RetireRight Offering

RetireRight in partnership with Good Life Companies We are a network of independent advisors throughout the United States working collaboratively to enhance our clients’ lives, as well as our own. Dictionary.com defines independence as “not being influenced by the thought or action of others”. That has fueled the passion behind our organization. We do not dictate products or services to our advisors. Instead, we encourage an entrepreneurial approach and support them witih leading edge technology, state of the art facilities and leadership from a firm that was built by Financial Advisors, for Financial Advisors. The tradeoff for the advisor-entrepreneur? The advisor makes more money, enjoys more time, and has more control over the result. TOP 10 REASONS TO GO INDEPENDENT • Transition Support • Real Estate & Technology • Marketing & Social Media Management • Business Coaching • Investment Research & Management • Insurance Services • Payroll Support • Group Benefits Package • Virtual Practice Management • Financial Planning www.uretireright.com | (866) 379-4015

Transition Services Our main objective is to provide top-tier services and resources to our affiliated advisors. The transitions team focuses on one thing: moving your business. The team has transitioned advisors from all types of firms including bank channels, independent firms, wirehouses, mutual fund broker-dealers, and insurance companies. Our existing advisor base consists of a mix of prior firms including protocol and non-protocol. The variety of backgrounds within our team has provided a solid foundation for our experienced staff. The team delivers personal service during the most critical time of an advisor’s career, your transition to independence. Our team walks the journey with our advisors from start to finish with their main goal of restoring the advisors’ revenue as quickly as possible, all the while creating a pleasant experience for the advisor, their staff, and clients. TRANSITION PROCESS • Pre-transition training for advisors and their staff on the basics of running their practice • In-depth analysis and mapping of current book of business • Preparation of client paperwork to move accounts • Establishment of contributions and distributions • All forms are pre-filled to protocol standards and tabbed where signatures are needed • Overnight shipping of paperwork directly to clients • Review of all completed paperwork • Opening of all accounts • Tracking all transfers through the process from start to finish • Trading for all advisors enrolled in WAM - (Our in-house portfolio management service) • Post-transition training • 6-week virtual class on all facets of running a business • On-going support post-transition www.uretireright.com | (866) 379-4015

Real Estate & Technology Services We have a multitude of services and personnel to assist in the most basic of office needs. From simply consulting on lease negotiations and technology setup, to the full design of office layouts and furnishings for a turn-key solution, we provide a service to aid in the difficult and detailed process of building an office and being an independent business owner. REAL ESTATE • Discovery/consultation of office locations • Lease negotiation • Oversight of office remodel for full-service advisors • Office furnishing design TECHNOLOGY • In-depth analysis of your technology needs prior to the transition • One-on-one support to ensure all your technology needs are met • Your technology will be 100% compliant according to broker-dealer’s specifications • Access to our network during and after your transition • Ongoing software, hardware, and network support • Printing and scanning technology provided for streamlined document handling • Ring Central VOIP phone call routing, voicemail, faxing, and softphone capabilities • Disaster recovery services provided with minimal disruption to your business www.uretireright.com | (866) 379-4015

Marketing Services Whether it’s helping to rejuvenate your current brand, or giving you something fresh and new, we are your resource for marketing support. BRAND DEVELOPMENT The Brand Development Package is a service to aid in the development of your independent financial practice. If you are an advisor leaving a firm where you used their name and logo, if you’re an advisor that has a brand that you don’t believe is developed properly, or you’re simply looking for something new, we can help. Each Brand Development process is unique and tailored to the individual advisor and their practice. The following general process will be used to successfully develop your brand: • Discovery Call • DBA Proposal • Color Scheme & Logo Proposal • Brand Acceptance • Deliverables SOCIAL MEDIA & ONLINE PRESENCE In the online business world today, having a strong social media and web presence is just as important as having a business card. We can help devise a plan and implement a Social Media Marketing Strategy, as well as build a modern, mobile-friendly website for you and your company. www.uretireright.com | (866) 379-4015

Social Media Management The Social Media Management program is a service to aid in the development of your independent financial practice. The financial services landscape is changing drastically as more consumers head to the web to find what they are looking for. Having active, informational, engaging, and well-developed social media platforms have become staples in everyday business. Social media is now more than sharing and liking pictures. Social media tells consumers your story, your brand, who you are, and what you offer. With our Social Media packages we can expand your network, sharpen your image, and boost your web traffic. The cost of our Social Media Growth & Engagement package includes the setup and approval process for all social media profiles when necessary. Growth & Engagement Package Monthly Cost WHAT YOU’LL GET $125 • 1 Daily Market Update to Facebook/LinkedIn/Twitter • 1 Weekly Market Update to Facebook/LinkedIn/Twitter • 1 Website Promotion OR Article Share Per Month to Facebook/LinkedIn/Twitter • 1 Facebook Page Promotion Per Month ($25 boosted ad sponsorship included) • 1 Facebook Giveaway Per Quarter (Advisor handles giveaway cost and distribution) • Month-end Analytics for Facebook/LinkedIn/Twitter Traffic ADDITIONAL OPTIONS • Boost posts more often/for longer by providing monthly budget and credit card details • Pay for Social Media Management on an annual-basis to receive one month FREE www.uretireright.com | (866) 379-4015

Coaching Solutions Coaching allows entrepreneurs and business leaders the ability to work with a highly-trained coach on their individual goals. Each program is tailored to match the advisors’ objectives, through a wide variety of services including team & individual coaching. What makes this coaching program unique is the link between coaching and marketing. Often, many of the coaching efforts rely on the execution of marketing activities. We have tailored a program that bridges the gap between the two, giving you a huge advantage in the marketplace. We all have the common goal in mind of growing our business and providing exceptional service to our existing clients while increasing income with more high-quality clients. WHAT YOU’LL GET • Strategic planning & goal setting with accountability • Lead generation programs • Customized marketing plans & solutions • New client onboarding processes • Service models • Activity tracking (cookbook solutions) • Technology reviews (CRM) • Analysis of having the right staff in the right seats • Client segmentation models • 30-second commercials • Time management system (analysis of revenue vs non-revenue producing activities) • Centers of influence and creating the right sourcing wheel & network of professionals • Social Media/website review and implementation programs • Webinar access • Building client advocates & generating referrals • Turn-key event ideas with occasional live events • Practice acquisition/succession • Comprehensive materials • Access to coach for special projects www.uretireright.com | (866) 379-4015

Post-Transition Marketing Services GRAPHIC DESIGN | Refresh $1,000 or Full Development $1500 • Logo ($200-$300) • Brochure ($100-$200) • Business Card ($50) • Presentation Folder ($50) • Letterhead ($50) • Social Media ($50) • Email Signature ($50) • Website ($500-$1000) WEBSITE MANAGEMENT | Monthly Maintenance $100/month • Website theme/plugin updates • Add provided/approved content to event calendar/blog • Add/remove staff/contact information • Diagnose any website issues as they arrise • Create small visual/content changes as needed • Month-end analytics SOCIAL MEDIA MANAGEMENT | Growth & Engagement Package $125/month • 1 Daily & Weekly Market Update to Facebook/LinkedIn/Twitter • 1 Website Promotion OR Article Share per month to Facebook/LinkedIn/Twitter • 1 Facebook Page Promotion per month ($25 boosted ad sponsorship included) • 1 Facebook Giveaway per quarter (Advisor handles giveaway cost and distribution) • Month-end analytics for Facebook/LinkedIn/Twitter Traffic • Boost posts more often by providing monthly budget and credit card details • Pay for Social Media Management on an annual-basis to receive one month FREE BUSINESS COACHING SOLUTIONS | $300-500/month • FREE Consultation • Coaching solutions and price varies depending on advisor www.uretireright.com | (866) 379-4015

Investment Research & Management Wealth Allocation Models (WAM) The Wealth Allocation Models, or “WAM”, is a model overlay service comprised of mutual funds and ETF’s with all trading done in-house. With WAM, advisors have a powerful resource to aid in the management of client assets through diversified asset allocation models. WAM is comprised of risk tolerance-based models that are easy to set up and centrally managed by the internal research team. This compliant, cost-effective solution allows advisors to deliver innovative strategies while increasing service capacity and expanding the range of clients served profitably. BENEFITS OF USING WAM • Opening & closing of trades on your behalf • Includes all rebalancing & model changes • Access to branded proposal generation and risk tolerance software • Appropriate for taxable and non-taxable accounts • No additional client signature(s) needed • 3 or 6 month DCA by request • Access to marketing materials on each model • Cash maintenance for client distributions & contributions • Ability to lock positions Choose your level of equity: 20 25 30 35 40 45 50 55 60 65 70 75 80 85 90 95 100 www.uretireright.com | (866) 379-4015

Insurance Services Our primary commitment and responsibility is to provide advisors and agents an ultra-competitive platform to meet their clients’ needs. With top tier companies, compensation, and case design, your clients will be furnished with unbiased advice through a needs-based process. An in-house agency for all fixed lines of insurance including: • Fixed Annuities • All Lines of Fixed Life Insurance • Disability Insurance • Medicare Supplements • Final Expense Insurance • Simplified Issue We are constantly adding and enhancing the agency’s offering based on new interest rates, company ratings, and new products that are available in the marketplace. THE BENEFITS • Access to a suite of online quoting tools • Access to experienced case design managers offering unbiased ideas • Access to case managers for every case in underwriting • Proven client-lead generation systems • Competitive payouts • A wide variety of insurance carriers offering competitive quotes • Access to proprietary real-time insurance quoting system • Concierge service provided by dedicated insurance professionals www.uretireright.com | (866) 379-4015

P&C Insurance Services Our primary commitment and responsibility is to provide advisors with an insurance platform capable of meeting and exceeding their clients’ needs. Our current relationships provide us with access to a plethora of carriers and specialized programs covering both personal and commercial coverage risks. We have the ability to write business in the following states: FL, NC, PA and SC. Our goal is to supply your clients with exceptional coverage, services, and reduce their total cost of risk. An in-house agency for all P&C lines of insurance including: • Personal • Commercial • Auto • Property • Homeowners/Renters • General Liability • Boat/RV/Motorcycle • Business Auto • Personal Articles • Professional Liability • Umbrella, and more! • Workers’ Compensation, and more! We are constantly adding and enhancing the agency’s offering based on new interest rates, company ratings, and new products that are available in the marketplace. THE BENEFITS • Access to the online quoting tool suite • 150+ carriers for personal and commercial lines of coverage • Access to in-house experts in the property and casualty field • Value-added service to use as a retention tool for your clients • Advisor referral bonuses and commission opportunities available! www.uretireright.com | (866) 379-4015

Compensation & Benefits PAYROLL EXECUTION In order to minimize the cost of administering payroll to your support staff, we offer a payroll service where the organization bears the burden of administering the payroll for your staff, you only cover taxes and salary. HEALTH INSURANCE & 401(k) With all that is going on with private health insurance plans, most Americans are experiencing a tremendous rise in premiums no matter what carrier, plan type or coverage they have. These rate hikes are impacting nearly everyone no matter what your income is to the tune of 10-75% in increased cost. We have the opportunity to extend group health insurance through a national carrier for all of our 1099 independent advisor-entrepreneurs. Additionally, for their staff, not only is health insurance through us an option, but we will also execute payroll and offer the staff access to our 401(k) plan. Enhancing employee benefits in your practice drives retention and morale. Instead of figuring it out on your own, tap into our existing successful benefit plan. Let us take care of you. www.uretireright.com | (866) 379-4015

Virtual Practice Management The Virtual Practice Management service is a way for financial advisors to leverage support through an outsourced office assistant. This program is offered to all affiliated financial advisors and can be utilized on a temporary or permanent basis. With the use of modern technology, all phone calls, e-mails, and physical mail can be forwarded to your virtual practice manager. Weekly meetings will be arranged to lay out tasks for the upcoming week. Calendars will be synced and assistants will communicate messages periodically throughout the day as needed to keep you abreast of all happenings within your office. ADMINISTRATIVE SUPPORT • Answer phones • Prepare applications for client appointments, scan and upload documents • Process account opening documents • Handle notifications regarding any account issues • Track account transfers through CRM system, notify advisor when accounts are funded • On call to contact the service desk • Submit items to compliance and track progress CLIENT RELATIONSHIP MANAGEMENT • Run reports and monitor client database • Track and monitor client events and associated tasks • Run and monitor mass communication campaigns through your CRM system EVENT PLANNING • Schedule date, time and location with all vendors and facilitate reimbursement • Create invitation and submit to compliance for approval • Mail invitation to clients and handle all RSVPs www.uretireright.com | (866) 379-4015

Financial Planning Financial Planning can be utilized for your clientele, and if leveraged properly, can be a new revenue stream within your current business. If you do not have a background or expertise in the area of financial planning, or you would simply like to outsource financial planning, you can utilize our team to put together complicated and comprehensive financial plans that may lead to additional lines of business based on the overall plan. The financial planning team is headed up by Julie M. Kemp, a CERTIFIED FINANCIAL PLANNER™ with over 15 years of expertise in this area. Our expert team acts as an extension of our advisors’ back office, there to help with any financial planning related needs. Facebook Coverphoto BENEFITS OF FINANCIAL PLANNING • Almost 80% of advisors reported 10-40% growth in profits from financial planning • Using a financial plan builds trust • Clients are more likely to implement recommendations with backing of a financial plan • It is easier for clients to refer you to family, friends, and colleagues • Clients are less likely to evaluate an advisor based on investment performance alone • Potential to create multiple revenue streams such as: advisory revenues, life insurance sales, long-term care sales, disability insurance sales, etc. Why should an advisor outsource financial planning? • Time savings! The typical time to create a comprehensive financial plan is about 5 hours The advisor will spend more time with their best clients, prospects, or doing their revenue generating activity • Cost savings! eMoney/WealthVision licensing fees are currently $3,600 annually. Training is extensive and required to take full advantage of the software • Expertise! An advisor that is not familiar with the software can take longer to complete a plan and can produce a plan that is not user friendly • Product solutions to provide objective recommendations in all areas of the client’s needs. www.uretireright.com | (866) 379-4015