NFCU-2ndQTR2019NewsletterFinalOne

GRAND SLAM LOANS! GET UP TO $500 CASH BACK WITH YOUR LOAN. PAGE 1 SECOND QUARTER 2019 SECOND QUARTER 2018

Get a loan and receive up to PLUS Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. HAVE A CHANCE TO WIN A H O U S TO N ASTROS SUITE! WITH APPROVED CREDIT. PROMOTION VALID APRIL 1, 2019 TO MAY 11, 2019. SOME RESTRICTIONS MAY APPLY. MEMBER MUST BE IN GOOD STANDING AND RECEIVE A LOAN FROM NECHES FCU IN ORDER TO QUALIFY. VALID ON NEW LOANS ONLY. LOAN MUST BE $20,000 OR MORE TO RECEIVE THIS OFFER. CREDIT CARDS, SHARE SECURED LOANS, AND LINE OF CREDIT LOANS DO NOT QUALIFY. RECEIVE $200 FOR LOANS OVER $20,000, $300 FOR LOANS OVER $30,000, $400 FOR LOANS OVER $40,000 AND RECEIVE $500 FOR LOANS OVER $60,000. PRIZE MUST BE REDEEMED WITHIN 30 DAYS OF FUNDING. MAY NOT BE USED IN CONJUNCTION WITH OTHER OFFERS OR GIVEAWAYS. MEMBERS MUST RECEIVE A LOAN OF $20,000 OR MORE TO BE AUTOMATICALLY ENTERED INTO THE GRAND PRIZE DRAWING.

NECHES MEMBER APPRECIATION EVENT Hey Houston Astros fans of all ages! Neches is teaming up with the Houston Astros on May 1st from 4pm-6pm to host a fan appreciation event at our 2239 Nall Branch in Port Neches. Fans can take part in this activity day and have a chance to win special prizes including Astros swag. To add to the fun, attendees can meet and take photos with: • Orbit, the Astros mascot (from 5pm-6pm) • The Astros Shuttle Crew FOR A LIMITED TIME, SCORE A . . . Purchase a vehicle from Philpott Motors $1,000and finance with Neches and receive: Members that get an auto loan financed at Neches can receive up to $500 from us AND $500 from Philpott Motors. IN STOCK ONLY, EXCLUDES RAPTORS.  PHILPOTT’S PROMOTIONAL OFFER VALID APRIL 1 – MAY 11. SOME RESTRICTIONS MAY APPLY.  SUBJECT TO CHANGE AT ANY TIME.  WITH APPROVED CRED- IT.MEMBER MUST BE IN GOOD STANDING AND RECEIVE A LOAN FROM NECHES FCU IN ORDER TO QUALIFY. $1,000 INCENTIVE BASED ON THE FOLLOWING CRITERIA. RECEIVE $200 FROM PHILPOTT FOR ANY LOAN AND $200 FROM NECHES FOR LOANS OVER $20,000, RECEIVE $300 FROM PHIL- POTT AND $300 FROM NECHES FOR LOANS OVER $30,000, RECEIVE $400 FROM PHILPOTT AND $400 FROM NECHES FOR LOANS OVER $40,000, RECEIVE $500 FROM PHILPOTT AND $500 FROM N E C H E S F O R A N Y LO A N O V E R $ 6 0 , 0 0 0 .    P R IZ E MU S T B E R E D E E M E D W ITH IN 3 0 D AY S O F F U N D IN G . MAY NOT BE USED IN CONJUNCTION WITH OTHER OFFERS OR GIVEAWAYS.

NEWS NECHHEEASDBQRUEAARKTSERGSROLUONCADTAIOTNNEW Neches Federal Credit Union, on February 1st, broke ground in Port Neches on the site where the credit union will build their new headquarters location. The credit union has contracted NewGround, a design-build firm that creates custom corporate, financial, and healthcare facilities, to build the headquarters that will be complete April of 2020. The 47,000 square foot facility will be located at 676 Magnolia in Port Neches and will be state of the art, allowing the credit union to provide office space for administration that is currently shared and overflowing throughout multiple locations. The new headquarters location will also be home to the Neches Retirement and Investment Services and Business Lending department. LOANS EASTER STUDENT LOANS EASTER EGG HUNT Get the money you need with a Sallie Mae student loan from Neches P At Neches we offer great financial products and services to What: Easter Egg Hunt meet the unique needs of our members. That’s why we’ve Where: All Neches branches partnered with Sallie Mae to offer Sallie Mae Student Loans. When: Thursday, April 18 4:30 pm All loans offer multiple repayment options and benefits: Join us Thursday, April 18, for our 9th Annual • Competitive variable and fixed interest rates. Easter Egg Hunt at all of our Neches locations. • No origination fee or prepayment penalty. All of our nGage members are invited to attend • Multiple repayment options and search for prize filled eggs. One ‘GOLDEN’ • Plus, you can borrow up to 100% of the school-certified egg at each location will be hidden and the cost of attendance. lucky winner will be awarded an Easter basket Applying is easy! filled with lots of goodies. It only takes about 15 minutes to apply and get a credit result. To find out more or apply visit us online at custudenthelp.com/nechesfcu.org.

The Future youth is yours! month APRIL 1ST - APRIL 30TH Picture it. Save for it. Share it. POWERED BY NECHES FCU Make a deposit of $25 or more ADVENTURE AWAITS to receive sunglasses and an Members 13-18 years of age entry to win Beats headphones.* Make a deposit of $100 or more FIRST GOALS to receive sunglasses, a sports bottle and an entry to win Beats headphones.* Members 0-12 years of age Make a deposit of $25 or more to receive sunglasses and an entry to win a Nintendo Switch. * Make a deposit of $100 or more to receive sunglasses, a t-shirt and an entry to win a Nintendo Switch.* A+ BABY ST EPS BIG SCORES 44NECHES FEDERAL CREDIT UNION · SECOND QUARTER 2019 Your savings federally insured to at least $250,000 and backed by *While supplies last. Some restrictions may apply. the full faith and credit of the United States Government. Offer ends April 30, 2019. One per person.

NFCU THTEIMCKEEPTASRK Neches sells discounted theme park tickets to the following places: Moody Gardens Schlitterbahn Galveston Schlitterbahn New Braunfels Six Flags Hurricane Harbor SplashTown House Visit NechesFCU.org, click on resources and select the theme parks link for complete details and pricing. PROMO RETIREMENT & INVESTMENT SERVICES LIMITED TIME MONEY MANAGEMENT SPECIAL CD RATE REITNISRVEEERMSVTEIMCNEETSNATND N Schedule an appointment today! Spring time special rate Marioreen Gibson For a limited time get a 12-month certificate of deposit for 2.75% *APY! The minimum deposit for the rate is financial advisor, neches retirement $50,000. Call a Neches branch today to learn more! and investment services (409) 749-6315 2.75%*APY 12-MONTH CERTIFICATE [email protected] $50,000 Minimum Deposit MARIOREEN GIBSON *Annual Percentage Yield/ Early withdrawal penalties apply. Rates effective beginning on 3/14/19. Other rates and terms available. Must be new money to the credit union to qualify for the special Representatives are registered, securities are sold, and investment advisory rates. Cannot be combined with current or renewing funds. $50,000 minimum deposit. Limited services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA / SIPC a registered broker/dealer and investment advisor, 2000 time only. Subject to change by Neches FCU at any time. Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109. Non-deposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members.

NECHES NIGHT OUT AT THE WOMEN’S LAMAR BASKETBALL PINK OUT GAME! LAMAR MEN’SBASKETBALL BLACK OUT GAME CCOOMRNMEURNITY NEDERLAND HERITAGE FESTIVAL Neches Federal Credit Union having fun and giving back to the community every month! NEDERLAND HERITAGE FESTIVAL PARADE NECHES NAMED NEDERLAND BUSINESS OF THE MONTH! CHILDREN’S MIRACLE NETWORK NECHES MAGNOLIA BRANCH VALENTINE’S BAKE SALE! Neches raised over $4300 for CMN! PORT NECHES FIRE DEPARTMENT 6NECHES FEDERAL CREDIT UNION · SECOND QUARTER 2019

P.O. Box 1118 | Port Neches, Texas 77651-1118 nechesfcu.org Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. This newsletter is informational in nature and does not purport to give legal, tax or financial advice. LOCATIONS MANAGEMENT BOARD OF DIRECTORS PORT NECHES – Magnolia Jason Landry������������������������������� President/CEO Buddy Spivey, Chairman 776 Magnolia | 409-722-1174 Vickie Conkle ��������������������Senior VP of Operations Dave Bennett Lobby: M-Th 9am-5pm | Fri 9am-6pm Paula Cappadonna�������������� Senior VP of Finance George Bryant, III Drive-Thru: M-Th 7am-5pm | Fri 7am-6pm Ken Dollinger HUMAN RESOURCES Bobby Gibson PORT NECHES – Nall John Hammond 2239 Nall | 409-727-1639 Kristen Stewart.��������������� VP of Human Resources Ronn Harmon Lobby: M-Th 9am-5pm | Fri 9am-6pm | Sat 9am-12pm Jay Hillin Drive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12noon INFORMATION SYSTEMS Andrea Johnson Mark Majors PORT NECHES – PNG High School John Heard������������������������������������������������ VP of IS Charles Sanford 409-722-1174 Mario Watkins M-Fri 7:30am-3:30pm LOANS CJ Isom Linda Thomas NEDERLAND Lisa Rowland ������������������������������������ VP of Loans James Smith 2623 Nederland Avenue | 409-729-2831 Kristin Butler������������������ AVP of Lending Strategies Lobby: M-Th 9am-5pm | Fri 9am-6pm Danette Mangioni������ Indirect Lending Supervisor SUPERVISORY COMMITTEE Drive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12noon Wayne Stokely�������� Commercial Lending Manager Lyndi Ingwersen������������������� Mortgage Supervisor John DeVillier NEDERLAND – Nederland High School Marsha Dougharty������������ Collections Supervisor Darnell Hanson 409-722-1174 Pattilea Wilson M-Fri 7:45am-3:30pm MARKETING & BUSINESS DEVELOPMENT BEAUMONT – Dowlen Jason Duplant ������������� VP of Marketing & Business 1955 Dowlen Road | 409-860-0800 Lobby: M-Th 9am-5pm | Fri 9am-6pm | Sat 9am-12pm Development Drive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12pm Dawn Fournier����������AVP of Business Development BEAUMONT – Pearl 1254 Pearl Street | 409-832-4936 ACCOUNTING Lobby: M-Th 9am-5pm | Fri 9am-6pm Drive-Thru: M-Th 7am-5pm | Fri 7am-6pm Jill Sandberg������������������������������ VP of Accounting LUMBERTON MEMBER FINANCIAL SERVICES 299 Country Lane Drive | 409-299-5277 Lobby: M-Th 9am-5:30pm | Fri 9am-6pm Marioreen Gibson����������������������Financial Advisor Drive-Thru: M-Th 7:30am-5:30pm | Fri 7am-6pm | Sat 9am-12noon MEMBER SERVICES LUMBERTON – Lumberton High School Alta Frazier���������������������AVP of Research & Product 409-299-5277 M-Fri 7:30am-3:30pm NALL BRANCH Development/MSR BRIDGE CITY Kelly Chatelain �������������������������� Branch Manager 410 Texas Avenue | 409-238-6400 Lobby: M-Th 9am-5pm | Fri 9am-6pm DOWLEN-BMT BRANCH Drive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12noon Kelly Hellweg������������������������������ Branch Manager DOWNTOWN-BMT BRANCH Judy Corbin����������������������������������� Branch Manager NEDERLAND BRANCH Jessi Graham ����������������������������� Branch Manager LUMBERTON BRANCH Tina Warren ��������������������������������� Branch Manager COMPLIANCE Nancy Moseley ���������������������� Compliance Officer MAGNOLIA BRANCH Jacob Devillier����������������������� Frontline Supervisor BRIDGE CITY BRANCH Summer Plessala ����������������������� Branch Manager SERVICE CENTER Megan Woodard��������������� Service Center Manager $500Get a Loan. Receive up to: WITH APPROVED CREDIT. PROMOTION VALID APRIL 1, 2019 TO MAY 11, 2019. SOME RESTRICTIONS MAY APPLY. MEMBER MUST BE IN GOOD STANDING AND RECEIVE A LOAN FROM NECHES FCU IN ORDER TO QUALIFY. VALID ON NEW LOANS ONLY. LOAN MUST BE $20,000 OR MORE TO RECEIVE THIS OFFER. CREDIT CARDS, SHARE SECURED LOANS, AND LINE OF CREDIT LOANS DO NOT QUALIFY. RECEIVE $200 FOR LOANS OVER $20,000, $300 FOR LOANS OVER $30,000, $400 FOR LOANS OVER $40,000 AND RECEIVE $500 FOR LOANS OVER $60,000. PRIZE MUST BE REDEEMED WITHIN 30 DAYS OF FUNDING. MAY NOT BE USED IN CONJUNCTION WITH OTHER OFFERS OR GIVEAWAYS. MEMBERS MUST RECEIVE A LOAN OF $20,000 OR MORE TO BE AUTOMATICALLY ENTERED INTO THE GRAND PRIZE DRAWING.