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Hoinser Group April 2021 Hoinser News HOINSER NEWS Hoinser Group Ceo&Founder: Denisa Gokovi Editor-in-Chief: Hermes Gokovi [email protected] +355695473048 Opal J Mullings Javett Love A Successful Mentor A successful woman Opal is a successful entrepreneur who has influenced her JaVett Love of Lakeland, mentoring in several social areas. Florida.I’m a wife and a mom. I’m also an author, Its labeling entrepreneur, success coach, & travel and social protagonism for media influencer. In the midst of all of that, I am some long-term Mrs Florida Plus America 20-21. My platform is goals, has turned Community Leadership. I live a purposed filled life. the goal into a business by bringing new fruitful ideas to different communities. Ema Pogačar Richard Kiemicki Dr. Enrico Molinari Brain food: Cream cake! His Inspirational Story A Successful Professor As a graduate economist, Ema Pogačar has Richard Kiernicki considers the The history is full of abysses we can devoted her entire life and work to the past 40 years to have been some visit with less fear of the dark today field of tourism and hospitality. She got of the most exciting times in the thanks to technologies make us rise the opportunity to do an internship and to the surface stronger than before. her first job in the municipality of Kranj professions of finance, We think about fashion masks with motivation and personal (Slovenia, EU), where she was responsible transformation. . He believes LEDs to check the right social for tourism and hospitality. that the future holds unlimited distance, about car parking transformed into cinemas possibility. HOINSER NEWSPAPER 2021 COPYRIGHT

Hoinser Group April 2021 Hoinser News WELCOME HOINSER NEWS “Hoinser Magazine Supplement” is dedicated to promoting and advertising outstanding individuals at various levels o business throughout Europe, Africa, Asia, USA, UAE. Circulation and Distribution: The seasoned management team at Hoinser Magazine Supplement is targeting a total combined circulation of 30K online publications. The Magazine Supplement is published to fortnightly service approximately 15K readers.

Hoinser Group April 2021 Hoinser News Opal J Mullings A Successful Mentor Opal is a successful entrepreneur who has influenced her mentoring in several social areas. Its labeling protagonism for some long-term goals, has turned the goal into a business by bringing new fruitful ideas to different communities. Her contributions over the years as a representative of several associations, have transformed mutual ways of professionalism and exchange of experiences. Opal has shown with its reflection that every achievement, there is a focus that interprets our expectations, in the visible competition of the international market. As a result, the whole nature of being a successful Opal has made a difference by showing that being an entrepreneur and a mentor to people, turns your entrepreneur, there are challenges that as we personal experience into a brand that the audience complicate spaces for effective solutions so coordinate trusts through social impact.Opal has always creative opportunities to change concepts as a result of expressed readiness for new collaborations many brands in the market. illustrating human experiences and turning their needs into a common goal. Opal has participated in several activities he spoke Opal's message; promoting its brand and influencing through various media presentations. She is very popular on social Studying the standard while achieving quality is the networks and has created the opportunity to achievement of a successful brand! exchange and promote new brands through her virtual community. HOINSER NEWSPAPER 2021 COPYRIGHT

Hoinser Group April 2021 Hoinser News Javett Love A successful woman JaVett Love of Lakeland, Florida.I’m a wife and a mom. My Goal is simple, to help you. I’m also an author, entrepreneur, success coach, & travel and social media influencer. In the midst of all of that, I You’re in business for yourself but not by am Mrs Florida Plus America 20-21. My platform is yourself. If you’re looking to walk into your Community Leadership. I live a purposed filled life. If calling, understand your purpose and have God’s involved, I’m involved. Once I learned how to brand the heart to serve others, you can be myself and allowed God to order my steps, and the rest compensated for your gifts while building was history. your brand. You’re in the RIGHT place reading this. Let’s connect. Since starting my own home based business in 2017, I’ve been able to build multiple relationships and strings of I want to teach you another way of living income from my smartphone. I have a goal to show and I want you to experience the limitless others especially women, how to do the same in a $10 abundance that God has for each and every trillion dollar industry. I am a recent Cornell University one of you. Women’s Entrepreneurship Certified Graduate. My husband, Yohance is my business partner and we are #TeamLove. We own a self development business that has a compensation plan attached. We’ve been mentored in business by millionaires and our success coaches. Our lives have been changed and now my husband and I coach average people to live extraordinary lifestyles, obtain freedom, and exposure. Our network is 60,000 strong of our brothers and sisters in success including my team family the Worldwide Travel Group, made up of certified hard working business owners throughout the United States. Each one of our business partners specialize in different areas of travel and destinations with access to thousands of major suppliers fulfilling dream destinations globally. Becoming business owners was not an easy task but the fruits of our labor are totally worth the legacy we are building. I use purpose and teach others how to identify and understand their purpose in life for what God has called them to do. Once you are aware of who God says you are and start living for His will, you will be able to tap into your calling. Doing this will allow you to fulfill your purpose in whatever you have your hands in because it will be in alignment with the assignment He has for you. HOINSER NEWSPAPER 2021 COPYRIGHT

Hoinser Group April 2021 Hoinser News There is a formula I’m specialized in when it comes to learning how to properly brand yourself online and it will change your life. Our success is documented and duplicatable. I’ve never quite understood the value of the opportunity and platform until I learned how to be coachable, adapt a growth mindset, embrace my mistakes, and begin to appreciate the lessons of also failing my way forward. No matter who you are, or what you do, you have a personal brand– every one of us has a personal brand. The question is, are you creating your brand with purpose? Your brand is how you are perceived by those around you. The beautiful thing about it is, you get to decide who you are and what your own personal brand is. Remember, how you see yourself is creating your entire life, so why not define yourself on purpose? People know what you carry and just fear the day that you find out what they’ve always known about you! Now I’m looking to inspire others!! We all have a voice and something valuable to offer. The next question is, what are you doing with yours? Steve Jobs said... “If you are working on something that you really care about, you don’t have to be pushed. The vision pulls you.” I know my purpose and I’m Finding Joy In The Journey! The official release date for my new devotional book is Spring 2021 and you will have the opportunity to pre- order your copy at presale price that will guarantee your copy on the release date! Please message me and follow me on social media for more updates to come. HOINSER NEWSPAPER 2021 COPYRIGHT



Hoinser Group April 2021 Hoinser News Ema Pogačar Brain food: Cream cake! and business of the Karavanke branch, as part of the successful company Kompas As a graduate economist, MTS, d. d. Finally, she took over the position of director of the second largest hotel Ema Pogačar has devoted in Slovenia - the Park Hotel in Bled and the management of the tourism her entire life and work to department in the Sportina company. the field of tourism and hospitality. She actively participated in the complete renovation of Villa Prešeren in Bled (the most beautiful town in the EU) and prepared a business plan for the use of Villa She got the opportunity to Bled and Pristava. do an internship and her first job in the municipality In 2009, she decided to take on a new challenge and opened her own business of Kranj (Slovenia, EU), producing Bled cream cake. The idea of making cream cake from Bled came to her where she was when she read a testimony from Peter X. Kelly, owner of several restaurants in responsible for tourism New York City. and hospitality. He explained that cream cake is the only Slovenian dessert that could easily be sold She started with a in Manhattan. If cream cake is also eaten in America, it is necessary to introduce it snapshot of the state of to the sweet lovers in Slovenia as well! tourism and outlined guidelines for further The beginnings of Conditus, d. o. o. were very difficult and the orders were small, development on the but with a strong will and hard work the company slowly started to grow. territory of the then Kranj municipality. She believes that it is possible to succeed with hard and honest work, so she appreciates the hardworking, responsible and abrupt employees in the company, After 4 years of work in of whom she is really proud. the municipality of Kranj, she went to a one-year specialized study of tourism in Austria - Salzburger Tourismusschulen, Direction Bischofshofen, where she graduated with excellent results at the end of June 1995. After finishing her education abroad, she devoted several years to work in the food industry. For more than 7 years she managed the catering and tourism sector in the then joint-stock company Živila Kranj, after which she took over the management of catering, forwarding HOINSER NEWSPAPER 2021 COPYRIGHT

Hoinser Group April 2021 Hoinser News \"When you are employed somewhere, you are still in a comfort zone, there is practically no risk,\" says the businesswoman, adding, \"When you start an independent path, you get into a situation where you are not supervised by others, there is no way you can disappoint. \" What book / movie did you take away the most from? Everyone has ups and I didn't read very much, but I always liked stories from life. One of the better downs, but it's important books seemed to me to be The Leap in the Cream cake, an account by Mr. Peter that we know how to pick Florjančič, an inventor who recently passed away at the age of 102. Life must be ourselves up and start again, lived now! For the movie, I would say the movie \"Alone at Home\", because it says Emma. It's important shows beautifully how one has to adapt to the situation. that sometimes we don't look at our surroundings and What is the most important lesson life has taught you? just trust ourselves, but once We have many lessons in life and it's important that we never give up. Everyone you jump in the water, you has ups and downs, but it's important that we know how to pick ourselves back up have to swim, he adds. and start over. It's important that sometimes we don't look at our surroundings and trust only ourselves, so we feel the consequences even if we make wrong What did you want to be choices. But once you jump into the water, you have to swim! when you were a kid? I never had a desire because What situation where you didn't know if you were going to make it or not is most I have always been memorable to you? interested in many things. But that is definitely the beginning of an independent path. When we're employed Even as a kid and in school I somewhere, just barely in a comfort zone, there's virtually no risk. When you start was interested in everything on an independent path, you get into a situation where you're not being taken outside of school, just care of by others, you have to take care of your colleagues, who you can't let learning a little bit more. down in any way. What are you most proud of Who (has been) the most influential person in your life? in your career? There are quite a few influential people in my life and it's hard to choose just one. Maybe my best friend Mojca. It's hard for me to point out anything in particular, maybe Which living person or persons do you admire the most? that I was never afraid of In my personal life, my close relatives, especially my two sons. In business, change. When I got to the however, successful entrepreneurs, and it would be difficult to single out anyone point where work wasn't by name because there are too many of them. What I admire most are the challenging for me anymore, members of the SBC (Slovenian Business Club), where really warm-hearted people I changed jobs. I am happy to are gathered. have done most of my work in the hospitality and tourism industry, albeit in different areas and in different companies. HOINSER NEWSPAPER 2021 COPYRIGHT



Hoinser Group April 2021 Hoinser News Richard Kiemicki His Inspirational Story Richard Kiernicki considers the past 40 years to have been some of the most exciting times in the professions of finance, motivation and personal transformation. He believes that the future holds unlimited possibility. While the Canadian financial industry experienced explosive growth and the fields of self-help and transformation rapidly gained acceptance and worldwide momentum, Richard found his place in that ever evolving and expanding world. He shares unconventional strategies, learned and implemented in his almost 40 year career, that most financial advisors aren't aware of. Fortunate to have an open mind, deep When you live life according to your highest values you intuition and a strong commitment to move become inspired and awaken the genius within, and have the ahead in his life, “he did not do what was the ability to inspire and awaken the genius in others. easiest and most expeditious, he chose to do what was right” according to a 1997 letter Richard provides a wide variety of coaching disciplines that set from his partner Michael Lee-Chin at AIC. the stage for innovative methods of inspiration for those who are seeking to find an expression of their truest selves through Richard strongly agreed with Michael on this authenticity, challenge and support. As a specialist in point: your reputation is absolutely vital to communication and NLP, Richard helps financial advisors and your success. Richard’s other mentors entrepreneurs differentiate themselves, effectively build their include U. S. Anderson, Sir John Templeton teams and help people invest in their futures; he shares and Peter Cundill. He learned to follow unconventional wisdom for wealth creation and family examples set by those who are considered to protection. be the absolute best in their areas of expertise and exemplify honesty, dedication, His story begins kind of like this. Little did he care about what ethics and commitment. people thought of him. Richard says, “Sometimes I think of myself as being a modest man and other times people have These individuals continually sought to told me, some directly to my face, that I am arrogant. differentiate themselves from the crowd by being examples of living according to the I prefer to think of myself as confident.” He embarked on an highest degree of personal values and amazing journey of questioning almost everything that was integrity. ever told to him. That did not mean that he was disrespectful; it meant that he stood his ground and took charge of his life. Richard integrates those values into his own life and passionately shares those principles with his family, friends and clients. He fully understands that acting on that knowledge is much more powerful than just having it. HOINSER NEWSPAPER 2021 COPYRIGHT

Hoinser Group April 2021 Hoinser News His parents were Polish POW’s who somehow Money changes people. It’s as simple as that. Once you get managed to get to the city of Toronto after the taste of money and the ability to supposedly buy your more than a decade after being taken as freedom, well let’s just say that it is one hell of a rush, isn’t it? prisoners to camps in Siberia, Tehran and then Financial independence is what we strive for in this civilized Tanzania in Africa before indirectly immigrating world, meaning to some degree that you can have what you to Canada. want when you want it. It’s a definition of success in our current world. They taught him to be self-reliant. Schooling never really interested him and he decided to Richard clearly remembers the stock market crash of 1987. drop out of grade 12 and then chose to work Now an independent advisor, he kept hearing the words “buy and make money while he was learning about low, sell high.” It was clear though that the conventional automobile repairs and how to hot-rod engines. wisdom had the majority of investors fearful and not taking Richard’s guidance councillor said that as far as advantage of the market weakness to add to their portfolios. he was concerned, Richard was ready for the He was taught that knowledge was power, but he came to world, but the world was not ready for him. understand that knowledge is powerful only when it is applied. It seemed that few were applying it. In his last year at the auto shop Richard’s In 1988, Richard was invited by Trimark Investment intuition told him that he was going to meet Management to manage their booth at Toronto’s Financial someone who would change his life. Then he Forum, when he was approached by Michael Lee-Chin. met Marvin who invited him to join Investor’s Richard shares the Syndicate and talked to him about helping people save and invest their money for retirement, save on taxes and not worry about money in the future. On one of the walls there were mounted face sculptures, profiles of successful representatives, with the year of recognition; ‘Millionaire’ it said on the plaque. Richard says, “I laughed almost every day when I walked into that office as I reminded myself that it must be a pretty good place with all these millionaires hanging around.” He quickly understood that if he worked diligently at his financial planning business for 40 hours a week it would be much more financially rewarding, a lot cleaner and more respectable than being a mechanic. By 1981 he had completed the required courses by the Investment Funds Institute of Canada (IFIC) to sell mutual funds and was licensed by the FSCO to sell Life, Accident and Sickness Insurance. His career as a financial planner was well on its way. The opportunity to make all kinds of money providing a service that everyone in his generation would be needing for the rest of their lives sounded really good to him. He concluded that his clients would be better off if he helped them accumulate money for the future than if he didn’t. HOINSER NEWSPAPER 2021 COPYRIGHT



Hoinser Group April 2021 Hoinser News Dr. Enrico Molinari A Successful Professor The history is full of abysses we can visit with Let's start a trip around the world for discovering that the less fear of the dark today thanks to Barcelona Opera House has reopened to the public with a technologies make us rise to the surface concert dedicated to 2292 plants and many U.S. cities have stronger than before. turned plazasinto coffee shops to maintain social habits, as We think about fashion masks with LEDs to well as restaurants are trying new methods of delivering check the right social distance, about car orders via drone. parking transformed into cinemas and restaurants to give continuity to social habits, Flying to Holland, we meet a snack bar serves food in about bartenders‐robots serving whiskey and greenhouses to help absorb pollution and if we about supermarkets with contactless handles. move only a little further north, we will go crazy entering These best practise would be enough to fill us in a finnish supermarket with handles that with hope for the future, all ideas and effective can be opened without hands to prevent people from solutions to fight COVID‐19 pandemic. touching potentially dirty surfaces. But that's not enough. And if at the end of dinner, returning to our car parked at Who has never rented an apartment (or an the rightsafe distance thanksto the suggestion igloo!) via Airbnb or worked with an IBM of a police robot on duty in Singapore, we decide to drink a notebook, listened to music on MTV told by the good whiskey on the rocks, we might see a legendary Vee‐Jay, watched a timeless Walt robot bring it, hired by a famous South Korean bar to keep Disney cartoon or used Procter & Gamble customers in healthy. beauty products’? Raise the hand who haven't used a “collaborative passage” by Uber for Last but not least, let's not forget to sanitize our hands delivering a sushi ordered at the restaurant, before touching food or drink: a robot made by received a package by UPS, sent an instant job Lego is installed in front of the trusted bar and give us the message via Slack App or cheered during the sanitizer after warning us with a persuasive Super Bowl broadcast on CNN. And finally, but firm voice tech. Small detail: this cobot was invented according to lockdown, who's going to eat a by refugees fleeing the civil war in Syria Burger King hamburger tonight? refugees from the Za'atari camp in Jordan What do these global companies have in common, including the producers of hazelnut cream Nutella or Vespa Motor, born from simple ideas, simple men and in simple 5 square meter garages? Simple and clear: the strength of ideas and the desire for rebirth in bad times, post‐war reconstruction or in‐deep financial crisis, just when the world seemed to be falling down. At a glance, a lot of concreteness and no selfie. Because all crises teach that the way towards the New Next is an exploration of new paths for facing the deepest abyss at the sound of “no ifs and buts” HOINSER NEWSPAPER 2021 COPYRIGHT

Hoinser Group April 2021 Hoinser News Enrico was also ranked by the Onalytica, Research Foundation (Silicon Valley, Dr. Prof. Enrico Molinari is USA), Retail Banker International and many others independent authorities as a a game changer and Top 10 global influencer in Fintech, Finserv, innovation omnichannel Insurtech, PropTech, marketing innovation, digital transformation and business CMO marketing manager. technology. He is an economist, journalist, In associative sector, he is the spokesperson for the Confassociazioni’ President international keynote and VP in Confassociazioni Banks & Finance for FinTech, PayTech, PropTech and speaker & author, Digital Payments, representing 698 associations, innovation and digital 1.280.000+ members and 219.000+ companies. thought leader for European Information Technology Agreement and Authority Agencies. He is a professor in economics, fintech, marketing innovation and global on‐offline communication strategies. He was in charge as director in added value high‐tech corporation and in global startups and he is an external agent & expert evaluator for the European Commission. Currently he holdsthe role of Innovation Manager & Team Digital Coordinator in the Italian Chamber of Commerce System, leading the adoption of Emerging Technologies (AI, IoT & IIoT, Blockchain, Big Data Analytics, CX, AR & VR and Digital Payments) in companies powered by the Ministry of Economic Development. He participates as expert in Government decision rooms and in institutional Commissions activities context HOINSER NEWSPAPER 2021 COPYRIGHT



Hoinser Group April 2021 Hoinser News YOUR COACH FONG CHUA Fong Chua has successfully unlocked Speaking many of his clients’ potential. His way of coaching demonstrates how you can Public speaking is not only his speciality, he absolutely enjoys achieve more than you have ever being on stage and inspiring his audience that they can do thought possible. anything, speaking to aspiring young leaders, to investors, to a conference full of entrepreneurs. Fong has been able to inspire and bring to reality authors, entrepreneurs and Fong has spoken and been on panels for various stages speakers. He has come up with ranging from hundreds to thousands of attendees. Fong Chua successful branding, marketing, has learned many skills and tips of public speaking and is positioning strategies that increase his incredible in helping others overcome their stage-fright, shine, client’s businesses and exposure, along and have their message heard. with working on his client’s networking, relationship building, and public Therefore with his years of experience and a coach of many speaking skills, is what he knows best. strategies and tips, Fong Chua’s coaching can guide you all the way towards your dreams and success. With his philosophy of loyalty, it is his mission to impact as many people as he can by showing them how they can achieve more than they think. Start-Ups and Business Fong Chua is the coach of choice when it comes to presenting prime opportunities for growth as he always looks out for his clients’ interests. Fong is a master at creating a personal experience while guiding your team on turning dreams into a reality. He is passionate when it comes to making ideas turn into reality, using his strategic skill in branding and marketing to bring your ideas to fruition. Real Estate Fong Chua played an integral part in acquiring and managing multiple of properties and doors. Coaching clients to their first home, first investment property, and assisting seasoned investors by maximizing their returns or expanding their portfolios. • Guide you to becoming a real estate investor • Assess the risks of real estate • Transforming real estate into an additional stream of income HOINSER NEWSPAPER 2021 COPYRIGHT

Hoinser Group April 2021 Hoinser News Authoring Due to Fong’s commitment to teaching others how to implement his tools and systems to allow you to “Make More Work Less”. Fong is the best selling author of the book series “Make More Work Less“. Becoming an author is one of the fastest and best ways to build credibility and exposure. Therefore, Fong has simplified the process and have helped many aspiring authors not only realize their dreams but become best selling authors as well. HOINSER NEWSPAPER 2021 COPYRIGHT



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