["52 Health Savings Accounts (HSA) What are the benefits of a health savings account? HSAs are tax-advantaged accounts that help people save and pay for qualified medical expenses. Benefits include: \u2022\t Contributions are pre-tax or tax deductible. \u2022\t Earnings are income tax-free. \u2022\t You can make income tax-free withdrawals for qualified medical expenses. \u2022\t You can carry over unused available funds from year to year. \u2022\t The HSA is yours to keep even if you change jobs, change health plans or retire. Who qualifies for an HSA? To open an HSA, you must have a qualifying high-deductible health plan (HDHP) and meet other IRS eligibility requirements, unless an exception applies. \u2022\t You cannot be covered by any other health plan that is not an HDHP. \u2022\t You cannot be currently enrolled in Medicare or TRICARE. \u2022\t You cannot be claimed as a dependent on another individual\u2019s tax return. Employees can use HSA funds for: 2023 IRS HSA Contribution Limits \u2022\t To pay for qualified medical, dental, vision and HSA contribution Self-only: $3,850 prescription drug expenses, including certain limit (employer + Family: $7,750 over-the-counter drugs and medications, as defined in IRS Publications 502 and 969. employee) \u2022\t As supplemental income after age 65. Once an employee is 65, they can withdraw funds for any HSA catch-up $1,000 reason without paying a penalty, but they will be contributions (age 55 subject to ordinary income tax. If they are under age 65 and use HSA funds for nonqualified or older) expenses, they will need to pay taxes on the money they withdraw, as well as an additional HDHP minimum Self-only: $1,400 20% penalty. deductibles Family: $2,800 HDHP maximum out- Self-only: $7,050 of-pocket amounts Family: $14,100 (deductibles, co- payments and other amounts, but not premiums) Any remaining available balance automatically rolls over year after year and as the employee is the owner of the HSA, they may continue to maintain the account if they change employers. The funds are theirs to keep. Home","53 Flexible Spending Account (FSA) What are the benefits of a Flexible Spending Flexible Spending Accounts Account? Contribution Limits for 2023 FSA is a smart way to save and pay for eligible health care expenses. It\u2019s smart because employees can set Maximum salary $3,050 aside pre-tax dollars in their FSA. Whenever they need deferral contribution to pay out-of-pocket for eligible health care costs, they just use their Optum Financial payment card. Maximum $610 Lowering employee taxes: carryover\u00a0amount When employees contribute to an FSA, they are setting Employees may be able to use their aside pre-tax dollars. They don\u2019t have to pay federal FSA to pay for: income taxes on the money they put into the account. \u2022\t Alcohol and drug addiction inpatient This means they may actually lower the amount of federal income tax they pay. treatment Employees can access funds immediately. \u2022\t Breast reconstruction surgery The money employees choose to put into their FSA is available to them on the first day of their plan year. following a mastectomy or cancer They don\u2019t have to wait until their FSA balance grows to \u2022\t (Certain) over-the-counter drugs and pay for eligible expenses. The \u201cuse it or lose it\u201d rule. medications The \u201cuse it or lose it\u201d rule means that employees will \u2022\t Dental treatment lose any money left in their account at the end of the \u2022\t Diagnostic tests and devices plan year. So be sure to encourage employees to use \u2022\t Doctor\u2019s visits all of their FSA funds. But even if some funds are left in \u2022\t Eye exams your account at the end of the plan year, they may still \u2022\t Eyeglasses and contact lenses come out ahead because of the tax savings. \u2022\t Fertility enhancements \u2022\t Hearing aids and batteries It\u2019s the employee\u2019s choice. They decide how much \u2022\t Physical therapy to contribute. \u2022\t Prescriptions \u2022\t Smoking cessation programs With an FSA, employees choose how much to contribute. We help them to plan ahead, by providing a sample list of anticipated health care expenses for the coming year during the enrollment process. Home","54 Virtual Primary Care Quality Affordability U.S.-based, board- AI and machine learning certified physicians optimize the medical diagnose, treat, follow encounter, enabling a up and keep employees fundamental shift in the and their families happy medical cost structure Accessibility Text-based care is accessible from anywhere your employees are, whether they\u2019re at home, at work or on the go On-Demand, Text-Based Primary Care Via Mobile Device \u2022\t Available to members 1 year and older, nationwide, 24\/7 \u2022\t HIPAA compliant, private and secure \u2022\t Building to scale for all lines of business \u2022\t Integrated into your member experience With 98point6, you\u2019ll enhance the employee experience and enable new ways for employees to receive quality medical care, whenever they need it! Home","55 Resourcing Edge and inSourceRx It\u2019s Important To Take The Medications You\u2019ve Been Prescribed. Cost Should Never Be The Reason You Don\u2019t. That\u2019s why Resourcing Edge has partnered with inSourceRx. We\u2019ve made it easy and convenient to access affordable medications at a pharmacy near you. Simply enter the medication you\u2019ve been prescribed, and you\u2019ll see how much it will cost at a variety of local pharmacies. When you access your inSourceRx Prescription Savings Card, you can use it to save on all your medications, and you can access savings for pet meds too. Share your card with friends and family members. Resourcing Edge offers this COMPLETELY FREE to all clients. Here\u2019s How It Works Access your card Start by accessing your Resourcing Edge inSourceRx Prescription Savings Card. You can download the card via email or text, print the card or have it mailed to you. Check your savings Enter the name of the prescription you need to fill on our easy form. Having the name of the medication handy will assure you see all the options available to you. Find a pharmacy Simply enter your city, state or zip to find pharmacies near you who honor \u2013 and recommend \u2013 the inSourceRx Prescription Savings Card. Show your card and SAVE Show your card via text, saved email or printed card to your pharmacist when you submit your prescription to be filled. If you\u2019ve had your prescription called in, show your inSourceRx Prescription Savings Card when you pay for your prescription. Home","56 Employer\/Employee Paid, Long-Term Disability Protecting a Portion of Your Employees Income Everyday illnesses or injuries can interfere with an employee\u2019s ability to work. Serious illnesses or accidents can come out of nowhere. Even a few weeks away from work can make it difficult to manage household costs. These things can interrupt an employee\u2019s life, and their ability to work for months \u2013 even years. Helping you to ensure that a portion of an employee\u2019s income is paid during these times so that they can focus on getting better and worry less about paying their bills. Coverage Type Description Long-Term Disability Protects a portion of your income if you become partially or totally Employer Paid disabled for a long period of time. \u2022 Monthly Benefit: 60% of monthly earnings to a maximum benefit of $10,000 per month. Definition of Disability: \u2022 2-year regular occupation \u2022 Zero-day residual \u2022 Accelerated elimination period \u2022 Work incentive benefit during the first 24 months of disability payments \u2022 Elimination period: 90 or 180 days based on plan \u2022 Benefit duration: Social Security Normal Retirement Age (SSNRA) \u2022 Social Security integration: primary and family \u2022 Pre-Existing Condition Clause: 3\/12 Features: Minimum monthly benefits \u2013 greater of $100 or 10% of the gross disability payment, rehabilitation and return to work assistance programs, survivor benefit, family-care incentive, indexed pre-disability earnings, dependent care benefits, guaranteed insurability and 12-month rehire provision. Short-Term Disability (STD) and Long-Term Disability (LTD) offered by Resourcing Edge and MetLife are valuable policies designed to temporarily (and in some rare cases, permanently) replace income for covered individuals who are unable to work as a result of an illness, or a non-work-related accident. Home","58 Employer\/Employee Paid, Short-Term Disability Protecting a Portion of Your Employees Income Everyday illnesses or injuries can interfere with an employee\u2019s ability to work. Serious illnesses or accidents can come out of nowhere. Even a few weeks away from work can make it difficult to manage household costs. These things can interrupt an employee\u2019s life, and their ability to work for months \u2013 even years. Helping you to ensure that a portion of an employee\u2019s income is paid during these times so that they can focus on getting better and worry less about paying their bills. Coverage Type Description Short-Term Disability Protects a portion of your income if you become partially or totally Employer Paid disabled for a short period of time \u2022 Weekly Benefit: 60% of weekly earnings to a maximum benefit of $2,308 per week \u2022 Elimination period: injury \u2013 14 days, sickness \u2013 14 days \u2022 Benefit duration: up to 26 weeks \u2022 Pre-Existing Condition Clause: None \u2022 Allows for 6 weeks maternity benefit for normal delivery; 8 weeks for C-Section. First 2 weeks are elimination period. Elimination Period means the period of your disability during which we do not pay benefits. Features: Rehabilitation and return to work assistance program, family care incentive, guarantee insurability, maternity benefits, minimum weekly benefit of $20 Employers should consider the numerous benefits to offering STD and LTD coverage to their employees. First it helps employers stay competitive in hiring, recruiting, and retention of valuable employees. Secondly, the cost of the benefit programs are tax deductible, and most importantly employers who provide disability coverage experience far less fraudulent Workers\u2019 Compensation claims. Home","60 Resourcing Edge Vision Plans Coverage Vision Silver Plan Vision Gold Plan Copay Frequency Types Description Description $10 Every calendar WellVision Exam Focuses on your eyes and overall Comprehensive exam of visual functions $25 year Prescription wellness and prescription of corrective eyewear Included in Glasses Prescription See frame and \u2022\t $150 allowance for a wide selec- \u2022\t $200 allowance for a wide selection of Glasses lenses Frame tion of frames frames Every other \u2022\t $150 allowance for featured \u2022\t 20% savings on the amount over calendar frame brands your allowance Year (Silver Plan) \u2022\t 20% savings on the amount \u2022\t $95 Costco\u00ae frame allowance over your allowance Every calendar year (Gold \u2022\t $70 Costco\u00ae frame allowance Plan) Lenses \u2022\t Single vision, lined bifocal, and \u2022\t Single vision, lined bifocal, lined Every calendar lined trifocal lenses trifocal, and lenticular lenses year \u2022\t Polycarbonate lenses for de- \u2022\t Ultraviolet coating and Polycarbonate Every calendar pendent children lenses for dependent children year Lens \u2022\t Standard progressive lenses $55 Every calendar Enhancement \u2022\t Premium progressive lenses $95 - $105 year \u2022\t Custom progressive lenses $150 -$175 Contacts \u2022\t $130 allowance for contacts; \u2022\t Polycarbonate single vision (adult) $31 As needed (instead of copay does not apply \u2022\t Polycarbonate multifocal (adult) $35 \u2022\t Scratch-resistant coating (variable by $17 - $33 glasses) \u2022\t Contact lens exam (fitting and $17 - $34 Diabetic Eyecare evaluation) type) $17 - $44 \u2022\t Tints single vision (variable by type) $41 - $85 Plus Services related to diabetic eye \u2022\t Tints multifocal (variable by type) $47 - $82 disease,glaucoma and age-related \u2022\t Anti-reflective coating Up to $60 macular degeneration (AMD). Ret- \u2022\t Photochromic inal screening for eligible members \u2022\t Average savings of 20-25% on other $20 with diabetes. Limitations and coordination with medical coverage lens enhancements may apply. Ask your VSP doctor for \u2022\t $175 allowance for contacts; copay details does not apply \u2022\t Contact lens exam (fitting and \u2022\t evaluation) Services related to diabetic eye dis- ease,glaucoma and age-related macular degeneration (AMD). Retinal screen- ing for eligible members with diabetes. Limitations and coordination with medical coverage may apply. Ask your VSP doctor for details Dual Rider Options Two pairs of prescription eyeglasses. One pair eyeglasses + allowance toward contact lenses. Double allowance toward contact lenses. Vision Gold Plan Rates Monthly Vision Silver Plan Rates Monthly Employee $8.80 Employee $5.72 Employee + Spouse $15.97 Employee + Spouse $10.39 Employee +Children $16.76 Employee +Children $10.90 Family $25.87 Family $16.82","61 Resourcing Edge Dental Plans Whether you\u2019re in need of routine cleanings, braces, or a filling, a solid dental plan makes it easier for you to help protect your family\u2019s smile and your budget. $1,500 Plan (SILVER) $3,000 Plan (GOLD) In-Network Out-of-Network In-Network Out-of-Network Type A \u2013 Preventative 100% 100% MAC 100% 100% of R&C Type B \u2013 Basic Restorative Type C \u2013 Major Restorative 80% 80% MAC 80% 80% of R&C Type D \u2013 Orthodontia 50% 50% MAC 50% 50% of R&C Deductible 50% 50% 50% 50% Individual \/ Family $50 $50 $50 $50 (per covered person per year) $1,500 $1,500 $3,000 $3,000 Annual Maximum Benefits $1,000 $1,000 $1,500 $1,500 Per Person Monthly Dental Gold Plan Rates Monthly Orthodontia Lifetime Maximum $26.81 Employee $41.56 (for children only up to age 19) $52.34 Employee + Spouse $81.59 $67.59 Employee +Children $111.24 R&C = Reasonable & Customary $93.12 Family $153.31 MAC = Maximum Allowable Charge Dental Silver Plan Rates Employee Employee + Spouse Employee +Children Family Home","62 Retirement Services with Slavic401K In Today\u2019s Market, The 401(K) Is No Longer An Optional Benefit. It\u2019s An Essential Ingredient For Your Businesses\u2019 Success. Attract & retain top talent, and create a happier, more stable workforce by offering your employees a Slavic 401(k) plan. Happier employees stick with your business longer, ensuring you have the depth for your business to continue to scale. 401k Compliance & Testing Issues Can Cause Significant Problems For You, If Your Plan Is Not Administered Correctly. You Can Be Hit With Fines & Penalties That Can Cut Into The Bottom Line Of Any Business. Resourcing Edge and Slavic401k have a proven track record of compliance that keeps you free from unwelcome and unexpected 401k-related penalties. Our Plan Administration Fees Are Among The Lowest In The Industry, Allowing More Of Your Money To Stay Where It\u2019s Needed; In Running And Growing Your Business. Weighing your options between your own independent 401(k) plan or participation in a Multiple Employer Plan (MEP)? Consider the $6,000 - $10,000 annual audit cost savings (an IRS requirement for businesses of 100+) afforded you by adopting an MEP plan sponsored by Resourcing Edge. There is no individual audit requirement for your company inside an MEP. Also outsourcing the administration and Fiduciary responsibility to the MEP sponsor saves time and money. Future Proof Advantages for You. One of the biggest pain points for any business owner is surrendering your hard-earned money over in the form of taxes; which seem to be continually increasing. A Safe Harbor plan, in tandem with a profit-sharing arrangement, allows a business owner to put away up to $53,000 in pre-tax 401(k) contributions. What\u2019s more, those funds are exempt from litigation, ensuring a solid financial foundation for you and your family no matter what perils business ownership may throw your way. In many cases, a 401(k) that\u2019s well-funded over the course of decades can end up having a higher valuation than your business itself when the time comes for you to hang up your hat. Home","63 Retirement Services with Slavic401K Client Company Benefits \u2022\t Affordable retirement plan. \u2022\t Flexible plan features, including safe harbor and profit sharing. \u2022\t Customizable 401(k) plan design options, involving eligibility options, company match, vesting schedules, and more. \u2022\t Quarterly Statements. \u2022\t Access to the Slavic plan and participant sites allowing you and your employees to monitor and control your investments About The Plan \u2022\t Resourcing Edge offers a Retirement Savings Plan through Slavic401k. \u2022\t This is a Multiple Employer Plan sponsored by Resourcing Edge, who will be serving as the Plan Administrator. \u2022\t The Slavic investment lineup offers a variety of investment options for Participant selection. \u2022\t The investment lineup is monitored at the Plan level on a quarterly basis in order to provide the highest quality. \u2022\t Participants have access to Index and Actively managed funds, Target-date funds, and online Investment Portfolio Management Services through the exclusive Slavic401k tool; Bespoke. Let Us Handle The Administration For You By participating in the Resourcing Edge 401(k) Plan, administrative tasks will be managed for clients by Resourcing Edge and its service providers. These tasks include: \u2022\t Employee eligibility tracking \u2022\t Annual Non-discrimination testing \u2022\t Distributions, roll-ins and roll-outs \u2022\t Annual reporting \u2022\t Plan compliance \u2022\t Participant education\/enrollment \u2022\t Employee loans and hardship \u2022\t Employee Deferral changes \u2022\t Employer Contribution Management distribution requests \u2022\t Fiduciary Responsibilities and due Diligence \u2022\t Employee Group Education Meetings \u2022\t Bespoke individual online investment management at no cost to participants Home","64 Retirement Services with Slavic401K FINANCIAL EDUCATION FOR YOUR PARTICIPANTS As part of the 401(k) Plan services provided by Resourcing Edge, each Client Adopter will be assigned a Financial Educator. The team of Financial Educators consists of licensed Independent Financial Advisors, who are available to provide assistance to the Client Adopter. YOUR FINANCIAL EDUCATOR WILL: \u2022\t Provide group enrollment education for new Client Adopters coming into the Retirement Savings Plan. \u2022\t Conduct annual retirement-focused workshops, available to all eligible participants. \u2022\t Provide follow-up availability for your employee\u2019s questions after the education meeting and while they are enrolling. \u2022\t Show your employees how to use the tools and technology available to manage and maximize their retirement savings. SAVE TIME AND MONEY WITH RESOURCING EDGE: \u2022\t Annual Employer Plan Fee $400 A focus on technology is paramount. We offer seamless integration into your re360 payroll system and maintain a team of internal technology experts at the ready to keep things running smoothly 24x7. Our technology services include: \u2022\t Single sign on user login \u2022\t Mobile-friendly user interface \u2022\t Payroll integration \u2022\t Sponsor & participant Email Express\u2122 Home","65 Slavic401K Investment Plan Lineup Resourcing Edge Plan 401K Funds Vangaurd Equity Income BlackRock LifePath Index 2025 K Fidelity 500 Index Fund BlackRock LifePath Index 2030 K Vanguard Large Cap Growth Adm BlackRock LifePath Index 2040 K Fidelity Mid Cap Index BlackRock LifePath Index 2050 K Vanguard Small Cap Value Index Adm BlackRock LifePath Index 2060 K Fidelity Small Cap Index BlacRock LifePath Index Retire K Vanguard Explorer Adm BlackRock LifePath Index 2025 K iShares MSCI EAFE Equity Index BlackRock LifePath Index 2035 K Vanguard International Growth Adm BlackRock LifePath Index 2045 K American Funds New Perspective R6 BlackRock LifePath Index 2055 K Goldman Sachs Stable Value BlackRock 20\/80 Target Allocation Fund K Fidelity US Bond Index BlackRock Target Date 2065 K Vanguard Core Bond Adm Columbia Balanced Inst3 PGIM High Yield R6 DFA Real Estate Securities Home","66 Employee Access to MemberDeals Give Your Employees Access to MemberDeals Give you and your employees access to everything you need to work and play from any web capable device, including discounts on electronics, entertainment, health & wellness, groceries and more! Be sure to also check out our offering of exclusive savings on travel and entertainment. Visit often, as new products and discounts are constantly being added! Rental Cars Food & Wine Gift Cards Health & Wellness Hotels Home Insurance & Protection Theme Parks Jewelry Attractions Kaiser Fitness Movie Tickets Loans & Refinancing Events Meal Planning Live Shows Office Sports Pets Ski Resorts Subscriptions Stay-cations\t Travel\t Vision & Optics Apparel & Accessories\t Appliances Automotive \t Beauty & Skincare Cell Phones Children & Family Computers & Tablets Crafts & Hobbies Education Electronics Entertainment Work From Home Streaming Services And so much more\u2026 Everyone loves a great deal on a great product or service. More importantly they talk to their friends and family about the deal they received! Employees can now say \u201cI got this great deal from work!\u201d increasing employee retention and engagement for your company. Home","67 Employees Achieve Financial Freedom with FinFit \u00ae FinFit is a holistic financial wellness solution designed to enable an employee to identify their financial goals, assess the specific areas where financial wellness assistance is needed, and provide tools and resources that allow the individual to achieve financial freedom without any liability to employers! FinFit\u2019s financial wellness programs support the key financial elements that impact an individual\u2019s overall well-being: Spend, Save, Borrow and Plan. FinFit offers a variety of educational resources, financial wellness programs, tools and solutions to assist employees in meeting their financial goals and incentivizes participation through a member rewards program. Personalized Financial One-On-One Financial Assessment Coaching Educational Tools And Budget Calculators Resources Financial Dashboard Student Loan Services Early Wage Access Coupon Vault Access To Loans Through FinFit IQ \u2013 Live Trivia Celtic Bank, Member FDIC Home Improving employees\u2019 financial well-being will lead to healthier individuals which in turn, benefits the entire organization by creating a workplace culture of motivated, focused employees. Reduced absenteeism, decreased turnover rates and increased employee satisfaction and morale are only a few of the benefits financial wellness programs can bring to an organization.","68 Give Employees Access to Earned Wage Advances With ZayZoon, your employees can access a portion of their paycheck before payday. ZayZoon advances the employee a portion of their earned wages from ZayZoon\u2019s funds. The repayment of funds to ZayZoon occurs via a deduction on the next paycheck. The service is not a loan, employees pay a flat fee in order to access their earned wages before payday, without any employer liability! Improve Employee Wellness Reduce Employee Financial Stress 38% of Employees say financial stress is 38% of employees say financial stress a distraction for them at work. Reducing distracts them at work. Do you have financial stress minimizes distraction, reduces one of these employees? absenteeism and improves Employee Wellness. We can help. Increase Productivity Instant 24\/7\/365 Access to Earned By allowing your employees to access part Wages of their paycheck when they need, they gain In 30 seconds, employees can signup control over their finances between paydays. and have funds in their account. This can help them avoid costly alternatives like Whether it\u2019s 3pm or 3am! overdraft fees and predatory loan products. Retain And Recruit Inexpensive For Employees 25% of employees use our services. Employees Access increments of $200 (up to are now asking if employers have Wages On- 50% of an employees earned wages) Demand as part of onboarding. Put ZayZoon in for a $5 flat fee to avoid overdraft your job postings. fees, late bill paymentsor to cover a cash flow shortfall between paydays. Employees get paid when they need. Employees Avoid Costly Loans, Overdraft And Late Bill Payments. Give access to your employees their wages in advance of payday. They work everyday, why can\u2019t they get paid everyday? Home","69 Pay over-time, right from your paycheck Give Your Employees Access To Purchasing Power Purchasing Power is an exclusive employee purchasing program available to employers partnered with Resourcing Edge. In times when your employees have difficulty paying with cash or credit is challenging, we\u2019re here for you with a program you can trust. Get what you need now, and pay over time - right from employee paychecks. Computers Furniture Appliances Televisions Spending Power Access spending power for the things you need with no credit check Manageable Payments Automated fixed payments over 6 or 12 months. Thousands Of Brand-Name Products Find the items you need to create a more comfortable and productive home. Better Choice Alternative to loans, high-interest credit cards or rent-to-own Home Now eligible employees with little to no credit can have the option of getting essential items for the home. Purchasing Power takes away the worry of going \u201cwithout\u201d and allows employees to focus on work!","70 Student Loan Relief Improve The Financial Well-Being Of Employees Who Are Stuggling With Student Loans. All benefit eligible employees can participate in the Loan Relief benefit. It is a household benefit, so your family members can also participate in this benefit. We have partnered with a student loan expert, Fiducius, to help you take control of your student loans. They provide education and support on loan restructuring options: ReFi SimpliFi \u2022\t Lower rates and improve payment \u2022\t Consolidate loans and lower schedule via private refinance payments \u2022\t Partners LendKey and Pentagon \u2022\t Maintain Department of Education Federal Credit Union loan structure benefits (disability, forbearance, etc.) \u2022\t Better rates and custom amortization \u2022\t For those with bad credit or who are in default, \u2018loan rehabilitation\u2019 \u2022\t Ideal for those with good credit process helps rebuild credit who don\u2019t qualify for PSLF How Does It Work? Enrolling in the Loan Relief benefit is straightforward: 1) Evaluate 2) Educate 3) Execute Plan Complete online Work virtually with an Implement your new plan assessment and learn your actual Advisor to develop either by yourself or with options with our Virtual your personalized student help from the experts at Advisor in just 5 minutes. loan plan. Fiducius. The detailed plan is complimentary; as with other voluntary benefits, you only pay Fiducius if you choose to use their services to implement your plan. Home","71 Total Pet Plan & Pet Benefit Solutions The Only Pet Benefits Package Covers Everything That Pets Need Single product to implement Easy enrollment; employees select a plan based on the number of pets they want to cover Same low price for every employee From Vet and pet product discounts to lost pet recovery service, Total Pet has something for every pet parent Petplus Pet Product Discount Plan: Receive members-only pricing (up to 50% off ) on prescriptions, preventatives, food, toys, treats and more Pet Assure Veterinary Discount Plan: Saves you 25% on in-house medical services at participating veterinarians Whiskerdocs 24\/7 Pet Help Line: Access real-time support from veterinary experts, even when your vet\u2019s office is closed The Pettag Lost Pet Recovery Service: Peace of mind to help your cats or dogs return home if they were to go missing According to the North America Pet Health Insurance Association, around 3.1 million pets were insured in the United States at the end of 2020, and pet insurance has increased at an average annual growth rate of 24.2% over the last five years and is one of the most requested benefits from employees. Home","72 MetLife Pet Insurance How Does Metlife Pet Insurance Work? Now more than ever, pets are playing a significant role in our lives, and it is important to keep them safe and healthy. Help make sure your furry family members are protected against unplanned vet expenses for covered accidents or illnesses with MetLife Pet Insurance*. \u2022\t A small monthly payment can help you prepare for unexpected vet expenses down the road. \u2022\t More than 6 in 10 pet owners said their pet has had an emergency medical expense. \u2022\t 24% of pet parents have credit card or personal loan debt to cover pet health and vet costs \u2022\t $11.75\/month for one pet or $18.50\/month for a family plan (2+ pets) \u2022\t accidental injuries \u2022\t hip dysplasia \u2022\t illnesses \u2022\t hereditary conditions \u2022\t exam fees \u2022\t congenital conditions \u2022\t surgeries \u2022\t chronic conditions \u2022\t medications \u2022\t alternative therapies \u2022\t ultrasounds \u2022\t holistic care \u2022\t hospital stays \u2022\t and much more! \u2022\t X-rays and diagnostic tests *Provided all terms of the policy are met. Application is subject to underwriting review and approval. Like most insurance policies, Home insurance policies issued by IAIC and MetGen contain certain deductibles, co-insurance, exclusions, exceptions, reductions, limitations, and terms for keeping them in force. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC.","73 Employee Paid Whole Life Insurance Group Whole Life Insurance Life is unpredictable. Let Resourcing Edge and Allstate Benefits help your employees prepare for the unexpected with Group Whole Life Insurance. Now employees can provide their family with financial peace of mind for the future and the journey to get there. Not only do you get protection for your lifetime, but you also build cash value as you go. Give yourself and your loved ones a gift of love with Good Hands\u00ae protection from Allstate Benefits. Meeting Your Employee\u2019s Needs \u2022\t Employees choose a fully-guaranteed death benefit (premiums payable to age 95) to leave behind, or if they live to age 121, a lump-sum maturity benefit is paid \u2022\t Coverage for spouse and children available through separate certificate or rider \u2022\t Premiums are affordable and conveniently payroll deducted. \u2022\t Coverage may be continued if you leave employment; refer to your certificate for details. With Allstate Benefits Group Whole Life, you can enjoy protection for the future while building peace of mind right now. Practical benefits for everyday living.\u00ae With Group Whole Life Insurance from Allstate Benefits, your employees get simplified and straightforward coverage. They decide how much coverage and who to cover. Your employees get guaranteed rates for the life of the policy and a guaranteed death benefit to be paid to their beneficiaries. As the policy builds cash value, they can achieve key financial goals or borrow against it should they need to. Home","74 Metlife Identity Theft Protection What Is Identity Theft And Are You At Risk? Identity theft is a crime in which someone accesses information to commit fraud, typically by getting false credentials, opening new accounts in someone else\u2019s name or using someone else\u2019s existing accounts. Identity theft is a serious crime in the United States. Over 12.6 billion dollars were stolen from identity theft victims in 2019. You can take steps to help avoid having your identity stolen. First, you\u2019ll need to know how identity theft occurs and how to spot it. How Identity Theft Happens There are a lot of ways identity theft can happen to you. Hackers may get your information from a data security breach or, you may unknowingly provide it on social media, during conversions others can hear or by leaving financial documents in unsafe places. That information may include: \u2022\t Social Security number \u2022\t Full name, address and birth date \u2022\t Credit card or bank account numbers \u2022\t Car insurance or medical insurance account numbers \u2022\t Details that can tip off people to your account-recovery questions, such as your mother\u2019s maiden name or your home town With this information, criminals could impersonate you, max out your credit cards, rent an apartment, steal your frequent-flyer miles or act out a number of other bad-guy fantasies. Thieves can even access the Social Security number of a deceased person, commit fraud, and create problems for the estate. 2023 Enhancements: *Stolen Funds Reimbursement Employer paid option We\u2019ll reimburse up to $5 $5M protection insurance policy* million to replace stolen Unlimited devices protected on funds depending on your Protection Plus Plan level of your plan. Automated protection through Aura System Employee Only $6.95 \/ Month $9.95 \/ Month EE + Family $12.45 \/ Month $16.95 \/ Month Home","75 Metlife Critical Illness Insurance Critical Illness Insurance is coverage that can help safeguard your finances by providing you with a lump- sum payment \u2014one convenient payment all at once \u2014when you or your family may need it most. The extra cash can help you focus on getting back on track \u2014without worrying about finding the money to cover some of your expenses. And best of all, the payment is made directly to you, and is made regardless of any other insurance you may have. It\u2019s yours to spend however you like, including for your or your family\u2019s everyday living expenses. While recovering, Critical Illness Insurance is there to help make life a little easier. *Rates will increase when a Covered Person reaches a new age band. Home Home","76 Metlife Accident Insurance Many people may not be financially prepared to handle extra costs like plan deductibles, co-pays for emergency room care, testing, supplies and out-of-network care. For a covered event, accident insurance provides you with a benefit payment paid directly to you \u2014not to your doctors, hospitals or healthcare providers. You can spend the funds on anything you need, such as those extra bills when you may most need additional support. It can also help pay for expenses you may not think of, like childcare and transportation to your appoint- ments. These costs can cut into your budget \u2014and make it a challenge to manage your everyday expenses. Home","77 Metlife Hospital Indemnity Insurance Hospital Indemnity Insurance can help safeguard your finances by providing you with a lump-sum benefit payment \u2014one benefit payment all at once \u2014when you or your family may need it most. A flat amount is usually paid for a hospital admission* and a per-day amount for your entire hospital stay**. And best of all, the payment is made directly to you regardless of any other insurance you may have. It\u2019s yours to spend however you like, including for your or your family\u2019s everyday living expenses. Whatever you need while recovering from a hospital stay, Hospital Indemnity Insurance is there to help make life a little easier. * The Admission Benefit is not payable for Emergency Room treatment or outpatient treatment.The payment of the admission Home benefit requires a Confinement. HospitalConfinement requires the assignment to a bed as a resident inpatient in a Hospital (in- cluding an Intensive Care Unit of a Hospital) on the advice of a Physician orconfinement in an observation area within a Hospital for a period of no less than 20 continuous hours on the advice of a Physician.Please consult your Certificate for details. **When plan incudes an Admission Benefit, the Confinement begins on Day 2.","78 Home, Auto and Renters Insurance As a Resourcing Edge client, your employees can compare auto, home and renters insurance with special discounts and savings from top insurance companies. Plus, your employees can tailor their coverage to their needs and continue the coverage, even if they leave the company for any reason. Program benefits and features include: Employee discounts Automatic payment discounts Multi-policy discounts 24\/7 claim reporting New car replacement Home","79 Employee Legal Service Plans Quality legal assistance can be pricey. And it can be hard to know how to find an attorney you trust. With Resourcing Edge \/ Hyatt Legal powered by MetLife, you can have a team of top attorneys ready to help you take care of life\u2019s planned and unplanned legal events. During your lifetime, you may need legal help more often than you think. Getting married, buying or selling a home, starting a family, dealing with identity theft, sending your kids off to college or caring for aging parents are just some scenarios where our experienced attorneys can provide expert legal advice. With the legal plan, you can get access to legal help for all of these issues and more, all for a monthly fee. Getting started is easy. You simply choose an attorney from our network, which is available online or by calling our Client Service Center. You can also choose an attorney outside of our network and be reimbursed according to a set fee reimbursement schedule. We will then give you an assigned case number to share with your attorney when you make an appointment. It\u2019s that simple. You can speak to our network attorneys face to face or by phone, or you can submit questions online to our Law Firm E-Panel\u00ae \u2014 whatever works best for you. And for certain legal matters, your attorney can represent you in court without you having to make an appearance. Our network attorneys are there for you, whenever you need advice on any personal legal matter or representation on a number of legal services covered under your plan \u2014 giving you peace of mind that you\u2019ve got an expert on your side, for as long as you need them. Services Include \u2022\t Administrative Hearing Representation \u2022\t Office Consultation and Telephone Advice \u2022\t Civil Litigation Defense \u2022\t Consumer Protection Matters \u2022\t Incompetency Defense \u2022\t Personal Property Protection \u2022\t Affidavits \u2022\t Small Claims Assistance \u2022\t Deeds \u2022\t Debt Collection Defense \u2022\t Demand Letters \u2022\t Identity Management Services \u2022\t Document Review \u2022\t Identity Theft Defense \u2022\t Mortgages \u2022\t Personal Bankruptcy or Wage Earner Plan \u2022\t and more! \u2022\t Tax Audits For 2023-2024 Legal Service Plans now extend to the employee\u2019s Parents, Grand Parents, and In-Laws! Home","80 Next Steps and Implementation Execute The Client Services Agreement (CSA) Once the CSA is signed, our team rolls into action. We clearly set expectations and deliverables based on agreed upon timelines. We will begin assigning experts to your account based on the services and options you have chosen to implement. Gathering Required Conversion Data Our team will work with your group to take any existing data and move\/convert it to our easy to use technology. During this process we will determine your initial payroll date and provide an on-boarding schedule that causes the least disruption to your work flow. Onboarding Process You will be introduced to our teams of specialists that work to integrate employees and introduce the exciting new options available to them. Here you will meet your point of contact and begin to enjoy the award winning support Resourcing Edge provides. Review Employee Documentation We verify and follow up on collecting the appropriate legal employee documentation and load it into our payroll system for our first quality control test and trial run. Run Trial Payroll We run a trial payroll and review\/adjust for accuracy and system training to ensure everything is running smoothly. Once all quality parameters are met, we begin running actual payrolls regularly, accurately, and on time. Employees have the ability to review paystubs digitally and receive payments via direct deposit or paycards. Periodic Reviews Our quality assurance doesn\u2019t stop at just one payroll. We monitor each account for accuracy, customer satisfaction, and communicate the latest in state and federal legislation that could impact your business with monthly communications, newsletters, satisfaction polls and direct calls to ensure your business is benefiting from partnering with Resourcing Edge. Home","EMPOWERING YOUR BUSINESS TO FOCUS ON SUCCESS. Resourcing Edge, 1309 Ridge Road, Suite 200, Rockwall, Texas 75087 877-703-8010 resourcingedge.com MDCK06122023"]
Search
