e-VOG Oct to December 2021

October - December 2021 Volume XV, Issue 3| Price Rs. 3/-* For e-VoG, scan QR code https://gsbsabhamumbai.org/vog/ Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 1 *circulated free to patrons and life members of G.S.B. Sabha, Mumbai | |www.gsbsabhamumbai.org



ANUKRAMANIKA PRUSHTA KRAMANK Sabha Adhyaksha Sandeshu 03 Ammgele Khabar a. Sabha collaborates with Dahisar Sri Kashi Math for a Vaccination Drive 08 b. Sabha’s continues its initiative to distribute groceries to our senior citizen beneficiaries 09 c. Sabha conducts Ganeshotsav Photo Contest on facebook 10,11 d. Activities conducted by our Mahila Shakha in the recent past 35,36,37 Ammgeli Vasari 24 Sweet Dishes for the festive season by Anuradha Prabhu Anubhav ani Vichar 18,19 46,47,48 a. Bonding by Veena Shenoy 55,56,57 b. A tribute to my dearest ajja, Shri Kasargod Pundalik Kamath by Rashmita Kamath c. Do we need further adjustment in mindset regarding family roles ? You decide – by Ashok Prabhu Arogyam Dhan Sampada 20,21 32,33,34 a. Invisible Orthodontics, Clear Aligners by Dr. Madhura Kamat & Dr. Rahul Doshi b. 84,00,000 by Ajita Kini Chitrakala Pradarshan 51 Inside Back Cover a. The Abhijeet Kini Section b. Art Gallery Dhan Sampada 26,27,28,29,30 a. A ready reckoner for mutual funds by Ashwini Shenoy Desh-Pardesh Bhramhann 12,13,14 a. Kolkata, A Jewel of Spirituality by Jayashri Mohan Rao Devasthaana Mahiti 4,5,6,7 a. Brief History of Sri Venugopala Devswom, Purakkad, Alapuzha Dist., Kerala by Divakara Shenoy Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 1

ANUKRAMANIKA PRUSHTA KRAMANK Karmayogi 42,43,44 52,53,54 a. An Inspiring Interaction with Mrs. Sudha Pai – Garbage to Gardens by Gurudatta Wagh b. The make us proud, The GSB Legends Series – The Living Legend – Sadabhau by Dr. Sangeeta Pikale Kavi Sammelan 16 Vasanth’s Poetry Corner by Konchadi Vasanth Pai Khabbar 22 Medical Camp conducted by GSBS Medical Trust to commemorate centenary year of Dr. V. R. Prabhu Mukhya Dinank Yaadi 57 Pustak Samiksha 50,51 Book review by Madhuri Pai – Two on a Tower by Thomas Hardy Pauranik Katha 38,39,40,41 The Pauranik Series – Dasha Mahavidyas of Devi by Tanushree Rao Shenoy Suchana 14 19 a. I. M. Pai Hall - An ideal hall for small gatherings 34 b. Classifieds in Voice of GSB c. Sabha accepts applications for educational assistance Vinanti 58 Appeal to donate to our Funds UPDATION OF MEMBERSHIP RECORDS We would like to be in touch with our members. Please e-mail us your mobile number and email id to [email protected]. While sending the details, please include your membership number or your complete address so that we can locate you correctly in our membership records. The views, thoughts, and opinions expressed in the text/articles published in this issue belong solely to the author, and not necessarily to that of the G.S.B. Sabha, the editorial committee of Voice of GSB and its printer, publisher and editor. 2 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

MESSAGE FROM THE PRESIDENT Dear Member, Namaskaru, Trust you all are safe and healthy. It gives me great pleasure to inform you all that the Sabha embarked on a Vaccination drive, in collaboration with Dahisar Sri Kashi Math. We have already successfully conducted two Camps at Sri Vithal Rakhumai Mandir, wherein close to 1300 people were vaccinated free of charge. As you receive this edition of the newsletter, we are actively considering conducting a third Camp. The Sabha could embark on this venture due to the financial support received from Konkani Charitable Fund, USA, for which we remain eternally grateful. Vaccination is the need of the hour and it is immensely gratifying that the Sabha could be part of a most relevant initiative in the present times. This is the fourth month in which we have home delivered a grocery kit, containing 16 items of daily use, to our senior citizen beneficiaries. This initiative has struck a chord with our donors, whose generosity has made it possible for us to think of continuing this initiative, which was initially planned for 3 months, on a long term basis. Our Mahila Shakha continues its fantastic work of conducting programmes which connect us back with our culture, value and ethos. Their online Parampara Hastantaran series, with its most timely events during Guru Purnima or Janmashtami, have received a fantastic response and have been appreciated from within India and abroad as well. We are grateful to the family of Shri Sadanand Pai, USA, who have generously donated to support this series. The Sabha manages several charitable initiatives for supporting the not so privileged members of our Community. You will find the details of all these initiatives in the last page of this newsletter. Please support the Sabha in these initiatives by donating to any Fund as per your inclination. In case you want any further details, you can reach out to any of our Committee members or write to [email protected] and we will be glad to get in touch with you. With the gradual opening up post Covid, we hope full normalcy will be achieved soon and we will be able to connect in physical programs as before. Please continue to stay safe and healthy. Dev baren koro. Thanks and regards, Laxmikant Prabhu President Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 3

BRIEF HISTORY OF SRI VENUGOPALA DEVASWOM TEMPLE AT PURAKKAD, ALAPUZHA DIST. KERALA ONE OF THE OLDEST GSB TEMPLES OF KERALA (BUILT IN THE YEAR 1560 A.D.) by Divakara Shenoy, Kochi My Pranam to the Lord Venugopala Krishna local produces like ginger and black pepper in large It is noteworthy that Shri Samyamindra quantities for exporting. In Thirtha Swamiji of Kashi Math before Malayalm language Purathu Sanyasa Sweekar ceremony, was released means outside and KKa- from this temple, who in his childhood was du means forest. Thus, the surrendered at the lotus-feet of the Lord literal meaning of Purakkad Venugopala Krishna of Purakkad, Kerala. is “Outside forest”. It was here where in 1754 A.D. Note: Due to the pandemic situation and a battle between Travancore Royal force and restrictions it was not possible to get more Cochin Royal force took place. A Cross Church photos of the temple to add in this article. founded in 1410 A.D. and Mosque are also situated here. Brief History of Goud Saraswat Brahmin Migration to India A View of East Gopuram of the Erstwhile Temple According to Sahyadri-Khanda of The Skanda Purana, A Mythological, Historical and Introduction Geographical account of Western India, it is supposedly mentioned that ninety-six Saraswat The Venugopala Swami Devaswom Temple is a Brahmin families of ten different Gotras were five hundred years old temple belonging to the brought to Goa from the Saraswathi river basin Goud Saraswat Brahmin Community of Kerala. by he sage Parashurama along with him. The temple was built in the year 1560 A.D. at Reference to Saraswat names in Shilaharas Purakkad, a coastal village in Alapuzha district, and Kadamba copper plate inscriptions are Kerala. reported found in GOA and bear testimony to the arrival of Brahmin families in Konkan History reveals that there was an ancient port region. in the place of Purakkad in Kerala. During those days the place Purakkad was known as The Portuguese rule was established in Goa Burkkare. Traders from foreign countries used to in 1510. Atrocities of Portuguese government land here and stay for buying spices. They bought and Christian missionary towards Hindus, particularly towards GSB community, forced the victims to leave Goa and migrate to India and other countries in Europe and Asia. They settled 4 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

in different states of India, mostly in coastal areas of the state. GSBs held their traditional values, religious Idols of Sree Venugopla Swamy beliefs and philosophy inherited from their Installed in the Temple ancestors, close to their heart. They took their family deities and followed their rituals wherever local community wherever they settled. they went and settled. Temples were part and They generally were ardent devotees of Lord parcel of their life and activities. Temples Vishnu. Traditionally GSB families had their were the centers for their social and religious “Kuladevatas” (family deities) with them activities. They celebrated festivals in their wherever they settled to carry on their business temples. activites and also they built temples at the place of their settlements. There were several Hindu History of Sree Venugopala Devaswom temples and Kuladevatha Mandirs in Goa, many Temple of those were destroyed by the Portuguese government and Christian missionary forcing As per historical records majority of the the Hindus to convert to Christianity. members of the GSB community was into business and trading. Few of them were very Upon migrating and having settled in the coastal rich. In the year 1560 A.D. 150 GSB middle village of Purakkad the GSBs as ardent devotees class families fled from Goa leaving their homes, of the Lord Vishnu, built a temple there, close life earned wealth & fortunes and properties to the seashore with the support of the Raja of behind to protect themselves from atrocities of Purakkad. The chief idol installed in the temple is Portuguese and to escape from conversion of Lord Venugopala (Lord Sree Krishna). forced on them. They took with them only their family deities (Kuladevatas) in order to protect Temple Structure their religion, culture and rituals they had inherited from their ancestors. They arrived at The Venugopala Devaswom Temple building the sea port of Purakkad, a coastal village in stands in a place very near to the Sea. Kerala by ship. Raja of Purakkad welcomed the The temple sub structures have been exposed community and allotted land and license to build to severe damage and devastation due to flood warehouses & shops and dwellings to carry on and sea erosion during monsoon every year trade. and have undergone repairs frequently. A large area of the land adjacent to the sea is under water One Sri Janardhana Pai, richest among the because of frequent sea erosion. GSB community, was owning a fleet of seven ships plying in the Indian Ocean. He gave good support to the community. The GSBs who were in business traded extensively well with the European Countries. In general, the Goud Saraswat Brahmins are very much orthodox by tradition and always maintained their culture. They followed their religion as well as the rules of the state. They mingled very well with the Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 5

The Venugopala Devaswom Temple is one arrival of Sri Ananda the Goud Saraswats of the of the oldest temples of GSB community in place requested him to install the images in the Kerala. Main temple buiding is surrounded by temple kept ready for installation. Accordingly, compound walls. The temple’s west side entrance the image of Venugopala was installed in building is facing the national highway and the temple. The image of godess Nagakanya was Arabian sea. The temple has Sanctum Sacntorum installed in another temple nearby. (Garbhagriha) at the centre and Namaskara Mandapam, Parswa Mandapam and Agrashala. Deities of the Temple Some structures that were in a deteriorated state underwent renovation recently. The Garbhagriha Sree Venugopala swamy (Lord Krishna) is is facing the East. the chief deity of the temple. The Idol of the Lord Krishna (Venugopala) is placed on a History of the Temple SIMHASANA. At the top most step of the Simhasana is the idol of Lord Venugopala One Goud Saraswat Brahmin by name with Lakshmi Devi on his left side and Bhoomi Baruda Bhatta had secured the image of Devi on his right side. On the second step below is Sree Venugopala Swamy from a place named a pair of sandals used by Sri Ananda who brought Kelosi- Kusastahli in Goa. He set on a the idols and installed them in the temple. On the pilgrimage to the holy place Manjeswar, now in third step are the idols of Utsava moortis and idol Kerala, with this image. One day while taking of Madanagopala donated by Swamiji of Kashi bath in the sacred temple tank Sheshatirtha Mutt Samsthaan. he saw a divine figure of godess Nagakanya, who told him that she should be worshipped Trikala poojas are performed daily in the along with his Venugopala image. Soon after temple. It is a common belief among GSB finishing bath he surprisingly found an image of families all over Kerala that The Lord Venugopla Nagakanya on the bank of Sheshatirtha. He Swamy would protect children during their picked up the image and regularly worshipped childhood and teenage. Therefore, it is a ritual both deities. After his death one of his relatives here in this temple whereby Goud Sarswat by name Sri Ananda got possession of both the Brahmin families bring their new born babies and images. infants to surrender them at the lotus feet of the Lord Venugopala Swami believing they would He too worshipped the images of Lord be under the care and protection of the lord till Venugopala and Nagakanya. Few years later they are released from the temple. Thereafter he too set on a pilgrimage to Rameswaram in in the case of boys they are released with the Tamilnadu. On his way to Ramaeswaram he blessing of the Lord upon attaining the age to happened to camp at Purakkad. At same time receive Brahmopadeasm, whereas in the case of one prominent member of GSB community girls just prior to their marriage. had a vision in his dream of Lord who told him about the arrival of two images at Purakkad Punah Prathishta which ought to be installed there. Goud Saraswats had a temple already built and The temple underwent extensive renovation and kept ready for installation of images. Arrival Punah Prathishta was perfomed by H. H. Srimad of the images at Purakkad believed to be Samyamindra Thirtha Swamiji by order of Guru predetermined as per the wish of the Lord. On H. H. Srimad Sudhindra Thirtha Swamiji, the 20th Mathadipathi of Shri Kashi Math Samstan and 6 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

the spiritual head of Goud Saraswat Community. Sree Venugopala Swamy Mahatmya The function had special importance and One legendry story goes like this: There were significance because it was celebrated with the seven members in a GSB family known as Nel- blessing of H. H. Srimad Sudhindra Thirtha purakal Veedu. The tragedy was that one day Swamiji and was the first ceremony held in surprisingly all the members of that family were Kerala after Deeksha Sweekar of H. H. Srimad found dead due to some unknown reason. The Samyamindra Thirtha Swamiji. Several neighbours of the family had full faith in the thousands of Goud Saraswats from all over the Lord Venugopla. They laid all the seven bodies world visited the temple during the function and within the premises of the temple and prayed for offered prayers to the Lord Venugopala Krishna the Lord’s Mercy. The merciful God was pleased and received blessings of the Lord and Guru. by the prayers and Ksheerabhishekam performed Dwaja Prathishta by the devotees and life was restored to all the Newly made Dwaja was installed in the seven. temple on 27th May 2017. The function was Even today the Goud Sarswat Brahmin conducted under the auspices of H. H. Srimad families bring their new born babies and Samyamindra Thirtha Swamiji of Kashi Math infants to surrender at the lotus feet of the Samstan. The function was attended by a large Lord Venugopala with full faith in God for his number of Goud Saraswats from all over the care and protection of the infants. world. Shubham Shri Divakara Shenoy (www.shenoydivakar.com) is a Chartered Engineer with more than 30 years of experience. He can be reached at [email protected] ASSOCIATE WITH THE SABHA You can associate with the Sabha in several ways : 1. BECOME A MEMBER Our membership is our strength. You can help us by enrolling your family members, relatives and GSB friends as members of the Sabha. Members of the Sabha get our quarterly newsletter, Voice of GSB. We also organize a few programmes exclusively for our members. Membership fees are : For Patron Membership Rs. 1,001/- For Life Membership Rs. 501/- Application form can be downloaded from our web-site www.gsbsabhamumbai.org 2. VOLUNTEER WITH US The Sabha works extensively in the areas on Community Welfare and Community Engagement. We have several socio-cultural and charitable initiatives, by which we attempt to interact with various sections of our Community. All the work in the Sabha is done on a voluntary basis by members who are part of our Committees and Sub-Committees. We feel good that we are able to make a difference, in whatever way we can, by the work that we do. Would you like to join us in the efforts ? If you wish to volunteer with us, do drop a mail at [email protected] Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 7

G.S.B.SABHA,MUMBAI AND DAHISAR SRI KASHI MATH COLLABORATE FOR A VACCINATION DRIVE It gives immense pleasure to report that G.S.B. Sabha, Covishield vaccine, both 1st and Mumbai, has collaborated with Dahisar Sri Kashi Math (DSKM) 2nd dose, were administered to to conduct Covid Vaccination Drive. 638 people and 649 people in Camp 1 and Camp 2 respectively. Two Vaccination camps have been conducted so far by The Camps were offered free of Varadendra Medical and Diagnostic Centre, under the aegis charge at Sri Vithal Rakhumai of Shri Madhavendra Charitable Trust (a project of Dahisar Mandir, Dahisar (E). Registration Sri Kashi Math) in collaboration with the Sabha. The Camps was done by Google form were held on 11th July and 29th August, 2021. and people were called as per decided time slots for the vaccination. Lifelline Medicare Hospitals, Goregaon, were the partners for both the Camps. Invocation G.S.B. Sabha, Mumbai, and Dahisar Sri Kashi Math are grateful to Konkani Charitable Fund and its donors for the financial support extended to this cause. Volunteers from both organizations offered their services for the successful conduct of both the Camps. Registration Getting vaccinated 8 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

G.S.B. SABHA, MUMBAI, CONTINUES ITS INITIATIVE TO DISTRIBUTE GROCERIES TO OUR SENIOR CITIZEN BENEFICIARIES In Voice of GSB July to September 2021 issue, we shared with our readers the positive news of Sabha commencing one more initiative for the benefit of our senior citizen beneficiaries. This new initiative, to home deliver essential grocery items to these beneficiaries, started in June 2021. A kit containing 16 items is finalized every Grocery Kits packed and ready for distribution month. The list includes rice, atta, cooking oil, dals, pohas, jaggery, salt, sugar and spices. We are very grateful to our donors whose Some of the essential items such as 5 kg rice, generosity has enabled the Sabha to start one 1 kg sugar, 1 ltr cooking oil are included more initiative for the benefit of our senior every month. Other items are changed as per citizen beneficiaries. requirement, for e.g. we included “sabudana” and “lapsi” in August in view of shravan month. If you wish to know more about this Scheme or support us in the same, please send an email on We had initially decided to run this initiative for [email protected] and we will be glad to get 3 months. Due to the overwhelming response in touch with you. received by us from our donors, we have now decided to run this initiative for atleast 18 months. WE WOULD LIKE TO SEE YOUR NAME IN VOICE OF GSB Voice of GSB, the quarterly newsletter of G.S.B. Sabha, Mumbai, is your newsletter. It is a platform for you to share your thoughts, experiences and creativity. We welcome your articles/essays and drawings, age no bar. Printing will be subject to discretion of the editorial team. Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 9

SABHA CONDUCTS GANESHOTSAV 2021 PHOTO CONTEST ON Since few years now, the Sabha has been Photo Contest Judge conducting a photo contest during Ganeshotsav on our Facebook page. This year, we Venkatraya Mallya conducted the contest over the first three days of Ganeshotsav from 10th to 12th September, Mangalore since birth he co-manages the 2021. The theme was “Home Ganesha with state-of-the-art rice mill started by his Naivedya (offerings)”. grandfather by the same name. His family members are ardent follower of the Kashi There was enthusiastic participation with mutt guru parampara. 64 entries being received over 3 days. Each day two winners were declared, who received gift vouchers sponsored by NKGSB Co-op. Bank. The contest was judged by Venkatraya Mallya. Shri Mallya is an industrialist by profession and a wildlife photographer by passion. A resident of Day 1 Sangita Shenoy Day 1 Shambhavi B Kamath 10 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

Day 2 Vasudha Nayak Day 2 Ganesh Kamath Day 3 Rithika Kini Day 3 Suman Kamath Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 11

We also visited ftlahmeeos.ldAshnurimneberrooofmdeavnodteetsheweroreomimmwehresered deep in Swamiji’s belongminegdsitahtaiovne abroeuenndktehpet sfhorrinvei,epweirnhga.psA isnidmicpatlieve of the room with a viewspoiriftuthaleenrievregry,tthheisplaiscewhhaes.re Swamiji penned KOLKATA –hAis tJhEouWghtsEaLnWdeOtealFasochSviinsPgitseIdwRthheiIcohTldhUsahvrAieneLinrosIopTmireYadndmthileliornoosm where tabhcyeroJSsrasi ytRhaaemshwarokirrilsMdhSr.ownTooaahmhmetaeiwjcmin’iesthpnbRltaeerala.voiloSneesgwhirneorginfnsteehhaaeovnrfeidvtbehaereu,etsnMhtieksaertiepsh,twthfhhooeerwrveteieeSvmwweiaprnmglies.ijiApseiSBnmwnepelaludemr Mi aVthivekananda’s Chaotic but charminhAagns.iadselqaarulgapellhaidcaell,twhaowciisrtmeohtsheasodnrtuhietgieamahtwtceasohgraaeeldnndo.ddTfhtSpeeKrraiaccoReyhna,ilnktmtgrahasaletkswahrshirshiinchraheinnraoohefaautvinhsnededaiMhnlsisaospntihmrwoehodohorewntmareeilvllrei(toerIhnmiessawdinaoSsiwl,uyianlmSdtaihneVdishvaeyknaac/nte but spiritual. DTehliisipgnehrttfhifoseurmlaaehrdbto.i.uwI TtwhoeuthAfrhollaendeisncgirSaldoyehrelicamatdRroslgramm,apemwlmhaasecakbieenlrnali,nsdctcwhodkneittmabhhpteetaaehdientmnioetpigapmpe,tleeao2nl.gepoa-Seln3eneord-feavtnSphviorseraoiaitaRiyulnaat, htrdmbtasheiaalkeuikMtfresysitlshaeyhortrinihefnena,etiatgnaahinrxsetldihtsyatheielsmtimosolapmemwtrleeoehrotewatuarrfertlonBnereteuirhlnmtnuleorodgaMdoiKnaanositl,lyhskinoaSttathanheded disappointing. I would describehourKs–oIlskuagtgaestpehefirrffieonrcgmtaievd‘t.eoIlw&yofurlodm’reetacaoxnmi. meynoduthatlpoesoeple vhisaitltfhe Ma athdianythe ljautestafternoon (formerly Calcutta). A city itnrathveealalritni.gT!h)e.only drawback being, non-availability of taxis to return to Kol described by many as the ‘City hours– I suggest hiring a ‘to & fro’ taxi. of Joy’, ‘Jewel of the East’ and the ‘Imperial capital of India’, Kolkata was always on my must visit list, something I could finally achieve last year. My first exposure to Kolkata and Bengal was through Rabindranath Tagore’s works like Kabuliwallah, movies like Amar Prem or through chapbooks on Ramakrishna Paramahansa and Swami Vivekananda. Having grown up in Mangalore, the distinct language, culture, food and dressing style of Bengalis always fascinated me and I wished to visit Kolkata to experience DaDkashkinshesihnweDasarhkTwsehmianrepslhtewemar pTelmeple them first hand. The next day, we visited the Dakshineshwar temple in North 24 Parganas. It ta mFferyobmrfKTfTurahhaoamaeeMmrlyipni(uKlrekyeo2mxnslt0okibdadaw2inatann0ayidg.,,atodwserBeTdKfTrmsierthhaiuotvavyraeaamiesciunlsvoitphteieta(Kifrtkghventotentaihsrldshgokoireiedaoweibftrinatnnhneaeniptgo)e,lattifunoadythsDHhetenb.rBeoeeieadthlsraykIliap.pctdsccvTohlhihaairt,hfittehticsetnahytedhorItieer.seeiarnisutmsewniehn)Cwg,cipmwnhatsohlhheneaepapnetdraswrslo,nepeptoaterhli,aedbsrttscieacsmiaobtihedceiduttsspoih,iidtyslweoltcmecSwmbhbdnokryyebipnie,neeroalntReecdhelzN,aaabmaecoamootmlyfeKltorsaaihidyttonnnkkhmhSdbldrkgereaybi2iaisrotsRs4g,hthlaaanbealneooPmaepuaMfrKmamaiipitoraonkeehlglonrudkdteigaiadrsssiiRngohtntnaalBSanaotttngwasMerokehi.insaoRaodeeeIn,guamtt.drassothilBSaimVtwekoainoeaovrgnmcs.eaih,kilaiaiaV his After multiple failed attempts, ses I could finally visit Kolkata in da Taking an early morning flight Devi the bdyivitnheevGisoiodndeosfsHiabmclneloylorooa.ctbmwhTiadleehetridsGeien,oofatgpodnemurdm.hroesaTespnenslslryhedieneaew,tiascfra.neduaswaerntrebxehiasquemteauicllrftoelaoenbntwsdwhdyiesnaidscddnezuuinaaenvtsmyihiqtdioseuiseneitdpdahtseinaerinndirothc,gyvemungfeatauaehmdscetrceeredobsodegetwsihRtuoddyaeesluf,napratioiwhrcteRs,witsitauoesassndoueshuu.mreostinuhusoot,atsnuuilgdin,fheuoa.sfrfuoAtHaernlrdianfbodlw to mobiles, purses ceotmc.plaerxealaslolohwasedtwienlsviedeShaivnadlinmgaus,sat bRaedhdaepKorissihtneadteomutpsleidaen.dAandghwathbilye allowed for onlyWa efewdesecciodnedds dtoue stopethnedhtuhgee cfriorwstdsd, aitywabsyenvoiusgihtinfogr a lifetim in the complex also hatshtewelvBeeSlhuirvalinMgaast,ha, Ratdhhea Khrisehandaqtueamrptelersandoaf ghtahteby the ri ere Ramakrishna Math and Ramakrishna Mission. ple ned Located in Howrah, on the western banks of ons r is the Hooghly River (an arm of the Ganga) and about an hour’s taxi drive from Kolkata, the Math is an oasis of peace in the hustle and bustle of Kolkata. Swami Vivekananda shrine at Belur Math Envisioned by the great Swami Vivekananda in memory of his Guru, Ramakrishna Swami Vivekananda’s shrine at Paramahansa, the Math premises consists of various temples, open spaces, book store and a ghat by the Hooghly. We prayed at the ple 12 BeVoluicre oMf GaStBh, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 mortal remains, in the sanctum sanctorum.

SeeSieneginthgethsteatsetaotef tohfethcietyc,itwye, wdeiddnidotnhoatvheamveumchuechxpeexcpteactitoantisofnrsomfrotmhethVeictVoicritaorMiaeMmeomriaolrMialuMseuusmeum butbwuterweeirnefionrfaorpalepasleaanstasnutrspurrisperiwsehwenhewnewviesivteisditeitd. Tith.eThmeomnuomnuemnte, nwth, wichiicshthisethmeomstowstelwl-eklnl-okwnonwn lanldamndamrkaorfktohfetchietyc,itisy,niostnoontloynwlyelwl melal minatainintaeidnbedutbaultsoalhsoadhsaodmsoemraererapraeipnatiinngtisnagnsdanardteafratectfas.cItfso. Infloynly thetheenteirneticrietycictoyuclodublde bmeaminatainintaeidnesidmsiilmarillya!rly! The temple was built by a zamindar, named Rani Rashmoni, after being instructed by the Goddess in a dream and is unique since the deity faces south, unusual for Hindu temples. No mobiles, purses etc. are allowed inside and must be deposited outside. And while the darshan is VictorViiactVoircMitaorMiaeeMmmoermioaolrrMiaiulaMseulsmeMum useum allowed for only a few seconds due to the huge crowds, it was enough for a lifetime! The temple TheThfaemfaemd eHdowHorawhraBhridBgreidagendantrdamtrasmofs KooflKkaotlkaahtaowhoevweervwererweearemaamssaivsesidveisadpispaopipnotminetmnte. nWt.hWilehtilheethe Ma Sarada Devi temple and then the Swami complex also has twelve Shivalingas, a Radhabridbgreidigseuinsiuqnuiequfoerfuosrtuosutroisutrsi,sitts,isitjuisstjuasntoatnhoetrhberridbgreidfgoerftohrethloecalolscalnsdanmdaminatainintaeidneadccaocrcdoinrdgliyn!gTlyh!eThe Vivekananda temple, built on the spot where Krishna temple and a ghat by the river. One musttramtrasmarsearruesrtuysatnydanudnculenacnle,awne, wcoeuclodunldotngoattghaetrhtehretchoeucroaugreatgoebtoabrodaordneonanedanpdrepfererrfedrrteodutoseutsaextisa.xis. HowHocwancaoneonviesivtiKsiotlKkaotlkaaatnadandotntortyttrhyethfoeofdo!oFdo!rFtohratthtahtethpelapcelatcoe btoe bisePiasrPkaSrtkreSetrte. eYto.uYocauncatrnytarlyl all Swamiji’s mortal remains were consigned to definitely visit and meditate in Sri Ramakrishna’skindkisnodfs coufisciuniesisnoens othnisthsitsresetrte,eritg,hrtigfhrtomfrotmhetheumhubmlebrloeardoasiddesidroellrso,lalsu,tahuetnhteicntBicenBgeanligfaoliofdoodr foinrefine dindiningirnegsrteaustraaunrtasn/tesa/teariteesrileikseliPketPeertCeartCoartFolur rFrluy’rsr.yF’so.rFBoernBgeanligsawliesewtese, stisn,cseinaclel bailgl bsitgosrteosraerseasrpersepardead flames. A number of devotees were immersed room (he lived here when he was the priest of theacraocsrsotshsethcietyc,itwye, wweenwtetnotBtoanBgalangMlaisMtiiHstui bHuinbtihnethNeewNteowwtonwnneingheibgohubrohuorohdo.oWd.itWh iathll bailgl bsiwgesewtesehtosphop brabnrdasndusnduenrdeorneonreoorfooanf danind hinyghieyngiecnsicursrouurrnoduindgsin, gtsh,isthiiss aisoaneo-nsteo-sptosphosphofporfoarll aylol uyroumritmhaitihai deep in meditation around the shrine, perhaps temple) in the North side of the temple.shosphpoipnpg!ing! indicative of the spiritual energy the place has.I wIaswarescroemcommemndeenddebdy beyveervyeornyeontoe toryttrhyethCehoCwhoriwngrhinegeheReoaRdoaadndanNdewNeMwaMrkaertkeartearseafosrfosarrseaeree In the evening we went to the Kalighat templeshosphpoipnpginbgutbfuotufnodunthdetmhetmootoconcgoensgtesdtetod etoveenvewnalwk!alGk!arGiaahraiathiastwishwerheewreewweenwteannt danIdwIaswansotnot disadpispaopipnoteindt.eGdo. oGdoosdtosretosrwesitwh irteharseoansaobnlaebrlaeterast(edso(dboarbgaringa!)ina!n) danvdarvieatriieestiseuscshucahs JaasmJadmandia, nPiu, jPauja We also visited the old shrine room and the (some say the name Kolkata is derived from here).sarseaer,eKea,nKtahnatehtace. tch.isthisisaisbeatbterttpelrapcelatcheatnhathnethuesuuaslutaolutroisutrtisrtaptrsa.ps. room where Swamiji’s belongings have been Located in a congested locality, the approach toDueDutoe ptoaupcaituyciotyf toimf teim, we,ewmeismseisdseodutoount ovnisivtinsigtinpglapcelascesuscshucahs SahsaSnhtainnitkientikaent,aBno, tBaontiacanlicGaal rGdaernd,en, kept for viewing. AIndIinadniaMnuMseuusmeuemtce. tMc.aMybaeybnexntetximt teim! e! simple room with a view the temple is through narrow alleys with various It wItaswasshaosrhtotrrtiptrbiputbiuttleitftleufst umsemeomrieosriaens dansdpirsiptuiraitlueanl reicnhrmichemntewntowrthorathliafeltiifmeteim. Iew. Iillwfiollrefovreerver of the river, this is where Swamiji penned hischecrhisehritshhisthvisivt;isfiut;lffiulmlfielmnteonftaofloanlgo-ntigm-teimweiswh.ish. shopkeepers / people cajoling you to take their thoughts and teachings which have inspired assistance to complete the darshan. We however millions across the world. The central shrine did not fall for it and had a nice darshan of the of the Math however is the Sri Ramakrishna Devi. temple. Serene and austere, the temple has a Sadly, the city of Kolkata with such a large hall, with an image of Sri Ramakrishna remarkable Hindu cultural legacy has come to and his mortal remains, in the sanctum be associated with organizations engaged in sanctorum. An ideal place to meditate and pray, poverty glorification and superficial charity! the shrine is also where the daily Sandhya/ evening aarti is performed. I would recommend Seeing the state of the city, we did not have that people visit the Math in the late afternoon much expectations from the Victoria Memorial so they can take part in the aarti. The only Museum but were in for a pleasant surprise drawback being, non-availability of taxis to when we visited it. The monument, which is the return to Kolkata due to the late hours– I suggest most well-known landmark of the city, is not hiring a ‘to & fro’ taxi. only well maintained but also had some rare The next day, we visited the Dakshineshwar paintings and artefacts. If only the entire city temple in North 24 Parganas. It takes an hour could be maintained similarly! by road from Kolkata to reach there, the place is The famed Howrah Bridge and trams of Kolkata connected by the Kolkata Metro too. however were a massive disappointment. While The presiding deity of the nine spired temple, the bridge is unique for us tourists, it is just a symbol of the glorious Bengali architecture, another bridge for the locals and maintained is Maa Kaali (known as Bhavatarini) and this accordingly! The trams are rusty and unclean, is where both Sri Ramakrishna and Swami we could not gather the courage to board one and Vivekananda had the divine vision of Her. preferred to use taxis. Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 13

How can one visit Kolkata and not try the food! saree shopping but found them too congested to For that the place to be is Park Street. You can try even walk! Gariahat is where we went and I was all kinds of cuisines on this street, right from the not disappointed. Good stores with reasonable humble road side rolls, authentic Bengali food or rates (do bargain!) and varieties such as Jamdani, fine dining restaurants / eateries like Peter Cat or Puja saree, Kantha etc. this is a better place than Flurry’s. For Bengali sweets, since all big stores the usual tourist traps. are spread across the city, we went to Bangla Misti Hub in the Newtown neighbourhood. With Due to paucity of time, we missed out on visiting all big sweet shop brands under one roof and in places such as Shantiniketan, Botanical Garden, hygienic surroundings, this is a one-stop shop for Indian Museum etc. Maybe next time! all your mithai shopping! It was a short trip but it left us memories and I was recommended by everyone to try the spiritual enrichment worth a lifetime. I will Chowringhee Road and New Market areas for forever cherish this visit; fulfilment of a long-time wish. Jayashri is a teacher and has previously hosted programs on varied topics on Akashvaani Mangalore. She has interests in astrology, music and gardening. Currently, she serves as a Committee Member – GSB Sabha,Mumbai-Mahila Shakha. !!!An Ideal Hall for Small Gatherings!!! The COVID pandemic has resulted in restrictions being placed on the number of people who can be invited to any function. The renovated air-conditioned I. M. Pai Hall of Sujir Gopal Nayak Memorial Kreeda Mandir, King’s Circle, Mumbai is an ideal hall for limited gatherings. Hall capacity 150 people. Attractive Discounts for GSBs. For booking enquiries, please send an email to [email protected] 14 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 15

VASANTH’S POETRY CORNER by Konchadi Vasanth Pai RENAMING STATES FATHER AT 74 Our tamilian friends you will annoy News has just come in, I gather A 74 year old man became a father If you don’t call Madras Chennai Just as Bombay became Mumbai His spouse was 36 years his junior And Delhi may soon be called Dilli But here is something funnier This name changing game is silly He ascribes his extraordinary prowess Orissa is now called Odisha to innumerable bananas he devours And the language they speak is Odishi Poor cartographers will suffer losses Time to give up almonds without any grudge Due to rechristening by our political bosses and switch over to chocolate banana fudge Whether he really fathered a child And did he really sow his oats wild, The DNA strands on the slide will tell If confirmed, we will ring the bell, If not, he will have to rot in hell. B(H)ANG (written after my friend who went in Blondes come to Dharmashala for the weed search of mental peace to Finest quality of cannabis is what they need But in the process they do pander and feed Dharamshala but returned highly the voyeur’s lustful impulses and innate need disturbed by what he saw there) The way to these blonde’s hearts is thru the chillum As you saw in “Hare rama hare krishna” fillum If religion is the opiate of the masses Marijuana is the God of these lasses. So beware thou valiant knight don’t get enmeshed in this blight Konchadi Vasanth Pai (89), has spent over 60 years in the pharmaceutical industry in Govt. and non- Govt. sectors and as consultant after retirement. He has also worked in NGOs such as Sanjivani in Delhi and Childline in Pune. He presently lives with his son in Bengaluru. He is passionate about blogging and social networking. 16 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

WITH BEST COMPLIMENTS FROM : Mrs. Lalita Pundalik Pai DELTEK EQUIPMENTS Founder: B. Pundalik U. Pai Manufacturers of : PLATE BAKING OVENS & POLYCARBONATE FORMING DELTEK Forming of all types of Polycarbonate Profile Matching to all Prime Metal Profile BAKING OVENS FOR OFFSET PLATES üIspat 195 87 107 üLloyddeck 195 65 130 üCentury Well 250 75 175 üTata Bluescope 202 üAC Profile 62 140 1050 üTiger Steel 250 77 255 FEATURES : üMetacolor * Plate types : For Positive & Negative Pre-Sensitised üCril-Hispon üFinolex Plates, Wipe-On plates and Computer-to-Plate (CTP) üRajmohan * Bakes Offset Printing Plates to increase plate life üBhushan Steel * Memorised Heating Zone * Forced air circulation for uniform heating * Counter closure to avoid heat losses while opening lid * Possibility of cooling after usage * Mounted on castor wheels for mobility We can manufacture Horizontal and Vertical type Baking Ovens as per specifications Registered Office : Works : 1/209, Himai Niwas, C-1B/4406/1, Plastic Zone, R. A. Kidwai Road, G. I. D. C. Sarigam, Via : Bhilad, Wadala (West), MUMBAI 400 031 District : BULSAR- 396 155 Telephone : (022) 2414 7362 Telephone : (0260) 2780060 Fax : (022) 2413 4747 Fax : (0260) 2780160 E-mail ID : [email protected] Voice of GSB, Jan-Mar 2020, Page No. 21 www.gsbsabhamumbai.org / [email protected] Vol. XIII, Issue 4 Voice oVfoGicSeBof, GOScBto,bJearn-uDareyce-mMbaercrh22002117,, Pawgeww.gsbsabhamumbai.org / [email protected] Vol. XV, IVssoul.eX3, Issue 4 17

BONDING by Veena Shenoy This article shows the deep bonding a hence cannot be disturbed. person holding a high position and a However, she was adamant successful executive shares with his mother. and said that she has to speak to her son and refused to put This incident is shared by one of my friends, down the receiver. My friend who worked as a personal assistant to a top was apprehensive that the officer/executive in a government organization. Boss might be angry with her When she narrated this incident to me, I was for disturbing him during the deeply moved and told her that I shall pen the urgent meeting, but had no option but to connect incident. the phone call. She thought that her boss might hang down the phone or yell at her. But to her Mr. Ramesh, her boss was the Superintendent in surprise he spoke to his mother patiently for two a Central Government organization. As his job to three minutes. was transferable, he had worked in many cities and towns. He was a bachelor and his mother After this incident my friend couldn’t control accompanied him to all the places where he was her curiosity and one fine day asked him, why posted. My friend who narrated this incident to his mother called him so frequently. My friend me was his personal assistant. Those were the narrated that her boss smiled at her question, and days when mobile phones were not in use and said that his mother, few years back had witnessed hence most of the communication to him was riots in a city from close quarters, where innocent through his PA. His mother used to call him and common people were killed ruthlessly. From every day and that too for three to four times a then onwards she was very much concerned/ day. My friend being the PA used to attend to the worried about her son’s safety and calls him calls and connect it to her boss. She also noticed frequently to ensure that he was fine and that he always used to attend to his mother’s call nothing untoward has befallen on him. patiently. Many a times we observe that people Mr. Ramesh further said, that whole day get irritated when they receive calls from home long his mother sits alone at home and it was frequently. However, Mr. Ramesh never used to but natural that she gets anxious about his get irritated. safety in a big city like Mumbai. He also said that whole day long he was busy in the office, My friend used to wonder, why the lady calls her with so many responsibilities/meeting people, son so frequently and disturbs him. However, but for his mother, her whole world revolves she did not ask him. On one particular day he around her son and his well-being and safety and instructed my friend that since he would be in hence she calls him frequently. He also added an urgent and important meeting, he should not that he always prays to the Almighty asking Him be disturbed and hence asked her to connect him (The Almighty), not to make him so busy/climb only if there are any urgent calls. Soon after the pinnacle of his career that he cannot spare a few instructions were given to her, his mother called minutes for his mother. Hence, he attends to her and asked my friend to connect her to her son. phone calls without getting angry or irritated. My friend refused to connect the telephone and told her, that her son is in an urgent meeting and 18 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

My friend said when her boss narrated this to went to meet her mother after the office hours. her she was moved by the bond the son and the She felt that it is a long time that she did not mother shared. She had great respect for her speak/meet her mother. boss for his simplicity, integrity and she said her respect for him increased enormously after Many a times, old parents wait for listening to his mother’s story. communication from their children who are busy with their jobs/business/careers etc. When my friend narrated this incident, Of late we observe that many youngsters have I wondered how many children think like settled abroad leaving their parents in India. Mr. Ramesh? Many a times, I hear people These people wait for their children to call them, saying that they could not talk/meet their parents meet them. However due to their busy schedules because they were extremely busy and had no children do not find time to call their parents. time. Although these parents are proud of their children’s successful careers and understand My friend then confessed to me that after that they are too busy to visit them, they long to speaking to her boss, she felt she hasn’t met her meet them and talk to them regularly. Hope the mother for a long time due to her busy schedule. children understand this and regularly visit/ However, that day although she was very tired communicate with their parents. after a busy schedule at office, she straight away Smt. Veena Shenoy regularly writes for newspapers. Till date, 600 of her articles and letters have been printed in the newspapers GSB CLASSIFIEDS: LET US BE A PART OF YOUR ANNOUNCEMENTS ‘Voice of GSB’ Magazine is introducing ‘GSB Classifieds’ for our Samaj Bandhavas. Currently Voice of GSB reaches 2200 homes directly through our physical copy and reaches many more inboxes and phones/whatsapp chats through our e-Voice of GSB (our digital magazine). We wish to be your voice and assist you in reaching out to our community across regions - be it announcement of engagement/ marriage, anniversary, milestones, achievements, services etc. For more information on Classifieds, kindly contact us on [email protected] Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 19

CS“–ACLsEmAiRleAiLsItGhNeEmRSost beautiful thing you can wear” Orthodontics (braces INVISIBLE ORTHODONTICS w&hich primarily treatmCeLnEt)AiRs tAhLeIbGrNanEcRhSof dentistry positions to optimize btyhDer MbaidtheuraanKadmaitm&pDrrboRyvaehDurlbDMooasthhdihfuurancKtaiomnata&ndDar pRpaehaurlaDnoc smbeilaeuisttihfue lmsomst bileea.utiful thing you can wear” sbthiytoOioDdnonrsneM“ttAiocoasdsfom(hpbtuihtrlreiameaciesiKmzsteahtmareetnhaa&mettymo&bstetienDtebctr)ehaaiRusnnatdtiohhfuleuimlolbtgDprharioionncsvgchaheilyoobaufoddtchveananftunisncOtcreyntiemownohefaincnthhtdsepartpmihpmaeanaaytrriahltyneaccahvein;meotlhsoegmtroiecabacloydraehrdeevclaptonircnimetgmhpuoersnodtpasocehrniettoivcoe auteifnualwbsmelaeirld”e.us to traverse on the path fromthvatishibavielitmyatdoe ionrvthiosdiobntiilcitytreaatrmeenctlelaesrs align haheeacibacnelpWohtdopefredatpatitrhrrpohhuioecpoitOamneshmadnfeeCreatmoaadtptorrphrbndleriaaeolotteoabtiynirnadnpmicyuacryoorteavteitphnriesr;nAemtbreetteoritrlrachCylspcosvataiseeihmoegtcnrobtlnwenoegh(eeobsobbcnnheuaroloytirptuaostcrrtlsohrchhhregeta?seeeesaiciscAsclbtthppfptimaucoiraritelilnonirtamemveicnghasneagctasdpituftpratomenrvroisaionolabsceynepamnuenocedraotactphra)urnuvesrtiitiedeastmmi?imiosvfisaasuosieeinbaetzltnthdpameihdtstlopmesitetehhytiacblheerneortaai.oartrntbrnecichcantceoheat;nvnvidfesapcacaiidopblobarimeonnptgihalnufseniiapiattcdedsyrifreecarseenuoan.tbcdomorcTreoeeuahar.sctctecevhthlaqoseihosenuaaiddbriivaorrtiaecrelenielqnctictaayugaihtocibmpnarlnetnleteeoergrdfneaseitaas.idudntaTsmvneppahiattnelnseoetisndibachemttsinraelalaiitventrl’vysaesteteiosrsp&cseacsehedrmaroaeacnconipelnspqgepctpthleeuiteieodhac&aiinerrrupraoaenutcisaeen.aptn y are clear aligners. The have &chaanpgpeedarpaancCthtcuileeesen.itarotr’msdaelfisagibrnereidrcsatfaeinrdtWpCcCtheahleufltehliroaeemaserrnpittaostroao,epraasrrlmliedaitpdegseiaCtoasnseilitlcenfgiiesoraesgnasif.ntebrrnrtdaAet,raTeryirdladhstericongeesanssycapimetfugareaisonserntrdsv?oeemeeaemndrpifltettloashootfheraypmbeosorrtfeeoimgacseveratioteinhtrtpepeatidtllnoastheaos,tesnpfitcoaoitestorhcrefe.nenenittsatrtrhtt,Taaryntadhostneessy e to acquire a pleasant smile oeeaserititpheioaswtnioesitf.nhtot,Truadhtneessgypiogainenreemgndptthtlootrhoymeurgomghveoentphttllehea,eshtciatocesnesttslrhetaapowSyontoprisftinertsiceosseunarafneoldirtgoabndremaurcsolktvsaeeargodctpSwsenoefothsnrdiiotnimihsneefrrtgteeeasocettdcnehesrsetotneeehunfatriacphvrongdaoreneuaeiewlnnslgrsditcvshsitgirptouoewhebtnonrnheeosahrteetmiulioa,tortibhtoocnwstraognhaaskasovcmesl.aneeliyeebonstrtT.vrgtoseaaeohtfrchteoeshewymttehsfrriao.eraeneotutimshgetgreihpaeeehdentltetoedhtchaynhdlobetwirhwgntsahireetccevahniikarsrotteeltshetuetmelnst,eeoeetttuoinh,oft.tntgha ehrneeacgdoeinsrcvsrewenehttio,onwthaaelnybtrtaaorcesetsra.anigihdteeanlthtreeiarttmeeetnhTt. REATABLESwioCdihenpAoaclteSwitEoraaenlSnaitgtmtnfoeoersnsrttraaaoirgdpehtuitomelnntostrfheoearidnraitsddecuerlttethese.te,anntdhaetgyeeeanrraesgewarns ho w TREATABLE CASES ES TREATABLE CASES 20 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

be it selfie or Above records are used to create customized function taken to align teeth using3D treatment plan. Time duration digital scan tYtoeoeuthwailsl be able to see final position your Comfort predicted to reach post treatment. No pok 2Clear Aligners wires 1Treatment Consultation, X-rays, Photos, VirtuFaalsltyer help create treatment plan. band duration and the total number ofSeries of Aligner will be given to you for your Invtirseiabtlmeent wear every day and change at home every 2 be it selfie or 3acloimgnpelresxirtyequoifredthe3ApDbeotrmvreeaaprtemlacooetrcindetcsnplaluatrens.udisoeendp.teoncSrdeiasntecoceunstocmlteizwwYheoaeeudeeerkkwssi.ltlobme oVnisiittoinrgpryoogurredssocotfotrreeavtemrye6n-t8. function 2aligners comprise Yteaoeuthsweailslrbpieeresadbicleotetfdo tsroeeeremfaincoahlvppooassbtittliroeenatytmoruearnyt.s, Faster Comfortable treSwaeetraimerseeovfenArtyligdnaseyurawcndicllcebhseasngigveeinasttohoypmoauetfeoivereynroypAdtuoof’2tcsresittroioyrontououffisnyeoitsuRhrrEeAtTelAaiegItnNthemE.rRtSreetoantmmtaeinntt,avinisinteywour No poking 4key factor in Less Doctor wires or compliance. visits, busy bands No food schedule no restrictions weeks. worries 3PATIENT COMPYoLu IwAill NbeCViEsiting yIoSur doctKorEevYery 6-8TO Fig.2: Advantages of aligners TREATMENT SUwCeeCksEtoSmSo,nitoRr pEroTgAresFIsNiogf.E1tr:ReOatSvmeervnAite.Rw Eof the aligner treatment process MANDATORY POST TREATMENT. 4 hCeolnpsucrlteApdaaooftttcsieeoittronitoyrr,onetXouao-truffmiasnyyeoiessuRhn,rEtPAtThpelAiolegaIttnNnhoeE..srR,tSdrTTmetigoariaemittlmmaaoetlacemsicdnnceltutua,narnsvitnaiisotdtinonituoe.yrwnaoStutiinoracnkeeancnldteoatrhaelailgtiogntnatelerensstLuvhccemihowssuiemsbtosdseDipr,rnurrobilgioeecsufsteCsnoayalorleigasenrVreiAreisrslitrgouenfqaeurlrelisrymedovpaebrrleeNpsatotrrtiiafceoytnsoito,ddnkesepyefnadcstoorninthterecaotmmepnletxsi 1 patient’s compliance. Fig.2: AdInvvainstiabglees of aligners Fig.1: Overview of the aligner treatment process TREbAefTuitMnsceEtlifoNienTorSUCCESS,RETAINERS PATIENT COMPLIANCE IS KEY TO ARE durAabtoiovenretcaokrdesnarteouaseldigtno ctreeeaMttehAcNuusDstioAnmTgizOeCRdlYeaPrOASTligTnReErAsTMENT. Time 3D treatment plan. 2TreatmentYteodeuuthwraailstlibpoerneadbaiclnetedtdottshoeeereftaioncahtalpploonsstuittimroenabtyemoruerontf. aligners Freaqsuteirred per patient dkeepyefnadcstoorninthterecaotmmCNoepwmonleitrfpxoeosisrukttoyaicnrbcgoleefssthies malocclusion. Since clear aligners comprise a serietrseoaftmreemnotvable trays, patient’s cSoemrieps loifaAnlicgen.er will be given to you for your bands wear every day and change at home every 2 3PATIENTweCekOs. MPLIANCE IS KEY TO TREATMENT SUCCESS,RETAINERS ARE MANDATYoOu RwiYll bePVOisSitiTngTyoRurEdAocTtoMr eEveNryT6-.8 weeks to monitor progress of treatment. After you finish Aligner treatment, visit your Less Doctor No food doctor to use RETAINERS to maintain new visits, busy restrictions schedule no 4 position of your teeth. worries Fig.1: Overview of the aligner treatment process Fig.2: Advantages of aligners Time duration taken to align teethDhuorl.sdiMenragidnhCtuhrelaefiaKnaralmMAaDtliiSgsenaxeapmrrasincatitcioinngaot rththeoMdoanhtaisrtasinhtMrauUmnbiavei;rspirtyacotficHinegaltfhorScaibeonuctes7. years. She i She is associ TrDear.tmMeandthduuraraKtioamn aatnids taheprtaoctatilcinnugmtaroefberawetthmrdoeeodnnftotsanallitlckilesigntAniclieisngransnMedrrsueh(moqinsubpviiiatsraiieb;lsdlepacoprrraeothcrsostipdMcoaiunntmtigiecbsnaf)oit.brSadhseaeepdbspeooennucdtitahs7leizoneyenseeiadntsrhpsare.nodvScipdhoriemnefgeiptsrheleenacxlaeritsteayosntfktotehcfehptnhaotleioegnitc.a mahloolcdcelruisniotnhe. SfiinnacleMcDleSarexaalimgnineartsiocnomatptrhieseMaahsearriaesshtorfa rUemniovevrasbitlye otrfaHyesa, lktheyScfaiecntcoersi.nShtreeaistmasesnotcsiautcecdess is pawtiietnhta’sfecwomdepnltiaalncclein. ics and hospitalDs ra.cRraohsusl DMoushmi bisaai.pSrahceticsipngecoirathloizdeosntinst pinrMovuimdbinaig; wthiteh laantexsptetreiecnhcneoolfo8gyiecaarlsl.yHe has comp PAsoTuInEdNtrTeaCtmOenMtsPliLkeIAAlNigCneErsI(SinKviEsiMbYlDeTSoO–rtOhTrothdRoodEnotAnitciTsst)MabnadEsDNeednTtoonfSacUthiaCel OnCretEehdoSpsSaae,dnRidcEspfTrroeAmfeIBrNehnaErctRei sVSiodfyAathpReeeEtphaCtioellnetg.e Pune in 2013. MANDATORY POST TREATMENT. Dr. Madhura Kamat is a practicing orthodontist in Mumbai; practicing for about 7 years. She is a rank Dr.hRoladheurliDn othsehifiinsaal MprDaScteicxianmginoratthioondoantttihset iMn aMhaurmabsahit;rawUitnhivaenrseixtypeorfieHnecaeltohfS8ciyeenacress..HSheehiassascsoomcpialeteteddwith hisaMfeDwSd–enOtratlhcoldinoinctsisatnadnhdoDspeintatolsfaacciarol sOsrMthuompabeadi.icSshefrospmecBihalairzteisViindpyaropveiedtihnCg othlleelgaetePsut nteecihnn2o0lo1g3i.cally sound treatments like Aligners (invisible orthodontics) based on the needs and preferences of the patient. DDr. rM. RadahhuurlaDKoashmiaits aanpdrDacrt.iRcianhguol rDthoosdhoi natriestpiannMeludmobctaoir;swwitihthaGnSeBxpSeMrieendciceaol fT8ruysetars. He has completed his MDS – Orthodontist and Dentofacial Orthopaedics from Bharti Vidyapeeth College Pune in 2013. Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 21

Cancer detection CampsNfoEr WtheSpFasRt OcoMuplSeIoSfTmEoRnthOs.RGANIZATIONS and each patientMhaEsDtoICpaAssLalCl FAOMURPstTaOgesCoOf cMheMckEupM. HOeRncAe,TE CENTENARY registered for a full day camp. IYt EisAalRsoOcoFstDiRnt.eVns.ivRe.. PHReaAltBh HU, the relevant doctorFs aOnUd NthDe EeqRuiTpmReUnSt’Ts wEeEreOaFvaGilaSbBleSatMthEeDICAL TRUST was difficult it was to bring up rth the Trust in the initial stages. Today the growth is taking ee place because of the strong hu. foundation laid down by the hu, then Trustees. he The younger son Mr. Jagannath cal Prabhu gave an instance of how the good deeds of father helped the children to overcome o is some difficult situations due to the good will earned by him. ust Dr. Prabhu was popularly known ng as “Áppu mam” who used to day famously treat patients for free, he TruGdseStteeBceStsio.Mn eCdaimcaplsTfrourstthehapsasbteceonuphloeldoifnmg oCnathnsc.er especially from the lower strata hen of society. The daughter Sushma Shenai recollected how hu gaveCaannceinrstdaenteccetioofnhoisw athelegnogtohdy dpereodcsesosf faantdhershheeglpreewd utpheunder the protection of her father. soituusaetidocbeahentceosrhcekdfguapiuspamett.eioHertenuoedtsnltcfhyhoeaer,tsrnaegotooaftutomlpldpoadarsweastyiitelhalcnlalaetnmsaF2rpfO4no. UeprItdaRftirisbeesnyeattal,sshgoeceimsoscpuo.oelsdDftcira.tIlPhtlyreawfbfraaohsmmuiinlwydtheaoeesdf a memorable occasion meeting Late Dr. V. R. Prabhu, and an intensive. Health Rakshak could conduct this excellent way of commemorating the birth ted howcwaemrsehpaeavsgatrihleaewbrleeuleapvt authnnetddCeoercnttothrrees. apnrdottheecteiqounipomfehnet’rsfapctheronegtrer.namarys year of their father. Similar are scheduled to be held for the public welfare in years to come. meetinTghethceamfapmhileyldofoLnateheD1r.9Vth.RJ.uPlyra, b2h0u21, awnadsaonf excellent way rey.yearsDyoperfea.crtVihoa.efl itsRrhigf.eanPFtihfroiaceubanrhn.ducSe.eirm.trAiIultasllwtrepaethsrorotefhgeterhaceBmhMiirlstdeharderCinceeansloctTfehnreluaadsrttyeu, lecTtdiarhmetalonepksb.sselyhtoesleadrllvindgoctothrse for being part of and society through this and tidHDrueer.rlaeiPlnstrghsalbtyRhheasuke,csraahvmlaoinkpng.gCtwehnietthrsetohocefiierGtsySpoBtuhSsreoMsu,egcdahimctaehlitTsorctuhasemt pC. amp News reported by The eldest son Dr. Suhas Prabhu who is now Gita R.Pai the President of the Trust recollected how For GSBS Medical Trust 22 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 23

SWEET DISHES FOR THE FESTIVE SEASON by Smt. Anuradha Prabhu [email protected] PHOWA KESARI COCONUT LADOOS WHEAT FLOUR SHEERA 24 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

Voice of GSB, Jan-Mar 2020, Page No. 12 www.gsbsabhamumbai.org / [email protected] Vol. XIII, Issue 4 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 25

A READY RECKONER FOR MUTUAL FUNDS by Ashwini Shenoy Type ‘mutual funds’ and rupees through a large cap mutual fund scheme Google throws up more than (I will explain large cap at a later stage in this 30 crore results in less than discussion), his money would have been used 0.77 seconds. Did you know to invest in a basket of securities, in this case, that mutual funds manage shares of multiple large cap companies from assets amounting to more different industry sectors (for example Reliance, than 32 lakh crores (as Siemens, TCS, Maruti, ICICI Bank etc). of Mar’21)? With more Therefore, the risk of the underperformance of than 2,000 schemes offered by 43 a particular company’s share would be offset mutual fund houses, picking a mutual fund by the out-performance of another company’s scheme to invest in, is a mind-boggling share in the portfolio and his investment value affair. That is probably the reason why a regular would not fluctuate too wildly. This is called investor sticks to the tried and tested traditional diversification. Diversification means a way investment options instead of venturing into to minimize risk by spreading out investments mutual fund territory. across asset classes, industry, company size or even geography. In other words, it means not First of all, let us understand what a mutual “putting all your eggs in one basket”. Thus, the fund is. A mutual fund is a vehicle or a channel biggest advantage of investing through a mutual to pool investors’ money to invest in a basket fund is the opportunity to mitigate risks. of securities, which may be equities, bonds, money market or any other instruments. Let us now try and resolve some common doubts Though we hear of “investing in mutual funds”, that you may have faced in relation to mutual practically, one does not invest in mutual funds, funds. but invests “through” mutual funds, which are professionally managed by experts who choose 1. Do mutual funds invest only in equities? from among the investment avenues available to provide returns to the investors. Mutual funds invest in a variety of assets, equity being one of them. There are debt Now, let us try to seek an answer to the question funds which invest in debt securities, hybrid ‘Why Mutual funds?’ Let me give a simple funds which invest in a mix of equity and example. If Mr. Krishna has Rs. 1 lakh of surplus debt, index funds which mimic an underlying funds to invest in the stock market, he will have index and even solution-oriented funds which to decide which company’s shares he should buy. invest with a particular goal in mind like Suppose he feels that he should buy shares of retirement or children’s education. You can Infosys (IT industry), which are trading at even participate in the appreciation of gold Rs. 1400 a share, he will be able to buy 71 prices without the hassle of buying physical shares. Once he buys the Infosys shares, any gold by investing in a Gold mutual fund. upward or downward movement in the price of the Infosys shares will affect the market A category highly favoured by institutional value of Mr. Krishna’s investment. However, if investors i.e. corporates, is a liquid fund Mr. Krishna had chosen to invest his 1 lakh (which falls in the debt category). It invests in highly rated debt instruments (like 26 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

Government securities, Treasury Bills, the direct plan of the same scheme returned Commercial Papers and Certificates of 9.55% on an annualized basis (Source: Deposit) for a short duration and generates moneycontrol.com). A direct plan has a lower returns by accruing interest from the expense ratio as there is no distribution fee underlying securities. Such a fund is suitable involved, while the regular plan has a slightly for parking short term surplus funds which higher expense ratio to account for the may be required to be liquidated at short commission paid to a distributor to facilitate notice. To demonstrate how a liquid fund the transaction. The lower expense ratio works, you may consider the following of the direct plan leads to higher returns for example: Suppose you park your salary in a investors. liquid fund on the 1st of the month and then redeem an amount sufficient to pay your 3. What is NAV? credit card bill on the 20th of the month. In this way, your funds earn a return NAV stands for ‘Net Asset Value’. similar to FD rates for the period they are It represents the market value per unit for invested, and you receive your funds on the a particular mutual fund. The NAV per next working day after issuing a redemption unit is calculated as the market value of request. This is an effective way of managing securities of a scheme divided by the to- your short-term surpluses rather than keeping tal number of units of the scheme on any money idle (or earning low interest rates) in particular date. The NAVs of all Mutual a savings account. Also, the risk profile of a Fund schemes are declared at the end of liquid fund is similar to that of an FD, so you the trading day after markets are closed, are assured of the safety of your principal. in accordance with SEBI Mutual Fund Regulations (SEBI stands for Securities 2. What is a direct plan of a mutual fund? and Exchange Board of India, which is the regulator for mutual funds). All mutual fund schemes offer two plans- direct and regular. In a direct plan, an 4. What is a large cap, mid cap and a small cap investor has to invest directly with the fund? Mutual Fund, with no distributor or intermediary to facilitate the transaction. These terms are used in the context of In a regular plan, the investor invests equity mutual funds. To enable an investor through an intermediary such as a broker or to understand the kind of stocks that go a banker who is paid a distribution fee by the into a mutual fund scheme’s portfolio, Mutual Fund, which is charged to the plan. SEBI has standardized the definition such For example, if you invest through the that large-cap stocks would be the top brokerage platform ICICI Direct, you will 100 companies on the stock exchange only be able to invest in the regular plan of by full market capitalization, mid-caps mutual funds. However, investing through a would be companies ranking from 101st portal like ‘myCAMS’ allows you the option to 250th and small-caps would be companies to invest in the direct plan as well. ranking from 251st onwards. (Market capitalisation = Number of shares issued For example, the regular plan of HDFC by the company multiplied by the share’s Top 100 Fund Growth gave an annualized current market price). Accordingly, a large return of 8.84% over a five-year period while cap fund would be one which invests at least 80% its assets in large cap stocks. Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 27

5. What is an index fund? The important point to note is that an index As the name suggests, an Index Mutual Fund mutual fund allows one to participate in the invests in stocks that imitate a stock market market movement, based on the logic that index like the NSE Nifty or the BSE Sensex. markets will essentially move in an upward These are passively managed funds which direction in the long run (>5 years horizon). means that the fund manager invests in the However, one must keep in mind that a same securities as present in the underlying passive index fund may not always out- index in the same proportion and doesn’t perform an actively managed fund, change the portfolio composition. These returns are dependent on the timing of the funds endeavor to offer returns comparable investment and market cycles, among other to the index that they track. factors. We always wonder that the stocks in our 6. How do I select a fund which is suitable to portfolio never seem to perform as well as my investment objectives? the Nifty. Whenever the Nifty goes up, our SEBI has mandated that the risk level of portfolio value rarely goes up by the same a scheme be depicted pictorially using a proportion. Hence, investing in an Index ‘risk-o-meter’. It categorizes the risk level Mutual Fund is a good way of earning of a scheme from low to very high. Typi- returns from the movements in the index, cally, a low duration debt fund would fall in instead of worrying about choosing the the ‘low to moderate’ risk category while an right stock or mutual fund scheme. A passive equity fund (small cap, mid cap or even large index fund may even out-perform an cap) would fall under the ‘very high’ risk actively managed fund, since returns are category. In such a scenario, reading the dependent on the timing of the investment risk-o-meter in conjunction with the style and market cycles, among other factors. box would give more clarity. 28 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

The style box is a 3x3 square grid which ICICI Prudential Small Cap Fund falls into shows the investment style that the fund the ‘Very High’ Risk category and the Style manager is following to manage the fund’s Box reflects a blended style of investing into portfolio. For equity funds, the horizontal small cap stocks. axis of the style box shows the valuation For debt funds, the horizontal axis shows of the fund which is subdivided into credit quality, and the vertical axis shows categories: value, blend (a value/growth duration. Credit quality, which is assigned by mix) and growth. Growth funds are those credit rating agencies, is categorized as high, that are expected to grow at a pace that medium and low. The duration ranges from outweighs the average market growth rate. low to long. Value stocks are those that are available at a price lower than their intrinsic value In this second example, I have selected ICICI Prudential Balanced Advantage Fund, which but have a potential to unlock the value in is a hybrid fund which invests in both equity the long run. Blend style of investing and debt. On the equity front, it picks stocks combines the features of both value and largely based on growth and from among mid growth funds. The vertical axis shows cap and large cap stocks. On the debt side, market capitalization which is further it invests in securities with duration ranging divided according to company-sizes (based from low to medium term and restricts on market-capitalization). investments in securities with low credit I have reproduced the style box and quality. Overall, it falls in the ‘Moderately risk-o-meter of 2 schemes of ICICI High’ Risk category on the risk-o-meter. Prudential Mutual Fund (source: www.icicipruamc.com) to give you an Both the risk-o-meter and the style box can be found on the mutual fund scheme’s example of what I have described above. factsheet. One must go through the In the above example you can see that Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 29

factsheet in detail before choosing a mutual You can even choose to top up your SIP, fund scheme to invest in, to decide whether say annually you increase your SIP amount the scheme’s portfolio and risk level match by 10%. This would give you the benefit of with what one is looking for as an investor. investing more as your income rises and 7. What is SIP/SWP/STP? you would gain from the power of compounding. You may have heard of the term SIP Conversely, an SWP is a ‘Systematic used quite frequently in the context of Withdrawal Plan’. Suppose you invested mutual fund investing. SIP stands for a lumpsum in a mutual fund scheme from ‘Systematic Investment Plan’. Simply put, your retirement proceeds and would like to withdraw a portion of it for your monthly expenses. You would then set up an SWP and the required amount would be credited to your bank account at your selected interval. it implies investing in a mutual fund in An STP is a ‘Systematic Transfer Plan’. instalments, rather than in a lumpsum, quite It helps you to transfer a fixed sum from like an EMI. You may choose to set up a SIP, one scheme of a mutual fund to another which will enable you to channel a fixed sum at regular intervals. For example, you may at a defined interval to a mutual fund scheme have parked a lumpsum amount in the of your choice. The interval can be a day, a Liquid Fund of a particular Mutual Fund, you week, a fortnight or even a month. In other can set up an STP to transfer a fixed amount words, setting up a SIP ensures financial every month to the Equity Fund of the same discipline while at the same time, it is Mutual Fund. You will need to keep in mind lighter on your wallet. You don’t need to that both the source and target schemes need time the market to decide at what point to to be with the same Mutual Fund. enter, hence, you benefit from rupee cost averaging, which means that by buying at I hope that after going through the above the highs and the lows, your overall cost of explanations, you feel better equipped to acquisition is averaged out. navigate the complicated world of mutual funds. In case you have any queries or feedback, please feel free to get in touch with me at [email protected]. Happy investing! Disclaimer: The schemes of mutual funds referred to above are merely used for illustration purposes. The author is neither associated with nor promotes schemes of any particular AMC. Ashwini Shenoy is a Chartered Accountant with over 15 years of post-qualification experience and has been working in the financial services industry for the last 7 years. She is currently the Chief Operating Officer at Apicem Advisors and Consultants Pvt. Ltd., a consultancy set up to advise Alternative Investment Funds (AIFs), while also taking on tax and audit assignments. She can be reached at [email protected]. 30 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

Kaivalya Consultants Pvt. Ltd DIRECTORS: Maya Kamalax Saraf Mandar Kamalax Saraf ExecutiveMBA(Finance),ACS 423, Hind Rajasthan Bldg, 95, Dadasaheb Phalke Road, Dadar (East), Mumbai 400 014 Tel. No.: (022) 2413 0371 / 2415 3887 Voice of GSB, July-Sep. 2021, Page No. 5 www.gsbsabhamumbai.org / [email protected] Volume XV, Issue 2 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 31

changes. This means, prāṇa is bein 84,00,0u0n0i!t of body, mind and intellect) in by AjitaoKninei practices, one ensures prāṇa is embodiment. 84,00,000! That is supposed the breath is the vehicle of prāṇa. When breath to be the number of āsana pattern changes, the prāṇa pattern within the that are defined. Many of them bAosdyoalnsoechpanrgoegs.reThsiss emseanins, ptrhāṇea ips rbeaincgtice, are lost to us now, and most (dEtehvleievceorrleyldecāttiovseaduinfnfeiatreonftthbopudaryst,smaoifncdtthsaendaemisnbteaoldleiscmte)einlnft -diag practitioners only practice 20-30, or at most 50 āsana, dbifrfeereantthwayasn, idn evperryāāṇsaana.aBryeinucrneaasibngletheto ir even including those done virsaerbiaeeitcnyghofdeeāslsiavenearveodenetroypmracocetrieclelasn,edofnmfeiocerneiesnunoreotsklpsyraā,nṇidas a h occasionally. Even “Light On Yoga” by Padma Vibhushan Yogācharya B K S Iyengar, citra.nnies of the entire embodiment. considered the definitive text on yoga, describes only 200 āsana. Then why are so As one progresses in the practice, one realizes the Fr many āsana defined, or required? areas where the body is non-responsive or stiff. In my previous article, I had described how co alignment in an āsana encourages the prāṇa di to move smoothly, undissipated through the wi energy channels, or nādi system, within the (a body. As one becomes more proficient in āsana an practice, one becomes able to sense the flow tw of first the breath, later the prāṇa, within to the body. One can discern how with liv different āsana, the breath flows differently. ve The differences are in terms of the path taken by the breath within the body, the speed and frequency of the breath and the duration of the breath (deep or shallow). Even a novice practitioner can experience Figure 1 Bharadvājāsana to left how the breath becomes slow, deep, sonorous, EFivgeuryreās1anBa hthaursaadcvtsāajās saasnealf-dtoiaglenoftstic tool, restful in Śavāsana, and becomes fast, shal- low, close to gasping in a balancing āsana such to educate us about the areas within our body, as adho mukha vṛkṣāsana or handstand (until that breath and prāṇa are unable to irrigate or one becomes proficient in it). One could suffuse. A body in which prāṇa, riding on the also compare it with the breath pattern in a breath, reaches every cell efficiently, is a healthy twisting āsana such as bharadvājāsana, or body-mind-intellect that can take up any task that marīchāsana, where the differences are very is set to it. apparent. As proficiency grows, sensitivity grows, and subtler nuanced differences can From another perspective, one will also notice be discerned. that different āsana compress and relax What is the significance of these differences different muscles and organs (soft tissues) in in the breath pattern in different āsana? Firstly, different ways. For example, a twisting āsa- 32 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

na like bharadvājāsana will alternately squeeze to be like a corridor, through which breeze flows. and expand the liver and gall bladder (amongst If a huge piece of furniture is placed in the other tissues) when twisting to one side and the corridor, breeze cannot flow very effectively to pancreas and spleen when twisting to the other. the parts of the house beyond the furniture in the In bharadvājāsana, as one twists to the right, the corridor. Similarly, soft tissues that have become squeezing of the liver drives impurities and hard due to disuse (atrophy) or misuse (trauma) toxins from the liver cells, into the veins (or will impede the flow of breath and prāṇa. When venous blood) of the liver. When one twists to this happens, there is a change that takes place the other side and the liver expands, the venous in body chemistry. Chemicals that were supposed blood rushes out and fresh, bright red arterial to have been produced by the organs or muscles, blood suffuses the liver. The converse happens to will not be produced in adequate quantity and/ the pancreas and spleen, working on diabetes or quality (e.g. serotonin, oxytocin, digestive management (as an example). This is how juices, secretions of the gut bioflora etc.), while repeated alternate compression and expansion of other chemicals that should not have been various muscles and organs work to make those produced (e.g. stress induced hormones like tissues healthier. Of course, one would need adrenaline), will be produced in larger quantities to simultaneously work on ensuring proper or concentrations than are required. nutrition to ensure the arterial blood is as robust By increasing the variety of āsana that are and healthy as it needs to be – but that is not a performed and facilitating a smooth unobstructed subject for this article. flow of breath and prāṇa through the entire Breath and prāṇa will move wherever they find embodiment, we work towards maintaining en, space. One can imagine the interior of the body optimal body chemistry. One should note that ow body chemistry is not a static concept. The body chemistry is changing, adapting all the time, es based on what we have eaten / drunk, weather, time of day, how well we have slept, what we ne are thinking (pleasant Vs unpleasant thoughts) on etc. Our ancient rishis have stated that our body chemistry changes every prahāra – a prahāra to being a 3-hour unit of time; the day being divided into 8 prahāra, starting with the brahma muhurtha prahāra an Figure 2 Chair Bharadvājāsana to Right How do we know the body chemistry gh has changed? Alas, for most of us, our practice he is not evolved enough for us to be able to discern he it directly. However, some subtle indications are es available to those who undertake the length and ma) intensity of study required. It is an established fact that with intense yogic practices, the sense organs become more sensitive. Those who have developed the requisite keenness of hearing, will notice that there are subtle changes in the ns,Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 33

sound of the breath, as heard in the internal ear. What is the significance of these chemical For this, one has to tune out all external sounds changes? There is enough research available (a quiet environment would be ideal, but is in the public domain now, to show that we are challenging in Mumbai!) and tune the ears to hear the internal sound of the breath. The sound of the chemical beings, more than physical beings. breath will be different in every āsana, and after Our every response to every situation, is due one comes out of the āsana after maintaining it to brain chemistry. Our brain chemistry is for an appropriate length of time. Accomplished due to body chemistry. The chemical changes musicians may also possess the keenness of brought about by āsana practice, work towards hearing to discern this. evolving us into more sāttvic, or spiritual, beings. They work to rid us of the 6 enemies of kāma, Other people find that their sense of smell has krodha, lobha, moha, mada, mātsarya (lust, anger, become more acute. One can then notice that greed, infatuation, pride, arrogance) and build the smell of the sweat, urine etc. immediately up the daivī sampadā of s̀ama, dama, uparati, after an āsana practice, is different from the titikșā, jnana vairāgya, samādhāna (peacefulness, smell at other times. Most people would have self-control, dispassion, restraint, desirelessness, seen how a course of antibiotics, or B-Complex steadiness of mind). tablets, or certain foods such as methi (fenugreek), reflect in the smell of the urine The word āsana has been used throughout and sweat. Something similar is experienced, this article. However, the emphasis on the but to a subtler degree, due to chemical changes free flow of prāṇa makes it evident that when brought about by āsana practice. the posture transcends into a true āsana, prāṇāyāma practice is intrinsic in the āsana Those with a very sensitive skin, may notice the practice itself. Prāṇāyāma works in the same difference in the way the breath travels along the way for physical, physiological, chemical and skin – within the body, or on the surface of the psychological health, to uplift the practitioner body. How one perceives the change depends on from tāmasic / rājasic tendencies to more sāttvic how well each sense organ is developed. behaviour. Ajita Kini has been a student of Iyengar Yoga since 2007. ANNOUNCEMENT PERTAINING TO SABHA’s EDUCATIONAL ASSISTANCE APPLICATION FORMS FOR ACADEMIC YEAR 2021-22 The Sabha disburses educational assistance to support the education of students from our community from its Vidyanidhi Fund – from which assistance is sanctioned to school, college (upto graduate) and post- graduate/professional students, residing in Mumbai and its extended suburbs; and its Higher Education Aid Fund – from which a higher amount of assistance is sanctioned to meritorious students pursuing professional courses, residing all over India. For this Academic Year 2021-22, on-line educational assistance application forms have been launched and are being accepted. Link for applying is available on our web-site www.gsbsabhamumbai.org. Last date for applying is 31st October, 2021. Please inform needy students from GSB community about the same. 34 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

groups participated. All the 3 groups w flute, greeting card, pots with dahi, lo REPORTS ON ACTIVITI3E)S “CYOORNEDKRUISCHTNdInEAisgp”rDloa–uypAitAdT(uuArpiLntEgoNt5hTeyesSahHroswO) t.Whe participat BY OUR MAHILA SHAKHAOnI2N8thTAHugEusRt, E20C21EMNofaTehaitPlianAgSlhSoanTik(hbuattoerrg).aTnheisyeoduntgheest3prad ORNELPROIENRPTEOSROSTNSEOARCNITEAIVCSITIVESITCIEOSNCDOUNCDTUEDCTBEYDOBUYROMURAHMILAAHSILHPR2AAr)eS oKHKgHGArrAiaKUsIHmhNRAnTUabIHN”e-ESTg–RHHaEaEnCIREvSwNEiHrCTtiEtYuPNhaAATlSinPIcKPTtnaaAutAlgrblSleeorReTodnrduaAtRupPaMscunBhttciP(roho6aAowntedoRt.,c1oTS.A1ufihndyiLehsKoaaosrmrnshdk)aoatahKnwneir.dicwshKhairlnidssrahehn'nsea,r OThNeLOT1SIhN)aNenEL1 1dSSIS)N)haAE nEiNRkdScSTSaISDEhAoaEAEhHSilNRmkeiRINaIKbDEmahAIDHSlEaiAeISHjKbnLaSahAIncInaBAeKojdHLadnIhAnAlBiiJnoAkHAenafANLlrsaiJnoeIlSAerimENiBesResIHSErbcEiSoeARh2smIa4JEcjtmSAhoamneNMnmcOeaodnyNncfrelLoidnm2IfeN0ro22E4m1tsh2eM4rtiaoheynMs2a0y2fIdg nl12rius0oogtp2nueraPOs1lop,auGaonuyscSgrnBacpvrpJiGmeteiuSaArsSeadltprsBybut(utfahiuSainrrc1alpaliig’8bnpsht,g2aFcfoae2aonta’tldsce05rohreFdd2cebeyaGu1.,opcest,AeoSpiahisbkoMloBrITSTGoolonn(shhhtodtwfoa)leisbghvosekhcrt)a.keowhhop(irpoafludnaoiebasa3nilphrltgf)dietanpheSgiptCrcnec.aaorehi“.p(doPgrneua1Gaeatavu.2krnir.euhcpvhttnTsiari“oaspt’,utPhh1aww-jloioa,o5Stsarcyreinhgsraynroeiawiwmgle,swianvhharpkkneiaisyssliha,)esdoeajrsathndas”ahsiuvghedollanooucr,werh,edidiseSnmldsacg-roebae BraenhcxaeirBajeiaevnhtnceyxaed,ivjeiagivtednreyneied,vocvGugfioedsipraS,udneilnebroceBofdayosoaag,uwssdinSbnri,oendaygardggbwrbsfeiyyneihorn,egesragcdsvrafea’yibesecurn,earsrscgocdyeFaakesbdcuas.rarsecseMotcehvseksdapaesb.eneceMnotcycrhsoioioapenavuknesilgneclyscyotwi(ravdutfoyeilhunbel,rnyetewsw)rdtyceeucooop,rreosumweaCurtcgOeumoonerpVmeuptC.lIronDOaumyaBi-gpVc,d1ualehI9eonwDtadaei-pcjefd1daaaeor9etnvnerdeoedpdreaeuymnvtcoI soned,afirvcetulyghe,lmseearnwHTae,iodfyivcttnthaahe,iueegneRsseanrxptgofyaiplanthinenseB“ngletorrGxcoteliop(aelndhuni6unsernriiotanrrctoept(iudngoebuona-d”,ntrigu1SnoccSerpst1gheouteatfdhiliteogridysnoeeierrrhehcefet)b4yfaishfla.ohidr4.aerepSmToraesfhadmhjb4)arrfaaPhwri4ten.ytoisacasahSstdimyji..rraatpnaeeoahWdnaydsmausnsctseG.n.rt,nhKpesaWugirsanwlisderdrs,euasrhPr”etenaPnipga,uieaUv,rrlerenSKotnAcicrimceiiuftsoi-teapchrie,doansrpnntaasiofthinacwlsanootaderkissnaAagsa All gAolol dgotohdin4tg4hsincogsmdceaoytmose.atnoeanWndeeannddasrnoedcdseidoivodeuiddr oSuanr deShannickdoahauilkriaaBaghliainBjaghnasjaeKnruiesbesderwiaerhaysicwPohhnucitcowrhnahcloieucndthccel.udwdioneendrKe6ootvhnneJ6ukretlahynaJ2uni0l.yd212e0x2p1ress gratitude withwaithbeaaubfteeiafeuudltiBbfuhalacBikrha.avir-aMvTiaa-anlTyDaahlavDruihea–wru“eAr–ms“hAimcKohamtihKmaatKuhanariuKc…aartAue…mdhAimIRnhaimgRtraaoolamuotapuylarCtHgyua(aa1rHku2asMa.tkoarMu1”a5,rruye”en, darernrsed)detrbheyed bcyhildren enacted skit STcOtMhhmhnaeielthidctMTSOJr2M“ihurhmhl)lnGealeiieykalnthiud eJSry2G.M“iur1rhsal)luTGeaUli8aykaah-Nnu,RkSeSnyottacAdiG.ra1ash2hsooUadunoTuuyU80ialwa-hts-Naxnserl,tS2RkShhnuihuakaciaHs1h2Uaydg,espsetyl,0inwaIoB-otsut,paaSsS2SkyhMhbhuakooHdPH1ss,atyCah,aspradeYuha,naItaBnjapraSghdAcOa.ekMlahdojHcPltnirsysamlhPaeVrihaatoYunGteajhsAirhpAica.nnIslfSaeseukcRlniaDfhml.gxPeruaartA6aauaGhassApl-aprMtnksS”1heu2oteRlafhcdiirn9uPfrsrAeJaauoaidtlAoulrMekso”mw2potouRlehnicnBfyPfasrrepAaouoecgdtAonlMihrtsoeras2ouiRdertoaoRPOgfcndtfao0rrylpAehourdjnruieghns,aoM2iomertetasieraKinuwleg21ioonetac3rdonrirp,8hdnaili)achafSsssswtiegesahum,iephhoeewlripardAsoo“hsnieafunvaaateYenkueefarbSsidhfrsrarOhpd”ttlfgotet\"tdiaieriauouhung–cevaaPonRrsnakeaigrteisBnaperamEtohlntlbs\"th,rlddaoacauvipeKa2eacPtanuwsiamletReoB0jraraostesswoaltiddIec2ihuroctotpunnScea.,hr1niuahctuaaHcoaemlAiGojptidoirilsMafnNilsidnlcaionrotcuilplnntsceoaAhgdytutanrtHalc,osrluGhih”teribwonaidpeoaiwrno–udlstieoanTpSGTS tnrttH3atuiAuahithhhhSansbwcooah“gnpohhtdrlGTuriesGnrivtionsoaitttdaAoota.uGoGPsD.VuaahiiwkknanuroLcprW“orpninSharahaducEGrhrpu.GniotdaarnanoeoopiNeTss-aa.u,VuttkP\"ShdfrluuhoahirPTrrWwrilieauhtceasuocmanairLppurnesilSrieentgieonsecs-nnienuptHcParsrA\"oSashrriiPsieiah,Bpa.naupdihOmeysPdretgfolnnkiriewsaa-aeshsWsaanKtavhwu.rs”toedshonanpv-,irrisesaeirmdeynidtviPtawtovausPrgnwsa3khseohatpalraeu.nsa”oahdt’antrfn,taetmesri,aenaitohghMPacarird,wjhmmykteo'tefaoi3ii,sUeeivadnp-rfarpoatccyoacdlaheaJdhuadMStasniGruauameiykenpentArlonodatpwraeacwulatpeomwinaishoesseStfsvnragnhh,fuiiroohu-ntoorlneatmoiaodGiahccadawsctrrlgt,nirheseeoekfeiSeohisanefGjohvrnsooahstwipvifgdntaSarncehoc.scrguioBrh.eektcdcrhfe7teudhGolhaeihnaodwhc-fpioslSaGueno1seaa,iwB.enogrorb1nPtrdt1snoreiearbeSn2ayPsiarosantya2ca-getfism1moroagbaGisvmn5nrsrhbtppaotssahodtahaoiik.htrnylsreu'fii4ieaessspuelite4aairdu-Honattpsfgvecgarckahbrpteo.sshlsteo‘a/,..oKtaaiuplalgndmrtecnairdrsshniteag.haanettmenrhnraaeasa.nda’cy, reverreevearnedaeBnxdphreaexisrpsargversias-tgiTtruaadtaietlutDdoehoatuorruogu–rud“gsiAus.prmulashy. iitKdautrhinag Kthaersuh…ow. PartPicairptaicnitpsaAnwtmesrhweiecraReteacgmaotreaigslaeodristoeynda boaHnsiabsIanoksgfisraoMogufepa.arAgGue(r”u.o,puGptrrooeAun5pd-yeeApraaer-rsdtp)icatihrpteaicnpitpasartnaictgsiepdaatg7ien-dg11k7i-dy1es1adryrseesasspresodksueppookanes tKohanenithrhae,iKranahiya with showcase fGTKahorveenoaKTGfkuoathaorrnvneseioltpaiikenuoiatrernGnisitltpdupiuiebVoniarrarSeuyuGoniilat/crgdupufnDerorrasSaSurohklPamM/gmurafnirDrorptseraamt.rhketmshuraociiirepdMtl2rgm.iaeevtumoacanereuydti2gnSisavuogmuheoroftudafieonMNskosdgu.ouhoataGrfreaoyehorstdasoii.umplkuGrcoKIraBone,paeufrtnsohSlsigbelBmps.euarBhaeeood-pejtranahiufpasnRkBrsn.paaoPgeahr-jmunBtalafpoitcrnc.Ga(ronhci6arphimortate(iidolGbcontdc,uicu1tprhuS.spte1aiutrilnannedduygtrrehaKse)aeaca.odnnarromTnsogd1hfak)eas2ecastdr-ahny1otn1eioh5.sd2uescy-nhK1techgir5oalideesurysrhsnecet,notansparurpya,srno.re,KttkTscrriepchiiytsioe.epuhkTdapnpehnaastetuohratwplpni3ocaadtkimorpsatAasiai3ncg,ni7mhubtpsathamiesnanssuoupjtaronsto,nentksB,hseptinsorhoitaonnekhrlerdtoahibftneeaKdbriyssthbonoraiye,.sKaolniahMowar/dwahnya McTMahaanishhMcTMbiiwahlleaaniashhv SSsbiiiwhhellpeaaaawaovkkSSssasMeihhseppduaaiwoboadkoktgslehnhiehnsiedfiataidtblonaneoatugluncedkhnierfeesSadteoStoneohufvouaudkuoeeabrstsrrrkehhStyocvoaaetcouhec’botsfhrnrtehhunyhtifciaelnbrtdroaci’drbsfhnnplipusuibtifakalnkbrctdguirsodoebetptpsrnisui.aacsaotctiglaGSITrrapoonnliethhnnbaorni..lcsetgddnuvtohiWrrattapkwioeesprnbaaududeaednusasphrplttbecttawraepoioaytCtclndceirosmiSssy.p(lPobrctht1eaotabsoyr2.nstrroimS.hvytfctoshaooaeoSb’krtsnrnaoih1.ajdtkco,o5tinoanShcykdntnaryuehoaadetweaiinwenaarndnhdrdnunisselae,a)Peu-njdncapthdehsipuserhe(Puol-tUaociaprcf,eSwtiiphcdAr(ioiiatnUenl)idrt.fcgStefirocuAeiarntt)nahuts.eftereuaeeiantrdtustaooptrcakaeootelet.tetnosdoTnkahootsenif.ksnadTiatonhopgnodifprslnerainoceepKrenctperiilnaireiasnetgvthiecieovncinaneiaatttv.ryidSeousntnhdtw.raoamsuagehvbihdseaeknlftt-i.m, Madeeerpabroapi's This online event was live on our Sabha's fb page and received encouraging responses an participants were given e-certificates and e-vouchers as token of our appreciation. Mahila Sh Shri. Sadanand Pai, USA for sponsoring this program. Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 35

rs) the children enacted skit on Krishna Sudama bhakti, Meerabai' s devotion, The online program received good ed. All the 3 groups were hile showresipnognsethefirromtalecnhitldraennd accrreosastivitthye throasusigghneds-edlefc-omraatidngethipnrgos ps like flute, wn, jhula,coduenctroy.ratTehde poptasrtaicnipdangtsreestpionkge cairnds wasysmebvoildiseinngt‘.Krishna’, like vo-ecreosrpntio foincusaKcMpSporaaothotaerrsreSnthisiis.kniaciblaaiaSagbplsneaanhitdanadhadatnSnut'idoeshsaaeknaS-pekfdvstanobhtrnooPaosraoutkpyghifrcea(irthUbaag.gpofeiSmeufpoAtrnrkese.d)adc.saaniansdctdioeotvnrnoaete.nrkricyTbeeeuhn-tiicesveodcerhwtfidibfaloiyds-eunr caopnktpPcIuhnprhoeaoereratrgwsvadvserahelgoncotdou,hi,iwwnpfatmlo.uigtAtatehidetotkir(,csuaen.gpsprsdl.,aepaGtMyeaohtnooiiid5,nvatngadhysrucdeeiltrloaahhiasrrnnaedsigny)S,,ahnadkhlikaetsh.aTnhkes Mahila Shakha thanks our contributors and the participating kids welcomes continued support in future too. dressed up as Kanha, This online event can be viewed on our Sabha’s fb page. 3) “YO RE KRISHNA” – A TALENT SHOW On 28th August, 2021 Mahila Shakha organised the 3rd episode in the Parampara Hastantaran series - “Yo Re Krishna” – a virtual talent show. This show was held on the occasion of Gokulashtami. Program began with introduction of Lord Krishna’s Janmotsav celebrations. 44 children across 3 age-groups participat- BHAJAN SEVA BY MAHILA SHAK GSB Sabha Mahila Shakha rend Wadala Math on 10th Septemb broadcast simultaneously on soc 36 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 BHAJAN SEVA BY MAHILA SHAKHA

Kanahiya with showcased Bala-Leela of eat- of our appreciation. Mahila Shakha thanks ing loni (butter). The youngest participant Sadanand Pai, USA for sponsoring this was a 7 months old baby boy. program. In group B (6 to11 years) the children BHAJAN SEVA BY MAHILA SHAKHA recited shlokas, bhajan, narrated stories corroenctihnogwa/wnohvyulKatriiosnh,narewstaosrincgallefdertRiliatnychaondd, GPCSOBSScaabnhbae McoanhtriolalleSdh. aGkohoad rmeneddiecraeldcabrheacjaann rcdeoidanbutSArecautigencdhsegha.pasitmuniTvrsra,euelaBiptnmiialrrlnte)ehdnstwisotifwalKlniKrtcehiersnihssthunohoranedr,ame,rloeaKKgnyueartisllhsaiaher(nlopMiakneesraierotdatdnhaosndef. staecvkale anfodrreveGrsSeBmostSoafrvthaejapnriokblemGsaansessohcoiatsteadv Womanedn stworhyoonwKisuhbetroa Pbuetcroametec. ipnreKgonnanktanci.an CweitlhebPrCatOioSntso ashseulrde theawt omWaandoaflaa heMaltahtiher lifoen, B1ptibHmh0aeAenttJphAtdeNoperrSSamEttaaVeiApnipecBptntYetetMom'asrAarebHacpIseLnhaAtrcritSieieHcevAtnaKei2HocntA0enhd2sisa1,a.nc. hdiitecDvoewu-oeampseortathpoteirorehn-oroeoincsdgo.vorBdeineruygdt sometimes be given medications to help them oDvur.leIMNannteeaehegcaartrnaeDodbduigacphios’enkCsBcitdhe(ieis1vove2enoi.stiCtooKonrn,1issS5uhlhtnalyaonektaEaSrssnu)dedotatcchmr.einaoclhobgihlidastkraettin,GSWbGmaoBrSnoanSBdeaddaMSdGlcaaabiesMaahtdanasbiitMmechcraausohohlhnltiaaalTa1nndC0erStonuchhhuaseasSkatlelshy,pstatoMutnerermsauntobdmlhcesoeiaririblne2mmdad0ge2iabud1hyi.laawD.tjcaauhnienatsntheeonveooalsnutfgahosolroeilnnGyiggSrBwpaiStnlhadirotevvhmaneejaiircnlriikvteeesGtstlraeieoncleteccicosaahinsoasst,toltsintavwGCaasnelepesrbher-aCrt TAheNpaNrtiOcipUanNts’CjoEy MwhEileNsThowOinFg CtheAir NCER DETECTION CAMP talent and creativityBYthroGugSh BsSelf-MmaEdeDICAL TRUST GSBpSroMpsedlikcealfTlurutes,t aGnonvoaurndcheasnonPearmvoatrhe,CcAroNwCnE, R detection Camp for Ladies above the age of 40. Thisjhpurloag,rdaemcoisrastpeodnpsotrsedanbdy gthreeeFtianmgilcyarmdsemwbaesrs of Late Dr.V.R.Prabhu, the founder Trustee of the GSBeSviMdeendt.ical Trust to commemorate his Birth centenary year. This Camp will be held on Monday, the c1fro9ontmhsTfuboh8mfi.3sJinu0poglayanemgl2xien0atoe2m14ien.aav3ante0tdinitpost mnHw..eraPeasclrtiehloiivrvRereaedkgosinshtareokanutCcirooenSunaritasrbegah,ianmR’gsaujsgti.r OCnoluyrt2,4ablaodvieesFwedilelrbaleBreagniks,teDreaddaarsSthtaistioisnaRtiomade FAobrogrmveiesvopnereeonwndesse-eittcaseeimlrasthnicfadoiscnbalteitakeecnsetssoa.ennnTdttetholee.u-7vsp7oba1yur5Sct0imhc2eti.6prGs1ain3atat4ss,Rt0.owP2kae2eir-,ne2T4ru1Bs0htaeB4jae1hn, GS4arej9oacu/pnre2csiGten4agl1rreinyob6g,urbG0hap4aStjsia7Boni8nSsnfgM,oriWnGeagdaniedbcsaahhollataTsjaraRvuncasesltmefboraMrtioGan,naWdnaiedraslha oRatmsaMvandir Y/3, Dadar Sai Kirti CHS. Ltd., Anant Patil Road, Dadar (W), Mumbai - 400 028. Voice of GSB, July-Sep. 2021, Page No. 18 www.gsbsabhamumbai.org / [email protected] Volume XV, Issue 2 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 37

THE PAURANIK SERIES DASHA MAHAVIDYAS OF DEVI by Tanushree Rao Shenoy Devi or Shakti i.e. female within a span of weeks or months, form of divinity is known as Kaali should be worshipped. Although the Divine Mother, Upholder she responds quicker, she also tests her of Consciousness and Slayer devotees. While trying to achieve quick of demons. Mahavidya or great yog sadhana, the sadhaka, while attracting knowledge are the various the power of KaaliMaa, suffers unbearable attributes/forms of Devi which pain and burning sensation similar to raging pervade all aspects of life. They represent flames. She makes us face effects of past the feminine energy to the fullest with each karma and chronic diseases, mass killings, form displaying contrasting elements. Yet, wars etc. are associated with this force. the Mahavidyas are not associated with Krishna, who executed Kurukshetra war motherhood or fertility and there is nothing in Mahabharata, is associated with the docile or delicate about these forms of the Devi. energy of Kaali. Instead, they represent unbridled power and energy to transform as well as destroy. The most She controls pathology, mortuaries, oil aptly used descriptions would be terrible, fields, quarries, iron ore, coal mines and fearful or awe inspiring. The Mahavidyas are other minerals from earth. In humans, she outrageous in their appearances, forms and controls nerves and bones. She is pleased habits with fierce demeanor, paradoxical and when devotees donate food, clothes etc. esoteric ways, association with violence etc.; to needy on Saturdays and when their setting them apart from the other Deities. Through conduct is sincere, honest and punctual. their contradictory and weird ways, they usher in One of her famous devotees is Ramkrishna spiritual growth for their devotees by pushing Parmahansa. them to look within. 2) TARA: Note of Caution: None of these Mahavidyas should be self-appropriated (intiation of Tara is the second form of Mahavidya sadhana) without the guidance and assistance and is also known as Taarini i.e. of a Guru. ‘The one who makes you overcome’. She grants salvation and liberation. 1) KAALI: Kaali is the first form of Devi’s Mahavidyas. She is the beginning of all arts and sciences. She is also known as Dakshina Kalika in Tantra. As she is of dark colour of pitch-black hue she is known as Kaali. She killed the devils, Shumba and Nishumba. She is considered the easiest to please amongst the Mahavidyas. If results of yog sadhana, which otherwise may take many years, have to be achieved 38 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

Tara Devi’s iconography has her holding scissors compassionate Devi, then severed her in one hand symbolizing head which fell into her left hand while ‘cutting off attachment’. three streams of blood flowed from her She is also known as torso. Devi drank from one whereas her Neela Saraswati as she is two friends drank from the other two. the goddess of speech. SMhaentrheascnuwebSsshoerhdreueeHevaniaontfddttheue.eiricssdorfnSironwoghkmarinahelpgshihcotoiyhsrheribpwloerieosamolrcnasc,atihdSenehidpniivftapse.fesaHtdtlloessrubnoBycruiodgndibnshscoisiotatuihrceso.naIHotsgissrioantcphidhaeytunedsthawtitDhurSgaamHfftoouaikdrrremraasnvyoiacf toCKryhaisnanpoaavMerwasatase.neaSmhiedeesvi,sotweceoonrsqohufieprptihneidgs tmShhoersefteoraRmpapmorofcaihTanncaahrndTaadbarialnBbe’dseuaptmtadekaoadicnnsehggfseSuitshlmtiftvhesabem.ooamnGldeahhoiaeamvrdvaliatddeapyrenabistssrseTdoaausfTretafaCetDoereodavhsmie.hirispmma.waHsteesorninrcoasenlh, is.nihpsetpiinsecatdlss.oMsaaindytobebksllietiibeontvheceger,kdatoimobnrs.o, keaDrnsod,ctodgriesfof,ilcougsluitsrtgsae,cohnfisies,vheemrciheeensmtsiesttocsf,. She rescues devotees from horrible accidents. are controlled by her power. Her sadhakas 3) CHINNAMAHSTeAr: origins are associated with Samudra are mostly world renouncers and yogis as ChinnaMastMa Daenvitihs tahne thwirdhfoerrmeofaMfathearviddyarianndkainvegry etshoeteripc oonies.oShne,is knownsahs teheis known for her ferociousness. sCehlaf-nddeic.aOpnitScaethinDigevvaGi oafdloadnleglsssw. uitShnhecheorisnfsraieclsniodosu,knsJao.ywaIntaniasds then that Durga 4) SHODASI MAHESHWARI: Vijaya (alsotaknkoewsn tahs eDafkoinri mandoVfarTnianir),awaenntdtotaking Shiva on bathe in rivehreMranldaapkinbi. rTehearsetsfheeesudfsferhedimimm. eHnseence, she is also pangs oftohosuaneigndeqruitaronedd btauebronuettdhefboloamcdk owinsitthcoalhopeurpr.. rTHoheaerchable friends amongst compassiontahteeDmevia, thhaenvsiedvyeraesd hdeur heeatdowhheicrh fmellaternal instincts. into her leftMhaandnwyhibleetlhireeevsetr,eaSmhsroefebloRodafmlowcehdandra’s peaceful ffrroiemndhsedrrtaonfrkseofmr.oDmaevltiehderaaovnthkaeftrraotwmroio.snHeiTrwaanhryeaareKDaassaehpveariwt.waos a devotee of this form of ChinnaMasta. Sohf eliibs3ewr)ao trisohCnip. HpDeodIcNftoorNrsv,iActsouMrrygeoAovneSsr,eTncAehme:mieiss,tsc,onsqtoucekrinbgrokkinegrsd,omgeso, laongdisdtsif,ficfiushltearciehsieveetcm. eanrtes fcoornhtreo rllfeedrobMCcyiohhuaeisrhnnpeanosvwsa.ieMdr.yHaaesrtsaaandhdDakaeasvavireemriysostelytshwoeotreldrtrihecniroodunnceefr.os arSnmhd eyogoiissfas she is known 4) SHODASI MkAnHEoSwHWnARaI:s the self-decapitating Goddess. Shoadasi MSahheeshwiasri ias lthseofoukrnthofwormn ofaMsahCavhidayna di. Once Devi and is kans oTawrilnpouanrsagaSucnwodmairtpih,asLsailohitnheaarteanofdnreiRe.anjSrhadejessi,hs waJalsraoi.ya known and Vijaya Shoadasi Maheshwari is the fourth form For her (daelvsooteesk, noknwownledagse Dbeacokminesi aenasdily Varnini), went of Mahavidya and is known as a accessible. tSohe fbulafiltlhs eall winishesriovf edrevoMteeas nanddabkyini. There she compassionate one. She is also known as wacohrisehviepdp.inIgsnuhhfuefmrerabenodtbhodilyumxsuhmrey ecanonnsdterollisbpetrhaaentiogtnhsyraoriode f hunger and Tripura Sundari, Lalitha and Rajrajeshwari. gland. Astrotluogryn, emdusic,balcacocuknts,ilnove,cporilnotinugr,.pubHlisehring,fjroiuernnadlissm, wtorioting, tourisFmoetrc. her devotees, knowledge becomes are fields sheencoqnutriorles.d about food with her. The easily accessible. She fulfills all wishes Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 39

of devotees and by worshipping her both Yogini who has succeeded in achieving luxury and liberation are achieved. Kundalini Tantra. Devi Bhairavi is In human body she controls the thyroid portrayed in two striking different gland. Astrology, music, accounts, love, iconographies, one where she is sitting on printing, publishing, journalism, writing, top of a headless corpse in cremation ground tourism etc. are fields she controls. and other as Devi Parvati where she holds a book and japmala in her hands. Her male 5) BHUVANESHWARI DEVI: forms are Kaal Bhairav and she is said to be the indivisible force of Bhagwan Narasimha. She is said to control electromagnetic radiations coming from outer space as well as atomic radiations and effect of nine planets on earth. In human body, she controls all organs. Worshipping her can slow down ageing process. 7) DHOOMAVATI: Bhuvaneswari is the fifth form of Mahavidya Dhoomavati is the seventh form of and she controls the mind. As her name Mahavidya and is none other than Ugra suggests she personifies the whole universe. Tara. Her iconography is associated with Her form closely resembles Tripurasundari. symbols of inauspiciousness. Although, she She is also known as Mahamaya and is responsible for miserable conditions of Adi Shakti. She is associated with the living beings, such as hunger, thirst, quarrel, sustenance after creation. poverty etc.; if she is happy, she destroys all diseases and sorrows. Whereas if she is 6) TRIPURA BHAIRAVI: angry, she destroys all comforts and pleasures. By seeking her refuge, all Tripura Bhairavi is the sixth form of calamities are destroyed and riches are Mahavidya and is said to be the force that gained. She is known as the one who pacifies situations arising due to kaala (time). wards of all complex troubles. Her sadhana Bhairavi means ‘terrible’, ‘awe inspiring’ is the toughest and too difficult to and also ‘beyond the fear of death’. Bhairavi accomplish. Majorly, her worshippers are also means a female tantra aspirant – yogis who want to stay away from materialistic world and any forms of attachment. 40 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

8) BAGALAA MUKHI: of Sage Maatanga. She is considered the tantric form of Saraswati. Abundant marital bliss is gained by worshipping her. She governs political/government administration. In human body she controls general body health. High blood pressure or heart patients can obtain relief through her. She demands leftover food or Ucchista as offering to her. 10) KAMALAALAYA: Bagalaa Mukhi is the eighth form of Kamalaalaya is the tenth form of Mahavidya Mahavidya and means power to control and symbolizes affluence. She is also known and paralyse the enemy. She is also known as Bhaargavi as she was worshipped by as Jwalamukhi. She is worshipped to Bhaargava. She is also called Padmavati the avert temporal, supernatural, social and consort of Lord Venkateshvara of Tirumala. worldly afflictions causing misery and to Her grace bestows dual position of emperor subdue enemies e.g., to win court cases as well as purushottam. She is the Devi of her grace is required. By the power of Dhan (wealth) and Dhaanya (grains) bestows worshipping her, perfection of speech abundance, prosperity, good luck, crops and is achieved i.e., those who observe unity material wealth. Her iconography depicts of speech and action, every word they her sitting on a lotus (symbolic of purity) say comes true. She controls fields related flanked by elephants on the sides showering to police, military, security, spying, water from their trunk (symbolic of fertility, intelligence etc. In human body she growth, wealth). controls spleen, liver, pancreas and digestive system. 9) MAATANGI: Maatangi is the ninth form of Mahavidya The famous Kamakhya Temple is Assam is and is called so for being the daughter surrounded by many other temples, together these temples are dedicated to the Dasha Ma- havidyas. Images Source: Drikpanchang.com Image Source: Buddhist Tara - Tibetan Tangka painting Zzvet / Dreamstime.com/learnreligions.com Tanushree Rao Shenoy is an Equity Research Analyst by profession and an avid reader on Hindu texts and philosophy by interest. She is of firm belief that our ancient stories and texts are the gateway to solutions for all our problems in life. Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 41

AN INSPIRING INTERACTION WITH MRS. SUDHA PAI: GARBAGE TO GARDENS by Gurudatta Wagh Falgun, Krushna Paksha Born into a family of Ayurveda practitioners pratipada, dhulivandan, during in Pallippuram, Kochi, Ernakulam, in Kerala, the Vasantotsav, proved to Mrs. Sudha Pai reminisces how her father be a memorable day for a and grandfather treated patients by Ayurvedic few GSB Pune volunteers. medicines and also cured patients who had sought It was on Monday, 29 March other treatments earlier and had not been cured. 2021, that they got the opportunity to interact with the green Revealing the secret behind her daily energetic enthusiast Mrs. Sudha Sarvotham Pai, born routine Mrs. Sudha Pai says that we Indians are 12 December 1935, and running 86 years. blessed with a lot of herbs and spices that keep us healthy. Pointing out to her teeth, she says, “My teeth are mine and my eyes are okay. I make a concoction of jire, methi, and ajwain in boiling water. After cooling it, I drink it in the mornings,” she beams. The on-site, two-and-a-half-hour-long session at Mrs. Sudha Pai has been nurturing her green the residence of Mrs. Sudha Pai, in Magarpatta companions, that include banana, pomegranate, City, Pune, was a memorable one. chikoo, papaya, tulsi, vaali bhaji, haldi, vala saang, alsande, tomato, kadhi patta, patrodya The idea was to interview Mrs. Sudha Pai about panna, bimbal, brinjal, betel leaves, peru, her penchant for going green and inculcating jambhul, mirchi, ova, paalak, gavti chaha, environment friendly habits. Speaking about several succulent plants and so on. Several her interest in greening her surroundings, the flowering plants also beautify her home garden. untiring octogenarian waxed eloquent on her hobby. Her husband Mr. Sarvotham Pai, was in the National Defence Academy (NDA), and had a transferable job. “I was always happy to make a garden around our home. To encourage my hobby, my husband always saw to it that we were housed in a bungalow”, says Mrs. Sudha Pai. “At the NDA, I got to see the devotion of the young Officers who were ready to give their life for the nation. They put service before self,” asserts Mrs. Sudha Pai. 42 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

Walking us around her two-storey row house, Her caring approach Mrs. Sudha Pai introduced us to all her extends beyond plants to healthy green friends that she has grown in the fellow humans as well. compound, on the terrace and balconies. “I was very much Her talkative nature swept us with the disturbed by the sight incessant information that she gained over the of manual scavenging. years. Without a pause, she narrated about the The labourers have to different plants, their cultivation practices, the go down the manholes methods employed by her to maintain them and into sewer drains to clean the measures employed in preparing organic them. They too are my children. I believe in manure. equality and do not like differentiating between the poor and the rich.” Sounding philosophical, Mrs. Sudha Pai said, “We must leave behind something when we go. Her thinking echoes the Sanskrit phrase One has to have a practical approach to life.” “Vasudhaiva Kutumbakam,” which means Recalling a major brain surgery she underwent “the world is one family.” after a fall, a year ago, she said, “Lying in the bed I asked myself, why did I survive? Maybe, “I wrote to the Prime Minister to solve the I had something to do. With this thought in issue of manual scavenging and I am happy that mind, I have continued to work with all the PM took note of my suggestion and also enthusiasm.” mentioned it in one of his talks,” says a relieved Mrs. Sudha Pai. She is anxious to see Recently, Mrs. Sudha Pai worked on the idea the implementation of mechanical scavenging on of an incinerator to treat bio-waste and sanitary a larger scale. Mrs. Sudha Pai is equally caring pads, and donated it to the residential society. towards her maids and treats them as her family. She cites Mahatma Gandhi, “You must be the change you wish to see in the world,” and goes Cigarette smokers too are on her list. on to reiterate that she has learnt a lot from She narrates quite enthusiastically how she the university of nature. Continuing with her dissuaded youngsters working in nearby service-like approach, Mrs. Sudha Pai says, “I do not want to be remembered for my deeds. I am duty-bound to society.” offices at the Destination Centre in Magarpatta City from smoking. She used to observe them standing in public places and smoking. Mrs. Sudha Pai would go and counsel them Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 43

against smoking. Her perseverance and motherly manure. She explained in detail the processes approach convinced the smokers about the ill that occur in each pit and the number of days effects of smoking on their health and the health required to process the waste in each pit. of their family members. Her skill is well practiced. Interested students and citizens benefit from her guidance. She narrates how the smokers would be taken by surprise when she would appear before them “If you have a heart to do, it will happen. unsuspectingly. “They would quickly hide their My work is a drop in the ocean. Life is there for cigarettes behind their backs. I am happy that my a purpose. Nature is our God. Everyone should persistence converted them into non-smokers,” contribute in preserving nature. Humanity is smiles Mrs. Sudha Pai. the same everywhere. We are all related to one another. All are mine,” says Mrs. Sudha Pai. Such responsible acts of Mrs. Sudha Pai have been acknowledged by the Society’s “We need nature loving professionals. The new administration and she is invited to contribute education policy is expected to do something her views on various green issues. “I feel better. We have to develop urban gardening. humbled when they invite me to ask for my My grandson is doing his PhD on pollutants. advice,” says the unassuming and caring green He is in the USA. I have seen how rich countries crusader. dump their garbage into the oceans,” she sighs. Elucidating on waste management, Mrs. Sudha Mrs. Sudha Pai is a constant learner. At the age Pai is of the opinion that waste segregation of 71, she began to use a personal computer. should be taught in the schools. This will She has made a Facebook community by develop a mindset that will treat garbage the name “Garbage to Gardens”. Her blogs disposal as a personal issue and not the appear on http://garbagetogardens.blogspot.com. exclusive responsibility of the civic authority. She receives emails and responds to them. She has coined the slogan “My Garbage is My Responsibility.” Mrs. Sudha Pai’s love for going green and serving Mother Nature is so intense that she To highlight the point, Mrs. Sudha Pai showed literally forgets her lunch while talking to us. us how she managed the wet waste generated in This reflects her sheer passion. her house. She took us around the three garbage pits in the compound and elaborated the method As we prepare to leave, Mrs. Sudha Pai makes of converting the wet waste into usable organic it a point to personally pick the produce of her manure. We were surprised to note that the garden and present it to us. garbage pits did not raise a stink. Our interaction with the effusive Mrs. Sudha To stress upon the quality of the organic manure, Pai proves to be a very educating experience. Mrs. Sudha Pai quickly lifted the cover of one We thank her profusely before taking her leave. of the pits and with her bare hands collected the organic manure and showed it to us. Sudha and Pramod Prabhu, and Mamata and Gurudatta Wagh thank the Voice of GSB for the Mrs. Sudha Pai is eager to teach the science and opportunity given to interact with the humble art of converting wet waste into usable organic Mrs. Sudha Pai. Gurudatta Wagh, born in Karwar, residing in Pune, is associated with Samyukta Konkani Sabha, Pune activities. Working in a science research institute, his hobbies include reading, writing, and physical fitness. 44 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

VoicVVeooiocifceeGoofSfGBGS, BOSB,cJt,aoJnbu-eMlyr-aD-rSe2ce0ep2mt0e,bmPebarge2er02N20o11.,61 ,8Pwagwew1.g8sbwsawbwh.agmsbusambbhaaim.ourmgb/agi.sobrvgo/gg@[email protected] m Vol. XV, IVsVsooul.le.X3XIIII,sIssuseue2445

A TRIBUTE TO MY DEAREST AJJA, SHRI KASARGOD PUNDALIK KAMATH by Rashmita Kamath “Bhajane Kamath maam” was how my maternal grandfather, Shri Kasar- god Pundalik Kamath was fondly called by everyone. But for me, he was simply Ajja and he meant the world to me. A role model for me and my siblings and the one we looked up to in life. Originally from Kasargod, my Ajja settled down with my Mamama, Smt. Kusum Kamath in Sion, Mumbai. He was an ardent devotee of God but did not believe in following the usual different languages and various ragas in a rituals or keeping a fast short span of time. An hour or two of listening to in the name of God. Their home which housed the melodious bhajans was soothing to the soul. the framed pictures of all the Hindu Gods, A bhajan in raag Bhairavi ended the session. felt like a temple - so peaceful and so divine. Our Konkani ladies travelled from far off Playing the harmonium, singing bhajans and places by local trains and bus to attend these reciting shlokas was what my Ajja loved bhajan sessions without fail, as it helped the most. And that’s how the ladies bhajan them forget their worries and tensions of life mandali was formed. The bhajan sessions, for some time by immersing themselves in conducted on specific days of the week, were singing praises of the Lord. This was the held at two places - one at the Seva Mandal office time they could learn new bhajans and bond in Dadar which later got shifted to Guru Ganesh with each other after the session ended. They in Sion and the other at Kurla temple. Following used to sing bhajans at Walkeshwar Math, a set procedure, my Ajja used to start the session during ‘Paschimjagar’ in Kurla and during with a bhajan. He played the harmonium while Ganesh Chaturthi festival in Kreeda Mandir everyone played the “taal”. Each one got a chance and Kurla temple. to sing solo. A line would be sung by the singer Every year on his birthday on 25th December, and it would be repeated by the others in chorus. he organised a bhajan session at home. This way everyone learnt different bhajans in A sumptuous phalahaar followed with 46 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3

thoughtful return gifts to all those who results were declared attended. This was one day when the bhajan in school, the girl mandali was in full attendance as it was their used to come to take way to show their respect and gratitude to Ajja and Mamama’s my Ajja. And that’s how my Ajja became blessings and show “Bhajane Kamath maam” to all. her report card. Ajja used to give her cash My Ajja’s love for bhajans and shlokas was gifts to appreciate shared by his wife and two daughters and later on her efforts and by his two sons-in-law and four grand-daughters. motivate her to For us grandkids, every summer vacation was study harder. He also to be spent in Sion - it was an unwritten rule. sponsored scholarship for the GSB kids who We had fun learning bhajans and shlokas and were intelligent and interested in studies being praised for singing well by Ajja. but faced financial difficulties. A few mantras in life which he followed Enjoy life and have simple fun. He loved religiously and which hold true even to this day to hear jokes and enjoyed cracking jokes. – Always be punctual. Respect time, don’t waste If he liked a joke, he would laugh till he had it. He was never late. He always used to reach 10 tears in his eyes and he would laugh like that minutes before the allotted time. He used to get every time he heard the joke. He was a jovial upset with us if we were late and that’s how we person loved by everyone who came in touch learnt the virtue of punctuality. with him. Never let the left hand know what the right hand He was instrumental in the tedious process is doing. My Ajja used to donate and financially of helping eligible Konkani boys and girls help a lot of people and acquaintances. But he find their soul partners. As a result, come never expected anything in return. In short, help summer, the marriage season, and Ajja and and just forget. Mamama would be flooded with marriage invitations which they made sure to attend (with Invest smartly and secure your old age. My Ajja us kids in tow) and bless the grateful couple. always travelled by bus/ train and not by cab/rick even though he could afford it. Never the one to I, the eldest of the 4 grandkids, consider myself spend on frivolous things, he invested wisely in very fortunate as I was the only one who got the the stock market and saw to it that after him, his blessings of my Ajja & Mamama on my marriage wife was financially independent. His foresight with my soul partner (who was chosen for me by in those times is commendable. them). On 7th November 2000, my Ajja left for a better world. Even after 21 years we all miss him Education never goes waste. Whatever so much but his bhajans and shlokas always make academics you choose, enjoy studying it. us feel that he is around us, with us and blessing He was the happiest when we scored well in our us all the way. Had he been with us today, we exams. He never insisted that we top the class. would have celebrated his centenary birthday on All he wanted was for us to study to the best 25th December 2020. of our capabilities. He also ensured that their maid’s daughter got an equal chance to pursue Though this piece is a tribute to my Ajja, I feel schooling like her brothers and not lose out just it would be incomplete without mentioning because she was a girl. Every summer, after Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3 47

my Mamama. My Ajja, with all his charisma, If he liked a joke, he would laugh till he had tears achieved his dreams due to the unconditional in his eyes and he would laugh like that every and total support of my Mamama. She truly was time he heard the joke. He was a jovial person his better half. She used to invariably accompany loved by everyone who came in touch with him. my Ajja for all bhajan sessions. Herself a good singer, she has the sweetest voice and sings He was instrumental in the tedious process of bhajans and songs in Marathi, Hindi and helping eligible Konkani boys and girls find their Kannada language. My Ajja always enjoyed soul partners. As a result, come summer, the hearing my Mamama sing. They made a perfect marriage season, and Ajja and Mamama would pair and we are still blessed to have our be flooded with marriage invitations which they Mamama around to love, pamper and bless us. made sure to attend (with us kids in tow) and Invest smartly and secure your old age. My Ajja bless the grateful couple. always travelled by bus/ train and not by cab/rick even though he could afford it. Never the one to I, the eldest of the 4 grandkids, consider myself spend on frivolous things, he invested wisely in very fortunate as I was the only one who got the the stock market and saw to it that after him, his blessings of my Ajja & Mamama on my marriage wife was financially independent. His foresight with my soul partner (who was chosen for me by in those times is commendable. them). On 7th November 2000, my Ajja left for a better world. Even after 21 years we all miss him Education never goes waste. Whatever so much but his bhajans and shlokas always make academics you choose, enjoy studying it. us feel that he is around us, with us and blessing He was the happiest when we scored well in our us all the way. Had he been with us today, we exams. He never insisted that we top the class. would have celebrated his centenary birthday on All he wanted was for us to study to the best 25th December 2020. of our capabilities. He also ensured that their maid’s daughter got an equal chance to pursue Though this piece is a tribute to my Ajja, schooling like her brothers and not lose out just I feel it would be incomplete without because she was a girl. Every summer, after mentioning my Mamama. My Ajja, with all results were declared in school, the girl used his charisma, achieved his dreams due to the to come to take Ajja and Mamama’s blessings unconditional and total support of my and show her report card. Ajja used to give Mamama. She truly was his better half. She her cash gifts to appreciate her efforts and used to invariably accompany my Ajja for all motivate her to study harder. He also bhajan sessions. Herself a good singer, she sponsored scholarship for the GSB kids who has the sweetest voice and sings bhajans and were intelligent and interested in studies but songs in Marathi, Hindi and Kannada language. faced financial difficulties. My Ajja always enjoyed hearing my Mamama sing. They made a perfect pair and we are still Enjoy life and have simple fun. He loved blessed to have our Mamama around to love, to hear jokes and enjoyed cracking jokes. pamper and bless us. Rashmita Kamath is a qualified Company Secretary. Brought up in Ahmedabad and now settled in Mumbai, her hobbies include reading, writing short stories and listening to music. 48 Voice of GSB, October-December 2021, www.gsbsabhamumbai.org / [email protected] Vol. XV, Issue 3