Other Health Benefits (Trailborn)

OTHER HEALTH BENEFITS Trailborn offers other Health Benefits such as Flexible Spending Accounts, Life Insurance, Voluntary Disability Insurance, Voluntary Critical Illness Insurance, Voluntary Hospital Indemnity Insurance, and Voluntary Accident Insurance. I can find more details on these benefits here. Flexible Spending Accounts. FSAs allow me to reserve pre- tax dollars for use for medical costs or dependent care. I may set aside up to $3,050 of my pay for medical costs and/or up to $5,000 for qualified dependent care costs, and I won’t have to pay taxes on the amounts set aside. Up to $610 of an unused medical-cost FSA will carry over to the following year; amounts left in dependent care FSAs at the end of the year do not carry over. More information is available at https://www.irs.gov/pub/irs-pdf/p502.pdf and https:// www.irs.gov/pub/irs-pdf/p503.pdf or from the Department of People & Culture. Other Health Benefits 1

2 Other Health Benefits Life and Accidental Death or Voluntary Critical Illness Insurance. Dismemberment Insurance. At no cost to Critical illness insurance will provide me me, Trailborn carries $10,000 of insurance with a lump-sum benefit if I am diagnosed from Voya in the event of my death or in the with a covered condition. If I want to event of an accident that directly causes purchase this type of insurance through loss of a body part like a hand, foot, or Voya, more information is available from eye. If my death occurs due to a covered the Department of People & Culture. accident, both the Life and the AD&D benefit would be payable. Voluntary Hospital Indemnity Insurance. Hospital indemnity insurance can help pay If I want to purchase additional insurance for out-of-pocket costs associated with from Voya, I can do so. More information being hospitalized, giving me more of a is available from the Department of People financial safetynet forunplanned expenses & Culture. brought on by a hospital stay. If I want to purchase this type of insurance through Voluntary Disability Insurance. The same Voya, more information is available from company that provides my life insurance, the Department of People & Culture. Voya, also offers discounted disability insurance to replace part of my lost Voluntary Accident Insurance. Accident income if I should become unable to work insurance can soften the financial impact of due to a covered injury or illness. If I want an accidental injury by paying a benefit to to purchase this type of insurance through help me cover unexpected out-of-pocket Voya, more information is available from costs related to treating myinjuries that may the Department of People & Culture. not be covered by traditional insurance,

such as ambulances and chiropractic visits. If I want to purchase this type of insurance through Voya, more information is available from the Department of People & Culture. Other Health Benefits 3