Debt Relief Oakland County MI

Debt Relief Oakland County MIAt Gudeman & Associates, we know that your bankruptcy is only part of yourconcern: You also want to get back to a normal life. This includes rebuildingyour credit score as fast as possible.For years, we have been meeting with clients who are terrified about thefuture: How will you survive in a world that will judge you based on yourcredit score?You need credit to rent an apartment, buy acar. In fact, more and more, employers arerunning credit checks on potential employees.We’ve listened to your concerns and then wefound answers.In our research, we’ve discovered a few things:If you take immediate steps to start rebuilding your credit score after abankruptcy, you can see a 720 credit score 12 to 24 months after yourbankruptcy has been discharged.Most people get taken advantage of by “credit repair” scams.Because our clients are so concerned about their credit, we searched high andlow for the best credit education program out there. After testing the program,we learned that people who have been through 720CreditScore.com’s creditprogram (7 Steps to a 720 Credit Score) transform their credit scores, usuallywithin 24 months of declaring bankruptcy.With these kinds of results, we decided to make this program available toevery single one of our bankruptcy clients at a discounted Rate.

The credit education program usually costs $1,000 for enrollment. However,every one of our bankruptcy clients can take advantage of this program for adiscounted rate. To gain access to this amazing credit building program, callGudeman & Associates today at (248) 546-2800 to schedule an appointment.An Overview of BankruptcyThe ability to obtain a release or discharge of our debts is rooted in theConstitution. Our founding fathers felt it so important, that bankruptcy wasincluded in our founding documents and the Constitution orders Congress topass laws that provide for Bankruptcy. That’s right. Bankruptcy laws arepassed in response to the U.S. Constitution. They create rights for you and areintended to protect you from creditors when you need it most and to give youa fresh start. As such, bankruptcy is not an ending; it is a new beginning foryou and your family. If you need to use the help that the founding fathers ofour country wanted to provide to you, Gudeman & Associates’ Law Center forDebt Relief is here to help you. Do you fear your home going into foreclosure? Are those medical bills making you ill? Are the creditor calls becoming more and more aggressive? Are utility companies threatening to turn off the power? Are you looking for somewhere to hide your car from the Repo man? Does it hurt when you open up your pay check, and see a quarter of your take home has been garnished?There are options in personal bankruptcy. And the more information youhave, the better the decision you can make. More importantly, with our help,we’ll make sure you make the best decision for you and your family.Chapter 11 and Southeast Michigan Business OwnersIf you are a Southeastern Michigan business owner, I think that you will agreethat it has been, to keep it very polite, very difficult to sustain your company,retain valuable employees and still have an income for yourself and your

family. In short, its been a difficultstruggle. And, it is probably also true formost of you that you have amassed amountain of debt be it general accountspayable or accrued taxes, interests andpenalties and possibly accrued pension fundobligations. You might have borrowedagainst your personal assets, including yourhome, in order to stay afloat. Maybe youborrowed money from a financialinstitution. The SBT and MBT haven’thelped.The most common perception, because if you are a business owner you haveto be an optimist at heart, is that the economy will come roaring back and thatyou will be able to retire that debt, perhaps before you retire yourself and thatyou will be able to sell your company, transition the company to a familymember or new owners and, ultimately, have some kind of retirement.But what if the economy does not come roaring back? What if the crawl out ofthe current recession/depression is so slow that you cannot service yourdebt? What if you are facing lawsuits, judgments, tax levies and liens and lossof money and property to garnishments and executions.How many of you have been told that after years and years of doing businesswith XYZ Bank that that bank has decided it no longer wants your account andis requesting immediate payment of all lines of credit and has cut off yourability to borrow? Litigation over this type of problem is now common but ittakes years. What are you going to do now?If the foregoing applies to you, your consideration of filing for protection foryour business under Chapter 11 of the bankruptcy code is probably not onlyimportant but absolutely critical. If you could use available laws to assureyour business’s continued existence or rebirth, aren’t those laws worth atleast a look-see, if not serious consideration?

Bankruptcy Can Help You Fight LawsuitsIf you’re getting sued, IE: have a lawsuit filed against you, don’t just sit there,but fight back. And the best way to fight back is to call us now. Call now at 1-248-546-2800.Often, people become intimidated by a notice that they are being sued. It’s afrightening thing to deal with, especially when you owe people money. Andmuch too frequently, people freeze and don’t do anything about it. That’s theabsolute worst thing you can do.You need us to help you deal with this during these uncertain times. Whileyou’re ignoring all of the notices coming in the mail regarding the suit againstyou, you even miss out on the notices that notify you on how to protect certainproperty from the judgment. From here, everything starts spiraling out ofcontrol.The next thing you know, you’ve got a lien against your home or property isbeing confiscated to settle your debt. Worst of all, you’ve overlooked one ofthe best ways to stop the suit in its tracks.Bankruptcy is designed to protect you and your assets. You don’t have to bebullied any more. You don’t have to lose any property. Take control!! Bankruptcy may be the right solution for your lawsuit battles. Know your options. Call (248) 546-2800 for a no obligation consultation For more information please visit http://www.gudemanlaw.com