24
(inclusive of all taxes) Upto Rs. 300 inclusive of FED/Sales TaxCash in / out (through collaborativeagent network easypaisa)From Rs. Upto Rs. Fee (including sale tax/duties etc.)01 03201 200 08501 500 181001 1000 382501 2500 584001 4000 786001 6000 988001 8000 11810001 10000 13813001 13000 15816001 16000 17820001 20000 198 25000 Upto Rs. 30 per transactionJUL - DEC 2017
MCB eGate (e-Commerce / Merchant Acquiring)MERCHANT ACQUIRING Upto 2.50% of transaction value a) Merchant Discount RateE-COMMERCE Upto Rs. 55,000/- per merchant a) One time setup fee Upto Rs. 4,500/- per month Upto 16 Rs. for selected merchant only b)Monthly fee Upto 3.50% of transaction value c) Per Transection charges d)Metchant Discount Rate*Merchant Discount Rate can be revised upwardes for merchants with special businessarrangements subjects to approvel of Business and Group Head. (Inclusive Sales Tax & FED)JUL - DEC 2017
(a(b(c(d
Full / Partial Prepayment Fee: 3030101170 3560702050 prepaid prepaid prepaid 3560601030Legal charges (Third party payment) At ActualJUL - DEC 2017
303010117035607020503560601030
(Third party payment) 3030101170 (Third party payment) 3560702050 (Third party payment) (Third party payment) Property Insurance (Third party payment)The 2nd and 3rd year start on the due date of the 356070205012th and 24th installment respectively iii) Partial prepayment fee (Applicable to amount prepaid over and above 10% of the outstanding loan amount)Any prepayment during the 1st year will attract a (Applicable to amount prepaid over and above 10% of theprepayment penalty charge of 5% of the partial outstanding loan amount)amount paid.Balloon/ partial payment exceeding 10% of outstandingloan in a year shall be subject to prepayment penaltyat a rate 4% on excessive amount in 2nd year and 3%on excessive amount in 3rd year and subsequent years.The 2nd and 3rd year start on the due date of the 12thand 24th installment respectively. Maximum 2 partialprepayment are permissible in a year at 6 monthsinterval and minimum amount for a partial prepaymentshould be equal to 5% of principal outstanding. iv) Late payment charges shall be applicable on installment amount according to the followings slabs Upto Rs 50,000 Upto Rs. 1,000/- Rs. 50,001 to Rs. 500,000 Upto Rs. 2,000/- Rs. 500,001 to Rs. 1,000,000 Upto Rs. 10,000/- Rs. 1,000,001 and higher Upto Rs. 20,000/- v)vi) Legal Charges (third party payment) At Actualvii)viii) 3560601030 Note: A year is equal to 12 installments from date of disbursal, A maximum of to partial pre payments are permissible in a year at six months interval and the minimum amount for a partial pre payments should be equal to 5% of princiapal outstanding.iv) Minimum 3030101990JUL - DEC 2017
3030101170 (iii35607020503560702050 iv)35606010303030101990
New/Used/Local/Imported Car: 3530101180 (Third party payment) 3560702040iii) Income estimation charges for self 3560601030 employed (Third party payment) 3060702060 3560601030iv) Full / Partial Prepayment Fee: 3560601030 principal amount prepaid principal amount prepaid principal amount prepaidThe 2nd and 3rd year start on the due date of the12th and 24th installment respectively.A maximum of 2 partial prepayment are permissiblein a year at 6 months interval and the minimumamount for a partial prepayment should be equalto 6 monthly installmentsv) Upto Rs. 500/- vi) Per late installment Upto Rs. 1,000/-vii) At Actual or PKR 75,000/- whichever in lowerviii) (Third party payment) At Actual or Rs. 5,000/-, whichever is lower.ix) Vehicle appraisal charges per instance At Actual if applicable (Third party payment) Upto Rs. 5,000/- x) Legal charges (Third party payment) xi) Parking charges xii)xiii)JUL - DEC 2017
3530101180 (iii (iv3560702040 (v3560601030 (vi306070206035606010303560601030
JUL - DEC 2017
Upto Rs. 1,000/- Upto Rs. 1,500/- Upto Rs. 1,500/- Upto Rs. 1,500/- of goods into PakistanJUL - DEC 2017
Handling Charges If charges are on applicant’s account:-a) Discrepant documents handling charges under All charges for correspondensce SWIFT etc. Plus foreign banks charges (if any) import LCs. b) If charges are on beneficiary’s account:- Upto US$ 75/- or equivalentb) Import bills under LC returned unpaid. US$ 100/- (flat) or equivalent from remittingc) Duplicate advice issuance. bank plus courier charges and other charges (if any) Upto Rs. 250/- per advice.JUL - DEC 2017
JUL - DEC 2017
Duplicate advice issuance Upto Rs. 250/- per adviceJUL - DEC 2017
JUL - DEC 2017
Upto Rs. 1,200/-JUL - DEC 2017
, , , Minimum charges as , prescribed in SOBC, , One for bundled services per monthJUL - DEC 2017
(Regular/Contractual/Retired/MCB Pensioner/ MCB Non-Pensioner)-Debit Card - VDC Gold Staff & VDC Gold Plus Staff (Issuance/Annual/ Renewel fee) (MCB Visa Debit/Smart Card)Local FreeInternational 50% off-SMS Alert Fee-IBFT Charges Rs. 20/- on all medium -Debit Card, Gold -SMS Alert fee 8 Pensioners (other then MCB), Senior Citizens (with age of 65 years or more) & Physically Handicapped Persons 50% reduced service charge is to be applied on the following services; -Bankers Cheque -Cross Branch Transactions -Issuance of Cheque Book (New or in lieu of lost) -Debit Card (Silver, Gold) -MCB Mobile Banking Annual Fee -Locker Small Size (One locker)JUL - DEC 2017
8
A Card Replacement Fee Visa Credit Card 22 16 Card Replacement Visa Prepaid 24Account closing processing cost 15 Cash 4 Cash 11Account Maintenance / Service charges 16 Cash Advance Fee (MCB) Visa Credit Card) 21Activation / Joining Fee MCB Lite 23 Cash in / Deposit Fee MCB Lite 23Advance payment to suppliers for import 31 Cash out / Withdrawal Fee MCB LiteAdvances 9 Cash withdrawl made on 1 Link ATMs Smart Card 23Advising (foreign and inland) Export 33 Cash withdrawl made on 1 Link ATMs Visa DebitAgliculture Credit 10 Cash withdrawl made on MENT ATMs Smart Card 19 20Air Time Purchase (MCB Lite) 23 Cash withdrawl made on MENT ATMs Smart Card 19Amendment / advising (foreign and inland) Export 33 CDC eligible securities 20Amendment in Guarantees 14 Charges for cheques returned 25Amendment in LC/Contract (imports) 31 Charges for collection of interest/return/dividend 15Amendment in LC/Contract (LCY) 5 Charges for issuance of Duplicate statement 12Annual Chip Maintenance Fee (MCB Visa Credit Card) 21 Charges for registration of contract (Export) 14Annual Fee (Trade & Guarantees) 9 Charges on Collection of Utility Bills 34Annual Fee MCB Lite 23 Charges to be claim from remitting bank 16Annual Fee Per Visit Fee 21 Cheque Return Charges(MCB) Visa Credit Card 35Annual Fee Visa Credit Card 21 Cirrus Branded Smart Cards 22Annual Fee Visa Prepaid 24 Clean (non-documentary bills) 19Annual Renewal fee/New facility initistion fee 9 Clean Bills (cheque, banker's cheque etc.) 8Annual Supplementary Chip Maintenance Fee 21 Clearance of Consignment (Import) 36 31Arbitration Charges (MCB Lite) 23 Collection (outward) for Foreign Currency Accounts 36 22 Collection charges for restricted LCArbitration Charges (MCB Visa Credit Card) 6 24 Collection non-documentary bills (Clean / MCB own) 8Arbitration Charges Visa Prepaid 31 Collection/ Disbursement/ Remittances (TBC)Arrangement fee/endorsement (import) 13 Commission in Lieu of exchange earnings 8Article in safe Deposit 32ATM withdrawals (International Usage) MCB Lite 23 Communication Charges for Bank to Back Transactions 34ATM withdrawals OFF-US (1-Link) MCB Lite 23 Consumer Banking 23 Consumer Products 18ATM withdrawals OFF-US (Mnet) MCB Lite 24 Courier (international) 25ATM withdrawals (1-Link) ATMs Visa Prepaid 24 Courier (Local) 35ATM withdrawals (MNET) Visa Prepaid Credit Information Report 16B 35Back to Back Guarantees 14 Credit Security (MCB Visa Credit Card) 21 25 Cross Branch Transactions (CBT) 7Balance inquiry (OFF-US)MCB Lite 23 Custodial Services 25Balance inquiry 1Link ATMs Visa prepaid 24 DBalance inquiry MNET ATMs Visa prepaid 24 Dealer Finance Processing Fee (TBD) 8Balance inquiry Smart Card 19 Delivery Charges 11Balance inquiry Visa Credit Card 20 Delivery order issued (Import) 31Bank Guarantee assignment noting 13 Directors Search/Charge Search/ Local 11Bank Instrument(s) 7 Discrepant documents handling charges 32Banker's Cheque 7 Discrepant documents handling charges (LCY) 5Boxes and packages (Articles in safe deposit 13 Dispute Handling Charges Smart Card 19Breaking Charges (Locker) 13 Dispute Handling Charges Visa Debit 20Business Account 37 Duty Draw Back Claims 33Business Sarmaya (Running Finance) 26 Documentary Bills drawn against L/C 5Business Sarmaya (Term Loan) 27 Documentary Bills without exchange (Export) 33 30C Documentary Credit (LC)Cancellation of Banker's Cheque (FCY) 36 Documentary Inwards Bills for collection 5Cancellation of Guarantee 14 Documents sent to other bank (Export) 33Cancellation of Inward swift message 36 Domestic Banking 4Car 4 U 27 Duplicate Advice 7Card Issuance Visa Prepaid 24 E 23Card Personalization fee Visa Prepaid 24 eGateCard Replacement Fee MCB Lite 23 Envelope (Safe Deposit) 13JUL - DEC 2017 38
ERF Part 1 where pre-shipment is obtained 33 Inward Collection relating to FCY 34Export Advance Payment 33 Inward Remittances (Export) 35Extension in Maturity 32 Issuance of Banker's Cheque 7F 35 Issuance of Cheque Book 36Fax/Telephone 14 37 Issuance of Duplicate Banker's Cheque 7Fee Reduction Grid 10 Issuance of Duplicate FDD 36 19Finances against pledge/hypothecation 10 Issuance of MCB (Visa Debit Card) 14 31Following charges in addition to Mark up 7For any enquiry requested by customer (trade transaction) 36 Issuance of new cheque book (LCY / FCY) 7 30Foreign Transactions Visa Credit Card 22 33Form \"I\" Handling Charges 31 Issuance of Rupee Travelers Cheque 12 32 Issuance of SBP/NBP ChequeFunds Transfer MCB Lite 23 Issuance of undertaking favoring SBPG lssuance/Reissuance/Duplicate of annex\"A\" Issue of Right SharesGodown Inspection Charges 10Godown Rent 10 J-Guarantees issued in favor of Collection 10 KGuarantees issued in favor of Financial/DFI 13Guarantees issued in favor of Shipping Key Deposit (Lockers) 13 13 13 LH Ladies Current Account (LCA) 17 Late Fee MCB Visa Credit Card 21Handling Charges (Export) 33 Late Payment Fee (Locker) 13Handling Charges {Import) 5 6 32Handling Charges for conversion 12 LC cancellation charges 30 11Handling Charges on applications (Export) 34 LC opened under \"supplier credit\" 33 5Handling Charges on Marking of lien 11 Legal Charges (Cash 4 Cash) 36Handling Charges where Finance Against Imported 11 Letters of Credit (Export)Home Remittances (TBD) 8 Letters of Credit (Import) LCYI Local US $ collection & settlementIBFT Fee (MCB Mobile) 20 Locker Rent 13IBFT Fee (Self Service Channel) 20 Lost RTC Refund 7IBFT Fee Sending (MCB Lite) 23IBFT from MCB ATM (Visa Debit Card) 20 MIBFT from MCB ATM (Smart Card ATM Debit Card) 19 Marking of lien on Securities 11IBFT (Sta ) 37 MCB Business Account 37l-Cash on Call (MCB Visa Credit Card) 21 MCB E Gate 23l-Dial (MCB Visa Credit Card) 22 MCB Fun Club (Banking for Kids) 17I-Educate (MCB Visa Credit Card) 22 MCB Home Loan 26l-lnsure (MCB Visa Credit Card) 21 MCB Lite 23I-Plan (MCB Visa Credit Card) 22 MCB Mobile 20l-Switch (MCB Visa Credit Card) 22 MCB PAY PAK CARD 19Import Bills under Forced PAD i.e. payment not received 32 MCB Privilege Customer 37Import on Collection Basis 31 38Income Estimation (Cash 4 Cash) 11 MCB Visa Credit Card 21Individuals/Joint Accounts/ proprietorship/ partnership 37 MCB Visa Debit CardInquiries regarding non-receipt of funds (Export) 34 MCB Visa Platinum Credit Card 19Inter City (CBT) Deposit / Withdrawal / Fund Transfer 7 MCB Visa Prepaid 37Inter-City Clearing 16 Miscellaneous Charges for issuance of NOC 24Interim Enhancements 10 10 Money transfer under general permission (Export) 34International Balance inquiry MCB Lite 23 Motherland Accounts 38International Balance inquiry Visa Prepaid 24 Mucaddam ChargesInternational Banking 29 10International Transaction Visa Debit Card 20Internet Banking (Self Service Channel) 20Investor Portfolio Securities (IPS Charges) 6JUL - DEC 2017 39
N 6 Saving Maximize 17 33 Seasonal Lending (Cotton, Rice etc) 11Negotiation Commission 33 Self Service Channel 20Negotiation Commission on Export Bills 8 Service charges (Imports) 31Negotiation of Rupee Bills Under Export 30 Service charges against export documents 34Non-Documentary bills Service charges Inward bills 5Non-reimbursable LC under Barter/ Aid/ Loans 38 Service Fee/Markup on Cash Transactions Visa Credit 21 13 Service Fee/Markup Retail (Fixed APR) Visa Credit 21O 11 Service Fee/Markup Retail Visa Credit Card 21 6 Sight Import Bills drawn against LC 5OSPs (OUTSOURCED SERVICES PROVIDERS) 34 Sight Import Bills under LCs 32Other Guarantees Smart Card (Local/International) 19Other Incidental Expenses SME Card 11Outward documentary Bills on collection basis SMS Alert 15Outward Remittances (Export international banking) Standing instructions fee 12 Statement of account (Hard copy) Visa prepaid 24P 12 Statement Request (Hardcopy) MCE Lite 23 23 Stop payment charges 14Payment of Dividend Warrants 25 Storage charges 5POS Transaction MCB Lite 25 Supplementary Annual Fee Visa Credit 21Personal Loans (PL) 16Physical Securities (Custodial Services) 15 T 8PLS Salary Club Gold Account 3 15PLS Savings Xtra 36 Transaction Banking Division 33Power to Reduce Charges 9 Transaction Fee on Basic Banking Account (BBA)Privilege Customers 11 Transfer of export LC (Foreign and Inland) 5Processing fee (Advances) 12 32Processing Fee (Cash 4 Cash) 6 U 6Public Floatation of Shares/Modaraba 9 23Purchase of Bills (LCY Export) 36 Usance Bills drawn against LC-LCY 24Purchase of Clean bills (cheque, bank draft etc.) Usance Bills drawn under letters of credit 22Purchase of Traveler Cheques/Drafts etc. Usance/DA bills negotiation drawn under LCs Utility Bill Payment MCB Lite 23Q- 30 Utility Bill Payment Visa Prepaid 21 31 Utility, Telco & Club Bill Payments (MCB Visa Credit Card)R 31 12 33 V 12Registration of contract with SBP 24 7Registration of Import Contract 9 Voucher Retrieval Fee MCB LiteReimbursement charges (Import) 33 Voucher Retrieval Fee Visa CreditReimbursement Payment to other banks (Export) 9Re-Load Fee Visa Prepaid 31 WRenewed/fresh approval (Advances) 9Research & Development Support Claims 6 Withdrawal fee on Government SecuritiesRestructuring / Rescheduling Fee 30 Withdrawal fee on shares and securitiesReturn unpaid (Import) 34 Within city deposit/Withdrawal/fund transferReturning charges for clean collections 17Returning charges for documentary collections X-Revalidation commission for expired LCs 12 Y-Remittances of Foreign currency account 12 Z-RTGS (Real Time Gross Settlement Charges) 13 16S 12 16Safe and purchase of securitiesSafe Custody ArticlesSafe Deposit Lockers FeeSalary Processing ChargesSale and purchase of shares and securitiesSam Day Clearing Charges paid to Ml FTJUL - DEC 2017
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