Alternative Low Cost Health Insurance - Staying On Top Of It

Title:Alternative Low Cost Health Insurance - Staying On Top Of ItWord Count:329Summary:Some things in life are taken for granted and the privilege of having health insurance may beone of them. Employers have to give their employees some kind of benefit program in theiroverall compensation package. The employee expects it and enjoys the security of having goodhealth insurance. Everything changes when the employee leaves the employer. Insurancedecisions have to be made. No one can escape from this process. The employee soon finds thecost to continue the insu...

Keywords:alternative,low,cost,health,insuranceArticle Body:Some things in life are taken for granted and the privilege of having health insurance may beone of them. Employers have to give their employees some kind of benefit program in theiroverall compensation package. The employee expects it and enjoys the security of having goodhealth insurance. Everything changes when the employee leaves the employer. Insurancedecisions have to be made. No one can escape from this process. The employee soon finds thecost to continue the insurance to be much more than expected and they start scrambling foralternatives. Are there alternatives? What can be done to reduce the cost?There has been a major shift in thinking by the insurance buying public over alternatives tolowering the cost of health insurance. Low deductibles are a thing of the past. It has taken some抯time to change the thinking about having low deductibles. Low deductibles mean less out ofpocket expense. It works the opposite in today market for health insurance. The premiumspaid for lower deductibles are so high that it no longer makes sense to have them. The higherdeductibles reduce the premium dramatically. There are deductibles as large as $5000 in somehealth insurance plans.Two Alternatives1. Take the highest deductible that you can afford. This is called self-insuring. You are insuringyourself for the deductible amount in exchange for a lower premium.2. Start a Health Savings Account. This is a savings account that is used for medical expensesonly. This is a fantastic way of putting money aside for the out of pocket deductible amount andany additional medical expense. The best part about it is that the health savings account is taxdeductible. See your tax advisor or accountant on how to set up this plan.Insurance is a great place to start to lower your monthly bills. We hope that this will help youanalyze your next quote. Please refer to our recommended source for insurance quotes of alltypes.Title:Healthy Chocolate is NOT an Oxymoron!Word Count:493Summary:There is a large body of scientific evidence that supports the notion that the right chocolate isnot only harmless, but that it can actually contribute to health and longevity.Keywords:

healthy chocolate,organic, antioxidants, dark chocolate, unprocessed, cocoa,dark healthychocolate,Article Body:Healthy chocolate? How can that be? After all, we've been trained to think of chocolate as aguilty indulgence at best, and as a health disaster at worst. Yet there is a large body of scientificevidence that supports the notion that chocolate is not only harmless, but that it can actuallycontribute to health and longevity.There's Chocolate and Then There's ChocolateThat's not to say that all chocolate is created equal. If you think that those sugary confectionsyou find in candy stores and on grocery store shelves are nothing but empty calories, you're notfar off the mark. Chocolate candies are often full of the refined sugars, milk fats, andhydrogenated oils that are important to avoid.But those unhealthy ingredients are masking a dark healthy chocolate that is filled withantioxidants, flavonoids, and amino acids that can contribute to health and well being.Unprocessed cocoa has antioxidants that can slow the aging process and cellular decay, as wellas flavonoids that have been shown to be beneficial to cardiovascular health. Thesecardiovascular benefits include improving blood flow, lowering LDL cholesterol, and reducingblood pressure. Dark chocolate also has essential amino acids like tryptophan, as well asalkaloids like theobromine and phenethylamine, all of which can help elevate and regulatemoods.Latest Trends in Healthy ChocolateAs the concept of healthy chocolate gains momentum, products are being brought to market thatcombine the best qualities of chocolate with those of other ingredients. The mixture produces ahigh-powered blast of benefits with all of the intrinsic satisfaction that eating chocolate brings.What makes healthy chocolate different from the kind you find within candy bar wrappers?First, there are no sugars, milk fats, or hydrogenated oils. Second, it has not been subjected towhat is called the Dutch process, whereby an alkali is introduced that all but destroys theantioxidants. Rather, it is cold pressed to preserve the antioxidants and nutrients. Third, it isoften combined with Acai berries and blueberries to further boost its antioxidant properties - somuch so that some products give you the equivalent of a half-pound of spinach or three-quartersof a pound of broccoli in one small nugget. Fourth, the dark chocolate has no trans fat, no wax,and no fillers.Healthy Chocolate as a Weight Loss ToolUnarguably, it's counterintuitive to think of chocolate as being a central component of a weightloss plan. But healthy chocolate - without the additives, sugar, and milk fat - can, indeed, helpyou lose weight. Eating a nugget with a glass of water about a half our before a meal can quellhunger and satisfy chocolate cravings. You'll eat less at meals and get a boost of nutrients in theprocess. Similarly, eating a nugget as a snack is a healthy alternative to more calorie-laden fare.The bottom line is that you can incorporate healthy chocolate into your diet without even atwinge of guilt. What a relief and a blessing!

Title:Phentermine And Healthy Weight LossWord Count:632Summary:Phentermine started to spread its roots from 1950 onwards and do due its positive results it wasapproved by the FDA in the year 1959. Phentermine is a medicine that makes you slim you in ashort period when compared to other medicines available in the industry... (read more)Keywords:phentermine,diet pills,dietpills,adipex,pharmacy,phen,lose weight,obesity,weightloss,weightloss抯Article Body:Today World is the age of competition and to be ahead of others one needs to be smart anddashing. In this regard, weight is the most distracting factor that hinders the youths in presentday scenerio. To over come the over weight factor, there are various medicines and pillsavailable in the market. But all these medicines do not fulfill the requirement of loosing weightand at same time you invite various types of side effects. Here is a magic pill that will help youin shedding your extra weight in shortest possible of time with out any side effects. This magicpill is none other than Phentermine.This medicine has been showing best results and iscommonly recommended by the health authorities for all of the age groups.Phentermine started to spread its roots from 1950 onwards and do due its positive results it wasapproved by the FDA in the year 1959. Phentermine is a medicine that makes you slim you in ashort period when compared to other medicines available in the industry. Various people anddieters have been using this medicine for the last 55 years. The main cause of increase in weightis the metabolism and this particular magic pill reduces the metabolism and helps the individualto fight against obesity battle. Phentermine has provided a new dimension in the field ofmedicine. The process of medication is simple and pleasant.Phentermine contains amine, which resembles to amphetamine and various properties ofphentermine are similar to that of amphetamines chemical. There are two methods that help toreduce weight with the help of Phentermine. First method is by stimulating the central nervousprocess that helps in reducing the food intake or the appetite of the individual. In this process,the neurotransmitters available in hypothalamus are affected and make the nervous systemactive.The second method utilized in Phentermine is, increasing the heart beat rate of an individualand in turn the metabolic rate is increased to the required level that helps in destroying the extracalories. Along with this Phentermine, if regular and simple exercises are performed, it providesa faster result.

It is advised that you should follow the calorie controlled diet schedule along with the regularexercises.Both these programs work in conjunction with each other so that one can achieve the result inquickest possible time. In case of the first medication, if the results are not up to satisfactorylevel then you have to provide enough rest to the body and then only you should start thesecond medication process.There are various combinations followed nowadays and one among them is the union ofPhentermine and Fenfluramine and that is popularly known as Phen Fen. Even though thiscombination was effective but resulted in various side effects of hearts. Due to the heartproblems the FDA was forced to withdraw the approval but Phentermine was not blamed forthe side effects.Second combination was with the Dexfenfluramine and that was known as Dexphen-Phen butin this case also, the Dexfenfluramine was not up to the satisfactory levels of the FDA approval.Next combination was with Prozac and was called as Phen Pro.The Prozac may be replacedeither with Luvox, Trazadone, Celexa, and Effexor or with Zoloft.Nowadays, this combination is very popular as there are no side effects of this combination andin other words, it is a super slimming cocktail available in the World so far. In case of UnitedStates of America, this super combination is normally recommended by the health practionersto their patients but yet there is no approval from the FDA authorities. The major advantages ofPhen-Pro combination are that it has longer effects to hinder the appetite strongly and thephentermine is well suited for over-weight patients.