NFCU-Newsletter-2Q22FINAL

GET A LOAN. CHOOSE YOUR REWARD. PAGE 1 RETIREMENT & INVESTMENT SERVICES SECOND QUARTER 2022 RTIC Cooler Smart Doorbell Bluetooth Earbuds

AUTO LOANS HOME LOANS BOAT LOANS DEBT CONSOLIDATION CHOOSE BETWEEN RTIC Cooler Bluetooth Earbuds Smart Doorbell Call a Loan Officer Apply Online Get Pre-Approved (409) 722-1174 nechesfcu.org With the Neches Video Chat App Your savings federally insured to at least $250,000 and backed With approved credit. Some restrictions apply. APR = Annual Percentage Rate. Rate subject to credit approval. Rate is subject to change without notice. Valid on new loans only. Excludes share secured by the full faith and credit of the United States Government. loans, line of credit loans, and credit cards. Members must be in good standing and receive a qualifying loan over $15,000 to receive a reward. Promotion Valid March 21, 2022 to April 30, 2022. While supplies last. Prize must be redeemed within 30 days of funding. May not be combined with any other offers.Photo of rewards for illustration only, final color and specs subject to change.

NATIONAL CREDIT UNION MONTH save small. APRIL 11 - 30, 2022 Live Learn Grow Members 0-12 years of age Make a deposit of $25 or more to receive a custom nGage Pin and entry to win a Nintendo Switch. Make a deposit of $100 or more to receive a custom nGage Pin, nGage tshirt and entry to win a Nintendo Switch. POWERED BY NECHES FCU Members 13-18 years of age Make a deposit of $25 or more to receive a custom nSpire Pin and entry to win a Nintendo Switch. Make a deposit of $100 or more to receive a custom nSpire pin, nSpire Lanyard, and entry to win a Nintendo Switch. *SOME RE ST RI CT IO NS A P P LY. O F F E R VALID APRIL 11, 2022 TO APRIL 30, 2022. ONE PER PERSON. WHILE SUPPLIES LAST.

EVENTS CREDIT SCORE NECHES EASTER PROTECT AND MANAGE EGG HUNT YOUR CREDIT WITH ‘NSIGHT’ Join us Thursday, April 14th for our 11th Annual Easter Egg Hunt at all of our Neches locations. All of our nGage The Neches financial education tool, nSight Credit members (ages newborn -12 years old) are invited to attend Score, gives you instant access to your credit score and and search for prize filled eggs. One ‘GOLDEN’ egg at credit report, along with personalized tips on how to each location will be hidden and the lucky winner will be improve your score or maintain an already great score. This beneficial tool also has a section with advice and awarded an Easter basket filled with lots of goodies. information from financial experts. What: Easter Egg Hunt Where: All Neches branches You can now access your personal report by clicking When: Thursday, April 14th 4:30 pm the ‘Credit Score’ tab in your Neches home banking and mobile app. Download the Neches App to start using the nSight feature today! LIMITED TIME ONLY GET PRE-APPROVED AND HAVE A CHANCE TO WIN A $100 AMAZON GIFT CARD NAME: Being pre-approved for your next loan puts you ahead PHONE #: of the game, assures that you are receiving the best ACCOUNT #: deal that you can get, and will save you time at the dealership as you look for your new truck or car. You can BRING THIS IN TO ANY be pre-approved at any of our locations, over the phone, NECHES BRANCH! or online at nechesfcu.org. Our loan officers are fast, knowledgeable, and will work hard to save you money. And for a limited time, when you get pre-approved you will be entered to win a $100 Amazon Gift Card. *With Approved Credit. Some restrictions may apply. Valid April 1, 2022 to June 15, 2022. See nechesfcu.org for more details. Loan from pre-approval must fund to qualify.

SERVICE SERVICE FISHHUINNTGINLIGCEANNSDES ESTATEMENTS . . Purchase your Hunting & Fishing No waiting. No paper cutter. Licenses at Neches. eStatements are an electronic form of your Did you know that Neches is a licensed retailer for bank statement that is sent directly to hunting and fishing licenses? your home banking account. You will love Stop by any of our locations to purchase yours today! eStatements because they arrive faster than regular paper statements. Best of NFCU all, they eliminate the risk of your paper statement falling into the wrong hands, TRUSTAGE® AUTO therefore, reducing the risk of mail fraud INSURANCE PROGRAM and identity theft. Working with carefully selected auto insurance Sign up for eStatements companies, the TruStage Auto Insurance Program 1. Login to your home banking profile 2. On the account summary page, can provide discounted rates for credit union members, online services, and 24/7 claims service. look for the Online Statements icon. If you haven’t compared auto insurance lately, 3. Accept the User Agreement. it’s a great time to take a look. Your credit union membership could result in some nice savings. Get your free quote today! Visit nechesfcu.org, click borrow, and select TruStage Auto Insurance or call 1-855-483-2149. TRUSTAGE® AUTO INSURANCE PROGRAM IS OFFERED BY TRUSTAGE INSURANCE AGENCY, LLC AND ISSUED BY LEADING INSURANCE COMPANIES. DISCOUNTS ARE NOT AVAILABLE IN ALL STATES AND DISCOUNTS VARY BY STATE. THE INSURANCE OFFERED IS NOT A DEPOSIT AND IS NOT FEDERALLY INSURED. THIS COVERAGE IS NOT SOLD OR GUARANTEED BY YOUR CREDIT UNION.

ON THE GO SURCHARGE-FREE ATMS RETIREMENT & INVESTMENT SERVICES RETIREMENT & INVESTMENT SERVICES Traveling this summer? As a Neches member, no matter where you are you can access our nationwide network of over 30,000 surcharge-free ATMs. To find surcharge-free ATM near you, click the locations link within the mobile app or visit nechesfcu.org for a full list of ATMs within our network. MONEY MANAGEMENT DISCOUNT RETIREMENT AND THEME PARK INVESTMENT TICKETS SERVICES Neches members can have more family fun for Schedule an appointment today! less! Neches offers great discounts to theme parks through our website. Marioreen Gibson Visit nechesfcu.org, click on Resources financial advisor, neches retirement and select the Theme Park Tickets link for and investment services complete details and pricing. (409) 749-6315 [email protected] Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA / SIPC a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109. Non-deposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. FR-3015694.1-0320-0422 MARIOREEN GIBSON

NECHES AT CHAMBER OF COMMERCE COFFEE EVENT YOUTH BASEBALL A NIGHT OPENING DAYS TO SHINE CCOORMNMEURNITY Neches Federal Credit Union having fun and giving back to the community every month! YOUTH BASEBALL TEAM NECHES LU BASKETBALL NECHES NIGHT OPENING DAYS HOSTS REALTOR TEAM CRIME STOPPERS EVENT LUNCHEON NECHES AT NCREDIBLE LEADERSHIP THE HOME AND BOAT AT NFCU SHOW NECHES HAVING FUN AT YOUTH EXPO

P.O. Box 1118 | Port Neches, Texas 77651-1118 nechesfcu.org Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States MANAGEMENT BOARD OF DIRECTORS Government. This newsletter is informational in nature and does not purport to give legal, tax or financial advice. Jason Landry������������������������������� President/CEO Buddy Spivey, Chairman LOCATIONS Vickie Conkle ��������������������Senior VP of Operations Dave Bennett Paula Cappadonna�������������� Senior VP of Finance Ken Dollinger PORT NECHES – Magnolia (Administration) Bobby Gibson 676 Magnolia | 409-722-1174 HUMAN RESOURCES John Hammond Lobby: M-Th 9am-5pm | Fri 9am-6pm Ronn Harmon Drive-Thru: M-Th 7am-5pm | Fri 7am-6pm Kristen Stewart.��������������� VP of Human Resources Jay Hillin Andrea Johnson PORT NECHES – Nall INFORMATION SYSTEMS Charles Sanford 2239 Nall | 409-727-1639 Mario Watkins Lobby: M-Th 9am-5pm | Fri 9am-6pm | Sat 9am-12pm John Heard������������������������������������������������ VP of IS CJ Isom Drive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12noon Linda Thomas LOANS PORT NECHES – PNG High School SUPERVISORY COMMITTEE 409-722-1174 Kristin Butler������������������� VP of Consumer Lending M-Fri 7:30am-3:30pm Danette Mangioni������ Indirect Lending Supervisor Darnell Hanson Lisa Coffey������������������� Mortgage Lending Manager Pattilea Wilson NEDERLAND Wayne Stokely�������� Commercial Lending Manager Joe Vallot 2623 Nederland Avenue | 409-729-2831 Marsha Dougharty������������ Collections Supervisor Lobby: M-Th 9am-5pm | Fri 9am-6pm Your savings federally insured to at least $250,000 and ba Drive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12noon MARKETING & BUSINESS DEVELOPMENT by the full faith and credit of the United States Governme With approved credit. Some restrictions apply. While supplies last. APR = Annual Perce NEDERLAND – Nederland High School Jason Duplant ������������� VP of Marketing & Business Rate. Interest rates are current as listed and are subject to change. Promotion valid Janu 409-722-1174 6, 2020 to March 28, 2020. Must complete the application process for a home equity lo M-Fri 7:45am-3:30pm Development mortgage loan by March 28, 2020. Receive $1000 for loans over $150,000, receive $5 loans over $100,000 and receive $300 for loans under $100,000. Prize must be redeem BEAUMONT – Dowlen Dawn Fournier����������AVP of Business Development 30 days of funding. Member may receive a 1099 Misc for tax purposes for prizes of $60 1955 Dowlen Road | 409-860-0800 more from Neches Federal Credit Union. Member is solely responsible for all taxes and Lobby: M-Th 9am-5pm | Fri 9am-6pm | Sat 9am-12pm ACCOUNTING consequences associated with the receipt of the reward given. Drive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12pm Jill Sandberg������������������������������ VP of Accounting BEAUMONT – Pearl 1254 Pearl Street | 409-832-4936 OPERATIONAL SUPPORT / Lobby: M-Th 9am-5pm | Fri 9am-6pm PRODUCT & SERVICE DEVELOPMENT Drive-Thru: M-Th 7am-5pm | Fri 7am-6pm Jacob Devillier������������ AVP of Operational Support/ LUMBERTON 299 Country Lane Drive | 409-299-5277 Product & Service Development Lobby: M-Th 9am-5pm | Fri 9am-6pm Drive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12noon MEMBER FINANCIAL SERVICES LUMBERTON – Lumberton High School Marioreen Gibson����������������������Financial Advisor 409-299-5277 M-Fri 7:30am-3:30pm NALL BRANCH BRIDGE CITY Kelly Chatelain �������������������������� Branch Manager 410 Texas Avenue | 409-238-6400 Lobby: M-Th 9am-5pm | Fri 9am-6pm DOWLEN-BMT BRANCH Drive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12noon Kelly Hellweg������������������������������ Branch Manager PORT ARTHUR - NECHES GO BRANCH 4821 Twin City Highway DOWNTOWN-BMT BRANCH ITM Hours: M-F 9am-5pm ATM Hours: Open 24/7 Patti Easley����������������������������������� Branch Manager NEDERLAND BRANCH Lisa Taylor ����������������������������������� Branch Manager LUMBERTON BRANCH Tina Warren ��������������������������������� Branch Manager COMPLIANCE Roxanne Sasser ��������������������� Compliance Officer BRIDGE CITY BRANCH Summer Plessala ����������������������� Branch Manager SERVICE CENTER Megan Woodard��������������� Service Center Manager CHOOSE BETWEEN RTIC Cooler Bluetooth Earbuds Smart Doorbell With approved credit. Some restrictions apply. APR = Annual Percentage Rate. Rate subject to credit approval. Rate is subject to change without notice. Valid on new loans only. Excludes share secured loans, line of credit loans, and credit cards. Members must be in good standing and receive a qualifying loan over $15,000 to receive a reward. Promotion Valid March 21, 2022 to April 30, 2022. While supplies last. Prize must be redeemed within 30 days of funding. May not be combined with any other offers.Photo of rewards for illustration only, final color and specs subject to change.