2018 Benefits Guide - Batteries + Bulbs

2018 Benefits Guide

NETWORK CHOICES WITH OUR CURRENT CARRIER - ANTHEM Be Tobacco Free Or Pay More! Blue Priority (Accountable Care Organization – ACO) • Wisconsin employees have the opportunity to be a part of Higher rates apply if any covered individuals Anthem’s tailored network, which provides o Greater cost predictability, use tobacco. o Higher level of coordinated care o Lower cost solution to help improve your health! Blue Preferred (Anthem’s wide network) • A wide network available to Wisconsin employees, which o Includes providers that aren’t part of the ACO, but are part of Anthem’s wide network. Blue Access (PPO for non-Wisconsin employees) • Broad access anywhere in the US & beyondAll networks provide the same coverage (deductibles, coinsurance, etc.),just a different way of providing you with top tier care! You Choose in Your Health Care CostThe plan features in- and out-of-network coverage, individual and family Under the Affordabledeductibles, copays, coinsurance, and out-of-pocket maximums. Care Act (ACA) the Company’s plan is a • The annual deductible must be met before the medical plan begins “qualified plan” and to cover your health care expenses. meets both minimum value and affordability • Out-of-pocket maximum is the maximum amount you will pay for standards. Less expensive health care costs in a calendar year. Once you have met the coverage options may be maximum, the plan will cover the remaining eligible medical available. expenses at 100% for the rest of the year, excluding copayments. When going to out-of-network providers - you are responsible for Know for sure! charges deemedHaobwovwe i“llreyaosuopnaabylfeoarnmdecduisctaolmexaprye”n.ses? Visit the insurance Save pre-tax in HSA & FSA accounts for qualified expenses Marketplace today! Take advantage of HSA company match $$ Use in-network providers Call DirectPath – 877-548-7714

Blue Priority (Accountable Care Organization – ACO) Blue Preferred (Anthem’s wide network)High-quality providers and health care systems that routinely A wider network with over 99% of the 2017 plan doctors andrank as the best in the state. Integrated, efficient care among hospitals. A detailed listing of providers can be found on ADP5500 doctors, 844 clinics and 34 hospitals. under the Resources > Tools/References section.Coverage Level Total Employee Coverage Level Total Employee Monthly Cost Semi-Monthly Cost Monthly Cost Semi-Monthly CostEmployee Only Standard Tobacco Employee Only Standard TobaccoEmployee + Spouse $ 460.77 $ 42.75 $ 115.00 Employee + Spouse $ 534.65 $ 75.00 $ 133.50Employee + Child(ren) $ 945.06 Employee + Child(ren) $ 1,093.14Family $ 893.98 $ 108.75 $ 236.25 Family $ 1,034.05 $ 191.50 $ 273.25 $1,481.45 $ 107.25 $ 223.25 $ 1,713.57 $ 188.50 $ 258.50 $ 244.50 $ 370.25 $ 428.25 $ 428.25 Non-Wisconsin employees have access to only the Blue Access PPO network which, has more than 130,000 Blue Cross Blue Shield providers nationwide. Coverage Level Total Employee Monthly Cost Semi-Monthly Cost Standard Tobacco Employee Only $ 534.65 $ 42.75 $ 115.00 Employee + Spouse $ 1,093.14 Employee + Child(ren) $ 1,034.05 $ 108.75 $ 236.25 $ 107.25 $ 223.25 Family $ 1,713.57 $ 244.50 $ 370.25

Blue Priority (ACO) Blue Preferred Blue Access (PPO)Plan Provision In-Network Non-NetworkCompany Match to HSAIndividual $600Employee + Spouse $900Employee + Child(ren) $900Family $1,100Annual Deductible(Individual/Family) $2,700/$5,400 $6,000/$12,000Out-of-Pocket Maximum(Individual/Family) $6,550/$13,100 $12,000/$24,000Lifetime Maximum UnlimitedPreventative Care 100% Deductible, then 40% Take charge of your healthcare.Primary Physician Office Visit coinsurance Watch this video to learn how an Deductible, then 20%Specialist Office Visit coinsurance Deductible, then 40% HDHP works. coinsuranceX-Ray and Lab Deductible, then 20% coinsurance Deductible, then 40%Inpatient Hospital Services coinsurance Deductible, then 20%Outpatient Hospital Services coinsurance Deductible, then 40% coinsuranceUrgent Care Deductible, then 20% coinsurance Deductible, then 40%Emergency Room Care coinsurance Deductible, then 20%Retail Prescription Drugs coinsurance Deductible, then 20%(up to a 31-day supply) coinsurance• Tier 1 Deductible, then 20%• Tier 2 coinsurance Deductible, then 40%• Tier 3 coinsuranceMail Order Prescription Drugs Deductible, then 20%(90-day supply) coinsurance Deductible, then 20%• Generic coinsurance• Brand Preferred• Brand Non-preferred $10 copay after ded. Deductible, then 50% $35 copay after ded. coinsurance (min $60) $60 copay after ded. $25 copay after ded. Not an Option $87.50 copay after ded. $150 copay after ded.CAUTION: SPOUSAL SURCHARGE - If a plan participant provides false orincorrect information regarding their spouse’s eligibility for other coverage onADP, the spousal surcharge may be added to the individual’s premiumsretroactively back to the beginning of the plan year.

Our Commitment to Wellness program takes aholistic approach to health so that employees andtheir families can manage health care costs and leada healthier life.We care about your daily well-being and disease prevention and we want you Cost Savingto save money while you manage your health. Studies show that healthy Wellness Resourcesemployees are: Anthem Online • More engaged in their jobs and communities, Health & Wellness • More actively manage their physical and mental health, and, • More likely to achieve the highest level of overall well-being. (Medical Participants Only) You can help control healthcare costs by • Health Assessment • Challenges making a Commitment to Wellness! • Future Moms • Wellness DiscountsBatteries Plus Bulbs will continue to provide educational information and • Videosactivities throughout the year focused on… https://www.anthem.com/ • Nutrition Employee Assistance • Fitness and Weight Management Program (EAP) • Prevention and Alternative Healthcare Solutions • Financial Stability The EAP can provide • Spiritual and Community Involvement employees and their families with guidance and support forManage Health Insurance Costs: It’s no secret. a wide range of personal and • Better Health of the entire company population = work-related issues, including: • Better Health Care options = • Lower Costs for everyone. • Life Balance • Stress/Anxiety Using tobacco costs more than the rising • Grief/Loss • Health/Wellness price of a pack of cigarettes! • Child care/Elder care • Relationship IssuesYour medical contributions will continue to be based upon the tobacco-usage of • Financial Issuesall covered members on the medical plan. At initial and open enrollment… FOR SUPPORT 1. Choose the appropriate medical plan based on tobacco usage of all 1-888-319-7819 covered members (spouse, children) metlifeeap.lifeworks.com Username: metlifeeap 2. You can avoid the additional premium cost if you agree to participate in Password: eap a cessation program and complete the program by February 28th. 3. If your tobacco status changes during the year, you will have an opportunity to reduce your premium cost effective Oct 1st if you will continue to be tobacco free starting at least 3 months prior to Oct 1st and will not use tobacco products through Dec 31st of the plan year. 4. If false or incorrect information is provided, the tobacco premiums may be added retroactively back to the beginning of the year.Employees receive $300 annually, a LIFETIME maximum of $900, toward thecost of cessation resources to kick the habit. Logon to ADP now to learn more.

Taking care of your oral health is an investment in your overall well-being.Your mouth can offer clues about potential problems in the rest of yourbody. You may want to enhance your good oral hygiene practice with adental insurance plan.Full Time Associates May Enroll!NEW Provider – Contact your Advocate at DirectPath to make sure yourdentist is in-network. MET LIFE DENTAL In-Network Out-of-Network Semi Monthly Rates: (24x/year) Annual deductible $50/person, $75/person, Individual/Family $150/family $225/family Employee Only: $13.13 Annual Maximum Per Individual Employee + Spouse: $29.03 Preventive Services to include $1,250 $1,000 Employee + Child(ren): $34.70 cleanings, fluoride treatments, 100%, sealants and x-rays 100%, no deductible Family: $53.76 Basic Services to include fillings no deductible 50%* Major Services to include 80%* 25%* endodontics, periodontics, crowns, bridges, full and partial dentures 50%* 50%* $1,000 lifetime Orthodontia 50%**after deductible is satisfied $1,000 lifetime max maxGet your eyes checked every year for optimal vision health. When you getyour eyes checked you’re helping your whole body stay well. Don’toverlook your annual eye exam – even if you don’t need glasses!Full and Part Time Associates May Enroll!SUPERIOR VISION IN-NETWORK*Exam (once every 12 months) (*out of network providers will result in lower coverages) Paid in FullFrames (once every 24 months) $150 allowance Semi Monthly Rates: (24x/year)Lenses (once every 12 months Paid In Fullinstead of contacts) Employee Only: $5.76 Employee + Spouse: $9.80Contact Lenses (once every 12 $150 allowance Employee + Child(ren): $10.37months instead of glasses andlenses) Family: $15.56

DirectPath is available to ALL Associates regardless if you are under the company’s medical planDirectPath Advocates are your PERSONAL health care shoppersDon’t have a clue? CALL DIRECTPATH. They will: • Explain and educate on how to best use your benefits • Provide assistance with Health Care Reform and Medicaid eligibility • Help you understand the cost of a procedure or test BEFORE you have it done • Help you find a network doctor or specialist • Help resolve billing and claims issuesA NURSE NAVIGATOR* will help you through the tough times by: • Helping you understand the diagnosis and treatment options • Talking to your physician on your behalf • Assisting you with managing your condition • Coordinating your care to avoid duplication of tests and wasted medical spendingINCENTIVE REWARD PROGRAM* Medical Insurance Plan Participants • CALL DirectPath to compare quality and costs BEFORE you Get REWARDED with 20% schedule an elective inpatient or outpatient procedure/service • CHOOSE the lower cost options of the plan savings when you choose • PRESENT the required paperwork to DirectPath after the a lower cost option! procedure and we’ll pay you 20% of the plan savings.*Enhanced benefits for those with Batteries Plus Bulbs medical insurance

If you elect medical insurance, you  You get tax savings can open an HSA, make pre-tax from Uncle Sam contributions and receive company  You get FREE contributions to pay your out of pocket medical money from the expenses! This is your money to use now or Company save for later!  Your medicalCompany 2018 HSA Match savings GO UPEmployee: $600 with everyEmployee + Spouse: $900 paycheckEmployee + Child(ren): $900Family: $1,100  The money will be there when youPLUS $100 Company contribution need itFor first time health savings accountparticipants.Maximum Contribution Employee: $ 3,450Limits Employee + Spouse: $ 6,900 Employee + Child(ren): $ 6,900(employee contribution plus Family: $ 6,900employer match amounts) Participants turning age 55 and older who areHSA Catch Up Contribution: covered by an HDHP can make additional catch up contributions each year until they enroll in Medicare. For 2018, you can contribute up to an additional $ 1,000 to your HSA. Not sure how an CAUTION: You must actively enroll each year. HSA electionsHSA works. Watch this short video. do not automatically continue year to year. Elections will not be approved until account information is received. Open an account at a personal bank of your choice or with Optum. If you choose a personal bank, you MUST complete and upload the HSA EFT Form (ADP Forms Library). Optum details provided in Helpful Resources section of this Guide. You can change your HSA contribution at any time during the year. Changes MUST be requested on ADP in the Benefits<Enrollments section. You cannot enroll if you are enrolled in Medicare!

ALL ASSOCIATES MAY ENROLL IN A FSA! You do not CAUTION: USE IT OR LOSE IT!need company health insurance to participate in an FSA Plan your contributions carefully. You can roll over up to $500 of yourIncrease your take home pay by setting aside a portion of your paycheck Health Care and Limited PurposeBEFORE TAXES to pay for eligible expenses such as: FSA to be used for the following year’s expenses. • Medical, prescription drug, dental, vision expenses • Alternative care such as acupuncture and chiropractic Your FSA elections are effective • Child/dependent care expenses from January 1 through December 31. Claims for reimbursement mustFlexible Spending Accounts (FSAs) are designed to help you save money on be submitted by March 31 of thetaxes. Each pay period, funds are deducted from your pay on a pretax basis following year.and credited to a Health Care and/or Dependent Care FSA. You then claimyour funds from the account to pay for eligible expenses.ACCOUNT TYPE ELIGIBLE EXPENSES ANNUAL BENEFIT CONTRIBUTIONHealth Care FSA Most medical, dental and vision care expenses that Saves on eligibleDependent Care FSA are not covered by your health plan (such as LIMITS expenses not covered byLimited Purpose FSA copayments, coinsurance, deductibles, eyeglasses and insurance; reduces your(for those who have an doctor-prescribed over the counter medications) $1 toHSA) $2,650 per year taxable income Dependent care expenses (such as day care, after Day Care expenses for school programs or elder care programs) so you and $1 to $5,000 per year your spouse can work or attend school full-time. children or elderly $1 to 2,600 per year dependents while you Use in conjunction with a High Deductible Health Plan (HDHP) and HSA. Use for “first dollar” dental or work vision. All HSA and funds up to annual deductible Saves on eligible must be used before using FSA for medical expenses not covered by insurance; reduces your taxable income

ALL ASSOCIATES MAY ENROLL If catastrophe struck is your family protected?SUPPLEMENTAL INSURANCE - NEW Vendor (The Hartford)Supplemental insurance products work in combination with traditional  Accidents can happeninsurance products to provide added financial protection in case of injury or  Illness can happenillness. You get paid directly regardless of any other coverage you may have.  Your paycheckThe program has a built in Wellness savings program. Group premiums forthese products are generally 30%-50% less than purchasing the coverage needs to happenindividually. These products can be taken with you if you move to anotheremployer. Coverage details and benefit summaries can be found inAccident - Accident-related bills could have a big impact on your budget. ADP at any time by clickingWhen accidents happen, they’re often followed by a series of bills. Be on this icon.prepared with accident insurance.Critical Illness - You never know when a critical illness may impact your life,but you can be financially prepared. Would you have the money to protect allyou’ve worked for if you were to be diagnosed with cancer, have a heartattack, stroke or other critical illness?Hospital Indemnity - If you have a hospital stay, it’s important to focus onyour recovery – not your finances. Offset medical costs your insurance maynot cover. Need HELP deciding what’s right for you? Just click HERE to access an interactive tool! Know your perks! The company has negotiated discounts and FREE stuff for your benefit!UNIQUE BENEFITS TO MEET YOUR NEEDSThe Company provides a comprehensive benefit offering that willmeet the needs of most of our associates. We recognize that noteveryone has the same needs at the same time. These uniquebenefits are available when you need them.

LEGAL/IDENTITY THEFT PROTECTION (Legal Shield) Legal Protection whenEligibility: Full time & Part time Employees you need it!Legal Shield provides participants access to legal protection at an 1 Yearaffordable cost. Membership benefits offer: = • Identity Theft Shield 1 Hour! • Legal Advice, letters and phone calls on your behalf • 24/7 Assistance Annual membership is • Legal document review about the same • Standard Will preparation • Motor vehicle services amount you’d spend • Limited trail defense for a 1 hour legal • 25% discount on legal services not covered by the plan consultation.PET INSURANCE (Nationwide)Eligibility: Full time & Part time EmployeesYou care about your pets and consider them members of your Premiums are dependent on type of animalfamily. So whether your family includes kids with two feet or kids and employee’s residencewith four paws (or both), you know what responsibility looks like. http://www.petinsurance.com/batteriesplusSo why not give your pets the best health care available? ENROLLMENT MUST BE COMPLETEDMembership benefits offer: WITH NATIONWIDE (Online or By Phone at 1-877-738-7874) • 90% back on vet bills • One set price, regardless of pet’s age • 24/7 Vet Helpline • A wellness option that includes spay/neuter, preventive dental cleanings and more

401(k) RETIREMENT SAVINGS PLAN We want to help you enjoyWill you be FISCALLY FIT when it’s time to retire? The Batteries Plus retirement!Bulbs 401(k) Retirement Savings Plan offers an easy way to save foryour future through payroll deductions through Lincoln Financial You are AutomaticallyServices. Enrolled!ELIGIBILITY 3%ALL EMPLOYEES OVER THE AGE OF 18! Start early. You need to be consistentlyFirst open enrollment after six months of employment. saving a portion of yourOpen enrollments: January 1, April 1, July 1, and October 1. income NOW to haveAUTO ENROLLMENT/AUTO INCREASE enough retirement income.Once eligibility requirements have been met, the Company willautomatically withhold 3% of your compensation from each pay The sooner you get started,period, increasing 1% each year, unless you have actively chosen the more prepared you’llanother contribution percentage or have opted out. be. Get on track with your retirement goals.EMPLOYEE CONTRIBUTIONSContributions from your pay are made on a pretax basis up to the IRSannual limit of $18,500.Over age 50 (or turning 50 this year)? Make a catch-up contribution upto $6,000 in addition to the normal IRS annual limit.COMPANY MATCH 100% of the first 1% PLUS 50% of the next 5% of employee deferralsFINANCIAL ADVICEThe Company provides access to a licensed financial advisors who canmeet with individuals to discuss 401k and other financial planningassistance at no charge. Contact Greg Gavran at [email protected] Chris Reed at [email protected] MORE INFORMATIONFor additional details about the 401(k) Retirement Savings Plan or toenroll or change your contribution rates or investment elections,please contact Sikich at [email protected].

LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) INSURANCECOVERAGELife insurance is an important part of your financial security, especially ifothers depend on you for support. Accidental Death & Dismemberment(AD&D) insurance is designed to provide a benefit in the event ofaccidental death or dismemberment.ELIGIBILITY COST We protect your survivors!ALL FULL TIME EMPLOYEES $0.00 If you were out of the pictureEmployee benefit: 1x your annual base earnings or unable to work, could theySpouse benefit: Up to a maximum benefit of $75,000 make it without your income?Child benefit: $5,000 $200 (14 days to 6 months old) The company provides a core level $2,000 (6 months old to age 26) of Life and Short-term Disability insurance.SHORT TERM DISABILITY INSURANCE (ACCIDENT AND SICKNESS)Short-term disability insurance helps to cover your expenses if you are IS THIS ENOUGH?unable to work due to injury or illness. The Company provides a basic You can supplement this amountplan. with Voluntary Life coverage.ELIGIBILITY COSTALL FULL TIME EMPLOYEES $0.00Coverage begins on the first day after you are injured away from work.Coverage begins on the eighth day for illness. Coverage lasts for up to 26weeks. Disability earnings are considered taxable income.COVERAGE BENEFITShort-Term • 2/3 your basic week wage upDisability/Salary to a weekly maximumContinuation • $500 max for non-exempt, hourly associates • $1,000 max for exempt, salaried associates

ALL FULL TIME ASSOCIATES MAY ENROLL!ARE THE COMPANY CORE LIFE and STD INSURANCE POLICIES ENOUGH TO PROTECT YOUR LOVED ONES?VOLUNTARY TERM LIFE INSURANCE (MetLife) 1. Financial protection forYou can get a life insurance policy with a maximum of five times (5x) salary up your family and lovedto $500,000 with medical underwriting. (A Guarantee Issue policy available to ones when you dienew hires with NO health questions!) Semi-monthly rates depend onemployee age and requested amount of insurance. Coverage available for 2. Leave enough to pay offspouse and children. debts and other expensesCOVERAGE BENEFIT 3. Replace your income orEmployee Min $10,000/Max 5x Annual pay up to $500K leave an inheritanceSpouse Min $ 5,000/Max 50% of employee benefit up to $100KChild Min $ 1,000/Max 50% of employee benefit up to $10K 4. Group rates and payroll deductions: Portability ofGuaranteed Issue As a new hire, you can elect a guaranteed issue amount up to the benefit if you leave $100,000 (employee), $50,000 (spouse) and $10,000 (child). No the company underwriting approval needed. If you elect over the guarantee issue amount you will be subject to medical underwriting. 5. Your peace of mind. 2018 Annual Open Enrollment will allow for a ONE TIME WHAT IF YOU COULDN’T WORK? OPPORTUNITY to purchase up to $100,000 of life insuranceUnderwriting without Evidence of Insurability. Typically, if you elect during an open enrollment, you must provide Evidence of Insurability. Benefits will be subject to carrier approval.VOLUNTARY LONG TERM DISABILITY INSURANCE (The Hartford)Long Term Disability Insurance gives you a steady stream of income Protect your most important assetduring an extended period of missing work due to a disabling illness – your income!or accident. It can additionally provide funds for rehabilitation anddependent care. Pay your mortgage/rent, groceries, utilities, clothing,COVERAGE BENEFIT transportation, andBenefit 60% of your before tax, pre-disability income. Minimum medical bills. $100; Maximum $5,000 monthly benefit.Cost Semi-Monthly rates are dependent upon an individual’s age and salary.

ASSOCIATES & IMMEDIATE FAMILY MEMBERS! Everyone needs batteries, bulbs, & other cool stuff • Purchase Company products at a rate of cost plus 10% • Immediate family is spouse, child(ren) under age 19 living at home By working here you get a generous Store Discount $$Paid Time Off can be used for your vacation, in case you or a familymember is sick, time to attend school meetings or court dates, doctorappointments, or whatever. It’s a limited resource, so use it wisely!The Company provides various Paid Holidays so you can enjoy time withyour family and friends. Holidays differ in various business units.See the employee handbook for details about time off. Full and Part time Associates after 6 months of employmentCONTINUED EDUCATION IS WELL WORTH IT! • Coursework must be work related to the job • Reimbursement of up to $3,000 for graduate coursework • Reimbursement of up to $2,000 for undergraduate coursework

ELIGIBILITYEligibility requirements differ based upon the benefit. Full time = 30 hours/week or moreMost benefits are effective on the first day of the month following your date ofhire. You may enroll your eligible dependents for coverage, including: • Your legal spouse • Your children up to age 26.ELIGIBILITY – YOU ARE LOCKED IN!Once your benefit elections become effective, they remain in effect until the endof the year.QUALIFYING LIFE EVENTSYour enrollment decisions will be LOCKED IN for the calendar year. You may onlychange coverage if you experience a qualifying life event such as: • Marriage • Divorce or legal separation • Birth of your child or your domestic partner’s child • Death of your spouse, or dependent child • Adoption of or placement for adoption of your child • Change in employment status of employee, spouse or dependent child • Qualification by the Plan Administrator of a child support order for medical coverage • Entitlement to Medicare or MedicaidDepending on the type of event, you may need to provide proof of the event,such as a marriage license. If you do not contact Human Resources within 30days of the qualified event, you will have to wait until the next annualenrollment period to make changes (unless you experienceanother qualifying life event).

Brand Name Drugs— Use trade names and are protected by patents. Brand name drugs are generally the most costly choice.Coinsurance—The amount or percentage that you pay for certain covered health services under the plan. Typically the amountpaid after a deductible is met (varies by plan design).Copayment (Copay)—A flat dollar amount you pay for medical or prescription drug services regardless of the actual amountcharged by your doctor or health care provider.Covered Expenses – Health care expenses that are covered under your plan.Deductible—The annual amount you and your family must pay each year before the plan pays benefits.Explanation of Benefits (EOB) – Although EOBs often look like a medical bill, the EOB actually gives you details regarding how yourinsurance company processed insurance claims. The EOB tells you what portion of a claim was paid to the provider and whatportion of the payment you are responsible for.Flexible Spending Account (FSA) – An account that allows you to save tax-free dollars for qualified medical and/or dependent careexpenses that are not reimbursed. You determine how much you want to contribute to the FSA at the beginning of the plan year.Funds left at the end of the year, in excess of $500, is forfeited back to the employer.Generic Drugs—Generic drugs are less expensive versions of brand name drugs that have the same intended use, dosage, effects,risks, safety and strength. The strength and purity of generic medications are strictly regulated by the Federal Food and DrugAdministration.High Deductible Health Plan (HDHP)—A qualified medical plan that is intended to make you more informed and give you morecontrol over your health care spending by offering lower monthly premiums in exchange for higher deductibles and out-of-pocketlimits. Generally, they include preventive coverage such as a mammogram or annual physical at little or no cost. An HDHP may beused in conjunction with a health reimbursement account (HRA) or a health savings account (HSA).Health Savings Account (HSA)—A medical savings account that you set up and use to help pay for eligible medical costs notcovered by your medical plan. Both employers and employees may contribute to this fund; employees do so through pre-taxpayroll deductions. Balances carry from one year to the next, and the account belongs to you. Must be coupled with a qualifiedhigh deductible health plan (HDHP).In-Network—Use of a primary care physician or specialist within an outlined list of health care practitioners. When you useproviders in the network, you lower your out-of-pocket expenses because the plan pays a higher percentage of covered expenses.Out-of-Network—Use of a health care provider that does not participate in a plan’s specified list of practitioners.Mail Order Pharmacy—Mail order pharmacies generally provide a 90-day supply of a prescription medication for the same cost asa 60-day supply at a retail pharmacy. Plus, mail order pharmacies offer the convenience of shipping directly to your door.Inpatient—Services provided to an individual during an overnight hospital stay; this person is billed for room and board.Outpatient—Services provided to an individual at a hospital facility without an overnight hospital stay.Out-of-Pocket Maximum—The top amount you and your family must pay for eligible expenses each plan year. Once yourexpenses reach the out-of-pocket maximum, the plan pays benefits at 100% of eligible expenses for the remainder of the year,except for prescriptions under all medical plans except the HSA Plan.Premium – The amount you pay for a benefit plan in exchange for coverage. This can be a pre-or post-tax deduction that is takenfrom your earnings 24 times/year.Primary Care Physician (PCP)—physician (generally a family practitioner, internist or pediatrician) who provides ongoing medicalcare. A primary care physician treats a wide variety of health-related conditions and refers patients to specialists as necessary.Specialist—A physician who has specialized training in a particular branch of medicine (e.g., a surgeon, gastroenterologist orneurologist).Vesting - Vesting refers to your right of ownership to the money in your account. You are immediately vested in all contributionsand earnings.

PLAN PROVIDER CONTACT INFORMATION WEBSITE Claims Assistance, DirectPath 1-877-548-7714 www.directpathhealth.com Benefit Questions, metlifeeap.lifeworks.com Locating Providers MetLife 1-888-319-7819 and much more! Group # 5948168 UserName: metlifeeapEmployee Assistance 1-844-437-0487 Password: eap Anthem Program (EAP) Group # 249135 1-888-224-4902 https://www.anthem.com/ Medical 1-800-438-6388, Option 2/2 https://www.anthem.com/ Anthem [email protected] www.metlife.com/dental Blue Priority ACO Group # 249137 https://www.superiorvision.com/ Medical 1-800-507-3800 MetLife [email protected] www.wageworks.com Blue Preferred Group # 5948168 https://www.optumbank.com/ Blue Access PPO 1-877-924-3967 Superior metlifeeap.lifeworks.com Dental Group # 192001 1-866-234-8913 www.thehartford.com Vision 1-800-438-6388, Option 2/4 Flexible Spending WageWorks Click HERE for interactive tool Accounts Group # 42941 1-800-523-2233 Health Savings Optum Health Bank [email protected] https://www.lfg.com/ Account Group ID: 1003576 Life Insurance Lincoln Financial www.thehartford.comDisability Insurance MetLife 1-800-234-3500 Click HERE for interactive tool Group # 5948168 https://sites.legalshield.com/gs/i 401(k) Retirement SRP Savings Plan The Hartford 1-888-202-3927 x 703 nit?grp=batteriesplus Group # 882386 [email protected] Financial Support Lincoln Financial Group Loans & Distribution Supplemental Plan ID: BATT-001 Financial Advisor [email protected] Insurance (Accident, SRP (Greg Gavran) (414) 253-4621 [email protected] Critical Illness, Hospital) Oakleafcp Christopher Reed 1-800-523-2233 Legal Advice / [email protected] Identity Theft The Hartford Group # 882386 Tammy Raymond 414-526-3599 Legal Shield Group # 0138749Pet Insurance Nationwide 1-877-738-7874 http://www.petinsurance.co Group # 6957 m/batteriesplus

ACTIVE ENROLLMENT - ALL employees MUST complete New Hires, Status Changes to Fullthe benefit enrollment process even if you aren’t Time and Life Events have 30 dayschanging anything! to complete the ADP onlineRefer to the 2018 Benefit Enrollment Kit for detailed Benefit Enrollment Process!Instructions on making your online benefit elections. GREAT This icon is your link during the online enrollment RESOURCES process to more information on each benefit. Click theAVAILABLE ON icon to access educational resources, links and forms to aid you in making your benefit decisions. ADPForgot your user ID? Forgot user password?Use the links provided at the ADP Login screen.ABOUT THIS GUIDEThis benefit summary provides selected highlights of the Batteries Plus Bulbs employee benefits program. It is not alegal document and shall not be construed as a guarantee of benefits nor of continued employment at theCompany. All benefit plans are governed by master policies, contracts and plan documents. Any discrepanciesbetween any information provided through this summary and the actual terms of such policies, contracts and plandocuments shall be governed by the terms of such policies, contracts and plan documents. Batteries Plus Bulbsreserves the right to amend, suspend or terminate any benefit plan, in whole or in part, at any time. The authority tomake such changes rests with the Plan Administrator. Participation is not a guarantee of employment.