Brush Up On Your Dog's Dental Health

Title:Brush Up On Your Dog's Dental HealthWord Count:362Summary:Many pet owners may be surprised to learn a dog's dental health is as important to overallwell-being as a daily game of fetch.Keywords:Brush Up On Your Dog's Dental HealthArticle Body:Many pet owners may be surprised to learn a dog's dental health is as important to overall

well-being as a daily game of fetch.Dental problems in pets go way beyond bad breath. Periodontal disease is the most commonhealth problem in dogs today. At least 80 percent of dogs suffer from it by age 2. Left untreated,dental problems can be very painful and affect the quality of a pet's life.Small-breed dogs under 20 pounds are at an even greater risk than larger breeds. First, smalldogs have small mouths that crowd the teeth, and second, those teeth are excessively large forthose small jaws.Fortunately, small breeds don't need to suffer, says Dr. Daniel Carmichael, veterinary dentalspecialist with the Veterinary Medical Center in West Islip, N.Y. He recommends:1. See your veterinarian for regular dental checkups. Work with your vet to schedule regularprofessional dental checkups and ask how you can maintain your pet's dental health. Monitorfor bad breath, which can be a sign of a more serious dental problem.2. Brush those canines. Daily tooth brushing is the best way to remove and prevent plaquebuild- up. You can try the new state-of-the-art Hartz?Dental™ Electric Tooth-brush tomake brushing your dog's teeth easier. It features a vibrating brush head and, when used asdirected, is clinically proven to reduce tartar by 85 percent and plaque by 28 percent after threeweeks. Use toothpaste made for dogs (beef-flavored paste is appealing to pets) as it's designedto be swallowed and does not foam up in the mouth.3. Choose smart snacks for your dog. Chewing rawhide has been proven in clinical studies tohelp reduce plaque and tartar. Tasty beef and chicken flavors encourage your pooch to chewlonger, increasing the dental benefits. Another option is Hartz?Dental™ Nutri-FreshChew™ with OdorZap™ crystals to freshen breath, in addition to reducing tartarup to 61 percent.4. Provide toys with dental benefits. Some newer chew toys have raised tips that help removeplaque and tartar. The Hartz?Dental™ Chew™ 'n Clean?Deli Cuts are oneexample and come in three yummy flavors. These toys provide chewing exercise to strengthengums and help relieve anxiety and boredom.Title:Health Insurance RulesWord Count:408Summary:Many dual income couples, include their children on each group health insurance plan tomaximize benfits. However, without some sort of system in place to help the health insurancecompanies coordinate benefits, it's possible that either you or your doctor would be reimbursedfor more than 100 percent of the actual cost of your claim.

Keywords:health insuranceArticle Body:Many dual income couples, include their children on each group health insurance plan tomaximize benfits. However, without some sort of system in place to help the health insurancecompanies coordinate benefits, it's possible that either you or your doctor would be reimbursedfor more than 100 percent of the actual cost of your claim.To prevent this, health insurance companies typically designate one parent's health insuranceplan as the primary plan and the other as the secondary plan. (That's why the patientquestionnaire at your doctor's office asks for information on primary and secondary coverage.)The primary plan is responsible for paying covered expenses up to the limits of the policy. Ifany unpaid costs are left over, the secondary coverage kicks in.THE DATE OF BIRTH DETERMINES WHICH HEALTH INSURANCE PROVIDESCOVERAGEThe birthday rule is often used to determine which plan is primary and which is secondary.Under this rule, the plan of the parent whose birthday occurs first in the calendar year isdesignated as primary. The date of birth is the determining factor not the year so it doesn'tmatter which spouse is older.Like most rules, the birthday rule has exceptions:- If both parents share the same birthday, the parent who has been covered by his or her planlongest provides the primary coverage for the children.- If one spouse is currently employed and has health insurance through a current employer, andthe other spouse has coverage through a former employer, the plan belonging to the curentlyemployed spouse would be primary.- In the event of divorce or seperation, the plan of the parent with custody generally providesprimary coverage. If the custodial parent remarries, the new new spouse's coverage becomessecondary. And finally, the non custodial parent's health insurance plan would provide a thirdlayer of insurance protection. This order of payment can be altered by a court issued divorcedecree or by agreement, but the health insurance companies must be notified.THESE ARE JUST HEALTH INSURANCE RULES NOT THE LAWKeep in mind that these practices are common among health insurance companies, but they arenot governed by law. Practices may vary from one insurer to another. Read your policycarefully to make sure you understand how your insurance company handles dual coverage. Ifthe policy coverage is unclear, ask for help from your employers benefit specialist or yourinsurer's customer service department.

Simplifying Lifestyles in Healthy AgingAs we age, the preservation and expenditures are sometimes more than we can afford to keepup our residence. As you grow older, your decisions have to modify to your affordability. Inview of the fact, you may need to consider moving to a low-subsidized project. The housingcommunities make life simpler for you. In the end, you will pay less, which clears up stress.This leaves you room to plan for your future.In the world are many housing projects, including the projects designed for seniors. You willfind townhouses, condominiums and apartments in your area. You have many options, i.e. youcan lease, rent or even buy some of the low-cost homes. If you lease or rent however, theowners usually take care of the lawn, which makes you life simpler.When you move to areas where people are your own age, it often brings you rewards. You canmeet new friends. New friends are great, which you can plan activities together as you worktoward healthy aging. At clubhouses for seniors there is always something happening as well.The clubhouses often provide seniors with free meals and fun. Some areas allow you to enjoybingo. For a diminutive fee, one can join these housings while enjoying two or three meals perday. The meals are balanced and in proportion, which gives you added convenience. You cansave time cooking, as well as have three balanced meals each day.Perhaps you enjoy golfing. Alternatively, you would like to learn how to golf. If you enjoygolfing perhaps, you can find low-cost housing in your community where golf is optional.Many communities have low-cost housing near golf courses. Some areas offer golf lessons.While enjoying golf, you can meet new friends here as well.Our bodies demand that we enjoy activities on a daily scale. In view of the fact, you want tokeep your brain and body in active motion. Of course, you need to take time out to rest, yetplanning activities and enjoying them daily will help you live a healthier and longer life.Learning golf will teach you new skills, which is always a great thing to acquire. Learning newskills, artistic quality helps one to stay in touch with self.Some community residential housing offers you the opportunity to enjoy musicals, poetryreading, lobbying and so on. In the lobby areas, you may enjoy watching the evening news withthe new friends you have met.In some areas, you will find projects that help to keep their seniors happy by taking them onshort trips. You will enjoy people your own age while you learn, view new areas, and so on.Perhaps a group of seniors may visit supermarkets, shopping malls and so on. Some areas thatoffer you such convenience also provides you transportation. What an added gain, since youcan cut back expenses of high-priced car insurance, gas, maintenance and so on.As you meet new, acquaintances or potential friends learn how to manage your time wisely.You want to learn how to understand your friends by expressing your feelings. Expressingfeelings is a great way to relieve the mind of stress.Put together your new life by discovering the meaning of life and your purpose. Also, discoveryour peace of mind as you socialize daily finding new relationships to share your journeythrough life. Lastly, you want to listen to people around you, since you can learn how to

manage your life by clipping out patterns which people have followed to live a healthy aginglife.