wtp-brochure

NON-INSURANCE WORLDWIDE TRAVEL RELAXED...TRAVEL SECURE, YOU’VE GOTEMERGENCY ASSISTANCE WORLDWIDE TRIPNo matter how well you plan, travel holds PROTECTORthe potential for unexpected events.Many travelers help prepare for the Travel Insurance & 24/7 Non-Insuranceunexpected with non-insurance Assistance Travel Assistance ServicesServices, which are accessible 24/7 by atoll-free call.The non-insurance travel assistance feature provides avariety of travel related services.Some of the services offered include:• Medical and non-medical • Translation serviceevacuation arrangement • Lost Baggage retrieval• Coordination of • Passport/Visa informationRepatriation of Remains• Medical or legal referral • Emergency Cash• Inoculation information Advance • Bail Bond• Hospital admission • Prescription drug/guarantee eyeglass replacementWorldwide Concierge Services 1-800-243-3174Restaurant referrals and reservations, ground www.travelinsured.comtransportation, event ticketing, tee time reservations,shopping assistance, procurement of hard-to-find items * Coverages may vary and not all coverage isand floral services. available in every state.ID Theft Recovery Assistance This document contains highlights of the plan. The plan containsCancellation of lost or stolen credit cards, place fraud insurance benefits underwritten by the United States Firealert on customer’s credit records with three major Insurance Company. C&F and Crum & Forster are registeredcredit reporting agencies, cash advance and translation trademarks of United States Fire Insurance Company. Theservices when traveling, provide a guide detailing the Crum & Forster group of companies is rated A (Excellent) bysteps to restore one’s identity. AM Best Company 2016. The plan also contains non-insurance Travel Assistance Services that are provided by an independentBusiness Concierge Services organization, and not by United States Fire Insurance CompanyAssistance with business services and telephone and or Travel Insured International. Coverages may vary and not allweb conferencing real-time weather travel delays, coverage is available in all jurisdictions.emergency travel arrangements. 4.10.2017 T-17145A

YOUR FINANCIAL SECURITY INSURANCE BENEFITS OPTIONAL COVERAGES*• Trip Cancellation: Provides reimbursement up to FAMILY FRIENDLY PRIMARY COVERAGE UPGRADE your full, prepaid, non-refundable trip cost when Child(ren) 17 and under are Makes Baggage and Medical Primary. you are forced to cancel. provided coverage at no extra charge when traveling with and RENTAL CAR DAMAGE Including: Cancel for Work Reasons, which provides listed on the same application Covers collision damage to a rental car Trip Cancellation coverage for business‑related as an insured adult. during the selected term of coverage. reasons. PRE-EXISTING MEDICAL ACCIDENTAL DEATH &• Trip Interruption: Can reimburse you up to your CONDITIONS COVERAGE DISMEMBERMENT (AIR FLIGHT ONLY) prepaid, non-refundable trip cost when you must A Pre-Existing Medical Coverage for injury or death involving cut your trip short. This may cover unused vacation Conditions waiver is available an aircraft, up to the limit purchased. arrangements and added transportation costs. if purchased within stated number of days for your TRAVEL BENEFITS UPGRADE• Missed Connection: Reimburses unplanned plan. You must insure the full Doubles Trip Delay, Baggage Delay, expenses to rejoin your trip when a common carrier non‑refundable trip cost and Baggage & Personal Effects and Missed delay causes you to miss a cruise or tour departure. be physically able to travel at Connection. the time of purchase.• Itinerary Change: Reimburses for activities missed 14-DAY “FREE LOOK” due to a supplier’s itinerary change. For benefit limits and plan pricing, get a quote online at If you are not satisfied for any reason, you may cancel• Travel Delay: Coverage when you are delayed. your plan by giving the company or the agent written Reimbursement of unused, non-refundable trip www.travelinsured.com notice within the first to occur of the following: (a) 14 costs and added local transportation expenses. or call 1-800-243-3174. days from the effective date of your plan; or (b) your scheduled departure date. If you do this, the company• Change Fee: Coverage for an airline imposed will refund your plan cost provided no insured has reissue fee. filed a claim.• Reimbursement of Miles or Rewards Points: Covers any penalty cost of putting miles or reward points back in the account they were removed from.YOUR PERSONAL HEALTH & SAFETY• Accident & Sickness Medical Expense: Covers treatment costs when accident or illness strikes during the trip.• Emergency Medical Evacuation/Repatriation: Coverage to transport you to nearest treatment by U.S. standards and return you home when able to fly.• Non-Medical Emergency Evacuation*: Covers all reasonable expenses for your transportation to your primary place of residence or nearest place of safety for any covered non-medical event.• Travel Accident Protection (AD&D): Covers you when you suffer dismemberment or death in a travel accident.YOUR BAGGAGE & PERSONAL BELONGINGS• Baggage & Personal Effects: Coverage when bags or personal effects are lost or damaged.• Delayed Baggage: Reimbursement in necessary personal effects when your bags are delayed after your arrival at the destination.