Lucchese Insurance Agency E Brochure

Lucchese Insurance Agency E Brochure

Table of Contents Pg. 3 Pg. 4About Lucchese Insurance Pg. 5The Businesses We Insure Pg. 6Workers Compensation & Commercial Pg. 7Auto Insurance Pg. 8Apartment/Building Insurance & General Pg. 8Liability Insurance Pg. 9Excess Liability Insurance & GarageKeeper InsuranceDirectors & Officers InsuranceErrors & Omissions InsuranceContact Us

About Lucchese Insurance AgencyLucchese Insurance Agency was established in 1997 by two brothers, Mario and DanteLucchese.The two brothers started their operation working out of Mario’s home. Sincethen, the agency supports over 600 commercial clients and has eleven full-timeemployees.Mario and Dante have deep roots in the business community. Their family has ownedand operated Lucchese Delicatessen in Sun Valley since 1959. Being a part of theretail industry within the community has earned the Lucchese brothers the respect oflocal business owners throughout the San Fernando Valley.In March, 2006, Dante Lucchese (a current member of the Chamber of Commerce)and Lucchese Insurance Agency was delighted to be voted “Small Business of theYear” by the Chamber of Commerce board members, Michael Antonovich, SenatorAlarcon & City Council members.In January, 2007, Lucchese Insurance Agency washonored to accept the “Outstanding Small Business” award from the California StateSenate, California State Assembly and United Chambers of Commerce for exceptionalservice & commitment in the San Fernando Valley.

The Businesses We Insure1. Contractors/Construction2. Waste Haulers/Recyclers3. Physicians & Dentists4. Restaurant & Bars5. Manufacturing/Distributors6. Auto Repair & Body Shops7. Retailer/Wholesalers8. Machine/Printer Shops9. Food Related Industries10. Bakeries11. Transportation12. Gas Stations13. Portable Sanitation Firms

Workers Compensation Commercial Insurance Auto InsuranceA. Do you need workers Compensation Insurance? A. Do you need Commercial Auto Insurance?Benefits of Coverage: Benefits of Coverage:Medical treatment for on the job injuries; Bodily injury, liability, comprehensive and collision, medical,reimbursement for lost wages if unable to work as a uninsured motorist, employees driving their own vehicles whileresult of a work related injury, temporary or working for you & specific perils.permanent disability benefits, rehabilitation & deathbenefits. Commercial auto insurance covers all vehicles (cars and trucks) against property and liability risks. It also covers all of yourIf you own a California based business with employees who are operating their personal vehicles whileemployees, it’s a state law that you provide your working for your business. Whether your California companyemployees with Workers’ Compensation insurance. owns one car or a fleet, covering this exposure as soon asAny business that operates without Workers’ possible can help you minimize your potential loss.Compensation insurance can be shut down andimposed with hefty fines by the State of California.

Apartment/Building General LiabilityInsurance InsuranceA. Do you need building/ Apartment building coverage? A. Do you need General liability Insurance?Benefits of Coverage: Benefits of Coverage:General liability, Property damage, Bodily injury & Legal liability for Protects your business in case injuries that occur to others frompollution. And For Apartment Building Insurance: damages to your property, your business operations, protection if damage occurs to thepersonal injury, robbery, vandalism, building ordinance, commercial property of others, protects you from offenses such as falseautomobile protection, medical insurance & litigation fees. arrest, libel, slander, and wrongful entry & helps cover your legal liability for a variety of offenses arising from theBuilding coverage insurance protects your property much like regular advertising of your business’s goods and services.homeowners’ insurance protects a home, but it also includes liability coverage.As a California apartment building owner, you have an incredible amount of Almost all businesses need this type of insurance, if for noliability to worry about. Any disaster that happens on your property is your other reason than the world is increasingly filled with litigiousresponsibility whether it is from structural damage, maintenance issues, theft, individuals who are quick to sue at the least (real or imagined)fire or personal injury. provocation. When you’ve spent years building up your business, it makes no sense to lose all your assets over a single lawsuit.

Excess Liability Garage Keeper InsuranceInsuranceA. Do you need Excess Liability Coverage? A. Do you need Garage Keepers Insurance?Benefits Of Coverage: Benefits of Coverage:Provides additional coverage in case of injury, property Provides coverage in case of physical damages,damage to others, offenses such as false arrest, libel, slander, theft, vandalism, weather incidents, fires &and wrongful entry & cover your legal liability for a variety of collisions for establishments that house and storeoffenses arising from the advertising of your business’s goods vehicles.and services. Lucchese is an independent insurance agency withOur umbrella insurance plans work hand in hand with your specialized and hard-to-find garage insurancecurrent policies to provide additional coverage for bodily experience you’re looking for. We’ve beeninjury and property damage, as well as other threats not helping garage owners and businesses for years.covered under your regular policy We know the pitfalls and the opportunities that come with owning a properly insured garage. We know how to get you the best coverage at the lowest rates.

Directors & Officers Errors & Omissions Insurance Insurance A. Do you need Errors & Omissions Insurance?A. Do you need Directors & Officers Insurance? Benefits of Coverage:Benefits of Coverage: Covers your company in the event that a client holds you responsible forCovers directors and officers for claims made against services or products your business provided that didn’t have the expectedthem while serving on a board of directors and/or as an or promised results, or services/products that your business failed toofficer. provide.Your business faces many risks, but when those risks Don’t be fooled into thinking that your company’s general liability policyinclude legal claims and litigation, it is your directors covers all aspects of professional liability. Protect your company fromand officers who often have the greatest exposure. If unforeseen damages and lawsuits that may arise from poor performance ofyour organization is not prepared to financially absorb your staff and employees.the potential costs of such litigation, then D&Oinsurance is the right choice.

Contact UsLucchese Insurance Agency, Inc.located at 9795 Cabrini Drive Unit 206, Burbank, CA 91504.PHONE: (818) 767-5552FAX: (818) 767 - [email protected] & [email protected] territories include: Burbank, Glendale, Los Angeles, Pasadena, Burbank, San Fernando Valley, ConejoValley, Santa Clarita, the Los Angeles County, Orange County, the state of California, Nevada andArizona.