orca brochure (3)

ORCA WILL ORCA Will Writers know that your life WRITERS changes, we have setup the business to be there every step of the way. ORCA has the knowledge of Whether it’s being there for the years of experience, partnered purchase of your first home, with innovations to adapt to an welcoming your first child to the world or even celebrating your well- ever-changing world. Our deserved retirement. At every step, passion is in protecting assets ORCA will be there to ensure you through the generations and know exactly what needs to be done. ensuring everything you have worked so hard for, ends up in Why ORCA? the hands of those you want. We offer the perfect blend of WILLS - good old-fashioned advice, with POWER OF ATTORNEY - the efficiency and cost savings of new innovative processes. Our TRUSTS - focus is to educate everyone FUNERAL PLANNING - about the importance of a Will, CARE FEE PLANNING - everyone knows they need a Will, just very few people know WHY Live for today, they need a Will; we aim to educate you on your WHY. Plan for tomorrow

WHERE THERE'S A WILL, THERE'S A WAY Why do I need a Will? A question we WHAT TO CONSIDER should all know the answer to, Executors – These will be the people sorting unfortunately less than 50% of the everything out, tasks range from sorting out population know the answer. We are the funeral, to figuring out where all your here to educate you on WHY a Will can money is. help you and your loved ones in the Guardianship – This is so important for families with young children. If guardianship is future. not stated and both parents die, there is no clear instruction as to who will look after and WILLS care for your children. Beneficiaries – These are the people who Through a correctly designed Will, your benefit from your Will; these can be anyone assets can be protected, your children and everyone. However, it is our job to make can be cared for but most importantly sure that what you want to achieve is A. your mind can be put at ease knowing achievable, but B. not going to cause more trouble than it’s worth. that should the worst happen, your loved ones will be looked after.

Lasting powers of Attorney are a legal Property & Financial document that allows someone to make Nominating someone or multiple people to be decisions for you, or act on your behalf, your power of attorney for Property and Financial allows that person to make decisions if you're no longer able to or if you no for you with regards to everything financial. longer want to make your own That means they can be a part of selling your decisions. property, they can run your business or they can access your funds to assist and maintain LPA's your way of life. Lasting Powers of Attorney (LPA's) are Health and Welfare simply allowing your loved ones to have By nominating an attorney for Health and Welfare, you are enabling your loved ones to a voice when yours is taken away. have a voice at a time you don’t. The biggest element of Health and Welfare is the ability to I know who I would want making give your attorneys the authority to make decisions for me, do you? decisions regarding life sustaining treatment. 2 KEY DECISIONS I'M A SIMPLE PERSON, WITH A COMPLICATED MIND

TRUST IS ALWAYS EARNED, NEVER GIVEN A trust is a legal arrangement where 3 COMMON TRUSTS one or more people (called trustees) control money or assets (called trust Life Interest Trust property) which they must use for the A Life Interest Trust (LIT) primarily focuses on benefit of one or more people (called properties. The trust enables you to leave your beneficial share of the property within the beneficiaries). trust. It allows an individual (usually your spouse or partner) the ability to benefit from TRUSTS the property for the remainder of their life or a designated period, yet protecting it for your Placing assetS in the care of multiple beneficiaries people ensures your beneficiaries are Discretionary Trusts looked after in a manner that suits you. A Discretionary Trust is the most ‘generic’ of trusts, Discretionary trusts allow the trustees By leaving assets in trust, you can to have the ‘discretion’ to do what they feel is protect those assets (property, finances the most appropriate/beneficial for the beneficiaries of the trust. etc) from future issues such as re- Vulnerable Persons Trust marriage, family disputes and A Vulnerable Person Trust is designed disinheritance. specifically to protect any vulnerable beneficiaries within a Will. The vulnerability can be anything from disabilities to addictions.

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