Final Digishield

ABSLI DigiShield Plan Aditya Birla Sun Life Insurance does it again, creating first of it’s kind, a pioneering Term Plan with a Unique feature. Option to avail Survival Benefit as Monthly Income as a Pension on attaining age 60 to ensure a worry-free Retired Life.

So if you survive till a ripe old age, you shouldn’t feel that you invested in a Term Plan for nothing. We offer you a Retirement monthly income Under this option, provided all due premiums have been paid, if the Life Insured survives till the Policy anniversary falling post attaining 60 years of age, a Survival Benefit of 0.12% of Sum Assured will be paid per month till the end of the Policy Term or death of the Life Insured whichever is earlier. Which comes to a substantial amount even if you survived This Plan Option adds a savings element to your protection plan to provide dual benefits in case of survival as well as death. In case of subsequent death of the Life Insured anytime during the Policy Term, a lump sum equal to Sum Assured less Survival benefit already paid (if any) will be paid to the Nominee(s)/legal heir(s)/assignee.

Example: Sum Policy Sum Assured Guaranteed Survival Total Survival If one passes away at Assured Term upfront on Benefit Annually Benefit earned any age before the Age Option Till the Diagnosis of after attaining the if alive till Age end of the policy 9 : Level 1 Crore age of 85 Terminal Term Cover Illness age of 60 till the age 85 Years with 43 Years of 85 or Death Survival 50 Lakhs Benefit 1.44 Lakh/ Year 36 Lakhs 1 Crore – Survival 1 Crore 2.88 Lakh/ Year 72 Lakhs Benefit already paid 42 2 Crore – Survival 42 2 Crore 43 Years Benefit already paid How does this Plan Option work? Let us take an example of Mr. Sharma, 35 years old, who opts for ABSLI DigiShield Plan – ‘Level Cover with Survival Benefit’ for Sum Assured of `1 crore. He chooses a Policy Term of 50 years and Premium Payment Term of 25 years (To Age 60 years). On attaining age 60, during the 25th Policy year, he will be paid 0.12% of `1 Crore on every monthiversary following the date of attaining age 60. Subsequently, in the unfortunate event of his death at the beginning of

31st Policy year, his Nominee will be paid a lump sum equal to Sum Assured less Survival benefit already paid i.e. `92.8 Lakh (`1 crore less `7.2 lakh). Terminal Illness For Plan Options 9 and 10 In the event that the Life Insured is diagnosed with a Terminal Illness during the term of the Policy, the benefit payable shall be the Reduced Paid Up(RPU) Terminal Illness Benefit applicable at that time. Let’s start with certain standard questions: Date of Birth Time of Birth Place of Birth Everyone knows the answers to these questions, Now let’s ask you a second set of questions Date of Death Time of Death Place of Death Anyone? Any Answers? Exactly We all know the answers to the first set of questions, but the second set, no one knows the answers.

It is one of the 9 different options available Level Cover Option Increasing Cover Option Sum Assured Reduction Option Whole Life Option (Level Cover) Whole Life Option (Sum Assured Reduction Cover) Income Benefit Level Cover plus Income Benefit Low Cover Option Option 9 : Level Cover with Survival Benefit This Plan Option adds a savings Return of Premium (ROP) element to your protection plan to provide dual benefits in case of survival as well as death.

Term Insurance with Survival Benefits Initially, the term insurance plans provided no survival benefits, even if the policyholder survives till the end of term. This seems to be a major drawback of these term insurance policies, because people get upset for not receiving their money back upon survivals. So, in order to benefit the term insurance buyers most and remove this drawback, the answer is: ABSLI Digishield Plan With option to pay you a Monthly/ Annual pension from the time you turn 60 years till you are 85 years old and if you pass away before 85 years, you get your Sum Assured (1 Crore or 2 Crore or more) – what has already been paid to you. Win-Win situation for you

This is a Limited Period Offer, on or before 25th of this month, not because I am trying to entice you, but it being a Term Life Insurance Plan and

Why Aditya Birla Sun Life Insurance? • Introduced ULIPs in India in 2001. • It was the first company to introduce “Doctor at doorstep in underwriting” in 2001 • Industry leader in launching the Free-look option in 2002, for you. • Pre-issuance verification calling (PIVC) was launched for superior business quality in 2013. • It was also the first private Sector player to introduce a Pure Term Plan in the Indian market. • Supported by sales practices, it brought a degree of transparency that was entirely new to the market. • Launched DigiShield – first-of-its-kind fully customizable Term Plan in 2021

Feel Free to get in Touch For Advice and Brochure that is absolutely Free!!! Gaurav Mohanty Life Insurance Advisor Aditya Birla Sun Life Insurance Mob/WhatsApp: +91- 9766420564 Email: [email protected]