Neches Federal Credit Union Newsletter: 2nd Quarter 2017

GET PRE-APPROVED AND WIN A CRAWFISH TABLE. PAGE 3 SECOND QUARTER 2017CASH BACK LOANS! Florida Vacation!ANDACHANCETOWINA Some restrictions may apply. See Neches FCU for more details.

GET A LOAN FROMNECHES AND RECEIVE Florida Vacation!ANDACHANCETOWINAAAUUTTOO HOME BOAT DEBTLLOOAANNSS LOANS LOANS CONSOLIDATIONWith Approved Credit. Some restrictions may apply. Member must be in good standing and receive a loan from Neches FCU in order to qualify. Loan must be $20,000 or more to receive this offer, not including mortgagesmade through Neches FCU at memberhomeloan.com, interim construction loans, credit cards, share secured loans, and line of credit loans. Valid March 20, 2017, through April 22, 2017, or while supplies last. May not beused in conjunction with other offers or giveaways. A copy of entry rules may be picked up at any Neches FCU branch. Florida vacation grand prize winner will receive a check for $2,000 that can be used at their discretionto purchase the Florida vacation. All taxes and reporting consequences thereof associated with the receipt of the Grand Prize are solely the responsibility of the winner who will receive an IRS Form 1099 reflecting theactual value of the prize. Members must receive a loan of $20,000 or more to automatically entered into the drawing.

GIVE AHOOTABOUT SAVINGS!National Credit Union youth Month nGAGE (Newborn-12 years old): • Deposit of $25 or more - snack tumbler & entry to win a Nintendo Switch • Deposit of $100 or more - snack tumbler, tshirt, & entry to win a Nintendo Switch nSPIRE (13-18 years old):POWERED BY NECHES FCU • Deposit of $25 or more - aluminum bottle & entry to win a Nintendo Switch • Deposit of $100 or more - aluminum bottle, sports pack & entry to win a Nintendo Switch April is Youth Month Give a Hoot about Savings!! Stop by any one of our locations to learn how to become an nGage and nSpire member or visit Nechesfcu.org for more details. *WHILE SUPPLIES LAST. SOME RESTRICTIONS MAY APPLY.

GEOTANPURYTEOO-UALRPOPNARENOX..VTED CAR LOANS 8 GET PRE-APPROVED! AND WIN A Being pre-approved for your car loan will save you time and KING KOOKER money. If you’re in the market for a new vehicle, being pre-CRAWFISH TABLE! approved by Neches FCU has many advantages. All pre-approvals that fund in the month of April R tS will be automatically SIMPLIFY THE PROCESS AT KNOW EXACTLY HOW MUCH TEAM NECHES IS AT YOUR registered to win a King THE DEALERSHIP YOU CAN AFFORD BECK AND CALL Kooker Crawfish table! After being pre-approved Our team will lock you by Neches you are in for your rate and can Our fast and Get pre-approved today at nechesfcu.org considered a ‘cash’ buyer even tell you how much or by calling a loan officer. at the dealership and you your note will be. This can focus on negotiating will allow you to know the best price for your exactly what your budget knowledgeable loan new vehicle rather than is. worrying about the officers will know you financing. by name and can help guide you through the car buying process. We even have preferred dealer networks that can help you. NFCU Join us for Neches FCUANNUAL KID’S DAY Friday, June 16th From 2pm to 4pm at Colorado Canyon 6110 Folsom Road, Beaumont Join us for some Summer Fun!!! * For nGage members 0-12 years of age.

LOANS RETIREMENT HNOEMCLOHEAEESNQSUFCITUY AMERICAN ROAD TO RETIREMENT . 2 If you’re a homeowner you can utilize the equity in your home to make BY MARIOREEN GIBSON FINANCIAL ADVISOR, NECHES RETIREMENT AND INVESTMENT SERVICESimprovements, add a swimming pool, pay for tuition, or anything else you’d like to (409) 749-6315 :: [email protected] accomplish. ANNE SINNOYou can apply online today at nechesfcu. REGIONAL SALES DIRECTOR AT MEMBERS INSURANCE AND INVESTMENTS org. Choose the ‘Borrow’ section and Social Security and Medicare IRA and Retirement Income Planningselect the home equity application in the June 20, 2017 at 6:30pm June 22, 2017 at 6:30pm ‘Mortgages’ tab. • Learn about Medicare ‘Basics’ • Develop a Retirement Plan for We’re your Home Loan your future Connection! • What you need to know about Social Security before you retire • What income strategies should you consider All seminars held at Neches Federal Credit Union 776 Magnolia Port Neches, Texas 77651 RSVP to [email protected] Dinner Provided Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. NFCU 8TH ANNUAL EASTER EGG HUNT 8 Join us Thursday, April 13th, as we will be having our 8th Annual Easter Egg Hunt at all of our 7 of our Neches FCU locations. All of our nGage members (0-12 years of age) are invited to attend and search for prize filled eggs. One ‘GOLDEN’ egg will be hidden at each location, and the lucky winner will be awarded an Easter basket filled with lots of goodies.. What: Easter Egg Hunt Where: All 7 Neches FCU branches When: Thursday, April 13th 4:30 pm

NFCUSPOWTELIBGHT .Access CARFAXreports through nechesfcu.orgNeches Federal Credit Union is protecting you!Our credit union provides CARFAX Vehicle History Reports to help protect our members from salvage, total loss,structural damage, lemon, and flood vehicles. Your loan officer can provide you with a full report that includes titlehistories, accident reports, and ownership history.If you’re ever interested in receiving a CARFAX report you can begin theprocess at nechesfcu.org.DOUBLE THE REWARDSLooking for a rewards card? Our Neches FCU Credit Cards andDebit Cards both earn 1 point for every $3 you spend. Those canadd up very fast, and you can use your Neches FCU rewardsfor just about anything. Travel, gift cards, sporting events,merchandise, gas, and much more. They’re easy to redeemonline by simply going to uchooserewards.com• No annual fees• Earn points that you can use for all sorts of things• Easy to redeem online *DEBIT CARD POINTS ARE ONLY EARNED ON SIGNATURE BASED TRANSACTIONS. PLEASE BE SURE TO CHOOSE THE ‘CREDIT’ OPTION ANYWHERE THAT YOU SHOP.

GARTH HOUSE Neches FCU employees help Garth House Neches FCUpresents checkto Credit Union for Kids CCOOMRNMEURNITY BRIDGE CITY BRANCH Neches Federal Credit Union having fun and Neches FCU Bridge giving back to the community every month! City Chamber Coffee BRIDGE CITY CHAMBER COFFEE Door Prize WinnersCREDIT UNION FOR KIDS NECHES NIGHT @ LU LU BASEBALLNeches FCU’s Bake Sale Neches FCU supports the Neches FCU throws the first pitch raises over $2700 for Lamar Cardinals Credit Union for Kids 6NECHES FEDERAL CREDIT UNION · SECOND QUARTER 2017

P.O. Box 1118 | Port Neches, Texas 77651-1118nechesfcu.org Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States MANAGEMENT BOARD OF DIRECTORS Government. This newsletter is informational in nature and does not purport to give legal, tax or financial advice. Jason Landry . . . . . . . . . . President/CEO Buddy Spivey, ChairmanLOCATIONS Vickie Conkle . . . . . . . Senior VP of Operations Dave Bennett Paula Cappadonna. . . . . Senior VP of Finance George Bryant, IIIPORT NECHES – Magnolia Ken Dollinger776 Magnolia | 409-722-1174 HUMAN RESOURCES Bobby GibsonLobby: M-Th 9am-5pm | Fri 9am-6pm John HammondDrive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12noon Kristen Stewart. . . . . . VP of Human Resources Ronn Harmon Jay HillinPORT NECHES – Nall INFORMATION SYSTEMS Andrea Johnson2239 Nall | 409-727-1639 Mark MajorsLobby: M-Th 9am-5pm | Fri 9am-6pm | Sat 9am-12pm John Heard . . . . . . . . . . . . . . . . VP of IS Charles SanfordDrive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12noon LOANS ADVISORY BOARD MEMBERSPORT NECHES – PNG High School409-722-1174 Lisa Rowland . . . . . . . . . . . . . VP of Loans CJ IsomM-Fri 7:30am-3:30pm Kristin Butler . . . . . . . . . . . . AVP of Loans Linda Thomas Jenifer Holtzclaw . . Indirect Lending Supervisor James SmithNEDERLAND Wayne Stokely . . . Commercial Lending Manager2623 Nederland Avenue | 409-729-2831 Lyndi Ingwesen . . . . . . Mortgage Supervisor SUPERVISORY COMMITTEELobby: M-Th 9am-5pm | Fri 9am-6pm Marsha Dougharty. . . . . Collections SupervisorDrive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12noon John DeVillier MARKETING & BUSINESS DEVELOPMENT Darnell HansonNEDERLAND – Nederland High School Pattilea Wilson409-722-1174 Jason Duplant . . . . VP of Marketing & BusinessM-Fri 7:45am-3:30pm DevelopmentBEAUMONT – Dowlen1955 Dowlen Road | 409-860-0800 Dawn Fournier . . . AVP of Business DevelopmentLobby: M-Th 9am-5pm | Fri 9am-6pm | Sat 9am-12pmDrive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12pm ACCOUNTINGBEAUMONT – Pearl Jill Sandberg . . . . . . . . . AVP of Accounting1254 Pearl Street | 409-832-4936Lobby: M-Th 9am-5pm | Fri 9am-6pm MEMBER FINANCIAL SERVICESDrive-Thru: M-Th 7am-5pm | Fri 7am-6pm Marioreen Gibson . . . . . . . Financial AdvisorLUMBERTON299 Country Lane Drive | 409-299-5277 MEMBER SERVICESLobby: M-Th 9am-5:30pm | Fri 9am-6pm Alta Frazier . . . . . . . AVP of Research & ProductDrive-Thru: M-Th 7:30am-5:30pm | Fri 7am-6pm | Sat 9am-12noon NALL BRANCH Development/MSRLUMBERTON – Lumberton High School409-299-5277 Kelly Chatelain . . . . . . . . . Branch ManagerM-Fri 7:30am-3:30pm DOWLEN-BMT BRANCHBRIDGE CITY410 Texas Avenue | 409-238-6400 Kelly Hellweg . . . . . . . . . . Branch ManagerLobby: M-Th 9am-5pm | Fri 9am-6pmDrive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12noon DOWNTOWN-BMT BRANCH Judy Corbin . . . . . . . . . . . . Branch Manager NEDERLAND BRANCH Jessi Graham . . . . . . . . . . Branch Manager LUMBERTON BRANCH Tina Warren . . . . . . . . . . . . Branch Manager COMPLIANCE Nancy Moseley . . . . . . . . Compliance Officer MAGNOLIA BRANCH Jacob Devillier . . . . . . . . Frontline Supervisor BRIDGE CITY BRANCH Summer Lynam . . . . . . . . . Branch Manager SERVICE CENTER Megan Woodard . . . . . Service Center Manager CASH BACK WITH YOUR LOAN LEARN MORE AT NECHESFCU.ORG.