Congenial Conditions To The Healthy Growth of Plants Part I

Title:Congenial Conditions To The Healthy Growth of Plants Part IWord Count:724Summary:It certainly is true that many modern houses of the better sort do not offer very congenialconditions to the healthy growth of plants. It is equally certain that in many cases theseconditions may be changed by different management in such way that they would be not onlymore healthy for plants to live in, but so also for their human occupants.Keywords:healthy growth, plants, health for plants, greenhouse, growing of plants,vegetablegarden,growing plants,congenial conditions

Article Body:It certainly is true that many modern houses of the better sort do not offer very congenialconditions to the healthy growth of plants. It is equally certain that in many cases theseconditions may be changed by different management in such way that they would be not onlymore healthy for plants to live in, but so also for their human occupants. In many other casesthere is nothing but lack of information or energy in the way of constructing a place entirelysuitable for the growth of plants.To illustrate what I mean, I mention the following instance of how one person made a suitableplace in which to grow flowers. Two narrow storm windows, which had been discarded, werefastened at right angles to the sides of the dining-room windows, and the regular storm sashscrewed on to these. Here were the three glass sides of a small conservatory. Half-inch boardsmade a bottom and roof, the former being supported by brackets to give strength, and the latterput on with two slanting side pieces nailed to the top of the upright narrow sash spoken of, togive the roof a pitch. Top and bottom were covered with old flexible rubber matting which wascarried back under the clapboards making a weather-proof, tight joint with the side of the house.Six-inch light wooden shelves on the inside gave a conservatory of considerable capacity. Howmany houses there are where some such arrangement could be made as the result of a fewhours' work and thought, and a very small expense. And yet how infrequently one sees anythingof the kind. In many instances such a glassed-in window would be all that is needed, sufficientheat being furnished by a radiator under the window within the house. In the case mentioned,however, it was necessary to heat the small greenhouse. This was done by installing a small gasstove in the cellar, as nearly as possible under the window greenhouse. Over this stove a largetin hood was fitted, with a sliding door in front to facilitate lighting and regulating the stove.From the hood a six-inch pipe, enclosed in a wood casing for insulation, ran through the cellarwindow and up into the floor of the conservatory, ending in a small radiator.These details are given not with the idea that they can be duplicated exactly (although in manyinstances they might), but to show what a little ingenuity and effort will accomplish in the wayof overcoming difficulties.Nor is the reward for such efforts as these restricted to the growing of a few more plants. Fromthe actual accomplishments described in the second part of this book, the reader must see that itis entirely possible and feasible for one with only average advantages to have during a largepart or even all of the year not only flowers which cannot be grown to advantage in the house,but also such vegetables as lettuce, radishes, tomatoes and cucumbers, and others if desired; andalso to give the flower and vegetable gardens such a start as would never be possible otherwise.Do not attempt too much, but do not be content with too little, when only a slight increase inplanning and work will bring such a tremendous increase in results and happiness. I feelconfident that there is not one home out of ten where more thought and more informationbrought to bear on the things whereof this book treats, would not yield a greater return in actualpleasure than any other equal investment which could be made.Do not be impatient to get to a description of all the results at once. Do not skip over thechapters on dirt and manures and pots and other seemingly uninteresting things, because in athorough understanding of these essentials lies the foundation of success. And if a condition ofsoil, or an operation in handling plants does not seem clear to you as you read it over, rememberthat in all probability it will become so when you actually attempt the work described. Nothingworth while is ever won without a little--and often a great deal--of patient work. And what ismore worth while than to keep busy in the constant improvement and beautifying of one's daily

surroundings?Title:How Healthy Is Your Credit?Word Count:1196抯 揾Summary:There only one way to discover the ealth?of your credit. You need to examine your揷creditreport. Your credit report is your onsumer identity?that potential lenders will use tojudge your credit worthiness.Keywords:Article Body:抯 揾There only one way to discover the ealth?of your credit. You need to examine your揷credit report. Your credit report is your onsumer identity?that potential lenders will use tojudge your credit worthiness.搕Use these tips to give your credit profile the une-up?it needs:Tip #1- Check for ErrorsYour credit report or profile is more than just a collection of who your creditors are and howmuch you owe them or have paid them.The first thing you need to do is carefully check that your credit report is accurate. Nearly70% of credit reports contain errors.These errors may be as simple as an incorrect middle initial or address. Or it could be asserious as a creditor reporting that you were late with a payment when in fact you were not lateat all.This error might not seem like a big deal to you. However,to a future lender like a mortgagecompany it makes a big difference !Carefully examine your credit report and if you find an error contact your creditor and the creditbureaus. Catchand correct these errors now before it hurts your chances of securing credit inthe future.Tip #2 - Correcting ErrorsThe two most common errors contained in credit reports are:

1) wrong account information2) incorrect recording of late payments.If you find an account reported that does not belong you, you need to contact the credit grantoror issuer immediately. Remember, finding accounts that you have not personally opened is asign of possible identity theft.抣Hopefully you l discover that this error is nothing more than an oversight and not an identitytheft problem. Most often this occurs when they report an account belonging to a familymember or someone with a similar name on your credit report.If your problem is an error in reporting a late payment you will need proof to back up your casebefore this error can be corrected or removed. The most common error occurs when a搇 搊payment is reported as ate?when it was actually a current or n time?payment.In either case, the problem can and should be corrected. You will need to correct the error inwriting. Keep a journal or log of all calls and correspondence.The Fair Credit Reporting Act (FCRA) requires the credit bureaus and the agency reporting theinformation to the credit bureau to correct inaccurate information in your credit report.Therefore, it is important that you contact both the credit bureau and the creditor whoseinformation is in dispute.A sample letter is included here to help you in correcting your credit profile. Make sure thatyou clearly identify the information that you dispute, include copies of receipts or documentsthat support your position. Then request that the information be corrected or deleted fromyour file.Send your letter by certified mail and request a return receipt from the recipient. Keep allcorrespondence that you mail out. Give the agencies involved 30 days to begin theirinvestigation. You can call them but be aware that phoning them does not protect yourconsumer rights! You must notify them in writing to protect your rights.They must notify you of the results of their investigation. Although the process will take time,抯 揷it important to do it. This is your credit profile, your onsumer identity?that is at stake.抰Don expect an error to correct itself.At your request, the credit bureaus must send notices of corrections to your credit profile toanyone who has requested your report in the last six months. If you applied for a job and wereturned down because of inaccurate information in your credit report, you can have the correctedreport mailed to anyone who received a copy in the past two years.++++++++++++++++++++++++++++++++++++Sample Dispute LetterDateYour NameYour AddressYour City, State, Zip Code

Complaint DepartmentName of Credit Reporting AgencyAddressCity, State, Zip CodeDear Sir or Madam:I am writing to dispute the following information in my file. The items I dispute are alsoencircled on the attached copy of the report I received. (Identify item(s) disputed by name ofsource, such as creditors or tax court, and identify type of item, such as credit account,judgment, etc.)This item is (inaccurate or incomplete) because (describe what is inaccurate or incomplete andwhy). I am requesting that the item be deleted (or request another specific change) to correct theinformation.Enclosed are copies of (use this sentence if applicable and describe any enclosed documentation,such as payment records, court documents) supporting my position. Please reinvestigate this(these) matter(s) and (delete or correct) the disputed item(s) as soon as possible.Sincerely,Your nameEnclosures: (List what you are enclosing)Originally Posted at http://www.ftc.gov/++++++++++++++++++++++++++++++++++++Tip #3 - Budget PlanningYou can also use your credit report to help you plan and implement a personal budget. Your抣credit report will show you where you are spending your hard earned dollars. While the creditcard balances may not be completely current, you l still see which of your cards has thehighest balance outstanding.If you have more than one major credit card you should compare the annual percentage rate損(APR) you are paying on each account. If you are working on a budget to aydown?your credit cards, start by paying down the one with the highest APR or interest.Once that credit account is paid off, move toward paying off the account with the secondhighest APR. Using this method you will be able to concentrate your efforts toward payingdown your outstanding credit obligations.抯You should also check with your credit card company to see what the best annual percentagerate (APR) they can offer you. If you are a good customer, you can often qualify for a lowerrate than what you are currently being offered.損 揷Caution: Ask if the new rate you are getting is a romotional?rate or a ontract?rate. Apromotional rate will expire at the end of the promotional term, for example 6 months. A

揺contract rate does not have an xpiration?as long as you continue to meet the terms outlinedby your creditor for that rate.Tip #4 - Making a major purchaseIf you are considering a major purchase such as a car or a home, checking your credit reportgives you the chance to see what a potential lender sees and uses to judge your creditworthiness.You want to make sure that your credit report is accurate before you apply for that sports car or抣new home. Errors or problems can be corrected before your lender can usethose against you and deny your credit request. You l also have a better idea of what type orrate of credit you should expect from a potential lender.揷Tip #5 - Check your credit report regularlyCheck your credit report regularly. Guard your onsumer identity?as you would anythingelse you treasure. Use your credit wisely, along with these tips, and you will enjoy thebenefits that your good credit and your good name deserve now - and for years to come.The Body and Mind in Healthy AgingAs we all grow older, we notice many changes going on in our minds and with the body.At this time, the body and mind is saying you need to take charge and keep yourself active andin shape. Our health in very important and needs work everyday to keep it in control.Getting older is something we cannot control so taking charge now is very important. It isalways best to start youthfully. Our diets change as we grow older, which the body starts toloose nutrients it requires to stay healthy. As we grow older, the body loses vitamins it needsto stay strong. You might want to think about taking a supplement to increase your dailyvitamins, which you are no longer getting from your meals. Aside from meals, you also needactivities to keep you strong.Activities play an exceedingly important role in keeping our bodies and mind in shape. As weage, we have a tendency to slow down. The slowness causes the bones stiffen and the brainstarts to slow down as well. Our brains and body need as much activities as they can get to keepthem from loosing the ability to function, as they should.Our bodies need exercise everyday or as much as possible. Get yourself into an exerciseprogram to keep the movement going and it will help the brain at the same time. An exercise抣program can be done with a group making it more fun and you l enjoy doing it with others抰and at the same time as you meet new people. Keep the body moving all the time so it doesnget lazy and want to stop. Exercising will help you lose weight, tone up, keeps you from gettingstiff and will give you something to look forward to each day. If you get bored doing the samething each day, try walking every other day for 30 minutes and on the off days enjoy yourcurriculum with your new friends.

抰When starting a new exercise program take it slow and easy so you don get sore. When youstart something new, such as workouts you are using muscles and parts of the body that whereout of use. The muscles are tight, so you want to take it slow at the start. Begin with stretches抰 抳always and end your excise with stretches as well. Don stop once you e started a program;抣keep going and you l notice a big difference? It takes time to see growth but it will benefityou in the end.抮 抰If you e feeling sick, don always take it into your own hands. Some things have to be taken抮care of with medications, so if you e feeling sick especially for more than a couple of days抰you need to consult your doctor. See your doctor on a regular schedule for a check up, he cansometimes catch something that you can before it starts to develop.抮Your diet plays a vital part in maintaining your health. Being overweight is common and itshould be evaluated regularly by your doctor. If you e overweight, it can cause many thingsto go wrong with your system.Diabetes has become increasingly in young and old alike. Diabetes if caught in time can becontrolled by medications and diet. Be sure to get the right amount of carbs, fats, and protein inyour diet each day to help keep the doctor away. A well balanced diet slows down the agingprocess and makes a healthier you. The best choice for keeping healthy, as you grow older is toexercise first, diet next, visit your doctor often, and take control of your mind and body.