Catálogo - Escuelas SBS

Año 2017 / Diciembre CATÁLOGO ESCUELAS SBS Escuela Escuela Seguros PensionesEscuela Escuela EscuelaALA-CFT Banca Gestión

CONTENIDODIAGRAMA DE ESCUELAS 3Escuela Seguros 4Escuela Pensiones 9Escuela ALA-CFT 10Escuela Banca 12Escuela Gestión 20Superintendencia de adjunta de riesgos 24Malla supervisión bancaria general 44

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ESCUELA SEGUROS AÑO 1 - 40 HORAS 20 hrs 20 hrsBASES Y FUNDAMENTOS DEL SEGURO El Contrato del seguro La institución aseguradora Protección de los consumidores y usuarios Condiciones generales de contratciónLOS SEGUROS DE VIDA Y ACCIDENTES Introducción El precio del seguro de vida Las provisiones técnicas en el Seguro de Vida El contrato de Seguro de Vida Modalidades de Seguro de Vida Los Seguros Complementarios y otras modalidades Los Seguros de Accidentes 4

ESCUELA SEGUROS AÑO 2 - 40 HORASEL SEGURO DE AUTOMÓVILES 20 hrs Introducción al Seguro de Automóviles El seguro obligatorio de RC de vehículos a motor El seguro voluntario de RC de vehículos a motor Coberturas complementarias del seguro de vehículos a motor El precio del seguro de automóviles El siniestro en el seguro de automóviles El contrato del seguro de automóviles Instituciones relacionadas con el seguro de automóvilesLOS SEGUROS DE SALUD 20 hrsIntroducción: el Seguro de SaludEl Seguro de Asistencia SanitariaEl Seguro de ReembolsoEl Seguro Mixto de SaludLos Seguros de Indemnización. Incapacidad Temporal por enfermedad y accidenteLos Seguros de Indemnización. Hospitalización diaria por enfermedad y accidente 5

ESCUELA SEGUROS AÑO 3 - 40 HORAS 20 hrsINTRODUCCIÓN AL REASEGURO Introducción Necesidad del Reaseguro Funciones Modalidades del Reaseguro Mercados de ReaseguroPREVENCIÓN DE BLANQUEO DE 20 hrsCAPITALES EN EL SECTOR ASEGURADORIntroducción a la ContabilidadConceptos Básicos. Los principios contablesLas cuentas anuales. El Balance (I). EL ACTIVOLas cuentas anuales. El Balance (II)PATRIMONIO NETO Y PASIVOLas cuentas anuales. La cuenta de pérdidas y gananciasLas cuentas anuales. La MemoriaAnálisis de los estados financieros 6

ESCUELA SEGUROS AÑO 4 - 51 HORASINSURANCE-SOLVENCY 16 hrsCapital ResourcesControl Levels and Supervisory InterventionDynamic Solvency TestingEnterprise Risk Management and Insurer SolvencyInsurance Solvency - An IntroductionInternal Models - An IntroductionLife Insurance Solvency - Country ExampleNon-life Insurance Solvency - Country ExampleSolvency II - An Introduction - Part 1Solvency II - An Introduction - Part 2Valuation of Technical Provisions - Life Insurance (Investment Products) - ConceptsValuation of Technical Provisions - Life Insurance (Investment Products) - TechniquesValuation of Technical Provisions - Life Insurance (Protection Products) - ConceptsValuation of Technical Provisions - Life Insurance (Protection Products) - TechniquesValuation of Technical Provisions - Non-life Insurance - ConceptsValuation of Technical Provisions - Non-life Insurance - TechniquesACCOUNTING (A) 6 hrs Bank Accounting - An Introduction Accounting - Consolidation Issues IAS 32 - Financial Instruments: Presentation IFRS 7 - Financial Instruments: Disclosures 7

ESCUELA SEGUROSAÑO 4 - 51 HORASOTHER INSURANCE TOPICS 29 hrsICPs (Part I) - Overview and Assessment MethodologyICPs (Part II) - Insurance Core Principles, Standards and GuidanceAsset-Liability ManagementConduct of Business in InsuranceFinancial Condition - Analytical Tools - Life InsuranceFinancial Condition - Analytical Tools - Non-life InsuranceFinite ReinsuranceFraud in InsuranceGroup-wide Supervision of Insurance EntitiesIFRS 4 - Insurance ContractsInsurance Accounting - An IntroductionInsurance - DisclosureInsurance - Licensing IssuesInsurance IntermediariesLife Insurance - Business and RisksMicroinsuranceNon-life Insurance - Business and RisksOff-site Supervision - InsuranceOn-site Inspection - InsuranceReinsurance - An IntroductionReinsurance - Supervisory StandardsThe Role of ActuariesSecuritization and Insurance-Linked SecuritiesStress Testing - InsuranceSupervision of Captive InsurersTypes of InsuranceUnderwriting Risk - Pricing of Life Insurance ProductsVariable Annuities 8

ESCUELA PENSIONESAÑO 1 - 40 HORASLA PREVENSIÓN SOCIAL 20 hrsY LOS SISTEMAS DE PENSIONESLos sistemas de pensiones. Un estudio de conjuntoPrevisión Social marco Económico - FinancieroPrincipios y modelos de Seguridad Social y pensiones en el mundoGESTIÓN DE LOS SISTEMAS DE PENSIONES 20 hrs Los sistemas de pensiones y la gestión La recaudación Las prestaciones económicas 9

ESCUELA ALA-CFTAÑO 1 - 27 HORASMARCO CONCEPTUAL SOBRE LA/FT Y 3 hrsESTÁNDARES DEL GAFIABC Antilavado. Conocimientos básicos para todos los sujetos obligados40 Recomendaciones del GAFIPREVENCIÓN. DEBIDA DILIGENCIA, RIESGOS 6 hrsY OPERACIONES INUSUALESAdecuada debida diligencia de clientes y pasos para conocer al beneficiario finalAproximación Basada en el Riesgo. Claves para atenuar los peligrosBrasil: riesgos y metodologías de lavado de dinero y financiamiento del terrorismoComprendiendo la Importancia de un Adecuado Cumplimiento ALD / CFTDesafío tecnológico: ¿Comprar un software o armarlo “en casa”?Transformando alertas de operaciones inusuales en indicadores comercialesHERRAMIENTAS COMUNICACIONALES 2 hrsEFICACES EN LA LUCHA CONTRA EL LA /FTUso de la comunicación para prevenir y combatir los crímenes financierosUtilizando internet y otras fuentes de información para una debida diligencia 10

ESCUELA ALA-CFT AÑO 1 - 27 HORASLAVADO DE ACTIVOS Y SUS ACTIVIDADES / 7 hrsDELITOS PRECEDENTESDinero Sucio y Dinero Negro – Comprendiendo la frontera entre lavado y evasión fiscalUso del comercio internacional en esquemas de lavado de dineroLa minería y el comercio de piedras preciosas en los procesos de lavado de dineroLavado y evasión fiscal a través de las organizaciones caritativasMonitoreo a los PEPs y entendiendo el vínculo entre lavado y corrupción públicaSECTOR VALORES 1 hr Metodologías y casos reales en el sector de los valoresSECTOR SEGUROS 4 hrsAnálisis de casos reales y mejores prácticas para empresas de segurosModelos de control del riesgo de lavado y fraude en el sector de los segurosLEY FATCA 3 hrs FATCA: exigencias y recomendaciones para cumplir adecuadamente Preparándose para FATCA – “Check list” y ajustes finalesMEDIOS DE PAGO DIGITALES Y LA 1 hrCRIMINALIDAD CIBERNÉTICADesafíos y vulnerabilidades asociadas a los métodos de pagos digitales 11

ESCUELA BANCA AÑO 1 - 34,75 HORASFSI INGLÉS PROFESIONALES Bank Capital Basel I Basel II - An Overview Basel III - An Overview Definition of Regulatory Capital Standardized Approach - Risk Weight Framework Pillar 2 - Supervisory Review Process Credit Risk - An Introduction Credit Risk Appetite - An Introduction Credit Granting & Administration Credit Analysis - An Introduction Accounts Receivable & Inventory Financing Claims on Sovereigns & Government Entities Claims on Banks & Securities Firms Commercial Loans Agricultural Loans Retail Credit Real Estate Loans Trade Finance Credit Risk Measurement - An Introduction Supervisory Credit Classification Problem Credit Management - Early Stage Problem Credits Liquidity Risk - Concepts and Management Liquidity Risk - Daily Liquidity Risk Management Liquidity Risk - Crisis Management Liquidity Risk - Connect Liquidity Risk - Test Yourself Liquidity Risk Management Principles - Governance, Management and Supervision Liquidity Risk Management Principles - Measurement and Management of Liquidity Liquidity Risk Management Principles - Disclosures and Supervisory Oversight Liquidity Risk Management Principles - Test Yourself Financial Markets - An Introduction Bond Markets - An Introduction Interest Calculations Time Value of Money Market Risk Management, Measurement and Supervision Bank Accounting - An Introduction 12

ESCUELA BANCA AÑO 2 - 35,92 HORASFSI INGLÉS PROFESIONALES Regulatory Capital Adjustments Under Basel III Leverage Ratio Basel II - Operational Risk - BIA & SA Regulation of Market Risk - Standardised Approach Capital Conservation and Countercyclical Buffers G-SIBs - Identification and Systemic Capital Surcharge IRB - An Introduction Counterparty Credit Risk - An Introduction Banks’ Internal Rating Systems Problem Credit Management - An Introduction Credit Derivatives - An Introduction Securitization - An Introduction Problem Credit Management - Accounting for Problem Credits Problem Credit Management - Late Stage Problem Credits Stress Testing - Credit Risk Liquidity Standards - LCR Liquidity Standards - NSFR Liquidity Risk - A Case Study: Northern Rock IRRBB Sound Practices – An Introduction IRRBB Sound Practices – Revised IRR Principles for Banks IRRBB Sound Practices – Revised IRR Principles for Supervisors IRRBB Sound Practices – Connect IRRBB Sound Practices – Test Yourself Equity Markets - An Introduction Forwards & Futures - An Introduction Swaps - An Introduction IAS 32 - Financial Instruments: Presentation IAS 39 - Financial Instruments: Recognition & Measurement IAS 39 - Impairment of Financial Assets Operational Risk - An Introduction Operational Risk - Case Study Anti-Money Laundering and the Financing of Terrorism Deposit Insurance - An Introduction Resolution and Bridge Banking 13

ESCUELA BANCA AÑO 3 - 37,25 HORASFSI INGLÉS PROFESIONALES IRB - Credit Risk Components Securitization and Regulatory Capital - An Overview Implementation of the Basel Capital Framework - An Overview Stress Testing Requirements of the Basel Capital Framework Management of Regulatory Capital IRB - Overview of Minimum Requirements Regulation of Market Risk - Internal Models Approach Economic Capital & RAROC - An Introduction Economic Capital & RAROC - Approaches & Allocation Credit Derivatives - Types Credit Derivatives - Uses & Applications Credit Derivatives - Credit Default Swaps Credit Derivatives - Total Rate of Return Swaps Securitization - Asset-Backed Securities (ABS) Securitization - Credit Card ABS Securitization - Mortgage-Backed Securities (MBS) Securitization - CDOs - An Introduction Stress Testing - Liquidity VAR - An Introduction Forwards & Futures - Hedging (Part I) Forwards & Futures - Hedging (Part II) Swaps - Applications Swaps - Currency Swaps VAR - Historical Simulation & Other Issues Bank Licensing - Overview Bank Licensing – Licensing Process Bank Licensing – Information Requirements Bank Licensing – Foreign Bank Entry Bank Licensing – Test Yourself Corporate Governance Macroprudential Supervision Risk-based Supervision – Objectives, Benefits and Challenges Risk-based Supervision – Main Elements Risk-based Supervision – An Example Risk-based Supervision – Connect Risk-based Supervision – Test Yourself Stress Testing - An Introduction 14

ESCUELA BANCA AÑO 4 - 25,75 HORASFSI INGLÉS PROFESIONALES Basel Capital Framework - Cross-border Implementation Securitization Framework Securitization - Special Features IRB - Securitization - A Case Study Credit Risk Transfer Credit Risk Modeling - An Introduction Options - An Introduction Swaps - Pricing & Valuation (Part I) Swaps - Pricing & Valuation (Part II) VAR - Variance-Covariance Approach Accounting - Consolidation Issues Accounting - Business Combinations Accounting - Securitization IAS 39 - Derivatives and Hedge Accounting Financial Conglomerates - Scope and Supervision Financial Conglomerates - Supervisory Standards Identifying Weak Banks Weak Banks – A Case Study Dealing with Weak Banks Supervisory Intensity and Effectiveness Large-value Payment Systems 15

ESCUELA BANCA AÑO 1 - 28,92 HORASFSI INGLÉS FUNCIONARIOS Basel III - An Overview Definition of Regulatory Capital Standardized Approach - Risk Weight Framework Pillar 2 - Supervisory Review Process Credit Granting & Administration Credit Analysis - An Introduction Accounts Receivable & Inventory Financing Claims on Sovereigns & Government Entities Claims on Banks & Securities Firms Commercial Loans Agricultural Loans Retail Credit Real Estate Loans Trade Finance Credit Risk Measurement - An Introduction Supervisory Credit Classification Problem Credit Management - Early Stage Problem Credits Liquidity Risk - A Case Study: Northern Rock Interest Calculations Time Value of Money Forwards & Futures - An Introduction Swaps - An Introduction Operational Risk - Case Study Anti-Money Laundering and the Financing of Terrorism Deposit Insurance - An Introduction Resolution and Bridge Banking 16

ESCUELA BANCA AÑO 2 - 26,25 HORASFSI INGLÉS FUNCIONARIOS Regulatory Capital Adjustments Under Basel III Leverage Ratio Capital Conservation and Countercyclical Buffers G-SIBs - Identification and Systemic Capital Surcharge IRB - An Introduction Banks’ Internal Rating Systems Problem Credit Management - An Introduction Credit Derivatives - An Introduction Securitization - An Introduction Problem Credit Management - Accounting for Problem Credits Problem Credit Management - Late Stage Problem Credits Stress Testing - Credit Risk Liquidity Standards - LCR Liquidity Standards - NSFR Forwards & Futures - Hedging (Part I) Forwards & Futures - Hedging (Part II) Swaps - Applications Swaps - Currency Swaps Bank Licensing - Overview Bank Licensing – Licensing Process Bank Licensing – Information Requirements Bank Licensing – Foreign Bank Entry Bank Licensing – Test Yourself Corporate Governance Macroprudential Supervision Risk-based Supervision – Objectives, Benefits and Challenges Risk-based Supervision – Main Elements Risk-based Supervision – An Example Risk-based Supervision – Connect Risk-based Supervision – Test Yourself Stress Testing - An Introduction 17

ESCUELA BANCA AÑO 3 - 21,42 HORASFSI INGLÉS FUNCIONARIOS IRB - Credit Risk Components Securitization and Regulatory Capital - An Overview Implementation of the Basel Capital Framework - An Overview Stress Testing Requirements of the Basel Capital Framework Management of Regulatory Capital Economic Capital & RAROC - An Introduction Economic Capital & RAROC - Approaches & Allocation Credit Derivatives - Types Credit Derivatives - Uses & Applications Credit Derivatives - Credit Default Swaps Securitization - Asset-Backed Securities (ABS) Securitization - Mortgage-Backed Securities (MBS) Financial Conglomerates - Scope and Supervision Financial Conglomerates - Supervisory Standards Identifying Weak Banks Weak Banks – A Case Study Dealing with Weak Banks Supervisory Intensity and Effectiveness 18

ESCUELA BANCA AÑO 1 - 29,50 HORASFSI ESPAÑOL Capital bancario Basilea I Basilea I. Estudio de un caso Basilea II. Visión general Basilea II. Pilar 3. Disciplina de mercado. Parte 1 Basilea II. Pilar 3. Disciplina de mercado. Parte 2 Basilea II. Riesgo operativo. BIA y SA Regulación del riesgo de mercado. Introducción Evaluaciones externas de riesgo de crédito Basilea II. SA. Evaluaciones externas de crédito Basilea II. Ámbito de aplicación Basilea II. Pilar 2. Proceso de revisión supervisora Basilea II. Introducción a la implantación transfronteriza Basilea II. Aspectos prácticos para su implantación AÑO 2 - 30,75 HORASFSI ESPAÑOL Componentes del riesgo de crédito Sistemas de calificaciones internas Basilea II. SA. Esquema de ponderaciones de riesgo Basilea II. Método estándar simplificado Basilea II. Visión general de la mitigación del riesgo de crédito Basilea II. IRB. Introducción Basilea II. Riesgo de tipo de interés en la cartera de inversión Basilea II. CRM. Garantías y derivados de crédito Basilea II. Mitigación del riesgo de crédito. Colateral y compensación Regulación del riesgo de mercado. Método estándar Basilea II. Pruebas de estrés Basilea II. IRB. Visión general de los requerimientos mí­nimos Basilea II. Marco de titulización Basilea II. Titulización. Aspectos especiales Capital económico y RAROC. Introducción Capital económico y RAROC. Métodos y asignación 19

ESCUELA GESTIÓN AÑO 1 - 32 HORAS 16 hrs 16 hrs JÓVENES LÍDERES 20HERRAMIENTAS INTERPERSONALES Autoconocimiento Comunicación efectiva Cooperación Resolución de conflictos Actitud hacia el cambioHERRAMIENTAS DE GESTIÓN Importancia de los procesos Identificar los procesos existentes Descripción de los procesos Proponer y contribuir con mejoras Importancia de la mejora continua AÑO 2 - 16 HORAS JÓVENES LÍDERESHERRAMIENTAS MEJORA PERSONAL Responsabilidad: Ser impecable e implacable Acción focalizada Resiliencia emocional Propósito y liderazgo personal

ESCUELA GESTIÓN AÑO 1 - 36 HORAS COLABORADORES LÍDERESHERRAMIENTAS TRABAJO EN EQUIPO Consciencia organizacional Empoderamiento y desarrollo organizacional Trabajo en equipo y comunicación Inteligencia emocional y social Liderazgo situacional y feedback Orientación a resultados AÑO 2 - 16 HORAS COLABORADORES LÍDERESHERRAMIENTAS DE GESTIÓN La filosofía y la importancia de los procesos para la SBS Identificar los procesos exisentes Descripción y mejora de los procesos ¿Qué es la gestión y cómo se gestiona un proceso? Herramienta de la medición de los procesos Calidad y excelencia La organización por procesos 21

ESCUELA GESTIÓN AÑO 1 - 16 HORAS EJECUTIVOS LÍDERESHERRAMIENTAS COACHING Pensamiento estratégico Indicadores de gestión Empoderamiento (Empowerment) Inteligencia emocional y social Liderazgo efectivo Desarrollando potencial de los colaboradores Estrategias de negociación Solución de problemas y toma de decisiones AÑO 2 - 24 HORASEJECUTIVOS LÍDERESHERRAMIENTAS DE GESTIÓN 12 hrs La filosofía y la importancia de los procesos para la SBS Identificar los procesos existentes Descripción de los procesos ¿Qué es la gestión y cómo se gestiona un proceso? Herramienta de medición de los procesos La organización por procesosFORMACIÓN DE EQUIPOS DE ALTO DESEMPEÑO 12 hrsEjecutivos líderes que finalizaron el nivel 2Taller 1 : Liderazgo antropológico y accountabilityTaller 2 : Comunicación efectivaTaller 3 : Dinámica estructural : “Desarrollando equipos de alto desempeño” 22

ESCUELA GESTIÓN AÑO 1 - 32 HORAS 16 hrs 16 hrs PROFESIONALES LÍDERESHERRAMIENTAS FUNCIONALES:GESTIÓN POR PROCESOS La gestión por procesos y gestión del Estado Generación del valor público y la política pública. Del modelo de funciones al de procesos El diseño y mapeo de procesos Diagramación de procedimientos y tareas Objetivos de procesos y la gestión por resultados Gestión de la calidad. Mejora continuaHERRAMIENTAS DE AUTOCONOCIMIENTOY RESPONSABILIDAD Sentido de Propósito: Valorar su aporte en la organización Empoderamiento Personal: Identificar su realidad actual Comunicación de Servicio: Poner en valor la visión estratégica SBS Inteligencia Emocional: Comprender y practicar herramientas 23

SUPERINTENDENCIA A Central de Supervisión de Supervisión de Riesgos Riesgo de crédito Riesgo (DCR) (DSRCRE) operacional 50 HORAS (DSRO) 91 HORAS 90 HORASEscuela Seguros A Ñ O 1Escuela AFA-CTF A Módulo 2 Módulo 2 Ñ DSRCRE DSRO O Módulo 2 30,25 horas 30 horas DCR 2 19,25 horasEscuela Banca A Módulo 3 Módulo 3 Ñ O DSRCRE DSRO 30,25 horas 29,58 horas 3

ADJUNTA DE RIESGOS Supervisión de Supervisión de Supervisión de Supervisión de Valoración de Riesgo de Riesgos de Sistemas de Riesgos de Inversiones Información y Lavado de (DVI)mercado, liquidez Conglomerados Tecnología Activos y e inversiones (DSRCM) (DSSIT) 89 HORAS (DSRMLI) Financiamiento 92 HORAS 86 HORAS del Terrorismo 92 HORAS (DSRLAFT) 88 HORAS + 28 HORAS Módulo 1 Módulo 1 Módulo 1 SAR ALA-CFT DVI30,25 horas 28 horas 30,17 horasMódulo 2 Módulo 2 Módulo 2 Módulo 2 Módulo 2 DSRMLI DSRCM DSRLAFT DSRLAFT DVI31,58 horas 30,25 horas 30,25 horas 30,25 horas 29,67 horas Módulo 3 Módulo 3 Módulo 3 Módulo 3 Módulo 3 DSRMLI DSRCM DSRLAFT DSRLAFT DVI30,25 horas 31,58 horas 27,50 horas 27,50 horas 29,50 horas 24

SUPERINTENDENCIA ADJUNTA DE RIESGOS Módulo 1 Escuela Banca Escuela Seguros 13,50 hrs AÑO 1 - SAR - 30,25 HORAS 1,50 hrs 1 horaCAPITAL AND RELATED BACEL STANDARDS 2,50 hrs Bank Capital 3,75 hrs Basel II - An Overview Basel III - An Overview Definition of Regulatory Capital Regulatory Capital Adjustments Under Basel III Leverage Ratio Standardized Approach - Risk Weight Framework Overview of Credit Risk Mitigation Basel II - Operational Risk - BIA & SA Pillar 2 - Supervisory Review Process Pillar 3 - Market Discipline - Part 1 Pillar 3 - Market Discipline - Part 2CREDIT RISK The Credit Risk EnvironmentLIQUIDITY RISK Liquidity Risk - An IntroductionMARKET RISK Financial Markets - An Introduction Market Risk - An IntroductionOPERATIONAL RISK Financial Markets - An Introduction Market Risk - An Introduction 25

SUPERINTENDENCIA ADJUNTA DE RIESGOS Módulo 1 Escuela Banca Escuela Seguros 1 hr 6 hrs AÑO 1 - SAR - 30.25 HORAS 1 hrINSURANCE Insurance Solvency - An Introduction OtherOTHER SUPERVISORY TOPICS BCPs (Part 1) - Overview and Assessment Methodology Anti-Money Laundering Bank Licensing Risk-Based SupervisionDEPOSIT INSURANCE Deposit Insurance - An Introduction 26

SUPERINTENDENCIA ADJUNTA DE RIESGOS Módulo 2 Escuela Banca 9,75 hrs AÑO 2 - DCR - 19,25 HORAS 1,50 hrs 8 hrsCREDIT RISK Credit Risk in the Loan Portfolio - An Introduction Credit Granting & Administration Credit Analysis - An Introduction Commercial Loans Retail Credit Real Estate Loans Supervisory Credit ClassificationACCOUNTING Bank Accounting - An Introduction Other Supervisory TopicsOTHER SUPERVISORY TOPICS Business Continuity Management Corporate Governance Financial Conglomerates - Supervisory Standards Financial Conglomerates - Scope and Supervision Information Technology Supervision Internal Audit - An Introduction Risk Concentrations 27

SUPERINTENDENCIA ADJUNTA DE RIESGOS Módulo 2Escuela Banca AÑO 2 - DSRCRE / DSRFE - 30,25 HORAS 13 hrs 15 hrsCAPITAL AND RELATED BASEL STANDARDS Basel I External Credit Risk Assessments Standardised Approach - External Credit Assessments Capital Conservation and Countercyclical Buffers IRB - An Introduction Securitization and Regulatory Capital - An Overview Counterparty Credit Risk - An Introduction Stress Testing Requirements of the Basel Capital Framework Standardised Approach - External Credit AssessmentsCREDIT RISK IRB - Credit Risk Components Credit Risk in the Loan Portfolio - An Introduction Credit Granting & Administration Credit Analysis - An Introduction Accounts Receivable & Inventory Financing Country Risk Banks’ Internal Rating Systems Loan Loss Provisioning - An Introduction Credit Risk Modeling - An Introduction Credit Risk Modeling - CreditMetrics Credit Risk Modeling - CreditRisk+ Statistics for Credit Rating ModelsMARKET RISK 2,25 hrs Probability Distributions & Hypothesis Testing 28

SUPERINTENDENCIA ADJUNTA DE RIESGOS Módulo 3Escuela Banca AÑO 3 - DSRCRE / DSRFE - 30,25 HORAS 12 hrsCAPITAL AND RELATED BASEL STANDARDS IRB - Overview of Minimum Requirements Basel II - IRB - Underlying Math and Theory IRB for Corporates, Banks and Sovereigns IRB - Retail Exposures IRB for Specialised Lending IRB for Equity Exposures IRB for Purchased Receivables IRB - Supervisory ValidationCREDIT RISK 7,25 hrs Real Estate Loans Trade Finance Managing Problem Loans External Credit Risk AssessmentsACCOUNTING 1 hr 10 hrs Accounting - Consolidation IssuesOTHER SUPERVISORY TOPICS Corporate Governance Financial Conglomerates - Scope and Supervision Financial Conglomerates - Supervisory Standards Macroprudential Supervision Off-Site Supervision Risk Concentrations Stress Testing - An Introduction 29

SUPERINTENDENCIA ADJUNTA DE RIESGOS Módulo 2Escuela Banca Escuela SegurosAÑO 2 - DSRO - 30 HORASCAPITAL AND RELATED BASEL STANDARDS 1,50 hrs 4 hrs Implementation of the Basel Capital Framework - An Overview 5,25 hrsCREDIT RISK Credit Granting & Administration 2,25 hrs Credit Analysis - An Introduction 1 hr Loan Loss Provisioning - An Introduction 8 hrsMARKET RISK 8 hrs Bonds - An Introduction Equities - An Introduction Commodities - An Introduction Regulation of Market Risk - Standardised ApproachOPERATIONAL RISK Basel II - Operational Risk - AMAINSURANCE Enterprise Risk Management and Insurer SolvencyOTHER INSURANCE TOPICS ICPs (Part I) - Overview and Assessment Methodology ICPs (Part II) - Insurance Core Principles, Standards and Guidance Fraud in Insurance Life Insurance - Business and Risks Non-life Insurance - Business and Risks Reinsurance - An Introduction Insurance Accounting - An IntroductionOTHER SUPERVISORY TOPICS BCPs (Part 2) - The 29 Core Principles Business Continuity Management Corporate Governance Information Technology Supervision Internal Audit - An Introduction Outsourcing 30

SUPERINTENDENCIA ADJUNTA DE RIESGOS Módulo 2Escuela Banca Escuela SegurosAÑO 3 - DSRO - 29,58 HORASCAPITAL AND RELATED BASEL STANDARDS 4,50 hrs IRB - An Introduction 3,50 hrs Securitization and Regulatory Capital - An Overview 11,58 hrs Counterparty Credit Risk - An Introduction Management of Regulatory Capital 3 hrs 1 hrCREDIT RISK 1,75 hrs Credit Derivatives - An Introduction 3,75 hrs Credit Derivatives - Types 0,50 hrs Securitization - An Introduction 31MARKET RISK Forwards & Futures - An Introduction Options - An Introduction Swaps - An Introduction VAR - An Introduction Probability Distributions & Hypothesis Testing Futures Markets Swaps - Applications Swaps - Currency Swaps Regulation of Market Risk - Internal Models ApproachINSURANCE Internal Models - An Introduction Solvency II - An Introduction - Part 1 Solvency II - An Introduction - Part 2OTHER INSURANCE TOPICS MicroinsuranceOTHER SUPERVISORY TOPICS Problem Banks - An IntroductionPAYMENT SYSTEMS Large-value Payment Systems Payment Systems - Risks Payment Systems - OversightFSI CONNECT INSIGHTS From Basel I to Basel III - A Chronology

SUPERINTENDENCIA ADJUNTA DE RIESGOS Módulo 2Escuela Banca Escuela SegurosAÑO 2 - DSMLI - 31,58 HORASLIQUIDITY RISK 5,25 hrs 18,33 hrs Liquidity Risk - A Case Study: Northern Rock Principles for Sound Liquidity Risk Management and Supervision 2 hrs Liquidity Standards - LCR Liquidity Standards - NSFR Stress Testing - LiquidityMARKET RISK Duration & Convexity VAR - An Introduction Basel II - Interest Rate Risk in the Banking Book Regulation of Market Risk - Standardised Approach Forwards & Futures - Pricing Forwards & Futures - Hedging (Part I) Forwards & Futures - Hedging (Part II) Forwards & Futures - Trading Options - Introduction to Option Valuation Options - Future Asset Prices & Volatility Swaps - Applications Swaps - Pricing & Valuation (Part I) Swaps - Pricing & Valuation (Part II) Swaps - Currency Swaps Counterparty Credit Risk - An IntroductionINSURANCE Solvency II - An Introduction - Part 1 Solvency II - An Introduction - Part 2OTHER INSURANCE TOPICS 1 hr Asset-Liability ManagementACCOUNTING 5 hr IAS 39 - The Fair Value Option and IFRS 13 - Fair Value Measurement IAS 39 - Financial Instruments: Recognition & Measurement IAS 39 - Impairment of Financial Assets 32

SUPERINTENDENCIA ADJUNTA DE RIESGOS Módulo 3 Escuela Banca 1,50 hrs 8 hrs AÑO 3 - DSMLI - 30,25 HORAS 13,25 hrsCAPITAL AND RELATED BASEL STANDARDS Economic Capital & RAROC - An Introduction 2 hrs 5,50 hrsCREDIT RISK Securitization - An Introduction Securitization - CDOs - An Introduction Credit Risk Modeling - An Introduction Credit Risk Modeling - CreditMetrics Credit Risk Modeling - CreditRisk+ Credit Risk Modeling - KMV & Comparison of Models Statistics for Credit Rating ModelsMARKET RISK Options - Replication, Risk-Neutrality, & Black-Scholes Options - Beyond Black-Scholes Options - Trading Strategies Options - Exotic Options VAR - Variance-Covariance Approach VAR - Historical Simulation & Other Issues VAR - Monte Carlo Simulation Regulation of Market Risk - Internal Models Approach Enhancements to the Market Risk Capital RequirementsACCOUNTING IAS 39 - Derivatives and Hedge AccountingPAYMENT SYSTEMS Settlement of FX Transactions Securities Settlement Systems - An Introduction Securities Settlement Systems - Recommendations 33

SUPERINTENDENCIA ADJUNTA DE RIESGOS Módulo 2Escuela Banca Escuela SegurosAÑO 2 - DSRCM - 30,25 HORASCREDIT RISK 11 hrs Credit Risk in the Loan Portfolio - An Introduction 3,75 hrs Credit Granting & Administration 4 hrs Credit Analysis - An Introduction 3 hrs Country Risk 2 hrs Banks’ Internal Rating Systems Loan Grading 6,5 hrs Supervisory Credit Classification Loan Loss Provisioning - An IntroductionMARKET RISK Bonds - An Introduction Equities - An Introduction Commodities - An IntroductionINSURANCE Capital Resources Control Levels and Supervisory Intervention Life Insurance Solvency - Country Example Non-life Insurance Solvency - Country ExampleOTHER INSURANCE TOPICS ICPs (Part I) - Overview and Assessment Methodology ICPs (Part II) - Insurance Core Principles, Standards and GuidanceACCOUNTING Insurance Accounting - An Introduction Insurance - DisclosureOTHER SUPERVISORY TOPICS Corporate Governance Cross-border Bank Resolution Financial Conglomerates - Scope and Supervision Financial Conglomerates - Supervisory Standards Internal Audit - An Introduction Supervisory Colleges Systemic Risk from an Insurance Perspective 34

SUPERINTENDENCIA ADJUNTA DE RIESGOS Módulo 3 Escuela Banca Escuela Seguros AÑO 3 - DSRCM - 31,58 HORAS)CAPITAL AND RELATED BASEL STANDARDS 2,50 hrs 4 hrs IRB - Credit Risk Components IRB - An Introduction 5,25 hrs 10,08 hrsCREDIT RISK 4 hrs Retail Credit 5,75 hrs Real Estate Loans Trade FinanceLIQUIDITY RISK Liquidity Risk - A Case Study: Northern Rock Principles for Sound Liquidity Risk Management and Supervision Liquidity Standards - LCR Liquidity Standards - NSFR Stress Testing - LiquidityMARKET RISK Bond Prices & Yields Duration & Convexity Forwards & Futures - An Introduction Options - An Introduction Swaps - An Introduction VAR - An Introduction Basel II - Interest Rate Risk in the Banking Book Regulation of Market Risk - Standardised ApproachINSURANCE Enterprise Risk Management and Insurer Solvency Internal Models - An Introduction Solvency II - An Introduction - Part 1 Solvency II - An Introduction - Part 2OTHER SUPERVISORY TOPICS Macroprudential Supervision Outsourcing Problem Banks - An Introduction Problem Banks - A Case Study Problem Banks - Corrective Actions and Resolution 35

SUPERINTENDENCIA ADJUNTA DE RIESGOS Módulo 2Escuela Banca Escuela SegurosAÑO 2 - DSSIT - 30,25 HORASCREDIT RISK 1 hr IRB - Credit Risk Components 5 hrs 9 hrsMARKET RISK 1,50 hrs Counterparty Credit Risk - An IntroductionINSURANCE SOLVENCY Enterprise Risk Management and Insurer Solvency Life Insurance Solvency - Country Example Non-life Insurance Solvency - Country Example Solvency II - An Introduction - Part I Solvency II – An Introduction – Part IIOTHER INSURANCE TOPICS Conduct of Business in Insurance Fraud in Insurance Insurance Accounting - An Introduction Life Insurance - Business and Risks Microinsurance Non-life Insurance - Business and Risks Off-site Supervision - Insurance On-site Inspection - Insurance Types of Insurance 36

SUPERINTENDENCIA ADJUNTA DE RIESGOS Módulo 2Escuela Banca Escuela SegurosAÑO 2 - DSSIT - (16 HORAS)ACCOUNTING 1,50 hrs 7,50 hrs Bank Accounting - An Introduction 0,50 hrsOTHER SUPERVISORY TOPICS 4,75 hr Corporate Governance Information Technology Supervision Internal Audit - An Introduction Outsourcing Problem Banks - An Introduction Problem Banks - A Case StudyFSI CONNECT INSIGHTS Enterprise Risk Management - An IntroductionPAYMENT SYSTEMS Large-value Payment Systems Payment Systems - Liquidity Payment Systems - Risks Payment Systems - Oversight 37

SUPERINTENDENCIA ADJUNTA DE RIESGOS Módulo 3 Escuela Banca Escuela Seguros AÑO 3 - DSSIT - 25,08 HORASCAPITAL AND RELATED BASEL STANDARDS 1,50 hrs 11 hrs IRB - Credit Risk Components IRB - An Introduction 0.83 hrs 1 hrCREDIT RISK 4,75 hrs Retail Credit 1 hr Real Estate Loans Trade FinanceLIQUIDITY RISK Liquidity Risk - A Case Study: Northern Rock Principles for Sound Liquidity Risk Management and Supervision Liquidity Standards - LCR Liquidity Standards - NSFR Stress Testing - LiquidityMARKET RISK Bond Prices & Yields Duration & Convexity Forwards & Futures - An Introduction Options - An Introduction Swaps - An Introduction VAR - An Introduction Basel II - Interest Rate Risk in the Banking Book Regulation of Market Risk - Standardised ApproachINSURANCE Enterprise Risk Management and Insurer Solvency Internal Models - An Introduction Solvency II - An Introduction - Part 1 Solvency II - An Introduction - Part 2OTHER SUPERVISORY TOPIC Macroprudential Supervision Outsourcing Problem Banks - An Introduction Problem Banks - A Case Study Problem Banks - Corrective Actions and Resolution 38

SUPERINTENDENCIA ADJUNTA DE RIESGOS Módulo 2Escuela Banca Escuela SegurosAÑO 2 - DSRLAFT - 30,25 HORASCAPITAL AND RELATED BASEL STANDARDS 6 hrs 14,25 hrs IRB - Credit Risk Components IRB - An Introduction 1 hr Counterparty Credit Risk - An Introduction 9 hrs Implementation of the Basel Capital Framework - An Overview Management of Regulatory CapitalCREDIT RISK Credit Risk in the Loan Portfolio - An Introduction Country Risk Supervisory Credit Classification External Credit Risk Assessments Credit Derivatives - An Introduction Credit Derivatives - Types Securitization - An Introduction Credit Risk Transfer Loan Loss Provisioning - MethodologyLIQUIDITY RISK Principles for Sound Liquidity Risk Management and SupervisionOTHER INSURANCE TOPICS Asset-Liability Management Conduct of Business in Insurance Fraud in Insurance Life Insurance - Business and Risks Microinsurance Non-life Insurance - Business and Risks Off-site Supervision - Insurance On-site Inspection - Insurance Reinsurance - An Introduction 39

SUPERINTENDENCIA ADJUNTA DE RIESGOS Módulo 3Escuela Banca Escuela SegurosAÑO 3 - DSRLAFT - 27,50 HORAS)CAPITAL AND RELATED BASEL STANDARDS 7,75 hrs 5,17 hrs IRB - Overview of Minimum Requirements Securitization Framework 3,58 hrs Basel II - Operational Risk - AMA 1 hr Economic Capital & RAROC - An Introduction 10hrsCREDIT RISK Credit Derivatives - Uses & Applications Credit Derivatives - Pricing Methods Credit Risk Modeling - An Introduction Credit Risk Modeling - CreditMetrics Credit Risk Modeling - CreditRisk+MARKET RISK Regulation of Market Risk - Standardised Approach Bond Strategies - Fundamentals Futures MarketsINSURANCE SOLVENCY Control Levels and Supervisory InterventionOTHER SUPERVISORY TOPICS Banks & Bank Risks Business Continuity Management Corporate Governance Information Technology Supervision Macroprudential Supervision Enterprise Risk Management - An Introduction Payment Systems - Risks Financial Conglomerates - Scope and Supervision Financial Conglomerates - Supervisory Standards 40

SUPERINTENDENCIA ADJUNTA DE RIESGOS Módulo 1 Escuela Banca 30.17 hrs AÑO 1 - DVI - 30.17 HORASMARKET RISK Financial Markets - An Introduction Bonds - An Introduction Equities - An Introduction Commodities - An Introduction Interest Calculations Time Value of Money Calculus NPV & IRR Bond Prices & Yields Duration & Convexity Forwards & Futures - An Introduction Options - An Introduction Swaps - An Introduction VAR - An Introduction Market Risk - An Introduction Basel II - Interest Rate Risk in the Banking Book Regulation of Market Risk - Standardised Approach Probability Distributions & Hypothesis Testing Bond Strategies - Fundamentals Forwards & Futures - Pricing Futures Markets Forwards & Futures - Hedging (Part I) Forwards & Futures - Hedging (Part II) Forwards & Futures - Trading 41

SUPERINTENDENCIA ADJUNTA DE RIESGOS Módulo 2Escuela Banca AÑO 2 - DVI - 29,67 HORAS 13,17 hrsCREDIT RISK Country Risk Claims on Sovereigns & Government Entities Claims on Banks & Securities Firms Real Estate Loans Credit Derivatives - An Introduction Credit Derivatives - Types Credit Derivatives - Uses & Applications Credit Derivatives - Pricing Methods Credit Derivatives - Credit Default Swaps Credit Derivatives - Basket Default Swaps Credit Derivatives - Total Rate of Return Swaps ResecuritizationsMARKET RISK 13,50 hrs Options - Introduction to Option Valuation Options - Future Asset Prices & Volatility Swaps - Applications Swaps - Pricing & Valuation (Part I) Swaps - Pricing & Valuation (Part II) Swaps - Currency Swaps Counterparty Credit Risk - An Introduction Options - Replication, Risk-Neutrality, & Black-Scholes Options - Beyond Black-Scholes Options - Trading Strategies Options - Exotic OptionsACCOUNTING 3 hrs IAS 39 - The Fair Value Option and IFRS 13 - Fair Value Measurement IAS 39 - Impairment of Financial Assets 42

SUPERINTENDENCIA ADJUNTA DE RIESGOS Módulo 3Escuela Banca Escuela Seguros AÑO 3 - DVI - 29,50 HORAS 19,25 hrsCREDIT RISK 4,50 hrs 2 hrs Securitization - An Introduction Securitization - Asset-Backed Securities (ABS) 3,25 hrs Securitization - Credit Card ABS 0,50 hrs Securitization - Mortgage-Backed Securities (MBS) Securitization - European Mortgage-Backed Securities Securitization - Commercial Mortgage-Backed Securities Securitization - CDOs - An Introduction Securitization - CDOs - Structures & Ratings Credit Risk Transfer Credit Risk Modeling - An Introduction Credit Risk Modeling - CreditMetrics Credit Risk Modeling - CreditRisk+ Credit Risk Modeling - KMV & Comparison of Models Credit Derivatives - CDS Indexes Credit Derivatives - Synthetic CDOsMARKET RISK VAR - Variance-Covariance Approach VAR - Historical Simulation & Other Issues VAR - Monte Carlo SimulationOTHER INSURANCE TOPICS Asset-Liability Management Securitization and Insurance-Linked SecuritiesACCOUNTING Accounting - Securitization IAS 39 - Derivatives and Hedge AccountingFSI CONNECT INSIGHTS Credit Rating Agencies - Structured Product Methodologies 43

MALLA: SUPERVISIÓN BANCARIA GENERAL Escuela Banca 7,25 hrs 12 hrs AÑO 1 - 28 HORAS 1 hrCAPITAL AND RELATED BASEL STANDARDS 3,50 hrs Bank Capital 1,25 hrs Definition of Regulatory Capital 1,50 hrs Basel I 1,50 hrs Basel II - An Overview Basel III - An Overview Leverage Ratio From Basel I to Basel III - A ChronologyCREDIT RISK Credit Risk in the Loan Portfolio - An Introduction The Credit Risk Environment Credit Granting & Administration Credit Analysis - An Introduction Loan Grading Supervisory Credit Classification Managing Problem Loans Loan Loss Provisioning - An IntroductionLIQUIDITY RISK Liquidity Risk - An IntroductionMARKET RISK Probability Financial Markets - An Introduction Market Risk - An IntroductionOPERATIONAL RISK Operational Risk - An IntroductionACCOUNTING Bank Accounting - An IntroductionOTHER SUPERVISORY TOPICS Banks & Bank Risks 44