June 2023 Edition

6 THE COOPERATOR | JUNE 2023

THE COOPERATOR | JUNE 2023 7

8 THE COOPERATOR | JUNE 2023

THE COOPERATOR | JUNE 2023 9

10 THE COOPERATOR | JUNE 2023

THE COOPERATOR | JUNE 2023 11





14 THE COOPERATOR | JUNE 2023

THE COOPERATOR | JUNE 2023 15

16 THE COOPERATOR | JUNE 2023

THE COOPERATOR | JUNE 2023 17

Supreme Court Judgment Reactions on the SC Judgment 18 THE COOPERATOR | JUNE 2023

THE COOPERATOR | JUNE 2023 19

20 THE COOPERATOR | JUNE 2023

THE COOPERATOR | JUNE 2023 21

22 THE COOPERATOR | JUNE 2023

THE COOPERATOR | JUNE 2023 23

24 THE COOPERATOR | JUNE 2023

THE COOPERATOR | JUNE 2023 25

26 THE COOPERATOR | JUNE 2023

THE COOPERATOR | JUNE 2023 27

28 THE COOPERATOR | JUNE 2023

THE COOPERATOR | JUNE 2023 29



THE COOPERATOR | JUNE 2023 31

32 THE COOPERATOR | JUNE 2023

THE COOPERATOR | JUNE 2023 33

Ketankumar T. Parikh

THE COOPERATOR | JUNE 2023 35

36 THE COOPERATOR | JUNE 2023

THE COOPERATOR | JUNE 2023 37



THE COOPERATOR | JUNE 2023 39

THE WEST BENGAL STATE COOPERATIVE BANK LTD.1918 SINCE1918 2022 Registered Office & Head Office : 24A Waterloo Street, Kolkata-700 069 Regd. No.83 Dated 19.02.1918, (033) 2248-8491 / 849w2w/w8.6w9b2stcb(.0c3o3m) 2248-8488 / 1728 / 0874 BANK AT A GLANCE G Completed glorious 104 years of serving people with special focus to farming community & Self Help Groups G Strong presence all over the State along with 17 affiliated Central Cooperative Banks, 365 Branches altogether, working in the districts Nodal Bank of behalf of Government of West Bengal for implementation of Krishak Bandhu Scheme and various social sector schemes G Total number of affiliated Primary Agriculture Cooperative Credit Societies working in the State : 4867 G Number of Primary Agriculture Cooperative Credit Societies mobilising Deposit : 2822 G Number of live Kishan Credit Card holders as on 31.03.2022 : 2207817 G Number of Self Help Groups nurtured by The WBSCB Ltd & CCBs : 220540 G Number of farmers availed crop loans (2021-2022) : 1544538 G Crop loan availed during 2021-2022 : Rs. 4589.53 Crore G Number of Self Help Group Credit linked (2021-2022) : 113296 G Loan availed by Self Help Groups during 2021-2022 : Rs. 1656.53 Crore G Providing facilities of NEFT & RTGS at PACS (Samabay Subidha) through all our CBS Branches G Disbursement of crop loan at the doorstep of farmers through Rupay KCC - Micro ATM SERVICES AT A GLANCE Head Office, 3 Regional Offices & 43 Branches of WBSCB under CBS ® Anywhere Banking RTGS Facility available ® Flourish Business NEFT Facility available ® Send money to dear ones ATM Facility available ® Any Time Banking CTS Facility available ® Clearing Simplified NACH and Direct Benefit Transfer (DBT) ® Mandate abridged POS Facility available ® Easy purchase of commodities. Health Insurance for customers of the Bank and members of Self Help Groups Deposit Products : 1. Normal and Flexi Savings Deposit with Personal Accident Insurance Scheme, 2. Current Deposit, 3. Recurring Deposit, 6. Fixed / Term Deposit, 7. Monthly Income Scheme, 8. Cash Certificates. Loan Products : 1. Crop Loan to Farmers & Joint Liability Groups, 2. Micro Credit to Self Help Groups, 3. Loan for Agri-mechanization, 4. Loan for Agri-irrigation, 5. Loan for Agril.-Allied activities e.g. Fishery, Dairy, Weaving etc., 6. House Building Loan with special provision for Government employees, 7. Personal Loan, 8. Consumer Durable Loan, 9. Car Loan, 10. Loan Against Deposit, 11. Loan against NSC/KVP/LIP, 12. OD Loan, 13. ECCS Loan, 14. Loan for Self Employment/Small Scale Industries, 15. Loan for Cold Storage, Rice Mills & Other MSME Units in the form of Cash Credit, Term of Composite form of Loans. Managing Director



KARNATAKA STATE SOUHARDA FEDERAL COOPERATIVE LIMITED A leader in development of souharda Cooperative Movement in Karnataka A Statutory Body in Cooperative Sector \"Souharda Sahakari Soudha” Between 17 & 18th Cross, Margosa Road, Malleswaram, Bangalore - 560 055 The model cooperative act (liberal cooperative Act) has been adopted in Karnataka state by name Karnataka souharda sahakari Act of 1997 which came into force on 01.01.2001 by the consent of president of India. Souharda cooperatives enjoy functional autonomy in design and implementation of their business plans, customers service activities based on the needs of their members. The aim of this souharda cooperative movement is to achieve “autonomy, self-administration and self-control “Karnataka State Souharda Federal Cooperative Ltd\" (KSSFCL) Bangalore is a statutory cooperative Federal body formed by the Karnataka souharda Act to look after the growth & development of souharda cooperatives in the state with unique ˆ‡ƒ–—”‡‘ˆ‡Ž‡…–‡†„‘†›ˆ‘”‹–•ƒƒ‰‡‡–™Š‹…Š‹•ϐ‹”•–‘ˆ‹–•‹†‹†‹ƒǤ Vision , Mission and Values Diploma in cooperation and Banking Management : The said course has been Vision : Our vision is to emerge as world class started under the leadership of Karnataka State model Cooperative by our Statutory, educational, Rural Development and Panchayat Raj University training, research and development activities. Gadag and in collaboration with Karnataka State Souharda federal cooperative Ltd., Bangalore. 632 Mission : Our mission is to contribute to build a …ƒ†‹†ƒ–‡•ƒ”‡„‡‡ϐ‹–‹‰ˆ”‘”‡‰‹•–”ƒ–‹‘‹–Š‹• strong cooperative system which works on course. Autonomous, Professional, Transparent , ……‘—–ƒ„Ž‡Ƭ…‘‘‹…˜‹ƒ„‹Ž‹–›Ǥ Souharda Cooperative Court : ‘ ϐ‹ƒŽ‹œ‡ –Š‡ disputes of souharda cooperatives Karnataka Values : Our values are : Service - Knowledge- Govt has sanctioned a separate court to the commitment-involvement & Accountability Karnataka state souharda federal cooperative ltd. Till today 27,258 Cases have been registered WƌŽŐƌĞƐƐŽĨ^ŽƵŚĂƌĚĂŽŽƉĞƌĂƟǀĞƐŝŶ and 15,298 cases have been settled and 11,960 karnataka as an 31.03.2023 cases are under trial. EŽŽĨŽŽƉĞƌĂƟǀĞ ϱϱϵϳ E-stamping :ϐ‹”•––‹‡‹†‹ƒǦ•–ƒ’‹‰ˆƒ…‹Ž‹–› ϭϲϮϰ has been given to Karnataka state souharda ͲƐƚĂŵƉƟŶŐĞŶƚƌĞ  ϲϰůĂŬŚ federal cooperative ltd in the cooperative sector. ϭϬϰϳĐƌŽƌĞ It is pride to KSSFCL DĞŵďĞƌƐ   Ϯϳ͕ϯϱϮĐƌŽƌĞ ϮϬ͕ϱϵϲĐƌŽƌĞ Swabimani Sahakari Monthly Magazine : A ^ŚĂƌĞĐĂƉŝƚĂů   ϯϬ͕ϴϳϮĐƌŽƌĞ ‘–ŠŽ›ƒ‰ƒœ‹‡‘ˆ‹•„‡‹‰’—„Ž‹•Š‡†’”‹–‡† ϯϲϱĐƌŽƌĞ and circulated to all souharda cooperative both ĞƉŽƐŝƚ   Ϯ͕ϮϳϬĐƌŽƌĞ hard copy and digital copy. ϱϱϬϬϬ >ŽĂŶƐ    Statutory Duties : Karnataka state souharda federal cooperative is a unique Feature of having tŽƌŬŝŶŐĂƉŝƚĂů  ‘ ‘ˆϐ‹…‹ƒŽ ‡Ž‡…–‡† ƒƒ‰‡‡– –‘ ”‡‰—Žƒ–‡ –Š‡ activities of souharda movement in additional to WƌŽĮƚ    the education and training activities. ZĞƐĞƌǀĞƐ   ĞŵƉůŽLJĞĞƐ   G Nanjangouda A R Prasanna kumar Sharanagouda G. Patil Cooperative can build a strong Nation President Managing Direcor Vice President - United Nations Organization. ƵƚŽŶŽŵLJ͕ƐĞůĨĂĚŵŝŶŝƐƚƌĂƟŽŶĂŶĚƐĞůĨĐŽŶƚƌŽůŝƐŽƵƌ Cooperative is a golden mean between ĐŽŶĐĞƉƚ͞ǁĞĂƌĞƉƌŽƵĚƚŽďĞƐŽƵŚĂƌĚĂĐŽŽƉĞƌĂƟǀĞƐ͟ capitalist and socialist - Jawaharlal Nehru