-term in nature. What is the most probable? And make decisions but you won’t have to pay the capital. If it were Prior to this crisis most people pretty much relative to the most probable, siding a little on up to me, I would simply add the 3 months to lived day-to-day assuming that next week, next what would be the worst that could happen. If the back end of the mortgage. That would be month even next year would be relatively the the worst doesn’t happen, awesome… you’re beneficial to everyone right now. If you have a same. When income is coming in there is less automatically better off. 25-year mortgage, it would now be 25 years urgency to set money aside for the future. But Looking at where we are now – I’m pretty and 3 months. But hey… that’s just me. we don’t need to be pointing fingers right now confident that there will be a huge surge in On the flip side, if you were or are planning on with hindsight by saying ‘I told you so,’ what those newly seeking financial planning advice. purchasing a property – a three to four month we need to do is be mindful that people are It would be a rare situation I believe to find waiting period would help you to distinguish facing real-time financial emergencies, and this someone now who would not be willing to sit what is going on in the market, because if we is why having (liquidity) such as a cash reserve down and take this area of life far more seriously do go into a recession or deep depression, it’s of at least six months (minimum three) should today, including those who habitually sit on their pretty certain that house prices are going to always be a part of our financial planning. This portfolios, that will undoubtedly be in dire need drop, and you do not want to be the person who should not be cash sitting in the dusty vaults of rejuvenation. With the fallout - I’d say the purchased that house back in 2008….. yeah, not of a bank somewhere, this should be already majority of the world’s population just received great. Property on the whole however, whether working for you. A cash reserve that is left alone a wake-up call in the form of a new and rather commercial, retail, or residential - is going to be to build on itself in a vehicle that gives a positive urgent reason why they need to take not just interesting to watch in the year ahead. return yet is also accessible in emergencies. their physical, but their financial health far more We certainly are living in an unusual period of A reserve that you only use in situations such seriously than they did before. INVESTORS WANTED We are looking for serious investors interested in a 20% ROI. The project in the East Algarve is 90% complete! Invest anything from 10,000 euros upwards. Contact [email protected] for more information 48 www.eastalgarvemag.com

CIoIancInfcoIdmoneaIotnfclshrIhfeobsoatsaeIsneomlogcinssftIespaoscoetIcopganmotseocnioIemfotnhsranoIncrsegshfalfnsotcrrIsotaetwttseffunuoaisvtIsiohhoseurifnntccesItaasIsfradeifehoctrIchttncstnestesnahnotahotchcasiseflamaanhmfIemnhoteeesneltelfaaofanhrhtsosinwetnmhssetfaRrohtusnmtasoiaatsetcawahiggy’ysIwlvvsIsottahtscsyevsInetthAitwahitwfshmtannoghaaaehatheeyIhtdvreasrnlsashasyMayettidwttnavscdtIsaaaca’teduoatnhIlhfnymIttorIhtmiwrsoIphrnaeigbamivwaaaieosvdnnheyaebeoldittntheetsllsnnenwod,coVsuyidnI’anmybuoeremsety’lybelnrhacvafesteuelidleanoedstvpsptxiyvcmeoeearfsecePeepidryienthvsoenafceishaehrpctwafmIhlnienateoimarrancoygirurmtyrodhgonenegfpiemeeumddaoavfrieforillrnenoeiluauh,myafxtttnitcoe’cncayadtekwwdsacnenxshrielcaitoawlebtsahleohridiEnTuameMsimantaStnioBdaedvAxbnAbniilvein,i:tmeel(osaeaHisdrhot:nloAst+yedisatnral3eymevsstnOe.5la)ore,e1drllMlAtisinvn9lvPahe1.tFiennr5piS@artfo9osg&dIh5eteesM7rovsf3ehBubt6riAoaeg0ehbr-vphceloeaermtIuuensg,oael.pwt as deVere Portugal is a permanent establishment of deVere Spain S.L, which is authorised to trade in Portugal and registered with DGS nº J2807, PI insurance with AIG Europe Limited Sucursal in Spain, appropriately qualified according to the law. • 7NPP5X • V1.1/260718

Don’t ‘fore-get’ the new rules Golf has returned – please play by the “NEW” Rules – Let’s not mess it up! Golf courses all over Portugal important. Do NOT just turn up to play. reopened on 4th May after the We have nothing to lose by keeping to the Don’t hang around afterwards lockdown restrictions brought guidance given by the Portuguese Golf When your round is over, hop in the car and in as a result of the State of Federation. All we need to do is be patient hit the road, unless and until the bar/drinks Emergency. For golfers this was and stick to the rules. facilities have reopened a welcome step forward and it is now very SO AS A REMINDER: Do bring hand sanitizer for use before important, for everyone’s sake, to recognise Avoid touching the flagstick during and after your round. that it will not be business as usual for quite Courses have pins on greens please do not Do try to smooth over bunkers a while. touch; this is one of the quickest ways to All communal equipment has been removed Covid 19 still a very real and very present transmit infections. from courses, including rakes. So, when you threat and it is therefore imperative that Please follow social distancing guidelines have been in a bunker, do your best to smooth players observe the regulations that are in Very simple: stay at least two metres from the sand over with your feet or with a club. place to lessen the risks. your playing partner(s) at all times. Don’t use the clubhouse facilities There will be lots of people looking to see Don’t shake hands Most clubhouses will be locked except for how golfers respond to these regulations If you feel you really must do something bump toilets. Unless you absolutely have to, try not and rules. Sad to say many are willing us to elbows or tap clubs to use them. fail, waiting and hoping for us to break these Do mark your ball meticulously Don’t play if you are feeling unwell rules and to behave like the self-interested Make it easily identifiable, so if you hit a shot Do enjoy it individuals they mistakenly believe us to be. into the rough, you need to be able to identify The re-opening of the country’s courses Please prove them wrong. your ball without having to handle it. Only pick shows we are getting back to normal. So, Anything less would be dreadful for the it up to identify if you are certain it’s your ball. learn from the bad shots and mistakes. Don’t sport’s reputation and could hasten our return (see Rule 7) put too much pressure on yourself to play to March 21st Don’t share equipment well. Instead, just relax, enjoy the walk and I am confident that 99% of golfers will follow Not just clubs and tees, things such as stroke have some fun. Enjoy the practice before the the guidance and do so responsibly. The savers, rangefinders and pitch mark repairers, competitions start again and get to know the other 1% concerns me, the 1% who refuses golf balls, sun cream, drinks and so on. Rules of Golf, so you can play by the rules! to repair divots and pitch marks, who cannot Book your tee times in advance So good luck, drive straight and true, hole be bothered to follow Rules of Golf or Golf To avoid disappointment and to help clubs your putts, keep fit and stay safe. Etiquette. The courses are in such good have an accurate record of who has played I hope to see you out there – from a safe condition now after the rains and warmth and when, in the event that contact tracing distance, of course. of April, looking after our courses is very may be required, you MUST book in advance. Peter Ibbs 50 www.eastalgarvemag.com