April May, June and July newsletter 2021

NW REGIONAL NEWSLETTER Newsletter for April, May, June, and July 2021 Summer when the living is easy! I wish that were the case, with forest fires, heat waves, Delta variant spreading, and continued high mortgage volume it has been anything but easy. We have seen a slowdown in refinances, but overall volume remains strong. The last few months many of you personally and/or your branches have broke records that you had already broken earlier this year. Someday we will look back on this period of pandemic induced mortgage production in awe, until then we need to keep grinding because like musical chairs you never know when the music is going to stop. That said, make sure you keep your life in balance! We are blessed that most of our markets have strong home sales so as long as we are continuing to build realtor and builder relationships the pay checks will keep coming. Its only summer and so far, Jason Oswald, Dave Perry, Tera Davis, Leon Baker, and Kelly Beebe have qualified for President’s Club. Close behind and have already earned their Executive Club status is Whittney Curran, Monica Barton, Scott Petersen, Leon McKean, and Lynn Hergenreder. Lots of time left in the year to earn the opportunity to ride camels in the Holy Land or surf Waikiki! I want to express my appreciation for Ev and all our operations team who have remained focused over the last 17 months. With no winter slow down and the conveyer belt of loans going non-stop you have done an incredible job keeping our boat afloat. I know its not said enough but THANK YOU, THANK YOU, THANK YOU! Kudo’s to our folk who participated in the Paradise Give Back, see in newsletter. We will miss Dave Perry who moved his family to Utah to run Academy’s Affinity Program. I want to thank Angela (Angie) Bowden for publishing our newsletter for so many years, she is retiring from our crazy business and will get to have everyday be Saturday. Angie, thanks so much for all you have done for me and the entire team! -Dave Schile Thanks Dave! I really enjoyed doing this for the region. I will miss you all so much! Hugs X ~Angie Bowden

EVELYN COX Did You Know? When entering housing debts on loans with multiple properties; the housing on page 1 of the URLA must match the debt on the VOM screen (full PITIA) – for the primary residence. Washington Housing does not accept “refugee status” as being a permanent resident alien. On a cash-out refinance transaction (conventional) that a POA cannot be used. On VA transactions if using a POA, we will need an “Alive and Well statement” on the veteran on the day of funding. For FHA seasoning, we must go off of the FHA refinance authorization for the Original Closing Date, it must be 12 months from that date. Dad Joke Did you hear about the houses that fell in love? It was a lawn-distance relationship. When does a bed grow longer? At night, because two feet are added to it. Why did the Rooster run away? He was chicken. Quotes of the month Do one thing every day that scares you. – Eleanor Roosevelt Instead of worrying about what you cannot control, shift your energy to what you can create. – Roy T. Bennett Be mindful. Be grateful. Be positive. Be true. Be kind. – Roy T. Bennett Success is not final, failure is not fatal: it is the courage to continue that counts. – Winston S Churchill It is hard to fail, but it is worse never to have tried to succeed. – Theodore Roosevelt Sanity and happiness are an impossible combination. – Mark Twain Top 15 things Money can’t buy: Time. Happiness. Inner Peace. Integrity. Love. Character. Manners. Health. Respect. Morals. Trust. Patience. Class. Common sense. Dignity. – Roy T Bennett

CHOOSE YOUR ATTITUDE:

MANY HANDS HELPED IN PARADISE LEON MCKEAN, MARY SINDORF, AND LAUREN PETERSON REPRESENTED THE NORTHWEST REGION There is no place like Paradise. My sister Avery, my Dad, and I helped wrap the house with a protective layer with the construction crew. We also built little planter boxes that we later planted flowers in. It was such a great opportunity to be able to help the community. Going to Paradise I was so excited to give back and help the people, but I received more in return than I could ever give back. The people of Paradise are so loving and were willing to share their sto- ries that will forever have an impact on my life. It was such a blessing to see how little acts of service can have a ripple effect, that can truly cause changes in the world for the better. ~Lauren Peterson

“Thank you so much Gaby Bertran for all that you do for our office! We have so very much loved having you a part of the team supporting each of us in our roles and being willing to help out however you can! We wish you the very best on your next journey in school and hope you come back to us when you’re all done! Love Heather” “I wanted to say thank you to Tera Davis for supporting my love of serving others through the amazing Academy Corps trips! She is always the first one to say yes and encourage me to go and of course always covers while I’m away. Without her support and encouragement I wouldn’t have been able to follow my passion and change lives. Thank you!” “What a kick butt employee and coworker you are Jessica Rhynard! You are so good at what you do, so willing to help out however you are needed and always give it 100%! Our team won’t be the same without you and the shoes needing to be filled will never quite fit because you are that GOOD! Thanks so much for all your hard work, your commitment, and your teamwork! You will be severely missed and we will welcome you back with open arms anytime (if possible, very soon )!” ~Heather McLean Shout out to Dave Schile who is now a Grandfather to a new baby girl!! Born on August 17th, 2021 her name is Ady. You are going to have fun with that baby girl! CONGRATULATIONS!!! To Ryan, Kelly, Adam, Jeanne & Heather for covering while I was away. I appreciate you all so much! ~Brittany Price I’m so fortunate to be surrounded by such a great team! Darla, Sara, Chealee, Maggie, Brandi, Hannah, Taylor, Tina, Devy, Ev, and special mention to our Condo Project Approval team! Thank you ALL! If it wasn’t for you, the great reviews “we” get would not be possible! ~Mike McLean

I had this about Sara Weekes during the Snake River Stampede week Sara was all set to run flags when she was asked to help with the Cervi Stock Horses! At first Sara was bummed as she wanted to be in the arena but she said she’d love to help as not just anyone is asked to ride the pick up men’s horses, warming them up and cooling them down all through out the rough stock events! Sara LOVED it and hopes she is asked again next year! At the rodeos end she was able to ride their horses and herd the bulls and steers out to the pens Another fantastic opportunity not passed up! I want to acknowledge Ev for a great job that she does managing our Operations and making sure our loans are closing quickly with common sense underwriting with saleable files. She is always available for a quick call on guidelines and scenarios so that when we take an application we know those loans will close. Peace of mind for a Loan Officer is priceless. Thank you, Ev! ~Lynn Hergenreder Hi there! Fran Larsh & Kelly Beebe have been so helpful with my transition from Oregon to Idaho!! Could not have done it without them!! Thank you so much!!! ~Judy Woods

I’d like to give a SHOUT OUT to the Amazing Ladies who I’m blessed to work with every day on our Team. For us, July was our most productive in terms of volume… ever. Sandi Smutny, Dena Perkes, Kris Link, Kristy DeWitt and Haley Paz-Link. Their hearts to do the right thing for our clients and friends, who work each day with the heart of a servant, and who all help me stay on track…I’m grateful for each of YOU! Thank you for being Wonderful, and a massive Joy to be around. I’d also like to give a SHOUT OUT to our Regional Operations for the dedication and resilience they show day after day. You’re Awesome! On time, every time, and that is such a difference maker in our market. We get deals because the community knows that Academy will perform on time…no doubt about it! Thank you! Your being the Best in the Business helps us be the Best we can be. You Matter, and we see and appreciate you! Lastly, we were able to visit the home office in July, and I really enjoyed spending time with and getting to meet much of the Home Office staff and Leadership. Actually, not just meet them, but spend quality time with many staff and department heads talking about what they do. They were asking us how they can better support us in the field...just the question means a lot! You all are on your game! It seems that we heard “Yes, we can do that” or “Actually, we already have that system” was the day’s recurring theme. What a pleasure to be part of a company and family who doesn’t pass the buck…but instead, finds the paper, the ink, the printer, who then makes and owns the buck. (Not literally, of course ) Nicely Done! Thank you! Thank You, Thank You, Thank You to so many awesome people. Grateful for each of you! Special note and shout out to Dave Perry, who has transitioned to the Home Office. The best way to describe my feeling is that Michael Jordan just retired, and I couldn’t touch him when he was playing, and certainly can’t now. I don’t know what to say about Jason Oswald. You two are amazing men, leaders, and friends…thank you! God Bless You, ~Leon Baker

Angie Bowden what can I say, I’m so thrilled for you and your family. I am excited for you to start this next chapter in your life. You are a beautiful person inside and out and I wish you nothing but the best. Thank you for always being the warm, giving person loving person that you are! I will miss you my friend! Thank you Jen! ~Ang. Happy 20 year work Anniversary to Ryan Shelby! I can’t believe you have put up with all of us for so many years, Academy is lucky to have you but more importantly I am so very lucky to have the opportunity to have learned from you all these years and to call you my friend! Laura LaHorgue, ok I know you hate this stuff but it needs said. You are a ROCK STAR! I am so proud and impressed with all that you have learned and taken on. Not only have you surpassed my wildest dreams but you keep on impressing me. You are a force and I hope you never forget that, so blessed to have you on the team! Jeanne Armstrong, Congratulations on a huge June! You crushed it! I’m so proud of your numbers and excited that you made the Corporate list! You worked hard and earned it! Thank you for all that you do for the team! Tressa Anderson, I just wanted to thank you for always being willing to jump in and help wherever needed. You do so with such a willing helpful heart and save the day constantly. Thank you for always going above and beyond not only for me but for all of us! Laura Alexander- I know you have scanned and copied so many documents for our team and you always do so with a smile and helping heart. You make the clients feel welcomed every time they come in and that’s very appreciated. Thank you for keeping the office feeling welcoming and warm to all of us, and for keeping those plants alive too! ~Jennifer Bender

I would like to give a Shout-Out to Rochelle Clark at Corporate for her quick response to our Urgent needs for both New Equipment and Returns on Equipment… She is “Amazing” at her job! Another “Shout-Out” to Ryan Shelby for keeping it “Up-Beat” and making me laugh.. while I am working.. Thank you to “Angie Bowden” for covering me when I had to take my husband to his Dr. Appointments for his ACL injury… and for sharing all her tricks with me for Marketing…We will miss you! THANK YOU LAURA! ~Ang And to all of the Loan Officers who keep me busy and fill my days so they go by quickly… ~Laura Alexander I’d like to give a huge SHOUT OUT to my whole team. You have all been rockstars in your own way and without each other, we couldn’t be doing what we’ve been doing (and having fun at it along the way!). Heather – THANK YOU for taking the time to travel to Paradise and selflessly give your time and efforts for others you have never even met. Your continued growing desire to give back is one we can all learn from. Kelsey – you’re a flat rockstar. You stepped up these last few months when we needed you most and you did it without hesitation – thank you! Jessica – Not sure what we will do without you but appreciate every second you have given to help us thru these last few months (year really!). We are going to miss you immensely but know those two beautiful girls of yours are going to be in heaven with momma there so applaud you for your wise decision. Gaby – SO EXCITED for your new adventure and can’t wait to hear about all the fun times you’ll have. You’ll be hard to replace but knowing you’re out exploring what this world has to offer makes me proud to know you! ~Tera Davis To Amber Donnelly and Max Edlund – THANK YOU for always being at the ready and plowing through my many, many requests for help on files. Couldn’t do it without you! ~Mo Castro

I would like to give a shout out, thank you and goodbye to the following people: Kelly Beebe for giving me the opportunity to work for you and also to work with a great group of people. You are one of the best bosses I ever had and I really do appreciate you! Dave Schile for appreciating my work and giving me extra duties to do to keep me busy and for sponsoring our Senior Pro Rodeo Association with a belt buckle for the last two years. You Rock! To all my Loan Officers Jennifer Bender, Ryan Shelby, Alice Thomas, Tina Ellis, Bonnie Maxwell, Vicki Leavitt, The Lipinski’s, Jonathan Michalski, Maureen Miller, Carolyn Summerton, Adam Shelby, Whittney Curran, Andrew Tschida, Judy Woods, and David Moberly: I loved helping you when I had the chance and I will miss working for you and giving you a hard time when I was overworked and totally underpaid (it was worth it in the end, money isn’t everything) Wink, Wink, LOL! Christy Milliren, Fran, and Mike Larsh it has been my honor to work with you when I was in Closing & Funding and I consider you to be life long friends. I will pop in the office every once in a while and terrorize you...so watch out. LOL!! Laura LaHorgue I appreciate you so much for everything you do. You supported me and helped me when I needed it the most and it was almost like you read my mind sometimes. I couldn't have done the marketing job without you and your great suggestions for Jennifer and Ryan. You will go far my friend!! Laura Alexander, I appreciate you wanting to learn part of the marketing role and helping out my loan officers, I know you will do the best you can to help support them. I know you will learn to work with that stupid printer so don’t let it get the best of you, LOL! Wink, wink. I WISH EVERYONE THE BEST ALWAYS, AND I WILL MISS YOU SO MUCH, TAKE CARE! (I promise this will be my last newsletter to you all) LOL ~Angela Bowden

Judi Pierce: I am amazed at how quickly you are catching on and how well you are doing with the volume we are experiencing! Thanks for your hard work and incredible customer service! You are truly an asset to your branch Judi! Georgea and Mike Lipinski: I can't begin to count how many times I am \"dropping in\" on her office to ask questions or even just bounce a scenario off Georgea. Every time, she is available and goes the extra mile to help! She has rescued several files that I thought didn't stand a chance! Georgea and Mike make the downtown Nampa office a fun place to work! Grateful for them both! Kelly Beebe: Hands down, one of the best managers I have had the privilege of working for! Cannot begin to count how many times I was between a rock and a hard place, and she has pitched in and helped! Thank you for your availability and positive attitude to help! You are the reason for the sucess behind so many of us and we are grateful for you! ~Jonathan Michalski Shout out to Ashley, Danielle, Justin, Marty, and Anne in the CDA office for always being so upbeat And also for the fantastic job you all do. It hasn’t always easy with the volume lately, but it sure makes coming to work easier knowing everyone is so positive Thank you!!!!!!!!!!! ~Scott Peterson Shout out to Angela Bowden for all the help she gave through out the years and wishing you well on your next adventure. ~Ryan Shelby Thank you Ryan ~Ang.

MEET OUR NEWEST EMPLOYEES Kaitlyn Haglund—Admin Asst. Legacy Branch Meridian My name is Kaitlyn Haglund, and I am a single Bill Lent has seen a little bit momma to the most beautiful little girl! My of everything in the daughter’s name is Delilah, and she is 3 years old. mortgage industry. Between One of our favorite things to do together is singing, we operating as an LO himself or are little karaoke girls. We could sing and dance to working for non-profit as a Justin Bieber all day :-) I love to travel and spend homeownership counselor, he time with my family and friends. My favorite travel brings a diverse background spot is anywhere in the Caribbean, cruising has always which helps set-up the been my go-to. My goal in life is to do everything and Milwaukee branch for anything to be the most loving and supporting mom, success. When loans aren’t friend and worker. Helping others has always been the focus, he enjoys something I’ve loved doing and can’t wait to continue involvement with his church, to do within this company. engaging in thoughtful discussions, and spending Bill Lent—Loan Officer Asst. quality time with his wife, Milwaukee Branch Kristina, and two children, Liam (6) and Claire (3). He is thankful to be a part of the Academy family!

Rob Shockley and Dave Schile visited the Anchorage and Wasilla branches in July. Record Volumes Loan Officer % Vol Record Record Last Record Last Rec- Last Record Change Record Vol- Month Month Aver- Record Month ord Month Aver- Last Record ume Funded age Loan Month Funded Vol- Month age Loan Month Amount ume Funded Amount Units Units Leon Baker 2.22% $9,808,859 35 $279,733.11 6/1/2021 $9,595,747 37 $258,787.84 12/1/2020 Cheryl Lipp 5.49% $3,166,968 13 $243,612.92 6/1/2021 $3,002,050 13 $230,926.92 10/1/2020 Teresa Dean 1.30% $2,612,950 8 $326,618.75 6/1/2021 $2,579,309 9 $286,589.89 3/1/2021 Record Record Last Record Last Last Record Month Month Month Record Branch % Vol Record Funded Average Record Funded Month Month Last Record Change Volume Units Loan Month Volume Funded Average Month Amount Units Loan Amount Meridian 0.13% $29,851,099 95 $314,003.67 6/1/2021 $29,813,335 123 $242,064.99 1/10/2020 Nampa ID 2.22% $9,808,859 35 13 $279,733.11 6/1/2021 $9,595,747 37 $258,787.84 12/1/2020 Center Colville 5.49% $3,166,968 $243,612.92 6/1/2021 $3,002,050 13 $230,926.92 10/1/2020

April 2021 TOP FIVE BRANCHES IN THE NORTHWEST REGION LEGACY MERIDIAN $38,058,056 MERIDIAN $21,575,896 WALLA WALLA 2 $10,500,540 COEUR D’ ALENE $9,817,964 NAMPA 12TH AVENUE $7,330,237 TOP TEN IN VOLUME TOP TEN IN PURCHASE VOLUME Jason Oswald $13,093,099 Jason Oswald $10,142,933 David Perry $11,055,697 David Perry $8,054,890 Tera Davis $9,463,040 Tera Davis $6,212,051 Scott Petersen $7,399,472 Monica Barton $5,366,147 Leon Baker $6,420,818 Scott Petersen $5,136,419 Monica Barton $5,559,547 Leon Baker $3,369,293 David Moberly $4,761,700 David Moberly $2,636,300 Whittney Curran $4,545,959 Teresa Thomas $2,182,382 Ryan Shelby $4,306,295 John Spiker $2,122,744 John Spiker $4,111,444 Whittney Curran $2,118,959 “Sometime the smallest step in the right direction ends up being the biggest step of your life. Tip to if you must, but take the step” “People romanticize their plans but dread the execution. The magic you’re looking for is in the work you’re avoiding .”

NORTHWEST LOAN OFFICERS APRIL 2021 1. Jason Oswald $13,093,099 23. Jamie Nettles $1,918,611 2. David Perry $11,055,697 3. Tera Davis $9,463,040 24. Charles Stevenson $1,686,465 4. Scott Petersen $7,399,472 5. Leon Baker $6,420,818 25. Lynn Hergenreder $1,657,153 6. Monica Barton $5,559,547 7. David Moberly $4,761,700 26. Anne Erickson $1,585,892 8. Whittney Curran $4,545,959 9. Ryan Shelby $4,306,295 27. Austyn Shuman $1,519,424 10. John Spiker $4,111,444 11. Jennifer Bender $3,540,887 28. Michael Julius $1,348,698 12. Mike Lipinski $3,109,146 13. Alicia Chaves $2,458,918 29. Mike McLean $1,168,406 14. Cheryl Lipp $2,452,619 15. Leon McKean $2,395,363 30. Teresa Dean $1,151,000 16. Vicki Leavitt $2,375,350 17. Maureen Miller $2,230,254 31. Jim Tackett $1,037,500 18. Teresa Thomas $2,182,382 19. Nichole Thueson $2,181,245 32. Jared Carlisle $971,456 20. Bonnie Maxwell $2,091,900 21. Tina Ellis $1,969,896 33. Tito Hernandez $850,750 34 Marty Fortier $832,600 35. Jonathan Michalski $803,855 36. Leonard Holladay $781,220 37. Carolyn Summerton $756,960 38. Alice Thomas $690,380 39. Mike Lipinski $657,802 40. Judy Woods $548,250 41. Brenda Heller $289,000 Total $119,897,454

May 2021 TOP FIVE BRANCHES IN THE NORTHWEST REGION LEGACY MERIDIAN $39,058,444 MERIDIAN $22,373,829 WALLA WALLA 2 $9,629,469 COEUR D' ALENE $9,358,282 NAMPA IDAHO CENTER $8,479,981 TOP TEN IN VOLUME TOP TEN IN PURCHASE VOLUME Jason Oswald $13,271,359 Jason Oswald $9,708,459 David Perry $12,713,678 David Perry $8,579,998 Leon Baker $8,479,981 Tera Davis $6,277,069 Tera Davis $8,180,819 Leon Baker $4,107,028 Scott Petersen $7,418,753 Jennifer Bender $3,237,387 Whittney Curran $5,926,306 Ryan Shelby $2,874,784 Ryan Shelby $4,515,009 David Moberly $2,725,333 Jennifer Bender $4,340,987 Whittney Curran $2,541,936 David Moberly $4,088,333 Leon McKean $2,478,691 Monica Barton $2,884,043 “I have P.M.A (Positive Mental Attitude) I’m positive, I’m mental and I know I have attitude!” “Many of life’s failures are people who did not realize how close they were to success when they gave up.” ~ Thomas A. Edison

NORTHWEST LOAN OFFICERS MAY 2021 1. Jason Oswald $13,271,359 21. Lynn Hergenreder $1,738,430 2. David Perry $12,713,678 3. Leon Baker $8,479,981 22. Jared Carlisle $1,470,062 4. Tera Davis $8,180,819 5. Scott Petersen $7,418,753 23. Jim Tackett $1,448,650 6. Whittney Curran $5,926,306 7 Ryan Shelby $4,515,009 24. Teresa Thomas $1,365,704 8. Jennifer Bender $4,340,987 9. David Moberly $4,088,333 25. Brenda Heller $1,232,250 10. Monica Barton $2,884,043 11. Mike McLean $2,839,695 26. Anne Erickson $1,149,500 12. Nichole Thueson $2,766,755 13. Leon McKean $2,728,691 27. Charles Stevenson $1,014,334 14. John Spiker $2,364,290 15. Vicki Leavitt $2,085,400 28. Teresa Dean $970,019 16. Tressa Anderson $2,068,409 17. Cheryl Lipp $1,994,743 29. Bonnie Maxwell $937,200 18. Austyn Shuman $1,972,015 19. Maureen Miller $1,912,900 30. Tina Ellis $917,500 20. Michael Julius $1,885,362 31. Marty Fortier $790,029 32. Alice Thomas $746,418 33. Jonathan Michalski $700,936 34. Tito Hernandez $700,665 35. Frank Keller $530,000 36. Leonard Holladay $495,800 37. Judy Woods $319,113 38. Kelly Beebe $268,505 39. Alicia Chaves $160,000 TOTAL $111,392,643

JUNE 2021 TOP FIVE BRANCHES IN THE NORTHWEST REGION LEGACY MERIDIAN $34,630,706 MERIDIAN $29,851,099 WALLA WALLA 2 $10,054,382 NAMPA IDAHO CENTER $9,808,859 COEUR D' ALENE $7,592,548 TOP TEN IN VOLUME TOP TEN IN PURCHASE VOLUME David Perry $10,833,779 Jason Oswald $8,699,110 Leon Baker $9,808,859 Tera Davis $7,354,302 Jason Oswald $9,603,110 David Perry $7,191,429 Tera Davis $8,603,632 Leon Baker $5,895,187 Jennifer Bender $7,150,768 Maureen Miller $4,052,125 Whittney Curran $7,005,371 Jennifer Bender $4,022,792 Scott Petersen $5,951,840 Scott Petersen $3,810,840 John Spiker $4,919,688 Monica Barton $3,717,504 Maureen Miller $4,832,375 David Moberly $3,425,857 David Moberly $4,362,957 Whittney Curran $3,245,121 “Never forget the people who take time out of their day to check up on you.” “When someone helps you and they’re struggling too. That’s not help, that’s Love”

NORTHWEST LOAN OFFICERS JUNE 2021 1. David Perry $10,833,779 21. Austyn Shuman $2,108,900 2. Leon Baker $9,808,859 3. Jason Oswald $9,603,110 22. Teresa Thomas $1,784,600 4. Tera Davis $8,603,632 5. Jennifer Bender $7,150,768 23. Tressa Anderson $1,764,750 6. Whittney Curran $7,005,371 7. Scott Petersen $5,951,840 24. Tina Ellis $1,693,767 8. John Spiker $4,919,688 9. Maureen Miller $4,832,375 25. Anne Erickson $1,640,708 10. David Moberly $4,362,957 11. Monica Barton $3,915,504 26. Jim Tackett $1,450,750 12. Vicki Leavitt $3,743,120 13. Leon McKean $3,580,023 27. Brenda Heller $1,449,000 14. Ryan Shelby $3,520,867 15. Cheryl Lipp $3,166,968 28. Bonnie Maxwell $1,387,848 16. Mike Lipinski $2,842,826 17. Teresa Dean $2,612,950 29. Jared Carlisle $1,382,379 18. Mike McLean $2,418,763 19. Michael Julius $2,149,443 30. Charles Stevenson $1,293,850 20. Lynn Hergenreder $2,142,125 31. Nichole Thueson $1,198,559 32. Alice Thomas $1,111,150 33. Alicia Chaves $1,090,656 34. Carolyn Summerton $894,650 35. Jonathan Michalski $773,142 36. Judy Woods $446,000 37. Frank Keller $300,000 38. Eric Patterson $185,500 39. TOTAL $125,669,427

JULY 2021 TOP FIVE BRANCHES IN THE NORTHWEST REGION LEGACY MERIDIAN $29,845,640 MERIDIAN $22,852,184 COEUR D' ALENE $9,408,295 NAMPA IDAHO CENTER $8,728,007 ALASKA $7,227,026 TOP TEN IN VOLUME TOP TEN IN PURCHASE VOLUME Jason Oswald $9,984,517 Jason Oswald $7,975,017 Leon Baker $8,728,007 David Perry $6,603,978 David Perry $8,634,278 Leon Baker $6,097,538 Scott Petersen $6,938,740 Tera Davis $4,774,748 Tera Davis $5,729,248 Leon McKean $3,913,078 Jennifer Bender $4,658,234 Monica Barton $3,505,876 Ryan Shelby $4,107,103 Scott Petersen $3,259,344 Leon McKean $4,049,678 Teresa Thomas $2,702,348 Whittney Curran $4,039,986 Jennifer Bender $2,579,984 Monica Barton $3,780,876 Austyn Shuman $2,295,728 “Never forget the people who take time out of their day to check up on you.” “When someone helps you and they’re struggling too. That’s not help, that’s Love”

NORTHWEST LOAN OFFICERS JULY 2021 1. Jason Oswald $9,984,517 22. Brenda Heller $1,914,200 2. Leon Baker $8,728,007 3. David Perry $8,634,278 23. Tina Ellis $1,775,681 4. Scott Petersen $6,938,740 5. Tera Davis $5,729,248 24. Teresa Dean $1,700,324 6. Jennifer Bender $4,658,234 7. Ryan Shelby $4,107,103 25. Jared Carlisle $1,498,500 8. Leon McKean $4,049,678 9. Whittney Curran $4,039,986 26. Anne Erickson $1,449,876 10. Monica Barton $3,780,876 11. Austyn Shuman $3,630,228 27. Bonnie Maxwell $1,367,718 12. Michael Julius $3,316,846 13. Maureen Miller $3,261,818 28. Jim Tackett $1,340,752 14. Vicki Leavitt $2,914,403 15. David Moberly $2,894,661 29. Judy Woods $1,337,857 16. John Spiker $2,789,741 17. Teresa Thomas $2,702,348 30. Lynn Hergenreder $1,186,070 18. Mike Lipinski $2,610,100 19. Nichole Thueson $2,560,852 31. Tressa Anderson $1,165,065 20. Mike McLean $2,169,091 21. Jonathan Michalski $2,044,138 32. Cheryl Lipp $1,131,839 33. Marty Fortier $1,019,679 34. Charles Stevenson $582,000 35. Frank Keller $475,000 36. Alicia Chaves $269,000 37. Ami Browen $230,500 38. Jamie Nettles $189,255 39. Eric Patterson $137,500 40. Leonard Holladay $130,800 TOTAL $110,446,509