Secured Business Loans

MCS knows that when it comes to running an efficient and profitable businessthat you need collateral from time to time to make ends meet. Therefore, wehave created several different lending programs for you, the business owner totake advantage of.What Type of Lending Services are You Looking For?  Small Business Loans  Equipment Leasing  Customer Financing -Based on Customer Personal Credit  Customer Payment Plan -Based on Customer Valid Checking Account (NOT CREDIT)Are you a business owner, with a small retail establishment, restaurant ormedium sized organization? If you are, then you know how difficult it can befrom time to time when business is slow, overhead is high and profits are thin.Frankly, at times, it’s difficult to make ends meet without a business line ofcredit in one form or another. Your problem, of course, may not be your credit,but nevertheless banks decline you for a loan time and time again.

It’s Time for a Small Business LoanAt MCS, we have an excellent program that provides you with the money youneed to keep your business going strong. Can you imagine achieving thatneeded financial boost for your business and not having to worry about visitingthe bank just to be turned down for a loan?With our unique plan, in the form of a merchant cash advance, you can get themoney you need right now and focus on running your business. Our cashinfusion will keep your business running strong and have you looking uptowards the future.If you accept credit card payments and have at least $5,000.00 in monthlycredit card payment processing receivables, you can qualify for our lendingprogram.We can fund your bank account within days without any hassles, monthlypayments, or collateral. Best yet, bad credit is not a challenge. Our program isset up as an advance on future processing receivables to be used forcapitalizing your business. Businesses are never billed because the merchantcash advance is paid back within months from daily credit card processingvolume.The merchant cash advance is backed by investors, risk management groupsand financial institutions, who buy a fixed amount of the business’s futureVisa and MasterCard sales volume. These third party organizations reviewyour existing cash flow and provide carefully timed funding to assure yourbusiness’s continued growth.To qualify you’ll need:  Minimum credit score of 500  Minimum time in business of 9 months  $5000 (minimum) credit card processing monthly receivablesFunding in as little as three days!There are three simple programs we offer businesses in need of merchant cashadvance, depending on their specific financial situation.

The Funding Program – 6, 9, 12 and 18 months*  Based on three months of future Visa/MC and checks sales volume.2) The businesses average monthly V/MC and checks sales volume is multiplied by three months.  We can purchase up to 150% of this estimated V/MC and checks monthly sales volume.  This percentage is called the Specified Percentage.  The business repays up to $1.19 for every $1.00 received.  For $10,000 in funding (the Purchase Price) the investors will receive $11,900, (the Specified Amount).  Funding ranges from $5,000 to $750,000 per location depending upon your business’s monthly average sales volume (gross credit card / cash sales).The merchant cash advance program is for strong and healthy businesses thatmay ask for and need a small or large sum of working capital. We deal witheach business on an individual basis, and use the 6, 9, 12 and 18 monthprograms predominately.Customer Financing Turn-DownsAre you a business owner in search of lines of credit for your customers? If youare, then you know how difficult it can be to find lending for consumers withless than AA credit ratings. In this economy, average credit or worse can bejust as heavy a financial burden as too much debt. Customers with less thangreat credit may need a loan to replace a broken refrigerator or furnish theirhome.Maybe it’s more urgent and they need to pay sudden dental or medicalbills. Whether your business type is furniture sales or dentistry, being able tooffer alternative lending options will make a big difference on your bottom linecorporate profits. You’re losing out, if you’re not considering lending optionsfor clients who usually get turned down by AA rated customer financinglenders.

Don’t let your customers walk away because of a credit score!The #1 reason people don’t choose to enlist your service or make that purchaseis lack of funds, most often related to credit worthiness. Help your customersget the services and products they need by offering an alternative consumerlending solution to your primary lender.Our customer financing program is available to your consumers with creditscores as low as 550 (on a case by case basis). And, let’s face it, plenty of goodpeople now have less than best credit due to the recent economicconditions. In fact, our no credit score lending plan is also available with veryattractive rates to all of your customers so you don’t have to worry about creditscore turn downs. Apply today!With our customer financing program, there is no risk or liability to themerchant. We handle the transaction online from start to finish. You simplyprovide the products or services once we’ve approved the application. You’ll befunded within 48 hours after the sale is approved and products are delivered.If you’re one of the following businesses types, we can help you startincreasing sales revenues today!  Dental  Elective Surgery  Hearing Aids  Medical Devices  Veterinary  Chiropractic and other Practitioners  Merchant Solutions  Automotive Repair Services  Furnishings  Home Improvement  Luxury – Jewelry, Art, Bridal

We also offer other options besides secondary customer financingDid you know that 40% or more of consumer credit requests are turned downby prime lenders? That’s almost half of your potential customer base thatyou’re not currently taking advantage of!With our consumer lending program, consumers are approved 60% to 75% ofthe time. And the discount rate is competitive. So you’ll definitely see moresales revenue coming into your business as well as making your customershappy and you’ll also be helping people build up their credit ratings.Merchant Capital StoreAre you a business owner in need of money? Are you running out of time andoptions to secure that loan or line of credit? For certain businesses, primarylenders are notoriously stingy with their loans and will reject you outright evenif you have good credit. If you have bad credit, that cuts your chances down toeven less.Regardless of the bank’s outlook on your financial past or your business field,you understand just how badly you still need money for business. It could bethe difference between going under or finally having the capital you need toexpand your business and think about the future. When there is nothing youcan do and no one to turn to, “look our way”.Since 1994 Merchant Capital Store, Inc. has been helping small businesseswith electronic payment service programs and merchant financing solutions.We realize that in order for you, the small business owner, to run a successfulorganization that you must have several different merchant services programsavailable for your customers and working capital lending from time to time toefficiently and effectively run your business with your eye on future growth.

What are your money for business needs? Merchant Capital Store, Inc.can helpIn today’s marketplace, business owners know that customers don’t alwayshave cash in their pockets to purchase your products or services they needtoday. In order to succeed, you must have several payment service optionsavailable to give your customers every opportunity to make a purchase “rightnow” or lose another valuable customer to your closest competitor who alreadyhas these payment services available for your customers who want to buy, toenable your customer to purchase from them “today”.Our lending solutions cater to your specific needs as a merchant. Fromoffering your customers finance options (down to a 550 FICO score) so they canpurchase your products or services, to lending your business working capitalto purchase the inventory you need to sell more products and get through afinancial crunch. We have the business financial services you need tosuccessfully and efficiently run your business. Call Now: (888) 249-0605 Las Vegas, NV 89129, USA http://www.merchantcapitalstore.com