Equitivault

CONFIDENTIAL EquitivaultSTAY SECURE, INVEST IN THE VAULT! Business Plan Prepared June 2016 Contact Information Mark Newman [email protected] www.equitivault.com 6130 Elton Ave Las Vegas, Nevada 89107, United States

Equitivault iTable of ContentsExecutive Summary.................................................................................1Opportunity ............................................................................................................................................................1Financial Forecast.................................................................................................................................................9Investment in Equitivault.................................................................................................................................10Execution..................................................................................................12Marketing & Sales................................................................................................................................................12Milestones & Metrics ..........................................................................................................................................14Company ..................................................................................................15Overview................................................................................................................................................................15Team .......................................................................................................................................................................15Financial Plan..........................................................................................17Forecast ..................................................................................................................................................................17Financing ..............................................................................................................................................................21Statements ............................................................................................................................................................23Appendix ..................................................................................................27Profit and Loss Statement ................................................................................................................................27Balance Sheet.......................................................................................................................................................32Cash Flow Statement .........................................................................................................................................39CONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 1Executive SummaryOpportunityOur VisionHere at Equitivault, we have a great team consisting of developers, designers, supportspecialists, writers, and investment analysts! We are dedicated to the success of our platformand to those that join us.We have spent many years in the process of planning, building and connecting with likeminded individuals who were able to help us along the way including advisers and businessassociates to develop our dream that we could be one of the top players in the crowdfundingindustry.We continue to grow our list of investors or (investor community) interested in a secureplatform that delivers real investment opportunity so our next step is only to build out theplatform!Our Vision is to provide something exceptional in the investment sector! A platform that willamass a following solely on its merits of providing high end investment opportunities andvalued for its user friendly design aimed to help every investor.Problems SolvedWith current financial trends taking a turn towards the crowdfunding model in the last fewyears, crowdfunding has provided solutions to a few important issues in the financial industrybut not all platforms are alike and there still exists a large gap in the market for a high end, allin one platform that offers something different in the crowdfunding space.Here are some Common problems we can solve with Equitivault:Problem 1 - Investors do not have the time to scour the internet for investment opportunityand then validate the investment with company checks, financial records etc etc etc at the endof a busy workday.CONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 2Problem 2 - More and more invest directly with a company without the help of feedback loopin terms of a large investment community or the safeguards of using an intermediary service.Problem 3 - No Crowdfunding Platform offers a custom solution to managing investmentmoney.With all that said The equity crowdfunding space is needing a Fast, Comprehensive, UserFriendly Platform for its unmatched fast growth rate in the $34B Crowdfunding Industry.Equity crowdfunding is the Fastest growing sector with a 410% growth rate between 2012 an2014 and still growing.What's Unique about Equitivault?Equitivault will be a Powerhouse for Investing! Our Investment Research team will bring thebest investment opportunities possible with a transparency that will be hard to beat.CONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 3Our System will allow you to do your own due diligence by checking the last 3 years financialhistory of each company and perform company checks within the platform. We will have oneof best equity crowdfunding platforms on the market that addresses all issues for Investors.Our Investor community will benefit from a communication platform to connect with otherinvestors and comment on investment deals for a great feedback loop.Lastly we will be a unique platform because we are going to integrate a private e-bankingsystem within the crowdfunding platform. This is a custom made e-banking platform speciallymade for our investor community. Investor private accounts and issued debit cards allow easywithdrawal of investment funds. It is private and enables every investor to move money easilyand to manage and track investments.(This also means that our revenue sharing partners will earn with us on transactions and themovement of money via the e-banking system).Market As it currently stands, Crowdfunding platforms have grown in size over the last few years but so has the money raised! In fact Crowdfunding is currently at $35 billion dollors as of 2015 and is continueing to grow.. Look at just a few years ago compared with the market now! Crowdfunding is becoming the vehicle to invest and raise capital!CONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 4CONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 5We expect that our strongest market segments to be: • Accredited Investors / Professionals who earn over $200,000 a year, • Stock investors, • Angel investors • Venture Capitalists • Real Estate InvestorsTHE WEALTH REPORT - (MILLIONAIRES SECTOR)CONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 6There are now more than 13 million millionaires across the globe, up from 8.7 million in 2005.These individuals, with assets ranging from over one million to billions of dollars, hold netassets worth around US$66 trillion – more than the value of all global equities.Over the next decade more than one million new millionaires are expected to be created ineach of the world’s three main regional wealth hubs - Asia (+1.6m), North America (+1.4m) andEurope (+1m). However, at a country level, the US is still striding way out in front with 1.25million millionaires set to be created, compared with 490,500 in China, 253,500 in the UK and247,800 in India.By 2025 the global population of millionaires will be more than 18 million. Moving slightly upthe wealth scale to multi-millionaires, in Asia-Pacific the 63% growth in their number over thenext 10 years means that the population with $10m or more in net assets will outnumber that inEurope in 2025, although both will still trail behind North America. A 71% surge in the numberof Asian billionaires over the next decade will take the total to 832, nearly neck and neck withthe US, where the population by then will be 840. Europe is forecast to be home to around 569billionaires in 2025.Courtesy of 2016 Wealth Report (by Knight Frank)NEWS UPDATE / MAY 16TH 2016 -SEC Has Opened Equity Investment to Average Investors!On Mon., May 16, the Securities and Exchange Commission will begin implementing equitycrowdfunding nationwide for the average investor. This will allow small companies to directlyraise debt or equity capital from friends, family, and interested investors. It's the final piece oflandmark legislation called the Jumpstart Our Business Startups Act, popularly known as theJOBS Act, that was passed in 2012.One of its provisions allows new businesses to raise capital from directly from privateinvestors. Initially, only accredited investors — those with $1 million in net worth or who earnat least $200,000 per year — were allowed to invest in start-ups.That is now going to change. On May 16, the law will allow individuals to invest in start-upsregardless of their income or net worth, though there will be limits on how much can beCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 7invested. I've described it as Kickstarter for non-public companies, but that's not quite whathappens.When you invest in a Kickstarter project, you don't have equity in the company. With equitycrowdfunding, you do. You have an ownership stake, with a share of the profits.There are some protections for investors built into the process. These companies cannotsimply go out and solicit on their own. They must present their offers through an investmentportal which can be run by a registered broker-dealer or through a portal approved by the SEC.They will have a responsibility to at least reasonably believe that the issuer is presenting factualinformation and in compliance with relevant laws and regulations.So, who will raise money using these portals? There's a limit on the amount of money that canbe raised: a maximum of $1 million over a 12-month period, so the most likely users are smallbusinesses. Think Main Street businesses: local services like restaurants and real estate.Roughly 8 million who could be accredited investors, there are only 370,000 that are activeaccredited angel investors.Now, another 240 million may be able to invest — people who are 18 or above.CompetitionSome noteworthy equity crowdfunding platforms to mention are CrowdCube, EarlyShares,Seedrs, Fundable & Circle Up.We know that although these might be classified as our competition, our thoughts are thatthey have respectively put a mark on the crowdfunding marketplace and this is something toapplaud and we can learn from their systems and do things one step better. We already haveplans to launch our banking system which will definitely make us stand out.An important factor to remember is that the rate at which crowdfunding is expanding. Thisspace needs to be filled by a professional platform and claim the investors who are moving intocrowdfunding.Here are 2 Examples of how much can be raised on a campaign..and Equitivault will be taking10% Commission as Platform Fee across all Investments.CONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 8CONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 9Financial ForecastForecastWe are due to Launch Equitivault in January 2017We are projecting expected revenue of $406,000 in year 1, $1,098,000 in year 2 and$2,428,000 in year 3 with a profit margin of $141,920 in year 1, $762,912 in year 2 and $1,720,512in year 3.Assuming that Equitivault raises an average of $100,000 for 10 different campaigns in a month= $1M IN TOTAL, the platform takes a 10% fee = $100,000 in commission x 12 = $1,200,000 inour first year!and this is just the start...As you can see our projections are under estimated!....Kickstarter has 5,494 and Indiegogo has1,895 live projects as of time of writing and we are estimating on 10!)CONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 10The build out of Equitivault including our e-banking system, financial integration's and legalsetup will be our biggest expense occurring in our first year which will give us a net loss,however once our platform has traction and our community start to use their pre-registeredaccounts, revenue will improve.Once the build has been completed our expenses will be followed by smaller allotments formarketing, maintenance, and staffing as we expand our team to best serve our investorcommunity.Financial Highlights by YearInvestment in EquitivaultInvestment in EquitivaultWe are bringing in $1,000,000 in investment to kickstart our project with only 25 foundinginvestors to be a part of our project. This will fund all setup costs of hiring personnel, softwaredevelopment costs with a banking platform too. Each investor will get his share of the revenueof the company and together well have one of the best platforms in equity crowdfunding onthe market.Revenue SharesInvest 40k and receive a 1.5% share of Equitivault! We are only taking 25 shares in total.CONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 11Depending on how many successful campaigns run on our platform a month will relate to howmuch profit the company makes and how much your share will equate too.Here is what we have projected for the yearly returns /earnings for a founding investor with 1share out of 25 = 1.5% revenue share. • Year 1 = 10 Projects a month / $18,000 Year 1 Return • Year 2 = 15 Projects a month / $27,000 Year 2 Return • Year 3 = 20 Projects a month / $36,000 Year 3 Return • Year 4 = 25 Projects a month / $45,000 Year 4 Return • Year 5 = 30 Projects a month / $54,000 Year 5 ReturnThis means that by the close of 24 months of the platform being active by our calculation afounding investor should receive $45,000 which seems very achievable based on otherplatforms. With the investors initial outlay being paid back in 24 months, this opportunity is avery smart investment with huge earnings possible after the first few years as we earn our spotin the investment industry.(Calculation - 10 projects at average of raising $100,000 in a month = $1M .. Platform takes 1o%= $100,000. Our Founding Investor takes 1.5% = $1,500 x 12 = $18,000)CONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 12ExecutionMarketing & SalesMarketing PlanWe will focus our marketing strategy on digital advertising to the sector that we know alreadyinvest and those who are already clients of other crowdfunding platforms. By laser focusingin on those that are likely investors that would want to join our platform we hope toachieve high conversion rates.Our marketing will incorporate Programmatic Advertising and Media Buying on Custom BuiltAudiences in the investment niche. This helps to reduce ad spend and may be comprisedof over 11 million demographic, behavioral, and contextual attributes to reach consumers atthe perfect time when advertising.We are appealing to all investors who would benefit from a dedicated platform that helpsdeliver, manage and monitor all investments with everything an investor needs. Ourmarketing message will also be to focus on our unique platform - which is private and offersprivate investment accounts with issued debit card for every investor.Locations where our typical investor interacts for marketing purposes: • Sports fishing • 5 Star Resort • Luxury Vacations • High End Strip Clubs • Sports Car Dealers • Luxury Real Estate • Investing Websites • Crowdfunding Websites • Linkedin and EFactorCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 13Sales PlanEquitivault sales strategy is three tiered. 1. First, the company will plan on achieving first year sales of $624,000 in the target market. 2. Come the second year, the company will plan to achieve a more profitable level of sales equal to or better than $3,750,000 and $9,235,000 in year three. 3. Thirdly, the company plans to aggressively promote its services with a higher profit margins to allow for maximized profits in subsequent years.Equitivault will be supported by a mixture of capital that is raised where the platform receives a10% fee for all successful campaigns and banking fees on the movement of funds within the e-banking platform.Although we are raising capital for specific shares in the company currently, In year two wewill end the investment in the company and rely completely on recurring and new sales.In year three the company will become much more profitable as contracts and clienteleincrease and as the company learns to become more efficient in operations to the growingneed.Full accounting will be provided along with Quarterly Revenue Sharing payments to Investors.Also detailed monthly updates and direct communication through a dedicated InvestorRelations Manager will be providedThere are a number of different industries where we will take on new clients. The number ofbusinesses at seed stage and venture stage is endless. Here is a list of our proposed categoriesto give you an idea of the size of our market. The more companies we have runningsuccessful campaigns on our platform the more profits Equitivault will make by taking a 10%fee.Crowdfunding Categories:Advertising and Marketing, Arts, Fashion and Media, Business to Business, Construction andManufacturing, Consumer Products, Energy, Finance and Insurance, Food andCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 14Beverage, Healthcare, Hospitality, Impact Investments, Internet, Lifestyle, Mobile andGaming, Real Estate, Software, Technology, Travel, TransportationMilestones & MetricsMilestones TableMilestone Due Date DetailsPre Register Investors and June 01, 2016 When we go live, we will have all our ducks lined up in aFundraising Projects row, investors ready to invest and companies ready for funding so everything can go ahead when we cut theStart Building Equitivault October 01, 2016 ribbon and open our doors for investing.Build out and Integrate E- December 01, 2016 With a team of designers and programmers ready withBanking System our plans and integration's, we will contract the build out of Equitivault with a 8 week timescale to complete. AfterExpand Investment December 01, 2016 the build we will be testing and integrating moreResearch Team systems.Add Additional Financial December 31, 2016 The E-banking Platform gives our platform the edge soIntegrations to the we will set up private accounts and issue debit cards toPlatform use with their investments on the Equitivault Platform. Our Investors are expecting high end investment opportunities so we want to expand our investment research team to ensure we only deliver quality on our platform We have a wish list of integration's for our platform that would make Equitivault the most powerful platform for investing on the market! Including fast cross border payments and due diligence services, monitoring tools etcKey MetricsCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 15CompanyOverviewEquitivault LLC is registered as a limited-liability corporation incorporated in the British VirginIslands. The two founders, Mark Newman and William Newman, are co-owners with equalshares.TeamManagement TeamThe executive team at Equitivault is a collaboration between: MARK NEWMAN (Ceo ofEquitivault) and WILLIAM NEWMAN (Systems Development)Mark has long held important roles as the Marketing Strategist for Various Global Companies &Since 2008 has been working in Investments.William has a love for tech, William is a key designer for the systems that integrate together tocreate Equitivault.AdvisorsSCOTT M. ANDERSENScott Andersen is principal at Andersen PC, a securities regulatory and defense law firm. Mr.Andersen from March 2012 to February 2015 was deputy regional chief counsel at the FinancialIndustry Regulatory Authority (FINRA) in Los Angeles, where he oversaw all FINRAenforcement cases prosecuted by the Los Angeles office and managed the West region’sattorneys.Mr. Andersen has broad experience with regulatory investigations and enforcement actions.He has led complex criminal and civil prosecutions for the New York State Attorney General’soffice, the New York Stock Exchange and FINRA.He has worked on significant matters involving: pump and dump frauds, illegal stockdistributions in violation of Section 5, insider trading, research analysts conflicts of interest,CONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 16market timing/late trading, enterprise corruption, stock manipulation, improper sales ofcomplex products, and supervision and supervisory control systems.What makes Mr Anderson a valuable asset to our company is that as we need to be regulatorycompliant to the many laws set out for raising capital and providing the correct legaldocuments, his knowlege and experience is on hand for us to help our platform on its way.CONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 17Financial PlanForecastKey AssumptionsAfter considerable research on other platforms, we quickly came to the conclusion that thepotential to earn big on the platform is huge! It's a $34B Dollar Industry and crowdfunding isthe fastest growing niche in investment.Assuming that the platform raises $100,000 for 10 different projects in a month: 15% = $15,000 x10 projects = $150,000 a month x 12 = $1,800,000 in a year!Kickstarter has 5,494 and Indiegogo has 1,895 live projects as of time of writing and we areestimating on 10!Our projections are under estimated so you can how profitable this business model can reallybe!....Here are some of the Top Earning Projects in the Industry to show that not all projects raisearound the $100,000 but when the platform takes a percentage of the capital raised, you canthat the platform has the potential to earn a lot more than what we have projected!CONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 18CONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 19Financial Highlights (All years)CONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 20Financial Highlights (Year one)Revenue by YearCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 21FinancingSources of FundsEquitivault is to raise $1,o00,000 from Investors for Software Build out, Website & PlatformDevelopments, Sales & Marketing to position the business as an Authority in this sector.We refuse to take on any finance from the bank or any other credit lines. The only investmentwe will need is the $1M from our 25 share holders. With an equity investment we will have ourstartup costs covered including staffing and marketing too.Rather than taking on additional debt, we decided we would prefer to jointly work with a groupof like minded investors.The end result is having the platform built with unique features, getting traction in the mediaand compiling a huge network of investors.Ultimately the platform will turnover a lot of investment for the projects and companies listedon our platform and our 25 investors will benefit from their share with us in the profits.Use of FundsOur Investment Raise of $1M will fund the entire software development process to get to thestage where we can launch Equitivault. This is a modest investment for such a large projectwith such large earnings.The first-year payroll costs will be minimal as our need for staffing will only increase as theplatform gains traction. As things ramp up, we will bring on a couple of employees to researchnew investments and startup companies with good opportunity for growth.We will have an advertising budget of 10% of all revenue so that we continue to grow — muchof our marketing will be programmatic advertising to angel investors, real estate investors,stock investors etcThere will be a maintenance cost every month to maintaining servers and maintainingefficiency of the software and any programming or implementation of further financialintegration's.CONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 22If you decide to join our venture, your investment will go towards building all that we have setout to accomplish and with the help of only 25 investors we can reach our goal at providing themuch needed platform in a $34B dollar industry that has the highest growth rate!We were able to find a partnership for our company that will deliver all the programming thatwe will need and we have already started the design process with them. It will takeapproximately 2 months to have the foundation of the platform built and then we will add thebanking system and other financial integration's like due diligence services that will provehelpful to all investors within the platform.Your investment also enables us to dedicate $100,000 to our advertising campaigns to get thetraction we need to kick-start our platform and sign up enough investors on the platform readyto invest in various projects.CONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 23StatementsProjected Profit & LossRevenue 2017 2018 2019 2020 2021 $624,000 $1,248,000 $1,872,000 $2,496,000 $3,120,000Direct Costs $14,400 $34,560 $34,560 $34,560 $34,560Gross Margin $609,600 $1,213,440 $1,837,440 $2,461,440 $3,085,440Gross Margin % 98% 97% 98% 99% 99%Operating $28,800 $28,800 $28,800 $28,800 $28,800Expenses $5,760 $5,760 $5,760 $5,760 $5,760 Salary $62,400 $124,800 $187,200 $249,600 $312,000 $180,000 Employee $220,000 $159,360 $221,760 $284,160 $346,560 Related $1,054,080 $1,615,680 $2,177,280 $2,738,880 Expenses $120,000 $209,344 $323,136 $435,456 $547,776 Marketing $616,960 $403,264 $579,456 $754,176 $928,896 Spend ($7,360) $844,736 $1,292,544 $1,741,824 $2,191,104 Crowdfunding $0 68% 69% 70% 70% Platform Build $631,360 ($7,360) Banking Integration (1%) Marketing Campaign for Initial Investor OnboardingTotal OperatingExpensesOperatingIncomeInterest IncurredDepreciation andAmortizationIncome TaxesTotal ExpensesNet ProfitNet Profit / SalesCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 24Projected Balance SheetCash 2017 2018 2019 2020 2021 $792,640 $2,246,720 $3,653,056 $5,507,200 $7,810,624AccountsReceivable $0 $0 $0 $0 $0Inventory $792,640 $2,246,720 $3,653,056 $5,507,200 $7,810,624Other Current $792,640 $2,246,720 $3,653,056 $5,507,200 $7,810,624Assets $0 $0 $0 $0 $0 $0Total Current $0 $209,344 $323,136 $435,456 $547,776Assets $0 $0 $0 $0 $0Long-Term $0 $209,344 $323,136 $435,456 $547,776Assets $800,000 $209,344 $323,136 $435,456 $547,776 ($7,360) $1,200,000 $1,200,000 $1,200,000 $1,200,000Accumulated $792,640 ($7,360) $837,376 $2,129,920 $3,871,744Depreciation $792,640 $844,736 $1,292,544 $1,741,824 $2,191,104 $2,037,376 $3,329,920 $5,071,744 $7,262,848Total Long-Term $2,246,720 $3,653,056 $5,507,200 $7,810,624AssetsTotal AssetsAccountsPayableIncome TaxesPayableSales TaxesPayableShort-Term DebtPrepaid RevenueTotal CurrentLiabilitiesLong-Term DebtTotal LiabilitiesPaid-in CapitalRetainedEarningsEarningsTotal Owner'sEquityTotal Liabilities& EquityCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 25Projected Cash Flow StatementNet Cash Flow 2017 2018 2019 2020 2021from Operations ($7,360) $844,736 $1,292,544 $1,741,824 $2,191,104 Net Profit $0 $0 $0 $0 $0 $0 $0 Depreciation $0 $209,344 $0 $0 $0 and $0 $0 $113,792 $112,320 $112,320 Amortization ($7,360) $1,054,080 $0 $0 $0 Change in Accounts $800,000 $400,000 $1,406,336 $1,854,144 $2,303,424 Receivable Change in Inventory Change in Accounts Payable Change in Income Tax Payable Change in Sales Tax Payable Change in Prepaid RevenueNet Cash Flowfrom OperationsInvesting &Financing Assets Purchased or Sold Investments Received Change in Long-Term Debt Change in Short-Term Debt Dividends & DistributionsCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 26Net Cash Flow $800,000 $400,000 $2,246,720 $3,653,056 $5,507,200from Investing & $1,406,336 $1,854,144 $2,303,424Financing $0 $792,640 $3,653,056 $5,507,200 $7,810,624 $792,640 $1,454,080Cash at $792,640 $2,246,720Beginning ofPeriodNet Change inCashCash at End ofPeriodCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is sharedonly with the understanding that you will not share its contents or ideas with third parties without the express written consentof the plan author.

Equitivault 27AppendixProfit and Loss StatementProfit and Loss Statement (With Monthly Detail)2017 Jan '17 Feb '17 Mar '17 Apr '17 May '17 Jun '17 Jul '17 Aug '17 Sep '17 Oct '17 Nov '17 Dec '17 $52,000 $52,000 $52,000 $52,000 $52,000 $52,000 $52,000 $52,000 $52,000 $52,000 $52,000 $52,000Revenue $52,000 $52,000 $52,000 $52,000 $52,000 $52,000 $52,000 $2,880 $2,880 $2,880 $2,880 $2,880Direct Costs 100% 100% 100% 100% 100% 100% 100% $49,120 $49,120 $49,120 $49,120 $49,120 $2,400 $2,400 $2,400 $2,400 $2,400Gross Margin $2,400 $2,400 $480 $480 $480 $480 $480 94% 94% 94% 94% 94% $480 $480 $5,200 $5,200 $5,200 $5,200 $5,200Gross $2,400 $2,400 $2,400 $2,400 $2,400Margin % $5,200 $5,200 $8,080 $8,080 $8,080 $8,080 $8,080 $480 $480 $480 $480 $480 $180,000 $43,920 $43,920 $43,920 $43,920 $43,920Operating $220,000 $5,200 $5,200 $5,200 $5,200 $5,200Expenses $120,000 $8,080 $8,080 $8,080 $8,080 $8,080 Salary $308,080 $228,080 $41,040 $41,040 $41,040 $41,040 $41,040 Employee ($256,080) ($176,080) Related Expenses Marketing Spend Crowdfunding Platform Build Banking Integration Marketing Campaign for Initial Investor OnboardingTotalOperatingExpensesOperatingIncomeCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is shared only with the understanding that you will not shareits contents or ideas with third parties without the express written consent of the plan author.

Equitivault 28Interest Incurred $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $308,080 $228,080 $8,080 $8,080 $8,080 $8,080 $8,080 $10,960 $10,960 $10,960 $10,960 $10,960Depreciation ($256,080) ($176,080) $43,920 $43,920 $43,920 $43,920 $43,920 $41,040 $41,040 $41,040 $41,040 $41,040andAmortization (492%) (339%) 84% 84% 84% 84% 84% 79% 79% 79% 79% 79%Income TaxesTotalExpensesNet ProfitNet Profit /SalesCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is shared only with the understanding that you will not shareits contents or ideas with third parties without the express written consent of the plan author.

Equitivault 292018 Jan '18 Feb '18 Mar '18 Apr '18 May '18 Jun '18 Jul '18 Aug '18 Sep '18 Oct '18 Nov '18 Dec '18 $104,000 $104,000 $104,000 $104,000 $104,000 $104,000 $104,000 $104,000 $104,000 $104,000 $104,000 $104,000Revenue $2,880 $2,880 $2,880 $2,880 $2,880 $2,880 $2,880 $2,880 $2,880 $2,880 $2,880 $2,880Direct Costs $101,120 $101,120 $101,120 $101,120 $101,120 $101,120 $101,120 $101,120 $101,120 $101,120 $101,120 $101,120Gross Margin 97% 97% 97% 97% 97% 97% 97% 97% 97% 97% 97% 97%Gross $2,400 $2,400 $2,400 $2,400 $2,400 $2,400 $2,400 $2,400 $2,400 $2,400 $2,400 $2,400Margin % $480 $480 $480 $480 $480 $480 $480 $480 $480 $480 $480 $480Operating $10,400 $10,400 $10,400 $10,400 $10,400 $10,400 $10,400 $10,400 $10,400 $10,400 $10,400 $10,400Expenses $13,280 $13,280 $13,280 $13,280 $13,280 $13,280 $13,280 $13,280 $13,280 $13,280 $13,280 $13,280 Salary $87,840 $87,840 $87,840 $87,840 $87,840 $87,840 $87,840 $87,840 $87,840 $87,840 $87,840 $87,840 Employee $16,096 $17,568 $17,568 $17,568 $17,568 $17,568 $17,568 $17,568 $17,568 $17,568 $17,568 $17,568 Related $32,256 $33,728 $33,728 $33,728 $33,728 $33,728 $33,728 $33,728 $33,728 $33,728 $33,728 $33,728 Expenses $71,744 $70,272 $70,272 $70,272 $70,272 $70,272 $70,272 $70,272 $70,272 $70,272 $70,272 $70,272 Marketing 69% 68% 68% 68% 68% 68% 68% 68% 68% 68% 68% 68% Spend Crowdfunding Platform Build Banking Integration Marketing Campaign for Initial Investor OnboardingTotalOperatingExpensesOperatingIncomeInterest IncurredDepreciationandAmortizationIncome TaxesTotalExpensesNet ProfitNet Profit /SalesCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is shared only with the understanding that you will not shareits contents or ideas with third parties without the express written consent of the plan author.

Equitivault 302019 Jan '19 Feb '19 Mar '19 Apr '19 May '19 Jun '19 Jul '19 Aug '19 Sep '19 Oct '19 Nov '19 Dec '19 $156,000 $156,000 $156,000 $156,000 $156,000 $156,000 $156,000 $156,000 $156,000 $156,000 $156,000 $156,000Revenue $2,880 $2,880 $2,880 $2,880 $2,880 $2,880 $2,880 $2,880 $2,880 $2,880 $2,880 $2,880Direct Costs $153,120 $153,120 $153,120 $153,120 $153,120 $153,120 $153,120 $153,120 $153,120 $153,120 $153,120 $153,120Gross Margin 98% 98% 98% 98% 98% 98% 98% 98% 98% 98% 98% 98%Gross $2,400 $2,400 $2,400 $2,400 $2,400 $2,400 $2,400 $2,400 $2,400 $2,400 $2,400 $2,400Margin % $480 $480 $480 $480 $480 $480 $480 $480 $480 $480 $480 $480Operating $15,600 $15,600 $15,600 $15,600 $15,600 $15,600 $15,600 $15,600 $15,600 $15,600 $15,600 $15,600Expenses $18,480 $18,480 $18,480 $18,480 $18,480 $18,480 $18,480 $18,480 $18,480 $18,480 $18,480 $18,480 Salary $134,640 $134,640 $134,640 $134,640 $134,640 $134,640 $134,640 $134,640 $134,640 $134,640 $134,640 $134,640 Employee $26,928 $26,928 $26,928 $26,928 $26,928 $26,928 $26,928 $26,928 $26,928 $26,928 $26,928 $26,928 Related $48,288 $48,288 $48,288 $48,288 $48,288 $48,288 $48,288 $48,288 $48,288 $48,288 $48,288 $48,288 Expenses $107,712 $107,712 $107,712 $107,712 $107,712 $107,712 $107,712 $107,712 $107,712 $107,712 $107,712 $107,712 Marketing 69% 69% 69% 69% 69% 69% 69% 69% 69% 69% 69% 69% Spend Crowdfunding Platform Build Banking Integration Marketing Campaign for Initial Investor OnboardingTotalOperatingExpensesOperatingIncomeInterest IncurredDepreciationandAmortizationIncome TaxesTotalExpensesNet ProfitNet Profit /SalesCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is shared only with the understanding that you will not shareits contents or ideas with third parties without the express written consent of the plan author.

Equitivault 31 Revenue 2017 2018 2019 2020 2021 Direct Costs $624,000 $1,248,000 $1,872,000 $2,496,000 $3,120,000 Gross Margin Gross Margin % $14,400 $34,560 $34,560 $34,560 $34,560 Operating Expenses $609,600 $1,213,440 $1,837,440 $2,461,440 $3,085,440 Salary 98% 97% 98% 99% 99% Employee Related Expenses Marketing Spend $28,800 $28,800 $28,800 $28,800 $28,800 Crowdfunding Platform Build $5,760 $5,760 $5,760 $5,760 $5,760 Banking Integration Marketing Campaign for Initial $62,400 $124,800 $187,200 $249,600 $312,000 Investor Onboarding $180,000 Total Operating Expenses $220,000 $159,360 $221,760 $284,160 $346,560 Operating Income $120,000 $1,054,080 $1,615,680 $2,177,280 $2,738,880 Interest Incurred $616,960 Depreciation and Amortization ($7,360) $209,344 $323,136 $435,456 $547,776 Income Taxes $403,264 $579,456 $754,176 $928,896 Total Expenses $0 $844,736 $1,292,544 $1,741,824 $2,191,104 Net Profit $631,360 Net Profit / Sales 68% 69% 70% 70% ($7,360) (1%)CONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is shared only with the understanding that you will not shareits contents or ideas with third parties without the express written consent of the plan author.

Equitivault 32Balance SheetBalance Sheet (With Monthly Detail)2017 Jan '17 Feb '17 Mar '17 Apr '17 May '17 Jun '17 Jul '17 Aug '17 Sep '17 Oct '17 Nov '17 Dec '17 ($216,080) ($352,160) ($268,240) ($164,320) ($60,400) $43,520 $167,440 $288,480 $409,520 $530,560 $651,600 $792,640Cash $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0AccountsReceivable ($216,080) ($352,160) ($268,240) ($164,320) ($60,400) $43,520 $167,440 $288,480 $409,520 $530,560 $651,600 $792,640Inventory ($216,080) ($352,160) ($268,240) ($164,320) ($60,400) $43,520 $167,440 $288,480 $409,520 $530,560 $651,600 $792,640 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0Other Current $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0Assets $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0Total $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0CurrentAssetsLong-TermAssetsAccumulatedDepreciationTotal Long-Term AssetsTotal AssetsAccountsPayableIncome TaxesPayableSales TaxesPayableShort-TermDebtPrepaidRevenueTotalCurrentLiabilitiesLong-Term DebtCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is shared only with the understanding that you will not shareits contents or ideas with third parties without the express written consent of the plan author.

Equitivault 33Total $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0Liabilities $40,000 $80,000 $120,000 $180,000 $240,000 $300,000 $380,000 $460,000 $540,000 $620,000 $700,000 $800,000Paid-in Capital ($256,080) ($432,160) ($388,240) ($344,320) ($300,400) ($256,480) ($212,560) ($171,520) ($130,480) ($89,440) ($48,400) ($7,360) ($60,400) $43,520 $167,440 $288,480 $409,520 $530,560 $651,600 $792,640Retained ($216,080) ($352,160) ($268,240) ($164,320)Earnings ($60,400) $43,520 $167,440 $288,480 $409,520 $530,560 $651,600 $792,640 ($216,080) ($352,160) ($268,240) ($164,320)EarningsTotalOwner'sEquityTotalLiabilities &EquityCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is shared only with the understanding that you will not shareits contents or ideas with third parties without the express written consent of the plan author.

Equitivault 342018 Jan '18 Feb '18 Mar '18 Apr '18 May '18 Jun '18 Jul '18 Aug '18 Sep '18 Oct '18 Nov '18 Dec '18 $980,480 $1,168,320 $1,356,160 $1,544,000 $1,631,840 $1,719,680 $1,807,520 $1,895,360 $1,983,200 $2,071,040 $2,158,880 $2,246,720Cash $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0AccountsReceivable $980,480 $1,168,320 $1,356,160 $1,544,000 $1,631,840 $1,719,680 $1,807,520 $1,895,360 $1,983,200 $2,071,040 $2,158,880 $2,246,720Inventory $980,480 $1,168,320 $1,356,160 $1,544,000 $1,631,840 $1,719,680 $1,807,520 $1,895,360 $1,983,200 $2,071,040 $2,158,880 $2,246,720Other Current $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0Assets $16,096 $33,664 $51,232 $68,800 $86,368 $103,936 $121,504 $139,072 $156,640 $174,208 $191,776 $209,344TotalCurrent $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0Assets $16,096 $33,664 $51,232 $68,800 $86,368 $103,936 $121,504 $139,072 $156,640 $174,208 $191,776 $209,344Long-TermAssets $16,096 $33,664 $51,232 $68,800 $86,368 $103,936 $121,504 $139,072 $156,640 $174,208 $191,776 $209,344 $900,000 $1,000,000 $1,100,000 $1,200,000 $1,200,000 $1,200,000 $1,200,000 $1,200,000 $1,200,000 $1,200,000 $1,200,000 $1,200,000Accumulated ($7,360)Depreciation ($7,360) ($7,360) ($7,360) ($7,360) ($7,360) ($7,360) ($7,360) ($7,360) ($7,360) ($7,360) ($7,360)Total Long-Term AssetsTotal AssetsAccountsPayableIncome TaxesPayableSales TaxesPayableShort-TermDebtPrepaidRevenueTotalCurrentLiabilitiesLong-Term DebtTotalLiabilitiesPaid-in CapitalRetainedEarningsCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is shared only with the understanding that you will not shareits contents or ideas with third parties without the express written consent of the plan author.

Equitivault 35Earnings $71,744 $142,016 $212,288 $282,560 $352,832 $423,104 $493,376 $563,648 $633,920 $704,192 $774,464 $844,736Total $964,384 $1,134,656 $1,304,928 $1,475,200 $1,545,472 $1,615,744 $1,686,016 $1,756,288 $1,826,560 $1,896,832 $1,967,104 $2,037,376Owner'sEquity $980,480 $1,168,320 $1,356,160 $1,544,000 $1,631,840 $1,719,680 $1,807,520 $1,895,360 $1,983,200 $2,071,040 $2,158,880 $2,246,720TotalLiabilities &EquityCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is shared only with the understanding that you will not shareits contents or ideas with third parties without the express written consent of the plan author.

Equitivault 362019 Jan '19 Feb '19 Mar '19 Apr '19 May '19 Jun '19 Jul '19 Aug '19 Sep '19 Oct '19 Nov '19 Dec '19 $2,381,360 $2,516,000 $2,441,296 $2,575,936 $2,710,576 $2,845,216 $2,979,856 $3,114,496 $3,249,136 $3,383,776 $3,518,416 $3,653,056Cash $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0AccountsReceivable $2,381,360 $2,516,000 $2,441,296 $2,575,936 $2,710,576 $2,845,216 $2,979,856 $3,114,496 $3,249,136 $3,383,776 $3,518,416 $3,653,056Inventory $2,381,360 $2,516,000 $2,441,296 $2,575,936 $2,710,576 $2,845,216 $2,979,856 $3,114,496 $3,249,136 $3,383,776 $3,518,416 $3,653,056 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0Other CurrentAssets $236,272 $263,200 $80,784 $107,712 $134,640 $161,568 $188,496 $215,424 $242,352 $269,280 $296,208 $323,136 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0TotalCurrent $236,272 $263,200 $80,784 $107,712 $134,640 $161,568 $188,496 $215,424 $242,352 $269,280 $296,208 $323,136Assets $236,272 $263,200 $80,784 $107,712 $134,640 $161,568 $188,496 $215,424 $242,352 $269,280 $296,208 $323,136Long-Term $1,200,000 $1,200,000 $1,200,000 $1,200,000 $1,200,000 $1,200,000 $1,200,000 $1,200,000 $1,200,000 $1,200,000 $1,200,000 $1,200,000Assets $837,376 $837,376 $837,376 $837,376 $837,376 $837,376 $837,376 $837,376 $837,376 $837,376 $837,376 $837,376AccumulatedDepreciationTotal Long-Term AssetsTotal AssetsAccountsPayableIncome TaxesPayableSales TaxesPayableShort-TermDebtPrepaidRevenueTotalCurrentLiabilitiesLong-Term DebtTotalLiabilitiesPaid-in CapitalRetainedEarningsCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is shared only with the understanding that you will not shareits contents or ideas with third parties without the express written consent of the plan author.

Equitivault 37Earnings $107,712 $215,424 $323,136 $430,848 $538,560 $646,272 $753,984 $861,696 $969,408 $1,077,120 $1,184,832 $1,292,544Total $2,145,088 $2,252,800 $2,360,512 $2,468,224 $2,575,936 $2,683,648 $2,791,360 $2,899,072 $3,006,784 $3,114,496 $3,222,208 $3,329,920Owner'sEquity $2,381,360 $2,516,000 $2,441,296 $2,575,936 $2,710,576 $2,845,216 $2,979,856 $3,114,496 $3,249,136 $3,383,776 $3,518,416 $3,653,056TotalLiabilities &EquityCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is shared only with the understanding that you will not shareits contents or ideas with third parties without the express written consent of the plan author.

Equitivault 2017 2018 2019 2020 38 $792,640 $2,246,720 $3,653,056 $5,507,200 Cash 2021 Accounts Receivable $0 $0 $0 $0 $7,810,624 Inventory Other Current Assets $792,640 $2,246,720 $3,653,056 $5,507,200 $0 Total Current Assets Long-Term Assets $792,640 $2,246,720 $3,653,056 $5,507,200 $7,810,624 Accumulated Depreciation $0 $0 $0 $0 Total Long-Term Assets $0 $7,810,624 Total Assets $0 $209,344 $323,136 $435,456 $0 Accounts Payable $0 $0 $0 Income Taxes Payable $0 $547,776 Sales Taxes Payable $209,344 $323,136 $435,456 $0 Short-Term Debt $0 Prepaid Revenue $800,000 $209,344 $323,136 $435,456 $547,776 Total Current Liabilities ($7,360) $1,200,000 $1,200,000 $1,200,000 Long-Term Debt $792,640 $2,129,920 $547,776 Total Liabilities $792,640 ($7,360) $837,376 $1,741,824 $1,200,000 Paid-in Capital $844,736 $1,292,544 $5,071,744 $3,871,744 Retained Earnings $2,037,376 $3,329,920 $5,507,200 $2,191,104 Earnings $2,246,720 $3,653,056 $7,262,848 Total Owner's Equity $7,810,624 Total Liabilities & EquityCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is shared only with the understanding that you will not shareits contents or ideas with third parties without the express written consent of the plan author.

Equitivault 39Cash Flow StatementCash Flow Statement (With Monthly Detail)2017 Jan '17 Feb '17 Mar '17 Apr '17 May '17 Jun '17 Jul '17 Aug '17 Sep '17 Oct '17 Nov '17 Dec '17 $43,920 $43,920 $43,920 $43,920 $43,920 $41,040 $41,040 $41,040 $41,040 $41,040Net Cash ($256,080) ($176,080)Flow from $0 $0 $0 $0 $0 $0 $0 $0 $0 $0Operations $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 Net Profit $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 Depreciation $0 $0 $43,920 $43,920 $43,920 $43,920 $43,920 $41,040 $41,040 $41,040 $41,040 $41,040 and Amortization ($256,080) ($176,080) $40,000 $60,000 $60,000 $60,000 $80,000 $80,000 $80,000 $80,000 $80,000 $100,000 Change in $40,000 $40,000 Accounts Receivable Change in Inventory Change in Accounts Payable Change in Income Tax Payable Change in Sales Tax Payable Change in Prepaid RevenueNet CashFlow fromOperationsInvesting &Financing Assets Purchased or Sold Investments ReceivedCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is shared only with the understanding that you will not shareits contents or ideas with third parties without the express written consent of the plan author.

Equitivault 40 Change in $40,000 $40,000 $40,000 $60,000 $60,000 $60,000 $80,000 $80,000 $80,000 $80,000 $80,000 $100,000 Long-Term Debt $0 ($216,080) ($352,160) ($268,240) ($164,320) ($60,400) $43,520 $167,440 $288,480 $409,520 $530,560 $651,600 $103,920 $103,920 $123,920 $121,040 $121,040 $121,040 $121,040 $141,040 Change in ($216,080) ($136,080) $83,920 $103,920 $43,520 $167,440 $288,480 $409,520 $530,560 $651,600 $792,640 Short-Term ($60,400) Debt ($216,080) ($352,160) ($268,240) ($164,320) Dividends & DistributionsNet CashFlow fromInvesting &FinancingCash atBeginning ofPeriodNet Change inCashCash at Endof PeriodCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is shared only with the understanding that you will not shareits contents or ideas with third parties without the express written consent of the plan author.

Equitivault 412018 Jan '18 Feb '18 Mar '18 Apr '18 May '18 Jun '18 Jul '18 Aug '18 Sep '18 Oct '18 Nov '18 Dec '18Net Cash $71,744 $70,272 $70,272 $70,272 $70,272 $70,272 $70,272 $70,272 $70,272 $70,272 $70,272 $70,272Flow fromOperations $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 Net Profit $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $16,096 $17,568 $17,568 $17,568 $17,568 $17,568 $17,568 $17,568 $17,568 $17,568 $17,568 $17,568 Depreciation and $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 Amortization $87,840 $87,840 $87,840 $87,840 $87,840 $87,840 $87,840 $87,840 $87,840 $87,840 $87,840 $87,840 Change in Accounts $100,000 $100,000 $100,000 $100,000 Receivable Change in Inventory Change in Accounts Payable Change in Income Tax Payable Change in Sales Tax Payable Change in Prepaid RevenueNet CashFlow fromOperationsInvesting &Financing Assets Purchased or Sold Investments Received Change in Long-Term Debt Change in Short-Term Debt Dividends & DistributionsCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is shared only with the understanding that you will not shareits contents or ideas with third parties without the express written consent of the plan author.

Equitivault 42Net Cash $100,000 $100,000 $100,000 $100,000Flow fromInvesting & $792,640 $980,480 $1,168,320 $1,356,160 $1,544,000 $1,631,840 $1,719,680 $1,807,520 $1,895,360 $1,983,200 $2,071,040 $2,158,880Financing $187,840 $187,840 $187,840 $187,840 $87,840 $87,840 $87,840 $87,840 $87,840 $87,840 $87,840 $87,840Cash atBeginning of $980,480 $1,168,320 $1,356,160 $1,544,000 $1,631,840 $1,719,680 $1,807,520 $1,895,360 $1,983,200 $2,071,040 $2,158,880 $2,246,720PeriodNet Change inCashCash at Endof PeriodCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is shared only with the understanding that you will not shareits contents or ideas with third parties without the express written consent of the plan author.

Equitivault 432019 Jan '19 Feb '19 Mar '19 Apr '19 May '19 Jun '19 Jul '19 Aug '19 Sep '19 Oct '19 Nov '19 Dec '19Net Cash $107,712 $107,712 $107,712 $107,712 $107,712 $107,712 $107,712 $107,712 $107,712 $107,712 $107,712 $107,712Flow fromOperations $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 Net Profit $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $26,928 $26,928 $26,928 $26,928 $26,928 $26,928 $26,928 $26,928 $26,928 $26,928 Depreciation $26,928 ($182,416) and $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 Amortization $0 $0 Change in $134,640 $134,640 ($74,704) $134,640 $134,640 $134,640 $134,640 $134,640 $134,640 $134,640 $134,640 $134,640 Accounts Receivable Change in Inventory Change in Accounts Payable Change in Income Tax Payable Change in Sales Tax Payable Change in Prepaid RevenueNet CashFlow fromOperationsInvesting &Financing Assets Purchased or Sold Investments Received Change in Long-Term Debt Change in Short-Term Debt Dividends & DistributionsCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is shared only with the understanding that you will not shareits contents or ideas with third parties without the express written consent of the plan author.

Equitivault 44Net Cash $2,246,720 $2,381,360 $2,516,000 $2,441,296 $2,575,936 $2,710,576 $2,845,216 $2,979,856 $3,114,496 $3,249,136 $3,383,776 $3,518,416Flow fromInvesting & $134,640 $134,640 ($74,704) $134,640 $134,640 $134,640 $134,640 $134,640 $134,640 $134,640 $134,640 $134,640Financing $2,381,360 $2,516,000 $2,441,296 $2,575,936 $2,710,576 $2,845,216 $2,979,856 $3,114,496 $3,249,136 $3,383,776 $3,518,416 $3,653,056Cash atBeginning ofPeriodNet Change inCashCash at Endof PeriodCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is shared only with the understanding that you will not shareits contents or ideas with third parties without the express written consent of the plan author.

Equitivault 2017 2018 2019 2020 45 $1,292,544 $1,741,824 Net Cash Flow from ($7,360) $844,736 2021 Operations $0 $0 $0 $0 $2,191,104 $0 $0 $0 $0 Net Profit $0 $113,792 $112,320 $0 Depreciation and Amortization $0 $209,344 $0 $0 $0 Change in Accounts Receivable $0 $1,406,336 $1,854,144 $112,320 Change in Inventory ($7,360) $0 Change in Accounts Payable $1,054,080 $2,246,720 $3,653,056 $2,303,424 Change in Income Tax Payable $800,000 $1,406,336 $1,854,144 Change in Sales Tax Payable $400,000 $3,653,056 $5,507,200 $5,507,200 Change in Prepaid Revenue $800,000 $2,303,424 Net Cash Flow from $0 $400,000 $7,810,624 Operations $792,640 Investing & Financing $792,640 Assets Purchased or Sold $792,640 $1,454,080 Investments Received $2,246,720 Change in Long-Term Debt Change in Short-Term Debt Dividends & Distributions Net Cash Flow from Investing & Financing Cash at Beginning of Period Net Change in Cash Cash at End of PeriodCONFIDENTIAL - DO NOT DISSEMINATE. This business plan contains confidential, trade-secret information and is shared only with the understanding that you will not shareits contents or ideas with third parties without the express written consent of the plan author.