ALPHAEON COSMETIC FINANCING PLANS

NO INTEREST IF PAID IN FULL WITHIN 6 MONTHS Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months. Table describes the total cost if the balance is paid in full before the promotional period ends. If you fail to pay the entire balance, the total cost may increase. See back for additional information.+TO APPLY, PLEASE VISIT: Purchase Amount / Total Cost 6 Monthly Payments*www.ALPHAEON.com/CREDIT $250 $42 $500 $84 $750 $125 $1,000 $167 $1,500 $250 $2,000 $334 $3,000 $500 $4,000 $667

+ Interest will be charged to your account (at the standard variable CUSTOMER CARE CENTERAPR) from the purchase date if the purchase balance is not paid infull within the promotional period or if you make a late payment. www.ALPHAEON.com/CREDITMinimum monthly payments are required for this plan during the 1-855-497-8176promotional period. Required minimum purchase of $250 for the 6 (TDD/TTY 1-888-819-1918)month plan.*The payment plan table provided is a representative example. It Comenity Capital Bank issues ALPHAEON CREDITmay not be equal to your minimum payment. The minimum payment card accounts, which can only be used at participatingdue shown reflects the amount due if your previous balance is zero. physicians’ offices and are not able to be used at allThe table was created using the following assumptions: Payments ALPHAEON CREDIT card vision locations.are made each period, and no debt cancellation or suspensionagreement applies to the Account; no interest rate changes willaffect the Account; no taxes or ancillary charges are or will beadded to the Account; goods or services are delivered on a singledate; and you are not currently and will not become delinquent onthe Account.ALPHAEON CREDIT Card Accounts are offered by Comenity CapitalBank who determines qualifications for credit and promotioneligibility. At no time will the minimum payment due be less than$25. Minimum interest charge is $2.00 per credit plan. Standardvariable APR of 26.99%, based on the Prime Rate. NI6 Rev. 2014-09-22

NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months. Table describes the total cost if the balance is paid in full before the promotional period ends. If you fail to pay the entire balance, the total cost may increase. See back for additional information.+TO APPLY, PLEASE VISIT: Purchase Amount / Total Cost 12 Monthly Payments*www.ALPHAEON.com/CREDIT $1,000 $84 $2,000 $167 $3,000 $250 $4,000 $334 $5,000 $417 $6,000 $500 $7,000 $584 $8,000 $667

+ Interest will be charged to your account (at the standard variable CUSTOMER CARE CENTERAPR) from the purchase date if the purchase balance is not paid infull within the promotional period or if you make a late payment. www.ALPHAEON.com/CREDITMinimum monthly payments are required for this plan during the 1-855-497-8176promotional period. Required minimum purchase of $999 for the (TDD/TTY 1-888-819-1918)12 month plan.*The payment plan table provided is a representative example. It Comenity Capital Bank issues ALPHAEON CREDITmay not be equal to your minimum payment. The minimum payment card accounts, which can only be used at participatingdue shown reflects the amount due if your previous balance is zero. physicians’ offices and are not able to be used at allThe table was created using the following assumptions: Payments ALPHAEON CREDIT card vision locations.are made each period, and no debt cancellation or suspensionagreement applies to the Account; no interest rate changes willaffect the Account; no taxes or ancillary charges are or will beadded to the Account; goods or services are delivered on a singledate; and you are not currently and will not become delinquent onthe Account.ALPHAEON CREDIT Card Accounts are offered by Comenity CapitalBank who determines qualifications for credit and promotioneligibility. At no time will the minimum payment due be less than$25. Minimum interest charge is $2.00 per credit plan. Standardvariable APR of 26.99%, based on the Prime Rate. NI12 Rev. 2014-09-22

NO INTEREST IF PAID IN FULL WITHIN 18 MONTHS Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 18 months. Table describes the total cost if the balance is paid in full before the promotional period ends. If you fail to pay the entire balance, the total cost may increase. See back for additional information.+TO APPLY, PLEASE VISIT: Purchase Amount / Total Cost 18 Monthly Payments*www.ALPHAEON.com/CREDIT $2,000 $112 $3,000 $167 $4,000 $223 $5,000 $278 $6,000 $334 $8,000 $445 $10,000 $556 $12,000 $667

+ Interest will be charged to your account (at the standard variable CUSTOMER CARE CENTERAPR) from the purchase date if the purchase balance is not paid infull within the promotional period or if you make a late payment. www.ALPHAEON.com/CREDITMinimum monthly payments are required for this plan during the 1-855-497-8176promotional period. Required minimum purchase of $1,500 for the (TDD/TTY 1-888-819-1918)18 month plan.*The payment plan table provided is a representative example. It Comenity Capital Bank issues ALPHAEON CREDITmay not be equal to your minimum payment. The minimum payment card accounts, which can only be used at participatingdue shown reflects the amount due if your previous balance is zero. physicians’ offices and are not able to be used at allThe table was created using the following assumptions: Payments ALPHAEON CREDIT card vision locations.are made each period, and no debt cancellation or suspensionagreement applies to the Account; no interest rate changes willaffect the Account; no taxes or ancillary charges are or will beadded to the Account; goods or services are delivered on a singledate; and you are not currently and will not become delinquent onthe Account.ALPHAEON CREDIT Card Accounts are offered by Comenity CapitalBank who determines qualifications for credit and promotioneligibility. At no time will the minimum payment due be less than$25. Minimum interest charge is $2.00 per credit plan. Standardvariable APR of 26.99%, based on the Prime Rate. NI18 Rev. 2014-09-22

NO INTEREST IF PAID IN FULL WITHIN 24 MONTHS Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 24 months. Table describes the total cost if the balance is paid in full before the promotional period ends. If you fail to pay the entire balance, the total cost may increase. See back for additional information.+TO APPLY, PLEASE VISIT: Purchase Amount / Total Cost 24 Monthly Payments*www.ALPHAEON.com/CREDIT $2,000 $84 $3,000 $125 $4,000 $167 $5,000 $209 $6,000 $250 $8,000 $334 $10,000 $417 $12,000 $500

+ Interest will be charged to your account (at the standard variable CUSTOMER CARE CENTERAPR) from the purchase date if the purchase balance is not paid infull within the promotional period or if you make a late payment. www.ALPHAEON.com/CREDITMinimum monthly payments are required for this plan during the 1-855-497-8176promotional period. Required minimum purchase of $1,500 for the (TDD/TTY 1-888-819-1918)24 month plan.*The payment plan table provided is a representative example. It Comenity Capital Bank issues ALPHAEON CREDITmay not be equal to your minimum payment. The minimum payment card accounts, which can only be used at participatingdue shown reflects the amount due if your previous balance is zero. physicians’ offices and are not able to be used at allThe table was created using the following assumptions: Payments ALPHAEON CREDIT card vision locations.are made each period, and no debt cancellation or suspensionagreement applies to the Account; no interest rate changes willaffect the Account; no taxes or ancillary charges are or will beadded to the Account; goods or services are delivered on a singledate; and you are not currently and will not become delinquent onthe Account.ALPHAEON CREDIT Card Accounts are offered by Comenity CapitalBank who determines qualifications for credit and promotioneligibility. At no time will the minimum payment due be less than$25. Minimum interest charge is $2.00 per credit plan. Standardvariable APR of 26.99%, based on the Prime Rate. NI24 Rev. 2014-09-22

BUDGET PAY PLAN When you use your ALPHAEON CREDIT card account, interest is assessed on the promotional credit plan purchases at an APR of 14.90%. See back for additional information.+TO APPLY, PLEASE VISIT: Monthly Purchase Total Number ofwww.ALPHAEON.com/CREDIT Payments Amount Cost Months $99 $1,000 $1,089 11 $99 $2,000 $2,376 24 $99 $3,000 $3,861 39 $149 $4,000 $4,917 33 $149 $5,000 $6,556 44 $199 $6,000 $7,562 38 $199 $7,000 $9,353 47 $299 $10,000 $13,156 44

+ The length of the promotional period will be determined by the CUSTOMER CARE CENTERpayment amount. Fixed minimum monthly payments for this planduring the promotional period will be a predetermined amount www.ALPHAEON.com/CREDITbased on the purchase amount. Required minimum purchase of 1-855-497-8176$799 for the $99, $149 or $199 Budget Pay Plan; $1,499 for the $299 (TDD/TTY 1-888-819-1918)Budget Pay Plan. Maximum purchase amount of $3,500 for the $99Budget Pay Plan; $5,500 for the $149 Budget Pay Plan; $7,500 for Comenity Capital Bank issues ALPHAEON CREDITthe $199 Budget Pay plan; $11,000 for the $299 Budget Pay Plan. card accounts, which can only be used at participatingMinimum interest charge is $2.00 per credit plan. physicians’ offices and are not able to be used at allALPHAEON CREDIT Card Accounts are offered by Comenity Capital ALPHAEON CREDIT card vision locations.Bank who determines qualifications for credit and promotioneligibility. At no time will the minimum payment due be less than$25. Minimum interest charge is $2.00 per credit plan. Standardvariable APR of 26.99%, based on the Prime Rate. BPP Rev. 2014-09-22

EQUAL PAY PLAN, 36 MONTHS 14.99% APR if paid in full in 36 months. If the balance is not paid in full in 36 months, interest will be imposed from the end of the promotional period at the standard, variable APR of 26.99% based on the prime rate. See back for additional information.+TO APPLY, PLEASE VISIT: Purchase Amount 36 Monthly Payments* Total Costwww.ALPHAEON.com/CREDIT $2,000 $71 $2,556 $3,000 $106 $3,816 $4,000 $142 $5,112 $5,000 $177 $6,372 $6,000 $212 $7,632 $8,000 $283 $10,188 $10,000 $353 $12,708 $12,000 $424 $15,264

+If the balance is not paid in full in 36 months or if you fail to CUSTOMER CARE CENTERmake any payment when due, regular credit terms will apply andinterest will be imposed from the end of the promotional period www.ALPHAEON.com/CREDITat the standard, variable APR of 26.99%, based on the Prime Rate. 1-855-497-8176Minimum monthly payments for this plan during the promotional (TDD/TTY 1-888-819-1918)period will be the greater of: the amount of the purchase, including Comenity Capital Bank issues ALPHAEON CREDITthe calculated finance charges that will be assessed from the date card accounts, which can only be used at participatingof purchase through the end of the promotional period, divided by physicians’ offices and are not able to be used at allthe number of months in the promotional period, (rounded up to ALPHAEON CREDIT card vision locations.the nearest $1.00); or $5.00. Required minimum purchase of $1,000for 36 month plan. EP36 Rev. 2014-09-22*The payment plan table provided is a representative example. Itmay not be equal to your minimum payment. The minimum paymentdue shown reflects the amount due if your previous balance is zero.The table was created using the following assumptions: Paymentsare made each period, and no debt cancellation or suspensionagreement applies to the Account; no interest rate changes willaffect the Account; no taxes or ancillary charges are or will beadded to the Account; goods or services are delivered on a singledate; and you are not currently and will not become delinquent onthe Account.ALPHAEON CREDIT Card Accounts are offered by Comenity CapitalBank who determines qualifications for credit and promotioneligibility. At no time will the minimum payment due be less than$25. Minimum interest charge is $2.00 per credit plan. Standardvariable APR of 26.99%, based on the Prime Rate.

EQUAL PAY PLAN, 60 MONTHS 14.99% APR if paid in full in 60 months. If the balance is not paid in full in 60 months, interest will be imposed from the end of the promotional period at the standard, variable APR of 26.99% based on the prime rate. See back for additional information.+TO APPLY, PLEASE VISIT: Purchase Amount 60 Monthly Payments* Total Costwww.ALPHAEON.com/CREDIT $3,000 $73 $4,380 $4,000 $98 $5,880 $5,000 $122 $7,320 $6,000 $146 $8,760 $8,000 $195 $11,700 $10,000 $243 $14,580 $12,000 $292 $17,520 $14,000 $341 $20,460

+If the balance is not paid in full in 60 months or if you fail to CUSTOMER CARE CENTERmake any payment when due, regular credit terms will apply andinterest will be imposed from the end of the promotional period www.ALPHAEON.com/CREDITat the standard, variable APR of 26.99%, based on the Prime Rate. 1-855-497-8176Minimum monthly payments for this plan during the promotional (TDD/TTY 1-888-819-1918)period will be the greater of: the amount of the purchase, including Comenity Capital Bank issues ALPHAEON CREDITthe calculated finance charges that will be assessed from the date of card accounts, which can only be used at participatingpurchase through the end of the promotional period, divided by the physicians’ offices and are not able to be used at allnumber of months in the promotional period, (rounded up to the ALPHAEON CREDIT card vision locations.nearest $1.00); or $5.00. Required minimum purchase of $2,500 forthe 60 month plan. EP60 Rev. 2014-09-22*The payment plan table provided is a representative example. Itmay not be equal to your minimum payment. The minimum paymentdue shown reflects the amount due if your previous balance is zero.The table was created using the following assumptions: Paymentsare made each period, and no debt cancellation or suspensionagreement applies to the Account; no interest rate changes willaffect the Account; no taxes or ancillary charges are or will beadded to the Account; goods or services are delivered on a singledate; and you are not currently and will not become delinquent onthe Account.ALPHAEON CREDIT Card Accounts are offered by Comenity CapitalBank who determines qualifications for credit and promotioneligibility. At no time will the minimum payment due be less than$25. Minimum interest charge is $2.00 per credit plan. Standardvariable APR of 26.99%, based on the Prime Rate.