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Home Explore Sampath Bank Annual Report 2014

Sampath Bank Annual Report 2014

Published by apeksharanavithanage, 2015-08-05 13:56:24

Description: Sampath Bank Annual Report 2014

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Commercial Paper (‘CP’) Country RiskL©SLQCASPCB©QFMPR RCPK©BC@R©GLQRPSKCLR©GQQSCB©@W© 2FC©PGQI©RF?R©?©DMPCGEL©EMTCPLKCLR©UGJJ©LMR©DSJdžJJ©GRQ©?©AMPNMP?RGML©RWNGA?JJW©DMP©RFC©džL?LAGLE©MD©?AAMSLRQ© M@JGE?RGMLQ©MP©M@QRPSARQ©RFC©PCKGRR?LAC©MD©DSLBQ©@W©PCACGT?@JC©GLTCLRMPGCQ©?LB©KCCRGLE©QFMPR RCPK©JG?@GJGRGCQ © BC@RMPQ©CGRFCP©DMP©džL?LAG?J©PC?QMLQ©RP?LQDCP©PGQI©MP©DMP©2FC©BC@R©GQ©SQS?JJW©GQQSCB©?R©?©BGQAMSLR©PCLJCARGLE© MRFCP©PC?QMLQ©NMJGRGA?J©PGQI NPCT?GJGLE©K?PICR©GLRCPCQR©P?RCQ Credit RatingCommitments L©CT?JS?RGML©MD©?©AMPNMP?RCQ©?@GJGRW©RM©PCN?W©GRQ©!PCBGR©D?AGJGRGCQ©?NNPMTCB©@SR©LMR©WCR©SRGJGXCB©@W©RFC© M@JGE?RGMLQ©MP©JGICJGFMMB©MD©LMR©BCD?SJRGLE©A?PPGCB©MSR©@W©AJGCLRQ©?Q©?R©RFC©0CNMPRGLE©B?RC ?L©GLBCNCLBCLR©P?RGLE©?ECLAW Consolidated Financial Statements Credit Risk!MLQMJGB?RCB©$GL?LAG?J©1R?RCKCLRQ©?PC©RFC©džL?LAG?J© !PCBGR©PGQI©GQ©RFC©PGQI©MD©džL?LAG?J©JMQQ©RM©RFC© ?LI©GD©?©QR?RCKCLRQ©MD©?©EPMSN©GL©UFGAF©RFC©?QQCRQ©JG?@GJGRGCQ© ASQRMKCP©MP©AMSLRCP©N?PRW©RM©?©džL?LAG?J©GLQRPSKCLR©D?GJQ©COSGRW©GLAMKC©CVNCLQCQ©?LB©A?QF©LJMUQ©MD©RFC©N?PCLR© RM©KCCR©GRQ©AMLRP?ARS?J©M@JGE?RGMLQ©?LB©?PGQCQ©NPGLAGN?JJW©?LB©GRQ©QS@QGBG?PGCQ©?PC©NPCQCLRCB©?Q©RFMQC©MD©?©QGLEJC© DPMK©RFC©JM?LQ©?LB©?BT?LACQ©RM©ASQRMKCPQ©?LB©MRFCP©CAMLMKGA©CLRGRW @?LIQ©?LB©GLTCQRKCLR©BC@R©QCASPGRGCQ Contingencies Credit Risk Mitigation©AMLBGRGML©MP©QGRS?RGML©RFC©SJRGK?RC©MSRAMKC©MD©UFGAF© ©RCAFLGOSC©RM©PCBSAC©RFC©APCBGR©PGQI©?QQMAG?RCB©UGRF©?L©E?GL©MP©JMQQ©UGJJ©@C©AMLdžPKCB©MLJW©ML©RFC©MAASPPCLAC©MP© CVNMQSPC©@W©?NNJGA?RGML©MD©APCBGR©PGQI©KGRGE?LRQ©QSAF©?Q©LML MAASPPCLAC©MD©MLC©MP©KMPC©SLACPR?GL©DSRSPC©CTCLRQ AMJJ?RCP?J©ES?P?LRCC©?LB©APCBGR©NPMRCARGML Control of an Investee Currency RiskL©GLTCQRMP©AMLRPMJQ©?L©GLTCQRCC©UFCL©RFC©GLTCQRMP© 2FC©PGQI©RF?R©RFC©D?GP©T?JSC©MP©DSRSPC©A?QF©LJMUQ©MD©?©GQ©CVNMQCB©MP©F?Q©PGEFRQ©RM©T?PG?@JC©PCRSPLQ©DPMK©GRQ© džL?LAG?J©GLQRPSKCLR©UGJJ©LJSARS?RC©@CA?SQC©MD©AF?LECQ©GL©GLTMJTCKCLR©UGRF©RFC©GLTCQRCC©?LB©F?Q©RFC©?@GJGRW©RM©?DžCAR© DMPCGEL©CVAF?LEC©P?RCQ RFMQC©PCRSPLQ©RFPMSEF©GRQ©NMUCP©MTCP©RFC©GLTCQRCC © Currency SWAPsCorporate Governance 2FC©QGKSJR?LCMSQ©NSPAF?QC©MD©?L©?KMSLR©MD©?©ASPPCLAW©2FC©NPMACQQ©@W©UFGAF©AMPNMP?RC©CLRGRGCQ©?PC©EMTCPLCB © DMP©QNMR©QCRRJCKCLR©?LB©RFC©Q?JC©MD©RFC©Q?KC©?KMSLR©MD©'R©GQ©AMLACPLCB©UGRF©RFC©U?W©GL©UFGAF©NMUCP©GQ©CVCPAGQCB© RFC©Q?KC©ASPPCLAW©DMP©DMPU?PB©QCRRJCKCLR MTCP©RFC©K?L?ECKCLR©?LB©BGPCARGML©MD©CLRGRW©RFC©QSNCPTGQGML©MD©CVCASRGTC©?ARGMLQ©?LB©?AAMSLR?@GJGRW©RM© Customer DepositsMULCPQ©?LB©MRFCPQ +MLCW©BCNMQGRCB©@W©?AAMSLR©FMJBCPQ ©1SAF©DSLBQ©?PC©Correspondent Bank PCAMPBCB©?Q©JG?@GJGRGCQ ©@?LI©GL©?©DMPCGEL©AMSLRPW©RF?R©MDžCPQ©@?LIGLE©D?AGJGRGCQ© DRM©RFC©ASQRMKCPQ©MD©?©@?LI©GL©?LMRFCP©AMSLRPW Deferred TaxCost Method 1SK©QCR©?QGBC©GL©RFC©džL?LAG?J©QR?RCKCLRQ©DMP©R?V?RGML© RF?R©K?W©@CAMKC©N?W?@JCPCACGT?@JC©GL©?©džL?LAG?J©WC?P©©KCRFMB©MD©?AAMSLRGLE©UFCPC@W©RFC©GLTCQRKCLR©GQ© MRFCP©RF?L©RFC©ASPPCLR©džL?LAG?J©WC?P ©'R©?PGQCQ©@CA?SQC©MD©PCAMPBCB©?R©AMQR ©2FC©.PMdžR©MP©*MQQ©1R?RCKCLR©PCLJCARQ© RCKNMP?PW©BGDžCPCLACQ©@CRUCCL©R?V©PSJCQ©?LB©?AAMSLRGLE©GLAMKC©DPMK©RFC©GLTCQRKCLR©MLJW©RM©RFC©CVRCLR©RF?R©RFC© AMLTCLRGMLQ GLTCQRMP©PCACGTCQ©BGQRPG@SRGMLQ©DPMK©?AASKSJ?RCB©LCR©NPMdžRQ©MD©RFC©GLTCQRCC©?PGQGLE©QS@QCOSCLR©RM©RFC©B?RC©MD© Delinquency?AOSGQGRGML ©BC@R©MP©MRFCP©džL?LAG?J©M@JGE?RGML©GQ©AMLQGBCPCB©RM©@C©!MQR .SQF©'LLJ?RGML GL©?©QR?RC©MD©BCJGLOSCLAW©UFCL©N?WKCLRQ©?PC©MTCPBSC © *M?LQ©?LB©?BT?LACQ©?PC©AMLQGBCPCB©RM©@C©BCJGLOSCLR©©AMLRGLSMSQ©GLAPC?QC©GL©?TCP?EC©NPGAC©JCTCJQ©BSC©RM©?L© UFCL©AMLQCASRGTC©N?WKCLRQ©?PC©KGQQCB ©JQM©ILMUL©?Q©GLAPC?QC©GL©NPMBSARGML©AMQRQ ŽPPC?PQ Cost to Income Ratio Depreciation-NCP?RGLE©CVNCLQCQ©CVAJSBGLE©GKN?GPKCLR©AF?PEC©DMP© 2FC©QWQRCK?RGA©?JJMA?RGML©MD©RFC©BCNPCAG?@JC©?KMSLR©MD©JM?LQ©?LB©MRFCP©JMQQCQ©?Q©?©NCPACLR?EC©MD©RMR?J©MNCP?RGLE© ?L©?QQCR©MTCP©GRQ©SQCDSJ©JGDC GLAMKC

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SAMPATH BANK PLC ANNUAL REPORT 2014 Financial, Social and Environmental PerformanceForm of Proxy INSTRUCTIONS AS TO COMPLETION  ©© )GLBJW©NCPDCAR©RFC©DMPK©MD©NPMVW©?NJCP©džJJGLE©GL©JCEG@JW©WMSP©DSJJ©L?KC©?LB© ?BBPCQQ©?LB©@W©QGELGLE©ML©RFC©QN?AC©NPMTGBCB  ©© 2FC©AMKNJCRCB©DMPK©MD©NPMVW©QFMSJB©@C©BCNMQGRCB©?R©RFC©0CEGQRCPCB©-LjAC© MD©RFC©!MKN?LW©?R©,M ©©1GP©(?KCQ©.CGPGQ©+?U?RF?©!MJMK@M©©LMR©JCQQ© RF?L©©FMSPQ©@CDMPC©RFC©?NNMGLRCB©RGKC©DMP©RFC©FMJBGLE©MD©RFC©KCCRGLE  ©© 'D©WMS©UGQF©RM©?NNMGLR©?©NCPQML©MRFCP©RF?L©!F?GPK?L©\"CNSRW©!F?GPK?L©MP© ?©\"GPCARMP©MD©RFC©!MKN?LW©?Q©WMSP©NPMVW©NJC?QC©GLQCPR©RFC©PCJCT?LR©BCR?GJQ© GL©RFC©QN?AC©NPMTGBCB 9?@MTC©L?KCQ©MD©RFC© M?PB©MD©\"GPCARMPQ;©ML©RFC©.PMVW© $MPK  ©© PRGAJC©,M ©©MD©RFC©PRGAJCQ©MD©QQMAG?RGML©MD©!MKN?LW©NPMTGBCQ©RF?R©ŒLW© AMPNMP?RGML©UFGAF©GQ©?©KCK@CP©MD©RFC©!MKN?LW©K?W©@W©PCQMJSRGML©MD©GRQ© BGPCARMPQ©MP©MRFCP©EMTCPLGLE©@MBW©?SRFMPGQC©QSAF©NCPQML©?Q©GR©RFGLIQ©džR©RM© ?AR©?Q©GRQ©PCNPCQCLR?RGTC©?R©?LW©KCCRGLE©MD©RFC©!MKN?LW©MP©MD©?LW©AJ?QQ©MD© KCK@CPQ©MD©RFC©!MKN?LW©?LB©RFC©NCPQML©QM©?SRFMPGQCB©QF?JJ©@C©CLRGRJCB©RM© CVCPAGQC©RFC©Q?KC©NMUCPQ©ML©@CF?JD©MD©QSAF©AMPNMP?RGML©?Q©RFC©AMPNMP?RGML© AMSJB©CVCPAGQC©GD©GR©UCPC©?L©GLBGTGBS?J©KCK@CP©MD©RFC©!MKN?LW  ©© .JC?QC©GLBGA?RC©UGRF©?L©ŽV©GL©RFC©QN?AC©NPMTGBCB©FMU©WMSP©NPMVW©GQ©RM©TMRC©ML© C?AF©PCQMJSRGML©GD©LM©GLBGA?RGML©GQ©EGTCL©RFC©.PMVW©?R©FGQ©BGQAPCRGML©UGJJ©TMRC© ?Q©FC©RFGLIQ©džR  ©© 'L©RFC©A?QC©MD©?©!MKN?LW©©!MPNMP?RGML©RFC©.PMVW©KSQR©@C©SLBCP©GRQ© !MKKML©1C?J©UFGAF©QFMSJB©@C©?LjVCB©?LB©?RRCQRCB©GL©RFC©K?LLCP©NPCQAPG@CB© @W©GRQ©PRGAJCQ©MD©QQMAG?RGML  ©© 'L©RFC©A?QC©MD©?©.PMVW©QGELCB©@W©?L©RRMPLCW©RFC©.MUCP©MD©RRMPLCW©KSQR©@C© BCNMQGRCB©?R©RFC©0CEGQRCPCB©-LjAC©MD©RFC©!MKN?LW©DMP©PCEGQRP?RGML Name of Shareholder©  N I C No of Shareholder©  1F?PC©!CPRGdžA?RC©,M©©+CK@CPQFGN©,M©  !\"1©!©,M©9GD©?NNJGA?@JC;©  No of shares ©  Name of Proxy holder©  N I C No of Proxy holder©

Stakeholder Feedback Form2M©PCOSCQR©GLDMPK?RGML©MP©QS@KGR©?©AMKKCLR©©OSCPW©RM©RFC© ?LI©NJC?QC©AMKNJCRC©RFC©DMJJMUGLE©?LB©PCRSPL©RFGQ©N?EC©RMGroup Company Secretary,1?KN?RF© ?LI©.*!,M©©1GP©(?KCQ©.CGPGQ©+?U?RF?©!MJMK@M©©1PG©*?LI? C K?GJ©AMKN?LW=QCAPCR?PWQ?KN?RF JI2CJ© ©©©©©©5C©?JQM©?NNPCAG?RC©WMSP©AMKKCLRQ©ML©RFGQ©LLS?J©0CNMPR 5&'!&©12)#&-*\"#0©%0-3.1©\"-©7-3© #*-,%©2-©˒7-3©+7©2'!)©+-0#©2&,©-,#˓Employee Public AuthorityShareholder Regulatory BodyInvestor StudentCustomer JournalistSupplier NGOService Provider Special Interest GroupCommunity Other02#©7-30©-4#0**©'+.0#11'-,©-$©2&'1©0#.-02©',©2#0+1©-$ Excellent Good Fair PoorContent and ScopeInformativeTransparentTrustworthyComprehensiveUser FriendlyDesign and Layout

SAMPATH BANK PLC ANNUAL REPORT 2014 Financial, Social and Environmental PerformanceStakeholder Feedback Form!-++#,21©©/3#0'#1© YOUR DETAILSName© © Address© © ©©© ©© ©© ©© Contact NumbersResidence© © -LjAC© © Mobile© © Fax© © E-mail© ©

Corporate InformationNAME OF COMPANY CREDIT RATINGSampath Bank PLC Fitch Rating:©$GRAF©0?RGLE©*?LI?©*GKGRCB©F?Q©?LjPKCB© National Long Term Rating of AA-(lka) stable to SampathLEGAL FORM Bank.A Public Limited Liability Company incorporated in SriLanka on 10th March 1986 under the Companies Act No Lanka Rating Agency Limited: AA (stable) (Formally17 of 1982 and listed in the Colombo Stock Exchange. known as RAM Ratings (Lanka) Ltd.)A licensed Commercial Bank under the Banking Act No30 of 1988. Re-registered on 28th April 2008 under the BOARD OF DIRECTORSCompanies Act No 7 of 2007. Mr Dhammika Perera - ChairmanCOMPANY REGISTRATION NUMBER Mr Channa Palansuriya - Deputy ChairmanPQ 144 Mr Sanjiva Senanayake - Senior DirectorHEAD OFFICE & REGISTERED OFFICE Mr Deepal Sooriyaarachchi - Non Executive Director110, Sir James Peiris Mawatha, Colombo 02, Sri Lanka Prof Malik Ranasinghe - Non Executive DirectorTELEPHONE Mrs Dhara Wijayatilake - Non Executive Director+94 (011) 2300260, +94 (011) 2358358,+94 (011) 4730630, Miss Annika Senanayake - Non Executive Director+94 (011) 5331441,+94 (011) 5600600 Mr Deshal De Mel - Non Executive DirectorFAX Mr Ranil Pathirana - Non Executive Director+94 (011) 2303085 Mrs Saumya Amarasekera - Non Executive DirectorSWIFT CODE Mr Aravinda Perera - Managing DirectorBSAMLKLX Mr Ranjith Samaranayake - Group Chief Financial#˔+'* © © -LjACP#VCASRGTC©\"[email protected] SUBSIDIARY [email protected] Name of the Holding Nature of BusinessWEB PAGE Company %www.sampath.lk Sampath 97.14 Renting of Commercial Centre Ltd PropertyAUDITORS SC Securities 100.00 Stock BrokingErnst & Young (Pvt) LtdChartered Accountants 100.00 Leasing and Factoring SiyapathaLAWYERS Finance PLC \"CTCJMNGLE©1MNJU?PC© 100.00 Solutions and MaintenanceNithya Partners SampathAttorneys-at-Law Information of Hardware TechnologyGROUP COMPANY SECRETARY Solutions LtdS Sudarshan FOR INVESTOR RELATIONS ANDACIS (UK), MBA (Lincoln-UK), ACCS (SL) CLARIFICATIONS ON THE REPORT, PLEASE CONTACT:STOCK EXCHANGE LISTINGS Group Company Secretary,167,910,253 Ordinary Shares Sampath Bank PLC,15,000,000 Listed Unsecured Subordinated RedeemableDebentures of Rs 100/- each - 2012/2017 No 110, Sir James Peiris Mawatha,50,000,000 Listed Unsecured Subordinated Redeemable Colombo 02, Sri LankaDebentures of Rs 100/- each - 2013/2018 E-mail: [email protected],000,000 Listed Unsecured Subordinated Redeemable Tel: +94 (011) 4730418/420/548Debentures of Rs 100/- each - 2014/2019 Designed & produced byVAT REGISTRATION NUMBER Digital Plates & Printing by Aitken Spence Printing & Packaging (Pvt) Ltd134001194 – 7000 Photography by Taprobane Street


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Sampath Bank Annual Report 2014
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