Rosenthal Review

July        2017 Peek Inside Like Us On: MISSION STATEMENT Facebook To always be an industry leading independent advisory firm for those seeking life-long retirement solutions through disciplined investment strategies and superior client service.Meet the Advisors (pg. 2) CELEBRATING OUR STUDENTS HOT TOPIC: When To Draw Social Want to know more about our Rosenthal Family? Visit the Student Security (pg. 3) Spotlight on pg. 4 to learn about A Flash From the Past this year's accomplishments and the (pg. 5) future plans of Jordan, Samantha and Austin. NEW TO THE TEAM Gayle Watson, Linda Gomez and Cortni LoGalbo are new members of the Rosenthal Family. If you'd like to learn more about our new Client Service Representative, Director of Administration and Director of Client Relations, visit pg. 6. Pg. 1

Meet The Advisors BURK ROSENTHAL CFP®, ChFC®, CRC®, CFS, President Burk, an independent financial advisor, has been advising clients on strategies designed to help preserve and manage wealth for over 25 years. Burk heads Rosenthal Retirement Planning, LP and is a Registered Principal with National Planning Corporation, a Registered Broker/Dealer. He is a member of the Financial Planning Association and The Planners Network and has earned the following certifications: CERTIFIED FINANCIAL PLANNER, Chartered Financial Consultant, Certified Retirement Counselor and Certified Fund Specialist. After two years with a large financial services firm, Burk established his own firm in 1992 and was named one of the top 100 independent financial advisors in the nation by Registered Rep Magazine in 2010*. In 2013, 2014, and 2016, he was awarded by D Magazine as one of the Best Financial Planners in DFW**. *This ranking is based on assets under management and is not indicative of investment performance. The total number of representatives reviewed for inclusion in this list is not known. **D Magazine asked every CERTIFIED FINANCIAL PLANNER(TM) professional in the Dallas-Fort Worth Chapter of the Financial Planning Association to cast an online ballot. Outside-firm votes counted more than inside-firm votes. Self-nominations were tossed out. A panel of esteemed local financial planners reviewed the list. Only CERTIFIED FINANCIAL PLANNER(TM) professionals made the list.ALISHA ROSENTHAL CFP®, CRC®, Financial AdvisorAlisha has earned the CERTIFIED FINANCIAL PLANNER certification and the Certified Retirement Counselor certification.Alisha is a Financial Advisor with Rosenthal Retirement Planning, LP and an Investment Advisory Representative withNational Planning Corporation, a Registered Broker/Dealer. She received her degree in English from the University of Texas.In addition to advising clients on securities and insurance matters, Alisha is responsible for monitoring portfolios under thedirection of the firms president. Prior to joining Rosenthal in 2006, Alisha held positions in the staffing industry as well as thefinancial services industry. Alisha was honored in Texas Monthly Magazine with the Five Star Wealth Manager award for 2013and 2014.*** She is active in the Junior League of Fort Worth. Alisha enjoys spending time with her husband, Burk, her dogs,Sadie, Peggy and Stanley, as well as traveling, exercising and playing the piano. ***Award is based on a survey conducted by an independent third party. The opinions of those who responded to the survey may not be representative of the experience of others. The Five Star award is not based on investment performance nor is it an indication of future performance. Respondents were not paid to participate in this survey. AMY LYNN HAMMOCK CFP®, CFS, Financial Advisor Amy Lynn is a Financial Advisor with Rosenthal Retirement Planning, LP and an Investment Advisory Representative with National Planning Corporation, a Registered Broker/Dealer. She has earned the CERTIFIED FINANCIAL PLANNER certification and the Certified Fund Specialist certification. Amy Lynn received her degree in Economics from the University of Texas in 1992, and she has been advising clients on financial, investment, retirement and insurance matters for over twenty years. Amy Lynn originally joined Rosenthal Retirement Planning in 1999. In late 2007, she decided to move closer to her Cajun roots in Houma, LA, after being away from her family for nearly twenty years. Amy Lynn was blessed to become a new wife and a new, first-time, mom in 2010 at the age of 40. In 2015, Amy Lynn rejoined the Rosenthal team. In her spare time, she loves spending time with her family and being a dance and soccer mom to her daughter, Marie Katherine. Amy Lynn still resides in Houma, LA and yes, there are alligators on the side of the road and the sound of Zydeco in the air.STEWART LEAFBLAD Financial AdvisorStewart is a Financial Advisor with RRP who graduated with a BS in Business Administration and a Master of Arts degree inChristian Apologetics from Biola University. Stewart initially worked with Rosenthal in the late 1990’s. After many years ofworking in ministry and social work, he returned to RRP in early 2014 to continue to help people, though now, with theirfinancial and retirement challenges. When not working, Stewart enjoys spending his time golfing, reading, rooting for the localsports teams, and hanging out with his two daughters. MICHAEL ABBOTT M.S., M.A., Financial Advisor Michael loves college football and keeps a mini-helmet of Ohio State and Texas Tech in his office. In the fall his wife and he enjoy watching the Buckeyes, the Red Raiders, and the Florida Gators (she went to school in Gainesville FL.). In the summer they spend time with their kids swimming in the pool and in the winter he likes to play basketball, football, and volleyball. He earned a Master’s degree in Psychology and one in Personal Financial Planning and his wife earned a Masters in Family and Consumer Science Economics (she taught instructors how to teach finance literacy). We have both taught courses in personal finance at Texas Tech University.CORY BRUNTZ Financial AdvisorCory graduated from the University of Tennessee with a Bachelor of Science Degree in Finance and a collateral inEconomics. While in school, Cory completed the Bloomberg Market Concepts (BMC) course, which is widely considered the“gold standard” in financial analysis and news. Cory joined the Rosenthal Team in 2014 as an intern for three consecutivesummers. Cory also served as an intern for a U.S. Senator and volunteered for Habitat for Humanity projects. Pg. 2

When to Draw Social SecurityBY BURK ROSENTHALQuestion: My husband and I are turning age 62later this year and trying to decide whether todraw early Social Security benefits or wait untilwe can receive full benefits at age 66. How canwe determine what is best for us?\"Choosing the right SocialSecurity election may be themost important decision of yourretirement.\"Choosing the right Social Security electionmay be the most important decision of yourretirement. Single people can do a simple\"break-even\" analysis to determine whetherto take early benefits or wait. But formarried couples, the decision is much morecomplex, because a simple break-evenanalysis could potentially cost thousands ofdollars in lost benefits. The differencebetween the best and worst possibleelection decision can be well over $100,000!If you'd like to see what's at stake for you,go to www.DFWsocialsecurity.com andclick on \"What's at Stake?\" Please feel freeto call our office if you have any questionsand for your personal analysis:                       (817) 336-2000 Pg. 3

Rosenthal Family Student Spotlight Jordan Pennington Centennial High School, Class of 2017 Jordan is the son of former Missionaries to Peru, Brian and Jennifer Pennington.  Jordan's graduation ceremony was on the 5th of June, 2017 where he graduated with Honors, Magna Cum Laude. His Senior year, Jordan served as the Cross Country Team Captain where the team won the District Championship. He also received an award for \"Academic All-State in Cross Country.\" This Summer will be his second year working part-time for Rosenthal Retirement Planning. Jordan also plans to teach guitar lessons and train for his first Marathon. Jordan's future plans include attending Hill College under the Burleson Opportunity Fund Scholarship, where he will be studying bilingual education with a double major in Spanish and Education. Samantha Fulgium Saginaw High School, Class of 2019 Samantha is the daughter of  Officer Keith Fulgium and  MaryAnn Fulguim .  Samantha has been a member of the Saginaw High School Dance Team since her Freshman year and will continue into her Junior year. This year they placed 2nd in Kick and 3rd in Contemporary at the MA Nationals. Samantha is also a member of the National Honor Society, and she is a straight A student in the top  5% of her class. Her future plans are to attend Baylor University or Texas Tech to study Medicine. This will be Samantha's second year working part-time for Rosenthal Retirement Planning. Austin Gomez Mansfield High School, Class of 2017 Austin is the son of Chris and Linda Gomez. Linda is the Director of Administration for Rosenthal Retirement Planning.  Austin's graduation ceremony was on the 2nd of June, 2017. During his Senior year, Austin won District - Best of Show in Graphic Design, sending him to the State competition where he won the State Superior Star Award, Branding Award and Consumer Science Award.  From a young age, Austin showed interest in Graphic Design and has worked his way up to the Creative Director position with Allegiance, a professional eSports organization.  This Summer, Austin plans to attend a convention in Anaheim with his team, where they'll be competing for cash awards. Austin plans on attending college in the fall and eventually pursuing a career in law enforcement. 3 Convenient Locations Ft. Worth Dallas Las ColinasWater Gardens Place Adolphus Tower Fairway Plaza  | (817) 336-2000 | www.rrp.com                    Pg. 4

ABitFromBurk A FLASH FROM THE PAST \"A referral is thegreatest compliment Fun with the Rosenthal Family - Special Events we can receive,so please feel freeto tell your friends, relatives and colleagues about us.\" - Burk Rosenthal, CFP®, ChFC®, CRC®, CFS President, Rosenthal Retirement Planning, LP pg. 5

         New to the TeamGayle Cowdin Watson Client Service RepresentativeGayle Cowdin Watson joined the Rosenthal Retirement Planning Teamto serve as a Client Service Representative, after working 30 years ineducational administration. Gayle grew up in Dallas, but while earningher Bachelor’s and Master’s degree in Education from Texas ChristianUniversity, she fell in love with Fort Worth and decided to stay. Gayleis married and has two grown children, one dog, and threegrandpuppies. She and her husband, Paul, enjoy antiquing, movies, andtraveling. Linda Gomez Director of Administration Linda has an extensive professional background in office and financial management, with several years’ experience in education administration. She comes from a military family, and says she was fortunate the U. S. Air Force stationed her father in Texas, where she has lived most of her life. Family is important to Linda and she enjoys spending time with her husband of 23 years, Chris, and their son, Austin. In addition, Linda is really into decorating and loves to cook – she describes feeding her family daily from recipes she finds on Pinterest!Cortni LoGalbo Director of Client RelationsCortni has been in Sales and Marketing for over 10 years. She has aDiploma in Online Marketing, Social Media Marketing andPhotography. She is currently attending Christian Leaders Institute fora Bachelors of Divinity. She has owned an online boutique andfreelanced in Digital Marketing and Advertising. She enjoys spendingtime with her husband,  James, and two beautiful daughters, Layla andMiley.Securities and advisory services offered through National Planning Corporation (NPC), Member FINRA/SIPC, and a SEC registered investment adviser. Consulting Services offered through Rosenthal Retirement Planning, LP, a registered investment adviser. Rosenthal Retirement Planning, LP and NPC are independent and unrelated companies. Please consult with your representative to confirm on which company’s behalf services are being provided. Registered Representatives of NPC may transact securities business in a particular state only if first registered, excluded or exempted from Broker-Dealer, agent or Investment Adviser Representative requirements. In addition, follow-up conversations or meetings with individuals in a particular state that involve either the effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made absent compliance with state Broker-Dealer, agent or Investment Adviser Representative registration requirements, or an applicable exemption or exclusion. Rosenthal Retirement Planning, LP, and NPC are separate and unrelated companies.  | (817) 336-2000 | www.rrp.com                    Pg. 6