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Note from SPRINGTIME the CEO: REFRESH—FROM UPKEEP TO UPGRADES“No matter its size Dear Natalie,or location, yourhome should feel It’s wonderful having you as part of our American Family. And, I’mlike a place where glad you’ve chosen the right insurance to protect the dreams thatyou can bring your mean so much to you.dreams to life. No matter its size or location, your home should feel like a place where you can bring your dreams to life. As you flip through this issue, I hope you discover new ideas for making your spaces uniquely yours. We’ve included design inspiration and ways to infuse smart technology into your home—which could also qualify you for policy discounts. And we went straight to the experts for smart advice on caring for your car. Also, be sure to check out our easy auto fixes—they could even save you on the cost of a mechanic. Whatever dream you’re pursuing, we’ll be here every step of the way to help you build and protect the future you envision for yourself and your family. Thank you again for allowing us to be your trusted partner in protecting what matters most. DREAM FEARLESSLY,@AmFamJack Jack Salzwedel Chairman, CEO and President American Family Insurance SUPPORTING AND PROTECTING YOUR DREAMS What does it mean to be part of a family? It means we understand each other’s dreams and support one another’s pursuits. It’s recognizing that with a little hard work and commitment to one another, all our dreams are possible. This is where we stand, and how we move forward—together. And in our eyes, there’s no better insurance than that. Insure carefully, dream fearlessly. Keep up with: @AmFam @AmFam

WHAT’S YOUR DECOR STYLE SAY ABOUT YOU?Take our quiz and find out.04WHAT’S INSIDE GET THE MOST MILEAGE 07 FROM YOUR POLICY03 SMART TECH FOR ANY STYLE 08 GIVE YOUR FAMILY THE PROTECTION See how the Nest Learning Thermostat THEY DESERVE blends into four different decors. Our life insurance protects what you love.05 S MART DEVICES TO CONNECT YOUR HOME 09 KEEP YOUR CAR’S VALUE. GO THE Discover the latest smart devices EXTRA MILE and how you can save! Get advice from the experts.07 GET THE MOST MILEAGE FROM 10 D IY UNDER THE HOOD YOUR POLICY Read this before you call the mechanic. Take a closer look at your auto coverage. YOUR LOCAL AGENT: CALL ME ANYTIME DEREK ROBERTS Bus: (608) 242-4100F.P.O. 6000 American Parkway, Suite B Fax: (608) 243-4927 Madison, WI 53783 Lorem ipsum dolor sit amet. [email protected] Ea est unum solum soleat. 2

SMART TECH now, its outer ring comes in four finishesFOR ANY STYLE to choose from. If “Modern” is your style, go with stainless steel. Copper will look greatMany people think of smart technology as in a Bohemian environment. Traditional?too clunky or too high-tech to go with their Try white. And black works well in justdecor. But that’s simply not true. Your style about any decor.doesn’t have to be compromised when youadd smart devices. In fact, in some cases Here’s what makes it so smart:they can actually enhance your style. • It learns the temperatures you like “Today, there are more and and programs itself in about a week.more ways to make your home • Its multizone function keeps allbeautiful and functional. your kids’ rooms at their favorite cozy temperatures.A great example of that is the Nest LearningThermostat. It learns from you, creates a • It turns itself down when nobody’sschedule and is proven to save energy. And home to help you save energy.3 So think of smart technology as a smart accent to your style and discover all the ways it can work for you.

WHAT DOES YOUR STYLE SAY ABOUT YOU?Circle your favorites below.1. A. Roses B. Lilies C. Orchids D. Daisies2. A. Vanilla B. Cedar C. Linen D. Lavender3. A. Pop B. Classical C. Jazz D. Indie4. A. Paris B. Rome C. Palm Springs D. Portland5. A. Silk B. Cotton C. Wool D. DenimMostly A: You’re Romantic. A canopy bed Mostly C: You’re Mid-Century Modern. You wereand throw pillows are so you. crushed when Mad Men ended.Mostly B: You’re Traditional. You love Mostly D: You’re Bohemian. All of the knickknacksreading classic children’s books to your kids. in your home have an interesting story behind them.NOW THAT YOU KNOW YOUR STYLE, SELECT THE FINISH THAT BEST COMPLEMENTS YOUR HOME. The Nest Learning Thermostat is available in black, copper, white and stainless steel. 4

SMART DEVICES TOCONNECT YOUR HOMEDISCOUNTS FOR BEING SMART On the next page are just a few of the devices eligible for savings on yourYour home is already beautiful—now make premium. Call your agent and find outit brilliant. Smart home devices can make life about all the smart technology that caneasier and safer, and are now more affordable. add up to big savings.Plus, a number of these products may qualifyyou for a discount on your home policy.5

SMOKE ALARM DOORBELL SECURITYNest Protect smoke + Ring™ Video DoorbellCO alarm Answer yourA smarter smoke doorbell. See anddetector with an speak to visitorsindustrial-grade from anywhere.sensor, long-lastingbattery and the ring.com/productsability to test itself. $199.00store.nest.com WATER DETECTION$99.00 Samsung SmartThings™SECURITY SYSTEM Water Leak Sensor & Hub Know if and whenScout Security Alarm you’ve sprung a leakA contract-free to keep your waterscalable security usage in check andsystem that monitors avoid peak-hourand provides you pricing.controlled accessto your space. shop.smartthings.com $39.99scoutalarm.com/shop$129.00 F.P.O. DCESRaYMElAOlKGNAUmRERDROTTeYBPHDOEfROoREUEMTVrMMSIaECIAUEIqYNSMuSS.oUWAtRVIeTEA.HNOCNELIGHT SIMULATION SYSTEM 6BeON Starter PackAdjustable lightingwith learning behaviorto simulate youbeing home. When adoorbell rings, a lightwill switch on.beonhome.com$129.00

GET THE MOST MILEAGE FROM YOUR POLICYREFRESHER COURSE: What to do if you are in an accidentCollision vs. Comprehensive Coverage First, make sure everyone is safe. Collision: Pays to repair or replace Then call 911 to contact the your vehicle if you hit something police and report your accident. and no one else is at fault. You are protected against collision or Report your claim as soon as rollover damages even if you reasonably possible. caused the accident. You can call 1-800-MY AMFAM Comprehensive: Provides financial (1-800-692-6326) to report a claim. protection for damage caused by the unexpected, including fire, A customer representative will theft and hail. guide you through the claims process. Then an adjuster willDoes your current coverage fit your needs? contact you to review it.Contact your agent to learn if more or lesscoverage is needed given your driving For most questions, your agenthistory and vehicle’s age. will be a helpful resource. You can also use “Live Chat”on our website (M-F, 8AM-8PM CST) to reach a customer service representative. 4 WAYS Which discounts are you eligible for? TO SAVE • No accidents, violations or claims • Insure more than one vehicle with us • Drive less than 7,500 miles/year • Pay your policy in full at the time of purchase There are more ways to save. Call your agent.7

IS YOUR POLICY STILL THE RIGHT FIT?Have you moved? Gotten married? Perhaps you’ve recentlypurchased a new car. Life circumstances are always changing,which is why it’s so important to review your policy documentsevery year before you file them away. Check that all of yourinformation is current and that you still have the right coverage.Call your agent with any questions or updates.GIVE YOUR FAMILYTHE PROTECTIONTHEY DESERVEWe know your family means everything Timing:to you. That’s why you want to know that The best time to purchase life insurance isno matter what happens, they will be while you’re in good health. Get yours soonertaken care of. Life insurance may not be rather than later.something you like to think about, but it’ssomething worth talking about with your Peace of Mind:agent. American Family Life Insurance No one can predict the future. But you’ll restCompany can help provide the financial easy knowing those you love and the lifeprotection your family needs—and you’ve built for them are financially protected.deserves. Your agent can help find a planfor you and your loved ones. F.P.O. DEREK ROBERTSWhy get life insurance now? Bus: (608) 242-4100 Fax: (608) 243-4927Savings: [email protected] sooner you purchase a policy,the lower your cost may be, as prices are Ask me how to bundlepartially based on age. auto and life together. 8

KEEP YOUR CAR’S VALUE. DIY UN GO THE EXTRA MILE. Here are some smart ways to stay on the road towards safeguarding Here are some car m the value of your car. SIMPLE JUMP START HO Q: Can I monitor my car’s data with Q: What else counts when it comes 1. Connect the red ca my smartphone? time to trade in or resell my car? battery’s positive (+ the opposite end o Answer: Yes, there’s an app for that. Answer: You’ve been meticulous in good battery’s (+) t Several, in fact. Automatic, for one, servicing your car. You know it, and black cable to the ( syncs your smartphone to display your mechanic knows it. But the battery, then the op and track your driving data. It can potential new owner will want proof. black cable to any u even tell you right away if the Keep service records and receipts. under the hood of t “Check Engine” light is something If your mechanic uses a computerized that needs immediate attention. system, be sure to get printouts. 2. Start the working c and then try startin Q: Besides a regular car wash, how Q: How do I keep my car’s interior in WASHER FLUID REFILL can I maintain the exterior? tip-top condition? First, locate the wash Answer: The occasional hand waxing Answer: Something as simple as a It has a symbol on th windshield wipers m and buffing goes a long way to one-time investment in seat covers Check your owner’s m maintaining quality, preventing and floor mats can help you keep fluid reservoirs are tr marked so you can ea scratches and keeping your car looking your interior in showroom condition. simply add fluid unti its best. Keep your car away from Have an issue that requ potential hazards and keep it in the searching “Car Repair” shade when possible. American Family Mutual I Company, American Fami According to Kelley Blue Book, putting a little time and care into your vehicle could mean up to a $1,000 difference in its value down the road.9

NDER THE HOOD AN EXTRA LAYER OF PROTECTIONmaintenance tips and tricks you can do yourself. Personal umbrella liability coverage OW-TO opens a larger shield of protection over your home or auto insurance policy able to the dead for the damages of an accident you’re +) terminal, then of the red cable to the held liable for. terminal. Connect the (-) terminal of the good It’s a good idea to get covered pposite end of the with 5x more protection if you: unpainted metal • Carpool to school activities the dead car. • Have dogs car, wait five minutes • Own a pool or trampoline ng up the dead car. Ask me about an umbrella policy CHECK YOUR OIL—OFTEN and if you qualify for a It’s a good idea to check your oil once 5% discount on home insurance. a month. Wait until your engine is cool. Remove the dipstick and wipe it down DEREK ROBERTS with a clean, lint-free rag. Then simply insert it back into the pipe, remove it Bus: (608) 242-4100 again and check the level and condition F.P.O. Fax: (608) 243-4927 of the oil. [email protected] her fluid reservoir. he cap that looks likemoving. Can’t find it? manual. Most washer ranslucent and clearly asily see if it’s low. If it is, il it reaches the FULL line. uires a mechanic? Check out our Dreams Restored Program by ” on AmFam.com to find the most trusted repair shops in your area. Insurance Company, S.I. and Its Operating Companies, American Family Insurance ily Life Insurance Company, 6000 American Parkway, Madison WI 53783 10

Use these tips to make your driving safer: is like driving the length of a football field blindfolded. TEXTING FOR Let’s put down our phones and make SAFE DRIVING distracted driving a thing of the past. FOR SAFER ROADS • Out of sight, out of mind. AT 55 MPH Place your phone out of reach. SECONDS • Designated texter. Have a passenger write your texts. • Silence, please. Turn ringer and notifications off to reduce temptation. Talk to your agent about our distracted-driving prevention programs.F.P.O. American Family Insurance protects what you’ve achieved so you can fearlessly pursue your dreams. PRSRT STD We hope this and every issue of American Dreams helps to inspire, protect and restore your dreams. U.S. POSTAGE Please pass this publication along to a friend or family member or recycle it. PAID Derek Roberts, LUTCF PEWAUKEE, WI Derek Roberts, Agent PERMIT NO. 3091 6000 American Parkway Suite B 012501 Madison, WI 53783 Bus: (608) 242-4100 Fax: (608) 243-4927 [email protected] Natalie, mileage <Endorsement Line>LfCroohomekciynkogouutrotppgoaelgticemy7?o.re Polly Policyholder 1401 Main Street Suite 123 AnyCity, WI 53783-1234