A long-term strategy for your business to control costs, reduce risk, better manage human resources, and increase employee engagement & retention. Resourcing Edge MDCK06122023 877-703-8010 resourcingedge.com
3 Table Of Contents • Virtual Primary Care • inSourceRx • The Resourcing Edge Mission • Employer Paid LTD • Our Accreditations • Employer Paid STD • The Resourcing Edge Model • Vision Plans • Protection For Your Business • Dental Plans • Our Trusted Partners • Slavic 401(k) and Retirement Planning • The Solutions We Provide • MemberDeals • Payroll & Tax Administration Services • FinFit Financial Wellness • Human Resource Services • ZayZoon Earned Wage Access • Benefits Administration & Consultation • Purchasing Power • Risk Management & Compliance • Fiducius Student Loan Relief • Robust Technology Platform • Pet Benefit Solutions Total Pet Plan • Time & Attendance • Metlife Pet Insurance • Expense Management • Employee Paid Whole Life Insurance • Performance Management • Metlife Credit Protection • Background / Drug Testing • Metlife Critical Illness Insurance • Applicant Tracking System • Metlife Accident Insurance • Training & Development • Metlife Hospital Indemity Insurance • Why UnitedHealthcare? • Home, Auto, and Renters Insurance • UnitedHealthcare Plan Features • Hyatt Legal Service Plans • UnitedHealthCare Benefits • Next Steps and Implementation • Health Advocate • Employer Paid Group Life • Health Savings Accounts (HSA) • Flexible Spending Accounts (FSA)
4 The Resourcing Edge Mission Resourcing Edge relieves the strain of employee administration and frees up company resources, giving your business a competitive edge. Our mission is to empower your company to focus on its’ success. While keeping with our commitment to integrity, doing what’s right, being transparent, worthy of trust and of unquestioned financial strength. Doing What’s Right Our teams are certified professionals with the knowledge and expertise to deliver the highest level of customer service and compliance to State and Federal law. Being Transparent We pride ourselves on upfront pricing with open, clear communication to assess needs and values of our clients so we can consistantly deliver on those expectations. Worthy of Trust Resourcing Edge provides a single point of contact that understands your business goals, develops lasting relationships with your people, and focuses on your particular needs. Unquestioned Financial Strength Resourcing Edge has been serving the human capital industry since 2003. We are backed by OneDigital, one of the largest insurance and voluntary benefit providers in the country. Home
5 Our Accreditations CPEO CERTIFIED PROFESSIONAL EMPLOYER ORGANIZATION Certified Professional Employer Organization (CPEO) One of the first PEOs to be IRS Certified, meaning our clients have less liability and more protection. Employer Services Assurance Corporation (ESAC) Accredited Only 5% of the outsourcing service providers in the nation are ESAC accredited. Complete a rigorous process quarterly to meet ethical, operational and financial ESAC standards. ® National Association of Professional Employer Organizations The National Association of Professional Employer Organizations (NAPEO) is the voice of the PEO industry and provides a regulatory oversight and advocacy. Backed by OneDigital Resourcing Edge’s commitment to help protect the businesses we serve is parallel to and backed, by OneDigital. Headquartered in Atlanta, Georgia, OneDigital’s more than 100 offices and 3,000+ business strategists serve the needs of over 85,000 employers and 8,000,000 employees across the nation. OneDigital has been named to the Inc. 5000 List of America’s fastest-growing companies every year since 2007, one of only 11 companies to do so and is currently listed as 18th on Business Insurance’s list of 100 Largest U.S. Brokers. You can rest easy knowing we have the security and financial backing of one of the largest curators of insurance, health, and voluntary benefit packages in the country. Home
6 The Resourcing Edge Model Resourcing Edge provides a single point of contact that understands your business goals, develops lasting relationships with your people, and focuses on your particular needs. Payroll Services Benefits Risk Management Time & Attendance HR Services Technology Home
7 Protection For Your Business Resourcing Edge provides Employment Practices Liability Insurance (EPLI) coverage for every client. We act as the shield for the trials and tribulations that business owners can face. Resourcing Edge’s EPLI policy covers the following costs: • Defense expenses and mediation • Judgments, settlements, verdicts, awards • Damages such as back pay, front pay, • Pre- and post-judgment interest, liquidated damages • Discrimination based on race, gender, religion, national origin, age, disability or other category protected by federal, state or local employment discrimination law • Sexual harassment • Wrongful termination • Wrongful, excessive, or unfair discipline • Termination or disciplinary action in violation of the Family Medical Leave Act or similar state or local law • Retaliation • Negligent hiring, retention or supervision of others • Wrongful infliction of emotional distress, mental anguish or humiliation • Defamation, libel, slander • Invasion of privacy EPLI Policy Parameters: • Up to $3,000,000 in total coverage ($2,000,000 in legal judgement and settlement coverage with an additional $1,000,000 in legal defense costs) Home
8 Our Trusted Partners You can rest assured that Resourcing Edge partners with the most trusted names in health, vision, dental, workers’ compensation, retirement, banking and more. We’ve chosen to partner with the best national providers, who have the most comprehensive offerings, to make as much available to our clients as possible. Home
9 The Solutions We Provide As a PEO (Professional Employer Organization), Resourcing Edge supports thousands of clients and employees nationally in the areas of payroll administration, employee benefits, human resources and risk management. Resourcing Edge provides a 360° end-to-end solution, with expert support, training services, and top-tier enabling software. Our services and economies-of-scale allow companies to: • Contain and reduce employment-related overhead. • Become an employer of choice - by offering the best benefits from leading carriers. • Increase productivity - by focusing on your core business, NOT on non-revenue generating employee administration. • Reduce employer liabilities and increase compliance. • Operate more effectively, efficiently and profitably. • Find and retain top talent - with expert recruiting services and performance management software. Home
10 Payroll & Tax Administration No more stressing about paying your employees correctly and accurately. Resourcing Edge handles all the calculations and gives your employees access to receive pay however they prefer. Our Payroll Solution Services Include: • Direct deposit, live checks and pay cards • Online data management • Real-time detailed reporting: - Job costing - Departmental reports - Benefit analysis - Certified reports • Garnishment and deduction administration • General ledger uploads • Web-based time and attendance system • Self-service portals for employee and employer • Access to the information you need anytime, anywhere We Have Employee Self Service Via Mobile And Web • Check stubs available on-line • Pay history accessible 24/7 • Personal information to view and update • Benefits information and enrollment status • Vacation / sick / personal time-off management • Access to handbooks and corporate documents • W-2s on-line to view or print We Provide Expert Tax Administration • State and Federal tax expertise • Periodic, quarterly and annual filings • W-2 processing and production Home
11 Human Resources Administration An entire spectrum of expert HR services, giving you the freedom to focus on your core business activities and grow your business. Employee Relations • Development and production of employee handbooks • Employee relations • HR consulting • New-hire reporting • Job description development • Compensation analysis • Unemployment claims management • Hiring assistance • Performance Improvement Plan assistance • Termination compliance and assistance • Verification of employment • EEOC claims management • Federal and state compliance management (FMLA, FLSA, WARN, etc.) • Affirmative action plans • PTO policy design and administration • Performance management system (Additional Fee) Training • E-Learning: videos, manager toolbox training, access to video e-learning, self-paced training, and direct support when you need it • Monthly webinars: free HR continuing education credits • Monthly Newsletter • Facilitated training Home
12 Risk Management and Compliance When a risk becomes a reality, a well-prepared business can minimize the impact on earnings, lost time, productivity, and negative impact on customers. Resourcing Edge helps you identify and resolve risk areas before they become a liability. Risk Management Services • Risk assessments and insurance claims review • Claims advocacy and reporting • Fully insured “pay-as-you-go” workers’ compensation coverage • State and federal reporting Loss Control Services • On-site loss control study • Hazard assessment Safety Services • On-site safety review • Online safety training: • Accident prevention • Hazard communications • Personal protection • Safety videos and posters (Additional Fee) Home
13 Benefit Administration and Consultation Resourcing Edge offers comprehensive and flexible benefit packages for your employees and their family’s health & well-being that attracts new talent, and retains your existing talent. Benefit Plans • Major medical insurance • Telemedicine • Dental and vision insurance • Wellness programs • Life insurance, including dependent life insurance • Long-term and short-term disability insurance • 401(k) retirement savings plan • Health Savings Accounts (HSA) • Flexible Spending Accounts (FSA) • Employee Assistance Program (EAP) • Discount purchase programs • Credit protection services • Legal assistance service • Pet Insurance • Employee financial assistance Benefits Administration • Processing of employee enrollments and terminations • Employee service center to handle questions • Employee claims support • Premium payment and reconciliation • COBRA notification and record-keeping • Provision, selection and consultation of benefits plans • Electronic enrollment for on-boarding and renewals Home
14 Integrated Technology Platform Our secure cloud-based platform, powered by re360, delivers payroll, benefits and HR so your team can enjoy the stability, accuracy and efficiency of a great system – optimized for the needs of small and mid-sized business – without the need for costly, time-consuming software implementation. Paperless • Access to information anytime, anywhere • Enables growth, reduces complexity • 24/7 real-time information access from a phone, tablet, or computer Compliance • ACA calculations and continuous system updates • Powerful reporting capabilities • Ability to control overtime with notifications and real-time updates Employee Self-Service Portal • Personal data changes • Direct deposit changes • Access to all stubs • W-2s online to view or print • Digital record-keeping • Vacation / sick / personal time-off requests online Client Self-Service Portal • Custom and standardized reports • Invoice tracking • Payroll approval and changes • Employee status changes, pay rate changes, department or projects Home
15 Integrated Technology Platform re360 works on any platform; mobile, tablet or PC. We offer secure access with multi- language support and 2-tier authentication, so you know your data is always safe. Make The Work Day Easier Employees and managers get a cross platform-friendly experience. Mobile, Tablet, PC, and Apple devices....allowing easy access to the information they need to view and make changes. It even switches to Spanish with a click of a button! re360 E-Learning Makes Usage A Snap Employees and managers gain access to video walkthroughs to learn at their own pace or direct access to a Customer Assistance Specialist for valuable tips and guides for every process. Home
16 Integrated Technology Platform Move And Grow Faster Robust, powerful reporting helps you analyze, understand and act on data to run your business better. Ensure Accuracy Easily access information and complete tasks regarding payroll, demographics, and taxes. Reduce Complexity Intuitive design and logical menus allow you to navigate with ease, our integrated HR services platform across the complete employee lifecycle. Improve Security Home Control access to your sensitive data to ensure each member of your team sees only what they need, when they need to.
17 re360 Time and Attendance In today’s ever-changing business environment employees can now be in a central- ized location, remote or assigned to multiple locations. How can you remain nimble and maneuverable and still provide a way to control hours, stay compliant with legislation, and still maximize productivity? Enter, re360 time. We give you everything you need to navigate the complexities of time & attendance with ease including: Advanced clock technology with intelligent punch data for better labor manage- ment control. • Regulated viewing and management by supervisors and employees • Manager dashboard for employee status, management and review • Allows supervisors and managers to edit punch details and approve time cards • Flexible reporting for job costing and compliance auditing Timekeeping Scheduling Basic Scheduling Hardware clocks View Schedule Deviations Software clocks Schedule Based Lockout Mobile access Section 280E Tax treatment Break & meal tracking keys Simple labor transfer key Unlimited prompt flexibility Duplicate punch prevention Flexible category date Flexible pay rate punch data Manage multiple companies (EINs) Leave Management Holidays Custom & Repeatable PTO Time off Requests Accrual Balance Home
18 re360 Time and Attendance Timeclocks We offer the best-in-class timeclocks that increase accuracy and make payroll and timekeeping easy or if you are working through the struggles of a remote workforce, we provide a system that adapts to your mobile employees and keeps you connected to your teams and ensures accurate recordings. Seamless Integration Configure your re360 dashboard to the features and functionality that suit your needs. We give you control and track your data the way you want to. Its an easy and effective way to absorb a huge quantity of information very quickly. The re360 dashboard is meant to present the data you find most important to you and the management of your employees with and intuitive and easy-to-navigate system. Keep Your Business On Time And On Track It’s time to toss spreadsheets and hand calculators. Save time and aggravation with online timekeeping. See in real-time when and where work begins and ends. When employees are remote or assigned to multiple locations, they need a better way to log their hours. Capture when and where employees start and stop work and verify identity using intelligent time clocks and geofencing. Collect additional job-related data includ- ing tips, mileage, and projects. M OBILE DASHBOARD EM PLOYEE DAILY LEAVE GEO FENCING SCHEDULING REVIEW REQ UESTS READY RESPO N SE VIEW S Home
19 re360 Expense Management Full Cycle Automated Expense Reporting. The processing of expense reports is a painful and inefficient task for many organizations. While employees view gathering receipts, filling out forms, and waiting for their reimbursement as a necessary nuisance, for Finance, the process is downright painful – herding employees to adhere to expense rules, checking for compliance, and transferring data into the accounting system can be a significant drain on finance staff. re360 Expense Management eliminates the hassle by integrating a solution with our technology that will grow with your business. We make expense reporting much easier for everyone from employees to finance. We make the tedious and time-consuming efficient with our intuitive experience and by integrating with your credit cards and accounting system so everyone can get on to more important tasks. Full Integration with re360 Flexible to meet any accounting configuration, we fully map to your account- ing codes so you can export multiple approved expense reports with a click. Policy Control and Reporting Set T&E policies that match expectations for employees that are easy to understand with automatic flagging or blocking of out-of-policy submissions. Credit Card Integration Credit card data that flows into re360 Expense Management is automatically routed to cardholders, reducing the burden on them while helping you man- age the process. Easy to Use Mobile Apps Make expenses easy with the ability to take pictures of receipts and create, submit, and review expense reports on mobile, tablets or desktops! Easy to Use Mobile Apps Home Simple or complex approval chains with approval/denial by mobile, email, or web with choices in plain English (not accounting) & policy guidance to set clear expectations.
20 re360 Performance Management Drive Employee Engagement And Success. The re360 performance management solution helps you document evolving job responsibilities and expectations. The result is building a workplace culture that recognizes achievement and drives accountability. Documentation helps your managers more quickly identify when employees are not meeting their goals. Identifying performance deficiencies early makes them easier to fix and can lead to a more productive team. Mitigate Risk With Linked Documentation. Corrective action notices from the system communicate employee deficiencies and provide you with consistent documentation. Corrective action notices are automatically linked to employee job descriptions and performance reviews. By maintaining an ongoing record of employee performance, you can mitigate your risk against false unemployment claims and employee lawsuits. Save Time From Duplicate Data Entry. With single sign-on (SSO), you can seamlessly import / export employee data from the re360 performance management system to the HR management system. The employee data is automatically populated in the performance management system, saving you time from duplicate data entry. Home
21 Background Screening and Drug Testing Win the war for talent and limit liability, by expanding your hiring pool locally and beyond your established work location with background checks and drug testing. We make it easy to hire dependable employees, fast and efficiently, vet your candidates thoroughly, uncover potential for fraudulent and criminal activities, and build a trustworthy and reputable working environment. Package Name Package Details Package Price PHR -Multi County + National Criminal Database, Sanctions and Enforcements (OFAC), $60.00 MVR + 10 Panel Drug Sex Offender Registry, County Criminal Check, SSN Trace, Motor $30.00 Vehicle Record, 10 Panel Drug Screen $25.00 Screen National Criminal Database, Sanctions and Enforcements (OFAC), $30.00 PHR - Comprehensive Sex Offender Registry, County Criminal Check. SSN Trace, Motor Vehicle Record, Federal Criminal $95.00 + Federal & County $85.00 Criminal $65.00 PHR - Multi County National Criminal Database, Sanctions and Enforcements (OFAC), $50.00 Criminal Sex Offender Registry, County Criminal Check, SSN Trace National Criminal Database, Sanctions and Enforcements (OFAC), $70.00 PHR - Multi County Sex Offender Registry, County Criminal Check, State Multi County Criminal + State Multi Check, SSN Trace County PHR + Professional National Criminal Database, Sanctions and Enforcements (OFAC), License + 10 Panel Sex Offender Registry, Federal Criminal, SSN Trace, Employment Verification, Education Verification, Professional License, 10 Panel Drug Screen Drug Screen PHR + 10 Panel Drug National Criminal Database, Sanctions and Enforcements (OFAC), Sex Offender Registry, Federal Criminal, SSN Trace, Employment Screen Verification, Education Verification, 10 Panel Drug Screen PHR + MedScan + 10 Health Care Sanctions Screening (I-Med Level III), State Multi Panel Drug Screen County Criminal, National Criminal Database, Sanctions and Enforcements (OFAC), Sex Offender Registry, SSN Trace, 10 PHR-Comprehensive Panel Drug Screen (No THC) + State Multi County/ National Criminal Database, Sanctions and Enforcements (OFAC), Sex Offender Registry, County Criminal Check, State Multi County MVR Criminal Search, SSN Trace, Motor Vehicle Record, Federal PHR-Comprehensive Criminal National Criminal Database, Education Verification, Employment Professional Verification, Professional License, Sanctions and Enforcements (OFAC), Sex Offender Registry, State Multi County Criminal Search, SSN Trace, Federal Criminal Home
22 re360 Talent Connect (ATS) re360 Talent Connect makes hiring simple, smart, and efficient. Our applicant tracking solution (ATS) streamlines the hiring process and improves the candidate experience. You’ll get better hires more quickly, powerful connections from a single dashboard, and an easy-to-use system customizable to your needs. Features Tools Complimentary Job Postings $400/Month Applicant Tracking System Job Postings & Syndication • Single Sign On & integration with re360 • Technical Support • • Integrated Add-Ons (additional charges apply) • • Background Checks and Drug Screens • Reference Checks • Employment & Education Verifications Home
23 re360 Talent Connect (ATS) Multiple Job Boards Available Resourcing Edge focuses on the areas popular within your industry or hiring demographic to provide coverage to the widest areas availible. The main goal of re360 talent connect is to make life easier for you to attract the right talent. Companies often hire for multiple positions at once and receive hundreds if not thousands of applicants for each job opening. When a recruiter or hiring manager receives that many resumes, it’s not feasible for them to carefully read each one. With re360 talent connect, we help narrow down the applicant field to only the most qualified candidates. Home
24 re360 learn - Training and Development Motivate your employees every day through re360 learn’s unique learning experiences based on their needs and personality with multiple media formats by using our hassle-free tool. re360 learn offers an extensive course library filled with hundreds of digital trainings on current topics and compliance essentials. We supply both proactive and reactive training guides and video tailored for employees and management. Sample Courses Pandemic Response Diversity Harassment Compliance and Legal Workplace Safety Human Resources Customer Service Professional Development Computer and IT Engagement Improvement Managerial Training Ethics A Blend Of Technology, Content, And Traditional Learning At Your Disposal Through re360 learn, your team is able to gain comprehensive knowledge and access to experts available through a robust cloud-based software that offers step-by-step courses, video e-learning, and managed training courses to help grow your leadership and drive employee growth and engagement. Full Course Catalog Available Now Your Resourcing Edge advisor can provide you with a full course catalog detailing all of the available resources and assist your team with creating an employee education program that can drive engagement and make your teams more efficient! Home
25 Why UnitedHealthcare? A trusted market leader, putting care at the center. Strong national network for care Members choose from 1.1M+ physicians and health care professionals, and more than 6,000 hospitals and 67,000 pharmacies. Competitive portfolio options The Professional Employer Organization (PEO) landscape is unique, and we offer multiple plan options designed to meet the varying needs of employers, whether local, regional or national. Convenient resources for members Mobile, online and person-to-person resources that help members make informed choices about their health care costs and needs. Access to wellness programs and services designed to enhance member health. Support from nurses, counselors, care managers and online wellness programs is designed to help members get and stay healthier with the goal of reducing overall care costs. Dedicated, responsive service team. Personalized service from a dedicated team with more than 20 years of experience in the PEO space. • UnitedHealthcare is an operating division of UnitedHealth Group® the largest single health carrier in the United States. • With a total workforce of more than 325,000 people worldwide, UnitedHealthcare serves people residing in all 50 states and more than 125 countries • In 2020, UnitedHealth Group ranked No. 1 in the insurance and managed care sector on Fortune’s “World’s Most Admired Companies” list for the 10th consecutive year Home
26 UnitedHealthCare® App Features Find Care • Find network care options for doctors, clinics and hospitals in your area. • Talk to a doctor by video 24/7. • See reviews and ratings for doctors. Manage Your Healthplan Details • Generate and share digital health plan ID cards. • View claims and account balances. • Manage prescription drugs and refills. Stay On Top Of Costs • Estimate the costs of common procedures. • View your copay, annual deductible and out-of-pocket expenses. • View your Health Reimbursement Account, FSA or HSA if applicable. Get Medical Cards See Your Deductibles See Your Claims Locate Doctors & Pharmacies Home
27 UnitedHealthCare® Telehealth App Features Whether you’re at work, home, traveling, you name it—a Telehealth visit lets you talk with a doctor by video 24/7. If needed, a Virtual Visit doctor can treat and prescribe* medication for everyday illnesses like the flu, sinus infections, a cough and more. Not available with all plans. Now Offering Telehealth For Covid-19 Testing And Vaccination-Related Visits. For COVID-19 testing-related visits, a telehealth visit may be a preferred way to connect with your provider. UnitedHealthcare is committed to helping you get the care you need from home or work through telehealth visits during this time. Telehealth services may be covered by your health insurance in a similar way to an office visit with your doctor. Depending on your benefit coverage, you may be able to schedule a visit with a local provider or set up a 24/7 urgent care visit Open the UHC Learn about See provider Select provider Download free app virtual visits groups available group app Home
28 UnitedHealthCare Plan Solutions - National National 500 National 2500 National 1000 In-Network In-Network In-Network Single/Family Single/Family Single/Family Deductible Deductible Deductible $500/$1,000 $2500/$5,000 $1000/$2,000 Coinsurance (After Ded) Coinsurance (After Ded) Coinsurance (After Ded) 20% 0% 20% Maximum Out of Pocket Maximum Out of Pocket Maximum Out of Pocket $3,500/$7,000 $4,000/$8,000 $6,500/$13,000 Office Copay Office Copay Office Copay PCP $0 PCP $25 PCP $30 SPC $100 SPC $25/50 SPC $30/60 Virtual $0 Virtual $0 Virtual $0 Urgent Care, Emergency Urgent Care, Emergency Urgent Care, Emergency Room, Major Diagnostic Room, Major Diagnostic Room, Major Diagnostic Copay Copay Copay Urgent Care- $75 Urgent Care- $75 Urgent Care- $50 ER- ER- $250+20% ER- $300 $250+Ded+20% Adv. Imaging - 20% Adv. Imaging - 0% Adv. Imaging - 20% Prescription Drugs Prescription Drugs Prescription Drugs $10/35/70 $10/35/70 $5/50/100 $10/150/500 SP $10/150/500 SP $5/150/500 SP 2.5x for Mail Order 2.5x for Mail Order 2.5x for Mail Order Home
29 UnitedHealthCare Plan Solutions- National National 2000 National 3000 National 5000 In-Network In-Network In-Network Single/Family Single/Family Single/Family Deductible Deductible Deductible $2,000/$4,000 $3,000/$6,000 $5,000/$10,000 Coinsurance (After Ded) Coinsurance (After Ded) Coinsurance (After Ded) 20% 20% 20% Maximum Out of Pocket Maximum Out of Pocket Maximum Out of Pocket $6,500/$13,000 $6,500/$13,000 $6,500/$13,000 Office Copay Office Copay Office Copay PCP $0 PCP $0 PCP $0 SPC $100 SPC $100 SPC $100 Virtual $0 Virtual $0 Virtual $0 Urgent Care, Emergency Urgent Care, Emergency Urgent Care, Emergency Room, Major Diagnostic Room, Major Diagnostic Room, Major Diagnostic Copay Copay Copay Urgent Care- $75 Urgent Care- $50 Urgent Care- $50 ER- $250+Ded+20% ER- $250+Ded+20% ER- $250+20% Adv. Imaging - 20% Adv. Imaging - 20% Adv. Imaging - 20% Prescription Drugs Prescription Drugs Prescription Drugs $5/50/100 $5/50/100 $5/50/100 $5/150/500 SP $5/150/500 SP $5/150/500 SP 2.5x for Mail Order 2.5x for Mail Order 2.5x for Mail Order Home
30 UnitedHealthCare Plan Solutions - National National 6000 National HDHP 3000 National HDHP 3000/0% In-Network In-Network In-Network Single/Family Single/Family Single/Family Deductible Deductible Deductible $6,000/$12,000 $3,000/$6000 $3,000/$6000 Coinsurance (After Ded) Coinsurance (After Ded) Coinsurance (After Ded) 20% 20% 0% Maximum Out of Pocket Maximum Out of Pocket Maximum Out of Pocket $7,000/$14,000 $6,350/$12,700 $3,000/$6,000 Office Copay PCP $0 Office Copay Office Copay (After Ded met) SPC $100 PCP 20% PCP 0% Virtual $0 SPC 20% SPC 0% Urgent Care, Emergency Virtual 20% Virtual 0% Room, Major Diagnostic Urgent Care, Emergency Urgent Care, Emergency Room, Major Diagnostic Room, Major Diagnostic Copay Urgent Care- $50 Copay Copay ER - $250+Ded+20% Urgent Care- 20% Urgent Care- 0% Adv. Imaging - 20% Prescription Drugs ER - 20% ER - 0% Adv. Imaging - 20% Adv. Imaging - 0% $5/50/100 Prescription Drugs Prescription Drugs $5/150/500 SP Standard Select -Walgreens 2.5x for Mail Order $10/35/70 No Copay after Ded met $10/150/500 SP Copay app. after Ded met Home
31 UnitedHealthCare Plan Solutions - National National HDHP 3500 National HDHP 4000 National HDHP 5000 In-Network In-Network In-Network Single/Family Single/Family Single/Family Deductible Deductible Deductible $3,500/$7,000 $4,000/$8,000 $5,000/$10,000 Coinsurance (After Ded) Coinsurance (After Ded) Coinsurance (After Ded) 20% 20% 20% Maximum Out of Pocket Maximum Out of Pocket Maximum Out of Pocket $6,350/$12,700 $6,350/$12,700 $6,350/$12,700 Office Copay Office Copay Office Copay PCP 20% PCP 20% PCP 20% SPC 20% SPC 20% SPC 20% Virtual 20% Virtual 20% Virtual 20% Urgent Care, Emergency Urgent Care, Emergency Urgent Care, Emergency Room, Major Diagnostic Room, Major Diagnostic Room, Major Diagnostic Copay Copay Copay Urgent Care- 20% Urgent Care- $75 Urgent Care- $50 ER- $250+Ded+20% ER - 20% ER- $250+20% Adv. Imaging - 20% Adv. Imaging - 20% Adv. Imaging - 20% Prescription Drugs Prescription Drugs Prescription Drugs $10/35/70 $10/35/70 $10/35/70 $10/150/500 SP $10/150/500 SP $10/150/500 SP 2.5x for Mail Order Copay app. after Ded met Copay app. after Ded met Home
32 UnitedHealthCare Plan Solutions - National National HDHP 6750 In-Network Single/Family Deductible $6,750/$13,500 Coinsurance (After Ded) 0% Maximum Out of Pocket $6,750/$13,500 Office Copay PCP 0% SPC 0% Virtual 0% Urgent Care, Emergency Room, Major Diagnostic Copay Urgent Care- $50 ER- $250+Ded+20% Adv. Imaging - 20% Prescription Drugs 0% Co-Ins after Ded is met
33 UnitedHealthCare Plan Solutions - Texas Select 2000 Select 3000 Select 5000 In-Network In-Network In-Network Single/Family Single/Family Single/Family Deductible Deductible Deductible $2,000/$4,000 $3,000/$6,000 $5,000/$10,000 Coinsurance (After Ded) Coinsurance (After Ded) Coinsurance (After Ded) 20% 20% 20% Maximum Out of Pocket Maximum Out of Pocket Maximum Out of Pocket $7,150/$14,300 $7,150/$14,300 $7,150/$14,300 Office Copay Office Copay Office Copay PCP $15 PCP $15 PCP $15 SPC $50/100 SPC $50/100 SPC $50/100 Virtual $0 Virtual $0 Virtual $0 Urgent Care, Emergency Urgent Care, Emergency Urgent Care, Emergency Room, Major Diagnostic Room, Major Diagnostic Room, Major Diagnostic Copay Copay Copay Urgent Care- $25 Urgent Care- $25 Urgent Care- $25 ER - $300+20% ER - $300+20% ER - $300+20% Adv. Imaging - 20% Adv. Imaging - 20% Adv. Imaging - 20% Prescription Drugs Prescription Drugs Prescription Drugs $10/35/70 $10/35/70 $10/35/70 $10/150/500 SP $10/150/500 SP $10/150/500 SP 2.5x for Mail Order 2.5x for Mail Order 2.5x for Mail Order Home
34 UnitedHealthCare Plan Solutions - Texas Select HDHP 6750 In-Network Single/Family Deductible $6,750/$13,500 Coinsurance (After Ded) 0% Maximum Out of Pocket $6,750/$13,500 Office Copay PCP 0% SPC 0% Virtual 0% Urgent Care, Emergency Room, Major Diagnostic Copay Urgent Care- 0% ER- 0% Adv. Imaging - 0% Prescription Drugs 0% Co-ins after Ded is met Home
35 UnitedHealthCare Plan Solutions - Metro Metro 1000 Metro 3000 Metro 5000 In-Network In-Network In-Network Single/Family Single/Family Single/Family Deductible Deductible Deductible $1,000/$2,000 $3,000/$6,000 $5,000/$10,000 Coinsurance (After Ded) Coinsurance (After Ded) Coinsurance (After Ded) 20% 20% 20% Maximum Out of Pocket Maximum Out of Pocket Maximum Out of Pocket $6,500/$13,000 $6,500/$13,000 $6,500/$13,000 Office Copay Office Copay Office Copay PCP $0 PCP $0 PCP $0 SPC $100 SPC $100 SPC $100 Virtual $0 Virtual $0 Virtual $0 Urgent Care, Emergency Urgent Care, Emergency Urgent Care, Emergency Room, Major Diagnostic Room, Major Diagnostic Room, Major Diagnostic Copay Copay Copay Urgent Care- $50 Urgent Care- $50 Urgent Care- $50 ER - $250+20% ER - $250+20% ER - $250+20% Adv. Imaging - 20% Adv. Imaging - 20% Adv. Imaging - 20% Prescription Drugs Prescription Drugs Prescription Drugs $5/50/100 $5/50/100 $5/50/100 $5/150/500 SP $5/150/500 SP $5/150/500 SP 2.5x for Mail Order 2.5x for Mail Order 2.5x for Mail Order Home
36 UnitedHealthCare Plan Solutions - Metro Metro HDHP 6750 In-Network Single/Family Deductible $6,750/$13,500 Coinsurance (After Ded) 0% Maximum Out of Pocket $6,750/$13,500 Office Copay PCP 0% SPC 0% Virtual 0% Urgent Care, Emergency Room, Major Diagnostic Copay Urgent Care- 0% ER- 0% Adv. Imaging - 0% Prescription Drugs 0% Co-ins after Ded is met Home
37 UnitedHealthCare Plan Solutions - Nevada Nevada 2000 Nevada 5000 Nevada 3000 In-Network In-Network In-Network Single/Family Single/Family Single/Family Deductible Deductible Deductible $2,000/$4,000 $5,000/$10,000 $3,000/$6,000 Coinsurance (After Ded) Coinsurance (After Ded) Coinsurance (After Ded) 20% 20% 20% Maximum Out of Pocket Maximum Out of Pocket Maximum Out of Pocket $6,500/$13,000 $8,850/$17,100 $6,000/$12,000 Office Copay Office Copay Office Copay PCP $0 PCP $35 PCP 20% SPC $100 SPC $65 SPC 20% Virtual $0 Virtual $0 Virtual 0% Urgent Care, Emergency Urgent Care, Emergency Urgent Care, Emergency Room, Major Diagnostic Room, Major Diagnostic Room, Major Diagnostic Copay Copay Copay Urgent Care- Urgent Care- $50 Urgent Care-20% $50ER-$400+Ded+20% Adv. Imaging - 20% ER - 20% ER - 20% Prescription Drugs Adv. Imaging - 20 Adv. Imaging - 20% Prescription Drugs Prescription Drugs $5/50/100 $5/150/500 SP $10/35/70 $10/35/70 2.5x for Mail Order $10/150/500 SP $10/150/500 SP 2.5x for Mail Order 2.5x for Mail Order Home
38 UnitedHealthCare Plan Solutions - Navada/Hawaii Nevada HDHP 3000 Nevada HDHP 6350 Hawaii 100 In-Network In-Network In-Network Single/Family Single/Family Single/Family Deductible Deductible Deductible $3,000/$6,000 $6,350/$12,700 $100/$300 Coinsurance (After Ded) Coinsurance (After Ded) Coinsurance (After Ded) 20% 0% 10% Maximum Out of Pocket Maximum Out of Pocket Maximum Out of Pocket $5,000/$12,000 $6,500/$13,000 $6,750/$13,500 Office Copay Office Copay Office Copay PCP 20% PCP 0% SPC 20% SPC 0% PCP 10% Coinsurance, deductible Virtual 20% Virtual 0% does not apply. Urgent Care, Emergency Urgent Care, Emergency SPC 10% Coinsurance, deductible Room, Major Diagnostic Room, Major Diagnostic does not apply. Copay Copay Virtual 10% coinsurance by a Urgent Care-20% Urgent Care- 0% after Ded Designated Virtual Network Provider, deductible does not ER - 20% ER- 0% after Ded Adv. Imaging - 20% Adv. Imaging-0% after Ded apply. Prescription Drugs Urgent Care, Emergency Room, Prescription Drugs $10/35/70 Major Diagnostic Copay $10/150/500 SP 0% Co-ins after Ded is met Urgent Care-10%, after deductible 2.5x for Mail Order ER- 10% Coinsurance deducti- Home ble does not apply.Adv. Imaging - 10% Coinsurance, deductible does not apply Prescription Drugs $10/30/50 3x for Mail Order
39 Kaiser Permanente Regional Plans DHMO 5000 We have partnered with Kaiser Permanente to bring you some Washington of the best regional plans in the market! We are proud to team In-Network up with one of the leading health insurance coverage Single/Family organizations in the country. As Kaiser Permanente puts it, \"We offer care and coverage Deductible together to support your total health — and simplify your $5,000/$10,000 entire health care experience.\" Coinsurance (After Ded.) 30% Maximum Deductible, CoInsurance & CoPays $7,000/ $14,000 Office Copay PCP $40 SPC $50 Virtual $0 Urgent Care, Emergency Room, Major Diagnostic Copay Urgent Care- $40 ER - $200+Ded Adv. Imaging - $150+Ded Prescription Drugs $15/35/70 SP: 30% upto $250 up to 90 supply for Mail Order Home
40 Kaiser Permanente Regional Plans DHMO 5000 Colorado Georgia Mid-Atlantic States In-Network In-Network In-Network Single/Family Single/Family Single/Family Deductible Deductible Deductible $5,000/$10,000 $5,000/$10,000 $5,000/$10,000 Coinsurance (After Ded.) Coinsurance (After Ded.) Coinsurance (After Ded.) 30% 30% 30% Maximum Deductible, Maximum Deductible, Maximum Deductible, CoInsurance & CoPays CoInsurance & CoPays CoInsurance & CoPays $7,000/ $14,000 $7,000/ $14,000 $7,000/ $14,000 Office Copay Office Copay Office Copay PCP $40 PCP $40 PCP $40 SPC $50 SPC $50 SPC $50 Virtual $0 Virtual $0 Virtual $0 Urgent Care, Emergency Urgent Care, Emergency Urgent Care, Emergency Room, Major Diagnostic Room, Major Diagnostic Room, Major Diagnostic Copay Copay Copay Urgent Care- $50 Urgent Care- $50 Urgent Care- $50 ER- $200 ER- $200 ER- $200 Adv. Imaging - $150 Adv. Imaging - $150+Ded Adv. Imaging - $150+Ded Prescription Drugs Prescription Drugs Prescription Drugs $15/35/70 SP:30% upto $250 $15/35/70 SP:30% upto $250 $15/35/70 SP:20% upto $150 up to 90 supply for Mail Order up to 90 supply for Mail Order up to 90 supply for Mail Order Home
41 Kaiser Permanente Regional Plans DHMO 5000 Northern California Southern California Northwest In-Network In-Network In-Network Single/Family Single/Family Single/Family Deductible Deductible Deductible $5,000/$10,000 $5,000/$10,000 $5,000/$10,000 Coinsurance (After Ded.) Coinsurance (After Ded.) Coinsurance (After Ded.) 30% 30% 30% Maximum Deductible, Maximum Deductible, Maximum Deductible, CoInsurance & CoPays CoInsurance & CoPays CoInsurance & CoPays $7,000/ $14,000 $7,000/ $14,000 $7,000/$14,000 Office Copay Office Copay Office Copay PCP $40 PCP $40 PCP $40 SPC $50 SPC $50 SPC $50 Virtual $0 Virtual $0 Virtual $0 Urgent Care, Emergency Urgent Care, Emergency Urgent Care, Emergency Room, Major Diagnostic Room, Major Diagnostic Room, Major Diagnostic Copay Copay Copay Urgent Care- $40 Urgent Care- $40 Urgent Care- $50 ER- $200+Ded ER- $200+Ded ER- $200 Adv. Imaging - $150+Ded+30% Adv. Imaging - $150+Ded+30% Adv. Imaging - $150 Prescription Drugs Prescription Drugs Prescription Drugs $15/35 SP: 30% upto $250 $15/35 SP:30% upto $250 $15/35/70 SP:30% upto $250 up to 100 supply for Mail Order up to 100 supply for Mail Order up to 90 supply for Mail Order Home
42 Kaiser Permanente Regional Plans DHMO 3000 Colorado Georgia Mid-Atlantic States In-Network In-Network In-Network Single/Family Single/Family Single/Family Deductible Deductible Deductible $3,000/$6,000 $3,000/$6,000 $3,000/$6,000 Coinsurance (After Ded.) Coinsurance (After Ded.) Coinsurance (After Ded.) 30% 30% 30% Maximum Deductible, Maximum Deductible, Maximum Deductible, CoInsurance & CoPays CoInsurance & CoPays CoInsurance & CoPays $6,000/ $12,000 $6,000/ $12,000 $6,000/ $12,000 Office Copay Office Copay Office Copay PCP $30 PCP $30 PCP $30 SPC $40 SPC $40 SPC $40 Virtual $0 Virtual $0 Virtual $0 Urgent Care, Emergency Urgent Care, Emergency Urgent Care, Emergency Room, Major Diagnostic Room, Major Diagnostic Room, Major Diagnostic Copay Copay Copay Urgent Care- $40 Urgent Care- $40 Urgent Care- $40 ER- $200 ER- $200 ER- $200 Adv. Imaging - $150 Adv. Imaging - $150+Ded Adv. Imaging - $150+Ded Prescription Drugs Prescription Drugs Prescription Drugs $15/35/70 SP: 30% upto $250 $15/35/70 SP:30% upto $250 $15/35/70 SP:20% upto $150 up to 90 supply for Mail Order up to 90 supply for Mail Order up to 90 supply for Mail Order Home
43 Kaiser Permanente Regional Plans DHMO 3000 Northern California Southern California Northwest In-Network In-Network In-Network Single/Family Single/Family Single/Family Deductible Deductible Deductible $3,000/$6,000 $3,000/$6,000 $3,000/$6,000 Coinsurance (After Ded.) Coinsurance (After Ded.) Coinsurance (After Ded.) 30% 30% 30% Maximum Deductible, Maximum Deductible, Maximum Deductible, CoInsurance & CoPays CoInsurance & CoPays CoInsurance & CoPays $6,000/ $12,000 $6,000/ $12,000 $6,000/ $12,000 Office Copay Office Copay Office Copay PCP $30 PCP $30 PCP $30 SPC $40 SPC $40 SPC $40 Virtual $0 Virtual $0 Virtual $0 Urgent Care, Emergency Urgent Care, Emergency Urgent Care, Emergency Room, Major Diagnostic Room, Major Diagnostic Room, Major Diagnostic Copay Copay Copay Urgent Care- $30 Urgent Care- $30 Urgent Care- $40 ER- $200+Ded ER- $200+Ded ER- $200 Adv. Imaging - $150+Ded+30% Adv. Imaging - $150+Ded+30% Adv. Imaging - $150 Prescription Drugs Prescription Drugs Prescription Drugs $15/35 SP: 30% upto $250 $15/35 SP:30% upto $250 $15/35/70 SP:30% upto $250 upto 100 supply for Mail Order upto 100 supply for Mail Order up to 90 supply for Mail Order Home
44 Kaiser Permanente Regional Plans DHMO 3000 Washington In-Network Single/Family Deductible $3,000/$6,000 Coinsurance (After Ded.) 30% Maximum Deductible, CoInsurance & CoPays $6,000/ $12,000 Office Copay PCP $30 SPC $40 Virtual $0 Urgent Care, Emergency Room, Major Diagnostic Copay Urgent Care- $30 ER - $200+Ded Adv. Imaging - $150+Ded Prescription Drugs $15/35/70 SP: 30% upto $250 up to 90 supply for Mail Order Home
45 Kaiser Permanente Regional Plans DHMO 1500 Colorado Georgia Mid-Atlantic States In-Network In-Network In-Network Single/Family Single/Family Single/Family Deductible Deductible Deductible $1,500/$3,000 $1,500/$3,000 $1,500/$3,000 Coinsurance (After Ded.) Coinsurance (After Ded.) Coinsurance (After Ded.) 20% 20% 20% Maximum Deductible, Maximum Deductible, Maximum Deductible, CoInsurance & CoPays CoInsurance & CoPays CoInsurance & CoPays $4,000/ $8,000 $4,000/ $8,000 $4,000/ $8,000 Office Copay Office Copay Office Copay PCP $20 PCP $20 PCP $20 SPC $30 SPC $30 SPC $30 Virtual $0 Virtual $0 Virtual $0 Urgent Care, Emergency Urgent Care, Emergency Urgent Care, Emergency Room, Major Diagnostic Room, Major Diagnostic Room, Major Diagnostic Copay Copay Copay Urgent Care- $30 Urgent Care- $30 Urgent Care- $30 ER- $200 ER- $200 ER- $200 Adv. Imaging - $100 Adv. Imaging - $100+Ded Adv. Imaging - $100+Ded Prescription Drugs Prescription Drugs Prescription Drugs $10/30/60 SP: 20% upto $250 $10/30/60 SP:20% upto $250 $10/30/60 SP:20% upto $150 up to 90 supply for Mail Order up to 90 supply for Mail Order up to 90 supply for Mail Order Home
46 Kaiser Permanente Regional Plans DHMO 1500 Northern California Southern California Northwest In-Network In-Network In-Network Single/Family Single/Family Single/Family Deductible Deductible Deductible $1,500/$3,000 $1,500/$3,000 $1,500/$3,000 Coinsurance (After Ded.) Coinsurance (After Ded.) Coinsurance (After Ded.) 20% 20% 20% Maximum Deductible, Maximum Deductible, Maximum Deductible, CoInsurance & CoPays CoInsurance & CoPays CoInsurance & CoPays $4,000/ $8,000 $4,000/ $8,000 $4,000/ $8,000 Office Copay Office Copay Office Copay PCP $20 PCP $20 PCP $20 SPC $30 SPC $30 Virtual $0 Virtual $0 SPC $30 Virtual $0 Urgent Care, Emergency Urgent Care, Emergency Urgent Care, Emergency Room, Major Diagnostic Room, Major Diagnostic Room, Major Diagnostic Copay Copay Copay Urgent Care- $20 Urgent Care- $20 Urgent Care- $30 ER- $200+Ded ER- $200+Ded ER- $200 Adv. Imaging - $100+Ded+20% Adv. Imaging - $100+Ded+20% Adv. Imaging - $100 Prescription Drugs Prescription Drugs Prescription Drugs $10/30 SP: 20% upto $250 $10/30 SP:20% upto $250 $10/30/60 SP:20% upto $250 up to 100 supply for Mail Order up to 100 supply for Mail Order up to 90 supply for Mail Order Home
47 Kaiser Permanente Regional Plans DHMO 1500 Washington In-Network Single/Family Deductible $1,500/$3,000 Coinsurance (After Ded.) 20% Maximum Deductible, CoInsurance & CoPays $4,000/ $8,000 Office Copay PCP $20 SPC $30 Virtual $0 Urgent Care, Emergency Room, Major Diagnostic Copay Urgent Care- $20 ER - $200+Ded Adv. Imaging - $100+Ded Prescription Drugs $10/30/60 SP: 20% upto $250 up to 90 supply for Mail Order Home
48 Kaiser Permanente Regional Plans CA $30 HMO Northern California Southern California In-Network In-Network Single/Family Single/Family Deductible Deductible NA NA Coinsurance (After Ded.) Coinsurance (After Ded.) Maximum Deductible, Maximum Deductible, CoInsurance & CoPays CoInsurance & CoPays $3,000/ $6,000 $3,000/ $6,000 Office Copay Office Copay PCP $30 PCP $30 SPC $30 SPC $30 Virtual $0 Virtual $0 Urgent Care, Emergency Urgent Care, Emergency Room, Major Diagnostic Room, Major Diagnostic Copay Copay Urgent Care- $30 Urgent Care- $30 ER- $100 ER- $100 Adv. Imaging - $50 Adv. Imaging - $50 Prescription Drugs Prescription Drugs $15/35/35 SP: 30% upto $150 $15/35/35 SP:30% upto $150 up to 100 supply for Mail Order up to 100 supply for Mail Order Home
49 Health Advocate & Advisory Benefit Resourcing Edge understands the power behind having someone in your corner, the HealthAdvocate benefit is intended to be just that. HealthAdvocate provides your employees and their families with the resource of a professional who will work directly with carriers on the members behalf. We make health care easier. HealthAdvocate is a powerful tool for your employees to What is HealthAdvocate? easily navigate the complicated • High touch & hi-tech support. and frustrating health care • Coordinate care with providers. billing and treatment process. • Research and arrange second opinions. HealthAdvocate takes the • Support & education for medical conditions. worry and pressure off your employees so they can focus on work. • Find the right doctors and services. • Billing, claims support-ensuring members understand their EOB statement & dispute any errors in provider billing. • Healthcare decision support with navigating options for treatment and plans for care. Who is Eliglble? • Participants enrolled in the Resourcing Edge UnitedHealthcare policy. • The UHC enrollee’s spouse, dependents, parents & in-laws. • Resourcing Edge offers this at NO COST to you or your employees. Your employees are supported well to ensure they get the care and advocacy they deserve. Home
50 Employer-Paid Group Life Insurance The Group Life & Accidental Death & Dismemberment (AD&D) insurance covers all active full-time employees working 30 hours per week. All Plans Feature: • Life insurance conversion Privilege AD&D education benefit Payable for up to four years in an amount equal to 2% of the insured employee’s life insurance, but not more than $2,500 a year. • Seat Belt Benefit Additional 50% of the Accidental Death Benefit up to $10,000. • Repatriation of remains benefit • 24-hour AD&D $15,000 flat coverage amount 01Plan One Plan one is automatically included in the PEO agreement with Resourcing Edge. included $50,000 flat coverage amount 02Plan Two Plan two is a buy up option for companies that want to provide a upgrade higher level benefit to their employees. 03Plan Three $100,000 flat coverage amount upgrade Plan three is a buy up option for companies that want to provide 04Plan Four a higher level benefit to their employees. upgrade 1x Annual Salary, $300,000 maximum coverage 05Plan Four Plan four is a buy up option for companies that want to provide the highest level of benefit to their employees. upgrade 2x Annual Salary, $600,000 maximum coverage Home Plan five is a buy up option for companies that want to provide the highest level of benefit to their employees.
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